LIC Assistant Mains GA Power Capsule 2019 PDF

General Awareness Power Capsule | LIC AAO Mains | IBPS SO Prelims 2019
Contents
Must Important Current Affairs for LIC Assistant Mains and IBPS SO Prelims 2019 ........................................... 3
BANKING CURRENT AFFAIRS ....................................................................................................................................16
Economy/Financial/Business Current Affairs ...........................................................................................................17
Agreements/Memorandum of Understandings .......................................................................................................19
New Appointments : National ...................................................................................................................................22
New Appointments: International .............................................................................................................................25
Awards and Recognition .............................................................................................................................................26
Summits |Events |Festivals (National/International) ..............................................................................................29
Committees in News ...................................................................................................................................................31
National Current Affairs .............................................................................................................................................31
Current Affairs Related to States in India .................................................................................................................38
International Current Affairs ......................................................................................................................................41
Obituaries (National/International) ..........................................................................................................................43
List/Indexes Released Recently ..................................................................................................................................46
Important Days (August to December) .....................................................................................................................47
Books & Authors ..........................................................................................................................................................48
Defense Current Affairs ..............................................................................................................................................49
Sports Current Affairs..................................................................................................................................................52
Science & Technology .................................................................................................................................................58
Schemes Launched By Union and State Governments...........................................................................................59
Miscellaneous Current Affairs ....................................................................................................................................60
Static GA : Awards & Fields........................................................................................................................................65
Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India ........................................65
Topic 2: Upcoming Important Sport Events..............................................................................................................70
Topic 3: The Headquarters of the UN Organizations .............................................................................................70
Topic 4: A Brief on the Census 2011 ........................................................................................................................71
Topic 5: Current Office Holders List ..........................................................................................................................71
Topic 6: Important Ports in India ...............................................................................................................................72
Topic 7: The Most Famous Temples in India............................................................................................................72
Topic 8: List of the Important Airports in India ........................................................................................................72
Topic 9: What are the names of the Borders/Boundary Lines?.............................................................................73
Topic 10: Stock Exchanges around the World .........................................................................................................73
Topic 11: Dams in India .............................................................................................................................................74
Topic 12: Classical and Folk Dances in India ..........................................................................................................74
Topic 13: The Headquarters of the important Public-Sector Undertakings .........................................................75
Topic 14: Nick Names of Important Indian Places .................................................................................................75
Topic 15: Important Defence Exercise Conducted in the World ...........................................................................76
Topic 16: Stadiums Around the World .....................................................................................................................76
Topic 17: List of Indian Cities on Rivers Banks ........................................................................................................77
Banking Awareness .....................................................................................................................................................78
Topic 1: Reserve Bank of India & its Functions ........................................................................................................79
Topic 2: Policy Rates decided by the RBI...................................................................................................................79
Topic 3: Banking Regulation Act 1949|Schedule Banks| Other Types of Banks ................................................80
Topic 4: What are the different types of accounts that can be opened in a Bank? ............................................80
Topic 5: Negotiable Instrument Act and Cheques ..................................................................................................81
Topic 6: Financial Inclusion and the initiatives launched to achieve it ................................................................82
Topic 7: All about the Priority Sector Lending Norms .............................................................................................83
Topic 8: Financial Market| Important Points on Money Market, Capital Market & their Instruments .............84
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Topic 9: All about the DICGC ....................................................................................................................................86

(Deposit Insurance & Credit Guarantee Corporation of India) .............................................................................86
Topic 10: NPAs & SARFAESI Act.................................................................................................................................87
Topic 11: A Brief on ATMs in India............................................................................................................................87
Topic 12: Currency System in India ..........................................................................................................................87
Topic 13: A close look at the Prompt Corrective Action (PCA) ..............................................................................88
Topic 14: All about the Products of NPCI .................................................................................................................89
Topic 15: Small Finance Banks & its Headquarters ................................................................................................90
Topic 16: Payments Banks & its Headquarters ........................................................................................................90
Topic 17: What are the Risks in Banking Sector? ....................................................................................................90
Topic 18: What are the BASEL-3 Norms & a brief on the 3 Pillars of Basel? ......................................................91
Topic 19: Most Important Miscellaneous Banking Terms .......................................................................................91
Topic 20: How the amount can be transferred from one Bank A/c to the other? ..............................................92
Topic 21: What are the types of Accounts that can be opened by Foreign (Person) in India? .........................93
Topic 22: A Brief on CAMELS rating for Domestic Banks? .....................................................................................93
Topic 23: BANKING OMBUDSMAN SCHEME 2006 ...............................................................................................94
Topic 24: NBFC OMBUDSMAN SCHEME .................................................................................................................94
Topic 25: What is Base Rate, MCLR & Other rates of Lending? ............................................................................94
Topic 26: What is Reverse Mortgage Loan? ............................................................................................................95
Topic 27: What is Hypothecation & Pledge?............................................................................................................95
Topic 28: What is NBFC & how it differs from Banks? ...........................................................................................95
Topic 29: What are the types of Money? .................................................................................................................95
Topic 30: What are the Different types of Banking?...............................................................................................96
Topic 31: What are the important codes that are used in Banking? ....................................................................96
Topic 32: Important Banking Abbreviations ............................................................................................................96
Topic 33: The HQ of NATIONALIZED/PSBs BANKS ................................................................................................97
Topic 34: Financial Regulations | Institutions | Organizations .............................................................................97
Topic 35: Important Financial Schemes of the Government .................................................................................99
Topic 36: List of Mergers in the Indian Banking Industry .......................................................................................99
Topic 37: What are the Sectors in the Indian Economy? .......................................................................................99
Topic 38: A Brief on Printing & Minting of Currencies in India .............................................................................99
Topic 39: What is the Mudra Scheme?...................................................................................................................100
Topic 40: Headquarters of the International Financial Organizations ..............................................................100
Topic 41: Important Financial, Economics & Budget Terms .................................................................................100
Topic 42: Major Controls/Schemes introduced in Banking Sector from 1968 ..................................................101
Topic 43: History of Banking Sector in India..........................................................................................................102
Topic 44: Important Financial Abbreviations Part 2 .............................................................................................103
Topic 45: Miscellaneous Banking Terms ................................................................................................................103

Must Important Current Affairs for LIC Assistant

Mains and IBPS SO Prelims 2019
Nobel Prize Winners 2019
The Nobel Prize 2019 were announced recently in 6 different fields viz. Physiology or Medicine, Physics,
Chemistry, Literature, Peace, and Economic Sciences. The Nobel Prize distribution was first done on 1901. The
winners will receive a full cash prize, valued this year at 9-million kronor ($918,000), a gold medal and a diploma.
Field Winners Description Associated With
Harvard Medical
William G. Kaelin (USA)
School
Physiology or Sir Peter J. Ratcliffe (United for their discoveries of how cells sense University of
Medicine Kingdom) and adapt to oxygen availability Oxford
Johns Hopkins
Gregg L. Semenza (USA)
University
for theoretical discoveries in physical
James Peebles (Canada) Princeton University
cosmology
University of
Physics Michel Mayor (Switzerland)
for the discovery of an exoplanet Geneva
orbiting a solar-type star University of
Didier Queloz (Switzerland)
Geneva
John B. Goodenough
University of Texas
(Germany)
M. Stanley Whittingham for the development of lithium-ion Binghamton
Chemistry
(United Kingdom) batteries University
Asahi Kasei
Akira Yoshino (Japan)
Corporation
for a narrative imagination that with
Literature
Olga Tokarczuk (Poland) encyclopedic passion represents the
(2018)
crossing of boundaries as a form of life
for an influential work that with linguistic
Literature
Peter Handke (Austria) ingenuity has explored the periphery
(2019)
and the specificity of human experience
for his efforts to achieve peace and Prime Minister of
Peace Abiy Ahmed Ali (Ethiopia)
international cooperation Ethiopia
Massachusetts
Abhijit Banerjee (India) Institute of
Technology
for their experimental approach to
Economics Massachusetts
alleviating global poverty
Esther Duflo (France) Institute of
Technology
Michael Kremer (USA) Harvard University
RBI keeps the repo rate unchanged at growth, while ensuring that inflation remains within
5.15% in 5th Bi-Monthly Monetary Policy the target.
In its 5th Bi-monthly Monetary Policy Committee The main decisions taken in the 5th Bi-Monthly
meeting, the Reserve Bank of India has decided to Monetary Policy Committee meeting are:
keep the policy repo rate unchanged to 5.15%. The repo rate under the liquidity adjustment
The MPC has also decided to maintain the facility (LAF) left unchanged to 5.15%.
accommodative stance of monetary policy to revive The reverse repo rate under the LAF stands same i.e.
4.90%.
The marginal standing facility (MSF) rate and the accommodation and transportation in Mecca and
Bank Rate also remains same i.e. 5.40%. Madina will be provided to 2 lakh Indian Muslims
RBI has also reduced the real GDP growth for 2019- going for Haj in 2020.
20 from 6.1% to 5%. Minority Affairs Minister Mukhtar Abbas Naqvi signed
the bilateral annual Haj 2020 agreement between
RBI releases ―Guidelines for ‗on tap‘ India and Saudi Arabia with Haj and Umrah
Licensing of SFB in the Private Sector‖ Minister of Saudi Arabia.
RBI released guidelines for ‗on tap‘ Licensing of
Small Finance Banks in the Private Sector. Nationwide vaccination drive launched
Now payments banks willing to convert themselves under Mission Indradhanush 2.0
into small finance banks (SFBs) can apply for such The centre is launching a nationwide vaccination
a licence only after 5 years of operations. drive to prevent eight diseases under Intensified
Existing payments banks (PBs), which are controlled Mission Indradhanush 2.0 across the country.
by residents and have completed five years of The government‘s flagship scheme is aimed at
operations, are also eligible for conversion into small immunizing children under the age of 2 years and
finance banks after complying with all legal and pregnant women against 8 vaccine-preventable
regulatory requirements of various authorities and if diseases.
they conform to these guidelines. The IMI covers vaccines for diphtheria, whooping
The licensing window will be open on-tap. The cough, tetanus, poliomyelitis, tuberculosis,
minimum capital for setting up an SFB has been measles, meningitis and Hepatitis B. Vaccines
mandated at ₹200 crores, adding for primary for Japanese encephalitis and Hemophilus
(urban) co-operative banks (UCBs), which wish to influenza are also being provided in selected areas.
become SFBs, the initial requirement of net worth will The IMI 2.0 aims to achieve targets of full
be ₹100 crores, which will have to be increased to immunization coverage in 272 districts spread over
₹200 crores within five years from the date of 27 States. The IMI 2.0 will be carried out between
commencement of business. December 2019 and March 2020.
SFBs will be given scheduled bank status
immediately upon commencement of operations.
NEFT transactions to be made 24×7 from

16th December
RBI announced round-the-clock transactions will be
allowed 24×7 facility under the National
Electronic Funds Transfer (NEFT) system on all
days including weekends and holidays from 16th
December 2019.
These transactions after the usual banking hours are
set to be automated initiated using ‗Straight
Through Processing (STP)‘ modes by the banks.
The existing discipline for crediting the beneficiary‘s
account or returning the transaction within 2 hours of
settlement to the originating bank will also continue.
Member banks are also advised to initiate necessary
action and ensure availability of all necessary
infrastructural requirements at their end for providing
seamless NEFT 24×7 facility to their customers.
Vice Prez M Venkaiah Naidu launches
India becomes 1st country to make entire Bharatiya POSHAN Anthem
Haj process digital Vice President M Venkaiah Naidu launched the
India has become the 1st country to make the ‗Bharatiya Poshan Anthem‘ in New Delhi.
entire process for pilgrims going on Haj completely The aims towards taking the message of making
digital. India malnutrition free to all corners of the country.
An online application, e-visa, Haj mobile app, ‗e- The anthem was conceptualised by Union Ministry of
MASIHA‘ health facility, ―e-luggage pre-tagging‖ Women and Child Development (MoWCD) and has
providing all information in India itself regarding been penned by noted lyricist Prasoon Joshi and sung
by Shankar Mahadevan.
Union Budget 2019-20: In a Nutshell Customs duty: The customs duty on gold and
India‘s first full-time woman Finance Minister precious metals will be increased from 10% to
Nirmala Sitharaman presented the maiden budget. 12.5%.
Expenditure: The government proposes to spend Rs Banking and Finance: The government plans to
27,86,349 crore in 2019. partially guarantee (for first 10% of loss) Public Sector
Receipts: The receipts (other than net borrowings) are Banks for funds provided in a pooled manner to
expected to increase by 14.2% to Rs 20,82,589 NBFCs.
crore. Government borrowings: Currently, the gross
GDP growth: The government has assumed a borrowing programme of the government is funded
nominal GDP growth rate of 12% (i.e., real growth entirely through domestic borrowings. The
plus inflation) in 2019-20. government plans to raise a part of its borrowings
Deficits: Revenue deficit is targeted at 2.3% of GDP. abroad in foreign currency.
Fiscal deficit is targeted at 3.3% of GDP. Infrastructure: The central government will invest Rs
Ministry allocations: Among the top 13 ministries 100 lakh crore in infrastructure over the next five
with the highest allocations, the highest percentage years. Phase II of the Bharatmala project will be
increase is observed in the Ministry of Agriculture and launched under which state highways will be
Farmers‘ Welfare (82.9%), followed by Ministry of developed. Public private partnerships will be
Petroleum and Natural Gas (32.1%) and Ministry of leveraged for railways to attract an investment of Rs
Railways (23.4%). 50 lakh crore during the period 2018-30. A blue
Surcharge on income tax: Currently, a surcharge of print will be made for developing gas-grids, water-
15% is levied on the income of individuals earning grids, i-ways (communication networks) and regional
over one crore rupees, and 10% on income of airports on the lines of the One Nation–One Grid for
individuals earning between Rs 50 lakh and one crore power. Structural reforms in the power sector
rupees. In the Union Budget 2019-20, the surcharge (including tariff) will be announced.
on income tax for individuals earning between two Industry: The minimum public shareholding in listed
crore rupees and five crore rupees has been increased companies will be increased from 25% to 35%. A
to 25% and for persons earning over five crore rupees new electronic fund raising platform will be created
has been increased to 37%. for listing social enterprises and voluntary
Corporation tax: Currently, companies with annual organisations. The present policy of 51% stake of
turnover of less than Rs 250 crore pay corporate government in non-financial PSUs will be modified to
income tax at the rate of 25%. This threshold has include stake of government controlled institutions.
been increased to Rs 400 crore. Investments: 100% Foreign Direct Investment (FDI)
Tax on cash withdrawals: A TDS of 2% will be will be permitted for insurance intermediaries. Local
levied by financial companies and post offices on sourcing norms will be eased for FDI in the single
individuals for cash withdrawals exceeding one crore brand retail sector. Further, relaxing of the FDI norms
rupees in a year from a bank account. in aviation, media and insurance sectors will be
Tax exemption for affordable housing: An examined. Statutory limit for Foreign Portfolio
additional tax deduction of up to Rs 1,50,000 will be Investment will be increased from the current 24% to
provided on interest paid on loans for self-occupied sectorial limits. Foreign shareholding limits in PSUs
house owners. The conditions for availing this will be increased to the maximum permissible
deduction are: (i) the loan must be sanctioned in FY sectorial limit.
2019-20, (ii) the stamp duty on the house should not Agriculture and allied activities: Pradhan Mantri
exceed Rs 45 lakh rupees, and (iii) the individual Matsya Sampada Yojana has been proposed to
should not own another residential house property as address infrastructure gaps in the fisheries sector.
of the date of the home loan. 10,000 new Farmer Producer Organisations will be
Tax exemptions for electric vehicles: A tax setup over the next five years. The central
deduction of up to Rs 1,50,000 will be provided on government will work towards adoption of zero-
interest paid on loans to purchase an electric vehicle. budget farming.
This deduction will be applicable for loans sanctioned Rural Development: Under the Pradhan Mantri
between FY 2019-20 and FY 2022-23. Gram Sadak Yojana, 1.25 lakh km of road will be
Road and infrastructure cess: The Road and upgraded at an estimated cost of Rs 80,250 crore in
Infrastructure Cess on petrol and high-speed diesel the next five years. 100 new clusters will be setup
has been increased by one rupee per litre. Excise duty under the Scheme of Fund for Upgradation and
has also been increased by one rupee per litre for Regeneration of Traditional Industries (SFURTI). All
these products. rural households will be provided with piped water
supply by 2024 under the Jal Jeevan Mission. Swachh

Bharat Mission will be expanded to undertake solid theme of the Economic Survey 2019 is about enabling a
waste management in every village. ―shifting of gears".
Social Justice: An overdraft of Rs 5,000 will be Here are the key highlights from the Economic
provided to women self-help group (SHG) members Survey:
who hold Jan-Dhan accounts. Further, a loan up to Survey sees Financial Year 2020 GDP growth at 7%,
one lakh rupees will be provided under the MUDRA higher growth on stables macros.
scheme to one woman in every SHG. India needs to grow at 8% per year to be $5 trillion
Social Security: A new pension benefit scheme, economy by Financial Year 2025.
namely Pradhan Mantri Karam Yogi Maandhan The survey suggests diplomatic type privileges,
Scheme, has been announced for traders and small naming roads for top taxpayers.
shopkeepers with annual turnover of less than Rs 1.5 Investment the "key driver" of simultaneous growth in
crore. demand, jobs, exports, and productivity.
Education: The new National Education Policy will be Green shoots in investment activity seems to taking
introduced. The National Research Foundation will be hold.
setup to promote funding and coordinate research in Rural wage growth started increasing since mid-
the country. A Study in India programme will be 2018.
launched to encourage foreign students in higher Political stability should push the animal spirits of the
education. economy.
Budget Allocation at a Glance: Poor enforcement of contracts and dispute resolution
Rs. 60,000 crores MGNREGA (Under PM Gram Sadak is a big hurdle. A faster legal process should be the
Yojana) top priority.
Rs. 45,880 crores Road Works Savings and growth are positively co-related. Savings
Rs. 12,644 crores Swachh Bharat Mission must increase more than investment.
Rs. 75,000 crores PM Kisaan Samman Nidhi Survey argues that nudging behaviour change is the
Rs. 65,587 crores Railways simplest way to solve many social issues.
Rs. 7.23 crores Mudra Yojana Top policymakers must ensure actions are predictable.
Rs. 3.18 lakh crores Defence Budget Policymaking needs: 1. Clear Vision 2. Strategic
Rs. 38,547 crores National Education Mission blueprint 3. Tactical tools for constant recalibration.
Rs. 33,651 crores National Health Mission The success of MGNREGS shows govt. schemes can
Rs. 27,584 crores Integrated Child Development make a difference on the ground with skillful use of
Services' technology.
Rs. 25,853 crores Pradhan Mantri Awas Yojana (rural A minimum wage policy for the bottom rung of wage
+ urban) earners to drive up demand and strengthening the
Rs. 19,000 crores Pradhan Mantri Gram Sadak Yojana middle class.
Rs. 14,000 crores Pradhan Mantri Fasal Bima Yojana Indian MSMEs need to be freed from shackles that
Rs. 13,750 crores AMRUT and Smart Cities Mission convert them into dwarfs. MSMEs need to be seen as
Rs. 12,644 crores Swachh Bharat Mission (rural + a source of innovation, growth and job creation.
urban) Policies should be reoriented forMSMEs growth, create
Rs. 12,561 crores Green Revolution greater profits for their owners and contribute to job
Rs. 11,000 crores Mid-Day Meal Programme creation and productivity in the economy.
Rs. 10,001 crores National Rural Drinking Water India needs to increase per capita energy
Mission consumption to raise real per capita GDP by US$
Rs. 9,774 crores National Livelihood Mission 5000 and improve its HDI ranking.
Rs. 9,682 crores Pradhan Mantri Krishi Sinchai Yojana The Survey is inspired by Gandhiji's Talisman:
Rs. 70,000 crores Public Sector Banks ―…Recall the face of the poorest man [woman], and
ask yourself, if the step you contemplate is going to
Economic Survey 2018-19: Important be of any use to him [her].
Highlights India will enjoy the ―demographic dividend‖ phase in
Key Highlights of Economic Survey 2018-19 the next two decades but some states will start
Guided by the dictum of "blue-sky thinking", the transitioning to an aging society by the 2030s.
Economic Survey underscored the ambitious agenda of India moving forward from Swachch Bharat to
applying principles of behavioural economics to achieve Swasth and Sundar Bharat.
8 percent of sustained GDP growth to make India a $5- Investment rate seems to have bottomed out.
trillion economy by 2024-25. Govt stands by the fiscal consolidation path.
The government has estimated gross domestic product Jan-March economic slowdown due to poll-related
growth of 7% for the fiscal year 2019-2020. The activity.

