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Group health insurance plan is a health insurance plan that provides coverage to
members of a group that tends to be employees of a company or members of an
organization. Members of the group usually receive insurance at a reduced cost
because the insurer's risk is spread across a group of policyholders.
2. Group Personal Accident Insurance is suitable for organizations/employers, who
wish to ensure their employees against permanent total disablement, accidental death,
loss or eyes and limbs, and permanent partial disablement. Accidents create financial
problems for the insured and dependents alike.
3. Workers' compensation is a form of insurance providing wage replacement and
medical benefits to employees injured in the course of employment in exchange for
mandatory relinquishment of the employee's right to sue their employer for the tort of
negligence.
4. Inland transit insurance policy provides cover to the insured’s business goods or
personal belongings while being transported by land.
5. Standard Fire and Special Perils Insurance is a traditional cover that
offers cover against fire and allied perils which are named in the policy.
The policy can cover building (including plinth and foundation), plant and machinery,
stocks, furniture, fixtures and fittings and other contents.
6. Public Liability Insurance protects insured against the legal liability to pay
compensation for bodily injury or property damage suffered by third party and arising
out of accidents occurring in the Insured premises and resulting from Insured’s
normal business operations.
7. Office Package policy like this avoids you arranging different policies for fire,
burglary, machinery breakdown etc. It provides you complete control of managing all
your risks in office under one policy.
8. Electronic equipment policy provides comprehensive coverage against unforeseen
and sudden physical loss or damage to your electronic equipment and data media.
9. Shopkeeper Insurance Policy covers all the probable risks and perils faced by small
to medium sized shop owners. It provides protection for the property and the interests
of the Insured in the business venture.
10. Burglary insurance covers damage to your premises caused by burglars
during burglary or attempts at burglary. The Policy pays actual loss/damage to
your insured property caused by burglary/house breaking subject to the limit of
Sum Insured. The Policy can be extended to cover Riot, Strike, Malicious Damage
and Theft.
11. Event insurance provides package coverage for the sponsor of public or
private events, such as concerts, festivals, conferences, trade shows, sporting events,
and celebrations, to name a few. Available coverages include property insurance,
general liability insurance, employer’s liability insurance, and cancellation insurance.
12. Project insurance - Contractors' all risks (CAR) insurance is a non-
standard insurance policy that provides coverage for property damage and third-party
injury or damage claims, the two primary types of risks on construction projects.

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