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Simulasi Angsuran KPR
Simulasi Angsuran KPR
In Arrear = Angsuran mulai dibayar bulan berikutnya In Advance =angsuran dibayar pada saat awal (DP d
Angsuran / bln Angsuran / bln
Ingat! Dalam perhitungan suku bunga harus dibagi 12 Ingat! Dalam perhitungan suku bunga harus dibagi 12
Bulan AngKe O/S Pokok AngPokok Angs Bunga Angsuran AngKe O/S Pokok
0 0 200,000,000 - - 1 193,061,112
1 1 195,635,260 4,364,740 2,666,667 7,031,407 2 188,696,372
2 2 191,212,324 4,422,936 2,608,470 7,031,407 3 184,273,435
3 3 186,730,415 4,481,909 2,549,498 7,031,407 4 179,791,527
4 4 182,188,747 4,541,668 2,489,739 7,031,407 5 175,249,859
5 5 177,586,524 4,602,223 2,429,183 7,031,407 6 170,647,635
6 6 172,922,937 4,663,586 2,367,820 7,031,407 7 165,984,049
7 7 168,197,170 4,725,767 2,305,639 7,031,407 8 161,258,282
8 8 163,408,392 4,788,778 2,242,629 7,031,407 9 156,469,504
9 9 158,555,764 4,852,628 2,178,779 7,031,407 10 151,616,876
10 10 153,638,434 4,917,330 2,114,077 7,031,407 11 146,699,546
11 11 148,655,540 4,982,894 2,048,512 7,031,407 12 141,716,652
12 12 143,606,207 5,049,333 1,982,074 7,031,407 13 136,667,319
13 13 138,489,550 5,116,657 1,914,749 7,031,407 14 131,550,662
14 14 133,304,671 5,184,879 1,846,527 7,031,407 15 126,365,783
15 15 128,050,660 5,254,011 1,777,396 7,031,407 16 121,111,772
16 16 122,726,596 5,324,064 1,707,342 7,031,407 17 115,787,707
17 17 117,331,544 5,395,052 1,636,355 7,031,407 18 110,392,655
18 18 111,864,558 5,466,986 1,564,421 7,031,407 19 104,925,669
19 19 106,324,678 5,539,879 1,491,527 7,031,407 20 99,385,790
20 20 100,710,934 5,613,744 1,417,662 7,031,407 21 93,772,046
21 21 95,022,340 5,688,594 1,342,812 7,031,407 22 88,083,452
22 22 89,257,898 5,764,442 1,266,965 7,031,407 23 82,319,010
23 23 83,416,597 5,841,301 1,190,105 7,031,407 24 76,477,708
24 24 77,497,411 5,919,185 1,112,221 7,031,407 25 70,558,523
25 25 71,499,303 5,998,108 1,033,299 7,031,407 26 64,560,415
26 26 65,421,221 6,078,083 953,324 7,031,407 27 58,482,333
27 27 59,262,097 6,159,124 872,283 7,031,407 28 52,323,209
28 28 53,020,852 6,241,245 790,161 7,031,407 29 46,081,964
29 29 46,696,390 6,324,462 706,945 7,031,407 30 39,757,502
30 30 40,287,602 6,408,788 622,619 7,031,407 31 33,348,714
31 31 33,793,363 6,494,239 537,168 7,031,407 32 26,854,475
32 32 27,212,535 6,580,828 450,578 7,031,407 33 20,273,647
33 33 20,543,962 6,668,573 362,834 7,031,407 34 13,605,074
34 34 13,786,475 6,757,487 273,919 7,031,407 35 6,847,587
35 35 6,938,888 6,847,587 183,820 7,031,407 36 0
36 36 0 6,938,888 92,519 7,031,407 37 (6,938,888)
37 37 (7,031,407) 7,031,407 0 7,031,407 38 (13,970,295)
38 38 (14,156,565) 7,125,159 (93,752) 7,031,407 39 (21,095,453)
39 39 (21,376,726) 7,220,161 (188,754) 7,031,407 40 (28,315,614)
40 40 (28,693,156) 7,316,430 (285,023) 7,031,407 41 (35,632,044)
41 41 (36,107,138) 7,413,982 (382,575) 7,031,407 42 (43,046,026)
42 42 (43,619,973) 7,512,835 (481,429) 7,031,407 43 (50,558,861)
43 43 (51,232,979) 7,613,006 (581,600) 7,031,407 44 (58,171,867)
44 44 (58,947,492) 7,714,513 (683,106) 7,031,407 45 (65,886,380)
