A

SYNOPSIS ON

MUTUAL FUNDS

AT

ICICI SECURITIES

SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENT FOR THE

AWARD OF THE

MASTER OF BUSINESS ADMINISTRATION

BY

E.PAVAN KALYAN

H.T. NO: 1170-18-672-082

Department of management studies

RG KEDIA COLLEGE OF COMMERCE

ESAMIA BAZAR, HYDERABAD, TELANGANA

2018-20
 INDEX
S.NO CHAPTER PAGE NO.

1 INTRODUCTION 1
2 OBJECTIVES OF THE STUDY 2
3 SCOPE OF THE STUDY 3
4 TYPES OF mutual funds 3
5 PERIOD OF THE STUDY 4

6 INVESMENT STRATEGIES IN 4
MUTUAL FUNDS
7 BENEFITS OF MUTUAL FUNDS 4
8 RESEARCH METHODOLOGY 5
9 IMPORTANCE OF THE STUDY 5
10 limitations OF THE STUDY 6
 MUTUAL FUNDS

INTRODUCTION
Mutual funds are professionally managed funds that pools
or collects money from many investors to purchase securities.
They are big part of most people retirement portfolios.
Mutual funds are operated by professional money managers
who allocate the fund’s and attempt to produce or increase
capital gains or income for the fund investors. A mutual funds
portfolio is structured and maintained to match the investment
objectives
Mutual funds provides opportunity for small or individual
investors access to professionally managed port folios of
equity, bond and other securities. Each share holder therefore,
participates professionally gain or loss of funds. MFS are invest
in a vast number of securities, and performance is usually
tracked as a change in the total market capital of the funds.
OBJECTIVES OF MUTUAL FUNDS
 A mutual fund is a type of investment vehicle consisting of
a portfolio of stocks, bonds or other securities
 Mutual fund gives small or individual investors to manage
portfolio professionally at low price.
 Mutual funds are divided into several finds of categories,
representing the kinds of securities they invest in, their
investment objective, and the type of returns they seek.
 Mutual funds charges annual fees [called expense ratios],
income cases commission can affect their overall returns
 The overwhelming majority of money in employer-
sponsored retirement plans goes into mutual funds
Scope of mutual funds
Typically stock mutual funds objectives will be either capital
appreciation, income from equities or both. For example, a
stock fund might have both growth and income as objectives or
its primary objectives might be capital appreciation, with
income as secondary objective
Mutual funds are investment instruments design to provide
investors with growth or income,
People can diversify their investing holdings by purchasing
mutual funds, which contain a variety of stock and bonds.

Types of mutual funds

1. Money markets funds
2. Fixed income funds
3. Equity funds
4. Balanced funds
5. Index funds
6. Specialty funds
7. Funds of funds
 Period of study
It is not related to any specific because it is based on
general behavior of any investor of any period.

INVESTMENT STRATEGIES IN MUTUAL FUNDS

 Diversified your investments
 Purchase direct plans
 Opt for sip mode
 Age wise asset class investing
 Periodic review

Benefits of mutual funds

 Diversification
 Expert management
 Simplicity
 Liquidity
 Low cost
 Research methodology
It is based on the primary and secondary data. It is
based Mutual funds try to reduce their risk by investing in
a diversified group of individual stocks, bonds, or other
securities. He concluded that the investment in stocks can
get more return than mutual funds but by investing
in mutual funds, the risk is lower.

Importance of mutual funds

MUTUAL FUNDS are cost effective way to diversify your
portfolio across different categories and industry sector instead
of buying and monitoring potentially dozens of stock, you could
buy a few mfs who achieve board diversification at a fraction of
cost
One of the major task perfomed by the fund manager is the risk
reduction of portfolio by providing adequate diversification.
Mfs provides diversification benefits in a manageable, compact
way because each unit represents a prorate share of the entire
portfolio diversification may take several forms.
Limitations of study
 Mutual funds are subject to market risk.
 No guarantee of returns.
 Diversification of portfolio doesn't maximize returns.
 Selecting right financial securities is not easy.