Il Semester B.Com. Examination, May 2017 (Fresher + Repeaters) (CBCS) (2014-15 and Onwards) COMMERCE Paper — 2.5 : Banking Law and Operations Time : 3 Hours US — 461 Max. Marks : 70 Instruction : Answer should be completely either in English or/and Kannada. SECTION-A Answer any five questions. Each question carries two marks. cinajaacide and denen egor. BSzsre ace soars. 1. a) What do you mean by endorsement ? &owds aocdeb? b) What is special crossing ? Oder Sede aonded 7 c) Define ‘promissory note’. d) Whatis mortgage ? eas accidea> 2 e) Expand RTGS and MICR. RTGS sz) MICRA O08. f) What do you mean by Dishonour of cheque ? eeadnnetcrarinod e8ey nocites>? g) Who are lunatic ? Soya odd odd 2 SECTION-B Answer any three questions. Each question carries six marks. cineca haw aaron ego. Badge ud eodrd. 2. What is negotiable instrument ? Explain its features. mychy, simeciem ay aonkden? wad odporiday oxton, o . Distinguish between overdraft and cash credits. Soe08s ae) arta euciord aes ats awyreaty Bea, (5x2=10) (3x6=18) P.1.0.us-461 {ARTE A 4, What are the advantages of credit cards ? Bau" mated uxrsoorreay 308. 5. Whatare the consequences of wrongful dishonour of cheque ? edge sean erPdoxmn eons comma ands 2 6. Distinguish between general lien and particular lien. mang m Grae Bey, HOF a mom Boyne dad Raanwyss ? SECTION-C Answer any three questions. Each question carries fourteen marks. (3x14=42) namie caewalelen awgox, Bagge wamey codes. 7. Whois Paying Banker ? Explain the statutory protection available to the Paying Banker. : amaiend ant nods ccnd>? amalsaond tm dorart wonaea OURS datos wa7f DION, 8. State the different type of Bank Accounts and explain the procedure in opening and operating the account of a minor. Og deed eo" sorsriday Ben, wang! Socdya and Edotben adey qazloren eodoxeiend darienvayosoa. 9. Explain the different kinds of endorsement. DAG oes ouderivaty NBOA, 10. Briefly explain the relationship between the Banker and Customer. enodora shay masta sr) ache! domogriday sibs, 11. Explain the principles of Bank lending in detail. om, 08" GoRONS BE NWA ADOGIF SN DOA,