NBFC stress reason for Financial Year 2019 Smriti Irani - Women and Child Development;
slowdown. Textiles (Amethi, Uttar Pradesh)
Decline in NPAs should push up CAPEX cycle. Dr. Harsh Vardhan - Health and Family Welfare;
The general fiscal deficit is seen at 5.8% in Financial Science and Technology; Earth Sciences (Chandani
Year 2019 Vs. 6.4% in Financial Year 2018. Chowk, Delhi)
Investment rate seen higher in Financial Year 2020 on Prakash Javdekar - Environment, Forest and
improved demand. Climate Change; Information and Broadcasting
Oil prices are seen declining in Financial Year 2020. (Rajya Sabha, Maharashtra)
Accommodative MPC policy to help cut real lending Piyush Goyal - Railways; Commerce and Industries
rates. (Rajya Sabha, Maharashtra)
From ‗Beti Bachao Beti Padhao‘ to ‗BADLAV‘ (Beti Dharmendra Pradhan - Petroleum and Natural
Aapki Dhan Lakshmi Aur Vijay Lakshmi). Gas; Steel (Rajya Sabha, Madhya Pradesh)
From ‗Give it up‖ for the LPG subsidy to ‗Think Mukhtar Abbas Naqvi - Minority Affairs (Rajya
about the Subsidy‘. Sabha, Jharkhand)
From ‗Tax evasion‘ to ‗Tax compliance‘. Prahlad Joshi - Parliamentary Affairs; Coal; Mines
(Dharwad , Karnataka)
Union Cabinet Ministers Portfolio 2019 Mahendra Nath Pandey - Skill Development and
Modi took oath as the PM for a second consecutive term. Entrepreneurship (Chandauli ,Uttar Pradesh)
57 other members of the Council of Ministers also took Arvind Sawant - Heavy Industries and Public
the oath. A total of 24 Cabinet Ministers took oath Enterprise (South Mumbai, Maharashtra)
followed by nine Ministers of State (Independent Charge) Giriraj Singh - Animal Husbandry, Dairying, and
and 24 Ministers of State. Here's the full list of the Union Fisheries (Begusarai, Bihar)
Council of Ministers and their portfolios, under the Modi Gajendra Singh Shekhawat - Jal Shakti (Jodhpur,
Government 2.0. Rajasthan)
Narendra Modi - Personnel, Public Grievances and Ministers of State (Independent Charge)-
Pensions; Department of Atomic Energy; Department Santosh Kumar Gangwar - Labour and
of Space; all important policy issues; and all other Employment
portfolios not allocated to any minister. Rao Inderjit Singh - Statistics and Programme
Cabinet Ministers Implementation; Planning
‫‏‬Rajnath Singh- Defence (Lucknow, Uttar Pradesh) Shripad Yesso Naik - Ayurveda, Yoga and
Amit Shah - Home Affairs (Gandhinagar ,Gujarat) Naturopathy, Unani, Siddha and Homoeopathy
Nirmala Sitharaman - Finance; Corporate Affairs (AYUSH); MoS Defence
(Rajya Sabha, Karnataka) Dr. Jitendra Singh - Ministry of Development of
Subrahmanyam Jaishankar - External Affairs North Eastern Region; MoS PMO; Personnel, Public
(Rajya Sabha, Gujarat) Grievances, and Pensions; Department of Atomic
Nitin Gadkari - Road Transport and Highways; Energy; Department of Space
Micro, Small and Medium Enterprises (Nagpur, Kiren Rijiju - Youth Affairs and Sports; MoS Minority
Maharashtra) Affairs
DV Sadananda Gowda - Chemical and Fertilizers Prahalad Singh Patel - Culture; Tourism
(North Bengaluru, Karnataka) Raj Kumar Singh - Power; New and Renewable
Ram Vilas Paswan - Consumer Affairs, Food and Energy; MoS Skill Development and Entrepreneurship
Public Distribution (Rajya Sabha, Bihar) Hardeep Singh Puri - Housing and Urban Affairs;
Narendra Singh Tomar - Agriculture and Farmers Civil Aviation; MoS Commerce and Industry
Welfare; Rural Development; Panchayati Raj Mansukh L Mandaviya - Shipping; MoS Chemicals
(Murena , Madhya Pradesh) and Fertilizers
Ravi Shankar Prasad - Law and Justice;
Communications; Electronics and Information Minister of States (MoS)-
Technology (Patna Sahib, Bihar) Faggansingh Kulaste- Steel
Harsimrat Kaur Badal - Food Processing Industries Ashwini Kumar Choubey - Health and Family
(Bhatinda, Punjab) Welfare
Thawarchand Gehlot - Social Justice and Arjun Ram Meghwal - Parliamentary Affairs; Heavy
Empowerment (Rajya Sabha, Madhya Pradesh) Industries and Public Enterprises
Ramesh Pokhriyal Nishank - Human Resource General (Retd) VK Singh - Road Transport and
Development (Haridwar, Uttarakhand) Highways
Arjun Munda - Tribal Affairs (Khunti, Jharkhand) Krishan Pal - Social Justice and Empowerment
Danve Raosaheb Dadarao - Consumer Affairs,
Food, and Public Distribution
G Kishan Reddy - Home Affairs At about 9.28 a.m. the 44.4 meters tall, weighing
Parshottam Rupala - Agriculture and Farmers 320-ton rocket blasted off from the second launch
Welfare pad at the country‘s rocket port.
Ramdas Athawale - Social Justice and According to ISRO, the 1,625 kg Cartosat-3 is an
Empowerment advanced agile satellite to obtain panchromatic and
Sadhvi Niranjan Jyoti - Rural Development multispectral imagery with an operational life of five
Babul Supriyo - Environment, Forest and Climate years.
Change Important Points:
Sanjeev Kumar Balyan - Animal Husbandry, PSLV-C47 is the 21st flight of PSLV in the ‗XL‘
Dairying, and Fisheries configuration (with 6 solid strap-on motors). This will
Dhotre Sanjay Shamrao - Human Resource be the 74th launch vehicle mission from Sriharikota.
Development; Communications; Electronics and Cartosat-3 satellite is a third-generation agile
Information Technology advanced satellite having high-resolution imaging
Anurag Singh Thakur - Finance; Corporate Affairs capability. The satellite will be placed in an orbit of
Angadi Suresh Channabasappa - Railways 509 km at an inclination of 97.5 degrees.
Nityanand Rai - Home Affairs PSLV-C47 will also carry 13 commercial
Rattan Lal Kataria - Jal Shakti; Social Justice and nanosatellites from the United States of America as
Empowerment part of commercial arrangement with New Space
V Muraleedharan - External Affairs; Parliamentary India Limited (NSIL), Department of Space.
Affairs
Renuka Singh Saruta - Tribal Affairs Justice SA Bobde takes oath as 47th Chief
Som Parkash - Commerce and Industry Justice of India
Rameswar Teli - Food Processing Industries Justice Sharad Arvind Bobde took oath as the 47th
Pratap Chandra Sarangi - Micro, Small and Chief Justice of India. Justice Bobde succeeds
Medium Enterprises; Animal Husbandry, Dairying and Justice Ranjan Gogoi, who retired on 17th November.
Fisheries Justice Bobde will have tenure of around 18 months
Kailash Choudhary - Agriculture and Farmers till his retirement on April 23, 2021. He was part of
Welfare the five-judge constitution bench which delivered the
Debasree Chaudhuri - Women and Child landmark Ayodhya verdict.
Development
Uddhav Thackeray takes oath as
Maharashtra CM
Shiv Sena Chief and Maha Vikas Aghadi nominee
Uddhav Thackeray took oath as the Chief Minister
of Maharashtra. He is the 19th Chief Minister of
Maharashtra.
He is the first Thackeray family member to become
Maharashtra‘s CM.
Home Ministry launches campaign to End

Violence Against Women
The Home Ministry in collaboration with the UN
Women flagged off an awareness campaign To End
Violence against Women from Sultanpur metro
station in Delhi.
The initiative is part of the #OrangeTheWorld
global campaign.
ISRO Launches CARTOSAT-3 As part of the campaign, people would be made
India‘s Polar Satellite Launch Vehicle, PSLV-C47 aware about India‘s single emergency helpline 112.
Launch Vehicle-XL (PSLV-XL) rocket carrying
advanced earth observation satellite Cartosat-3 and Parliament passes Jallianwala Bagh
13 US nano satellites lifted off from the second National Memorial (Amendment) Bill 2019
launch pad of the rocket port from Sriharikota. Parliament has passed the Jallianwala Bagh
National Memorial (Amendment) Bill, 2019. The

Bill seeks to amend the Jallianwala Bagh National World Bank‘s Ease of Doing Business
Memorial Act, 1951. Ranking
World Bank has released Ease of Doing business
Union Cabinet recommends President‘s Rankings which includes 190 countries. As per the
rule in Maharashtra Recently rankings, India has jumped 14 places and has been
President Ram Nath Kovind has signed the ranked at 63rd among 190 countries. New
proclamation imposing President‘s rule in Zealand and Somalia retained their 1st and 190th
Maharashtra. The present-day Maharashtra came spot respectively. The indicator measures the
into existence on 1st may, 1960 and this was the 3rd performance of countries across 10 different
time the state has come under the central rule. dimensions in the 12-month period ending May 1,
President‘s rule was imposed for the first time in 2019.
India in the state of Punjab in 1951. From 2020, the World Bank has expanded its ease of
The President‘s rule was imposed for the first time in doing business survey to 2 more cities: Bengaluru
Maharashtra in 1980 and the second time in 2014. and Kolkata in addition to Delhi and Mumbai that
are currently surveyed. The World Bank has decided
Sri Lanka becomes 1st South Asian country to have four cities from every country with a
to call match fixing a crime population above 100 million.
Sri Lanka has become the first South Asian nation Key findings of the Report:
to bring match-fixing cases to the category of India has become one of the top 10 most improved
crime as its parliament passed a bill related to countries for the third consecutive time.
‗Prevention of Offences Related to Sports‘. The country‘s score improved from 67.3 (in 2018) to
This new legislation related to match-fixing and 71.0 (in 2019), as per The Doing Business 2020
corruption will apply to all sports & if a person is study.
found guilty of corruption in the game, he can be India saw the biggest jump in ranking in the
punished for up to 10 years and also be required to ―resolving insolvency‖ category from 108th to
pay other fines. 52nd on the back of the government implementing
the Insolvency and Bankruptcy Code.
India‘s ranking improved substantially in ―dealing
Constitution Day of India 2019 with construction permits‖ (from 52nd to 27th)
Constitution Day or Samvidhan Divas is and ―trading across borders‖ (from 80th to 68th).
celebrated 26 November cross the country to mark India‘s ranking improved in ―registering
the adopting of the Indian Constitution by the property‖ from 166th to 154th despite a drop in
Constituent Assembly on this day in 1949. score.
In 2019, it marks the 70th anniversary of the
adoption of the Constitution.
It came into force on 26th January 1950, marking
Crime in India Report 2017 Released
the beginning of a new era in the history of the National Crime Records Bureau has released the
Indian Republic. annual ―Crime in India Report 2017‖. The report
has been released after a delay of 2 years. Key
findings of the report are:
RIL market cap hits 10 lakh crore, a first According to the report, 3.59 lakh cases of crime
for an Indian company against women were reported in the country. Uttar
Reliance Industries Limited (RIL) is the first Indian Pradesh topped the list with 56,011 cases followed
company to cross Rs.10 lakh in market by Maharashtra with 31,979 cases and West Bengal
capitalization (m-cap). 30,002 in cases of crime against women.
Tata Consultancy Services (TCS), RIL‘s closest rival in Majority of cases under crimes against women were
market capital had a share price of Rs.2,110, 2% registered under ‗Cruelty by Husband or his
lower on BSE and m-cap of Rs.7,71,996.87 crore. Relatives‘ (27.9%) followed by ‗Assault on Women
with Intent to Outrage her Modesty‘ (21.7%),
Logo, motto introduced for Lokpal ‗Kidnapping & Abduction of Women‘ (20.5%) and
Lokpal Chairman Justice (retired) Pinaki Chandra ‗Rape‘ (7.0%).
Ghose launched the new logo and motto for the The NCRB report also cited 58,880 incidents of
apex anti-corruption ombudsman. rioting in 2017. Maximum incidents of rioting were
A new motto, ―Ma Gridhah Kasyasvidhanam (Do reported from Bihar (11,698), followed by Uttar
not be greedy for anyone‘s wealth)‖, was also Pradesh (8,990) and Maharashtra (7,743).
adopted.

The incidents registered under the Scheduled Caste landmarks from India were chosen for the UNESCO
Prevention of Atrocities Act saw an increase from Asia-Pacific Awards for Cultural Heritage
5,082 incidents reported in 2016 to 5,775 in 2017. Conservation 2019.
Incidents of crime related to Scheduled Tribes dipped Renewal of Tai Kwun Centre for Heritage and Arts in
from 844 in 2016 to 720 in 2017. Hong Kong received the Award of Excellence, which
A total of 95,893 cases of kidnapping and abduction is the highest award among all categories.
were registered during 2017.
The NCRB for the first time collected data on IMF cuts World and India growth rates
circulation of ―false/fake news and rumours‖. The World Bank-International Monetary Fund
Under the category, maximum incidents were (IMF) annual meetings kicked off on a somber note,
reported from Madhya Pradesh (138) followed by with the IMF downgrading global growth in 2019 to
Uttar Pradesh (32) and Kerala (18). 3%, the slowest since the global financial crisis.
Among Union Territories, Delhi recorded the most India‘s growth projections have also been
murder cases in 2017 at 487. downgraded to 6.1% and 7.0% in 2019 and 2020
respectively. The IMF projected the U.S. would grow
BPRD releases ―Data on Police at 2.4% and 2.1% in 2019 and 2020 respectively.
Organizations (DoPO 2018)‖ For China, growth was projected to grow at 6.1%
Union Minister of State for Home Affairs G. Kishan and 5.8% in 2019 and 2020.
Reddy has released the Bureau of Police Research
and Development‘s flagship publication ―Data on NITI Aayog launches India Innovation
Police Organizations‖ (DoPO 2018) in New Delhi. Index 2019
The Data on Police Organisation in India is an NITI Aayog with Institute for Competitiveness as the
important compilation of information on police knowledge partner released the India Innovation
infrastructure, manpower and other resources from Index (III) 2019. Karnataka is the most innovative
all States, Union Territories, CAPFs and CPOs. major state in India.
Major highlights of the DoPO 2018: Tamil Nadu, Maharashtra, Telangana,
There has been an increase of 19,686 Police Haryana, Kerala, Uttar Pradesh, West Bengal,
personnel in the sanctioned strength of the State Gujarat, and Andhra Pradesh form the remaining
Police and 16,051 in the strength of CAPFs top ten major states respectively.
There has been 20.95% increase in the strength of Sikkim and Delhi take the top spots among the
Woman Police which brings the total percentage of northeastern & hill states, and union territories/city-
women in the Indian Police to 8.73%. states/small states respectively.
The overall Police Population Ratio at the state level Delhi, Karnataka, Maharashtra, Tamil Nadu,
stood at 192.95 policemen per lakh population. Telangana, and Uttar Pradesh are the most
Police Stations have increased from 15579 to efficient states in translating inputs into output.
16422. This includes Cyber Police Stations whose
number has risen from 84 to 120. WEF‘s Global Competitiveness Index
Electronic surveillance has improved with addition of World Economic Forum has released the Global
2,10,278 CCTV Cameras. Competitiveness Index report. In total, there are
103 indicators distributed across the 12 pillars on
India ranked 102 in Global Hunger Index which the performance of the countries was
2019 evaluated.
The 2019 Global Hunger Index (GHI) indicates As per the WEF‘s released report, India has moved
that the level of hunger and under nutrition down 10 places to rank 68th on an annual global
worldwide falls into the serious category. As per the competitiveness index which was topped by
index, India ranks 102nd out of 117 qualifying Singapore.
countries, with a score of 30.3. Pillars Rank
There were only four countries in the alarming
Institutions 59
hunger category are Madagascar, Chad, Yemen
and the Central African Republic in the extremely Infrastructure 70
alarming hunger category. ICT Adoption 120
Macroeconomic
India wins four UNESCO heritage awards 43
Stability
The UNESCO Asia-Pacific Awards for Cultural Health 110
Heritage Conservation awards were announced
at a ceremony held in Penang, Malaysia. 4 heritage Skills 107

Product Market 101 Punjab and Haryana

Ravi ShankerJha
Labour Market 103 High Court
Financial System 40 Indrajit Mohanty Rajasthan High Court
Market Size 03 Andhra Pradesh High
J.K. Maheshwari
Court
Business Dynamism 69
S. Manikumar Kerala High Court
Innovation Capability 35
Arup K. Goswami Sikkim High Court
Some Important Cabinet Approvals Ajai Lamba Gauhati High Court
The Central government has increased the Dearness
Allowance (DA) of Central government HBR‘s list of 10 best performing CEOs has 3
employees and pensioners by 5%, which means Indian-origin CEOs
the dearness allowance has been increased from The Best-Performing CEOs in the World, 2019′
12% to 17%. The hike would be effective from July list compiled by the Harvard Business Review
2019. The cost to the exchequer will be Rs 16,000 (HBR) features 100 CEOs.
crore. The list has been topped by American technology
The cabinet also approved inclusion of 5,300 company NVIDIA‘s CEO Jensen Huang. Among
families under the development package of the top 10 chief executives on the list, 3 spots
Jammu & Kashmir, who initially opted to move have been occupied by the Indian-origin CEOs.
outside the state, but later returned and settled in the Adobe CEO Shantanu Narayen was ranked 6th,
Jammu & Kashmir. This will enable such followed by MasterCard CEO Ajay Banga was
development package families to become eligible to ranked 7th and Microsoft chief Satya Nadella on
get one-time financial assistance of Rs 5.5 lakh the 9th spot. The list also features India-born CEO of
under the existing scheme. DBS Bank Piyush Gupta on the 89th spot. Apple CEO
Cabinet has also relaxed the mandatory Tim Cook was ranked 62nd in the list. The 2019 list
requirement of Aadhaar-seeded data as a pre- has 4 female CEOs in the top 50 of the rankings.
condition for release of funds to the beneficiaries
under the Pradhan Mantri Kisan Samman Nidhi New Governors Appointed in 5 Indian
scheme. The relaxation will be till 30th November
2019.
States
A total of five governors have been appointed by
President Ram Nath Kovind, including the transfer
and appointment of Kalraj Mishra.
Kalraj Mishra, the Governor of Himachal
Pradesh, was transferred and appointed as the
Governor of Rajasthan. He will replace Kalyan
Singh.
Taking over Mishra‘s role as Himachal governor is
former Union minister Bandaru Dattatreya.
Tamil Nadu BJP president Dr Tamilisai
Soundararajan has been appointed as the
Governor of Telangana, replacing ESL Narasimhan.
Bhagat Singh Koshyari has been appointed as the
new Governor of Maharashtra. Koshyari will replace
Vidyasagar Rao.
Arif Mohammed Khan has been appointed as the
Kerala governor in place of P Sathasivam.
President Kovind appoints Chief Justices to US Open 2019: Complete List

The 2019 US Open was the 139th edition of
7 high courts tennis‘ US Open.
President Ramnath Kovind appoints Chief Justices
to seven high courts. Category Winner Runner Up
Name High court
Men‘s Rafael Nadal Daniil
Lingappa Narayana Himachal Pradesh High Singles (Spain) Medvedev (Russia)
Swamy Court
Women‘s Bianca Andreescu Serena Williams Category Winners

Singles (Canada) (USA) 20 Years Best Actor (Male) Ranbir Kapoor
J.S. Cabal Best music in the last 20
M. Granollers Pritam
Men‘s (Colombia) and years
(Spain) and H.
Doubles R. Farah
Zeballos (Argentina) Best film of the past 20 years Kaho Na Pyaar Hai
(Colombia)
E.
Mertens(Belgium) V. Azarenka 71st Emmy Awards 2019 Declared
Women‘s  The 71st annual primetime Emmy Awards
and A. (Belarus) and A.
Doubles honours handed out at the Microsoft Theater in Los
Sabalenka(Belaru Barty(Australia)
s) Angeles.
Category Winner
B. Mattek-Sands H. Chan(Taipei) and OUTSTANDING
Mixed Game of Thrones (HBO)
(USA) and J. M. Venus (New DRAMA SERIES
Doubles
Murray (U.K) Zealand)
OUTSTANDING
Fleabag (Amazon)
COMEDY SERIES
20th Edition of IIFA Awards 2019 in LEAD ACTOR, DRAMA Billy Porter, Pose
Mumbai LEAD ACTRESS,
Jodie Comer, Killing Eve
The 20th Edition of NEXA International Indian Film DRAMA
Academy Awards (IIFA Awards) for 2019 was held at LEAD ACTOR, COMEDY Bill Hader, Barry
Sardar Vallabhbhai Patel Indoor Stadium in Mumbai.
LEAD ACTRESS, Phoebe Waller-Bridge,
Category Winners COMEDY Fleabag
Best Film Raazi SUPPORTING ACTOR, Peter Dinklage, Game of
Best Actor in a leading role DRAMA Thrones
Alia Bhatt (Raazi)
(Female) SUPPORTING
Julia Garner, Ozark
Best Actor in a leading role Ranveer Singh ACTRESS, DRAMA
(Male) (Padmaavat) SUPPORTING ACTOR, Tony Shalhoub, The
Best Actor In Supporting Role Aditi Rao Hydari COMEDY Marvelous Mrs Maisel
(Female) (Padmaavat) SUPPORTING Alex Borstein, The Marvelous
Best Actor In Supporting Role Vicky Kaushal ACTRESS, COMEDY Mrs Maisel
(Male) (Sanju) OUTSTANDING
Chernobyl (HBO)
Sriram Raghavan LIMITED SERIES
Best Director
(Andhadhun) OUTSTANDING Black Mirror: Bandersnatch
Arijit Singh (Ae TELEVISION MOVIE (Netflix)
Best Playback Singer (Male)
Watan from Raazi) LEAD ACTOR, LIMITED Jharrel Jerome, When They
Harshdeep Kaur SERIES OR MOVIE See Us
Best Playback Singer
and Vibha Saraf for LEAD ACTRESS,
(Female) Michelle Williams,
Dilbaro (Raazi) LIMITED SERIES OR
Fosse/Verdon
Sonu Ke Titu Ki MOVIE
Best Music
Sweety SUPPORTING ACTOR,
Ben Whishaw, A Very
Legendary actor LIMITED SERIES OR
English Scandal
Lifetime Achievement Award and comedian MOVIE
Jagdeep Jaffery SUPPORTING
Sara Ali Khan ACTRESS, LIMITED Patricia Arquette, The Act
Best Debut Award (Female)
(Kedarnath) SERIES OR MOVIE
Ishaan Khatter COMPETITION
Best Debut Award (Male) RuPaul‘s Drag Race
(Dhadak) PROGRAM
20 Years Best Actor (Female) Deepika Padukone VARIETY SKETCH
Saturday Night Live
Outstanding performance by Rajkumar SERIES
a director in the last 20 years Hirani (Sanju)

FIFA Football Awards 2019 66th National Film Awards

The ―Best FIFA Football Awards 2019‖ felicitated The 66th National Film awards have been
in Milan. Barcelona‘s Lionel Messi won the best announced by Rahul Rawail, head of the Jury for
men‘s player at the Best Fifa Football Awards in feature films. The Jury unanimously conferred
Milan.It is the 6th time Messi has been voted the the award for the Most Film Friendly
world‘s best men‘s player after winning it in 2009, State to ―Uttarakhand‖ for furthering the growth of
2010, 2011, 2012 and 2015. the film industry in the state including creating an
The complete list of awards is as follows: environment for ease of filming in the state.
Best Men‘s Player Award: Lionel Messi Category Winner
Best Women‘s Player Award: Megan Rapinoe
Men‘s Coach of the Year: Jurgen Klopp Best Feature Film Hellaro (Gujarati Film )
Women‘s Coach of the Year: Jill Ellis Son Rise by Vibha Bakshi
Best Men‘s Goalkeeper: Alisson and The Secret Life of
Best Women‘s Goalkeeper: Sari van Veenendaal Best non feature film
Frogs by Ajay and Vijay
Fair Play Award: Marcelo Bielsa and the Leeds United Bedi
squad
Puskas Award for the Best Goal: Daniel Zsori Adhitya Dhar for Uri :
Best Director
FIFA Fan Award: Silvia Grecco The Surgical Strike
Ayushmann Khuranna for
Government announces Mega Merger of Best Actor
Andhadhun and Vicky
Public Sector Banks Kaushal for Uri : The
Union Finance Minister Nirmala Sitharaman has Surgical Strike
announced a big consolidation of public sector Keerthy Suresh for
banks. Under the scheme of amalgamation, 10 Best Actress
Mahanati
public sector banks are to be merged into four
banks. After the amalgamation, the total number of Swanand Kirkire for
Best Supporting Actor
Public Sector Banks in the country will come down to Chumbhak
12 from 27 banks. Surekha Sikri for Badhaai
Best supporting actress
The amalgamation of banks will be in the Ho
following manner:
Best Action Direction KGF Chapter I
Punjab National Bank, Oriental Bank of Commerce
and United Bank of India to be merged into one Best Choreography Padmaavat for Ghumar
single bank, with business of Rs 7.95 trillion to
MJ Radhakrishnan for
make India‘s 2nd largest bank. Best Cinematography
Olu (Malayalam)
Canara Bank and Syndicate Bank are to be merged
to become the 4th largest public sector bank with Best Educational Film Sarala Virala
business of Rs 15.2 lakh crore. Best Popular Film Badhaai Ho
Union Bank of India, Andhra Bank and Corporation
Bank are to be merged to become the 5th largest Best film on Environment
Paani
public sector bank with business of Rs 14.6 lakh issues
crore. Best Debut Film of a
Indian Bank will be merged with Allahabad Bank to Naal (Marathi)
Director
become the 7th largest public sector bank with
business of Rs 8.08 lakh crore. Best Film for National Ondalla Eradalla
The government has also announced capital infusion Integration (Kannada)
of over Rs 55,000 crores into public sector banks: Best film on Social Issues Padman
PNB (Rs 16,000 crore),
Union Bank of India (Rs 11,700 crore), P V Rohith (Kannada),
Bank of Baroda (Rs 7000 crore), Sameep Singh (Punjabi),
Indian Bank (Rs 2500 crore), Best Child artist Talha Arshad Reshi
Indian Overseas Bank (Rs 3800 crore), (Urdu) and Shrinivas
Central Bank (Rs 3300 crore), Pokale (Marathi)
UCO Bank (Rs 2100 crore), Sarkari Area Prathamika
United Bank (Rs 1600 crore) and Best Children‘s Film
Shaale Kasaragod
Punjab and Sind Bank (Rs 750 crore).
Best Special Effects KGF

