Auburn-Fundfactsheets 06

American Funds 2015 Trgt Date Retire R6 RFJTX
Category: Moderate Conservative 6/30/2019

Fund Strategy Scorecard System Risk Bucket as of 6/30/2019
Style Risk/Return Peer Group

The investment seeks growth, income and Qual. Score
Asset Allocation Strategies Ticker Risk Style 2 Risk / Up / Info Return SR Ratio
R (2pt max) 6/30/2019
conservation of capital. The fund normally invests Level Diversity Return Down Ratio Rank Rank
Risk
a greater portion of its assets in bond, equity- Moderate Conservative Risk Bucket Risk (X)
Range
income and balanced funds as it approaches and 1 0 1 1 1 0 1 1 2 8
passes its target date. The advisor attempts to American Funds 2015 RFJTX
Trgt Date Retire R6 5.41 50.63/ 96.07 5.41/ 91.98/ -0.01 10.50 9.00 MC Aggressive 10.25≤X<12.25 -
achieve its investment objectives by investing in a 49.37 5.05 86.48
mix of American Funds in different combinations
Score Score Score Score Score Score Score Score
and weightings. The underlying American Funds Asset Allocation Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017 Moderate Aggressive 8.25≤X<10.25 -
represent a variety of fund categories, including
American Funds 2015 Trgt 8 9 9 8 8 8 8 8
growth funds, growth-and-income funds, equity-
income funds, balanced funds and fixed income
Date Retire R6 MC MC MC MC MC MC MC MC Moderate 6.25≤X<8.25 -
funds. The fund categories represent differing

investment objectives. Moderate Conservative 4.50≤X<6.25 5.41
The Scorecard System methodology incorporates both quantitative and qualitative factors into evaluating fund manag-
ers and their investment strategies. To be scored, there is a fund history requirement (5 years for active strategies and 3 Conservative 3.00≤X<4.50 -
years for passive strategies). The scoring system is built around pass/fail criteria, on a scale of 0-10 (with 10 being the
Fund Information best). 80% of the score is quantitative and 20% is qualitative. For Active and Asset Allocation Strategies, the score-
card factors are weighted 30% to style, 30% to risk/return, 20% to peer group rankings and 20% to qualitative fac-
tors (manager tenure, expense ratio relative to category average and strength of statistics). For Passive Strategies the
Strategy Asset ($ mm): 5124.00 scorecard factors are weighted 40% to style, 40% to peer group rankings and 20% to qualitative factors (expense ratio Asset Allocation (%) as of 3/31/2019
relative to category average, strength of statistics). For active, asset allocation and passive strategies, other significant
Share Class Assets ($ mm): 2387.00 factors may be considered into a fund’s qualitative score. For further explanation of the Scorecard System, please refer Domestic Eq: 29.74
Manager: Alan N. Berro to the Scorecard Tutorial.
Int'l Equity: 12.49
Manager Tenure: 12 Years Performance Analysis as of 6/30/2019
Domestic Bond: 43.11
13%
Portfolio Statistics Int'l Bond: 6.61
American Funds 2015
Trgt Date Retire R6 9% Convertibles: 0.15
Alpha*: 0.09 P/E: 17.60
Beta*: 0.71 P/B: 2.60 StyleBenchmark Preferred: 0.13
Std Dev: 4.95 SEC Yield (%): 2.75
R²*: 97.01 Turnover: 7.00 4% Cash: 7.73
as of date 3/31/2019 as of date 6/30/2019 Peer Group
% Emerging Mkt: 2.73 Other: 0.05
*Best fit index: Morningstar Mod Tgt Risk TR USD 0%
*3-year statistic: Morningstar Mod Tgt Risk TR USD
Since Additional Information
Qtr YTD 1 Year 3 Year 5 Year 10 Year
Inception
Top 10 Holdings (%) as of 3/31/2019 American Funds 2015 Trgt Date
2.70% 9.36% 6.66% 6.43% 5.05% 8.70% 8.87% Prospectus Net Exp. Ratio: 0.33
Retire R6
Prospectus Gross Exp. Ratio: 0.33
StyleBenchmark 3.37% 11.27% 7.00% 7.37% 5.06% 7.72% -
American Funds Capital Income Bldr R6 / RIRGX 11.55 Avg Exp Ratio Morningstar (%): 0.43
American Funds Income Fund of Amer R6 / RIDGX 11.55 Peer Group Performance* 2.95% 10.03% 5.99% 6.45% 4.32% 7.72% -
American Funds Interm Bd Fd of Amer R6 / RBOGX 8.99
Peer Group Rank* 83 78 25 52 14 6 - 12b-1 fees (%): -
American Funds Bond Fund of Amer R6 / RBFGX 7.99
American Funds Inflation Linked Bd R6 / RILFX 6.99 Closed - New Inv: -
Peer Group Size (funds)* - - 135 109 79 54 -
American Funds American Mutual R6 / RMFGX 6.01 Closed - All Inv: -
*Morningstar Peer Group: Target-Date 2015
American Funds Mortgage R6 / RMAGX 6.00 Min Investment: $250
The performance analysis displayed is reflective of past performance. Past performance does not guarantee
American Funds Invmt Co of Amer R6 / RICGX 5.02
future results. The investment return and principal value of an investment will fluctuate over time. Current Waiver Amt: -
American Funds Washington Mutual R6 / RWMGX 5.01 performance may differ from the performance displayed. Investing includes risk, including potential loss of
principal. Carefully consider any and all investment objectives, risk factors and charges and expenses Waiver Exp Date: -
American Funds American High-Inc R6 / RITGX 5.01
% in Top 10 Holdings 74.10 before investing. Contact your financial advisor or consultant for fund’s current performance and a copy of the Strategy Inception: 2/1/2007
most recent prospectus. Contact (800) 959-0071 for most recent month end performance.
# of Holdings 21 Share Class Inception: 7/13/2009
© 2019 Retirement Plan Advisory Group. All Rights Reserved. Data provided by Morningstar, Inc. The information contained herein: (1) is proprietary to Retirement Plan Advisory Group (RPAG), and/or its content providers; (2) may not be
copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither RPAG nor Morningstar is responsible for any damages or losses arising from any use of this information. Past performance does not guarantee
future results. For Sponsor use only. Fund fact sheet is not valid without disclaimer page. Reporting Date: 9/24/2019
American Funds 2020 Trgt Date Retire R6 RRCTX

R (2pt max) 6/30/2019
Risk
a greater portion of its assets in bond, equity- Moderate Conservative Risk Bucket Risk (X)
Range
passes its target date. The advisor attempts to American Funds 2020 RRCTX
Trgt Date Retire R6 6.00 57.90/ 96.99 6.00/ 92.40/ 0.16 3.00 6.00 MC Aggressive 10.25≤X<12.25 -
Date Retire R6 MC MOD MOD MOD MOD MOD MOD MOD Moderate 6.25≤X<8.25 -

investment objectives. Moderate Conservative 4.50≤X<6.25 6.00
Int'l Equity: 12.90
13%
American Funds 2020
Alpha*: 0.43 P/E: 18.01
R²*: 97.72 Turnover: 2.00 4% Cash: 7.95
Inception
Retire R6
StyleBenchmark 3.38% 11.96% 6.75% 8.05% 5.28% 8.19% -
American Funds Interm Bd Fd of Amer R6 / RBOGX 8.98 Avg Exp Ratio Morningstar (%): 0.46
American Funds Capital Income Bldr R6 / RIRGX 8.14 Peer Group Performance* 3.02% 10.67% 5.96% 6.89% 4.52% 8.08% -
American Funds Income Fund of Amer R6 / RIDGX 8.14
American Funds Bond Fund of Amer R6 / RBFGX 7.53
American Funds Inflation Linked Bd R6 / RILFX 6.68 Closed - New Inv: -
American Funds American Mutual R6 / RMFGX 5.97 Closed - All Inv: -
American Funds Mortgage R6 / RMAGX 5.83 Min Investment: $250
American Funds Washington Mutual R6 / RWMGX 5.16 performance may differ from the performance displayed. Investing includes risk, including potential loss of
American Funds US Government Sec R6 / RGVGX 5.13
Vanguard Wellesley Income Admiral VWIAX

The investment seeks to provide long-term growth Qual. Score
R (2pt max) 6/30/2019
of income and a high and sustainable level of Level Diversity Return Down Ratio Rank Rank
Risk
current income, along with moderate long-term Moderate Conservative Risk Bucket Risk (X)
Range
capital appreciation. The fund invests 1 1 1 1 1 1 1 1 2 10
approximately 60% to 65% of its assets in Vanguard Wellesley VWIAX
Income Admiral 4.69 31.89/ 90.79 4.69/ 112.10/ 0.71 6.50 1.00 MC Aggressive 10.25≤X<12.25 -
investment-grade fixed income securities, 68.11 5.88 99.90
including corporate, U.S. Treasury, and
government agency bonds, as well as mortgage- Asset Allocation Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017 Moderate Aggressive 8.25≤X<10.25 -
backed securities. The remaining 35% to 40% of
Vanguard Wellesley 10 9 9 9 9 10 10 10
fund assets are invested in common stocks of
companies that have a history of above-average
Income Admiral MC MC MC MC MC MC MC MC Moderate 6.25≤X<8.25 -
dividends or expectations of increasing dividends.

