Compound Interest Tables Discrete End-Of-Period Compounding Tables for: Yao Ya% Ya% 1% 1Ya% 1% 1% 2% 2% 3% 3% 4% 4% = 5% 6% 1% 8% 9% 10% 12% 15% = 18% = 20% 5% 30% 35% 40% 45% 50% 60% Values Of Interest Factors When N Equals Infinity Single Payment: Uniform Payment Series: (Fiz) = (A/F.ie) = 0 (P/F) = 0 (A/P.i,) = i (F/A.i2) = % Arithmetic Gradient Series: (A/G,i,) = Afi (P/G.i) = 1/i? (P/A,i,) = Afi 4391% Compound Interest Factors 1% Single Payment Uniform Payment Series Arithmetic Gradient Compound Present | Sinking Capital Compound Present | Gradient’ Gradient ‘Amount — Worth | Fund’ Recovery Ameunt’ Worth | Uniform Present Factor Factor | Factor Factor Fi Factor_| Series Worth FindF Find P| FindA FindA Find F find P | Find A Find P Given P Given F | Given F Given P Given A Given A | Given G Given @ a EVP. Pie | A/F __A/P. FiA Pia. | AiG P/G | a 1 10109901 1.0000 1.0100 1.000 0.9900 ° 1 2 1020 ‘98034978 “5075 ZOO 1970 0.498 0.980 2 3 1030 970633003400 3.030 2/941 0.993 291 3 4 Lost “961024682563 $1060 3.902 1.488 sso 5 Losi 9515 “19602060 S101 4.853. 1.980 9610S 6 1.062 942016251725 6182 5.798 2471 14320 6 ie NiO72) sony: 21306) 148s 724 678 29600199177 Peo eat a io 8286 7.652 3.448 26.3818 ie Vosges horas logy 167) 9369 8566 3.934 33.6959 10 110s 9053. 095611086 t0.462 9.471 4.418 41.843 10 1111689630865 —_0965 11.567 10.368 4.900 $0806 12 1127 ‘88740788088 12.682 11.255 S381 0.568 IF 1313887870724. 0wze = 13.809 12134 S61 THI 141149 8700-0669 0769 14.947 13.004 6.338 82.422 14 fis) HG) 86l3) 1060) 0721 16.097 13.865 6.814 94.481 15 16 1173-8528 05790679 17.258 14.718 7.289 107.273 16 17 Lise 8444105430643 18430 15:62 7.761 12078317 18 1196 8360-010. .0610 19.615 16.398 8.232 134.995 18 19 1208-8277 “04BL_— 058120811 17.226 8.702 149.895 19 201220 819504540554 22.019 18.046 9.169 165.465 20 21 1.232814 08300530 23.239 18.857 9.635 181.694 DE 32 1245 (8034 © 040910509 -24.472 19-660 10.100 198.565 22 3 1257 “7954 10389 “04g9 25.716 20456 10.563 216.065 23 % 127017876037, “0a71, 26.973 21.243 11.024 234.179 4 25 1128277980354 oasé 28.243 22.023 11.483 252.892 25 2% «1295 772003390439 29.56 22.795 1.941 272.195 6 7 1308 “764g 0324 042g 30.821 23.560 12.397 292.069 27 2813217568 03411, 32.129 24.346 1285231250428 3 133577493 0299-0399 33.450 25.066 13.304 333.486 28 3013487419 10287-10387 34.785 25.808 13.756 355.001 30 361431 .6989«0232—==«.0332—== 43.077 30.107 16.428 494.620 36 4 1489671710205 “0305 48.886 37.835 18.178 596.854 40 48 161262030163, 0263 61.223. 37974 21.598 0.14448 5016456080 LOISS 0255 64.463 39.196 22.436 © 879.417 $0 $2 (1678 “59610180248 67.769 40.394 23.269 © 939.916 82 6 1817-5504 0122.02, 81.670 44.985 26.533 1192.80 60 30 2007 «498300993 “0199100675 30.168 30.470 152864 70 72-2087 “48S 00955 “0196 104.710 51.150 31.239 1597862 82217 «451100822, “0182-——«121.671S4.BBB 34.249 1879.87 80 84-2307 «4335. 