Sruthi Hariharan, Joju issues in youth and a South Korean agrarian

George for Joseph, movement leader who pioneered wasteland
Special Jury Award Savithri for Sudani From cultivation, and strove to demonstrate through his
Nigeria, Chandrachood work that life as a farmer can be fulfilling and
Rai productive.
Best Film on Environment

Paani India slips to 7th largest economy in 2018
Conservation/Preservation
According to the World Bank, India has been pushed
Best Lyrics Nathichirami (Kannada) to the 7th place in the global GDP rankings in
2018. In 2017, India had emerged as the 6th largest
Best Music Direction Sanjay Leela Bhansali for
economy.
(Songs) Padmaavat
The US remains the top economy with a GDP of
Best Music Direction $20.5 trillion in 2018. China was the 2nd largest
Uri : The Surgical Strike
(Background score) economy with $13.6 trillion, while Japan took the
Best Sound Design Uri : The Surgical Strike 3rd place with $5 trillion. India‘s GDP was at $2.7
trillion in 2018, while UK and France were at $2.8
Best Female playback Bindu for Mayavi Manave trillion. India still remains the fastest-growing
Singer (Kannada) major economy in the world.
Arijit Singh for Bhinte
Best Male Playback Singer Forbes highest paid actors list 2019
Dhil
Bollywood Actor Akshay Kumar has made it to the
Best Original Screenplay Chi La Sow
4th position on the Forbes magazine‘s World‘s
Best Adapted Screenplay Andhadhun Highest-Paid Actors Of 2019 list. Akshay has raked in
$65 million. Hollywood star Dwayne ‗Rock‘ Johnson
Best Dialogues Tariqh
tops the Forbes list of the 10 highest-paid actors.
1. Dwayne Johnson ($89.4 million)
R avish Kumar wins Ramon Magsaysay 2. Chris Hemsworth ($76.4 million)
award 2019 3. Robert Downey Jr. ($66 million)
Indian journalist Ravish Kumar has 4. Akshay Kumar ($65 million)
been awarded the 2019 Ramon Magsaysay 5. Jackie Chan ($58 million)
Award for ―harnessing journalism to give voice 6. Bradley Cooper ($57 million)
to the voiceless‖. 7. Adam Sandler ($57 million)
The Magsaysay award was started in 1957 and 8. Chris Evans ($43.5 million)
celebrates the memory and leadership example of 9. Paul Rudd ($41 million)
the former Philippine president Ramon del 10. Will Smith ($35 million)
Fierro Magsaysay. It is given every year
to individuals or organisations in Asia who
manifest the same selfless service and
transformative influence that ruled the life of the
late and beloved Filipino leader. Ramon Magsaysay
Award is regarded as the Asian version of the
Nobel Prize.
The other winners of the award are:
 Ko Swe Win (Myanmar): He is a human rights
defender and the chief editor of Myanmar Now
news agency.
 Angkhana Neelapajit (Thailand) is human
rights activist and a leading human rights
defender in Southern Thailand.
 Raymundo Pujante Cayabyab (Philippines) is
a musician who has served in the music faculty of
the University of the Philippines and has
conducted free workshops for thousands of
students all across the country.
 Kim Jong-Ki (South Korea) is an activist
working with violence and mental health

Scarlett Johansson tops Forbes highest- Award Name Discipline

paid actresses list Rajiv Gandhi Khel Sh. Bajrang
For the second consecutive year, Hollywood star Wrestling
Ratna Punia
Scarlett Johansson has topped the Forbes‘ list of
highest-paid female actors in the world. Spurred by Rajiv Gandhi Khel Ms. Deepa
Para Athletics
the success of her summer Marvel film Avengers: Ratna Malik
Endgame, the 34-year-old actor‘s earning reached Dronacharya Award Sh. Vimal
USD 56 million. Badminton
(Regular Category) Kumar
1. Scarlett Johansson – $56 million
2. Sofia Vergara – $44.1 million Dronacharya Award Sh. Sandeep
Table tennis
3. Reese Witherspoon – $35 million (Regular Category) Gupta
4. Nicole Kidman – $34 million Sh.
5. Jennifer Aniston – $28 million Dronacharya Award Mohinder
6. Kaley Cuoco – $25 million Athletics
(Regular Category ) Singh
7. Elisabeth Moss – $24 million Dhillon
8. Margot Robbie- $23.5 million
Dronacharya Award Sh. Merzban
9. Charlize Theron- $23 million Hockey
(Life-Time Category) Patel
10. Ellen Pompeo – $22 million
Sh. Rambir
Dronacharya Award
RBI to transfer Rs 1.76 lakh crore to Singh Kabaddi
(Life-Time Category)
Khokhar
government
The Reserve Bank of India has given its approval Dronacharya Award Sh. Sanjay
Cricket
to transfer a sum of Rs 1,76,051 crore to the (life-time category) Bhardwaj
Government of India, comprising of Rs 1,23,414
crore of surplus for the year 2018-19 and Rs Article 370 and Article 35A revoked from
52,637 crore of excess provisions identified as per
the revised Economic Capital Framework. The
J&K
decision was taken on the recommendations of the A series of historical decisions which includes the
Expert Committee to Review the Extant Economic scrapping of Article 370 & Art-35-A and the
Capital Framework for RBI. The panel was led by introduction of ―J&K Reorganisation Bill 2019‖
former RBI Governor Bimala Jalan. were taken during the session of Rajya Sabha.
Article 370 was providing special autonomous status
to the Indian state ―Jammu & Kashmir‖
National Sports Awards 2019 Union Government scrapped article 370 and 35A
Selection Committee for the Sports Awards in J&K and introduced a new bill named ―J&K
2019 was headed by Justice Mukundakam Reorganisation Bill 2019‖.
Sharma, Retired Judge, Supreme Court.
Apart from a medal and a citation, Rajiv Gandhi Khel Prime Minister launches Fit India Movement
Ratna Awardee will receive a cash prize of Rs. 7.5
On the occasion of National Sports Day (29th
lakh. Arjuna, Dronacharya and Dhyan Chand
August), Prime Minister Narendra Modi has
Awardees will receive statuettes, certificates and cash
launched the Fit India Movement at the Indira
prize of Rs. 5 lakh each. A trophy and citation is
Gandhi Stadium Complex in New Delhi. During the
given to the entity in the Rashtriya Khel Protsahan
event, PM appealed to the nation to join this fitness
Puruskar, 2019. Recipients of Rashtriya Khel
movement and make a ‗Fitter & Better India‘.
Protsahan Puruskar will be given Trophies and
The nation-wide Fit India Movement aims to motivate
certificates. Overall top performing university in inter-
every Indian to incorporate simple, easy ways of
university tournaments will be given MAKA Trophy,
staying fit in their everyday life.
award money of Rs. 10 lakh and certificate.

BANKING CURRENT AFFAIRS

RBI has imposed a penalty on 2 online payment currency in ATMs, and use of ATMs for non-cash
solutions providers: Mobikwik Systems Private withdrawal transactions such as balance enquiry,
Limited has been slapped a fine of Rs 15 lakh while cheque book request, payment of taxes, funds
Hip Bar Pvt Ltd faced a fine of Rs 10.85 lakh. transfer.
RBI has relaxed norms for end-use of money raised As per the latest RBI data, India‘s forex reserves
through external commercial borrowings for has reached the highest ever valuation of $430.57
corporates as well as liquidity starved non banking billion.
lenders. RBI has permitted processing of e-mandate on credit
The postal department has decided to convert the and debit cards for recurring transactions (merchant
India Post Payments Bank into a small finance payments). The maximum limit for such a transaction
bank. will be Rs 2,000.
RBI allowed ―Bank of China‖ to offer regular SEBI has announced a new mechanism to reward
banking services in the country. insider trading informants to uncover insider trading
SBI Shanghai branch is now connected to China‘s cases. The reward would be 10% of the money
National Advance Payment System (CNAPS). collected, subject to a maximum amount of Rs 1
RBI has imposed a collective penalty of Rs 11 crore crore.
on 7 public sector banks for non-compliance with Bandhan Bank launched a co-branded credit card
certain provisions of directions issued by RBI on in association with Standard Chartered bank.
'Code of Conduct for Opening and Operating Canara Bank has launched India‘s first OTP facility
Current Accounts. for ATM withdrawals. OTP facility will be provided
RBI has imposed a fine of Rs 1 crore on on cash withdrawals of above Rs 10,000 in a day.
Corporation Bank for non-compliance of norms Indian Bank has opened MSME CPC (centralized
related to cyber security framework for banks, frauds Processing Centre) in Chennai with an aim to give a
classification and reporting. boost to the bank's MSME portfolio.
RBI has decided to set up a "Central Payment IDBI Bank will introduce two Repo Linked Products -
Fraud Registry". The registry will track frauds in the Suvidha Plus Home Loan and Suvidha Plus Auto
payment systems. Loan.
SEBI has approved Singapore Stock Exchange and The Cabinet has approved a capital infusion of Rs
National Stock Exchange of India Ltd to operate 4,557 crore into IDBI Bank.
jointly in Gujarat International Finance Tec-City, Standard Chartered Bank, a British multinational
Gandhinagar. The two entities will create a new banking and financial services company has
platform for trading called NSE International launched a DigiSmart credit card.
Financial Service Centre (IFSC)-SGX Connect. The Finance Ministry has introduced a Code of
RBI will make available the National Electronic Conduct for non-official directors of public sector
Funds Transfer system on a 24x7 basis from banks to improve corporate governance in banks.
December 2019 as per the Payment System Vision RBI is to implement the idea to develop a mobile
2021 document. application with an aim to help the visually
Private sector bank, RBL Bank and digital impaired people to identify currency notes. For
healthcare platform Practo have partnered to this, RBI has selected Daffodil Software Pvt. Ltd.
launch an industry-first co-branded health credit IPPB rollout of Aadhaar Enabled Payment System
card. This credit card is powered by Mastercard. Services (AePS).
The Central government has rolled out scheme for Finance Minister Nirmala Sitharaman has
liquidity support to NBFCs. The partial guarantee announced that Public Sector Banks will organise
scheme will allow state-run banks (PSBs) to purchase ‗loan melas‘ or ―Shamiana meetings‖ in 400
assets of NBFCs and HFC. NBFCs will be able to sell districts.
20% of standard assets, worth up to Rs 5,000 Airtel Payments Bank launched ―Bharosa
crore, as on March 31. The Department of Economic savings account‖ services, designed for deepening
Affairs will provide government guarantee of up to the financial inclusion in the country.
10% of the fair value of assets purchased by a bank RBI imposed restrictions on Punjab and
from a stressed NBFC or HFC. Maharashtra Co-operative Bank, under which the
RBI, the transactions which should not be counted as depositors cannot withdraw more than Rs 1,000 from
valid ATM transactions for the customer as the ‗free their accounts.
ATM transactions‘ includes transactions failed at
ATMs due to technical reasons and non-availability of
SBI opened its Melbourne office and becoming the and Privilege Savings Account to offer distinctive
first Indian bank to have a branch in the Australian banking and digital services to its customers.
state of Victoria. The Karnataka Gramin Bank (KGB) has launched
Axis Bank, India‘s third-largest private sector bank ‗mobile ATMs‘ in Kalaburagi, among several other
has launched the ‗Express FD‘, a digital fixed districts in the Karnataka.
deposit (FD) product that allows a customer to open As per the report titled ―Furthering Digital
an FD account in 3 minutes through the digital mode Payments‖ released by the RBI, banks can no
without opening a savings account with the bank. longer charge savings bank account holders for
UCO Bank launched three new digital products online transactions in the NEFT system from January
called, UCash, Digilocker and an app in Kolkata. 2020.
RBI rejected the merger proposal of Indiabulls The economic research team from the SBI has revised
Housing Finance and Lakshmi Vilas Bank. India‘s Gross Domestic Product (GDP) to 5% from
RBI given the go-ahead to the Kerala government its earlier estimate of 6.1% for the Fiscal Year 2020
to amalgamate 13 district cooperative banks in their report titled ―EcoWrap‖.
(DCBs) with the Kerala State Cooperative Bank to The Reserve Bank of India superseded the board
form the proposed ―Kerala Bank‖. Except the of debt-laden Dewan Housing Finance
Malappuram District Cooperative Bank, all Corporation Limited (DHFL) as it intends to shortly
district banks had approved the scheme of initiate the process of resolution of the company
amalgamation. under the insolvency and bankruptcy rules.
ICICI Bank has launched a fixed deposit scheme The RBI expanded the scope of Special Non-
called FD Health that comes with an in-built critical Resident Rupee Accounts (SNRR account) by
insurance policy. The FD Health – Critical illness permitting non-residents to open such accounts for
Cover will be provided to only the primary holder of rupee-denominated overseas borrowings, trade
the FD account. credit and trade invoicing for popularising cross-
SBI Card announced the launch of ‗SBI Card Pay‘, border transactions in the domestic currency.
a feature which allows contactless payment using RBI has expressed concern over rising bad loans
mobile phones at PoS terminals. from Pradhan Mantri MUDRA Yojana (PMMY).
Vreedhi Financial Services (VFS) has secured a RBI imposed a monetary penalty of Rs. 1.50 crore
non-banking finance company licence from the on Corporation Bank for non-compliance with certain
Reserve Bank of India to provide credit and other provisions of directions issued by RBI.
services to micro-enterprises operating in tier II-III Non-bank lender Aditya Birla Finance became the
cities and small towns. first company to list its commercial papers borrowing
RBI has imposed a penalty of Rs 35 lakh on of Rs 100 crore on the bourses.
Tamilnad Mercantile Bank for violating norms on Karnataka Vikas Grameena Bank (KVGB) and
fraud classification and notification. Canara, HSBC, Oriental Bank of Commerce, Life
The finance service company, Ujjivan Small Insurance Company Ltd. signed an MoU for
Finance Bank (SFB) has launched an instant digital bancassurance (for selling life insurance
savings account (SA) along with Fixed Deposit (FD) products through the branches of KVGB).
Economy/Financial/Business Current Affairs

Microsoft has acquired data privacy, governance NPCI announced that Aadhaar enabled Payment
service firm BlueTalon. System has crossed the milestone of over 200
To protect consumers‘ interest, the Centre has million transactions during July 2019. The
proposed guidelines for e-commerce firms that transaction count of AePS stood at 220 million in
entail a 14-day deadline to effect refund request, July 2019.
mandate e-tailers to display details of sellers Business-to-business payments startup EnKash has
supplying goods and services on their websites and launched the country's first corporate credit card
moot the procedure to resolve consumer complaints. called 'Freedom Card' for small and medium
Mastercard announced the launch of Identity enterprises (SMEs) to avail credit facility for
Check Express, a next-generation, mobile-first immediate needs and to manage their liquidity.
authentication solution that aims to redefine the e- Cab aggregator Ola acquired of Pikup.ai, an
commerce journey for Indian consumers. Artificial Intelligence start-up based in Bengaluru.
Bengaluru based Housing startup "Grexter Living" Asian Development Bank (ADB) has approved a
which is a co-living provider, has acquired i2Stay. USD 200 million loan for improving road
infrastructure in 34 districts of Maharashtra.

Johnson & Johnson has been ordered to pay $572 northern parts of the Chennai-Kanyakumari
million for Opioid addiction crisis in the US. Industrial Corridor (CKIC) in Tamil Nadu.
The Department of Financial Services has approved The Asian Development Bank has approved the
the Rs 12,000 crore capital infusion plan in the 3 2nd tranche of USD 150 million (about Rs 1,065
state-run general insurance companies: National crore) for West Bengal to boost capital investment
Insurance, Oriental Insurance and United India and infrastructure in the state.
Insurance. Markets regulator SEBI imposed a total fine of Rs
The Goods and Services Tax Network has decided 40.5 lakh on 7 companies for indulging in
to make Aadhaar authentication or physical fraudulent trading in the illiquid stock options
verification mandatory for new dealers from January segment on the BSE.
2020. The International Finance Corporation (IFC), a
SEBI has imposed a penalty of over Rs 22 crore on unit of the World Bank Group, has anchored an
Aurobindo Pharma and its promoters. They have investment round of $200million in Mahindra &
been penalised for violating insider trading norms. Mahindra Financial Services Limited (MMFSL).
Wipro Consumer Care and Lighting has launched The country‘s foreign exchange reserves crossed the
―Wipro Consumer Care–Ventures‖, a startup $450-billion mark for the first time ever on the back
venture fund to invest in startups in the consumer of strong inflows which enabled the central bank to
brands space. buy dollars from the market, thus checking any sharp
Reliance Mutual Fund has been renamed as appreciation of the rupee.
―Nippon India Mutual Fund― following the HDFC ERGO general insurance company, India‘s
purchase of 75% stake in Reliance Nippon Life Asset third-largest non-life insurance provider in the
Management by Nippon Life Insurance. private sector, has launched ―my: health Woman
Infosys has been selected as the main supplier to Suraksha policy‖, a comprehensive medical
deliver Volvo Cars‘ digital transformation services insurance scheme specially designed for women.
for its enterprise digital commercial operations
applications and products.
Life Insurance Council has decided to launch the
Indian life insurance industry‘s first joint mass media
campaign with the slogan ‗Sabse Pehle Life
Insurance‘.
Department of Post announced that it has launched
mobile banking for its savings account customers.
Bajaj Allianz General Insurance has launched a
new mobile app called ‗Farmitra‘ for the ease of
farmers.
Exim Bank has provided a USD 30 million (about
Rs 210 crore) line of credit to Ghana for a potable
water project in the country.
GoI has issued fresh rules under the Insolvency and
Bankruptcy Code (IBC) to govern the rescue of
non-bank lenders. Reserve Bank of India has been
given the authority to decide which companies will be
taken up to a bankruptcy tribunal under these rules.
Muthoot Finance Ltd, the largest gold loan non-
banking finance company in the country, entered into India‘s GDP Reports
a definitive agreement to acquire IDBI Asset India Ratings and Research has revised its
Management Ltd and IDBI Mutual Fund Trustee projection of India‘s GDP growth in the financial year
Company Ltd. 2019-20 to 6.7%.
Finance Minister Nirmala Sitharaman unveiled Rating agency CRISIL has revised India‘s fiscal year
two new IT Initiatives – ICEDASH and ATITHI for 2020 GDP growth forecast to 6.3%.
improved monitoring and pace of customs clearance The American financial service company Moody‘s
of imported goods and facilitating arriving has downgraded India‘s economic outlook to
international passengers. ―Negative‖ from ―Stable‖. Moody‘s Investors
Asian Development Bank will provide a $451 Service has slashed India‘s economic growth
million (about Rs 3,200 crore) loan to strengthen forecast to 5.6% for the fiscal year 2019.
power connectivity between the southern and

The National Council of Applied Economic IMF downgrading global growth of World in 2019
Research (NCAER) has pegged India‘s gross to 3%, the slowest since the global financial crisis.
domestic product (GDP) growth for 2019-20 at 4.9% India‘s growth projections have also been
as against 6.8 % in 2018 (or FY-19). downgraded to 6.1% and 7.0% in 2019 and 2020
Global rating agency Moody‘s expects the Centre‘s respectively by IMF.
fiscal deficit to touch 3.7% of the GDP. Asian Development Bank slashed its growth
India‘s GDP growth hit an over six-year low of 4.5 forecast for India for fiscal year 2019-20 to 6.5%
percent in July-September 2019, dragged mainly from 7%.
by the deceleration in manufacturing output and World Bank cuts India's growth projection to 6
subdued farm sector activity. The GDP growth was percent for the fiscal year 2019-20.
recorded at 7 percent in the corresponding quarter of
FY 2018-19.
Agreements/Memorandum of Understandings
Public sector Bank, Indian Bank signed an MoU Investment and Infrastructure Fund (NIIF) Master
with Tata AIG General Insurance. The MoU offers Fund.
the latter‘s diverse range of general insurance The Indian Institute of Technology Madras
policies benefiting the bank‘s customers by way of partnered with National Institute of Ocean
protection, wealth creation and savings. Technology to harness electricity from ocean waves.
Acko General Insurance, an insurtech company, The National Institute of Solar Energy and the
has partnered with Zest Money. This partnership United Nations Industrial Development Organization
will help Zest Money customers cover their monthly have signed an agreement to initiate a skill
EMI payments during times of crisis. development programme for different levels of
India and Bangladesh have agreed to set up a beneficiaries in the solar thermal energy sector.
Joint Technical committee for optimum use of The Uttar Pradesh government has extended
Ganges water. bilateral agreements with Netherlands till 2024.
Discovery India and World Wildlife Fund (WWF) The previously inked MoUs sought cooperation and
India have partnered with the Forest Directorate, the exchange of the knowledge and techniques in the
government of West Bengal and local communities to fields of solid waste management, spatial planning,
preserve Sundarbans. water management including restoration of water
India and Benin signed 4 MoUs on education, bodies and mobility planning.
health and e-visa facilities and an agreement Indian Bank has entered into a corporate agency
on the fresh line of credit of 100 million US agreement with Cholamandalam MS General
dollars by India to finance development projects in Insurance Company Ltd.
Benin. Reliance Jio and Microsoft announced a
Minister of State for Defence and Senior General Min partnership to accelerate the digital transformation in
Aung Hlaing, Commander-in-Chief of Defence India. Under this deal, Microsoft will bring in the
Services of Myanmar signed MoU to enhancing Azure Cloud on Jio Network and target the
defence co-operation, review joint exercises and enterprise and business users seeking a
training provided to Myanmar Defence Services. technological shift.
Prime Minister of Nepal inaugurated India-Nepal The Naval Air Enclave in Kochi and Cochin
Logistics Summit between India and Nepal in International Airport Limited have signed a MoU for
Kathmandu. The theme of the summit was commencement of naval air operations from the
―Transforming Logistics Landscape‖. NAE, a naval aviation facility at CIAL in
India, Mozambique sign 2 MoUs to strengthen Nedumbassery.
defence cooperation. The two MoUs include an I-League champion Chennai City FC has
agreement on sharing white shipping information announced a strategic partnership with German
and another on co-operation in the field of sports goods supplier "uhlsport".
Hydrography. Wipro announced a strategic partnership with the
WhatsApp has partnered with NITI Aayog, under Indian Institute of Science (IISc) to conduct advanced
the Women Entrepreneurship Platform (WEP) to applied research in autonomous systems, robotics
announce its plan to support and promote women and 5G.
entrepreneurs in India. Shri Mata Vaishno Devi University (SMVDU),
Australian Super and Ontario Teachers‘ Pension Jammu and National Institute of Solar Energy (NISE)
Plan will invest $1 billion each in the National have signed a (MoU) to work jointly to achieve the