Moderate Conservative 4.50≤X<6.25 4.69
Manager: W. Michael Reckmeyer to the Scorecard Tutorial.
Int'l Equity: 5.53
12%
Vanguard Wellesley
Income Admiral 8% Convertibles: 0.39
Alpha*: 0.31 P/E: 17.74
R²*: 87.76 Turnover: 36.00 4% Cash: 4.50
*Best fit index: Morningstar Mod Con Tgt Risk TR USD 0%
*3-year statistic: Morningstar Mod Con Tgt Risk TR USD
Inception
Top 10 Holdings (%) as of 3/31/2019 Vanguard Wellesley Income
Admiral
StyleBenchmark 3.45% 9.85% 8.10% 5.81% 4.86% 6.93% -
JPMorgan Chase & Co / JPM 1.58 Avg Exp Ratio Morningstar (%): 0.79
Verizon Communications Inc / VZ 1.47 Peer Group Performance* 2.56% 9.82% 5.12% 5.56% 3.61% 7.08% -
Cisco Systems Inc / CSCO 1.44
Johnson & Johnson / JNJ 1.37
Pfizer Inc / PFE 1.25 Closed - New Inv: -
Intel Corp / INTC 1.01 Closed - All Inv: -
*Morningstar Peer Group: Allocation--30% to 50% Equity
Chevron Corp / CVX 0.97 Min Investment: $50000
Philip Morris International Inc / PM 0.96
Comcast Corp Class A / CMCSA 0.89 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Merck & Co Inc / MRK 0.85
American Funds 2025 Trgt Date Retire R6 RFDTX
Category: Moderate 6/30/2019

R (2pt max) 6/30/2019
Risk
a greater portion of its assets in bond, equity- Moderate Risk Bucket Risk (X)
Range
passes its target date. The advisor attempts to American Funds 2025 RFDTX
Trgt Date Retire R6 7.04 69.21/ 97.71 7.04/ 92.08/ 0.23 13.00 10.00 MOD Aggressive 10.25≤X<12.25 -
Date Retire R6 MOD MOD MOD MOD MOD MOD MOD MOD Moderate 6.25≤X<8.25 7.04

investment objectives. Moderate Conservative 4.50≤X<6.25 -
Int'l Equity: 17.34
15%
American Funds 2025
Alpha*: 0.46 P/E: 18.22
R²*: 97.67 Turnover: 0.00 5% Cash: 8.15
Inception
Retire R6
StyleBenchmark 3.41% 13.08% 6.41% 9.13% 5.67% 8.96% -
American Funds Interm Bd Fd of Amer R6 / RBOGX 8.25 Avg Exp Ratio Morningstar (%): 0.45
American Funds Washington Mutual R6 / RWMGX 6.30 Peer Group Performance* 3.16% 11.87% 5.99% 7.93% 5.00% 8.96% -
American Funds Global Balanced R6 / RGBGX 6.00 Closed - New Inv: -
American Funds American Balanced R6 / RLBGX 6.00 Closed - All Inv: -
American Funds American Mutual R6 / RMFGX 6.00 Min Investment: $250
American Funds Fundamental Invs R6 / RFNGX 5.15
American Funds Mortgage R6 / RMAGX 5.01 performance may differ from the performance displayed. Investing includes risk, including potential loss of
American Funds Capital World Gr&Inc R6 / RWIGX 5.00
American Funds American Balanced R6 RLBGX
Category: Moderate 6/30/2019

The investment seeks conservation of capital, Qual. Score
R (2pt max) 6/30/2019
current income and long-term growth of capital Level Diversity Return Down Ratio Rank Rank
Risk
and income. The fund uses a balanced approach Moderate Risk Bucket Risk (X)
Range
to invest in a broad range of securities, including 1 1 1 1 1 1 1 1 2 10
common stocks and investment-grade bonds. It American Funds RLBGX
American Balanced R6 7.38 62.29/ 94.97 7.38/ 105.16/ 0.71 2.00 2.00 MOD Aggressive 10.25≤X<12.25 -
also invests in securities issued and guaranteed 37.71 7.72 93.58
by the U.S. government and by federal agencies
and instrumentalities. In addition, the fund may Asset Allocation Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017 Moderate Aggressive 8.25≤X<10.25 -
invest a portion of its assets in common stocks,
American Funds American 10 10 10 10 10 9 9 9
most of which have a history of paying dividends,
bonds and other securities of issuers domiciled
Balanced R6 MOD MOD MOD MOD MOD MOD MOD MOD Moderate 6.25≤X<8.25 7.38
outside the United States.

Moderate Conservative 4.50≤X<6.25 -
Manager: Hilda L. Applbaum to the Scorecard Tutorial.
Int'l Equity: 8.24
15%
American Funds
American Balanced R6 10% Convertibles: 0.10
Alpha*: 0.95 P/E: 19.23
R²*: 95.73 Turnover: 72.00 5% Cash: 6.50
*Best fit index: Morningstar Mod Agg Tgt Risk TR USD 0%
*3-year statistic: Morningstar Mod Agg Tgt Risk TR USD
Inception
Top 10 Holdings (%) as of 3/31/2019 American Funds American
Balanced R6
StyleBenchmark 3.51% 13.02% 7.66% 9.10% 6.53% 9.54% -
Microsoft Corp / MSFT 4.09 Avg Exp Ratio Morningstar (%): 0.81
UnitedHealth Group Inc / UNH 2.57 Peer Group Performance* 2.95% 12.21% 5.73% 7.79% 5.04% 8.93% -
The Home Depot Inc / HD 2.07
Berkshire Hathaway Inc A / BRK.A 1.78
Philip Morris International Inc / PM 1.49 Closed - New Inv: -
Nike Inc B / NKE 1.46 Closed - All Inv: -
*Morningstar Peer Group: Allocation--50% to 70% Equity
Intel Corp / INTC 1.43 Min Investment: $250
Broadcom Inc / AVGO 1.35
DowDuPont Inc / DD 1.33 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Comcast Corp Class A / CMCSA 1.25
American Funds 2030 Trgt Date Retire R6 RFETX
Category: Moderate Aggressive 6/30/2019

R (2pt max) 6/30/2019
Risk
a greater portion of its assets in bond, equity- Moderate Aggressive Risk Bucket Risk (X)
Range
passes its target date. The advisor attempts to American Funds 2030 RFETX
Trgt Date Retire R6 8.40 76.89/ 98.13 8.40/ 97.78/ 0.56 15.00 6.00 MA Aggressive 10.25≤X<12.25 -
and weightings. The underlying American Funds Asset Allocation Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017 Moderate Aggressive 8.25≤X<10.25 8.40
Date Retire R6 MA MA MA MA MA MA MA MA Moderate 6.25≤X<8.25 -

Int'l Equity: 21.00
16%
American Funds 2030
Alpha*: 1.36 P/E: 18.28
R²*: 97.99 Turnover: 0.00 5% Cash: 8.08
*Best fit index: MSCI ACWI NR USD 0%
*3-year statistic: MSCI ACWI NR USD
Inception
Retire R6
StyleBenchmark 3.51% 14.07% 6.44% 9.97% 6.11% 9.70% -
American Funds Washington Mutual R6 / RWMGX 8.00 Avg Exp Ratio Morningstar (%): 0.44
American Funds US Government Sec R6 / RGVGX 7.18 Peer Group Performance* 3.24% 12.98% 5.86% 8.75% 5.44% 9.42% -
American Funds Global Balanced R6 / RGBGX 6.00
American Funds American Mutual R6 / RMFGX 6.00 Closed - New Inv: -
American Funds Fundamental Invs R6 / RFNGX 6.00 Closed - All Inv: -
American Funds American Balanced R6 / RLBGX 6.00 Min Investment: $250
American Funds New Perspective R6 / RNPGX 5.15
American Funds Capital World Gr&Inc R6 / RWIGX 5.00 performance may differ from the performance displayed. Investing includes risk, including potential loss of
American Funds Mortgage R6 / RMAGX 4.26
American Funds 2035 Trgt Date Retire R6 RFFTX

R (2pt max) 6/30/2019
Risk
Range
passes its target date. The advisor attempts to American Funds 2035 RFFTX
Date Retire R6 MA MA MA MA MA MA MA MA Moderate 6.25≤X<8.25 -