45 45 (66,764,865) 7,817,373 (785,967) 7,031,407 46 (73,703,753)
46 46 (74,686,470) 7,921,605 (890,198) 7,031,407 47 (81,625,358)
47 47 (82,713,696) 8,027,226 (995,820) 7,031,407 48 (89,652,584)
48 48 (90,847,952) 8,134,256 (1,102,849) 7,031,407 49 (97,786,840)
49 49 (99,090,665) 8,242,713 (1,211,306) 7,031,407 50 (106,029,553)
50 50 (107,443,280) 8,352,615 (1,321,209) 7,031,407 51 (114,382,168)
51 51 (115,907,264) 8,463,984 (1,432,577) 7,031,407 52 (122,846,152)
52 52 (124,484,101) 8,576,837 (1,545,430) 7,031,407 53 (131,422,989)
53 53 (133,175,295) 8,691,195 (1,659,788) 7,031,407 54 (140,114,183)
54 54 (141,982,373) 8,807,077 (1,775,671) 7,031,407 55 (148,921,261)
55 55 (150,906,878) 8,924,505 (1,893,098) 7,031,407 56 (157,845,766)
56 56 (159,950,376) 9,043,498 (2,012,092) 7,031,407 57 (166,889,264)
57 57 (169,114,454) 9,164,078 (2,132,672) 7,031,407 58 (176,053,342)
58 58 (178,400,720) 9,286,266 (2,254,859) 7,031,407 59 (185,339,608)
59 59 (187,810,803) 9,410,083 (2,378,676) 7,031,407 60 (194,749,691)
60 60 (197,346,354) 9,535,551 (2,504,144) 7,031,407 61 (204,285,242)
61 61 (207,009,045) 9,662,691 (2,631,285) 7,031,407 62 (213,947,933)
62 62 (216,800,572) 9,791,527 (2,760,121) 7,031,407 63 (223,739,460)
63 63 (226,722,653) 9,922,081 (2,890,674) 7,031,407 64 (233,661,541)
64 64 (236,777,028) 10,054,375 (3,022,969) 7,031,407 65 (243,715,916)
65 65 (246,965,462) 10,188,434 (3,157,027) 7,031,407 66 (253,904,350)
66 66 (257,289,741) 10,324,279 (3,292,873) 7,031,407 67 (264,228,630)
67 67 (267,751,678) 10,461,936 (3,430,530) 7,031,407 68 (274,690,566)
68 68 (278,353,107) 10,601,429 (3,570,022) 7,031,407 69 (285,291,995)
69 69 (289,095,888) 10,742,781 (3,711,375) 7,031,407 70 (296,034,776)
70 70 (299,981,907) 10,886,018 (3,854,612) 7,031,407 71 (306,920,795)
71 71 (311,013,072) 11,031,165 (3,999,759) 7,031,407 72 (317,951,960)
72 72 (322,191,320) 11,178,248 (4,146,841) 7,031,407 73 (329,130,208)
73 73 (333,518,611) 11,327,291 (4,295,884) 7,031,407 74 (340,457,499)
74 74 (344,996,932) 11,478,321 (4,446,915) 7,031,407 75 (351,935,820)
75 75 (356,628,298) 11,631,366 (4,599,959) 7,031,407 76 (363,567,186)
76 76 (368,414,748) 11,786,451 (4,755,044) 7,031,407 77 (375,353,636)
77 77 (380,358,351) 11,943,603 (4,912,197) 7,031,407 78 (387,297,240)
78 78 (392,461,203) 12,102,851 (5,071,445) 7,031,407 79 (399,400,091)
79 79 (404,725,425) 12,264,223 (5,232,816) 7,031,407 80 (411,664,314)
80 80 (417,153,171) 12,427,746 (5,396,339) 7,031,407 81 (424,092,059)
81 81 (429,746,620) 12,593,449 (5,562,042) 7,031,407 82 (436,685,508)
82 82 (442,507,981) 12,761,362 (5,729,955) 7,031,407 83 (449,446,870)
83 83 (455,439,494) 12,931,513 (5,900,106) 7,031,407 84 (462,378,383)
84 84 (468,543,428) 13,103,933 (6,072,527) 7,031,407 85 (475,482,316)
85 85 (481,822,080) 13,278,652 (6,247,246) 7,031,407 86 (488,760,968)
86 86 (495,277,781) 13,455,701 (6,424,294) 7,031,407 87 (502,216,669)
87 87 (508,912,891) 13,635,110 (6,603,704) 7,031,407 88 (515,851,779)
88 88 (522,729,803) 13,816,912 (6,785,505) 7,031,407 89 (529,668,691)
89 89 (536,730,940) 14,001,137 (6,969,731) 7,031,407 90 (543,669,829)