objective of National Solar Mission through training based power plant. The plant will set up a 750 MW
programmes. gas-based power plant in Meghnahat near
Army Welfare Housing Organization (AWHO) and Dhaka.
Tata Realty & Housing have signed a memorandum Google and the Ministry of Electronics and
of understanding (MoU). This MoU enables the Information Technology have signed a statement of
personnel of Indian Army to immediately take over intent to roll-out 'Build for Digital India'.
dwelling units. Reliance Power has signed a partnership
BookMyForex.com, a marketplace for foreign agreement with Japanese energy major Japan‘s
exchange and remittances, has partnered with YES Energy For a New Era (JERA).
Bank to launch a co-branded multi-currency forex IIT Kharagpur has collaborated with Amazon Web
travel card for Indian overseas travellers. Services (AWS) to develop a National Artificial
Indian Institute of Technology, Delhi has Intelligence resource platform (NAIRP) to
partnered with Denmark-based firm to start DESMI promote learning and development in artificial
Centre of Excellence on Waste-to-Wealth at IIT- intelligence (AI).
Delhi. Employees' State Insurance Corporation (ESIC)
The Department of Social Justice signed an MoU signed Memorandum of Agreement (MoA) with State
with the National AIDS Control Organization (NACO) Bank of India for direct transfer of benefits
to enhance outreach on AIDS prevention, address electronically into bank accounts of all stakeholders.
the risk of HIV transmission among all substance IT services major Wipro Limited has bagged a
users. strategic contract valued at $300 million from the
Small Industries Development Bank of India ICICI Bank.
(SIDBI) has partnered with Incuspaze Solutions Microsoft India and the Central Board of
Private Limited (Incuspaze) to open a first-of-its- Secondary Education have partnered to build AI
kind co-working space named @Workspaze, learning for schools.
exclusively designed for MSMEs and startups. Multi Commodity Exchange of India (MCX) and
The Indian School of Business (ISB) and Microsoft Zhengzhou Commodity Exchange (ZCE), one of
India announced a new partnership to take forward the leading commodity exchanges in China, have
their shared vision for an AI-empowered India. signed a MoU for co-operation and the exchange of
India Meteorological Department (IMD) signed a information.
Memorandum of Understanding (MoU) with the Gujarat Government and the Delaware State of
Indian Navy to hand over Cyclone Detection America signed MoU for sister state.
Radar (CDR) building to naval forces for Hiranandani Group energy arm H-Energy has
meteorological purposes. The building is set to be signed a port service agreement with Kakinada
utilised by Indian Naval Meteorological Analysis Seaports Limited to develop a liquefied natural gas
Centre (INMAC). (LNG) regasification and reloading terminal at
Government e-Marketplace has signed an MoU Kakinada port.
with Small Industries Development Bank of The Gurugram traffic police have tied up with
India. The MoU aims to benefit MSMEs, women Google maps for real time traffic updates. The
entrepreneurs, Self Help Groups. traffic related information will be shared in real time
The Steel Users Federation of India has signed an for public use.
MoU with the Bombay Stock Exchange to launch National Institution for Transforming India has
trading in steel futures. selected McKinsey & Company to set up India‘s first
IIT Guwahati has signed a Memorandum of Digital Capability Centre (DCC).
Understanding (MoU) with RD Grow Green India The Industrial Development Bank of India and
Pvt for Technology transfer for safer drinking Life Insurance Corporation of India Credit Cards
water. Services will launch a co-branded credit card,
The Central TB Division of the Health Ministry has which will be marketed to customers, agents, and
signed an MoU with Wadhwani Institute for employees of the corporation and its subsidiaries.
Artificial Intelligence, to explore the application of India and Asian Development Bank (ADB) has
cutting-edge Artificial Intelligence technology in its signed 200 million dollar loan agreement to
fight against TB. upgrade rural roads in 34 districts of Maharashtra
ECL Finance Ltd, a subsidiary of Edelweiss Financial to improve road safety.
Services, and Central Bank of India have signed an International Finance Corporation, part of the
agreement for priority sector lending to (MSME's) World Bank Group, has signed a MoU with the
customers. Finance Industry Development Council to
The Bangladesh government has signed an collaborate on the training of NBFCs in the country.
agreement with Reliance Power of India for gas-
Railway Ministry signed a MoU with Home Credit India (HCIN), a local arm of the
Confederation of Indian Industry (CII) for international consumer finance provider, has tied-up
evaluating the green initiatives and rate the with Karur Vysya Bank (KVB) for joint lending.
performance of its industrial units pursuing AYUSH ministry has signed an MoU with the
environmentally sustainable practices. Defence Ministry to provide traditional medicine
Kerala signs MoU with the Maldives to strengthen services at the armed forces‘ hospitals and
cancer care in the island nation. dispensaries. Ayurveda Palliative Care Unit was
ISRO joined hands with DRDO for the development inaugurated at the Base Hospital in the Delhi
of human-centric systems for the Human Space Cantonment.
Mission to demonstrate its human space flight Grasim Industries Limited has signed a definitive
capabilities. agreement to form a joint venture company in India
Defence PSU Bharat Earth Movers Limited (BEML) with Maschinenfabrik Reinhausen GmbH (MR) of
and Wipro Infrastructure Engineering (WIN) have Germany for the manufacturing and sale of
signed an MoU to work together in the areas of Composite Hollow Core Insulators.
aerospace, industrial automation, 3-D printing, The Government e-Marketplace signed a MoU
artificial intelligence and hydraulic system with Federal Bank to offer services including
engineering. transfer of funds through GeM Pool Accounts (GPA),
Ayushman Bharat Pradhan Mantri Jan Arogya advising of Performance Bank Guarantees (e-PBG)
Yojana (AB-PMJAY) has partnered with Ola, a and Earnest Money Deposit (EMD) to the registered
mobility platform, to extend the welfare to its drivers. users on the portal.
Tata Communications has partnered with Cisco to The Government of India, Government of Odisha
offer enterprises a secure, fully-managed, multi- and the World Bank have signed a USD 165
channel, intelligent and cloud-based Cisco Webex million loan agreement for Odisha‘s Integrated
Contact Center solution. Irrigation Project for Climate Resilient
Directorate General of Training (DGT), under the Agriculture.
skill development and entrepreneurship ministry, has Indian Overseas Bank in association with
signed an agreement with IT major IBM to carry out a Universal Sompo General Insurance Co Ltd. has
nationwide Train-the-Trainer programme in basic launched upgraded health care plus insurance policy
artificial intelligence. designed for IOB customers with a sum insured
Nasscom‘s Data Security Council of India (DSCI) starting from ₹50,000 and going up to ₹15 lakh.
collaborated with the electronics and IT ministry Government e-Marketplace (GeM) has signed
(MeitY) and Google India to launch a nationwide MoU with Indian Bank and Canara Bank. The
awareness campaign ‗Digital Payment Abhiyan‘. MoU will facilitate a cashless, paperless and
BoB signed an MoU with the Indian Army under transparent payment system on the portal and would
which the bank would offer customised services create an efficient procurement system for
along with a host of facilities to account holders. government entities.
National Health Authority signed a Statement of The Indian Institute of Technology, Delhi (IIT-D)
Intent with Google to collaborate and strengthen the will set up a space technology cell (STC) in
implementation of Ayushman Bharat-Pradhan Mantri collaboration with the Indian Space Research
Jan Arogya Yojana (PMJAY). Google will support Organization (ISRO).
NHA in improving digital presence of PMJAY. Siemens signs MoUs with NTPC, TERI on
Government e-Marketplace signed an MoU with decarbonisation, energy transition.
Union Bank of India. UBI will be able to offer an MSTC Ltd has signed an agreement with Allahabad
array of services including transfer of funds through Bank for the development of a dedicated e-Auction
GeM Pool Accounts, advising of Performance Bank platform.
Guarantees and Earnest Money Deposit to the IT services firm Tech Mahindra Ltd (Tech M) has
registered users on the GeM portal. acquired BORN Group, a New York-based digital
IIT Madras will collaborate with ExxonMobil on content and production agency, for $95 million.
Research in Energy and Biofuels. The 5-year joint- Government e-Marketplace (GeM) signed MoU
research agreement focuses on biofuels, data with Central Bank of India.
analytics, gas conversion and transport, and is Public sector Indian Bank has signed a
intended towards finding low-emission solutions. memorandum of understanding with Muthoot
Mastercard, along with cricketer Mahendra Singh Microfinance to serve Micro, Small and Medium
Dhoni, launched a nationwide initiative ‗Team Enterprises (MSME).
Cashless India‘ to accelerate the acceptance and Federation of Indian Chambers of Commerce
adoption of digital payments. and Industry has signed a MoU with Singapore
Fintech Association (SFA) as part of the growing
Singapore-India fintech ecosystems during the 4th India and Uzbekistan have signed a pact for
edition of Singapore Fintech Festival. further strengthening of cooperation in the fields of
The Competition Commission of India (CCI) approves counter-terrorism and organised crime.
the merger of the BNP Paribas (BNPP) Mutual NewQuest-backed U GRO Capital inked an SME
Fund and the Baroda (BOB) Mutual Fund, under loan co-origination agreement with State Bank of
Section 31(1) of the Competition Act, 2002. India to facilitate broader credit outreach and faster
Council of Scientific & Industrial Research (CSIR)- disbursal.
Institute of Microbial Technology (IMTECH), Asian Development Bank (ADB) agreed to
Chandigarh signed a MoU with Indian Institute of advance a loan of US $206 million to develop water
Technology (IIT) Bombay to promote collaborative supply and sewerage infrastructure in Tiruchi and
research. other cities in Tamil Nadu.
The Centre and Asian Development Bank (ADB) Walmart India, in partnership with HDFC Bank,
has signed an agreement to extend 91 million US launched a co-branded credit card exclusively for
dollar loan to modernize the Vijayanagara members of its Best Price Modern Wholesale ―B2B
Channel Irrigation Systems and prepare river Cash & Carry‖ stores, offering ―free credit up to 50
basin management plans in the Krishna river basin. days.
ICICI Lombard has been partnering with Fino NIIF of India and Canada Pension Plan
Payments Bank to offer non-life insurance solutions Investment Board (CPPIB) have agreed for CPPIB
to its customers. As part of this association, ICICI to invest up to $600 million through the NIIF
Lombard has introduced several innovative insurance Master Fund.
solutions that complement Fina‘s technology-enabled The Online trucking platform BlackBuck has
platforms and harness its customer reach. partnered with private lenders IDFC Bank and Yes
The Union ministry of health and family welfare Bank to provide FASTags to truck owners free of
signed a memorandum of cooperation (MoC) with cost.
Bill & Melinda Gates Foundation (BMGF). The ties between India and Bangladesh
IIM Indore has signed a Memorandum of transcend the strategic partnership. The
Understanding (MoU) with Lal Bahadur Shastri multidimensional relationship between the two
National Academy of Administration (LBSNAA), countries covers not only traditional areas like trade,
Mussoorie. The MoU has been signed with a view to commerce, security and border management but also
exchange faculty members for various training new areas such as IT, space and nuclear science
programme. among others.
Commercial vehicle manufacturer Ashok Leyland Investor Education & Protection Fund Authority
Ltd. (ALL) has entered into a two- year (IEPFA) works under the Ministry of Corporate
memorandum of understanding (MoU) with ICICI Affairs, has signed an MOU with BoB to spread
Bank to offer customised financial solutions to customer awareness and investor education and
customers across India with a focus on semi-urban reaching out to investors and stakeholders.
and rural geographies.
New Appointments : National

Designation/Post Who is Appointed?
Constitutional & Other Posts
1. Finance Secretary Rajiv Kumar
2. Director General (DG) of the country‘s largest border guarding VK Johri
force, BSF
3. Chairman of the "Estimates Committee" of the Parliament Girish Bapat
4. Director General of Military Operations (DGMO) of the Indian Lt Gen Paramjit Singh
Army
5. Ombudsman and Ethics Officer of Indian Federation of Sports Justice Arjan Kumar Sikri
Gaming (IFSG)
6. Director General Narcotics Control Bureau Rakesh Asthana
7. Secretary of the Department for Promotion of Industry and Guruprasad Mohapatra
Internal Trade
8. Secretary, Ministry of Textiles Ravi Capoor

9. Ambassador of India to the Republic of Congo Ghotu Ram Meena

10. Director of National Institute of Health and Family Welfare Harshad Pandurang Thakur
11. President of Paytm Madhur Deora
12. MD and CEO of Idea-Vodafone. He will replace Balesh Sharma Ravinder Takkar
13. Cabinet secretary for two years. He will replace PK Sinha Rajiv Gauba
14. Defence Secretary. He will replace Sanjay Mitra Ajay Kumar
15. Union Home Secretary. He will replace Rajiv Gauba Ajay Kumar Bhalla
16. India's Ambassador to the United Arab Emirates Pavan Kapoor
17. Chairman of Coal India Pramod Agarwal
18. Officer on Special Duty‖ in the office of the Prime Minister PK Sinha
19. Vice Chief of the Indian Army. He succeeded Lieutenant General Lieutenant General Manoj Mukund
D. Anbu. Naravane
20. India's High Commissioner to South Africa accredited as the next Jaideep Sarkar
High Commissioner of India to the Kingdom of Lesotho.
21. Indian Ambassador to Norway B Bala Bhaskar
22. Chief Justice of the Gujarat High Court Justice Vikram Nath
23. Principal Secretary to PM. He will replace Nripendra Mishra Pramod Kumar Mishra
24. Principal Advisor to Prime Minister Narendra Modi Pradeep Kumar Sinha
25. Managing Committee of Indian Banks‘ Association (IBA). Mahabaleshwara MS
26. Lokayukta of Andhra Pradesh P Lakshmana Reddy
27. Chief of Air Staff (CAS) Air Marshal RKS Bhadauria
28. Ambassador of India to the Republic of Guinea Bissau Godavarthi Venkata Srinivas
29. Vice Chief of Indian Air Force Air Marshal HS Arora
30. Principal Director General of Press Information Bureau KS Dhatwalia,
31. National women‘s badminton coach Kim Ji-Hyun has stepped down from her post of National women‘s
coach of India.
32. Senior BJP leader Manohar Lal Khattar was sworn in as the chief minister of Haryana for second
straight time and Dushyant Chautala took oath as deputy chief minister of Haryana.
33. Ambassador of India to Greece Amrit Lugun
34. High Commissioner of India to Niue Muktesh Kumar Pardeshi
35. President of Mumbai Cricket Association (MCA) Vijay Patil
36. Lokpal of Punjab government Justice Vinod Kumar Sharma
37. Ambassador of India to Georgia Kishan Dan Dewal
38. Law Secretary (Secretary, Legal Affairs) in the Union Law Anoop Kumar Mendiratta
Ministry
39. Director-General of the National Security Guard (NSG) Anup Kumar Singh
40. Ambassador of India to the Republic of Panama Upender Singh Rawat
41. Policy Advisor in the External Affairs Ministry in the rank of Ashok Malik
Additional Secretary
42. Accredited Ambassador to the Republic of Cabo Verde Godavarthi Venkata Srinivas
43. Ambassador of India to the Republic of Iraq Birender Singh Yadav
44. Deputy National Security Advisor (NSA) Datta Padsalgikar
45. Secretary, Ministry of Power Sanjeev Nandan Sahai
46. Chairman of the Land Ports Authority of India (LPAI). Aditya Mishra
47. MD and CEO of IndusInd Bank Suman Kathpalia
48. Ambassador of India to the Republic of Mali Anjani Kumar
49. Chief Justice of Patna High Court Justice Sanjay Karol
50. Girish Chandra Murmu and Radha Krishna Mathur as the 1st Lieutenant Governors of Jammu and

Kashmir (J&K) and Ladakh respectively.

51. Satya Pal Malik has been appointed as Governor of Goa and P S Sreedharan Pillai has been
appointed as the 15th governor of Mizoram.
52. Chief Justice of the Madras High Court Justice Amreshwar Pratap Sahi
53. High Commissioner of Bangladesh to India Mohammad Imran
54. Chief Justice of Meghalaya High Court Justice Muhammad Raffiq
55. Chief Justice of Jharkhand High Court Justice Dr Ravi Ranjan
56. Chief Justice of the High Court of Tripura Justice Akil Abdulhamid Kureshi
57. Maharashtra CM Devendra Fadnavis announced his resignation.
58. General Bipin Rawat to be first Chief of Defence Staff.
59. Lt Gen Podali Shankar Rajeshwar as the 14th Commander-in-Chief of the Andaman & Nicobar
Command (CINCAN).
60. Army‘s first female Judge Advocate General officer Lieutenant Colonel Jyoti Sharma
61. Senior security advisor in the Union Home Ministry K Vijay Kumar
CEO‘S/Chairman of Companies/Organizations/Banks/ Other Appointments
62. Chairman and managing director of Power Grid Corporation of Kandikuppa Sreekant
India
63. 1st woman president of the Indian National Science Academy Chandrima Shaha
64. Member of the Asian Athletics Association‘s (AAA) Athletes PT Usha
Commission
65. CEO of NDTV Suparna Singh
66. Resignation of SBI MD. She appointed as MD and CEO of World Anshula Kant
Bank
67. Extension of the tenure of CBDT Chairman Pramod Chander Mody
68. Vice-Chairman of Press Trust of India (PTI) Vineet Jain
69. MD of Microsoft India Research and Development Pvt. Ltd. Rajiv Kumar
70. CMD of Cognizant Technology Solutions India Ramkumar Ramamoorthy
71. Deputy Managing Director (DMD) of IDBI Bank Samuel Joseph Jebaraj
72. First Principal Chief Commissioner of Income Tax of NeAC. Krishna Mohan Prasad
73. Chairman of the Association of Mutual Funds in India (AMFI) Nilesh Shah
74. Brand Ambassador of VISA PV Sindhu
75. Goodwill ambassador‖ by the Chief Electoral Office in Madhuri Dixit
Maharashtra
76. MD and CEO of Punjab National Bank SS Mallikarjuna Rao
77. Air Officer Commanding-in-Chief of the South Western Air Air Marshal S K Ghotia
Command (SWAC) of the Indian Air Force (IAF), Gandhinagar.
78. Executive director of the IMF for a period of three years. Surjit Bhalla
79. MD and CEO of Oil India Limited Sushil Chandra Mishra
80. Yes Bank Ltd Chief Operating Officer Anita Pai
81. Chief Marketing Officer of Yes bank Jasneet Bachal
82. President of the Indian Pharmaceutical Alliance (IPA) K Satish Reddy
83. Chief Operating Officer (COO) of Mastercard India Vikas Varma
84. Controller General of Accounts (CGA) Soma Roy Burman
85. Whole-Time Member, Insolvency and Bankruptcy Board of Sudhaker Shukla
India (IBBI).
86. Chairman of Indian Banks‘ Association SBI chairman Rajnish Kumar
87. RBI superseded the Board of Punjab and Maharashtra Cooperative Bank Limited, Mumbai and appointed
Jai Bhagwan Bhoria.

88. Thomas Dennerby (Sweden) as the Indian head coach of the Women‘s U-17 football team.
89. Secretary of Indian Banks‘ Association Rakesh Sharma
90. Kapil Dev resigns from the Cricket Advisory Committee (CAC) of BCCI.
91. Nils Andersen new chairman of British-Dutch consumer goods company Unilever
92. G Kamala Vardhana Rao appointed CMD of India Tourism Development Corporation (ITDC).
93. Prakash Javadekar took charge as the Union Minister of Heavy Industries and Public Enterprises
after resignation of Shiv Sena leader Arvind Sawant from the Union Cabinet.
94. Private sector lender Dhanlaxmi Bank MD and CEO T. Latha resigned.
95. Sudhir Mital and Shantikumar Singh were elected as president and general secretary respectively, of
the Gymnastics Federation of India (GFI).
96. CEO of the Unique Identification Authority of India Pankaj Kumar
97. 39th President of BCCI Sourav Ganguly
98. Vice President of BCCI Mahim Verma
99. Chairman of the Airports Authority of India (AAI) Arvind Singh
100. Former deputy governor of RBI, HR Khan appointed as the first chairman of the steering committee of the
Code for Responsible Lending (CRL) in micro-credit.
New Appointments: International

Designation/Post Who is Appointed?
President/PM/Heads of Countries/Organizations
1. Lieutenant General Shavendra Silva as 23rd Commander of the Sri Lankan Army.
2. Atish Dabholkar new director of Abdus Salam International Centre for Theoretical Physics (ICTP),
Italy. He will succeed Fernando Quevedo.
3. Noel Quinn, HSBC's Global Commercial Banking unit will replace John Flint as the interim CEO of HSBC.
4. Former human rights lawyer Lionel Aingimea has been elected Nauru's new President.
5. Chief election commissioner Sunil Arora as chairman of Association of World Election Bodies (AWEB).
The CEC will serve a two-year term till 2021.
6. Lieutenant General (Retired) Abhijit Guha appointed as head of the UN mission in Hodeidah,
Yemen.
7. Wing Commander Anjali Singh has joined the Indian Embassy in Russia as India‘s first female
military diplomat.
8. Asian Development Bank (ADB) President Takehiko Nakao has announced his resignation. He
became the president of ADB on April 28, 2013.
9. Robert O‘Brien appointed as the National Security Adviser of the USA.
10. Bulgarian economist Kristalina Georgieva has been selected as the new Managing Director of the
International Monetary Fund. She will succeed Christine Lagarde.
11. Adille Sumariwalla has been elected as the member of the International Association of Athletics
Federations council.
12. Suresh Chitturi appointed as chairman of the International Egg Commission (IEC) for the next two
years.
13. World Steel Association (Worldsteel) elected Sajjan Jindal, CMD, JSW Steel.
14. New chief of the European Central Bank. Christine Lagarde
15. Director-General of the International Atomic Energy Agency Rafael Mariano Grossi of
Argentina
16. General Vice President (GVP), International Organisation Dr Vinaya Shetty
Development Association (IODA)
17. FIFA‘s Chief of global football development Arsene Wenger (France)
18. Director of Nations World Tourism Organisation (UNWTO) Suman Billa
19. President of Asian Development Bank (ADB) Masatsugu Asakawa

20. Alphabet Inc. CEO after Google Sundar Pichai

21. The UNESCO named Mexican actress Yalitza Aparicio as a UNESCO Goodwill Ambassador for
Indigenous Peoples.
Awards and Recognition

Name of the Award Winner
Awards for Literature/Journalism
1. 40th edition of prestigious Sarala Puraskar for his poetry work Charu Noted Odia writer Pradeep
Chibar O Charjya Dash
2. Senior journalist and Ramon Magsaysay awardee, Ravish Kumar Gauri Lankesh National
Award for Journalism.
3. U.S. based-Indian author Madhuri Vijay‘s debut novel, ―The Far Madhuri Vijay
Field‖ bagged this year‘s JCB prize for Literature, the most expensive
Indian award for writing.
4. Renowned Rabindra Sangeet exponent from Bangladesh conferred Rezwana Choudhury Bannya
the ICCR distinguished alumni award in Dhaka, Bangladesh.
5. 12th ‗Shakti Bhatt First Book Prize‘ for his 2018 book, ―Early English author Tony Joseph
Indians: The Story of Our Ancestors and Where We Came From―.
Country‘s Highest Honour Given
6. Priya Priyadarshini Jain 'Indian Woman of Influence' award in United Kingdom Parliament, London.
7. President Ram Nath Kovind awarded the National Order of Merit by the President of Guinea for
his exceptional contribution to the advancement of overall relations and development of mutual cooperation
between India and Guinea.
8. Wing Commander Abhinandan Varthaman honoured with the Vir Chakra on Independence Day.
9. Priyam Chatterje, 1st Indian chef to be awarded the 'Chevalier de l‘Ordre du Mérite Agricoleto' by the
government of France.
10. USE honour the Indian PM Narendra Modi with the "Order of Zayed", the highest civilian award of the
country.
11. JNU Professor Meeta Narain was conferred the ‗Pushkin Medal – 2019‘ by Russia
12. Nobel Laureate Professor Muhammad Yunus from Bangladesh was conferred the 'Lamp of Peace of
Saint Francis' award by the Vatican.
13. Navdeep Singh Suri, India‘s envoy to United Arab Emirates, has been honoured with the First Class
Order of Zayed II award.
14. Russia honoured NASA astronaut Nick Hague with one of its highest honours, ―The Order of Courage‖
15. Vice President was conferred ‗The Order of the Green Crescent‘, the highest Civilian Honour of
Comoros, by Azali Assoumani, President of Comoros in Moroni.
16. Ramesh Pandey has been selected for the prestigious Asia Environmental Enforcement Award by the
United Nations Environment Programme.
17. Ashleigh Barty awarded Australian sport‘s highest individual honour ‗The Don‘ Award at the annual Sport
Australia Hall of Fame.
Film/Music Awards
18. Veteran star Meryl Streep won the Tribute Actor award at the 2019 in 44th Toronto International Film
Festival.
19. Actor Steve Coogan will be felicitated with the Charlie Chaplin Award by the British Academy's Los Angeles
branch.
20. A biographical documentary "100 Years of Chrysostum" received Guinness Award in the category of
longest documentary.
21. Indian documentary film "I'm Jeeja", directed by Swati Chakraborty, has won the award in the 'Under 30
minute' category at the 14th edition of the 'We Care Film Festival on Disability Issues'.
22. Bollywood actor Neena Gupta won 2 awards at Indian International Film Festival of Boston.
23. The Film Federation of India (FFI) has chosen ‗Gully Boy‘ as India‘s official entry to the Oscars.
24. Sonu Nigam honoured with the Magnificent Performing Arts Award at the annual 21st Century Icon Awards
in London.

