Reliability Statistics

Cronbach's
Alpha N of Items

.906 26

Reliability Statistics

Cronbach's
Alpha N of Items

.982 19

Test Statistics

Sex Religion Designation AgeBracket Education

Chi-Square .127a 94.756a 5.169b 50.294c 110.130b

df 1 1 4 3 4
Asymp. Sig. .721 .000 .270 .000 .000

a. 0 cells (0.0%) have expected frequencies less than 5. The minimum expected cell
frequency is 192.5.
b. 0 cells (0.0%) have expected frequencies less than 5. The minimum expected cell
frequency is 77.0.
c. 0 cells (0.0%) have expected frequencies less than 5. The minimum expected cell
frequency is 96.3.

Descriptive Statisticsa

Mean Std. Deviation Analysis N

Sec1a 5.0000 .00000 139

Sec1b 5.0000 .00000 139
Sec1c 3.5612 .56613 139
Sec1d 4.8489 .35942 139
Sec1e 4.3022 .46085 139
Sec1f 4.1655 .37295 139
Sec1g 4.6259 .48564 139
Sec1h 5.0000 .00000 139
Sec2a 4.1655 .37295 139
Sec2b 4.4029 .49225 139
Sec2c 3.6403 .61393 139
Sec2d 3.4532 .66183 139
Sec3a 4.5612 .49804 139
Sec3b 3.6906 .64661 139
Sec3c 4.5612 .49804 139
Sec3d 4.3237 .46959 139
Sec3e 4.5827 .49489 139
sec4a 3.8777 .58310 139
sec4b 4.1583 .73484 139
sec4c 4.7122 .45436 139

a. Only cases for which Experience = No experience

with Islamic banking are used in the analysis phase.

KMO and Bartlett's Testa

Kaiser-Meyer-Olkin Measure of Sampling Adequacy. .942

Bartlett's Test of Sphericity Approx. Chi-Square 9572.982

df 190

Sig. .000

a. Only cases for which Experience = Experience with Islamic Banking

are used in the analysis phase.

Total Variance Explaineda

Initial Eigenvalues Extraction Sums of Squared Loadings

Component Total % of Variance Cumulative % Total % of Variance Cumulative %

1 15.649 78.244 78.244 15.649 78.244 78.244

2 1.222 6.112 84.357 1.222 6.112 84.357
3 .925 4.624 88.981
4 .491 2.456 91.437
5 .349 1.745 93.182
6 .324 1.620 94.801
7 .218 1.088 95.889
8 .170 .850 96.739
9 .151 .755 97.494
10 .094 .469 97.963
11 .071 .353 98.316
12 .061 .307 98.623
13 .054 .268 98.891
14 .046 .228 99.119
15 .039 .194 99.313
16 .034 .168 99.480
17 .031 .154 99.634
18 .026 .132 99.766
19 .025 .126 99.893
20 .021 .107 100.000

Extraction Method: Principal Component Analysis.

a. Only cases for which Experience = Experience with Islamic Banking are used in the analysis phase.

KMO and Bartlett's Testa

Kaiser-Meyer-Olkin Measure of Sampling Adequacy. .894

Bartlett's Test of Sphericity Approx. Chi-Square 2403.223

df 120

Sig. .000

a. Only cases for which Sex = Female are used in the analysis phase.

KMO and Bartlett's Testa

Kaiser-Meyer-Olkin Measure of Sampling Adequacy. .924

Bartlett's Test of Sphericity Approx. Chi-Square 1577.426

df 120

Sig. .000

a. Only cases for which Sex = Male are used in the analysis phase.

Total Variance Explaineda

Initial Eigenvalues Extraction Sums of Squared Loadings

Component Total % of Variance Cumulative % Total % of Variance Cumulative %

1 10.779 67.369 67.369 10.779 67.369 67.369

2 1.830 11.438 78.808 1.830 11.438 78.808
3 .974 6.088 84.895
4 .786 4.915 89.810
5 .475 2.967 92.777
6 .290 1.810 94.587
7 .256 1.602 96.189
8 .149 .931 97.120
9 .108 .677 97.797
10 .099 .617 98.414
11 .083 .516 98.930
12 .067 .417 99.347
13 .041 .254 99.602
14 .024 .149 99.751
15 .022 .138 99.889
16 .018 .111 100.000

Extraction Method: Principal Component Analysis.

a. Only cases for which Sex = Female are used in the analysis phase.

Total Variance Explaineda

Initial Eigenvalues Extraction Sums of Squared Loadings

Component Total % of Variance Cumulative % Total % of Variance Cumulative %

1 13.232 82.702 82.702 13.232 82.702 82.702

2 .783 4.895 87.597
3 .594 3.710 91.307
4 .371 2.319 93.626
5 .287 1.793 95.419
6 .198 1.238 96.657
7 .126 .788 97.444
8 .103 .644 98.088
9 .086 .539 98.627
10 .057 .358 98.985
11 .042 .262 99.247
12 .036 .223 99.470
13 .025 .157 99.627
14 .024 .147 99.774
15 .021 .129 99.903
16 .016 .097 100.000

Extraction Method: Principal Component Analysis.

a. Only cases for which Sex = Male are used in the analysis phase.