90 90 (550,918,760) 14,187,819 (7,156,413) 7,031,407 91 (557,857,648)
91 91 (565,295,750) 14,376,990 (7,345,583) 7,031,407 92 (572,234,638)
92 92 (579,864,433) 14,568,683 (7,537,277) 7,031,407 93 (586,803,321)
93 93 (594,627,365) 14,762,932 (7,731,526) 7,031,407 94 (601,566,253)
94 94 (609,587,137) 14,959,771 (7,928,365) 7,031,407 95 (616,526,025)
95 95 (624,746,372) 15,159,235 (8,127,828) 7,031,407 96 (631,685,260)
96 96 (640,107,730) 15,361,358 (8,329,952) 7,031,407 97 (647,046,618)
97 97 (655,673,907) 15,566,176 (8,534,770) 7,031,407 98 (662,612,795)
98 98 (671,447,632) 15,773,725 (8,742,319) 7,031,407 99 (678,386,520)
99 99 (687,431,674) 15,984,042 (8,952,635) 7,031,407 100 (694,370,562)
100 100 (703,628,836) 16,197,162 (9,165,756) 7,031,407 101 (710,567,724)
101 101 (720,041,960) 16,413,124 (9,381,718) 7,031,407 102 (726,980,848)
102 102 (736,673,926) 16,631,966 (9,600,559) 7,031,407 103 (743,612,814)
103 103 (753,527,652) 16,853,726 (9,822,319) 7,031,407 104 (760,466,540)
104 104 (770,606,094) 17,078,442 (10,047,035) 7,031,407 105 (777,544,982)
105 105 (787,912,248) 17,306,155 (10,274,748) 7,031,407 106 (794,851,137)
106 106 (805,449,152) 17,536,903 (10,505,497) 7,031,407 107 (812,388,040)
107 107 (823,219,880) 17,770,729 (10,739,322) 7,031,407 108 (830,158,768)
108 108 (841,227,552) 18,007,672 (10,976,265) 7,031,407 109 (848,166,440)
109 109 (859,475,326) 18,247,774 (11,216,367) 7,031,407 110 (866,414,214)
110 110 (877,966,404) 18,491,078 (11,459,671) 7,031,407 111 (884,905,292)
111 111 (896,704,029) 18,737,625 (11,706,219) 7,031,407 112 (903,642,917)
112 112 (915,691,489) 18,987,460 (11,956,054) 7,031,407 113 (922,630,377)
113 113 (934,932,116) 19,240,626 (12,209,220) 7,031,407 114 (941,871,004)
114 114 (954,429,284) 19,497,168 (12,465,762) 7,031,407 115 (961,368,172)
115 115 (974,186,414) 19,757,130 (12,725,724) 7,031,407 116 (981,125,302)
116 116 (994,206,973) 20,020,559 (12,989,152) 7,031,407 117 (1,001,145,861)
117 117 (1,014,494,473) 20,287,500 (13,256,093) 7,031,407 118 (1,021,433,361)
118 118 (1,035,052,472) 20,558,000 (13,526,593) 7,031,407 119 (1,041,991,360)
119 119 (1,055,884,578) 20,832,106 (13,800,700) 7,031,407 120 (1,062,823,467)
120 120 (1,076,994,446) 21,109,868 (14,078,461) 7,031,407
1,276,994,446 (433,225,653) 843,768,793
ngsuran dibayar pada saat awal (DP dibayar)
X (1+suku bunga)
(1+suku bunga) Tenor
Angsuran/Bln 6,938,888
Tot P+B 249,799,972
Tot Bunga 49,799,972
6,938,888 - 6,938,888
4,364,740 2,574,148 6,938,888
4,422,936 2,515,952 6,938,888
4,481,909 2,456,979 6,938,888
4,541,668 2,397,220 6,938,888
4,602,223 2,336,665 6,938,888
4,663,586 2,275,302 6,938,888
4,725,767 2,213,121 6,938,888
4,788,778 2,150,110 6,938,888
4,852,628 2,086,260 6,938,888
4,917,330 2,021,558 6,938,888
4,982,894 1,955,994 6,938,888
5,049,333 1,889,555 6,938,888
5,116,657 1,822,231 6,938,888
5,184,879 1,754,009 6,938,888
5,254,011 1,684,877 6,938,888
5,324,064 1,614,824 6,938,888
5,395,052 1,543,836 6,938,888
5,466,986 1,471,902 6,938,888
5,539,879 1,399,009 6,938,888
5,613,744 1,325,144 6,938,888
5,688,594 1,250,294 6,938,888
5,764,442 1,174,446 6,938,888
5,841,301 1,097,587 6,938,888
5,919,185 1,019,703 6,938,888
