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Culture Documents
Write the name of the applicant. Even if you write the name in lowercase, it will be automatically
copied to all other sheets in UPPERCASE only.
È
Name:
CONTENTS
9 Ratio Analysis
12 Charts
CMA
About this CMA format
Name of the applicant can be filled only in this sheet (in cell E7 on the left). Even if it is written in lowercase, it will be
1
automatically copied in other sheets in UPPERCASE only. Nowhere else in this file, it can be written.
4 Locked cells can be accessed. However, they or the information contained in the locked cells cannot be modified or deleted.
Locked cells may contain either formula or reference to information in other cells or a hyperlink or any other information which
5
is not required to be modified.
6 Data is required to be & can be filled up manually in Form-I to Form-III (assets & liabilities) in the unlocked cells only.
Data is not required to be & cannot be filled up manually in other Forms or sheets. They provide information based on data in
7
Forms-I to Form-III (assets & liabilites).
8 All calculations in all other Forms & sheets are automatic by different formulae & links to other sheets
9 All efforts have been taken to make all the Forms & statements error-free. However, chance of error cannot be ruled out.
10 If you come across any errors or problems while using these Forms & statements, kindly inform me about the same.
12 Kindly email your feedback, appreciation, criticism, suggestions, advice etc at leenraj@live.com
Assessment of Working Capital Requirements Rs. in Lakhs
FORM - I
Particulars of Existing / Proposed Limits from the Banking System
(Limits from all Banks and Financial Institutions as on date of application)
Name:
Balance
Extent to which Limits Limits now
outstanding
Sr. No. Name of Bank / Financial Institution Nature of Facility Existing Limits were utilised during last requested
as on
12 months
31-Mar-08 2008-09
Maximum Minimum
A. Working Capital Limits:
1 Fund based
Cash Credit - - - - -
- - - -
B. Term Loan -
Term Loans/DPGS excluding Working Capital Loans
Total: - - - - - -
(Companies / Firms / Concerns in which Directors / Partners / Proprietor and / or their family members or the brorower Company is / are
asssociated with the other Unit as Directors / Partners / Proprietor or has / have furnishted guarantees).
Name:
Annual makeup of Limits from all Banks and financial institutions
A/c Name of Bank / Working Capital Overdues, if
Sr. No. Name of the Associate Company & Activity Term Loan &
Date of Balance Financial Non-fund any
Fund based DPG
Sheet Institution based
1 - - - -
2 - - - -
3 - - - -
- - - -
Page 4of 35 Assessment of Working Capital Requirements Rs. in Lakhs
FORM II : OPERATING STATEMENT
Name:
Current
Actuals as per audited
Year Following years Projected
accounts
Sr. No. Particulars Estimated
1 Gross Income
a Sales (net of returns)
i Domestic Sales - - - - - -
ii Export Sales - - - - - -
T1 Sub-total [ a(i+ii) ] - - - - - -
iii Less: Excise Duty - - - - - -
T2 Net Sales [ T1-iii ] - - - - - -
iv % rise or fall in sales turnover [compared to previous year] 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
b Other Income
i - - - - - -
ii - - - - - -
iii - - - - - -
iv - - - - - -
v - - - - - -
T3 Total Other income [ b(i to iv) ] - - - - - -
5 Finance Charges
i - - - - - -
ii - - - - - -
iii - - - - - -
iv - - - - - -
v - - - - - -
T14 Total Finance Charges [ 5(i to v) ] - - - - - -
7 Non-Operating Income
i - - - - - -
ii - - - - - -
iii - - - - - -
T15 Total Non-Operating Income [ 7(i to iii) ] - - - - - -
8 Non-Operating Expenses
i - - - - - -
ii - - - - - -
iii - - - - - -
9 T16 Total Non-Operating Expenses [ 8(i to iii) ] - - - - - -
T17 Net Non-Operating Income (+) /
Expenses (-) [ T15-T16 ] - - - - - -
16 Additional Data:
Break-up of Total Gross Income
Domestic Sales:
Page 6of 35 Assessment of Working Capital Requirements Rs. in Lakhs
FORM II : OPERATING STATEMENT
Name:
Current
Actuals as per audited
Year Following years Projected
accounts
Sr. No. Particulars Estimated
31-Mar-08
Year 7
-
-
-
-
-
-
-
-
0.00%
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Page 8of 35 Assessment of Working Capital Requirements Rs. in Lakhs
OPERATING STATEMENT
31-Mar-08
Year 7
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0.00%
-
0.00%
0.00%
-
0.00%
Page 9of 35 Assessment of Working Capital Requirements Rs. in Lakhs
OPERATING STATEMENT
31-Mar-08
Year 7
-
-
-
-
-
-
-
Assessment of Working Capital Requirements Rs. in Lakhs
FORM III : ANALYSIS OF BALANCE SHEET
Name:
Current
Actuals as per audited
Year Following years Projected
accounts
Sr. No. Particulars Estimated
3 Term Liabilities
a Debentures (maturing after 1 year) - - - - - -
b Preference Shares (redeemable after 1 year) - - - - - -
c Term loans (repayable after 1 year) - - - - - -
d Deferred Payment Credits (repayable after 1 year) - - - - - -
e Term deposits (repayable after 1 year) - - - - - -
f Other term liabilities
i Unsecured Loans - - - - - -
ii - - - - - -
T8 Total Term Liabilities [ 3(a to f) ] - - - - - -
