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    The document discusses the five Cs of credit - condition, capacity, capital, collateral, and character. Condition refers to the overall economic environment and factors that could affect an industry. Capacity is the ability to repay a loan, which an algorithm determines. Capital is how much money an owner has personally invested in the business. Collateral includes assets that can be used to secure a loan, like real estate and inventory. Character involves a business owner's integrity and trustworthiness, which are important in approving loans.

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    5 cs Credit dep

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    5 cs Credit dep

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    The document discusses the five Cs of credit - condition, capacity, capital, collateral, and character. Condition refers to the overall economic environment and factors that could affect an industry. Capacity is the ability to repay a loan, which an algorithm determines. Capital is how much money an owner has personally invested in the business. Collateral includes assets that can be used to secure a loan, like real estate and inventory. Character involves a business owner's integrity and trustworthiness, which are important in approving loans.

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    © All Rights Reserved
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    20 views1 page

    5 Cs Credit Dep

    Uploaded by

    essa
    The document discusses the five Cs of credit - condition, capacity, capital, collateral, and character. Condition refers to the overall economic environment and factors that could affect an industry. Capacity is the ability to repay a loan, which an algorithm determines. Capital is how much money an owner has personally invested in the business. Collateral includes assets that can be used to secure a loan, like real estate and inventory. Character involves a business owner's integrity and trustworthiness, which are important in approving loans.

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    © All Rights Reserved
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    of 1

    THE FIVE Cs OF CREDIT

    Condition
    The state of the overall economic
    environment - specifically the factors
    01
    that might have affect your industry
    and business.

    02 Capacity
    Your ability to repay the loan. Our
    algorithm Herio Insight determines
    the best loan product for the financial
    health of our borrowers' businesses.

    Capital
    How much money you have
    personally put into the business.
    03
    Investing in your own business
    shows you believe in it - and that we
    should too!

    04 Collateral
    are assets that can be used as
    security for loan repayment, like real
    estate and inventory.

    Character
    Our customers aren't just data sets to
    05
    us. A small business owner's integrity
    and trustworthiness play a large part
    in whether or not we approve them
    for a loan.

    www.heriocapital.com | 1.844.Go.Herio | @heriocapital

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