Laptops 30

#pagos 8 trimestrales 8501.92 C/U

TEA 12% TET 2.87%
Prestamo S/ -60,000.03

CASO 1: 8 PAGOS
saldo inicial amortizacion interes cuota saldo final
0 S/ 60,000.03 ###
1 S/ 60,000.03 S/ 6,777.68 S/ 1,724.24 8501.92 ###
2 S/ 53,222.35 S/ 6,972.45 S/ 1,529.47 8501.92 ###
3 S/ 46,249.90 S/ 7,172.82 S/ 1,329.10 8501.92 ###
4 S/ 39,077.08 S/ 7,378.95 S/ 1,122.97 8501.92 ###
5 S/ 31,698.13 S/ 7,591.00 S/ 910.92 8501.92 ###
6 S/ 24,107.13 S/ 7,809.15 S/ 692.77 8501.92 ###
7 S/ 16,297.98 S/ 8,033.56 S/ 468.36 8501.92 S/ 8,264.42
8 S/ 8,264.42 S/ 8,264.42 S/ 237.50 8501.92 S/ 0.00
TOTALES ### S/ 8,015.33 ###

Laptops 30
#pagos 8 trimestrales 8501.92 C/U
TEA 12% TET 2.87%
Prestamo S/ -60,000.03

CASO 2: 1 AÑO
saldo inicial amortizacion interes cuota saldo final
0 S/ 60,000.03 ###
1 S/ 60,000.03 ### S/ 1,724.24 ### ###
2 S/ 45,631.35 ### S/ 1,311.32 ### ###
3 S/ 30,849.75 ### S/ 886.54 ### ###
4 S/ 15,643.37 ### S/ 449.55 ### S/ 0.00
TOTALES ### S/ 4,371.65 ###
 5 AÑOS
#pagos 8 trimestrales 8501.92 C/U
TEA 10% TET 4.88%
Prestamo S/ -3,000,000.00

CASO 1: AMORTIZACION CONSTANTE - SIN GRACIA

saldo inicial amortizacion interes cuota saldo final
0 S/ 3,000,000.00 S/ 3,000,000.00
1 S/ 3,000,000.00 S/ 300,000.00 S/ 146,426.54 S/ 446,426.54 S/ 2,700,000.00
2 S/ 2,700,000.00 S/ 300,000.00 S/ 131,783.89 S/ 431,783.89 S/ 2,400,000.00
3 S/ 2,400,000.00 S/ 300,000.00 S/ 117,141.24 S/ 417,141.24 S/ 2,100,000.00
4 S/ 2,100,000.00 S/ 300,000.00 S/ 102,498.58 S/ 402,498.58 S/ 1,800,000.00
5 S/ 1,800,000.00 S/ 300,000.00 S/ 87,855.93 S/ 387,855.93 S/ 1,500,000.00
6 S/ 1,500,000.00 S/ 300,000.00 S/ 73,213.27 S/ 373,213.27 S/ 1,200,000.00
7 S/ 1,200,000.00 S/ 300,000.00 S/ 58,570.62 S/ 358,570.62 S/ 900,000.00
8 S/ 900,000.00 S/ 300,000.00 S/ 43,927.96 S/ 343,927.96 S/ 600,000.00
9 S/ 600,000.00 S/ 300,000.00 S/ 29,285.31 S/ 329,285.31 S/ 300,000.00
10 S/ 300,000.00 S/ 300,000.00 S/ 14,642.65 S/ 314,642.65 S/ 0.00
TOTALES S/ 3,000,000.00 S/ 805,345.99 S/ 3,805,345.99

5 AÑOS
#pagos 8 trimestrales 8501.92 C/U
TEA 10% TET 4.88%
Prestamo S/ -3,000,000.00

CASO 2: AMORTIZACION CONSTANTE - CON GRACIA DE 1 AÑO

saldo inicial amortizacion interes cuota saldo final
0 S/ 3,000,000.00 S/ 3,000,000.00
1 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
2 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
3 S/ 3,000,000.00 S/ 375,000.00 S/ 146,426.54 S/ 521,426.54 S/ 2,625,000.00
4 S/ 2,625,000.00 S/ 375,000.00 S/ 128,123.23 S/ 503,123.23 S/ 2,250,000.00
5 S/ 2,250,000.00 S/ 375,000.00 S/ 109,819.91 S/ 484,819.91 S/ 1,875,000.00
6 S/ 1,875,000.00 S/ 375,000.00 S/ 91,516.59 S/ 466,516.59 S/ 1,500,000.00
7 S/ 1,500,000.00 S/ 375,000.00 S/ 73,213.27 S/ 448,213.27 S/ 1,125,000.00
8 S/ 1,125,000.00 S/ 375,000.00 S/ 54,909.95 S/ 429,909.95 S/ 750,000.00
9 S/ 750,000.00 S/ 375,000.00 S/ 36,606.64 S/ 411,606.64 S/ 375,000.00
10 S/ 375,000.00 S/ 375,000.00 S/ 18,303.32 S/ 393,303.32 S/ 0.00
TOTALES S/ 3,000,000.00 S/ 951,772.54 S/ 3,951,772.54