25. The Dadasaheb Phalke award, presented this year to Amitabh Bachchan.
26. Short film Spirit Of Kerala‖ has won the People‘s Choice Award
27. Madhya Pradesh‘s National Kishore Kumar Samman for 2018-19 to Priyadaeshan
28. ―Gully Boy‖ won the best film from India award in the regional finals at the Asian Academy Creative
Awards ceremony.
29. Netflix series ―Delhi Crime‖ has won in a number of categories at the Asian Academy Creative Awards.
Delhi Crime won for Best Actress, Best Direction, Best Drama Series, Best Editing and Best Original
Programme.
30. Indian actor Nawazuddin Siddiqui awarded the prestigious Golden Dragon Award for his works in Hindi
cinema at the Cardiff International Film Festival (CIFF) 2019 held in Wales, United Kingdom.
31. 50th IFFI) honour superstar Rajinikanth with a special Icon of Golden Jubilee Award and Life Time
Achievement Award for a Foreign Artiste to French Actress Isabelle Huppert.
32. A documentary on Real Kashmir Football Club bagged the prestigious British Academy of Film and
Television Awards (BAFTA) and Scotland Awards at a glittering ceremony in Glasgow, Scotland.
33. Sridevi and Rekha conferred with the Akkineni Nageswara Rao National Award for 2018 and 2019
respectively.
34. Joker‘ fame Joaquin Rafael Phoenix, American actor from California, United States (US) has been
bestowed with the PETA (People for the Ethical Treatment of Animals) ‗Person of the Year‘ Award
2019.
35. Shilpa Shetty‘s fitness app ―Shilpa Shetty App‖ awarded Google Play‘s Best Apps of 2019. The app
was awarded in the category of ‗Personal Growth‘.
Other Awards Conferred
36. Vidisha Baliyanfrom Uttar Pradesh's Muzaffarnagar, was crowned the Miss Deaf World 2019 title in the
international beauty pageant held in Mbombela, South Africa.
37. Sudarsan Pattnaik won People‘s Choice Award at a prestigious sand sculpting festival in the U.S.
38. Entrepreneur Award 2019 to Ruhan Rajput, a renowned entrepreneur, co-founder and Director of
Einfolge Technologies Pvt Ltd.
39. DD News is awarded with "Champions of Empathy Award" for spreading awareness about hepatitis.
40. Bhasha Mukherjee, a 23-year-old Indian origin doctor Miss England 2019.
41. India's transsexual woman Naaz Joshi crowned Miss World Diversity 2019. Event was held in Port Louis,
Mauritius.
42. ISRO announced its ―Vikram Sarabhai Journalism Award in Space Science, Technology and Research‖.
43. The 4th edition of the National Entrepreneurship Awards, instituted in a bid to recognize and
encourage outstanding Indian Entrepreneurs and catalyse a cultural shift in youth for entrepreneurship by
the Ministry of Skill Development and Entrepreneurship (MSDE).
44. Barcelona's Lionel Messi has been awarded UEFA's Goal of the Season award 2018-19 for his free-kick
against Liverpool.
45. Rajasthan wins the ―best innovation and initiative leadership award‖ for its achievements in higher
education in the World Education Summit-2019 held in New Delhi.
46. Tamil Nadu government has awarded Indian Space Research Organisation's chairman K. Sivan with its
Dr. A.P.J. Abdul Kalam Award.
47. Dr K Thangaraj, Chief Scientist at Council of Scientific & Industrial Research (CSIR)- Centre for
Cellular and Molecular Biology (CCMB) was awarded JC Bose Fellowship.
48. Women and Child Development Minister distributed the Poshan Abhiyaan Awards for 2018-19. The
awards were given to the States, Districts, Blocks and Anganwadi Workers for their contributions in scaling
up the Abhiyaan.
49. Prabhakar Singh, Director General, Central Public Works Department has been chosen for the ‗Eminent
Engineer Award for the Year 2019‘.
50. Former Manchester United forward player Eric Cantona will be honoured with the 2019 UEFA President‘s
Award.
51. Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM), conferred the prestigious
SKOCH Governance Gold Award for its initiative "Portal for Affordable Credit and Interest Subvention
Access (PAiSA)"
52. Maitri Mobile app clinched the bronze medal at the Technovation Challenge.

53. Prime Minister Narendra Modi prestigious ‗Global Goalkeeper Award‘ by the Bill and Melinda Gates
Foundation for the Swachch Bharat Abhiyaan.
54. Shri Mata Vaishno Devi Shrine in Jammu and Kashmir adjudged as the "Best Swachh Iconic place.
55. Odisha State Disaster Management Authority (OSDMA) won the IT Excellence Award, 2019. "SATARK"
(System for Assessing, Tracking and Alerting Disaster Risk Information based on Dynamic Risk Knowledge)
56. ―Oscars of science‖ awarded to Event Horizon Telescope Team, with prize money $3 million.
57. MD and Chairman of Hero Moto Corp, Pawan Munjal, Asia Pacific Golf Hall of Fame.
58. England cricket greats Geoffrey Boycott and Andrew Strauss have been honoured with ―Knighthoods‖
by Theresa May.
59. Five Indian women police officers honoured by UN for their commendable services in the world body‘s
mission in South Sudan. The women officers who were conferred the UN medal were: Reena Yadav, Gopika
Jahagirdar, Bharati Samantray, Ragini Kumari and Kamal Shekhawat.
60. Bangladesh PM Sheikh Hasina received Dr Kalam Smriti International Excellence Award 2019 in
Dhaka.
61. Meghalaya-based rights activist Agnes Kharshiing, who survived an assault by the coal mafia almost a
year ago, received the 11th International Hrant Dink Award.
62. Vinod Kumar Yadav, Chairman of Railway Board with Eminent Engineers Award.
63. Super 30 founder and noted mathematician Anand Kumar has been felicitated in the US with a
prestigious Education Excellence Award 2019.
64. Super 30 founder and noted mathematician Anand Kumar has been felicitated in the US with a
prestigious Education Excellence Award 2019.
65. Kerala Tourism has won three prestigious Pacific Asia Travel Association (PATA) Gold awards in Nur-
Sultan (Astana), Kazakhstan.
66. Physicist Thanu Padmanabhan for Astronomy and Astrophysics received the MP Birla Memorial Award
2019 for his contributions to the world of cosmology.
67. The SASTRA Ramanujan prize for 2019 will be awarded to Adam Harper. Mathematician Adam Harper
is an Assistant Professor with the University of Warwick, England.
68. Rajasthan‘s Payal Jangid, aged 17, and became the first Indian to receive the Changemaker Award
2019 at the Goalkeepers Global Goals Awards 2019.
69. IT major Infosys has received the United Nations Global Climate Action Award in the ‗Climate Neutral
Now‘ category.
70. Airport Council International has recognized Cochin International Airport Limited as the best airport in
terms of services offered to passengers.
71. Odisha‘s Tapan Kumar Mishra honoured with the National Tourism Award for the Category of ―Best
Tourist Guide‖ for the year 2017-18 during celebration of the World Tourism Day.
72. India‘s Kallie Puri has been awarded with ―India‘s Most Powerful Women in Media‖ award at the
famed Confluence Excellence Awards.
73. President Ram Nath Kovind presented the most effective Swachchta Ambassador award to Former
Indian cricketer Sachin Tendulkar on the occasion of 150th birth anniversary of Mahatma Gandhi.
74. England all-rounder Ben Stokes has been voted Professional Cricketers‘ Association player
75. Human rights lawyer from Kyrgyzstan Azizbek Ashurov was awarded the 2019 UN High Commissioner for
Refugees (UNHCR) prestigious Nansen Award.
76. 31st Indira Gandhi Award for National Integration for the years 2017 and 2018 will be awarded to the
pioneer of the Chipko Movement Chandi Prasad Bhatt for his services in promoting and preserving the
national integration.
77. Margaret Atwood and Bernardine Evaristo have jointly won the 2019 Booker Prize.
78. Messi received his 6th Golden Shoe as the top scorer in the European leagues.
79. Hong Kong Philharmonic Orchestra has been named orchestra of the year at the 2019 Gramophone
Awards.
80. Vice President Venkaiyah Naidu presented the ―Most Eminent Senior Citizen Award‖ to the scholar,
legal luminary and former Attorney General of India K Parasaran on the occasion of Elder‘s Day
celebration.
81. Jennifer Aniston to receive People‘s Icon Award 2019 at the 2019 People‘s Choice Awards.
82. Mohun Bagan Athletic Club has conferred life membership to Nobel laureate Abhijit Banerjee.
83. Golden Sand Art Award 2019 given to Sand Artist Sudarsan Pattnaik.

84. 5th Edition of ‗Miss Asia Global Title 2019‘ was organized at Gokulam Convention centre in Kochi,
Kerala. Sara Damnjanovic from Serbia has been crowned ‗Miss Asia Global 2019‘.
85. Kumar Mangalam Birla, chairman of the Aditya Birla Group, was conferred the ABLF Global Asian
Award,
86. Indira Gandhi Prize for Peace, Disarmament and Development for 2019 will be conferred on
renowned naturalist and broadcaster Sir David Attenborough for his tireless work to preserve and protect
biodiversity.
87. India captain Virat Kohli was named People for the Ethical Treatment of Animals (PETA) India‘s
‗Person of the Year for 2019‘ for his animal advocacy efforts.
88. Union Minister of the Ministry of Chemical and Fertilizers conferred the Swachh Survekshan Grameen
2019 awards. The top-ranked state: Tamil Nadu, and the top-ranked district: Peddapalli (Telangana),
along with the state with the maximum citizen participation: Uttar Pradesh.
89. Royal Aeronautical Society (RAeS) London has conferred the Honorary Fellowship of the Society for the
year 2019 to G Satheesh Reddy, Secretary Department of Defence R&D and Chairman DRDO. He is the
first Indian recipient of this prestigious award in over 100 years.
90. Barcelona forward Lionel Messi won the Ballon d‘Or award for the world‘s best player for a record 6th
time.
91. The Mumbai Central station of Railways was conferred with the ‗Eat Right Station‘ certification with
four stars rating by the Food Safety and Standards Authority of India (FSSAI),
92. Late Arun Jaitley former Finance Minister of India was bestowed with the Economic Times (ET) Lifetime
Achievement Award for Public Service 2019.
93. President of India conferred 36 awardees with the National Florence Nightingale Awards 2019 at an
event in Vigyan Bhawan, New Delhi. The award was given to Late Lini Sajeesh from Kozhikode, Kerala,
who died while on duty caring for a Nipah (NiV) virus-infected patient in Kerala.
Summits |Events |Festivals (National/International)

Name of the Summit/Events Venue
Summits Held Nationally
1. 24th Meeting of Western Zonal Council Panaji, Goa
2. 22nd National Conference on e-Governance. Theme- 'Digital India: Success to Shillong, Meghalaya
Excellence'
3. Technology Expo by HRD Minister IIT Delhi
4. The 3rd edition of ScooNews Global Educators Fest (SGEF) Udaipur
5. The 2nd All India Annual Conference New Delhi
6. The 3rd International Electric Vehicle Conclave Manesar, Haryana
7. United Nations Convention to Combat Desertification (COP14) Greater Noida, UP
8. 4th edition Internet of Things (IoT) India Congress 2019 held in with the theme Bengaluru, Karnataka
of ‗Mainstreaming the Internet of Things‘.
9. The 7th 'Community Radio Sammelan' New Delhi
10. The 12th India Security Summit New Delhi
11. 4th General Assembly of Association of World Election Bodies Bengaluru
12. 5th edition of the aquaculture event, Aqua Aquaria India Hyderabad
13. 72nd Session of the WHO Regional Committee for South-East Asia New Delhi
14. India- New Development Bank workshop New Delhi
15. 1st National Conference on Cyber Crime Investigation and Cyber New Delhi
Forensics
16. The 68th Plenary session of the North Eastern Council (NEC) Guwahati
17. 1st conference on military medicine for the SCO New Delhi
18. India‘s first-ever helicopter summit Dehradun
19. 6th India-China Strategic Economic Dialogue New Delhi
20. International conference ANGAN (Augmenting Nature by Green Affordable New Delhi
New-habitat)
21. National Conference on ―Criminal Activities and Radicalization in Jails: New Delhi
Vulnerability of Inmates and Jail Staff and their Protection‖
22. Union Home Minister Amit Shah chaired 29th meeting of the Northern Chandigarh
Zonal Council
23. State Power Ministers‘ Conference Gujarat
24. 1st India Sports Summit 2019 New Delhi
25. 2nd ―India-China Informal Summit‖ Mamallapuram, Tamil
Nadu
26. The first National Hindi Science writers conference 2019 Lucknow
27. Conference on ‗One Nation One Tag – FASTag‘ New Delhi
28. 41st DRDO Directors Conference New Delhi
29. 91st Interpol General Assembly in 2022 India
30. 1st India-Bangladesh Stakeholders‘ meet Guwahati
31. Global Bio-India 2019 New Delhi
32. 10th Asian Conference of Emergency Medicine New Delhi
33. Sanskrit Bharati Vishwa Sammelan New Delhi
34. 58th Indian Society of Aerospace Medicine Annual Conference. The Bemgaluru
theme for this year‘s conference is ‗Changing Paradigms in Aerospace
Healthcare‘.
35. India-ASEAN Business Summit 2019 in on the theme: ―Today, Tomorrow, New Delhi
Together‖.
36. Research Designs and Standards Organization organized the ―Mega Vendor Meet 2019‖ in Lucknow, UP.
37. 7th World Hindu Economic Forum (WHEF) 2019 held in Mumbai.
38. 27th Conference of Central and State Statistical Organizations (COCSSO) Kolkata
by Ministry of Statistics and Programme Implementation (MoSPI). Theme
―Sustainable Development Goals (SDGs)‖.
39. International Conference on Yoga at with the theme ‗Yoga for Heart Mysuru, Karnataka
Care‘.
40. ―Replication of Good Governance Practices in Union Territories of J&K Jammu.
and Ladakh.
41. 8th International Conference on Agricultural Statistics (ICAS-VIII) in New Delhi.
42. 2nd edition of South Asia Safety Summit New Delhi
43. Global Bio-India Summit 2019 New Delhi
44. 1st International Conference on ―Landslides Risk Reduction and Resilience‖ in New Delhi.
45. 47th All India Police Science Congress (AIPSC) Lucknow
46. Armed Forces Flag Day-CSR Conclave in New Delhi
47. 3rd edition of National Public Procurement Conclave in New Delhi
Summits Held Internationally
48. 52nd ASEAN summit in Bangkok, Thailand.
49. 10th Mekong-Ganga Cooperation (MGC) in Bangkok, Thailand.
50. The 5th meeting of India-Nepal Joint Commission in Kathmandu, Nepal.
51. The Group of 7 or G7 Summit (informal) has begun in Biarritz, France.
52. The 2019 Indo Pacific Chiefs of Defence (CHOD) Conference in Bangkok, Thailand.
53. 4th Indian Ocean Conference 2019 in Male, Maldives. The theme was: ‗Securing the Indian Ocean
Region: Traditional and Non-Traditional Challenges‘.
54. Japan–India Defence Ministerial Meeting in Tokyo, Japan.
55. 5th Eastern Economic Forum held in Vladivostok, Russia
56. 24th World Energy Congress commence in Abu Dhabi under the patronage of Sheikh Khalifa bin Zayed
Al Nahyan, President of the United Arab Emirates. The theme of this World Energy Congress is ―Energy for
Prosperity‖.
57. Nepal Infrastructure Summit 2019 was held in Kathmandu, Nepal. The theme of the summit was
―Resilient Infrastructure for Sustainable Development―.
58. World Sindhi Congress (WSC) hosted a 31st international conference on Sindh in London.
59. 9th Regional Comprehensive Economic Partnership (RCEP) Intersessional Ministerial Meeting in
Bangkok, Thailand. Piyush Goyal was leads from India.
60. The 35th ASEAN Summit in Bangkok, Thailand.
61. The biennial Commonwealth Law Ministers‘ Conference in Colombo, Sri Lanka.
62. 6th parliamentary summit of G20 countries, held in Tokyo, Japan 2019
63. 2nd ‗No Money for Terror‘ 2019 conference going on in Melbourne, Australia.
64. 15th governing council meeting (GCM) of the South Asia Cooperative Environment Programme
2019 (SACEP) in Dhaka, Bangladesh.
65. 22nd Session of UN Committee on Convention on Rights of Persons with Geneva
Disabilities
66. 11th BRICS Summit in Brasilia, Brazil. The theme of the Summit this year is ―Economic Growth for an
Innovative Future‖.
67. India will host the 19th council of heads of government of the SCO 2020.
68. 18th Non-Aligned Movement (NAM) Summit Baku, Azerbaijan
69. 9th edition of Bangladesh-India Friendship Dialogue Cox Bazar, Bangladesh
70. India will host the SCO Forum of Young Scientists and Innovators in 2020.
71. United Kingdom(UK) hosted two days organised 2019 NATO (North Atlantic London
Treaty Organization) Summit
Committees in News
Purpose for which Committee is formed Headed by
1. To formulate steps to cease illegal groundwater extraction NGT has constituted a committee
2. Committee of officers to suggest measures to augment GST Central Government has constituted
revenue collections and administration.
3. Tamil Nadu government constituted two committees to deal over Secretary of Tamil Nadu‘s Public Works
water disputes with Kerala relating to the Parambikulam-Aliyar Department (PWD) K. Manivasan
Project (PAP) and the Pandiyar-Punnampuzha project would lead both the committees.
4. The
h Jammu and Kashmir government has set up a 10-member
committee to declare Srinagar‘s famous Dal Lake and its
surrounding areas as an eco-sensitive zone (ESZ), following
concerns over its shrinking size. The capacity of the lake has
shrunk to 40%.
National Current Affairs

Indian Navy Ship LCU L-56, the 6th of the Landing Programme Implementation (MoSPI) will conduct
Craft Utility (LCU) MK IV class ships, was the census.
commissioned into the Indian Navy by Vice-Admiral The 5th international Dharma-Dhamma
Atul Kumar Jain. conference was inaugurated by Union Minister of
Atal Innovation Mission (AIM) is all set to launch State Kiren Rijiju.
a new program for community innovation in New Haryana CM Manohar Lal Khattar invited Nepal
Delhi to make innovation ecosystem socially inclusive to be the partner country for this year's 'Gita
as well as to ensure equitable distribution of Jayanti Mahotsav 2019' in Kurukshetra.
infrastructure for innovation across the country to During the President Ram Nath Kovind's visit to
encourage the spirit of innovation. Gambia, India has promised to extend an
Dr Harsh Vardhan, Union Minister of Health assistance of USD 500,000 to Gambia.
and Family Welfare at the 110th Annual Day Minister of Petroleum and Natural Gas & Steel
celebrations of National Centre for Disease has launched Atal Community Innovation Centre
Control (NCDC) inaugurated the laboratory complex (ACIC) in New Delhi, to encourage the spirit of
(Lab 3) at NCDC and the new building of National innovation at the community level.
Vector Borne Disease Control Programme (NVBDCP). Lok Sabha Speaker has announced that the
Indian Railways 'Northeast Frontier Railway zone' Lower House will become paperless from the next
has started a unique initiative to earmark a special session.
portion of the SLR coach with pink colour. Cabinet has approved the setting up of ISRO
The Government of India begins the 7th Economic Technical Liaison Unit (ITLU) at Moscow in
Census from Tripura. Ministry of Statistics and Russia.