0076S. “0177-—=—«130.672 $6648 35.717 2023.31 84 9 2.449 4084 .00690-0169144.863 59.161 37.872 2240.56 90 96 2599 3847-00625 10163 ——«159.927 61.528 39.973 2459.42 96 1002705 3697100587 0159170481 63.029 41.343 2.60577 100 fos 281813553 “005S1 0155 B14 64.471 42.688 2.752.17 104 iat F300 3030 ons35 —O1a3—230,039 69.701 47.835 3.53411 120 240 10.893 -—0918-—.00101_—SO110—_—989.254 90.819 75.739 6 878.59 240 360 35.950 0278 00029 O103-«3.49S.0— 97.218 89.699 8720.43 360 480 118.648 00843 00008 O10. «11 764.8 99.157 95.920 9511.15 480 4435% Compound Interest Factors 5% Single Payment rif Payment Series ‘hate Gradient |] Compound Preset | Sinking Capital Compound Fest | Grade Gradient compound Fase | Sinking catty CRetent’ ‘Wh | Unorm Frese vneont Nem | am, Petes” iter oc | “Sener"_Worn Find Find P| Find A Find A Find Find P| Find A Find P Emer, Endt| Eds. Gut'e Gina Given | Gren G Given | Smee See eae’ Sap Seat San | Sie’ “eer | 110s 9524 1.0000 10500 +~=«1000 oss? 0 a eee ee eT 2 Sis ers Sagas 967 Dass 2 TRE Shh tgp 4ST0 e189 Sos $M teto sto Sa8 2902287 6 1304624701970 80D 50TH 58H 368 $ 1 NG Ie SID Shas 0s teas 2 Ba SASS SE ana Cre Clr CLL Lr eee OlrDesCUL ——LUr™—t~C~—t—“—~™—S—OSOSSOS—S—Cr—S—S—S—__—SK¥W Ho oiwe BSS SS Ras Son Gee BooLRe SGM clogs 1291 Same Saat 588 LBS hina 99 Sa S73 Sass ey a 16218 ase 0823 0mm 23.657 0g Gare TOUS Hee el te Ba saw RRB Rees dasa reo Tans Mae 3a ass) bea) dos poss 1557S) Co leerlhUMLUm er cselCUL SC CG a1 2786 asa ongo. org 35.719 a) en osce? Ho2S SNES treo 808 tess Tage Boie He iy akg as tas? noone Betas ams 430. Sta aan HoRRE RS) SHO tte AG Mdm 930 heats a 3555 28120186068 SLUID TST aL 28 6 eis BR Os aS as esos tems Pee hUmDrhLUhLmDTlChUL LLC Gl Bint FS) Oh ae SS ioe terse 8 Fr ee br 4538 gue 014) Oot TOTSL 15593 aR TS Base east) Hasson tara 2s h6hU6UuUuG == =|_————r“¥— hl Bons he Baer tots awe tose Bo OGRD HRS GH cat Soto teas 12380 ammo 38 10042008 OTH TA aT eS aw SAMIR tage tke} Bago 9a a ste 8 SE WOE GS dieser thdse Sam roe 2 eR SONS ea tease Sane dorsi. 88 Pe a 6 nado oN mwUID 0822 «456795. DAGLI7ASK $ BW BS Bio OR BS ah Mt fo Dee ee ay Hee igus lois lon 73 Be ee oso Sarat asso Maas 80 85 63.254 0158 00080 05081 245.1 19,684 18.635 306.800 8S so W710 OHH LSE ID REN aT! 9 eS Os, BG OME dans Iam IsoeeGrrary 3s 185 19898 GER AMA 8$0E SSI TSRte 8 BSe HTD 0 4539% Compound Interest Factors 9% Single Payment Uniform Payment Series Arithmetic Gradient Compound Present | Sinking Capital Compound Present | Gradient Gradient ‘Amount. Worth | Fund’ Recovery Amount» Worth | Uniform Present Factor Factor | Factor Factor __Factor_Factor_| Series _Worth Find Find P | FindA FindA Find Find P| FindA Find P Given P Given F | GivenF Given P Given A Given A | Given G Given G a Fe Pie | A/F AIP. FIA pia | A/G P/G | 0 1 10909178 1.0000 1.0900 1000 09170 ° 1 Fee ar tt ey ae 200 17590478 ORAZ 2 ia) ties) 7rzg) | 30511 9s 3278 2531 0.983238 3 a ala) 70d) 7187) 3087 4573324001393 SIE 3 1539 6499 teml_ “2571 Soa 3890018287 S 6 1675963 13292229 7523 4486 © (2.250 10092 7 exp S470 11087-1987 91200 50332657 13.375 7 8 1993 3019.» 0907 1807 11.028 51535 3.051 16.8888 5 «2172 aed 076R 1668 13.021. 51995 3.431 20.5718 1023674224 065K ISB 15.193 6418 3.798 4.37310 125803875 08691469 17.560 6.805 41S] 28.248 1228133555 0497113972004) 7-tel 4.491 32.159 AD 13 31066 326210436, 11396 22.953 7.487 4.818 36.073 13 43362 2092, 012d 26.019 7.786 S133 39.9634 1S 3.642 1274503411281 29.361 8.061 5.435 43.807 15 163.970.2519 03031203, 33.003 8313 5.724 47.585 IS 1743282311 0270117036974 8.544.002 $1,282 17 18 4717 2120-0242 1142,— 413018756 6.269 54.886 18 19 514219450217 117.6019 8.950 6.524 58.387 19 205.608 1784 = 01951098 S1.16D 9.129 6.767 61.777 20 26.109 «163701761076. «56.765 9.292 7.001 65.051 3665918020159 1059 62.873. 