5 AÑOS
#pagos 8 trimestrales 8501.92 C/U
TEA 10% TET 4.88%
Prestamo S/ -3,000,000.00

CASO 3: CUOTA CONSTANTE - SIN GRACIA

saldo inicial amortizacion interes cuota saldo final
0 S/ 3,000,000.00 S/ 3,000,000.00
1 S/ 3,000,000.00 S/ 239,842.99 S/ 146,426.54 S/ 386,269.54 S/ 2,760,157.01
2 S/ 2,760,157.01 S/ 251,549.45 S/ 134,720.08 S/ 386,269.54 S/ 2,508,607.56
3 S/ 2,508,607.56 S/ 263,827.29 S/ 122,442.25 S/ 386,269.54 S/ 2,244,780.27
4 S/ 2,244,780.27 S/ 276,704.40 S/ 109,565.14 S/ 386,269.54 S/ 1,968,075.87
5 S/ 1,968,075.87 S/ 290,210.02 S/ 96,059.52 S/ 386,269.54 S/ 1,677,865.85
6 S/ 1,677,865.85 S/ 304,374.84 S/ 81,894.70 S/ 386,269.54 S/ 1,373,491.02
7 S/ 1,373,491.02 S/ 319,231.02 S/ 67,038.51 S/ 386,269.54 S/ 1,054,259.99
8 S/ 1,054,259.99 S/ 334,812.32 S/ 51,457.22 S/ 386,269.54 S/ 719,447.67
9 S/ 719,447.67 S/ 351,154.12 S/ 35,115.41 S/ 386,269.54 S/ 368,293.55
10 S/ 368,293.55 S/ 368,293.55 S/ 17,975.98 S/ 386,269.54 S/ 0.00
TOTALES S/ 3,000,000.00 S/ 862,695.36 S/ 3,862,695.36

5 AÑOS
#pagos 8 trimestrales 8501.92 C/U
TEA 10% TET 4.88%
Prestamo S/ -3,000,000.00

CASO 4: CUOTA CONSTANTE - CON GRACIA DE 1 AÑO

saldo inicial amortizacion interes cuota saldo final
0 S/ 3,000,000.00 S/ 3,000,000.00
1 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
2 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
3 S/ 3,000,000.00 S/ 315,506.45 S/ 146,426.54 S/ 461,933.00 S/ 2,684,493.55
4 S/ 2,684,493.55 S/ 330,905.96 S/ 131,027.04 S/ 461,933.00 S/ 2,353,587.59
5 S/ 2,353,587.59 S/ 347,057.10 S/ 114,875.90 S/ 461,933.00 S/ 2,006,530.49
6 S/ 2,006,530.49 S/ 363,996.55 S/ 97,936.44 S/ 461,933.00 S/ 1,642,533.94
7 S/ 1,642,533.94 S/ 381,762.81 S/ 80,170.19 S/ 461,933.00 S/ 1,260,771.13
8 S/ 1,260,771.13 S/ 400,396.21 S/ 61,536.79 S/ 461,933.00 S/ 860,374.92
9 S/ 860,374.92 S/ 419,939.09 S/ 41,993.91 S/ 461,933.00 S/ 440,435.83
10 S/ 440,435.83 S/ 440,435.83 S/ 21,497.17 S/ 461,933.00 S/ 0.00
TOTALES S/ 3,000,000.00 S/ 988,317.06 S/ 3,988,317.06

5 AÑOS
#pagos 8 trimestrales 8501.92 C/U
TEA 10% TET 4.88%
Prestamo S/ -3,000,000.00

CASO 5: AMORTIZACION CONSTANTE - SIN GRACIA

saldo inicial amortizacion interes cuota saldo final
0 S/ 3,000,000.00 S/ 3,000,000.00
1 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
2 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
3 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
4 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
5 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
6 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
7 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
8 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
9 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
10 S/ 3,000,000.00 S/ 0.00 S/ 146,426.54 S/ 146,426.54 S/ 3,000,000.00
TOTALES S/ 0.00 S/ 1,464,265.45 S/ 1,464,265.45
CARRIL CHAVEZ JERRY ANDERSON
DIAZ SOTO LINDA REBECA FERNANDA
GARCIA NAMAY EDINSON DAVID