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ODCON Cacluator - Incase of Salaried Person

Income Details Amount


A ITR/Form 16 Income (per annum) 300,000.00
B Exmpted Income reflected in ITR 30,000.00
C Total Income 330,000.00
D FOIR of 70% 231,000.00
E Existing Total Working captial Loan (CC/OD) in Lacs 5.00
F Existing Total Term Loans (Outstanding) in Lacs 1.00
G Obligation from CC/OD 62,500.00
H Obligation from TL 25,000.00
I Total Obligation 87,500.00
J Net Eligible income 143,500.00
K Eligible ODCON Limit @ 6 times of 861,000.00
L Eligible ODCON Limit @ 7 times of 1,004,500.00
M Eligible ODCON Limit @ 8 times of 1,148,000.00
N Property Value Municipal
O Residential 2000000
P Commercial
Q Open Plot 500000
R Total Value 1650000
S Total Elibile Amount 861,000.00
Grampanchayat
2000000

500000
1300000
861,000.00
ODCON Cacluator - Incase of Propritor Business
Income Details Amount
A ITR Income (per annum) 500,000.00
B Exmpted Income reflected in ITR 200,000.00
C Depreciation 100,000.00
D The interest debited in P/L Ac 200,000.00
E Total Income 1,000,000.00
F FOIR of 70% 700,000.00
G Existing Total OD/CC (Outstanding) in Lacs 15.00
H Existing Total Term Loans (Outstanding) in Lacs -
I Obligation from CC/OD 187,500.00
J Obligation from TL -
K Total Obligation 187,500.00
L Net Eligible income 812,500.00
M Eligible ODCON Limit @ 6 times of 4,875,000.00
N Eligible ODCON Limit @ 7 times of 5,687,500.00
O Eligible ODCON Limit @ 8 times of 6,500,000.00
P Property Value Municipal
Q Residential 5,000,000.00
R Commercial
S Open Plot 1,000,000.00
T Total Value 4,000,000.00
U Total Elibile Amount 4,000,000.00
Grampanchayat
5,000,000.00

1,000,000.00
3,250,000.00
3,250,000.00
ODCON Cacluator - Incase of Borrower as Partner/Director
Income Details Amount
A ITR Income (per annum) 500,000.00
B Exmpted Income reflected in ITR 200,000.00
E Total Income 700,000.00
F FOIR of 70% 490,000.00
G Existing Total Working captial Loan (CC/OD) in Lacs 2.00
H Existing Total Term Loans (Outstanding) in Lacs 5.00
I Obligation from CC/OD 25,000.00
J Obligation from TL 125,000.00
K Total Obligation 150,000.00
L Net Eligible income 340,000.00
M Eligible ODCON Limit @ 6 times of 2,040,000.00
N Eligible ODCON Limit @ 7 times of 2,380,000.00
O Eligible ODCON Limit @ 8 times of 2,720,000.00
P Property Value Municipal
Q Residential 2500000
R Commercial
S Open Plot 1000000
T Total Value 2250000
U Total Elibile Amount 2,040,000.00
Grampanchayat
2500000

1000000
1625000
1,625,000.00

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