9.442 7.223 68.205 2 3 3s8 1378 «= “0144 Stas 9.532 9.580 7.436 71.236 2B ae) 2791 hoa! 0180 = 100 176.7902 10-7072 71650) T4132 24) Sse elezs = 1rsoe! 01a] 10isi | 6470 0-623 | 271632) = 16.927) 228) Pe ee ee ee 3710248 0976 © 00073. 0997 102.723. 10.027, 8191 82.124 27 28 11167 (085 00gBS 0989 «112.968 10.116 8.357 B4.S4Z 2B 3 12192 0822 onkOG 0981124136 10198 SIS 86.RA? 29 30 «13.268 «0754 007340973 «—«136.308 10.274 8656 89.028 30 BM 14.62.0691 00669 0967 «149.875 10.343 «8.808 91.1023 32 «15.763 0634 00610 0961 164.037 10.406 8.944 93.069 32 33 17.482 0582-00556. 0956 179.801 10.464 = 9.072, 94.931 33 34 18.728 0534 00808 0951 «196.983 10.518 9.193, 96.693 4 3S 2als 049000864 0945 215.711 10.567 9.308 98.359 35 4 31.409 0318-00296. 0930 «337.883 10.757 9.796 105.376 40 4S 48327 10207-00190 “0919 525.860 10.881 10.160 110.556 45 So 74.358 0184 00123. 0912 «815.085 10.962 10.430 114.325 50 $8 114.409 (00874 00079 0908-12601 11.014 10.626 117.036 $5 6 176.032 00568 00051 09S 1944.8 11.048 10.768 118.968 60 65 770.847 00369-00033 0903 2998.3 11.070 10.870 120334 65 50 416.731 00240-00022 0502 $619.2 11.084 10.983, 121.294 70 3g G41.193 00156 00018 0501 7113.3 11.094 10.994 121.965 78 30 986'555 “00101 00009 090 10950.6 11-100, 11.030 122.431 80 615179 00068 00006 0901 16.854.9 TN 104 11.055 122.753 85 9 23355 00083 00004 0900 25.9393 11.106 11.073 122.976 90 95 35035 (00028 00003. 0900 399168 = 11.108 11.085 123.129 98 100 $529.1 OOO18 — 00002. 0900 61.4229 = «11-109 11.093 123.233 100 457Compound Interest Factors 10% Uniform Payment Series Arithmetic Gradient Compound Present | Sinking Capital Compound Present | Gradient Gradient ‘Amount — Worth | Fund ‘Recovery Amount’ — Worth | Uniform Present Factor Factor | Factor Factor Fs Factor | Senes Worth Find F Find P| Find A Find P| Find A Find P. Given P_— Given F | Given F Given A | Given G Given G a FIP. PiF_| AIF PA | AIG _P/G_ | na 1 1.100 9091 1.0000 0.909 0 0 1 Ae i er a 1736 0.476 «(0.8262 3 131751332 2487 0937 23293 4 1464 (68302155 B70) 1139) 478) a 5 Vell 62091638 BUOIE |: 1st) (6.062) 25 = ive seas 1296 7716 4355-2204 9.684 7 19) ts132 1054 9487 4868-2622 «127637 Bet 4665 0874 11436 5.335 -3.004 16.029 8 9 2358 “4241 0736 13579 57593372 19.421 10.2594 138550627 15937 614s 3.725 22.891 10 M2853 3505 0540-1540 «18.531 6.495 4.064 26.396 123.138 3186 0d6h 146821384 68144388 29.9012 3 25452] 20971 N08) 1408 24152312 7103) 4160021913771 13) ee er et ee ee Se sit7i) erased 03S 1315) 231972121 7.6061) | Siz9) 21 401157 15) 16 45952176 0278-1278 35.950 7.824 5.549 3.41616 17 $1084 11978 = 074711347 40545 8.022 S807 46.582 17 185560 1179902191219, 45.599 8201 6.083 49.640 18 19 G16 16350198. 1195 $1159 8365 6.286 52.583 19 20 ©6728 «1486 O17S, 1117557275 85146508 55.407 20 2 7.400 1351 0156-1186 64.003 8.689.719 58.1102 22 B40 11228 = 0140111407103, 8.7726 919 60.689 22 Pas) eosdes 1117.2 70126) T0126) 21 79.583) | RENE! 7108) 163! 14G= 2 2% = 9850 “IOls.-— O13. 11113, 88.497 «8985 7.288 = 65.4814 25 10.835 10923 oz. '1102, 98.347 9.077 7.458 67.696. 25 26 11.918 0839-00916 1092 109.182 9.161 7.619 69.794 26 27 13.110 1076300826 11083121100 9.237.707.7772 28 14.421 10693 00745 "1075.««134.210 9.307 7.914 73.650 28 29 15.863 10630 00673. “1067 148.631 -9:370 804975415 29 3017-449 1087300608 “1061 t64.494 9.427 8.176 77.077 30 319.194.9521 00550 1085 181.944 9.479 8.296 78.640 3221116 1047400497 11050 --201'138 9.526 8.409 80.108 32 3323225 04st 00450 “1045 -222-252 9.5698 SIS 1.48633 BM 25'348 10391 00407 “1041 245.477 9.609 8615. 