T9 Total Outside Liabilities [ T7+T8 ] - - - - - -
4 Net Worth
a Capital - - - - - -
b General reserve - - - - - -
c Revaluation Reserve - - - - - -
d Other reserves (excluding provisions) - - - - - -
e Surplus (+) or deficit (-) in P & L A/c - - - - - -
f Others
i Share Premium Account - - - - - -
ii Capital Redemption Reserve - - - - - -
Assessment of Working Capital Requirements Rs. in Lakhs
FORM III : ANALYSIS OF BALANCE SHEET
Name:
Current
Actuals as per audited
Year Following years Projected
accounts
Sr. No. Particulars Estimated
To check whether total assets match with total liabilities click here
Assessment of Working Capital Requirements Rs. in Lakhs
YSIS OF BALANCE SHEET
31-Mar-08
Year 7
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Assessment of Working Capital Requirements Rs. in Lakhs
YSIS OF BALANCE SHEET
31-Mar-08
Year 7
-
-
-
-
-
13 Fixed Assets
i Gross Block - - - - - -
ii Depreciation to date - - - - - -
T17 Net Block [ 13(i-ii) ] - - - - - -
Page 15 of 35 Assessment of Working Capital Requirements Rs. in Lakhs
FORM III : ANALYSIS OF BALANCE SHEET
Name:
Current
Actuals as per audited
Year Following years Projected
accounts
Sr. No. Particulars Estimated
18 Intangible assets - - - - - -
(Patents, Goodwill, Preliminary Expenses,
Bad / Doubtful Debts not provided for etc)
To check whether total assets match with total liabilities click here
22 Additional Information
a Arrears of depreciation - - - - - -
b Contingent Liabilities :
i Arrears of cumulative dividends - - - - - -
ii Gratuity liability not provided for - - - - - -
iii Disputed excise/customs tax liabilities - - - - - -
iv Bills accepted / guarnatees extended to
accommodate associate / sister concerns /
other third parties - - - - - -
Page 16 of 35 Assessment of Working Capital Requirements Rs. in Lakhs
ALYSIS OF BALANCE SHEET
31-Mar-08
Year 7
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Page 17 of 35 Assessment of Working Capital Requirements Rs. in Lakhs
ALYSIS OF BALANCE SHEET
31-Mar-08
Year 7
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Assessment of Working Capital Requirements Rs. in Lakhs
FORM - IV : COMPARATIVE STATEMENT OF CURRENT ASSETS AND CURRENT LIABILITIES
Name:
Current
Actuals as per audited
Year Following years Projected
accounts
Sr. No. Particulars Estimated
ii Indigeneous - - - - - -
[Months' consumption] - - - - - -
2 Stocks in Process - - - - - -
[Months' Cost of Production] - - - - - -
3 Finished Goods - - - - - -
[Months' Cost of Sales] - - - - - -
ii Indigeneous - - - - - -
[Months' consumption] - - - - - -
CURRENT LIABILITIES
[Other than bank borrowings for working capital]
31-Mar-08
Year 7
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Assessment of Working Capital Requirements Rs. in Lakhs
-
-
-
-
-
Assessment of Working Capital Requirements Rs. in Lakhs
FORM-V: COMPUTATION OF MAXIMUM PERMISSIBLE BANK FINANCE (MPBF) FOR WORKING CAPITAL
Name: #VALUE!
Current
Actuals as per audited
Year Following years Projected
accounts
Sr. No. Particulars Estimated
B APPLICATION OF FUNDS
1 Net loss for the year - - - - - -
2 Decrease in capital - - - - - -
3 Decrease in long-term funds / term liabilities - - - - - -
4 Increase in fixed assets - - - - - -
5 Increase in other non-current assets - - - - - -
6 Dividend payments - - - - - -
7 Others - - - - - -
8
9
10
T2 Total - - - - - -
a Long term surplus (+) / deficit (-) [ T1-T2 ] - - - - - -
b Increase / (decrease) in current assets * - - - - - -
* as per details given below at "h"
c Increase / (decrease) in current liabilities other
than bank borrowings - - - - - -
d Increase / (decrease) in working capital gap - - - - - -
e Net surplus / (deficit) - - - - - -
f Increase / (decrease) bank borrowings - - - - - -
g Increase / (decrease) net sales - - - - - -
BALANCE SHEET
Liabilities
Short-term borrowings from banks - - - - - - -
Sundry creditors - - - - - - -
Opening creditors for FIRST yearÆ - NA NA NA NA NA NA
Average creditors - - - - - - -
Short-term borrowings from others - - - - - - -
Other current liabilities - - - - - - -
Total current liabilities - - - - - - -
Total term liabilities - - - - - - -
Total outside liabilities - - - - - - -
Total liabilities - - - - - - -
Assets
Cash, bank & investments - - - - - - -
Receivables-other than export - - - - - - -
Receivables-export - - - - - - -
Total Receivables - - - - - - -
Opening debtors for FIRST yearÆ - NA NA NA NA NA NA
Average receivables - - - - - - -
Inventory - - - - - - -
Other current assets - - - - - - -
Total current assets - - - - - - -
Fixed assets
Gross block - - - - - - -
Depreciation upto date - - - - - - -
Net block - - - - - - -
6 Propriety Ratio - - - - - -
7 Interest Coverage - - - - - -
C Profitability Ratios
1 Return on Capital Employed or Return on
Investment 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
6 Operating Profit (before interest) Margin 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
7 Operating Profit (after interest) Margin 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Page 27 of 35 Assessment of Working Capital Requirements
RATIO ANALYSIS
Name: #VALUE!