Int'l Equity: 26.22
16%
American Funds 2035
Alpha*: 1.37 P/E: 18.41
R²*: 98.15 Turnover: 0.00 5% Cash: 7.56
Inception
Retire R6
StyleBenchmark 3.60% 14.78% 6.59% 10.55% 6.50% 10.28% -
American Funds US Government Sec R6 / RGVGX 7.59 Peer Group Performance* 3.31% 14.02% 5.71% 9.66% 5.80% 10.07% -
American Funds SMALLCAP World R6 / RLLGX 6.16 Closed - New Inv: -
American Funds Growth Fund of Amer R6 / RGAGX 6.15 Closed - All Inv: -
American Funds AMCAP R6 / RAFGX 6.14 Min Investment: $250
American Funds American Mutual R6 / RMFGX 6.00
American Funds Fundamental Invs R6 / RFNGX 6.00 performance may differ from the performance displayed. Investing includes risk, including potential loss of
American Funds American Balanced R6 / RLBGX 6.00
American Funds 2040 Trgt Date Retire R6 RFGTX

R (2pt max) 6/30/2019
Risk
Range
passes its target date. The advisor attempts to American Funds 2040 RFGTX
Date Retire R6 MA AGG AGG MA MA MA MA MA Moderate 6.25≤X<8.25 -

Int'l Equity: 27.69
Domestic Bond: 9.64
16%
American Funds 2040
Alpha*: 1.36 P/E: 18.45
R²*: 98.29 Turnover: 0.00 5% Cash: 7.67
Inception
Retire R6
StyleBenchmark 3.60% 15.00% 6.56% 10.78% 6.63% 10.47% -
American Funds Invmt Co of Amer R6 / RICGX 7.15 Peer Group Performance* 3.32% 14.69% 5.48% 10.04% 6.01% 10.21% -
American Funds SMALLCAP World R6 / RLLGX 7.00
American Funds AMCAP R6 / RAFGX 7.00
American Funds New Perspective R6 / RNPGX 7.00 Closed - New Inv: -
American Funds Growth Fund of Amer R6 / RGAGX 6.99 Closed - All Inv: -
American Funds American Mutual R6 / RMFGX 6.15 Min Investment: $250
American Funds American Balanced R6 / RLBGX 6.00 performance may differ from the performance displayed. Investing includes risk, including potential loss of
American Funds Global Balanced R6 / RGBGX 5.85
American Funds 2045 Trgt Date Retire R6 RFHTX

R (2pt max) 6/30/2019
Risk
Range
passes its target date. The advisor attempts to American Funds 2045 RFHTX

Int'l Equity: 28.00
Domestic Bond: 8.46
17%
American Funds 2045
Alpha*: 1.42 P/E: 18.46
R²*: 98.16 Turnover: 0.00 6% Cash: 7.83
Inception
Retire R6
StyleBenchmark 3.58% 15.03% 6.51% 10.82% 6.63% 10.48% -
American Funds Invmt Co of Amer R6 / RICGX 8.15 Avg Exp Ratio Morningstar (%): 0.45
American Funds AMCAP R6 / RAFGX 6.99 Closed - All Inv: -
American Funds New Perspective R6 / RNPGX 6.99 Min Investment: $250
American Funds Growth Fund of Amer R6 / RGAGX 6.99
American Funds Capital World Gr&Inc R6 / RWIGX 6.15 performance may differ from the performance displayed. Investing includes risk, including potential loss of
American Funds American Balanced R6 / RLBGX 5.85
American Funds 2050 Trgt Date Retire R6 RFITX

R (2pt max) 6/30/2019
Risk
Range
passes its target date. The advisor attempts to American Funds 2050 RFITX

Int'l Equity: 27.88
Domestic Bond: 7.33
17%
American Funds 2050
Alpha*: 1.44 P/E: 18.50
R²*: 98.24 Turnover: 0.00 6% Cash: 7.95
Inception
Retire R6
StyleBenchmark 3.63% 15.19% 6.62% 10.92% 6.73% 10.62% -
American Funds Capital World Gr&Inc R6 / RWIGX 7.00 Closed - New Inv: -
American Funds SMALLCAP World R6 / RLLGX 7.00 Closed - All Inv: -
American Funds Growth Fund of Amer R6 / RGAGX 7.00 Min Investment: $250
American Funds AMCAP R6 / RAFGX 7.00
American Funds New Perspective R6 / RNPGX 7.00 performance may differ from the performance displayed. Investing includes risk, including potential loss of
American Funds 2055 Trgt Date Retire R6 RFKTX

R (2pt max) 6/30/2019
Risk
Range
passes its target date. The advisor attempts to American Funds 2055 RFKTX

Int'l Equity: 27.89
Domestic Bond: 7.33
17%
American Funds 2055
Alpha*: 1.39 P/E: 18.50
R²*: 98.12 Turnover: 1.00 6% Cash: 7.95
Inception
3.26% 15.13% 5.99% 11.92% 7.94% - 10.69% Prospectus Net Exp. Ratio: 0.42
Retire R6
StyleBenchmark 3.63% 15.20% 6.62% 10.93% 6.74% - -
Peer Group Rank* 70 72 28 1 1 - - 12b-1 fees (%): -
American Funds Capital World Gr&Inc R6 / RWIGX 7.00 Closed - All Inv: -
American Funds AMCAP R6 / RAFGX 7.00 Min Investment: $250
American Funds Growth Fund of Amer R6 / RGAGX 6.99 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Invesco Diversified Dividend R6 LCEFX
Category: Large Cap Value 6/30/2019
Fund Strategy Scorecard System Sector Allocation as of 3/31/2019

The investment seeks long-term growth of capital Active Strategies Ticker Qual. Score Real Estate: 0.00
Style 2 Risk / Up / Info Return Info Ratio (2pt max) 6/30/2019
Style R
and, secondarily, current income. The fund Drift Return Down Ratio Rank Rank
Technology: 0.11
invests primarily in dividend-paying equity Large Cap Value
securities. It invests in securities that the portfolio 1 1 1 1 1 0 0 0 2 7 Basic Materials: 2.45
managers believe are undervalued based on Invesco Diversified LCEFX -60.52/ 9.09/ 73.81/
Dividend R6 12.98 87.33 -0.04 78.00 67.00 LCV
various valuation measures. The fund may invest 70.69 7.26 64.19 Comm: 5.38
up to 25% of its net assets in securities of foreign
Score Score Score Score Score Score Score Score Cons Cyclical: 5.84
issuers. Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
7 7 8 9 9 9 9 9 Energy: 6.59
Invesco Diversified
Dividend R6 LCV LCV LCV LCV LCV LCV LCV LCV Healthcare: 8.18
Industrials: 11.25
The Scorecard System methodology incorporates both quantitative and qualitative factors into evaluating fund manag- Financial Services: 14.06
ers and their investment strategies. To be scored, there is a fund history requirement (5 years for active strategies and 3
years for passive strategies). The scoring system is built around pass/fail criteria, on a scale of 0-10 (with 10 being the Utilities: 19.32
Fund Information best). 80% of the score is quantitative and 20% is qualitative. For Active and Asset Allocation Strategies, the score- Cons Defensive: 26.83
Manager: Meggan M. Walsh to the Scorecard Tutorial.
Int'l Equity: 17.37
Domestic Bond: 0.00
18%
Invesco Diversified
Dividend R6 12% Convertibles: 0.00
Alpha*: -0.91 P/E: 18.63
Beta*: 0.73 P/B: 2.44 Russell 1000 Value Preferred: 0.00
Std Dev: 9.30 SEC Yield (%): 2.77 Index
R²*: 91.10 Turnover: 10.00 6% Cash: 9.85
*Best fit index: Russell 1000 Value TR USD 0%
*3-year statistic: Russell 1000 Value TR USD
Inception
Top 10 Holdings (%) as of 3/31/2019 Invesco Diversified Dividend
R6
Russell 1000 Value Index 3.84% 16.24% 8.46% 10.19% 7.46% 13.19% -
General Mills Inc / GIS 3.27 Avg Exp Ratio Morningstar (%): 1.01
Entergy Corp / ETR 2.85 Peer Group Performance* 3.02% 14.59% 5.79% 10.12% 6.84% 12.20% -
The Hartford Financial Services Group Inc / HIG 2.81
Procter & Gamble Co / PG 2.70
Coca-Cola Co / KO 2.69 Closed - New Inv: -
AT&T Inc / T 2.64 Closed - All Inv: -
*Morningstar Peer Group: Large Value
Exelon Corp / EXC 2.52 Min Investment: $10000000
PPL Corp / PPL 2.45
future results. The investment return and principal value of an investment will fluctuate over time. Current Waiver Amt: 0.01
Dominion Energy Inc / D 2.39 performance may differ from the performance displayed. Investing includes risk, including potential loss of
principal. Carefully consider any and all investment objectives, risk factors and charges and expenses Waiver Exp Date: 6/30/2020
M&T Bank Corp / MTB 1.97
Parnassus Core Equity Institutional PRILX
Category: Large Cap Blend 6/30/2019