82.777 34 35 28.102 0356 «= 00369 “1037 -271.025 9.644 «8.709 83.987 35 40 45.259 0221 002261023 442.593 9.799.096 88.953 40 45° 72.891 0137-00139 “1014. 718.905 9.863 9.374 245445 30 117:391 100852 00086 “1000-11639 9.915 9.570 94.8890 35 189.059 100529 OWS} “1005-18806 © 9.947.708 96.562 $5 60 © 304.482 00328 00033 “100330348 == 9.967 9.802 «97.7010 65 490.371 00204 00020-1002 48937 9.980 9.867 R471 6S 70 789.748 00127 00013, “1001-78875 «9.987 9.91198 9RT_70 75 1271.9 00079 00008 “1001 127090 = 9.992 9.941 99.332 75. 80 2038.4 ‘00049 00005 “1000 204740 = 9.995 9.961 99.561 80 85 32990 00030 00003 “1000 329797 «= 9.997 9.974 99.712 «85, 90 5313.0 00019 00002-1000 531203 9.998 9.983 99.812 90 95 8556.7 (00012 0000. “1000 85 556.9 9.999 9.989 99.877 95 100 137806 00007 00001. “1000 1377963 9.999 9.993 99920 100, 45812% Compound Interest Factors 12% Single Payment Uniform Payment Series ‘Arithmetic Gradient Compound Present | Sinking Capital Compound Present | Gradient Gradient | mount Worth | Fund) Recovery Amount Worth | Uniform Present Factor Factor | Factor Factor” Factor_Factor_| Series _Worth Find F Find P| Find A Find A Find F Find P| Find A Find P GuenP Given | Given GivenP Given A Given A | Given G Given G | a| “re vee | Cale AP FIA PIA | A/G PIG | a 1 1.120 8929 1.0000 1.1200 1.000 0.893 0 ° 2 1254 797247175817, 2.120 1.690 0472.97. 3 140s 718 2963, “4163-3374 24020925 2.221 4 sr 6355 2002 3292.79 3.037 13594127 5 1792 S674 187427786353. 36S LTS 6.397 ‘ 1 ee ge eT 7 235i 4523, Cost 2151.0 4.568 2551 6H 8 Zar 403908132013. 12:300 496829131447 9 3775 36060677 “1877, 18776 5.308 3287 17.356 10 3106 3220 0570177017549 5.650 3.585 20.254 0 3479 28750484684 20.655, 5.938 3.895 3.129 2 350625670414 1614241336194 4.190 25.952 B 3363 “b292 035711887 28.029 6.424 4.868 28.702 13 ‘387 2046 0309, 150932393 6.628 4.732 31-362 5 Sans “igo? 0268 “1468-37280 6.811 4.980 33.920 16 6130-163) 020 434 42.753, 6.974 S215 36.367 16 ” Gite 188610205, “Ios 48.884 7.120 5.435 38.697 17 18 S690 13000179 11379=«$5.750 7.250 5.643 40.908 18 19 Hels “Hor OIS8_ “1358 63.440 7366 5.838 42.998 18 20 Sei 1037-0139 1339-—=72.082« 7.469 6.020 44.968 20 210.808.0926 01221322 81.699 7.562 6.191 46.8192 31a too 0826 “108 “1308 92.503 74S 6.351 485k B 35820738 “0096 1296 104.603 7718 6.501 50:78 28 «81790659 “oRsS 1285 HR.155 7-784 A SL.693 24 3S 1700010588075. “1275133334 -7.843 6.753405 25 26 19.040 0525 00665 1267 150.334 7.896 6.892 54.418 26 H S38 46900590 1259169374 7.943 7.005 $5637 27 3 has 49 “o0s2e 11252 190.699 7.984 TNO 56.767 28 367500374 ooaGs11247 «214.583 8022-7207 $7814 29 30 F960 0334 ODIs 1241, 241:333 «8.055 7.297 58.7823 31335850298 003691237 «271.293 ORS 7381 59.67 32375820266 0082811233 ou'ke BIZ 7459 G.SO1 33 42.092, 0238 0029211229 342.429 8.135 7530 6.26) 3447130312 00260 11226 3asz1 8.157 7596 61.961 4 3S Bao 189 “Gone 1223, 431.663 8.176 7658 6.605 3S 40 93.081 0107-00130 1213, 767.091 8.244 7.899 65.116 40 $$ 163.988 ‘ooe10 ours 1120713582 82828087 OTS $ —2x9.002 00346 00082 ‘1204 24000 © 8.30860 67-762 SO $3 509.391 00196 00024 1202 42360 «8.317 8.225 GR.408 5S 975970011 00013 “120174716 «= 8328826568810 65 1581.9 00063 00008 1201. 