Credit Karma

Founded in 2008 Credit Karma provides free credit scores and credit monitoring to
retail users as well as personalized help in making the credit scoring better. Credit
Karma is an example of FinTech success story with valuation of $3.5 billion as of last
financing round in June.

Fundbox

Fundbox is FinTech company challenging traditional factoring firms. Fundbox offers

small-business owners advances on outstanding invoices. Owners pick which
invoices they want to borrow against, and advances are made to directly to bank
account, with repayments later debited automatically. Fundbox is synching with
Quickbooks and other accounting software. Fundbox already has 30,000 small
business

Funding Circle
Funding Circle is a peer-to-peer lending service which allows savers to lend money
directly to small and medium sized businesses. Cost of the loan is in the range 7% to
33% per annum from 6 to 60 months and loan amount from $25K to $500K and
approval time up to 10 days. From investors perspective Funding Circle minimizes the
risk of bad debts by spreading the investment for over 100 loans.
es as its customers.

LendingClub

Lending Club operates an online lending platform that enables borrowers to obtain a
loan, and investors to purchase notes backed by payments made on loans. Lending
Club enables borrowers to create unsecured personal loans between $1,000 –
$35,000. The standard loan period is three years. Investors can search and browse
the loan listings on Lending Club website and select loans that they want to invest in
based on the information supplied about the borrower, amount of loan, loan grade,
and loan purpose. Investors make money from interest. Lending Club makes money
by charging borrowers an origination fee and investors a service fee.
The company claims that $16 billion in loans had been originated through its platform

Affirm

Finances purchases of retail customers with instant loans at interest rates of 0% to

30%. Affirm connects directly to online stores. The idea behind is that customer
purchases with Affirm during checkout at online store, which captures and processes
order. Affirm settles the full amount with the store and services the loan directly with
the customer.
Avuba
Avuba, FinTech startup from Berlin, provides payment products and mobile-first bank
accounts to market with one aim – simplifying banking. Avuba mobile app and bank
account make it easy to send money, check balances or analysing and budgeting of
expenses.
ounders of Affirm and a CEO is Max Levchin, a co-founder of PayPal and Yelp.
COINBASE
Founded in June of 2012, Coinbase is a digital currency wallet and platform where
merchants and consumers can transact with new digital currencies like bitcoin,
ethereum, and litecoin. We're based in San Francisco, California.
Bitcoin is the world's most widely used alternative currency with a total market cap of
over $100 billion. The bitcoin network is made up of thousands of computers run by
individuals all over the world.

AcceptEmail *

AcceptEmail is a secure billing and payment solution utilizing the power and reach of
email. By delivering a smart and interactive bill presentment and payment solution via
email and text messaging, AcceptEmail generates a simple yet visually compelling
customer engagement payment request while also driving down bill generation costs
and significantly reducing time to payment receipt.
Demyst Data Ltd. provides an attribute platform that works with data sources,
including telco, social, ID, fraud, Websites, text, news, logs, and more for the creation,
hosting, and delivery of actionable attributes. It helps organizations to unlock financial
services through the use of data, decisions, and infrastructure. The company serves
banks, telecommunications providers, insurers, and lenders. Demyst Data Ltd. was
incorporated in 2010 and is based in New York, New York with locations in Hong
Kong and Singapore.