The investment seeks to achieve both capital Active Strategies Ticker Qual. Score Comm: 0.00
Style R
appreciation and current income. The fund's Drift Return Down Ratio Rank Rank
Energy: 0.00
objective is to achieve both capital appreciation Large Cap Blend
and current income by investing primarily in a 1 0 1 1 1 0 1 1 2 8 Utilities: 0.00
diversified portfolio of equity securities. Equity Parnassus Core Equity PRILX -19.33/ 10.80/ 90.37/
Institutional 34.23 92.26 -0.01 44.00 36.00 LCB
securities include common and preferred stock. 75.27 10.40 84.83 Real Estate: 5.00
Under normal circumstances, the fund will invest a
Score Score Score Score Score Score Score Score Basic Materials: 8.26
minimum of 80% of its net assets (plus borrowings Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
for investment purposes) in equity securities. At Healthcare: 10.41
Parnassus Core Equity 8 9 8 7 9 8 9 9
least 75% of the fund's total assets will normally Institutional LCB LCB LCB LCB LCB LCB LCB LCB
be invested in equity securities that pay interest or Cons Cyclical: 10.65
dividends.
Industrials: 12.42
The Scorecard System methodology incorporates both quantitative and qualitative factors into evaluating fund manag- Cons Defensive: 12.83
years for passive strategies). The scoring system is built around pass/fail criteria, on a scale of 0-10 (with 10 being the Financial Services: 13.89
Fund Information best). 80% of the score is quantitative and 20% is qualitative. For Active and Asset Allocation Strategies, the score- Technology: 26.53
Manager: Todd C. Ahlsten to the Scorecard Tutorial.
Int'l Equity: 4.86
Domestic Bond: 0.00
22%
Parnassus Core Equity
Institutional 15% Convertibles: 0.00
Alpha*: 1.94 P/E: 23.22
Beta*: 0.86 P/B: 4.13 Russell 1000 Index Preferred: 0.00
Std Dev: 10.97 SEC Yield (%): -
R²*: 91.91 Turnover: 31.43 7% Cash: 3.34
*Best fit index: S&P 500 TR USD 0%
*3-year statistic: S&P 500 TR USD
Inception
Top 10 Holdings (%) as of 5/31/2019 Parnassus Core Equity
Institutional
Russell 1000 Index 4.25% 18.84% 10.02% 14.15% 10.45% 14.77% -
The Walt Disney Co / DIS 5.24 Peer Group Performance* 3.81% 17.21% 8.20% 12.53% 8.76% 13.24% -
Linde PLC / LIN 4.86
Mastercard Inc A / MA 4.24
Cadence Design Systems Inc / CDNS 3.76 Closed - New Inv: -
Cerner Corp / CERN 3.60 Closed - All Inv: -
*Morningstar Peer Group: Large Blend
Danaher Corp / DHR 3.55 Min Investment: $100000
American Express Co / AXP 3.48
Clorox Co / CLX 3.24 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Waste Management Inc / WM 3.08
Vanguard Institutional Index I VINIX
Category: Large Cap Blend 6/30/2019
Style Peer Group

The investment seeks to track the performance of Passive Strategies Ticker Qual. Score Basic Materials: 2.06
Style 2 Tracking TE Expense Return SR Ratio (2pt max) 6/30/2019
Style R
a benchmark index that measures the investment Drift Error Rank Rank Rank Rank
Real Estate: 2.80
return of large-capitalization stocks. The fund Large Cap Blend
employs an indexing investment approach 1 1 1 1 1 1 1 1 2 10 Utilities: 3.43
designed to track the performance of the Standard Vanguard Institutional VINIX -1.40/
Index I 2.25 99.84 0.50 35.00 9.00 9.00 10.00 LCB-P
& Poor's 500 Index, a widely recognized 99.41 Comm: 3.54
benchmark of U.S. stock market performance that
Score Score Score Score Score Score Score Score Energy: 4.95
is dominated by the stocks of large U.S. Passive Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
companies. The advisor attempts to replicate the Cons Defensive: 7.89
Vanguard Institutional 10 10 10 10 10 10 10 10
target index by investing all, or substantially all, of Index I LCB-P LCB-P LCB-P LCB-P LCB-P LCB-P LCB-P LCB-P
its assets in the stocks that make up the index, Industrials: 10.13
holding each stock in approximately the same
proportion as its weighting in the index. Cons Cyclical: 12.15
The Scorecard System methodology incorporates both quantitative and qualitative factors into evaluating fund manag- Healthcare: 14.15
Manager: Donald M. Butler to the Scorecard Tutorial.
Int'l Equity: 0.91
Domestic Bond: 0.00
20%
Vanguard Institutional
Index I 13% Convertibles: 0.00
Alpha*: -0.03 P/E: 18.84
R²*: 100.00 Turnover: 6.00 7% Cash: 0.53
*Best fit index: S&P 500 TR USD 0%
*3-year statistic: S&P 500 TR USD
Inception
Top 10 Holdings (%) as of 5/31/2019 Vanguard Institutional Index I 4.30% 18.54% 10.39% 14.15% 10.68% 14.68% 9.87% Prospectus Net Exp. Ratio: 0.04
Russell 1000 Index 4.25% 18.84% 10.02% 14.15% 10.45% 14.77% -
Apple Inc / AAPL 3.40 Peer Group Performance* 3.81% 17.21% 8.20% 12.53% 8.76% 13.24% -
Amazon.com Inc / AMZN 3.18
Facebook Inc A / FB 1.84
Berkshire Hathaway Inc B / BRK.B 1.67 Closed - New Inv: -
Johnson & Johnson / JNJ 1.52 Closed - All Inv: -
*Morningstar Peer Group: Large Blend
JPMorgan Chase & Co / JPM 1.48 Min Investment: $5000000
Alphabet Inc Class C / GOOG 1.47
Alphabet Inc A / GOOGL 1.44 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Exxon Mobil Corp / XOM 1.30
T. Rowe Price Growth Stock I PRUFX
Category: Large Cap Growth 6/30/2019

The investment seeks long-term capital growth Active Strategies Ticker Qual. Score Comm: 0.00
Style R
through investments in stocks. The fund will Drift Return Down Ratio Rank Rank
Energy: 0.00
normally invest at least 80% of its net assets Large Cap Growth
(including any borrowings for investment 1 1 1 1 1 1 1 1 2 10 Real Estate: 0.48
purposes) in the common stocks of a diversified T. Rowe Price Growth PRUFX 96.98/ 13.84/ 101.53/
Stock I 4.11 92.13 0.10 8.00 9.00 LCG
group of growth companies. While most assets 97.54 13.77 100.00 Basic Materials: 0.62
will typically be invested in U.S. common stocks,
Score Score Score Score Score Score Score Score Utilities: 1.58
the fund may invest in foreign stocks in keeping Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
with the fund's objective. Cons Defensive: 3.01
T. Rowe Price Growth 10 10 7 7 10 10 9 10
Stock I LCG LCG LCG LCG LCG LCG LCG LCG Industrials: 12.03
Financial Services: 12.17
years for passive strategies). The scoring system is built around pass/fail criteria, on a scale of 0-10 (with 10 being the Cons Cyclical: 21.52
Manager: Joseph B. Fath to the Scorecard Tutorial.
Int'l Equity: 6.38
Domestic Bond: 0.00
23%
T. Rowe Price Growth
Stock I 15% Convertibles: 0.00
Alpha*: 0.22 P/E: 27.85
Beta*: 1.01 P/B: 5.92 Russell 1000 Growth Preferred: 0.00
R²*: 95.96 Turnover: 41.80 8% Cash: 1.56
*Best fit index: Morningstar US Large Growth TR USD 0%
*3-year statistic: Morningstar US Large Growth TR USD
Inception
Top 10 Holdings (%) as of 3/31/2019 T. Rowe Price Growth Stock I 3.83% 20.37% 8.45% 19.91% 13.77% 16.66% 14.39% Prospectus Net Exp. Ratio: 0.52
Russell 1000 Growth Index 4.64% 21.49% 11.56% 18.07% 13.39% 16.28% -
Amazon.com Inc / AMZN 8.84 Avg Exp Ratio Morningstar (%): 1.07
Microsoft Corp / MSFT 5.32 Peer Group Performance* 4.63% 21.11% 10.02% 16.97% 11.33% 14.71% -
Facebook Inc A / FB 5.23
Boeing Co / BA 3.91
Visa Inc Class A / V 3.56 Closed - New Inv: -
Alphabet Inc A / GOOGL 3.10 Closed - All Inv: -
*Morningstar Peer Group: Large Growth
Mastercard Inc A / MA 3.04 Min Investment: $1000000
Alphabet Inc Class C / GOOG 3.02
UnitedHealth Group Inc / UNH 2.44 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Tencent Holdings Ltd / 00700 2.22
Vanguard Selected Value Inv VASVX
Category: Mid Cap Value 6/30/2019

