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How to Get Better Healthcare
and Save Up to $12,642
in Insurance Premiums
If there were ever a time to consider other health care arrangements,
this is it.
You can enroll in a new health care program today that provides you a
world of choice at a VERY affordable price.
Enrolling online is easy and will take you only 15–20 minutes.
They make a somber and significant pledge to one another that they
will aid, support and devote their resources to one another in the most
personal area of life: their health care! If you can agree with this belief
system, then you passed the first test.
Lifestyle Expectations
To qualify as a sharing member, you must comply with their lifestyle
requirements, which include:
4. A
bstain from the use of illegal drugs including, without
limitation, any hallucinogenic substance, barbiturates,
amphetamines, cocaine, heroin or other opiates, marijuana,
illegal intravenous drugs or narcotics.
5. E
xercise regularly and eat healthy foods that do not harm
the body.
Equally important is that you believe that our unalienable rights come
from a creator and not man. If so, then this membership community
aligns with your worldview.
With this in mind, Liberty HealthShare won’t share any medical costs
relating to unhealthy habits like smoking, drug abuse or alcohol abuse.
So you shouldn’t call a Christian sharing ministry and ask about their
insurance plan. They don’t have one.
Instead, you should ask about their member cost sharing program.
Pre-existing Conditions
Since health sharing ministries are not considered insurance, pre-existing
conditions are not required by law to be shared.
So if you have a bum knee and you are thinking about replacing it in
the near future, you shouldn’t enroll in a health cost-sharing program
and expect that the members will share that expense a few months
into your membership.
If you’re a heavy smoker and refuse to kick the habit, don’t expect to
be accepted into the membership.
Liberty also offers video doctors with their program. If you need to
speak to a doctor but don’t want to crawl out of your bed, get dressed
and drive into town to see one… you don’t have to.
Medical expenses eligible for sharing include, but are not limited to,
home health care, physician and hospital services, emergency medical
11. Medical Costs Incurred Outside the United States. Charges for
the care and treatment of a medically diagnosed condition when
treatment outside the United States is financially beneficial or
when traveling or residing outside the United States. Eligibility of
such charges are subject to all other provisions of the guidelines.
Medical billing is requested to be submitted in English and con-
verted to U.S. currency.
It has all the 800 numbers that you and your doctor need.
But that’s not all… medical bills are processed within 30–45 business
days.
To view how your doctor benefits with Liberty HealthShare, click here.
This means the odds are more in your favor that you are going to live a
longer life. So if you aren’t exercising enough, get out there and take
up tennis… or golf… or swimming… or anything else to keep your
body active so that you can live with vitality.
But know this… your long life is a BIG problem for Medicare.
You should know that if Medicare denies your medical treatment, your
supplement will not work either.
I’ve recommended this program to my mom and her friends, and they
absolutely love it.
…gives you the ultimate freedom and control over your own
health care decisions.
In this day and age, your personal health care program should contain
the following benchmarks:
1. H
ealth care should be between you and your doctor.
2. Y
ou should be able to choose your own doctor without
coercion or restrictive networks.
3. Y
our health care should be affordable.
4. Y
ou should have access to the latest health care treatments
WORLDWIDE.
Join Liberty HealthShare. It’s real freedom from insurance that will put
you and your doctor back in control.
As their monthly share amount goes down for the Silver and Bronze
program levels, your personal responsibility dollar amount increases.
Their most affordable monthly share program, the Bronze Level, is
only $45 per unit per month, and it comes with a $5,000 personal
responsibility before sharing kicks in.
Through CHM, you will need to collect all the medical provider bills
yourself and submit them to CHM for sharing (payment).
When you receive itemized bills, you will be responsible for sending
bills to CHM along with a “Needs Processing Form.”
CHM doesn’t provide a discount plan for dental and vision. They do,
however, recommend the Careington LiveWell Plan.
2. Medi-Share
Their share amounts are based upon the members participating and
the age of the oldest applicant. Their website contains a “Share Calcu-
lator,” where you select the number of applicants, along with the birth
date of the oldest applicant.
After entering my birth year of 1969, I was provided with seven share
options, which ranged between $159–419. The lower monthly share
amount came with a $10,000 “annual household portion.” The highest
monthly share of $419 came with a $1,250 AHP.
3. Samaritan Ministries
Their health care cost sharing program is based upon the “needs
process.”