13.173.9 8.328 8.202 69.058 GS Jo 27878 00036 “0001200 232233 8330 8.308 69.210 70 7s 49131 (00020 000021200 409338 «= 83328318 69.303, 78 486585 00012 00001 11200 72:145.7 «8.332 8.324 69.359 80 $$ 152502 00007 00001 11200 127 1SL.7 83338328 69.393 88 99 26891.9 00004 1200 2240911 8.333.830 69.414 90 9s 473928 00002 200 304.9314 «8.383 «8.331 69.426 98 100835223 00001 1200 6960105 -8.333.« 8.332 «69.434 100 45915% Compound Interest Factors 15% Single Payment Uniform Payment Series “Arithmetic Gradient Compound Present | Sinking Capital Compound Present | Gradient Gradient ‘mount "Worth | “Fond” ‘Recovery Amount "Worth | Uniform Present Favor factor | Factor “Fac” ‘Feser __Facor_| ‘Senge’ wont FindF Find P | Find A Find Find Find P | Find A Find P Given P Given F | Given F Given P Given A Given A | Given G Given G a FIP. P/F _| A/F AVP. FA P/A | AIG P/G | a 1 1150-8696 1.0000 1.1500 1.000 0.870 o ° 1 2 1322 [7561-4651 “6151 2150 1.626 0.465 0.7862 3 1521 (657528804380 347 2283 0.907 2013 4 1749 '5718 "30033503 4993 2855 1326-37864 s ZOU 497214832983, 6742 3382 «17230578 § ‘6 2313 43231422642 8.754 3.784 209779376 1 21660 3759 ‘0908 “2404 11067 4160 2.450 10.1927 8 3.059 3269 10729229 13.727 4487 2:781 «124818 9 3.518 (2843 0596 2096 1678 4772309214755 9 10 4046 (2472 0493 “1993, 20304 5.019 -3.383 16.979 10 u 4692 2149 ol) t9 24349 5.234 3.655 19.129 2 5.380 18690345 “145 29.002 5421-3908 21.185 12 B 615316250291 “1791 34352 5583 4423113513 4 7.076 1813024711747 40505 5.724 43622497214 5 8137 1229 “0210 “1710 4758051847 41565 26.693 15 9.358 106901791679 55717 5.954 4.752 28.296 16 10.761 0929 “0154 “1654 65.075 6.047 4925 29.783 17 12.375 ‘0808-0132 “1632 75.836 6.128 50843115618 18232 ‘0703 ‘O13, 1613 88.212 6198 5.231 3242119 16.367 “0611 “00976 "1598 102.444 6.259 $1365 3358220 4 18.822 0531 00842-1584 118.810 6.312 5.488 34.6452 2 21645 046200727 11573. 137.632 6.359 5.601 35.615 22 B 24.891 0402 006281563 159.276 6.399 5.704 «36.499 23 mM 28.625 0349005431554 184.168 6.434 5.798 37.302 4 5 32919 [0304 004701547 212.793 6.464 5.883 38.031 25. 6 37.857 0264 004071541 245.712, 6.491. 5.961 38.692 26 n 435350230 (003531535 283.569 6.514 6.032 39.289 27 2B 50.066 0200 “0030011331 «32711086538. G.OYGBybzy 2B 29 37375 0174-00265 1527-37170 «6.551. 6.154 40.315 29 30 66.212 “0151 (002301523. 434.745 6.566 6.207 40.753 30 3 76.144 0131002001520 500.957 6.579 6.2544? 32 87565 0114-00173 1517, 577.100 6.591 6.297 4150132 33 100.700 00993. 00150-1515 6641666 6.600 6.335 «41.818 33 34 115.805 00864 00131. 11513 765.365 6.609 6.371 «42103 3S 133.176 00751 OO113. “1511 BBITT0.««6.617«G. 402, «42.359 38 40 267.864 00373 00056-1506 1779.1 6.642 «6.517 43.283 40 45 538.769 00186 000281503 3585.1 6.654 6583 43.805 4S $01 083.7 00092 00014 “150172177 6.661. «6.620 44.096 50 35 2179.6 00086-00007 “1501145241 6.664 6.641 44.256. 55 4384.0 00023-00003 ‘1500 292200 © 6.665 6.653 4434360 6s 88178 00011 00002-1500 58.778.6 6.666 6.659 44.390 65 7 177357 00006-00001 “1500 118.2315 6.666 6.653 44.416 70 75 356729 00003 1500 2378125 6.666 6.665 44.429 75 8 71 750.9 ‘00001 “1500 4783326 6.667 6.000 44.430 80 85 144 316.7 00001 1500 962 1044 6.667 6.666 44.440 85 46020% Compound Interest Factors 20% Single Payment Uniform Payment Series Arithmetic Gradient Compound Present | Sinking Capital Compound Present | Gradient Gradient ‘Amount Worth | Fund Recovery Amount Worth | Uniform Present Factor Factor | Factor Factor’ __Factor__Factor_ | Series Worth Find Find | Find FindA Find Find P| Find A Find P GivenP Given F | Given F Given P Given A Given | Given G Given G a ia bir | Ase AIP FIA A | “aig PIG | n 1 1.200.833 1.0000 1.2000 1000 0.833 o ° 1 2 1440 [ead 4545 “6545 2200 1528 O4ss 0.6942 3 (7g (S787 1274714747 3640 2106087918523 4 2074 4823. “18633863 ree i ee ee 5 2488 4019 "13443344 74a. 2991 1641 4.906 S 6 2.986 334910073007 9.930 332 ©1979 6581 1 3583 2791 «0774. 