Wing Commander Tarun Chaudhri has become will replace the nearly 63-year-old Indian Medical
the first Indian Air Force pilot to perform a Council Act.
wingsuit skydive jump. President has approved the Motor Vehicles
Scientists at IIT Hyderabad have developed low- (Amendment) Act, 2019. The bill amends the Motor
cost, environment-friendly solar cells by employing Vehicles Act, 1988.
an off-the-shelf dye used to make kumkum or The Khadi and Village Industry Commission has
vermilion. launched "Leather Mission" on World Tribal Day.
A joint venture company Khanij Bidesh India Under this mission, the commission will give leather
limited has been set up with the participation of 3 kits to the leather artisans across the nation.
Central Public Sector Enterprises: National The President of India, Shri Ram Nath Kovind, hosted
Aluminium Company Limited, Hindustan an ‗At Home‘ reception for freedom fighters. The
Copper Limited and Mineral Exploration reception was hosted on the occasion of the 77th
Company limited. anniversary of Quit India Day (August 9) at
Bureau of Indian Standards (BIS) in collaboration Rashtrapati Bhavan.
with Ladakh Autonomous Hill Development On the nation's Independence Day, Air India will
Council (LAHDC) will work together to promote the become the 1st Indian airline to fly over the North
pashmina products at the high-level market for the Pole while connecting New Delhi and North
proper value of this fine product of pashmina America.
(Lena-Ladakhi). Union Information and Broadcasting Minister has
Ministry of Information & Broadcasting has released a patriotic song ―Watan‖ to mark the
launched a competition for designing a Postage occasion of Independence Day, 2019.
Stamp along with the First Day Cover to Central government has made "Headgear"
commemorate Golden Jubilee edition of mandatory for children above 4 years while
International Film Festival of India (IFFI). travelling on a motorcycle. Only Sikhs wearing
President Ram Nath Kovind inaugurated turban have been exempted from the provision of
exhibitions on Mahatma Gandhi and Khadi at the Section 129 that makes helmets mandatory for all
―Ebunjan Theatre‖ in the Gambia to riders of motorcycles above 4 years of age.
commemorate the 150th birth anniversary of the Union Housing and Urban Affairs Ministry has
Mahatma Gandhi. launched an app "Swachh Nagar" that will allow
National Academy of Art, Lalit Kala Akademi, users to have waste — solid, wet or construction and
celebrated its 65th Foundation Day in New Delhi. demolition (C&D) — collected by their urban local
The Rajya Sabha has passed the Consumer bodies.
Protection Bill, 2019. The bill will lead to setting up Railway Protection Force (RPF) of Indian Railways
of a Central Consumer Protection Authority to launched a Special Drive with a Code Name
promote, protect and enforce the rights of "Operation Number Plate‖ to identify and verify
consumers as a class. all vehicles parked in Railway premises, circulating
India contributed 5 million USD to the UN area, parking and even in the ‗No Parking‘ areas for
Palestine refugee agency and called for ensuring a longer duration.
sustained financial support for the organisation's Prime Minister has announced the appointment of a
work. The amount was hand over to the United Chief of Defence Staff. The Chief of Defence Staff
Nations Relief and Works Agency (UNRWA) for will be above the three Service Chiefs.
Palestinian Refugees. The Inter-State Council has been reconstituted
The Rajya Sabha has passed a Bill for more judges in with Prime Minister as its chairman and 6 Union
Supreme Court. The bill proposed an increase in the ministers and all chief ministers as its members.
sanctioned strength of the Supreme Court from 30 Home Minister Amit Shah will chair the standing
to 33 judges. committee of the Inter-State Council.
Union HRD Minister will launch ‗Samagra Shiksha- National Tribal Festival ―Aadi Mahotsav‖ has
Jal Suraksha‘ to create awareness about Water begun in Leh-Ladakh. The theme of the festival is
Conservation among all school students in the ―A celebration of the spirit of Tribal Craft, Culture
country. and Commerce‖.
The NITI Aayog will launch the 4th Edition of
Women Transforming India (WTI) Awards in
collaboration with the United Nations to recognize
women entrepreneurs from across India.
President Ram Nath Kovind has signed National
Medical Commission Bill. The NMC bill aims at
mega reforms in the medical education sector and
Prime Minister of India Narendra Modi has launched

the RuPay card, making the UAE the first country in
the Middle East to initiate the Indian indigenous
system of electronic payment.
National Centre for Avian Ecotoxicology as
inaugurated at Salim Ali Centre for Ornithology and
Natural Sciences (SACON) in Coimbatore, Tamil
Nadu. The centre would study the movement of
environmental contaminants such as pesticides,
heavy metals etc.
Union Health Minister Harsh Vardhan inaugurated
FSSAI's National Food Laboratory (NFL) in
Ghaziabad on the occasion of 13th anniversary of
the Food Safety and Standards Act, 2006.
Human Resource Development Ministry has
launched the National Digital Library of India
project to develop a framework of virtual repository
of learning resources with a single-window search
India has contributed $1 million to the UN Special facility.
Purpose Trust Fund for the Resident Coordinator Mobile application ―Janaushadhi Sugam‖ was
System. The Special Purpose Trust Fund (SPTF) is a launched. It will enable people to search for
specific fund housed within the UN Secretariat. Janaushadhi generic medicines and the stores at the
The Union Minister of Human Resource tip of their fingers.
Development inaugurated the International India has become the first country in the world to
Conference titled ―Journey of Teacher Education: issue Biometric Seafarer Identity Document
Local to Global‖ in New Delhi. (BSID), capturing the facial biometric data of
Sports Minister Kiren Rijiju and former India seafarers.
football captain Baichung Bhutia flagged off Op- The Union Environment Ministry has transferred
Blue Freedom. This is an initiative in which a group Rs 47,436 crore to 27 States for afforestation.
of armed forces veterans train sports enthusiasts in The amount has been released from the
survival training and self-defence. Compensatory Afforestation Fund.
NISHTHA (National Initiative for School Heads Union Human Resource Development Minister
and Teachers Holistic Advancement) is the launched one of the world‘s largest Integrated
training programme to improve Learning Outcomes Online Junction for School Education ‗Shagun‘ in
at the Elementary level across the country. This is the New Delhi.
largest teachers‘ training programme of its kind in The amended provisions of the Motor Vehicle Act,
the world. which hike the penalty for traffic rules violation have
Amazon has opened its largest campus in the world come into force from 01st September 2019. As
in Hyderabad. many as 63 clauses of the Act, which correspond to
Union Government is planning to launch an e- an increase in the fine for traffic rule violation came
commerce portal named ―Bharatcraft‖ for into force.
MSME‘s. The portal is based on other e-commerce The Election Commission launched a new mega
portals like ‗Alibaba‘ and ‗Amazon‘. Electors Verification Programme (EVP) across the
The Health Ministry has notified the new warnings country.
on ―Tobacco packs‖. The text messages that will be The entire month of September 2019 will be
printed on the packs are ―tobacco causes painful celebrated as the Rashtriya Poshan Maah. This
death‖. A quitline number ―1800-11-2356‖ will year the theme is Complementary Feeding.
also be printed on the packs. Tourism Minister launched first-ever architectural
President Ram Nath Kovind inaugurated the first- LED illumination in Qutub Minar, New Delhi.
ever World Youth Conference. The theme of the PM Narendra Modi inaugurated the Garvi
conference was ‗Vasudhaiva Kutumbakam: Gujarat Bhavan in New Delhi.
Gandhi for the Contemporary World: Celebrating Government of India has announced a contribution
the 150th birth anniversary of Mahatma Gandhi. of 22 million US Dollars to the Global Fund for
―Hunar Haat‖ has proved to be an effective AIDS, TB and Malaria (GFTAM) for the 6th
programme to provide employment and employment replenishment cycle (2020-22).
opportunities to master artisans. Delhi‘s Indira Gandhi International (IGI) Airport
gets India‘s tallest ATC tower to enhance the
safety and boost the efficiency of air transport to pursue PhD at its 23 Indian Institutes of
management services. Its height is 102 metres. Technology.
HRD Ministry has awarded the Institute of Eminence The Public Premises (Eviction of Unauthorized
status to 5 public institutions. The status was Occupants) Amendment Bill, 2019 has come into
awarded to the following institutions: IIT Madras, effect.
IIT Kharagpur, Delhi University, Benares Hindu India has commenced a special training programme
University, and University of Hyderabad. for Maldivian and Bangladeshi civil servants at
Union Minister of State for Culture and Tourism Mussoorie in Uttarakhand.
(Independent Charge) flagged off the first-ever 5th International Ramayan Festival organized by
Mobile Science Exhibition buses for the entire Indian Council for Cultural Relations (ICCR), in
Ladakh Region in Leh. New Delhi.
The central government will spend 3.5 lakh crore Union Minister of State for Power RK Singh and
rupees in the next five years on ‗Jal Jeevan Jammu and Kashmir Governor Satya Pal Malik has
Mission‘ to deliver potable water at every household jointly inaugurated 15 power projects.
across the country. The Jal Shakti Ministry is planning to develop a
Prime Minister Narendra Modi will dedicate to the National Water Museum to increase awareness
nation India‘s second riverine Multi-Modal among people on the conservation of the natural
terminal (MMT) built at Sahibganj in Jharkhand. resource.
PM Modi has launched the National Animal The Department of India Posts has announced
Disease Control Programme in UP‘s Mathura. commencing of International Speed Post (EMS)
Minister of State for Agriculture, Parshottam Rupala Service to Bosnia and Herzegovina, Brazil,
has launched a multilingual Mobile App ―CHC Farm Ecuador, Kazakhstan, Lithuania and North
Machinery‖ during a conference on Crop Residue Macedonia.
Management in New Delhi. Google has announced that it will open an
Skill India gets its first Batch of IES officers to the artificial intelligence (AI) based research lab
Indian Skill Development Services (ISDS) cadre. ―Google Research India―. The lab will be opened
The aim for this is to attract young and talented in Bengaluru.
administrators towards institutionalizing the Skill The country‘s first central police university will be
Development environment in the country. set up by the Union home ministry off the Yamuna
Minister for Skill Development and Entrepreneurship Expressway in Greater Noida.
(MSDE), laid the foundation stone for Indian Human Resource Development Minister Ramesh
Institute of Skills (IIS) at Mumbai. Pokhriyal ‗Nishank‘ has launched Waste
India has joined the Global Antimicrobial Management Accelerator for Aspiring Women
Resistance Research (AMR) and Development hub Entrepreneurs (WAWE) summit.
as a new member. The Digital Communication Commission, the
The World Bank will provide Rs 3,000 crore highest decision making body in the Department of
assistance to finance mini and mega food parks Telecom has approved multiple projects worth over
across India. Rs 8,500 crore.
Union Government has set a target of setting up National Thermal Power Corporation Limited
12,500 Ayush Health and Wellness Centres (NTPC) plans to set up a 5-gigawatt solar park in
across the country. the western state of Gujarat, which would be the
Jal Shakti Minister and Sports Minister flagged off biggest in the country.
―Great Ganga Run-2019‖ at Jawaharlal Nehru Maharashtra and Haryana Assembly (Vidhan
Stadium in New Delhi. Sabha) Election 2019 Date, Scheduled on 21st
Saint Vincent and Grenadines became the 79th October, while counting of votes will be held on
country to join the International Solar Alliance October 24.
(ISA), an initiative by India aimed at combating the Prime Minister Narendra Modi inaugurated a 50
threats of climate change and global warming. kilowatt ‗Gandhi Solar Park‘ at the UN
Union Minister for Communications, Electronics & headquarters. PM Modi and other leaders also
Information Technology and Law & Justice Ravi released a commemorative postage stamp of
Shankar Prasad has launched the Maritime Mahatma Gandhi, at the programme ‖Relevance of
Communication Services at Mumbai, Mahatma Gandhi in the Contemporary World‖ at the
Maharashtra. UN headquarters.
India‘s first National Antimicrobial Resistance President Ram Nath Kovind inaugurated the sixth
Hub was recently inaugurated in Kolkata. ‖India Water Week-2019‖ being organised with
India has formally launched an initiative to fund the theme of ‖Water cooperation-coping with 21st-
1000 scholars from South East Asian countries century challenge‘ at Vigyan Bhawan in New Delhi.
As per the Indian Meteorological Department, (including Iconic Sites) on the occasion of ―Paryatan
Earthquake hits the Pakistan-India border region at Parv 2019‖.
around 4:31 PM on 24th September 2019. The Passengers of IRCTC‘s Delhi-Lucknow Tejas
earthquake was of the magnitude of 6.3 on the Express will be compensated in case of delays, the
Richter scale and a depth of 40 km. Railway subsidiary, announcing a first of its kind
The Asian Development Bank has slashed its growth offer from any national carrier.
forecast for India for fiscal year 2019-20 to 6.5% Uttar Pradesh Chief Minister Yogi Adityanath
from 7%. flagged off country‘s first private train Delhi-
The Union Minister of State for Culture and Tourism Lucknow Tejas Express started its maiden journey
(Independent Charge), inaugurated the exhibition of from Lucknow. It will be the first train of Indian
India Tourism Mart (ITM) 2019 in New Delhi. Railways that will be entirely run by Indian Railway
The President of India Ramnath Kovind unveiled the Catering and Tourism Corporation (IRCTC).
first Indigenous High-Temperature Fuel Cell The Goa Maritime Conclave (GMC)-2019 was
System. This system is developed by Council of inaugurated by the National Security Advisor, Shri
Scientific and Industrial Research (CSIR). Ajit Kumar Doval, at Goa.
The International Astronomical Union (IAU) has Atal Innovation Mission (AIM), NITI Aayog and
named an asteroid, formally known as a minor United Nations Development Programme (UNDP)
planet and located between Mars and Jupiter, after India jointly launched Youth Co:Lab. It aims at
Indian classical singer Pandit Jasraj. accelerating social entrepreneurship and
Union Home Minister Amit Shah flagged off Delhi- innovation in young India and to recognize young
Katra Vande Bharat Express from the New Delhi people as critical drivers of sustainable development.
Railway Station. The first commercial run of the train The three-day event "5th World Parliament of
will start from 5th October. Science, Religion and Philosophy" with the theme
Palestine has released a commemorative of ‗role of science, religion and philosophy for
postage stamp on Mahatma Gandhi, honouring world peace and well-being of mankind‘ will be
his legacy and values, to mark the 150 birth held at the MIT World Peace University in Pune,
anniversary of the world leader. Maharashtra.
Union Minister Smriti Irani Inaugurates India‘s All India Institute of Medical Sciences in
Largest ‗Charkha‘ made of Waste Plastic in Noida. collaboration with the Health Ministry launched the
This ‗charkha‘ (spinning wheel) made of used plastic 1st-ever website and mobile application on oral
waste was inaugurated the eve of Mahatma health awareness ―eDantSeva― which contains a
Gandhi‘s 150th birth anniversary. detailed list of all the dental facility and colleges,
The Nation pays homage to the Father of the Information, Education and Communication (IEC)
Nation, Mahatma Gandhi on his 150th birth material.
anniversary on 2nd October 2019. Central Board of Direct Taxes has launched
The nation is also remembering Former Prime ―Faceless e-Assessment scheme‖ that eliminates
Minister Lal Bahadur Shastri on his 115th birth physical interface between an assessing officer and
anniversary. He gave the nation the powerful an assessee. They also inaugurated the National e-
slogan of Jai Jawan, Jai Kisan to enthuse soldiers Assessment Centre (NeAC) in Delhi to be headed
and farmers. by Principal Chief Commissioner of Income Tax.
China unveiled the Dongfeng-41 (DF-41) ―DHRUV‖ a Pradhan Mantri Innovation Learning
intercontinental-range ballistic missile, touted to be Programme has commenced from ISRO in
the most powerful missile on the planet at the Bengaluru and will conclude at IIT, Delhi. It aims to
National Day parade, as China observed its 70th further sharpen innovative imagination, skills and
anniversary of Communist rule. knowledge of the students who are expected to
The nationwide Paryatan Parv, 2019 kicked off to contribute to bringing solutions to socio-economic,
promote tourism in the country. The aim is to political and environmental issues in the country.
propagate the message of Dekho Apna Desh to Jal Shakti Minister has launched an initiative
encourage people to visit tourist destinations of the ‗Ganga Amantran‘. The initiative has been
country and also spread the message of Tourism for launched to connect with the stakeholders of the
All. river. It is a pioneering exploratory open-water
Prime Minister Narendra Modi and Mauritius PM rafting and kayaking expedition on the Ganga
Pravind Jugnauth jointly inaugurated 2 landmark river. The expedition will start at Devaprayag and
projects in Mauritius via video conference. culminate at Ganga Sagar.
Tourism Ministry has launched the Audio Guide SARAS Aajeevika Mela begins at India Gate
facility ―Audio Odigos‖ for 12 sites of India Lawns, in New Delhi and organized by the Ministry
of Rural Development under the initiative of the
Deendayal Antyodaya Yojana-National Rural Organization at an altitude of 14,650 feet in the

Livelihoods Mission. forward area of Ladakh region.
Government of India has launched the Surakshit Union Minister of State for Culture & Tourism (IC),
Matritva Aashwasan (SUMAN) initiative in New Prahlad Singh Patel launched the E-Portal of
Delhi during the 13th Conference of Central Centre for Cultural Resources and Training
Council of Health and Family Welfare. It aims to (CCRT) ‗Digital Bharat Digital Sanskriti‘ and
assure dignified, respectful and quality health care at CCRT YouTube Channel in New Delhi. Film 'Rahas:
no cost for every woman and newborn visiting the Raaslila of Chhattisgarh' directed by Sunil Shukla
public health facility and a book ―Dewas ki Sanskritik Parampara‖
Vice President M Venkaiah Naidu has signed an written by Jeewan Singh Thakur was also released.
MoU with the island nation Comoros. As per MoU, The United Nations World Food Programme
India will extend over $60 mn line of credit to (WFP) has launched a cinema advertisement
Comoros for Energy and Maritime Defence campaign ‗Feed Our Future‘ to raise awareness
Cooperation. and take steps against hunger and malnutrition in
10th edition of the Rashtriya Sanskriti Mahotsav- India.
National Cultural Festival is being organized by Government of India has decided to open the entire
the Union Ministry of Culture from 14th to 21st of area from Siachen base camp to Kumar Post for
October under the ‗Ek Bharat, Shreshtha Bharat‘ tourism purposes. The step has been taken to
campaign in Madhya Pradesh. boost tourism in Ladakh.
Prime Minister Narendra Modi has become the Indian Railways has installed the most advanced
most-followed elected world leader on photo- Electronic Interlocking System on the Grand
sharing app Instagram. Chord route reducing the travel time between Delhi
The nation pays homage to former President Dr and Howrah to about 12 hours from the existing 17
APJ Abdul Kalam on his 88th birth anniversary to 19 hours. Grand Chord is part of the Howrah-
and remembered his contributions to the country. Gaya-Delhi line and Howrah-Allahabad-Mumbai
Air India became the first airline in the world to use line.
a Taxibot on a A320 aircraft with passengers on IIM Kozhikode and Mangalore Refineries and
board. Taxibot is a robot-used aircraft tractor for Petrochemicals Ltd. have announced a special
taxiing an aircraft from parking bay to runway and drive Labelled as ―La Eve (meaning The Woman)‖
vice versa. to support women entrepreneurs in the country.
Central Board of Indirect Taxes and Customs has ‗Maharatna‘ status has been granted by the
launched a revamped and streamlined programme Government to state-owned Hindustan Petroleum
to attract investments into India and strengthen Corporation Limited and Power Grid Corporation
Make in India through manufacture and other of India Limited.
operations under the bond scheme, of Customs Act, The Ministry of Health and Family Welfare will
1962. observe the Vigilance Awareness Week from 28th
Indian Railways (IR) has announced that it will October to 2nd November, 2019 with the theme of
become a net-zero carbon emitter by 2030. ―Integrity-a way of life‖.
Railways Minister Piyush Goyal flagged off 9 The Union Cabinet chaired by Prime Minister
‗Sewa Service‘ trains. Narendra Modi has approved the merger of loss-
India‘s longest Tunnel Chenani- Nashri on NH 44, making telecom firms BSNL and MTNL as part of a
in Jammu and Kashmir will be named after revival package.
Bhartiya Jansangh Founder Dr Shyama Prasad The Centre‘s first-ever common foundation course
Mukherjee. ―Aarambh‖ (Beginning) for 2019 batch probationer
Union Road Transport and Highways Minister Nitin civil servants has begun at the Statue of Unity in
Gadkari has announced the naming of new Kevadia, Gujarat with the theme ‗How to achieve
National Highway No. 703AA as ―Shri Guru the goal of making India a 5 trillion dollar
Nanak Dev Ji Marg.‖ economy‘.
Union Minister for Health and Family Welfare After the implementation of "Jammu and Kashmir
Harsh Vardhan released a postal stamp to Reorganisation Act, 2019" from 31st October
commemorate the centenary celebrations of the city- 2019, the total number of states in the country has
based ICMR-National Institute of Nutrition (NIN). reduced to 28 while the total Union Territories will
Defence Minister Rajnath Singh inaugurated Col. go up to nine.
Chewang Rinchen Setu (Bridge) which is is named The people over 80 years of age and Persons with
in honour of Colonel Chewang Rinchen and has Disability can now cast their votes through postal
been constructed by the Border Road ballot.

Kerala Governor Arif Mohammed Khan inaugurated world and to promote greater exchange of trade in
the 3rd edition of Global Ayurveda Summit services between India and the rest of the world.
2019. he two-day summit organized by Union Minister of Petroleum & Natural Gas and Steel
Confederation of Indian Industry (CII) will deliberate Dharmendra Pradhan inaugurated the India
on the theme ―Mainstreaming Ayurveda through Pavilion at the Abu Dhabi International
Startups, Innovation and Branding‖. Petroleum Exhibition and Conference (ADIPEC).
Vice President M. Venkaiah Naidu inaugurated the The Government of India has given approval for
21st North East Book Fair in Guwahati, Assam. setting up four medical device parks in Andhra
Union Minister of Health and Family Welfare Pradesh, Telangana, Tamil Nadu and Kerala
launched Intensified Mission Indradhanush (IMI) with a view to support Make in India initiative and
2.0 portal in New Delhi. provide world-class products at an affordable price
Union Minister of State (Independent Charge) for for treatment.
AYUSH inaugurated National Research Institute The Supreme Court five-judge bench led by Chief
of Unani Medicine for Skin Disorders Justice Ranjan Gogoi ruled that the office of Chief
(NRIUMSD) upgraded from Central Research Justice comes under the transparency law, the
Institute of Unani Medicine (CRIUM) at Erragadda, Right to Information (RTI) Act.
Hyderabad. Union Minister for Science and Technology Harsh
The Government of India released the maps of Vardhan inaugurated an exhibition of Technologies
newly created union territories of Jammu- in Food Processing developed by Council of
Kashmir and Ladakh and the map of India Scientific and Industrial Research organized in
depicting these union territories. New Delhi.
The first-ever containerised cargo movement via Union Ministry of Environment, Forest and Climate
Indo-Bangladesh protocol route and Brahmaputra Change is undertaking a mass cleanliness-cum-
river will start from West Bengal‘s Haldia. The vessel awareness drive in 50 identified beaches under the
MV Maheshwari, carrying 53 containers of programme called ‗Swachh- Nirmal Tat
petrochemicals, edible oil and beverage will take 12- Abhiyaan‘.
15 days to reach the IWAI terminal at Pandu in 39th India International Trade Fair 2019 begins
Assam‘s Guwahati. in New Delhi with the theme of ‗Ease of Doing
The Ministry of Skill Development & Business‘. This year the status of ‗Partner Country‘
Entrepreneurship (MSDE) launched the has been accorded to ‗The Islamic Republic of
SkillsBuild platform in collaboration with IBM. Afghanistan‘ and ‗The Republic of Korea‘ will be
Agriculture Minister Narendra Singh Tomar released the ‗Focus Country‘. Bihar and Jharkhand will be
the 5th edition of Wastelands Atlas 2019. the focus states in this edition of the fair.
Prime Minister Narendra Modi inaugurates 5th The Khadi Pavilion has been inaugurated at the
India International Science Festival (IISF) at India International Trade Fair (IITF) in New
Biswa Bangla Convention Centre, Kolkata through Delhi. The Pavilion entrance has been themed upon
video conferencing. The theme of the festival is Sabarmati Ashram, with melodious Shehnai
―RISEN: Research, Innovation and Science celebrating the ‗spirit of Indianness‘.
Empowering the Nation‖. India will contribute USD 13.5 million for various
Union Human Resource Development Minister operational activities of development across the UN
Ramesh Pokhriyal ‗Nishank‘ and Minister for Food agencies for the year 2020.
Processing Industries Harsimrat Kaur Badal will The Union Minister for Rural Development,
launch three books on Guru Nanak Dev Ji. The Panchayati Raj and Agriculture inaugurated the
National Book Trust has published three titles: Guru SARAS India International Trade Fair(IITF) Mela
Nanak Bani, Nanak Bani, and Sakhian Guru 2019 at Pragati Maidan, New Delhi.
Nanak Dev to spread the message of Guru Nanak Union Minister for Health and Family Welfare
Dev‘s writings among readers of Indian sub- launched ‗SAANS‘ campaign in Gujarat during the
continent. inauguration of 6th National Summit on Good,
Indian Railways has launched three applications Replicable practices and innovations.
for all-India roll out. The applications, namely CRS Union Home Minister Amit Shah launched the supply
Sanction Management System, Rail-road of special winter-grade diesel for high altitude
crossing GAD approval system and TMS for Ladakh, which faces sub-zero temperatures during
construction aim at beefing up IT-enabled the winter months.
services. Meghalaya-based insurgent group, Hynniewtrep
The 5th edition of Global Exhibition on Services National Liberation Council (HNLC) has been
(GES 2019) will be held at Bengaluru, Karnataka, banned by the central government for its increased
to engage industry and governments across the activities of violence and other subversive acts.
The Union Cabinet chaired by Prime Minister collection across National Highways in the country
Narendra Modi approved the establishment of the by two weeks (15th December).
National Institute for Sowa-Rigpa in Leh, Hallmarking of gold jewellery and artefacts will
Ladakh. be made mandatory across the country from
Union Minister of State for Home Affairs Nityanand January 15, 2021. The step aims to ensure the
Rai informed that Census 2021 will be conducted purity of the precious metal.
in 16 languages. Public sector trading firm MMTC has ordered import
Union Minister of State (Independent Charge) of 11,000 metric tonnes of onions from Turkey.
Ministry of Development of North Eastern Region The Election Commission of India will implement
(DoNER) Dr Jitendra Singh will inaugurate the the political parties Registration Tracking
‗Destination North East‘ Festival in Varanasi, Management System (RTMS).
Uttar Pradesh on 23rd November 2019. Union HRD Minister Ramesh Pokhriyal ‗Nishank‘
Union Minister Nitin Gadkari inaugurating the and Minister of State for Youth Affairs & Sports
11th edition of Agro Vision-2019, an Agricultural Kiren Rijiju has jointly launched the Fit India
exhibition at Reshimbag Ground of Nagpur, School Rating System.
Maharashtra. The Central Government launched the National
As a mark of tribute to one of the most decorated Clean Air Programme (NCAP) as a long-term,
soldiers of Indian Army Late Naib Subedar Chuni time-bound, national-level strategy to tackle the air
Lal, an Army Goodwill Park was dedicated at his pollution problem across the country in a
native village Bhara in Doda, Jammu and Kashmir. comprehensive manner.
Minister for Housing and Urban Affairs has launched
Credit-linked Subsidy Services Awas Portal,
CLAP, in New Delhi.
Union Human Resource Development (HRD) Minister
launched the kartavya.ugc.ac.in portal for holding
monthly essay competitions for students. The portal
was launched as part of year-long ‗Nagrik
Kartavya Paalan Abhiyan‘ being observed
throughout the country.
India wins bid to host 2023 Men‘s Hockey World
Cup Kalinga Hockey Stadium in Bhubaneswar and
Biju Patnaik Hockey Stadium in Rourkela to be the
venues for the tournament.
Defence Minister Rajnath Singh will inaugurate the
3-day-long Military Literature Festival (MLF) in
Chandigarh.
The Transport Ministry has extended the 01st
December deadline for 100% electronic toll