The investment seeks long-term capital Active Strategies Ticker Qual. Score Comm: 0.00
Style R
appreciation and income. The fund invests mainly Drift Return Down Ratio Rank Rank
Healthcare: 2.51
in the stocks of mid-size U.S. companies, Mid Cap Value
choosing stocks considered by an advisor to be 1 0 1 0 0 0 1 1 2 6 Cons Defensive: 3.39
undervalued. Undervalued stocks are generally Vanguard Selected Value VASVX -70.08/ 14.49/ 94.37/
Inv 33.51 91.32 -0.48 46.00 41.00 MCV
those that are out of favor with investors and are -7.21 4.61 106.93 Utilities: 4.98
trading at prices that the advisor believes are
below average in relation to measures such as Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
earnings and book value. These stocks often have Real Estate: 6.22
Vanguard Selected Value 6 6 6 6 7 10 10 10
above-average dividend yields. It uses multiple Inv MCV MCV MCV MCV MCV MCV MCV MCV
investment advisors. Energy: 7.38
Technology: 7.55
The Scorecard System methodology incorporates both quantitative and qualitative factors into evaluating fund manag- Cons Cyclical: 15.55
years for passive strategies). The scoring system is built around pass/fail criteria, on a scale of 0-10 (with 10 being the Industrials: 21.14
Fund Information best). 80% of the score is quantitative and 20% is qualitative. For Active and Asset Allocation Strategies, the score- Financial Services: 25.22
Manager: James P. Barrow to the Scorecard Tutorial.
Int'l Equity: 12.02
Domestic Bond: 0.00
20%
Vanguard Selected
Value Inv 13% Convertibles: 0.00
Alpha*: -1.52 P/E: 14.89
Beta*: 1.08 P/B: 1.52 Russell Mid-Cap Value Preferred: 0.00
R²*: 94.06 Turnover: 31.00 5% Cash: 6.33
*Best fit index: Morningstar US Mid Val TR USD -2%
*3-year statistic: Morningstar US Mid Val TR USD
Inception
Top 10 Holdings (%) as of 3/31/2019 Vanguard Selected Value Inv 4.57% 18.19% -0.71% 9.24% 4.61% 12.97% 8.56% Prospectus Net Exp. Ratio: 0.36
Russell Mid-Cap Value Index 3.19% 18.02% 3.68% 8.95% 6.72% 14.56% -
Air France-KLM ADR / AFLYY 2.14 Avg Exp Ratio Morningstar (%): 1.10
AerCap Holdings NV / AER 2.12 Peer Group Performance* 2.52% 15.80% 0.25% 8.73% 5.57% 12.75% -
Micron Technology Inc / MU 2.04
Axis Capital Holdings Ltd / AXS 1.96
Stanley Black & Decker Inc / SWK 1.86 Closed - New Inv: -
Willis Towers Watson PLC / WLTW 1.85 Closed - All Inv: -
*Morningstar Peer Group: Mid-Cap Value
Xcel Energy Inc / XEL 1.74 Min Investment: $3000
MGM Growth Properties LLC A / MGP 1.73
Unum Group / UNM 1.69 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Liberty Property Trust / LPT 1.64
Vanguard Mid Cap Index Admiral VIMAX
Category: Mid Cap Blend 6/30/2019
Style Peer Group

The investment seeks to track the performance of Passive Strategies Ticker Qual. Score Comm: 1.10
Style R
Basic Materials: 3.92
return of mid-capitalization stocks. The fund Mid Cap Blend
employs an indexing investment approach 1 0 1 1 1 1 1 1 2 9 Cons Defensive: 4.13
designed to track the performance of the CRSP Vanguard Mid Cap Index VIMAX -18.55/
Admiral 5.35 99.34 1.09 8.00 4.00 6.00 4.00 MCB-P
US Mid Cap Index, a broadly diversified index of 9.42 Energy: 4.49
stocks of mid-size U.S. companies. The advisor
attempts to replicate the target index by investing Passive Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
all, or substantially all, of its assets in the stocks Real Estate: 8.63
Vanguard Mid Cap Index 9 9 9 9 9 9 9 8
that make up the index, holding each stock in Admiral MCB-P MCB-P MCB-P MCB-P MCB-P MCB-P MCB-P MCB-P
approximately the same proportion as its Healthcare: 9.94
weighting in the index.
The Scorecard System methodology incorporates both quantitative and qualitative factors into evaluating fund manag- Cons Cyclical: 14.61
Manager: Donald M. Butler to the Scorecard Tutorial.
Int'l Equity: 1.68
Domestic Bond: 0.00
23%
Vanguard Mid Cap
Index Admiral 15% Convertibles: 0.00
Alpha*: -0.56 P/E: 20.56
Beta*: 0.98 P/B: 2.56 Russell Mid-Cap Index Preferred: 0.00
R²*: 99.42 Turnover: 16.00 8% Cash: 0.94
*Best fit index: Morningstar US Mid Cap TR USD 0%
*3-year statistic: Morningstar US Mid Cap TR USD
Inception
Top 10 Holdings (%) as of 5/31/2019 Vanguard Mid Cap Index Admiral 4.36% 21.86% 7.83% 12.32% 8.82% 15.21% 9.97% Prospectus Net Exp. Ratio: 0.05
Russell Mid-Cap Index 4.13% 21.35% 7.83% 12.16% 8.63% 15.16% -
Worldpay Inc Class A / WP 0.89 Avg Exp Ratio Morningstar (%): 1.07
Roper Technologies Inc / ROP 0.86 Peer Group Performance* 3.04% 17.52% 2.42% 9.98% 6.04% 12.87% -
Fiserv Inc / FISV 0.83
Red Hat Inc / RHT 0.75
Moody's Corporation / MCO 0.72 Closed - New Inv: -
Twitter Inc / TWTR 0.64 Closed - All Inv: -
*Morningstar Peer Group: Mid-Cap Blend
ONEOK Inc / OKE 0.63 Min Investment: $3000
Amphenol Corp Class A / APH 0.63
Xilinx Inc / XLNX 0.63 performance may differ from the performance displayed. Investing includes risk, including potential loss of
WEC Energy Group Inc / WEC 0.62
Janus Henderson Enterprise N JDMNX
Category: Mid Cap Growth 6/30/2019

The investment seeks long-term growth of capital. Active Strategies Ticker Qual. Score Comm: 0.00
Style R
The fund pursues its investment objective by Drift Return Down Ratio Rank Rank
Cons Defensive: 0.00
investing primarily in common stocks selected for Mid Cap Growth
their growth potential, and normally invests at 1 1 1 1 1 1 1 1 2 10 Basic Materials: 0.00
least 50% of its equity assets in medium-sized Janus Henderson JDMNX 87.01/ 12.42/ 100.28/
Enterprise N 7.76 95.77 1.11 3.00 1.00 MCG
companies. Medium-sized companies are those -4.04 14.52 78.49 Utilities: 0.00
whose market capitalization falls within the range
Score Score Score Score Score Score Score Score Energy: 0.53
of companies in the Russell Midcap® Growth Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
Index. Market capitalization is a commonly used Real Estate: 5.58
Janus Henderson 10 10 10 10 10 10 10 10
measure of the size and value of a company. It Enterprise N MCG MCG MCG MCG MCG MCG MCG MCG
may also invest in foreign securities, which may Cons Cyclical: 11.78
include investments in emerging markets.
Manager: Brian Demain to the Scorecard Tutorial.
Int'l Equity: 9.74
Domestic Bond: 0.00
28%
Janus Henderson
Enterprise N 19% Convertibles: 0.00
Alpha*: 2.86 P/E: 26.18
Beta*: 0.87 P/B: 4.21 Russell Mid-Cap Growth Preferred: 0.21
Std Dev: 12.88 SEC Yield (%): - Index
R²*: 93.82 Turnover: 13.00 9% Cash: 6.35
*Best fit index: Morningstar US Mid Growth TR USD 0%
*3-year statistic: Morningstar US Mid Growth TR USD
Inception
Top 10 Holdings (%) as of 3/31/2019 Janus Henderson Enterprise N 7.23% 26.39% 16.92% 19.02% 14.52% 17.37% 17.18% Prospectus Net Exp. Ratio: 0.66
Russell Mid-Cap Growth Index 5.40% 26.08% 13.94% 16.49% 11.10% 16.02% -
Global Payments Inc / GPN 2.17 Avg Exp Ratio Morningstar (%): 1.17
SS&C Technologies Holdings Inc / SSNC 2.13 Peer Group Performance* 5.61% 24.97% 9.88% 15.59% 9.78% 14.53% -
Constellation Software Inc / CSU 2.13
Aon PLC / AON 2.05
The Cooper Companies Inc / COO 2.05 Closed - New Inv: Yes
Boston Scientific Corp / BSX 2.00 Closed - All Inv: -
*Morningstar Peer Group: Mid-Cap Growth
Microchip Technology Inc / MCHP 2.00 Min Investment: $1000000
TD Ameritrade Holding Corp / AMTD 1.92
NICE Ltd ADR / NICE 1.91 performance may differ from the performance displayed. Investing includes risk, including potential loss of
PerkinElmer Inc / PKI 1.90
Principal SmallCap Inst PSLIX
Category: Small Cap Blend 6/30/2019