274— 12.916 3.608, 2290082587 8 4300 (2326 © 0606 2606 «16.499 3.837 2576 9.88 9 S160 1938 04a] “2481 © 20.799 4.031 2.836 1a3a 10 6.192 “161s 0385 (2385 25.959 3074 12.887 10 u 743901346031] 2311 32.150 3.289 14233 2 8916 1122 0253 12253 39.581 3aga 1546712 B 10.699 093502062206 48.497 3660 1658813 4 12.839 0779 0169-2169 59.196 3817 1760114 15 15.407 064901392139 72.035, 3.959 18.509 15 16 18.488 05410142114 87.442 4085 19.321 16 0 22.186 045100944 "2094 105.931 4.198 © 2008217 8 26.623 037600781 (2078. 128.117 4.298 = 20.680 18 » 31948 031300646 “2065 154.740 438602124419 20 38.338 0261 00536 2054 186.688 44642173920 a 46.005 021700444 2044 225.026 4530 21% n 55.206 018100369 12037 271.031 4304 225552 B 66.247 O15! 00307 12031 326.237 467 2887 4 79.497 0126-00255 |2025 392.484 4694 23176 4 2s 95396 0105 00212. ‘2021. 471.981 4735 23.4825 26 114.475 00878 001762018 $67.37 4.956 4.771 23.646 26 37137371 ‘00728 “001472015. 681.853 4.966 = 4.802 23.835 27 25 Wot'ad “00607 001222012, 819.223 4.970 4.829 23.999 2B 29 197.814 00806 00102 2010 984.068 4.975 4.853 24.141 29 30237376 0082100085 20081 181.9 «4.979 4.873 28.263 30 31 284.852 0035100070 200714193 4.982 4.89] 24.368 3 323411822 00293 00059 2006-17041 «4.985 4.906 24.450 32 33 410186 00248 00049 “2005 2045.9 © 4.988 «4.919 24.537 33 34 492.228 00203 00041 2004-24561 4.990 4.931 24.6044 35 590.668 00169 00034 2003-29483 4.992 4.941 24.661 35. 0 1469.8 (00068 00014. 200173439 «= 4.997 4.973, 24.847 40. 45 3.6573 (00027 00005 “2001 182813 4.999 4.988 24.932 45 $0 9 100.4 ‘00011 00002 "2000 454972 4.999 4.995 34.970 50 55 22644.8 (00004 00001 “2000 1132190 $000 4.998 24.987 58 6 563475 ‘00002 2000 2817326 5.000 4.999 24.994 60 46230% Compound Interest Factors 30% Single Payment Uniform Payment Series ‘Arithmetic Gradient Compound Present | Sinking Capital Compound Present | Gradient Gradient ‘Amount Worth | Fund Recovery Amount’ Worth | Uniform Present Factor Factor _| Factor Factor” Factor __Factor_| Series Worth Find Find | Find FindA Find Find P | FindA Find P_ | Given P Given F | Given F GivenP Given A Given A | Given G Given G a| Fe pyr | Aye AP. F/A Pia | AIG P/G_| a 1 13007692 1.0000 1.3000 1000 0.769 0 0 1 2 1690 (5917434817348 2300 1361 043505922 3 2197 4552125065506 3990 1816 0827 15023 4 2.856 3501 “16168616, 6187 216617825824 5 3.713 26931106 “4106 9043 2.436 11490-3630 S 6 4827 2072 o7es 3784 12.796 2.643 1.765 4.6666 1 6275 159405693569 17583 2802 2006 © S622 7 8 8157 1226 04193419 B85 2925 2216 6.4808 9 10.604 094303123312 32015 30192396 7.234 10 13.786 072502353235 42.619 3.092 2551 7.88710 u 179220858 01773177 $6405 3.147 2.683 8.445 2 B28 029101353135 74327 3.190 2.795 «8.9172 B 30.287 0330 01023102 97.625 3223 2889931813. 