5,998,108 940,780 6,938,888
6,078,083 860,806 6,938,888
6,159,124 779,764 6,938,888
6,241,245 697,643 6,938,888
6,324,462 614,426 6,938,888
6,408,788 530,100 6,938,888
6,494,239 444,650 6,938,888
6,580,828 358,060 6,938,888
6,668,573 270,315 6,938,888
6,757,487 181,401 6,938,888
6,847,587 91,301 6,938,888
6,938,888 0 6,938,888
7,031,407 (92,519) 6,938,888
7,125,159 (186,271) 6,938,888
7,220,161 (281,273) 6,938,888
7,316,430 (377,542) 6,938,888
7,413,982 (475,094) 6,938,888
7,512,835 (573,947) 6,938,888
7,613,006 (674,118) 6,938,888
7,714,513 (775,625) 6,938,888
7,817,373 (878,485) 6,938,888
7,921,605 (982,717) 6,938,888
8,027,226 (1,088,338) 6,938,888
8,134,256 (1,195,368) 6,938,888
8,242,713 (1,303,825) 6,938,888
8,352,615 (1,413,727) 6,938,888
8,463,984 (1,525,096) 6,938,888
8,576,837 (1,637,949) 6,938,888
8,691,195 (1,752,307) 6,938,888
8,807,077 (1,868,189) 6,938,888
8,924,505 (1,985,617) 6,938,888
9,043,498 (2,104,610) 6,938,888
9,164,078 (2,225,190) 6,938,888
9,286,266 (2,347,378) 6,938,888
9,410,083 (2,471,195) 6,938,888
9,535,551 (2,596,663) 6,938,888
9,662,691 (2,723,803) 6,938,888
9,791,527 (2,852,639) 6,938,888
9,922,081 (2,983,193) 6,938,888
10,054,375 (3,115,487) 6,938,888
10,188,434 (3,249,546) 6,938,888
10,324,279 (3,385,391) 6,938,888
10,461,936 (3,523,048) 6,938,888
10,601,429 (3,662,541) 6,938,888
10,742,781 (3,803,893) 6,938,888
10,886,018 (3,947,130) 6,938,888
11,031,165 (4,092,277) 6,938,888
11,178,248 (4,239,359) 6,938,888
11,327,291 (4,388,403) 6,938,888
11,478,321 (4,539,433) 6,938,888
11,631,366 (4,692,478) 6,938,888
11,786,451 (4,847,562) 6,938,888
11,943,603 (5,004,715) 6,938,888
12,102,851 (5,163,963) 6,938,888
12,264,223 (5,325,335) 6,938,888
12,427,746 (5,488,858) 6,938,888
12,593,449 (5,654,561) 6,938,888
12,761,362 (5,822,473) 6,938,888
12,931,513 (5,992,625) 6,938,888
13,103,933 (6,165,045) 6,938,888
13,278,652 (6,339,764) 6,938,888
13,455,701 (6,516,813) 6,938,888
13,635,110 (6,696,222) 6,938,888
13,816,912 (6,878,024) 6,938,888
14,001,137 (7,062,249) 6,938,888
14,187,819 (7,248,931) 6,938,888
14,376,990 (7,438,102) 6,938,888
14,568,683 (7,629,795) 6,938,888
14,762,932 (7,824,044) 6,938,888
14,959,771 (8,020,883) 6,938,888
15,159,235 (8,220,347) 6,938,888
15,361,358 (8,422,470) 6,938,888
15,566,176 (8,627,288) 6,938,888
15,773,725 (8,834,837) 6,938,888
15,984,042 (9,045,154) 6,938,888
16,197,162 (9,258,274) 6,938,888
16,413,124 (9,474,236) 6,938,888
16,631,966 (9,693,078) 6,938,888
16,853,726 (9,914,838) 6,938,888
17,078,442 (10,139,554) 6,938,888
17,306,155 (10,367,266) 6,938,888
17,536,903 (10,598,015) 6,938,888
17,770,729 (10,831,841) 6,938,888
18,007,672 (11,068,784) 6,938,888
18,247,774 (11,308,886) 6,938,888
18,491,078 (11,552,190) 6,938,888
18,737,625 (11,798,737) 6,938,888
18,987,460 (12,048,572) 6,938,888
19,240,626 (12,301,738) 6,938,888
19,497,168 (12,558,280) 6,938,888
19,757,130 (12,818,242) 6,938,888
20,020,559 (13,081,671) 6,938,888
20,287,500 (13,348,611) 6,938,888
20,558,000 (13,619,111) 6,938,888
20,832,106 (13,893,218) 6,938,888
### (430,156,895) 832,666,572
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