Loan Approval Disclosure

BUYER (called "I", "me", and "my" even if more than one) Lazaro A. Hernandez Roque 66474 cactus dr desértico Desert Hot spring, CA, 92240
(760) 880-6157
SELLER/CREDITOR (together with any subsequent holder of this Contract, called "you", "your") C.R. England, Inc. FON - CR England Premier Truck Driving School 10691 poplar ave
fontana, California 92337 (888) 254-0654

Loan Rate & Estimated Total Costs

Total Loan Amount Interest Rate Finance Charge Total Of Payments

The total amount you are borrowing Your interest rate The estimated dollar amount the credit will The estimated amount you will have paid
cost you when you have made all payments

$5,995.00 18.99% $3,333.00 $9,328.80

Itemization of Amount
Amount paid Amount paid to others Amount Financed
to you on your behalf (total amount provided) Initial finance charges Total Loan Amount

$0.00 $5,995.00 $5,995.00 $0.00 $5,995.00

Estimated Repayment Schedule & Terms

Monthly Payments
Loan Term at the interest rate of your loan

60 months $155.48

About Your Interest Rate

Your rate is fixed. This means that your actual rate does not vary with the market and will never be lower or higher than the rate on this form.

Your Annual Percentage Rate is 18.99%. The APR is the same as the Interest Rate sice we do not charge any Finance Charges in addition to interest.

Loan Fees

Origination Fee: None

Federal Loan Alternatives
Loan Program Current Interest Rates by Program Type

Perkins
5% fixed
for Students

4.45% fixed Undergraduate subsidized

Stafford
for Students
4.45% fixed Undergraduate subsidized & Graduate

Plus 7.0% fixed Federal Family Education Loan

for Parents and
Graduate/Professional Students 7.0% fixed Federal Direct Loan

Next Steps & Terms of Acceptance

1. Find Out About Other Loan Options. We may have school-specific student loan benefits and terms not detailed on this form. Contact our financial aid office or visit the Departement
of Education's website at: https://studentaid.ed.gov/sa/ for more information about other loans.

2. You Have Until 09/23/2019 to Accept this Offer. The terms of this offer will not change except as permitted by law.

Reference Notes

Bankruptcy Limitations
If you file for bankruptcy you may still be required to pay back this loan.

Prepayments
If you pay off early, you will not have to pay a penalty.

See your loan agreement for any additional information about non-payment, default, any requirement in the full before the scheduled date, and prepayment refunds and penalties.

By signing below, you acknowledge that you received a completed copy of this Disclosure with your notice of credit approval and prior to signing your Contract.

Need help? A recruiter is standing by to assist you - (800) 421-9004

 NAME LAZARO A. HERNANDEZ ROQUE
SIGNATURE CAPTURE DATE 09/05/2019
SIGNATURE APPLIED DATE 09/16/2019
IP ADDRESS UNKNOWN
LEGAL SIGNATURE

© 2019 C.R. England, 4701 W 2100 S, Salt Lake City, UT 84120, United States. All Rights Reserved. © 2019 C.R. England, 4701 W 2100 S, Salt Lake City, UT 84120, United States. All rights reserved.