Professional Documents
Culture Documents
Assignment
Assignment
ASSET Liability
S.N Item Cost Value Market Value Item Amount
1 Home 50,000,000 120,000,000 Personal Loan 400,000
2 Vehicles 7,000,000 4,000,000 vehicles loan 2,000,000
3 Rental income 500,000 500,000
4 lands 10,000,000 10,000,000
5 Stocks 100,000 100,000
6 Saving Account 100,000 100,000
7 FD 1,000,000 1,000,000
8
9
10
11
12
Net Asset 68,700,000 135,700,000 Net Liability 2,400,000
Networth 133,300,000
Sn
Year
Age-Puneet
Age-Child
CashINflow 107% 3,998,519
Daughter(Edu/Marg)
Daughter(Insurance)
Self-Insurance
Self-Investment
### 31 32 33 34
### 2018 2019 2020 2021
### 30 31 32 33
4 5 6 7
### 766,800 1,200,000 1,320,000 1,452,000
500,000 600,000 720,000 864,000
100,000 100,000 100,000 100,000
100,000 100,000 100,000 100,000
1,000,000 1,000,000 1,000,000
35 36 37 38 39 40 41 42
2022 2023 2024 2025 2026 2027 2028 2029
34 35 36 37 38 39 40 41
8 9 10 11 12 13 14 15
1,597,200 1,756,920 1,932,612 2,125,873 2,338,461 2,572,307 2,829,537 3,346,041
1,036,800 1,244,160 1,492,992 1,791,590 2,149,908 2,579,890 3,095,868 3,715,042
100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000
100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000
1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000
43 44 45 46 47 48 49
2030 2031 2032 2033 2034 2035 2036
42 43 44 45 46 47 48
16 17 18 19 20 21 22
3,423,740 3,766,114 4,142,725 7,056,998 5,012,698 5,513,968 7,354,515
4,458,050 5,349,660 6,419,592 7,703,511 9,244,213 11,093,056 13,311,667
100,000 100,000 100,000 100,000
100,000 100,000 100,000 100,000
1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000
50 51 52 53 54 55 56
2037 2038 2039 2040 2041 2042 2043
49 50 51 52 53 54 55
23 24 25 26 27 28 29
6,863,098 7,530,288 191,197 191,197 191,197 191,197 191,197
15,974,000 19,168,800 23,002,560 27,603,072
1,000,000
Money Back (93)
Year Preminum/INV Prem. At maturity Return
Total Money 192,140 323,550
Age NPV 96,093 1,624 94,527
16 2002 7,390 - -
17 2003 7,390 - -
18 2004 7,390 - -
19 2005 7,390 - -
20 2006 7,390 - -
21 2007 7,390 - 22,500
22 2008 7,390 - -
23 2009 7,390 - - Age
24 2010 7,390 - - 24
25 2011 7,390 - - 25
26 2012 7,390 - 22,500 26
27 2013 7,390 - - 27
28 2014 7,390 - - 28
29 2015 7,390 - - 29
30 2016 7,390 - - 30
31 2017 7,390 - 22,500 31
32 2018 7,390 - - 32
33 2019 7,390 - - 33
34 2020 7,390 - - 34
35 2021 7,390 - - 35
36 2022 7,390 - 22,500 36
37 2023 7,390 - - 37
38 2024 7,390 - - 38
39 2025 7,390 - - 39
40 2026 7,390 - - 40
41 2027 7,390 7,390 233,550 41
42
43
44
45
46
47
48
49
Jeevan Saral(165) Jeevan
Year Preminum/INV Prem. At maturity Return Year
500,500 6,409,889
255,923 4,665 388,484
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 - - 233,550
20,020 - -
20,020 - -
20,020 - -
20,020 - -
20,020 20,020 101,321
101,321
101,321 1,289,151
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
101,321 101,321
1,141,197 101,321
101,321
Year Discount Rate (10%) 2019 2020
Age NPV 31 32
Annual Appraisal 10% Income 21,818,182 1,200,000 1,320,000
Insurance-Self 49,499 49,499
Annual Appraisal 7% Other expenses 14,758,377 360,000 385,200
Total Amount to be
insured 11,138,918
78,333 89,733
2021 2022 2023 2024 2025 2026 2027 2028
33 34 35 36 37 38 39 40
6 7 8 9 10 11 12 13
31 32 33 34 35 36 37 38
1,452,000 1,597,200 1,756,920 1,932,612 2,125,873 2,338,461 2,572,307 2,829,537
864,000 1,036,800 1,244,160 1,492,992 1,791,590 2,149,908 2,579,890 3,095,868
100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000
274,776 294,010 314,591 336,612 360,175 385,388 412,365 441,230
###
###
Net Asset 135,700,000
Daughter's marriage and Education fund 10,000,000
Expected Funds Emergency Fund 3,000,000
Final Expenses 100,000
Net Liability 2,400,000
Total Deduction 15,500,000
Capital Available for producing income 120,200,000
10
11
12
Net Asset 68,700,000 135,700,000 Net Liability
Networth
Liability
Amount
400,000
2,000,000
2,400,000
133,300,000