The investment seeks long-term growth of capital. Active Strategies Ticker Qual. Score Comm: 0.00
Style R
Under normal circumstances, the fund invests at Drift Return Down Ratio Rank Rank
Cons Defensive: 1.61
least 80% of its net assets, plus any borrowings Small Cap Blend
for investment purposes, in equity securities of 1 1 1 1 0 0 1 1 2 8 Basic Materials: 1.90
companies with small market capitalizations at the Principal SmallCap Inst PSLIX 14.87/ 16.47/ 97.74/
time of purchase. It invests in equity securities 10.03 96.38 -0.03 40.00 44.00 SCB Energy: 2.10
-89.66 6.98 97.89
with value and/or growth characteristics and
constructs an investment portfolio that has a blend Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
of equity securities with these characteristics. Real Estate: 7.19
8 8 9 10 10 10 10 10
Investing in value equity securities is an Principal SmallCap Inst
investment strategy that emphasizes buying SCB SCB SCB SCB SCB SCB SCB SCB Healthcare: 13.01
equity securities that appear to be undervalued.
Cons Cyclical: 14.63
The Scorecard System methodology incorporates both quantitative and qualitative factors into evaluating fund manag- Technology: 16.96
Fund Information best). 80% of the score is quantitative and 20% is qualitative. For Active and Asset Allocation Strategies, the score- Industrials: 19.82
Manager: Phil Nordhus to the Scorecard Tutorial.
Int'l Equity: 0.00
Domestic Bond: 0.00
21%
Principal SmallCap Inst
12% Convertibles: 0.00
Alpha*: 0.42 P/E: 15.96
R²*: 97.58 Turnover: 51.60 4% Cash: 4.07
Peer Group
as of date 5/31/2019 as of date 6/30/2019
*Best fit index: Morningstar US Small Cap TR USD -5%
*3-year statistic: Morningstar US Small Cap TR USD
Inception
Top 10 Holdings (%) as of 5/31/2019 Principal SmallCap Inst 3.25% 19.70% -3.23% 11.75% 6.98% 14.23% 8.86% Prospectus Net Exp. Ratio: 0.85
Russell 2000 Index 2.10% 16.98% -3.31% 12.30% 7.06% 13.45% -
Portland General Electric Co / POR 1.70 Avg Exp Ratio Morningstar (%): 1.14
CACI International Inc Class A / CACI 1.68 Peer Group Performance* 2.21% 15.74% -3.76% 10.09% 5.65% 12.70% -
Entegris Inc / ENTG 1.68
First Industrial Realty Trust Inc / FR 1.64
Kemper Corp / KMPR 1.62 Closed - New Inv: -
PNM Resources Inc / PNM 1.60 Closed - All Inv: -
*Morningstar Peer Group: Small Blend
Advanced Disposal Services Inc / ADSW 1.56 Min Investment: $0
Tetra Tech Inc / TTEK 1.54
Southwest Gas Holdings Inc / SWX 1.48 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Eldorado Resorts Inc / ERI 1.45
Vanguard Small Cap Index Adm VSMAX
Category: Small Cap Blend 6/30/2019
Style Peer Group

The investment seeks to track the performance of Passive Strategies Ticker Qual. Score Comm: 1.13
Style R
Energy: 3.16
return of small-capitalization stocks. The fund Small Cap Blend
employs an indexing investment approach 1 0 1 1 0 1 1 1 2 8 Utilities: 3.28
designed to track the performance of the CRSP Vanguard Small Cap VSMAX 7.22/
Index Adm 6.65 97.58 2.94 81.00 6.00 9.00 6.00 SCB-P
US Small Cap Index, a broadly diversified index of -63.50 Cons Defensive: 3.62
stocks of small U.S. companies. The advisor
attempts to replicate the target index by investing Passive Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
all, or substantially all, of its assets in the stocks Healthcare: 11.32
Vanguard Small Cap 8 8 8 8 8 9 9 8
that make up the index, holding each stock in Index Adm SCB-P SCB-P SCB-P SCB-P SCB-P SCB-P SCB-P SCB-P
approximately the same proportion as its Cons Cyclical: 12.43
weighting in the index.
Real Estate: 12.49
The Scorecard System methodology incorporates both quantitative and qualitative factors into evaluating fund manag- Financial Services: 14.08
Manager: William A. Coleman to the Scorecard Tutorial.
Int'l Equity: 0.78
Domestic Bond: 0.00
21%
Vanguard Small Cap
Index Adm 12% Convertibles: 0.00
Alpha*: 1.69 P/E: 17.58
R²*: 99.44 Turnover: 15.00 4% Cash: 2.26
*Best fit index: Morningstar US Small Cap TR USD -5%
*3-year statistic: Morningstar US Small Cap TR USD
Inception
Top 10 Holdings (%) as of 5/31/2019 Vanguard Small Cap Index Adm 2.87% 19.51% 2.26% 12.38% 7.72% 14.79% 9.10% Prospectus Net Exp. Ratio: 0.05
Russell 2000 Index 2.10% 16.98% -3.31% 12.30% 7.06% 13.45% -
Exact Sciences Corp / EXAS 0.39 Avg Exp Ratio Morningstar (%): 1.14
Atmos Energy Corp / ATO 0.35 Peer Group Performance* 2.21% 15.74% -3.76% 10.09% 5.65% 12.70% -
IDEX Corp / IEX 0.35
MarketAxess Holdings Inc / MKTX 0.34
Steris PLC / STE 0.34 Closed - New Inv: -
Leidos Holdings Inc / LDOS 0.33 Closed - All Inv: -
*Morningstar Peer Group: Small Blend
Okta Inc A / OKTA 0.31 Min Investment: $3000
Burlington Stores Inc / BURL 0.31
Sun Communities Inc / SUI 0.31 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Lennox International Inc / LII 0.30
Invesco Oppenheimer Intl Dvrs R6 OIDIX
Category: International Equity 6/30/2019
Fund Strategy Scorecard System Country Exposure (%) as of 5/31/2019

The investment seeks capital appreciation. The Active Strategies Ticker Qual. Score US: 6.68
Style R
fund is a special type of mutual fund known as a Drift Return Down Ratio Rank Rank
Canada: 3.41
"fund of funds" because it primarily invests in International Equity
Latin America: 4.63
other mutual funds. Certain underlying funds may 0 1 1 1 1 1 1 1 2 9
invest 100% of their assets in securities of foreign Invesco Oppenheimer Intl United Kingdom: 10.10
OIDIX 91.41/ 12.30/ 98.69/
Dvrs R6 7.26 91.19 0.61 4.00 4.00 IE
companies. Some underlying funds may invest in 45.49 4.46 85.87 EuroZone: 23.61
emerging or developing markets as well as in
Score Score Score Score Score Score Score Score Europe ex-EuroZone: 9.52
developed markets throughout the world. It will Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
typically invest in a minimum of three of the Europe Emerging: 2.44
Invesco Oppenheimer Intl 9 9 9 9 9 9 9 9
underlying funds and will not invest more than Dvrs R6 IE IE IE IE IE IE IE IE Africa: 0.78
50% of its net assets in any single underlying
fund. Middle East: 1.26
Japan: 15.02
The Scorecard System methodology incorporates both quantitative and qualitative factors into evaluating fund manag- Australasia: 1.85
years for passive strategies). The scoring system is built around pass/fail criteria, on a scale of 0-10 (with 10 being the Asia Developed: 6.48
Fund Information best). 80% of the score is quantitative and 20% is qualitative. For Active and Asset Allocation Strategies, the score- Asia Emerging: 14.22
Manager: George R. Evans to the Scorecard Tutorial.
Int'l Equity: 88.31
Domestic Bond: 0.00
20%
Invesco Oppenheimer
Intl Dvrs R6 13% Convertibles: 0.00
Alpha*: 0.39 P/E: 19.67
Beta*: 1.02 P/B: 2.66 MSCI ACWI ex USA NR Preferred: 0.59
R²*: 97.43 Turnover: 30.00 6% Cash: 4.50
*Best fit index: MSCI ACWI Ex USA Growth NR USD -1%
*3-year statistic: MSCI ACWI Ex USA Growth NR USD
Inception
Top 10 Holdings (%) as of 5/31/2019 Invesco Oppenheimer Intl Dvrs
R6
MSCI ACWI ex USA NR 2.98% 13.60% 1.29% 9.39% 2.16% 6.54% -
Alibaba Group Holding Ltd ADR / BABA 2.45 Avg Exp Ratio Morningstar (%): 1.11
SAP SE / SAP 1.41 Peer Group Performance* 4.81% 18.29% 2.25% 9.63% 4.09% 8.20% -
Airbus SE / AIR 1.29
NOVATEK PJSC GDR / NVTK 1.19
Tencent Holdings Ltd / 00700 1.17 Closed - New Inv: -
LVMH Moet Hennessy Louis Vuitton SE / MC 1.15 Closed - All Inv: -
*Morningstar Peer Group: Foreign Large Growth
NICE Ltd ADR / NICE 1.03 Min Investment: $1000000
Housing Development Finance Corp Ltd / HDFC 1.02
Taiwan Semiconductor Manufacturing Co Ltd / 2330 1.02 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Kering SA / KER 0.96
JHancock Disciplined Value Intl R6 JDIUX
Category: International Large Cap Value 6/30/2019

