THE HOME DEPOT CONSUMER CREDIT CARD DISCLOSURES

Interest Rates and Interest Charges

Annual Percentage Rate
(A PR
  ) for Purchases
How to Avoid Paying
Interest on Purchases
Minimum Interest Charge
For Credit Card Tips from
the Consumer Financial
Protection Bureau
25.99%
Your due date is at least 25 days after the close of each billing cycle. We will not charge
you any interest on purchases if you pay your entire balance by the due date each month.
If you are charged interest, the charge will be no less than $2.00.
To learn more about factors to consider when applying for or using a
credit card, visit the website of the Consumer Financial Protection Bureau at
h t t p : // w w w.  consumer finance . gov/ learn more

Fees
Annual Fee None
Penalty Fees
• Late Payment Up to $39

How We Will Calculate Your Balance: We use a method called “daily balance (including current transactions).”
See the Card Agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in the
Card Agreement.

Supplemental Pricing Information

Daily Periodic Rate (D P R) for Purchases 0.07120%

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