Current Affairs Related to States in India

Northern States occasion of 77th anniversary of Quit India
The Rajasthan Assembly passed Bills against mob Movement.
lynching and honour killing, which make the Jammu and Kashmir administration will host a 3
cognisable, non–bailable and non-compoundable days global investors‘ summit from October 12 in
offences with life imprisonment and a fine up to Rs 5 Srinagar.
lakh. The Uttarakhand government has decided to form
Minister of State for Higher Education Bhanwar a Special Tiger Force for Corbett Tiger Reserve.
Singh Bhati inaugurated the new higher education Haryana government has announced Rs 4,750
model, titled Resource Assistance for Colleges crore interest and penalty waiver on crop loans. The
with Excellence (RACE) in Rajasthan. step will benefit around 10 lakh farmers in the
Uttar Pradesh's "Vriksharopan Mahakumbh" drive state.
has created world record after planting more than SpiceJet has started the air shuttle service between
22 crore saplings. The drive was launched on the Hisar and Chandigarh under the Ude Desh ka

Aam Nagarik (UDAN) Regional Connectivity under the banner ‗Aao School Chalein‘ for
Service scheme. increasing the enrollment in government schools.
UNESCO and Rajasthan government joined Uttarakhand Chief Minister Trivendra Singh Rawat
hands to promote community-based responsible launched a project that will connect 500 secondary
tourism based on the rich intangible cultural schools to virtual classrooms and schools in the
heritage of Rajasthan. state facing a shortage of teachers will benefit from
Rajasthan became the third state in India after the new technology.
Maharashtra and Bihar to ban certain Jammu and Kashmir have achieved the highest
categories of pan masala containing magnesium road length in the country this year so far under a
carbonate, nicotine, tobacco, mineral oil and Centre‘s rural roads‘ programme with the
flavoured ‗supari‘. completion of around 11,400 kilometres covering
Chief Minister of Uttarakhand Trivendra Singh 1,838 habitations.
Rawat launched an awareness campaign The Etawah Lion Safari, formally known as
―Urjagiri‖ which aims at stopping power theft and Etawah Safari Park was thrown open for public in
saving. Uttar Pradesh without the lion segment.
Himachal Pradesh Chief Minister Jai Ram Thakur Uttar Pradesh government is launching a massive
launched the Pragati Rath of the HDFC bank. immunisation campaign against the filariasis or
The Culture Department of Uttar Pradesh Filaria.
government is going to organise the country‘s first In a major step to conserve the endangered vulture
training and performance programme of world- population, the Uttar Pradesh government will set
famous KHON Ramlila, a masked form of Ramlila up the state‘s first vulture conservation and
art of Thailand in collaboration with the Thai breeding centre in farenda area of
government. Maharajganj district.
Jammu and Kashmir Governor Satya Pal Malik has Uttar Pradesh government has decided to provide
inaugurated J&K Bazar. 25% subsidy and 100% stamp duty waiver for
Ladakh administration is organizing the first-ever setting up the defence industry in the state.
Ladakh Literature festival to celebrate the Union Minister for Jal Shakti Gajendra Singh
uniqueness of the region in the fields of Art, Culture Shekhawat and Uttarakhand Chief Minister
and Literature. Trivendra Singh Rawat inaugurated the 14 MLD
Punjab State Cabinet passed a unanimous sewage treatment plant (STP) in Sarai village
resolution to institute Sri Guru Nanak Dev Ji near Haridwar in the presence of Sweden‘s King
Award for Promotion of Peace and Interfaith Carl XVI Gustaf and Queen Silvia.
Understanding, in commemoration of the 550th
Prakash Purb of Sri Guru Nanak Dev Ji. Eastern States (Bihar, Jharkhand, Odisha
Punjab CM Amarinder Singh has launched a first and West Bengal)
of its kind job helpline number 76260-76260 for the The rasagola, a popular dessert of Odisha,
unemployed youth of the state under ‗Ghar Ghar received the GI tag from the Registrar of
Rozgar‘ programme. Geographical Indication.
The Indian Railways has installed two ‗Health Odisha CM announced in the State Assembly that
ATMs‘ at the Charbagh railway station in Lucknow. the Sachivalaya or Secretariat building in
Prime Minister Narendra Modi has inaugurated a Bhubaneswar will now be called ‗Lok Seva
two-day Himachal Pradesh Global investors‘ Bhavan‘.
meet – ‗Rising Himachal‘ in Dharamshala. The West Bengal Government launched an
The Ministry of Environment has granted awareness campaign ‗Save Green, Stay Clean‘ for
clearance to the Indian Oil Corporation Ltd to set
preserving the greenery and keeping the
up a ₹ 766-crore 2G ethanol plant in Haryana‘s
environment clean.
Panipat district.
The Centre has approved a Kosi-Mechi river
Uttar Pradesh Chief Minister Yogi Adityanath interlining project in Bihar. Estimated cost of the
has inaugurated North India‘s first sugar mill project is Rs 4,900 crore.
which will produce ethanol direct from sugarcane The Odisha Wetland Authority has approved
in Gorakhpur. implementation of an integrated management plan
National Health Mission Jammu & Kashmir, has of lakes "Chilika and Ansupa".
launched the Bio-Medical Equipment Waste Chief Minister of Odisha Naveen Patnaik rolled
Management Programme (BMEWMP) in the out ‗Mo Sarkar‘ programme which finds its roots
Jammu & Kashmir and Ladakh. in the Gandhian philosophy of giving people their
In Jammu, the Directorate of School Education voice in daily governance.
(DSEJ) has launched a special enrollment drive
Odisha‘s smart city Bhubaneswar gets it 1st more than 2 children and policy will come into
Robo Chef Restaurant in Odisha. Where two effect from January 1, 2021.
indigenously developed robots, ‗Champa‘ and Assam State Commission for Protection of Child
‗Chameli‘ are engaged. Rights is going to launch a mobile app Sishu
Odisha has inked a Letter of Understanding on Suraksha on the occasion of Children‘s Day to
―drink from tap mission‖ with the United empower citizens to take moral responsibility for
Nations Children‘s Fund to provide piped quality protecting future generations.
drinking water supply to each household on a 24- Defence Minister Rajnath Singh inaugurated Sisseri
hour basis. Bridge, built by the Border Road Organisation (BRO)
Odisha has launched ―Odisha Mo Parivar‖ on Pasighat-Bomjir Highway, Arunachal Pradesh.
(Odisha, My Family) programme which aims to Meghalaya CM has inaugurated the 4th
encourage environment protection, blood donation International Cherry Blossom Festival 2019 held
and the welfare of Odias in distress. in Shillong, Meghalaya.
Odisha state government signed agreements with Assam Chief Minister Sarbananda Sonowal
Tata Strive and Tech Mahindra to add new released the new Land Policy 2019 prepared by
dimensions in skilling and employability of the youth. Revenue and Disaster Management Department.
The festival ‗Bali Yatra‘ which is organised every Every year the State of Manipur celebrates the
year in memory of the rich maritime history of the ―Manipur Sangai Festival‖ from 21st to 30th
state was inaugurated in Cuttack, Odisha at the November. The ‗Festival‘ is named after the State
bank of Mahanadi River. animal, Sangai, the brow-antlered deer found only
The green tea and white tea of Darjeeling (West in Manipur.
Bengal) have been registered as geographical Ministry of Information & Broadcasting is organising
indication (GI) products in the country. a ―Multi Media Exhibition‖ at World War II
The Kolkata Municipal Corporation (KMC) has museum, Kisama in Nagaland.
installed first of its kind high-end reverse Nagaland celebrates its 57th Statehood Day on
transcription-polymerase chain reaction (RT-PCR) 01st December 2019.
machines in India for quick detection of diseases like The 20th Edition of Hornbill Festival began with a
dengue, tuberculosis and swine flu. colourful blend of culture and tradition with a
Chief Minister of Odisha Naveen Patnaik modern twist at Naga Heritage Kisama in
inaugurated the National Tribal Craft Mela – Nagaland.
2019 in Bhubaneswar. Donyi Polo Cultural & Charitable Trust and
Odisha CM Naveen Patnaik launched ‗Madhu‘ Indigenous Faith & Cultural Society of
app. It is an e-learning mobile phone application Arunachal Pradesh celebrated ‗Indigenous Faith
which will help school students to understand their Day‘ on 1st December.
subjects in a better and most efficient way. The app
is named after ‗Utkal Gourab‘ Madhusudan Das.
North-Eastern States
Arunachal Pradesh State Home Minister has
flagged of 5 Anti-Riot police vehicle, also known as
Vajra, from Police Headquarter in Itanagar.
5 New fish species discovered in Arunachal
Pradesh and there name's are Mystus prabini,
Exostoma kottelati, Creteuchiloglanis tawangensis,
Garra ranganensis , Physoschistura harkishorei.
Tawlhlohpuan & Mizo Puanchei from Mizoram
has received the Geographical Indication tag.
CM of Meghalaya launched the ‗Walk to Work‘
campaign in the state. The campaign is a part of Fit
India Movement.
Union Minister of State (Independent Charge) for
Tourism and Culture Prahlad Singh Patel
inaugurated Shirui Lily Festival, 2019 at Shirui
Vangayan Ground of Ukhrul in Manipur.
State Cabinet of Assam has decided to make Western States (Goa, Gujarat and
government jobs out of bounds for people with Maharashtra)

Maharashtra became the first state to adopt a Madhya Pradesh government has announced 5%
digital fingerprint and iris scanning system to reservation to national and international
aid police investigations. medallists‘ sportspersons in state government jobs.
Maharashtra‘s Tribal Development Department The Chhattisgarh government has decided to
launched an academic programme ―Super 50‖. declare Guru Ghasidas National Park in the
Super 50 programme will mentor 50 most state‘s Korea district as a tiger reserve.
meritorious tribal students from the State and The Union Minister for food processing inaugurated
prepare them for engineering and medical exams. Avantee mega Food Park in Dewas, Madhya
Maharashtra launched an initiative Mission Pradesh.
Shakti to train athletes from Chandrapur and
Gadchiroli for international events like the Olympics. Southern States (Andhra Pradesh,
India‘s first Central Institute of Chemical Engineering Karnataka, Kerala, Tamil Nadu,
& Technology will be set up in Gujarat.
Bollywood actor Shah Rukh Khan launched
Telangana)
heritage postal stamp of Bandra station in The Innovating for Clean Air (IFCA), is a UK-
Mumbai, Maharashtra on the completion of 150 India joint initiative providing Indian and UK
years of the railway station. stakeholders opportunities to test interventions
The Maharashtra cabinet has cleared the ―vertical related to air quality and EV integration, was
property rules‖ to create a database of all flats, launched in Bengaluru.
buildings and commercial complexes. The ―vertical The Panchamirtham is an ‗abhishega prasadam‘
property rules‖ would prevent property-related of the Murugan temple has been bestowed with the
frauds. Geographical Indication tag. The Murugan temple is
Gujarat Government has given approval to the situated in Tamil Nadu.
world‘s first CNG terminal at Bhavnagar port, Tirur betel vine from Kerala has received the
Gujarat. Joint venture of United Kingdom-based Geographical Indication tag.
Foresight Group and Mumbai-based Karnataka government has amended the
Padmanabh Mafatlal Group will invest 1,900 Karnataka Poisons (Possession and Sale) Rules
crore in the project. 2015 and notified Nicotine as "Class A poison".
Tamil Nadu government launched its exclusive
24x7 education channel 'Kalvi Tholaikkatchi'
Central States (Madhya Pradesh and (Education TV).
Chhattisgarh) Tamil Nadu‘s Dindigul locks and Kandangi
The event, organised by Vasudhaiv sarees have received Geographical Indication (GI)
Kutumbakam Foundation has entered the tags.
Champions Book of World Records (for the longest Tamil Nadu becomes the 1st state in the country to
tricolour) after thousands of students and members enact a law on contract farming after the approval
of several social organisations unfurled a 15-km of Tamil Nadu Agricultural Produce and
long national flag by forming a human chain Livestock Contract Farming and Services
ahead of the Independence day. The event was (Promotion and Facilitation) Act, 2019.
held in Chhattisgarh. Andhra Pradesh government has launched the
Ambikapur Municipal Corporation of ‗Nadu-Nedu‘ programme which aims to introduce
Chhattisgarh will open a first-of-its-kind 'Garbage English medium from classes 1 to 6 in state-run
Cafe'. schools. It will cover all schools in three years‘ time
The Bhopal Municipal Corporation (BMC) and the with a budget of Rs 12,000 crores.
Central Pollution Control Board (CPCB) have joined The first flight from Kalaburagi Airport to
hands to set up the country‘s first e-waste clinic in Kempegowda International Airport, Bengaluru took
Bhopal, Madhya Pradesh, which will enable off after the inauguration of Kalaburagi airport by
segregation, processing and disposal of waste from the Chief Minister of Karnataka. The airport has
both household and commercial units. been built under the UDAN-RCS Scheme of Govt.
CM of MP Kamal Nath formally inaugurated the 2-
day Magnificent MP Conference started.
International Current Affairs
The U.S. Embassy in Nepal has organized a South The United States has officially labeled China a
Asia Air Quality Tech Camp in Kathmandu. "currency manipulator". The US has accused China

of using yuan to gain ―unfair competitive advantage‖ Thailand became the first Asian nation to unveil
in trade. plain cigarette packaging to reduce the appeal of
Bangladesh signed a deal with Russia for the smoking.
supply of uranium for its 2400 MW Rooppur Vietnam has inaugurated Southeast Asia‘s largest
Nuclear Power Plant (RNPP). solar power farm "Dau Tieng Solar Power
5 lakh Rohingya refugees living in Bangladesh Complex" which has the capacity to produce 688
have been issued identity documents by the United million kWh of electricity annually.
Nations High Commissioner for Refugees (UNHCR). Sri Lanka has flagged off ‗Make In India‘ train
Iran unveiled 3 precision-guided air-to-air missiles ―Pulathisi Express‖ rake from Colombo Fort
named the "Yasin", "Balaban" and a new series of Railway station. The rake of the train was
the "Ghaem". manufactured in the Integral Coach Factory (ICF)
South Korea has decided to remove Japan from its in Chennai.
preferred trade list because Japan has failed to Sri Lanka unveiled South Asia‘s tallest tower,
uphold international principles while managing its costing over $100 million, 80% of which has been
export controls on sensitive materials. funded by China under the controversial Belt and
Alejandro Giammattei has been elected as new Road Initiative (BRI). The 350-metre-tall 17-storey
president of Guatemala. Lotus Tower, located in the heart of Colombo city.
Iceland commemorated the loss of 1st glacier Japan launched an unmanned H-2B rocket towards
"Okjokull", lost due to climate change. A bronze the International Space Station. The H-2B rocket
plaque bears the inscription "A letter to the future" lifted off with cargo vessel Kounotori8, Mitsubishi
was unveiled by Iceland in a ceremony. Heavy Industries.
Pakistan Prime Minister Office has announced a Antonio Costa has been re-elected as the Prime
3-year extension of General Qamar Javed Minister of Portugal after winning the general
Bajwa's tenure as Chief of Army Staff. elections.
Iran has unveiled new missile defence system Kais Saied is elected as the new President of
―Bavar-373‖. This is also Iran‘s first domestically Tunisia after a landslide victory in recently concluded
produced long-range missile defence system which Presidential runoff. The Independent law professor
has been inducted into the country‘s missile defence Kais Saied won against his rival, Nabil Karoui.
network. India handed over the second pair of Mi-24V
Pakistan placed on the blacklist of the Financial helicopters to war-torn Afghanistan, boosting the
Action Task Force‘s Asia Pacific Group. capability of the Afghan Air forces.
Russia launched the world's first floating nuclear UAE announced the establishment of the Mohamed
reactor. This reactor loaded with nuclear fuel. bin Zayed University of Artificial Intelligence(
Indonesia‘s president announced that the country‘s MBZUAI) in Abu Dhabi. This is the first graduate-
capital will move from overcrowded, sinking and level, research-based AI university in the world.
polluted Jakarta to a site in sparsely populated Italy approved a new tax on digital companies,
East Kalimantan province on Borneo Island. including U.S. tech giants, as part of its 2020 draft
First ASEAN-US Maritime Exercise (AUMX) budget on October 16.
between the regional bloc and Washington, starting The United Nation General Assembly has elected
at the Sattahip Naval Base in Thailand and ending in 14 States to the 47 member body of UN Human
Singapore. Rights Council(UNHRC). The Assembly elected
US's Federal Trade Commission has fined Google's Armenia, Brazil, Germany, Indonesia, Japan,
YouTube with $170 million. YouTube will have to Libya, Marshall Islands, Mauritania, Namibia,
pay $170 million to settle allegations of collecting Netherlands, Poland, Republic of Korea, Sudan
personal information about children. and Venezuela.
Indian army will participate in a multilateral exercise Nasa astronauts Christina Koch and Jessica Meir
"TSENTR 2019" to be held in Russia. Armies of have made history by completing the first-ever all-
Pakistan, China, Kazakhstan, Kyrgyzstan, Tajikistan, female spacewalk. They spent 7 hours outside the
Uzbekistan and Russia will also participate in the International Space Station (ISS) replacing a
exercise. failed power control unit.
WHO South-East Asia Region has resolved to Sri Lanka has been removed from the ―Grey List‖
eliminate measles and rubella by 2023. of the international terror financing watchdog FATF
Typhoon Faxai has hit Tokyo, Japan with winds of as Sri Lanka made significant progress in addressing
up to 210km/h (130mph). Faxai is one of the the strategic AML/CFT deficiencies identified earlier.
strongest typhoons to hit the Japanese capital in a The world‘s oldest, 8,000-year-old pearl natural
decade. pearl named ‗Abu Dhabi Pearl‘ has been

discovered on Marawah Island off Abu Dhabi, the Ocean Dance Festival 2019 kicked off in Cox
capital of the United Arab Emirates. Bazar of Bangladesh. Ocean Dance Festival is the
Prime Minister of Lebanon, Saad Hariri has largest international dance festival of Bangladesh in
resigned from the portfolio amid anti-government which more than 200 dancers, choreographers and
protests. scholars from 15 countries are participating. The
The 38th edition of the Sharjah International theme of this year‘s festival is ‗Bridging the distance‘
Book Fair (SIBF) 2019 was inaugurated by Sheikh or Durotter Shetubandhan.
Sultan bin Muhammad Al Qasimi, Supreme Council The European Union‘s legislature has declared a
Member and Ruler of Sharjah, UAE with the theme climate emergency, in a symbolic move aimed at
‗Open Books Open Minds'. increasing pressure on the incoming European
Russia‘s Knyaz Vladimir submarine of Borei-class Commission to take a stronger stance on climate
vessel, test-fired its most advanced nuclear-powered change.
missile named, Bulavaintercontinental ballistic The G20 Presidency has been taken over by Saudi
missile which precisely hit the target range of 1000 Arabia from Japan. Saudi Arabia has become the
km away in the Russian region of Kamchatka. 1st Arab nation to assume the G20 presidency.
The Spanish capital city of Madrid will host the UN Iraqi Prime Minister Adel Abdul Mahdi submitted
Climate Change Conference (COP 25) from 2 to his resignation to Parliament amid ongoing anti-
13 December. government protests across the country.
According to the International Monetary Fund The Global Migration Film Festival (GMFF) was
(IMF), Guyana‘s GDP is expected to be more at organised in Dhaka, Bangladesh. The festival
86% in 2020 after expanding 4.4% in 2019. screened 15 films on the theme of ―migration and
Sudan‘s first-ever satellite for conducting research its various aspects‖.
in military, economic and space technology has been The National Assembly of Republic of Mauritius
launched by China. Sudan‘s remote-sensing has unanimously elected Prithvirajsing Roopun, as
satellite (SRSS-1), was developed by the Shenzhen new President of the island nation, a largely
Aerospace Oriental Red Sea Satellite Co. ceremonial post.
The UAE‘s Supreme Council of the Union has re- The G20 Presidency has been taken over by Saudi
elected his Highness Sheikh Khalifa bin Zayed Al Arabia from Japan. Saudi Arabia has become the
Nahyan as its President for a 4th five-year term, in 1st Arab nation to assume the G20 presidency.
accordance with the provisions of the UAE Iraqi Prime Minister Adel Abdul Mahdi has
Constitution. submitted his resignation to Parliament amid
Mauritius‘s incumbent Prime Minister Pravind ongoing anti-government protests across the
Jugnauth was sworn in for a five-year term after country.
elections in which his coalition consolidated its grip The Global Migration Film Festival (GMFF) was
on parliament. organised in Dhaka, Bangladesh. The festival
Iran has discovered a new oilfield with 53 billion screened 15 films on the theme of ―migration and
barrels of crude oil in Khuzestan province, home its various aspects‖.
to Iran‘s Khuzestan‘s crucial oil industry. The National Assembly of Republic of Mauritius
Sri Lanka‘s former Defence Secretary Gotabaya has unanimously elected Prithvirajsing Roopun, as
Rajapaksa has won the Presidential election. new President of the island nation, a largely
ceremonial post.
Obituaries (National/International)
Person Died Profession/Famous In?
Politician (National-International)
1. Noel Kelman Naval war hero and Kirti Chakra awardee Commander
2. Rajnish Kumar Babbi Congress (MLA) from the Mukerian assembly seat in Punjab
3. Navnitbhai Shah Socialist leader and former MLA of Palghar
4. Babulal Gaur Former CM of Madhya Pradesh
5. Arun Jaitley Former Union finance minister and senior BJP leader
6. Amarendra Sharan Senior advocate and former Additional Solicitor General
7. Sushma Swaraj Former External Affairs Minister and BJP Leader
8. Subir Vithal Gokarn Former RBI Deputy Governor and Noted economist
9. S. Jaipal Reddy Former Union Minister and senior Congress leader