The investment seeks long-term capital growth. Active Strategies Ticker Qual. Score US: 7.00
Style R
The fund normally invests at least 80% of its net Drift Return Down Ratio Rank Rank
Canada: 3.64
assets in a portfolio of equity and equity-related International Large Cap Value
Latin America: 1.90
securities issued by non-U.S. companies of any 0 1 1 1 1 1 1 1 2 9
capitalization size. It may invest in all types of JHancock Disciplined United Kingdom: 24.78
JDIUX 25.50/ 11.78/ 82.09/
Value Intl R6 17.90 82.61 0.21 22.00 33.00 ILCV
equity and equity-related securities, including, -12.30 0.57 79.45 EuroZone: 23.85
without limitation, exchange-traded and over-the-
counter common and preferred stocks, warrants, Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
options, rights, convertible securities, sponsored Europe Emerging: 1.70
JHancock Disciplined 9 7 7 9 9 9 9 9
and unsponsored depositary receipts and shares, Value Intl R6 ILCV ILCB ILCB ILCB ILCB ILCB ILCB ILCB Africa: 0.00
trust certificates, participatory notes, limited
partnership interests, shares of other investment Middle East: 0.00
companies, real estate investment trusts (REITs),
Japan: 21.06
and equity participations.
Manager: Joseph F. Feeney to the Scorecard Tutorial.
Int'l Equity: 88.97
Domestic Bond: 0.00
12%
JHancock Disciplined
Value Intl R6 5% Convertibles: 0.00
Alpha*: -3.88 P/E: 13.28
Beta*: 1.02 P/B: 1.45 MSCI EAFE Large Preferred: 0.00
Std Dev: 11.60 SEC Yield (%): - Value ND USD
R²*: 94.45 Turnover: 95.00 -2% Cash: 4.33
*Best fit index: MSCI EAFE NR USD -9%
*3-year statistic: MSCI EAFE NR USD
Inception
Top 10 Holdings (%) as of 4/30/2019 JHancock Disciplined Value
0.50% 8.19% -7.47% 5.07% 0.57% - 6.64% Prospectus Net Exp. Ratio: 0.88
Intl R6
MSCI EAFE Large Value ND USD 1.74% 9.51% -2.22% 8.16% -0.56% 5.06% -
Total SA / FP 3.20 Avg Exp Ratio Morningstar (%): 1.11
GlaxoSmithKline PLC / GSK 2.86 Peer Group Performance* 1.72% 10.52% -2.01% 6.84% 0.08% 5.67% -
Imperial Brands PLC / IMB 2.63
Peer Group Rank* 84 89 94 81 37 - - 12b-1 fees (%): 0.00
Unilever PLC / ULVR 2.61
Danone SA / BN 2.59 Closed - New Inv: -
CRH PLC / CRH 2.53 Closed - All Inv: -
*Morningstar Peer Group: Foreign Large Value
Royal Dutch Shell PLC Class A / RDSA 2.47 Min Investment: $1000000
Everest Re Group Ltd / RE 2.13
Roche Holding AG Dividend Right Cert. / ROG 2.12 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Novartis AG / NOVN 2.02
Vanguard Developed Markets Index Admiral VTMGX
Category: International Large Cap Blend 6/30/2019
Style Peer Group

The investment seeks to track the performance of Passive Strategies Ticker Qual. Score US: 1.36
Style R
the FTSE Developed All Cap ex US Index. The Drift Error Rank Rank Rank Rank
Canada: 8.86
fund employs an indexing investment approach International Large Cap Blend
Latin America: 0.03
designed to track the performance of the FTSE 1 1 1 1 0 1 1 1 2 9
Developed All Cap ex US Index, a market- Vanguard Developed United Kingdom: 14.37
VTMGX 3.22/
Markets Index Admiral 17.75 97.69 1.73 81.00 9.00 23.00 29.00 ILCB-P
capitalization-weighted index that is made up of 25.86 EuroZone: 24.71
approximately 3,885 common stocks of large-,
mid-, and small-cap companies located in Canada Passive Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
and the major markets of Europe and the Pacific Europe Emerging: 0.73
Vanguard Developed 9 9 9 10 9 10 10 10
region. The adviser attempts to replicate the Markets Index Admiral ILCB-P ILCB-P ILCB-P ILCB-P ILCB-P ILCB-P ILCB-P ILCB-P Africa: 0.01
target index by investing all, or substantially all, of
its assets in the stocks that make up the index, Middle East: 0.45
holding each stock in approximately the same
Japan: 21.85
proportion as its weighting in the index.
Manager: Christine D. Franquin to the Scorecard Tutorial.
Int'l Equity: 94.99
Domestic Bond: 0.00
16%
Vanguard Developed
Markets Index Admiral 10% Convertibles: 0.00
Alpha*: -0.86 P/E: 14.03
Beta*: 1.00 P/B: 1.43 MSCI EAFE ND USD Preferred: 0.01
R²*: 97.92 Turnover: 3.00 4% Cash: 3.63
*Best fit index: Morningstar Gbl Mkts xUS GR USD -2%
*3-year statistic: Morningstar Gbl Mkts xUS GR USD
Inception
Top 10 Holdings (%) as of 5/31/2019 Vanguard Developed Markets
3.27% 13.76% -0.02% 8.86% 2.53% 7.05% 4.07% Prospectus Net Exp. Ratio: 0.07
Index Admiral
MSCI EAFE ND USD 3.68% 14.03% 1.08% 9.11% 2.25% 6.90% -
Nestle SA / NESN 1.64 Avg Exp Ratio Morningstar (%): 1.00
Novartis AG / NOVN 1.03 Peer Group Performance* 2.97% 13.58% -0.06% 8.13% 2.03% 6.44% -
Roche Holding AG Dividend Right Cert. / ROG 1.00
HSBC Holdings PLC / HSBA 0.90
Samsung Electronics Co Ltd / 005930 0.84 Closed - New Inv: -
Toyota Motor Corp / 7203 0.81 Closed - All Inv: -
*Morningstar Peer Group: Foreign Large Blend
Royal Dutch Shell PLC Class A / RDSA 0.76 Min Investment: $3000
BP PLC / BP. 0.74
Total SA / FP 0.71 performance may differ from the performance displayed. Investing includes risk, including potential loss of
SAP SE / SAP 0.66
Vanguard Total Bond Market Index Adm VBTLX
Category: Core Fixed Income 6/30/2019
Fund Strategy Scorecard System Fixed Income Detail as of 5/31/2019
Style Peer Group

The investment seeks the performance of Qual. Score Average Effective Duration*: 6.00
Passive Strategies Ticker Style 2 Tracking TE Expense Return SR Ratio
Style R (2pt max) 6/30/2019
Bloomberg Barclays U.S. Aggregate Float Drift Error Rank Rank Rank Rank
Adjusted Index. Bloomberg Barclays U.S. Core Fixed Income Effective Maturity: 8.20
Aggregate Float Adjusted Index represents a wide 1 1 1 1 1 1 1 1 2 10
spectrum of public, investment-grade, taxable, Vanguard Total Bond VBTLX 7.73/
Market Index Adm 7.17 99.17 0.28 69.00 22.00 16.00 15.00 CFI-P
fixed income securities in the United States- 67.88
including government, corporate, and international
dollar-denominated bonds, as well as mortgage- Passive Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
backed and asset-backed securities-all with
Vanguard Total Bond 10 10 9 10 9 10 10 10
maturities of more than 1 year. All of its Market Index Adm CFI-P CFI-P CFI-P CFI-P CFI-P CFI-P CFI-P CFI-P
investments will be selected through the sampling
process, and at least 80% of its assets will be
invested in bonds held in the index.
Manager: Joshua C. Barrickman to the Scorecard Tutorial.
Int'l Equity: 0.00
9%
Vanguard Total Bond
Market Index Adm 6% Convertibles: 0.49
Alpha*: -0.10 P/E: -
Beta*: 1.01 P/B: - BB Aggregate Bond Preferred: 0.00
R²*: 99.13 Turnover: 54.00 3% Cash: 1.67
*Best fit index: BBgBarc US Agg Bond TR USD 0%
*3-year statistic: BBgBarc US Agg Bond TR USD
Inception
Top 10 Holdings (%) as of 5/31/2019 Vanguard Total Bond Market
Index Adm
BB Aggregate Bond 3.08% 6.11% 7.87% 2.31% 2.95% 3.90% -
United States Treasury Notes 2.88% 0.44 Avg Exp Ratio Morningstar (%): 0.67
United States Treasury Notes 2.12% 0.43 Peer Group Performance* 2.83% 5.77% 7.24% 2.09% 2.55% 3.86% -
United States Treasury Notes 2.12% 0.43
United States Treasury Notes 3.12% 0.40 Closed - New Inv: -
United States Treasury Bonds 3% 0.40 Closed - All Inv: -
*Morningstar Peer Group: Intermediate Core Bond
United States Treasury Notes 2.38% 0.39 Min Investment: $3000
United States Treasury Notes 2.62% 0.38 future results. The investment return and principal value of an investment will fluctuate over time. Current Waiver Amt: -
United States Treasury Notes 2.5% 0.37 performance may differ from the performance displayed. Investing includes risk, including potential loss of
before investing. Contact your financial advisor or consultant for fund’s current performance and a copy of the Strategy Inception: 12/11/1986
% in Top 10 Holdings 4.01
Western Asset Core Plus Bond IS WAPSX
Category: Core Fixed Income 6/30/2019