4 39374 10254 00782 13078_—=«127912 3.249 2:969 9.64414 15 51.186 [0195 100598 13060 «167.286 3.268 «© 3.034 9.91715 16 66.542 0150004583046 218.472 3.283 3.089 10.143 16 id 86.508 [011600351 3035285014. «3.295 3.135 1032817 18 112455 ‘00889 00269 “3027, 371.518 3308 3.:172 10.4798 19 146.192 “00684 “00207 “3021. 483.973. 3.311 3.202 10.602 19 20 190.089 00526 001593016 630.165 3316 3.228 10.702 20 21 247.064 00408. .00122 3012, 820.214 3.320 3.248 10.7832 22 321.184 ‘00311 ‘00094 “3009106733323 «3.265 10.848 22 3885-3325 3.278 «1090123 060 ©3327-3289 10.9434 8 3329-3298 «1097725 23 417539 [00239 00072 30071 24 542800 “00184 00085 “30061 25 705.640 ‘00142 ‘00083 “30042. 348 26 917.332.0109 00033-3003 «30544 = 3.330 3.305 11.008 26 n 11925 ‘00084 00025 3003. 397183381 3.311 1102627 2B 15503 (00065 00019 3002S 1643. 33313315 104s 28 2 20154 00050 00015 “3001 67146 «= 3332331911058 29 30 2620.0 00038 00011 300187300 «= 3.332 -3:322 11.069 30 31 3-406.0 00029 00009 3001113500 ©3332 3.324 11.0783 3 44778 (00023 00007 3001 «14756.0 3.333 -3'326 «Ios 32 3B 57561 (00017 00005 3001191837 3.333 «3328 «11.090 33 BM 74830 00013 00004 3000 249399 ©3333-3329 1109434 397278 (00010 00003 3000 324228 © 3.333 «333011,098 38 0 361188 0000300001 3000 1203926 = 3.333. 3.332 1.10740 45134 1065 (00001 3000 4470183 3333 -3.333 104. 46440% Compound Interest Factors 40% Single Payment ‘Uniform Payment Series ‘Arithmetic Gradient Compound Present | Sinking Capital Compound Present | Gradient Gradient Rmeant” “Wonk | SFund® Recovery Amount’ Worth | Uniform Present Wiser’ Factor | Factor Factor’ Factor’__Faetor | Sees” Worth FindF Find | FindA Find A Find Find P | Find A Find P Given P Given F | Given F Given P Given A Given A | Given G Given G a FIP. PIE_| A/F _A/P. FIA PiA_| A/G P/G_|n 1 1.400. 7143 1.0000 1.4000 1.000 0.7140 ° 1 2 1960 [102.4167 “8167 2400 «1226041705102 3 2744 3644 2294 6294 4360 ©1589 0.780 «1:239 3 4 3842 2603 “1408 “5408 7104 1849 1.092 2.020 8 S378 11859 0914-4914 toss 20351358 2.764 ‘ 7.330 132806134613 1632421681581 3.4286 7 10.561 0949 “04194419 238532263 «1:766 «3.9977 8 14.758 0678 10291-4291 339523311919 a7) 9 20661 0484 10203. “4203 49153 2379 2042-48589 10 28.925 10346 01434143 esis 2414-2142 5.17010 u 40.496 024701014101 9873924382221 S417 2 56.698 0176 0718. 4072 139235 2.456 22850 S611 12 B 79.371 10126 00510 “4051 195929 2.469 2334 5.76213 4 1115120 00900 (00363 4036 275.300 2478 «2373, 5.87914 15 1551568 00643 002594026 386.420 2484 «2.403 5.96918 16 217.795 00859 0018S 4018, 541.988 2.489 2.426 6.03816 0 308913 00328 00132-4013 759.783 2492-2446 © 6.09017 B 426.879 00234 00094 400910687 2498-2458 6.13018 9 597.630 00167 00067 400714196 2.496 2468 6.16019 20 836.682 00120 00048 ©4005 2.0892 = 2.497 2476 6.18320 2111714 00085 000344003 2925.9 = 2.498 2.482 6.200 22 -1639'9 ‘00061 ‘o0024 4002 4097.2 2498 -2.487 6.213. 22 23 -2295:9 00044 00017 400257371 «2.499 2.490 6.222 23 24 = 32142 00031’ 00012 “400! «8033.0 © 2.499 2.493 6.229 4 25 4 499°9 00022 00009 “400! «11.247.2 «2.499 2.494 6.23525 26 6299.8 00016-00006 400115 747.1 2.500 2.496 6.23926 27 819.8 ‘0001! 00005 4000 220469 == 2500 2.497 6.24227 28 12347°7 00008 100003 4000 30.866.7 —2'500, 2.498 6.244 28 29 17286:7 ‘00006 100002 4000432143 2500 2498624529 30 242014 — 00004 00002 4000 60 501.0 © 2'500 2.499 6.247 30 31 33.8820 00003. 00001. 400084 702.5 2.500 2.499 6.2483 32 474348 (00002 00001. 