Current
Actuals as per audited
Year Following years Projected
Ideal accounts
Sr. No. Particulars Estimated
Levels
31-Mar-02 31-Mar-03 31-Mar-04 31-Mar-05 31-Mar-06 31-Mar-07
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6
D Activity Ratios
1 Inventory Turnover Ratio - - - - - -
[Based on closing inventory]
E Operating Ratios
1 Domestic Sales Proportion 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
5 Direct Labour Cost Ratio 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
6 Other Direct Cash Overheads Cost Ratio 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
7 Total Direct Cost Ratio [excl material & consumables] 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
8 Total Direct Cost Ratio [incl material & consumables] 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
31-Mar-08
Year 7
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Page 30 of 35 Assessment of Working Capital Requirements
ATIO ANALYSIS
31-Mar-08
Year 7
-
-
-
-
-
-
-
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
Page 31 of 35 Assessment of Working Capital Requirements
ATIO ANALYSIS
31-Mar-08
Year 7
0.00%
Assessment of Working Capital Requirements Rs. in Lakhs
STATEMENT OF CHANGES IN WORKING CAPITAL
Name:
Current
Actuals as per audited
Year Following years Projected
accounts
Sr. No. Particulars Estimated
Current Assets
Cash and bank balances - - - - - - -
Investments
Investments [other than long term] - - - - - - -
Government & other trustee securities - - - - - - -
Fixed deposits with Banks & Others - - - - - - -
Receivables
Receivables other than deferred & exports - - - - - - -
Export receivables - - - - - - -
Instalments under deferred receivables - - - - - - -
Inventory
Raw Materials
Imported - - - - - - -
Indigeneous - - - - - - -
Work [ Stock ] in Process - - - - - - -
Finished Goods - - - - - - -
Goods in Transit - - - - - - -
Other consumable spares
Imported - - - - - - -
Indigeneous - - - - - - -
Advances to suppliers - - - - - - -
Advance payment of taxes - - - - - - -
CENVAT credit - - - - - - -
Other current assets - - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
Total Current Assets - - - - - - -
Change in the current assets - - - - - -
Current Liabilities
Short term borrowings from Banks
from Applicant Bank - - - - - - -
from Other Banks - - - - - - -
of which BP & BD
from Applicant Bank - - - - - - -
from Other Banks - - - - - - -
Short term borrowings from Others
Sundry Trade Creditors - Indigenous - - - - - - -
Sundry Trade Creditors - Import - - - - - - -
Advance from Customers / deposits from dealers - - - - - - -
Provision for Taxation - - - - - - -
Dividend payable - - - - - - -
Other Statutory Liabilities - - - - - - -
Deposits / Debentures / Instalments of Term
Loans / DPGs etc. - - - - - - -
Other Current Liabilities and Provisions
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
Total Current Liabilities - - - - - - -
Change in the current liabilities - - - - - -
Net Working Capital as calculated above - - - - - - -
Increase / (Decrease) in Net Working Capital - - - - - - -
To check whether above figures agree with balance sheet figures click here
CROSS-CHECK
#VALUE!
Current
Actuals as per audited
Year Following years Projected
accounts
Estimated
Particulars
31-Mar-02 31-Mar-03 31-Mar-04 31-Mar-05 31-Mar-06 31-Mar-07 31-Mar-08
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7
Balance Sheet
Total Assets - - - - - - -
Total Liablities - - - - - - -
Difference - - - - - - -
0.90
0.80
0.70
0.60
0.50
0.40
0.30
0.20
0.10
-
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7
-
-
-
-
Net Sales Net Profit / Loss after Tax PAT
1.00
0.90
0.80
0.70
0.60
0.50
0.40
0.30
0.20
0.10
-
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7
-
-
-
Total Current Assets Total Current Liabilities Working Capital Gap [WCG]
1.00
0.90
0.80
0.70
0.60
0.50
0.40
0.30
0.20
0.10
-
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7
-
-
-
-
-
-
-
-
-
-
-
-
-
-
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