The investment seeks to maximize total return, Qual. Score Average Effective Duration*: 6.10
Active Strategies Ticker Style 2 Risk / Up / Info Return Info Ratio (2pt max)
Style R 6/30/2019
consistent with prudent investment management Drift Return Down Ratio Rank Rank
and liquidity needs. The fund invests in a portfolio Core Fixed Income Effective Maturity: 12.22
of fixed income securities of various maturities 1 1 0 1 1 1 1 1 2 9
and, under normal market conditions, will invest at Western Asset Core Plus WAPSX -84.23/ 3.47/ 120.57/
Bond IS 12.16 78.11 0.82 3.00 3.00 CFI
least 80% of its net assets in debt and fixed 63.28 4.29 92.22
income securities. Although the fund may invest in
securities of any maturity, it will normally maintain Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
a dollar-weighted average effective duration within
Western Asset Core Plus 9 9 9 9 10 10 10 10
30% of the average duration of the domestic bond Bond IS CFI CFI CFI CFI CFI CFI CFI CFI
market as a whole as estimated by the fund's
subadvisers. The fund may invest up to 20% of its
total assets in non-U.S. dollar denominated
securities.
Manager: Mark S. Lindbloom to the Scorecard Tutorial.
Int'l Equity: 0.00
11%
Western Asset Core
Plus Bond IS 7% Convertibles: 0.58
Alpha*: 0.59 P/E: -
Beta*: 0.94 P/B: - BB Aggregate Bond Preferred: 0.03
R²*: 90.05 Turnover: 105.00 4% Cash: 32.33
*Best fit index: BBgBarc US Credit TR USD 0%
*3-year statistic: BBgBarc US Credit TR USD
Inception
Top 10 Holdings (%) as of 3/31/2019 Western Asset Core Plus Bond
IS
BB Aggregate Bond 3.08% 6.11% 7.87% 2.31% 2.95% 3.90% -
Ir Swap 1d-Fedl01 25.4 Bps 4.99 Avg Exp Ratio Morningstar (%): 0.78
Ir Swap 3m-Libor-Bba 4.99 Peer Group Performance* 2.93% 6.40% 7.35% 2.95% 2.84% 4.82% -
United States Treasury Bonds 3% 2.61
Federal National Mortgage Association 3.5% 2.24
United States Treasury Bonds 2.88% 2.20 Closed - New Inv: -
United States Treasury Bonds 3.75% 1.94 Closed - All Inv: -
*Morningstar Peer Group: Intermediate Core-Plus Bond
Government National Mortgage Association 3.5% 1.34 Min Investment: $1000000
United States Treasury Bonds 3% 1.07 future results. The investment return and principal value of an investment will fluctuate over time. Current Waiver Amt: -
Government National Mortgage Association 4% 1.06 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Government National Mortgage Association 4.5% 1.04
Vanguard High-Yield Corporate Adm VWEAX
Category: High Yield 6/30/2019

The investment seeks to provide a high level of Qual. Score Average Effective Duration*: 3.78
Active Strategies Ticker Style 2 Risk / Up / Info Return Info Ratio (2pt max)
Style R 6/30/2019
current income. The fund invests primarily in a Drift Return Down Ratio Rank Rank
diversified group of high-yielding, higher-risk High Yield Effective Maturity: 5.70
corporate bonds-commonly known as "junk 1 1 1 1 1 1 1 1 2 10
bonds"-with medium- and lower-range credit- Vanguard High-Yield VWEAX 69.15/ 4.80/ 88.42/
Corporate Adm 17.17 92.57 0.07 28.00 23.00 HY
quality ratings. It invests at least 80% of its assets -91.78 4.80 78.39
in corporate bonds that are rated below Baa by
Moody's Investors Service, Inc. (Moody's); have Active Strategies 6/30/2019 3/31/2019 12/31/2018 9/30/2018 6/30/2018 3/31/2018 12/31/2017 9/30/2017
an equivalent rating by any other independent
Vanguard High-Yield 10 9 9 9 9 9 9 9
bond-rating agency; or, if unrated, are determined Corporate Adm HY HY HY HY HY HY HY HY
to be of comparable quality by the fund's advisor.
The fund's high-yield bonds and loans mostly
have short- and intermediate-term maturities.
Manager: Michael L. Hong to the Scorecard Tutorial.
Int'l Equity: 0.00
12%
Vanguard High-Yield
Corporate Adm 8% Convertibles: 1.27
Alpha*: -0.64 P/E: -
Beta*: 0.98 P/B: - BofA ML US High Yield Preferred: 0.52
Std Dev: 4.46 SEC Yield (%): 5.34 Master II Index
R²*: 96.45 Turnover: 21.00 4% Cash: 2.99
*Best fit index: ICE BofAML US High Yield TR USD 0%
*3-year statistic: ICE BofAML US High Yield TR USD
Inception
Top 10 Holdings (%) as of 3/31/2019 Vanguard High-Yield Corporate
Adm
BofA ML US High Yield Master Prospectus Gross Exp. Ratio: 0.13
2.57% 10.16% 7.58% 7.54% 4.70% 9.22% -
Sprint Corporation 7.88% 1.25 II Index Avg Exp Ratio Morningstar (%): 1.01
United States Treasury Notes 0.75% 1.05 Peer Group Performance* 2.28% 8.79% 6.19% 6.31% 3.47% 7.95% -
United States Treasury Notes 1% 1.05
Univision Commmunications Inc. 5.12% 0.75 Closed - New Inv: -
Caesars Resort Collection LLC/CRC Finco Inc 5.25% 0.74 Closed - All Inv: -
*Morningstar Peer Group: High Yield Bond
Credit Suisse Grp FRN 6.25% 0.69 Min Investment: $50000
Navient Corporation 6.75% 0.69 future results. The investment return and principal value of an investment will fluctuate over time. Current Waiver Amt: -
DISH DBS Corporation 6.75% 0.66 performance may differ from the performance displayed. Investing includes risk, including potential loss of
Bausch Health Companies Inc 6.12% 0.65

Auburn-Fundfactsheets 06

Uploaded by

Document Information

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Auburn-Fundfactsheets 06

Uploaded by

Copyright:

Available Formats

American Funds 2015 Trgt Date Retire R6 RFJTX

Category: Moderate Conservative 6/30/2019

Style Risk/Return Peer Group

funds. The fund categories represent differing

Style Risk/Return Peer Group

funds. The fund categories represent differing

Style Risk/Return Peer Group

dividends or expectations of increasing dividends.

Style Risk/Return Peer Group

funds. The fund categories represent differing

Style Risk/Return Peer Group

outside the United States.

Style Risk/Return Peer Group

funds. The fund categories represent differing

Style Risk/Return Peer Group

funds. The fund categories represent differing

Style Risk/Return Peer Group

funds. The fund categories represent differing

Style Risk/Return Peer Group

funds. The fund categories represent differing

Style Risk/Return Peer Group

funds. The fund categories represent differing

Style Risk/Return Peer Group

funds. The fund categories represent differing

Style Risk/Return Peer Group

Style Risk/Return Peer Group

Style Peer Group

Style Risk/Return Peer Group

Financial Services: 12.17

Style Risk/Return Peer Group

Style Peer Group

Style Risk/Return Peer Group

Style Risk/Return Peer Group

Style Peer Group

Style Risk/Return Peer Group

Style Risk/Return Peer Group

Style Peer Group

Style Peer Group

Style Risk/Return Peer Group

Style Risk/Return Peer Group

You might also like