40001185844 © 2'500 2.4996 24832 33 66 408.7 00002 00001 4000 166019.2 -2'500 2.500 6.24933 BM 929721 “0001 4000 2324279 2500-2500 6.249 35 1301610 00001 4000 3254000 © 2500-2500 6.24938 46650% Compound Interest Factors 50% Single Payment Uniform Payment Series ‘Arithmetic Gradient Compound Present | Sinking Capital Compound Present | Gradient Gradient Amount, ‘Wor’ | Sfund® Recovery Amount’ Worth | Unitorm — Fresent Facior Factor | Factor “factor Factor Factor | Series Worth Find F Find P_] Find A Find A Find P__-Find P| Find A__Find P Given P Given F | Given F Given P Given Given A | Given Given G a F/P P/E | A/P AIP E/A P/A | AiG PIG | a 1 1.500 6667 1.0000 1.5000 1.000 0.6670 0 1 2 2280 444440009000 2500 NIN 0.400 04s 2 3 3375 (2963 “2105-7105 4750 1.407 0737 «10373 4 50631975123) 6231 8125 1605 1.015, 1.630 s 7504 131707585758 BS ep eA IS 6 113910878 04815481 20.781 1.826 «1.423, 2.5956 a 17086 0585-0311. “5311 beara 01983) eS) 207 8 25.629 0390 0203. “5203 49258 «1922 1675 32008 9 38443 02600164134 76387 «948 17603489 10 57665 10173-00882 “S088 113;330 19651824 3.58410 n 86.498 0116 005855058 1709951977 1871 3.699 12 129.746 00771 003885039 257.493 1.985 1.907 3.784 13 194.620 00s14 00258 5026 387.239 19901933 3.84613 14 291.929 00343. 001725017 581.859 1993 1.952 3.89014 1S 437.894 00228 “00114 “S011 873.788 1.995 1.966 3.922 1S 16 656.841 00152 000765008131 7—1.997 1.976 3.9456 17 985.261 00101 00051 5005 «1968S 1.998 1:98} 3.96117 114779 ‘00068 00034 5003. «29578 == 1.999 1988 3.973 8 19 22168 00045 00023 “S002 4.4317 1.999 11991 3.98119 2 33253 (00030 00015 S002 6648S = 1.999 1.994 3.98720 49879 00020 00010500! 9973.8 = 2.000 1.996 3.991 2 74818 (00013 00007 ‘S001 1496.7 2:00 1.997 3.9942 2B 2227 ‘90009 00004 [3000 22.4435 2000 1.998 «3.99623 24 168341 “00006 00003. "5000 33666.2 2000 1.999 3.997 4 2§ 252512 ‘00004 00002 "3000 50.5003 21000 1.999 3.99825 26 378768 00003 00001 5000757515 2.000 1.999 3.99926 27 568151 ‘00002 00001 "3000 113.6283 2:00 2.000 3.99927 29 452027 ‘00001 {00001 5000 170443’ © 2.000 2000 3.99928 29 1278340 ‘00001 ‘5000 2556661 2.000 2.000 4.00029 30191 751.1 ‘00001 ‘5000 3835001 2.000 200 © 4.00 30 31 287 626.6 $000 5752512 2.000, 2.000 4.000 aL 32 431 4309 ‘5000 8628778 2.000 2000 4.0032 468OLr Method of Analysis PRESENT WORTH ANNUAL CASH FLOW FUTURE WORTH BENFFIT-COST RATIO RATE OF RETURN Fixed Input Maximize PW of Benefits Maximize Equivalent Uniform Annual Benefits (EUAB) Maximize FW of Benefits Maximize Benefi:—Cost Ratio Economic Criteria Fixed Output Minimize PW of Costs Minimize Equivalent Uniform Annual Cost (EUAC) Minimize FW of Costs Maximize Benefit~Cost Ratio Neither Input Nor Qutput Fixed Maximize (PW of Benefits — PW of Costs), or Maximize Net Present Worth Maximize (EUAB — EUAC) Maximize (FW of Benefits — FW of Costs), or Maximize Net Future Worth Two Alternatives: Compute the incremental Benefit-Cost ratio (AB/AC) on the increment of investment between the alternatives. If AB/AC = 1, choose higher-cost alternative; if not, choose lower-cost alternative. Three or more Alternatives: Incremental analysis is required (see Ch. 9). Two Alternatives: Compute the incremental rate of retum (AROR) on the increment of investment between the alternatives. If AROR = minimum attractive rate of retum, choose the higher-cost alternative; if not, choose lower-cost alternative. Three or more Alternatives: Incremental analysis is required (see Ch. 8).