SCENE 1: ETHELITA'S DEBTLY
HISTORY money through investments.
Narrator: Ethelita is a problematic
housewife. One fine day, she was
very in need of money in order to
pay utility bills. Having no money,
she engaged in a borrowing
engagement with an Indian national.
Indian nationals normally charge
20% interest on any debt owed to
them.
SCENE 2: HIDING FROM THE
DEATHLY DEBTS
Narrator: As per agreement, Jjalani,
the Indian creditor will collect the
portion of the money that Ethelita
currently owes him a week after.
However, it seems like Ethelita
forgot about their agreement that is
why when she heard a knock on the
door, she was startled! What will she
do?
SCENE 3: STUCK ON INVESTMENT
SCHEMES
Narrator: The next day, Ethelita
decided to go for a walk. She was
kicking stones in the pavement as
she whines about her debts. That
very day, she will meet people who
will have a big impact in earning
SCENE 4: METROBANKO, THE
SAVIOR
Narrator: Ethelita finally made up
her mind to invest in Rigen when all
of a sudden, a flyer blown by the
wind covered her face. She was very
surprised to see the coincidence
because the flyer was all about
engaging into a borrowing
agreement with a bank who charges
only 6% on any amount borrowed.
SCENE 5: THE PREPARATORY
STAGE AND THE BIRTH OF THE
CONTRACT
Narrator: Since Ethelita finally
made up her mind not to invest in
Rigen Marketing and borrow money
from Metrobanko instead, she went
to the bank in order to engage in a
borrowing agreement. She was very
delighted to witness the process of
legally borrowing money.
SCENE 6: THE BIRTH OF THE
CONTRACT
Narrator: Ethelita was accompanied
by the bank teller towards the
manager’s office. She was so
nervous since she does not have any
background knowledge on loans.
However, she is very determined to
engage into a borrowing agreement
in order to pay off her debts to all
her creditors. It is really risky but
she knows that she has what it
takes to borrow money from
Metrobanko.
actions. The bank sent a notice to
Ethelita summoning her presence in
the bank’s premises. After ignoring
the letter, she went out for a walk
but she was surprised to see bank’s
staff carrying out all her properties!

SCENE 7: THE USAGE OF THE

LOAN

Narrator: Being able to borrow

money from the bank, Ethelita aid
off her debts to Jjalani and decided
to use the excess money to start up
a Sari-Sira store. She was very busy
in arranging her products because
of her eagerness to pay the principal
and interest that she owes the bank.

SCENE 8: THE DEATHLY COST OF

DEBT

Narrator: Time have passed as

months went by. On the maturity
date, the bank’s manager, where
Ethelita borrowed a sum of money,
is now looking for her and is waiting
to pay for Ethelita to pay for what
she owes the bank. Unfortunately,
Ethelita already reached the
maximum time allowance given to
her and now the bank was forced to
take enforce legal and binding