10. Donkupar Roy Meghalaya Assembly Speaker and former Meghalaya Chief
Minister
11. Vitthal Radadiya Former Gujarat MP
12. Robert Mugabe Zimbabwe's former President
13. Ram Jethmalani India‘s finest lawyers and a former union minister
14. Akilisi Pohiva the South Pacific and Prime Minister of Tongan
15. BN Yugandhar Former bureaucrat and Secretary to the PMO
16. Kodela Siva Prasada Rao Former speaker of Andhra Pradesh Assembly
17. Zine el-Abidine Ben Ali Tunisia‘s former President
18. K.P.S. Menon Former Foreign Secretary
19. Jacques Chirac Former French President
20. Dilip Parikh Former Gujarat Chief Minister
21. Gurudas Dasgupta Former Parliamentarian and veteran CPI leader
22. Babasaheb Dhabekar Former Maharashtra minister and senior Congress party
leader
23. Kailash Joshi Former Madhya Pradesh Chief Minister
24. Kshiti Goswami Former West Bengal Minister
25. Yasuhiro Nakasone Japan‘s longest-reigning Prime Ministers
Singer/Musician (National-International)
26. Mohammed Zahur Hashmi (Khayyam) Veteran music composer
27. DJ Arafat Ivory Coast music star
28. Jose Jose Legendary Mexican singer
29. Ramakant Gundecha Padma Shri-awardee Dhrupad vocalist
Actor/Director/Producer (National-International)
30. Nimu Bhowmik Veteran Bengali actor
31. Jagannath Mishra Former Bihar Chief Minister
32. Vidya Sinha Veteran Bollywood actress
33. J Om Prakash Veteran director
34. Russi Taylor Veteran actor, who voiced Disney's Minnie Mouse
35. Valerie Harper 4 Times Emmy Award-winning actress
36. Veeru Krishnan Actor and Kathak dancer
37. Raja Sekar Tamil Film Director, Actor and Cinematographer
38. Sanjib Kumar Datta Film editor
39. Sathar Veteran Kerala actor
40. Shyam Ramsay Bollywood‘s famous horror film producer
41. Venu Madhav Telugu film actor
42. J. Michael Mendel American television producer & a four-time Emmy Award
winner
43. Viju Khote Bollywood Actor
44. Jessye Norman Renowned International Opera star
45. Eric Pleskow American-Austrian film producer
46. Diahann Carroll US actress
47. Kadri Gopalnath Legendary saxophonist and the Padma Shri awardee
48. Alexei Leonov the first human to walk in space
49. Sara Danius First female head of Nobel‘s Literature Award Body
50. Alicia Alonso Cuban ballet dancer
51. John Witherspoon Actor and comedian
52. Geetanjali Popular Telugu actress
53. Champak Jain Film producer
54. Shaukat Kaifi Actor
55. Bala Singh Veteran Tamil actor and theatre artist
56. Shelley Morrison Former Hollywood actress
57. Baskar Menon Veteran Journalist in the Press Trust of India (PTI)


Author/Journalist/Activist/Painter (National-International)
58. Niranjan Singh Tasneem Punjabi writer and Sahitya Akademi winner Professor
59. Damodar Ganesh Bapat noted social worker and Padma Shri award winner
60. Kanti Bhatt Veteran Gujarati journalist, author and columnist
61. Toni Morrison 1st African American woman to win the Nobel (1993) in
literature
62. Rajalakshmi Parthasarathy Former Padma Shri award winner and educationist
63. Kiran Nagarkar Sahitya Akademi Award-winning writer
64. Sukhdev Singh Libra Veteran Congress leader and former MP
65. Sivaraman Cheriyanad Renowned writer of Kerala
66. Robert Skinner Boyd Noted American Journalist and Pulitzer Prize winner
67. B R Vats Ex-PTI correspondent
68. Farook Khan Indian-origin journalist in South Africa
69. Kalidas Karmakar Internationally acclaimed painter of Bangladesh
70. K.B. Siddaiah Writer, philosopher and one of the founder members of
Dalitha Sangharsha Samithi
71. Nanammal Padma Shri awardee & India‘s oldest Yoga teacher
72. Nabaneeta Dev Sen Sahitya Akademi awardee writer
73. Vashishtha Narayan Singh Renowned mathematician
74. Clive James Australian writer and broadcaster
Sportsmen/Sportswomen (National-International)
75. Jose Luis Brown Argentina World Cup-winning team football player
76. VB Chandrasekhar Former India and Tamil Nadu cricketer
77. Anant Setalvad Cricket Commentator
78. Harley Race American professional wrestler
79. Malcolm Nash Former cricketer
80. Abdul Qadir Pakistan‘s master leg-spinner
81. Fernando Ricksen Former Rangers and Netherlands football player
82. SK Padmadevi Veteran actor and multi-faceted artiste
83. Madhav Apte Former Indian cricketer
84. Dadu Chougule wrestler and recipient of Major Dhyanchand award
85. Marieke Vervoort Belgian Paralympic athlete
Others (National-International)
86. Kanchan Chaudhary Bhattacharya India‘s first woman Director General of Police (DGP)
87. Neelum Sharma Doordarshan Anchor and Nari Shakti Award Winner
88. Dayanidhi Nayak Freedom Fighter
89. Heeralal Sharma Rajasthan born freedom fighter
90. V Ganesan Indian National Army (INA) veteran
91. Dr H L Trivedi Renowned kidney transplant surgeon and Padma Shri
recipient
92. Gopal Krishna Kadekodi Centenarian philatelist and coin collector
93. Satyapriya Mohathero second highest Buddhist leader of Bangladesh and head of
Sima Bihar of Ramu
94. Mark Hurd Former Co-Chief executive Officer (CEO) of Oracle
95. N. Venkatachala former judge of the Supreme Court and former Lokayukta of
Karnataka
96. Sadako Ogata 1st female UN refugee chief
97. Justice N.V. Balasubramanian Retired Judge of Madras High Court
98. Krishnan Kumar Modi Former President of FICCI
99. TN Seshan Former chief election commissioner
100. Sudhir Dar Renowned cartoonist
101. Brad Gobright A world-renowned rock climber from USA

List/Indexes Released Recently

London has named the world‘s best city for of the 21st century. The film has bagged the 59th
students for the 2nd consecutive year, beating position.
Tokyo and Melbourne that came 2nd and 3rd, The International Migrant Stock 2019 was
respectively, on a new worldwide ranking. released by the Population Division of the UN
Tarava police station in the Subarnapur district of Department of Economic and Social Affairs (DESA).
Odisha has been adjudged as one of the 10 best As per the report, India was the leading country of
police stations in India in the annual ranking for the origin of international migrants in 2019 with a 17.5
year 2018. million strong diaspora.
Serena Williams topped the List Of Highest-Paid India was ranked 44th in the IMD World Digital
Female Athletes 2019 published by Forbes. Competitiveness Ranking 2019 produced by the
Manipur has topped the rankings in Breastfeeding IMD World Competitiveness Center.
and Infant and Young Child Feeding Practices in the Kerala has topped the ―School Education Quality
country. Index‖ launched by NITI Aayog. Uttar Pradesh was
Karnataka tops the State Rooftop Solar ranked at the bottom of the list. Chandigarh has
Attractiveness Index which was launched during the topped the list of Union Territories.
Review Planning and Monitoring (RPM) Meeting with The Reserve Bank of India has released the results
States and State Power Utilities. of the September 2019 round of its Consumer
Statue of Unity' in Gujarat and Mumbai's Soho Confidence Survey. The survey was conducted in
House have been featured by the Time magazine in 13 major cities.
its second annual list of the 2019 World's greatest 5 of the Richest Indians in Forbes India Rich List
places, in a compilation of 100 new and newly 2019 are: Mukesh Ambani with net worth of $51.4
"noteworthy destinations. billion; Gautam Adani ($15.7 billion); Hinduja
According to a report of Economist Intelligence Unit, Brothers ($15.6 billion); Pallonji Mistry ($15 billion);
Mumbai has been ranked as the 45th safest city Uday Kotak ($14.8 billion).
on the Safe Cities Index (SCI) 2019, while Delhi India ranked 82 spots among the 128 countries
stood at the 52nd position. surveyed in the World Giving Index (WGI).
"Global Happiness Survey" by Ipsos, Indian has The IIT Bombay has topped all Indian Institutes in
been ranked 9th on the happiness index among 28 the 2nd edition of Quacquarelli Symonds India
global markets. University Rankings 2020 with an overall score of
Economist Intelligence Unit‘s Global Livability 88.5 followed by IISc Bangalore (ranked 2 with 84.7
Index for 2019, released with both Delhi and score) & IIT Delhi ranked 3rd with score of 82.2.
Mumbai sliding down ranks. Vienna in Austria, According to ‗India Justice Report 2019‘,
Melbourne and Sydney in Australia make the top Maharashtra is the top state in delivering justice to
three cities. its citizens followed by Kerala, Tamil Nadu,
India has surpassed the Netherlands to move Punjab and Haryana in the first-ever ranking of
into the list of top10 countries in terms of total gold states on their capacity to deliver justice to citizens.
reserves. India has gold reserves totaling 618.2 In this classification, Jharkhand, Bihar and Uttar
tonnes. U.S. leads the country list with total gold Pradesh are at the bottom.
reserves of 8,133.5 tonnes followed by Germany Bangladesh has topped the business bribery risk
with 3,366.8 tonnes. in South Asia according to the Trace Bribery
World Economic Forum (WEF) report, India has Matrix.
jumped 6 places to claim 34th spot on world The International Institute of Management
Travel & Tourism Competitiveness Index 2019. Development‘s (IMD) World Talent Ranking
Indian Institute of Technology Ropar and Indian (WTR) report for the year 2019 was released. In the
Institute of Science Bangalore were ranked released report, India was ranked at 59th position,
number 1 among the 56 Indian institutes on the list a slip by 6 places on a global annual list of 63
of the best universities of the world in the World countries. The list was topped by Switzerland.
University Rankings 2020, topped by the Microsoft‘s India-born Chief Executive Officer Satya
University of Oxford, published by the United Nadella has occupied the top spot in Fortune‘s
Kingdom based Times Higher Education. Businessperson of the Year 2019 list.
Filmmaker Anurag Kashyap‘s Gangs of The first-ever Prosperity & Inclusion City Seal and
Wasseypur has become the only Indian film to Awards (PICSA) Index, released in the Basque
feature in ―The Guardian‖ list of 100 Best Films Country capital of Bilbao in northern Spain.

The Comptroller and Auditor General‘s report Aberdeen Police station in the Andaman and
stated that the railways recorded an operating ratio Nicobar Islands ranks 1st in the list of the best-
of 98.44% in 2017-18. The above operating ratio performing police stations in the country while
was the worst in the last 10 years. Operating ratio is dealing with a property offence, a crime against
a measure of expenditure against the revenue. women and weaker sections.
Important Days (August to December)

6 August Hiroshima Day September
7 August National Handloom Day 1 October International Day of Older Persons;
10 August World Biofuel Day (Production of Theme: The Journey to Age Equality.
Bio-diesel from Used Cooking Oil.) 2 October International Day of Non-Violence
12 August The International Youth Day 2019 (birth anniversary of Mahatma
(Transforming education) Gandhi)
19 August World Humanitarian Day 1st Monday World Habitat Day. Theme: Frontier
19 August World Photography Day of October Technologies
20 August Sadbhavana Diwas 4-10 World Space Week. Theme: The
21 August International Day of Remembrance October Moon: Gateway to the Stars
and Tribute to the Victims of 8 October Air Force Day
Terrorism. 9 October World Post Day
22 August ―International Day Commemorating 10 October World Mental Health Day. Theme:
the Victims of Acts of Violence Based Suicide Prevention
on Religion or Belief‖. 11 October International Day of the Girl Child.
23 August International Day for the Theme: GirlForce: Unscripted and
Remembrance of the Slave Trade Unstoppable
and its Abolition‖. 12 October World Migratory Bird Day. Theme
29 August International Day Against Nuclear for 2019: Protect Birds: Be the
Tests Solution to Plastic Pollution!
30 August International Day of the Victim 14 October World Standards Day (International
5 International Day of Charity Standards Day). Theme: Video
September standards create a global stage.
8 International Literacy Day. Theme 15 October International Day of Rural
September of International Literacy Day 2019 is Women. Theme: ―Rural Women
Literacy and Multilingualism. and Girls Building Climate
10 World Suicide Prevention Day Resilience‖
September (WSPD) 15 October World Students‘ Day (APJ Abdul
14 Hindi Diwas Kalam‘s birthday)
September 16 October World Food Day. Theme: ―Our
15 International Day of Democracy Actions Are Our Future‖.
September (Participation) 17 October United Nations‘ (UN) International
16 International Day for the Preservation Day for the Eradication of Poverty.
September of the Ozone Layer. Theme of the day Theme: Acting Together to
for 2019: 32 Years and Healing Empower Children, their Families
18 World Bamboo Day and Communities to End Poverty
September 20 October World Statistics Day. Theme is ―Better
21 International Day of Peace Data, Better Lives
September (Climate Action for Peace) 24 October World Development Information Day
23 International Day of Sign Languages 24 October United Nations Day
September (Sign Language Rights for All) 27 October World Day for Audiovisual Heritage.
26 International Day for the Total Theme: ―Engage the Past Through
September Elimination of Nuclear Weapons. Sound and Images‖
26 World Maritime Day. Theme: 31 October National Unity Day (144th birth
September Empowering women in the maritime anniversary of Sardar Vallabh Bhai
community. Patel)
27 World Tourism Day 31 October World Cities Day. Theme ―Changing

the world: innovations and better life 25th International Day for the
for future generations‖ November Elimination of Violence against
2nd International Day to End Impunity Women
November for Crimes against Journalists 26th National Milk Day
5th World Tsunami Awareness Day November
November 29th International Day of Solidarity with
6th International Day for Preventing November the Palestinian People
November the Exploitation of the 01st World AIDS Day. Theme of this
Environment in War and Armed December year‘s World AIDS Day is
Conflict. ―Communities make the difference‖.
7th National Cancer Awareness Day 02nd United Nations observes
November December International Day for the Abolition
10th World Science Day for Peace and of Slavery
November Development, theme- for 2019 is 03rd International Day of Persons with
―Open science, leaving no one December Disabilities
behind‖. 05th International Volunteer Day
11th National Education Day December
November 05th World Soil Day
12th Public Service Broadcasting Day December
November 07th International Civil Aviation Day
12th World Pneumonia Day December globally
November 07th Armed Forces Flag Day
13th World Kindness Day December
November
14th World Diabetes Day, Theme-
November Family and Diabetes
16th National Press Day
November
16th International Day for Tolerance
November
17th World Day of Remembrance for
November Road Traffic Victims
19th World Toilet Day, Theme- Leaving
November No One Behind.
20th World Children‘s Day
November
21st World Television Day
November
24th 71st Raising Day of NCC
November
Books & Authors

Home Minister Amit Shah released a Vice The book titled as ―Big Billion Startup: The Untold
President M Venkaiah Naidu's book titled Flipkart Story‖ is written by Mihir Dalal and will
―Listening, Learning & Leading‖. be published by ―Pan Macmillan India‖.
The book, titled 'Sridevi: Girl Woman Superstar' A new book titled ―Obama: The Call of History‖
will be launched on Sridevi's 56th birth written by Peter Baker has been released.
anniversary. The book is written by author- A new book on the history of Indian Railways named
screenwriter Satyarth Nayak. "A Short History of Indian Railways", has been
Culture Minister will launch the book ―The Diary of penned by veteran journalist and author Rajendra B
Manu Gandhi‖. The book has been brought out by Aklekar.
National Archives of India, on the occasion of 150th The book, "India's Lost Frontier the Story of the
anniversary of Mahatma Gandhi in collaboration North-West Frontier Province of Pakistan", has
with Oxford University Press. been penned by veteran civil servant Raghvendra
Singh.
The Vice President of India, Shri M. Venkaiah Naidu is set to release on November 2019, edited by
will release 2nd editions of ‗Loktantra Ke Swar Navroz K Dubash.
(Khand 2)‘ and ‗The Republican Ethic (Volume 2) Indian Chess player, Viswanathan Anand has
in New Delhi. penned a book titled ―Mind Master: Winning
‗Fortune Turners: The Quartet That Spun India Lessons from a Champion‘s Life‖.
To Glory‘, book on India‘s spin quartet: Bishan Prime Minister Narendra Modi unveiled a book titled
Singh Bedi, Erapalli Prasanna, Bhagwat ‗Bridgital Nation‘ in New Delhi and authored by N
Chandrashekhar and S. Venkataraghavan, written Chandrasekaran, Chairman, Tata Sons and Roopa
by Aditya Bhushan and Sachin Bajaj has been Purushothaman Eminent industrialist.
launched. Kashi Nath Pandit‘s new book entitled ―Ten
A book titled ―Savarkar: Echoes from a forgotten Studies in Kashmir: History and Politics‖,
past, 1883-1924‖ which describes the life of published by Academic Foundation.
freedom fighter and Philosopher Vinayak Damodar Vice-President M. Venkaiah Naidu released a
Savarkar, is penned by Vikram Sampath and monograph, ‗Musical Excellence of Mridangam‘,
published by Penguin. a rare fusion of art and science of an ancient South
The book titled ―The Cousins Thackeray: Uddhav, Indian instrument on the CSIR-Central Leather
Raj and the Shadow of their Senas‖ written by Research Institute (CLRI) campus in Chennai, Tamil
the journalist Dhaval Kulkarni was released. It is Nadu.
published by Penguin Random House. Chief Justice of India Justice Ranjan Gogoi released
A new book titled ―Being Gandhi‖ written by the Assamese version of the book ‗Courts of
award-winning author Paro Anand released. India: Past to Present‘ in Guwahati, Assam.
A new comic book series ‗Professor Ayushman‘ Union Minister for Jal Shakti released a short
conceived by the National Medicinal Plants documentary film on Water Conservation named
Board(NMPB) was unveiled by the Ayush ministry in ‗SHIKHAR SE PUKAR‘ in New Delhi. The film has
New Delhi. been made to promote ‗Jalshakti Abhiyan‘ and is
Former president Pranab Mukherjee released a based on the Journey of an IAS Officer Ravindra
book named ‗Reset: Regaining India‘s Economic Kumar.
Legacy‘. The book was written by BJP MP On 11th anniversary of the 26/11 Mumbai terror
Subramanian Swamy. attacks, a book titled ―Hemant Karkare -A
A book penned by Indian Ambassador to the Daughter‘s Memoir‖ by his daughter Jui Karkare
Netherlands Venu Rajamony titled ‗India and the Navare was released in Mumbai, Maharashtra.
Netherlands – Past, Present and Future,‘ was Union HRD Minister Ramesh Pokhriyal ‗Nishank‘
released in Amsterdam. launched 3 books which are a collection of stories
A new book entitled ―The Tech Whisperer‖, written for Children namely Kumbh, Garam Pahad and
by digital transformation expert Jaspreet Bindra, Dilli ki Bulbul (Sindhi edition) in New Delhi.
features a chapter on AI (Artificial Intelligence). The National Council of Science Museums
A new book titled ―150 Years of Celebrating the (NCSM) and IIT (Indian Institutes of Technology)
Mahatma the South African Legacy‖, by Fakir Gandhinagar and Kharagpur, have joined hands
Hassen launched in Johannesburg, South Africa. to develop Gandhipedia, an online repository of
The founder of Microsoft Corporation and American books, letters and speeches written by Mahatma
philanthropist Bill Gates‘ new book titled ―How to Gandhi, to commemorate his 150th birth
Avoid a Climate Disaster: The Solutions We anniversary.
Have and the Breakthroughs We Need‖ will be The yearly magazine called ‗Borderman‘ was
released on June 2020. released by Nityanand Rai, Minister of State for
A new book titled ―India in a Warming World: Home Affairs on the occasion of 55th raising day of
Integrating Climate Change and Development‖ BSF (Border Security Force) organized by the Ministry
of Home Affairs.
Defense Current Affairs

India has signed a deal worth around Rs 1,500 Missile (QR-SAM), jointly developed by Defence
crore to acquire R-27 air-to-air missiles from Research and Development Organisation
Russia to be equipped on the Su-30MKI combat (DRDO) and Bharat Electronics Ltd, from a mobile
aircraft. launcher at launch complex III of the Integrated Test
India successfully test-fired its all-weather Range at Chandipur in Odisha.
tracked-chassis Quick Reaction Surface-to-Air

The 5th edition of International Army Scout Arrows‘, which will operate the first squadron of
Masters Competition with teams from 8 countries Rafale fighter jets.
including India, China and Russia as participants was India‘s 2nd Scorpene-class submarine, INS
inaugurated at the Jaisalmer Military Station under Khanderi will be commissioned into the Indian
the aegis of the Southern Command. Navy by Defence Minister Rajnath Singh.
INS Tarkash has arrived in Norway for a 3 day visit Defence Research Development Organization
as part of Western Fleet Overseas Deployment. (DRDO) has handed over the second airborne
The Army has launched "Mission Reach Out" to warning plane, Netra, to the Indian Air Force. The
ensure that basic necessities and essential services Netra is an Airborne Early Warning and Control
are available in the region post the abrogation of (AEWC) aircraft.
the provisions of Article 370 and reorganisation of India and Thailand are all set to organize Joint
Jammu and Kashmir. Military Exercise MAITREE-2019 at Foreign Training
Japanese ship "JS Sazanami", visited Kochi on a 2 Node, Umroi (Meghalaya).
day goodwill visit. JS Sazanami, a Japanese Defence Acquisition Council accorded approval for
Maritime Self Defence Force Ship is a missile Capital Procurement for the Services amounting to
destroyer. approximately Rs 2,000 crores.
Union Home Ministry has fixed the retirement age DRDO and the Aeronautical Development Agency
of all Central Armed Police Force personnel at successfully executed the first-ever arrested landing
60 years. of Light Combat Aircraft (LCA) Tejas (Navy) at
Defence Research and Development the shore-based test facility in Goa. This is a step
Organisation (DRDO) handed over the design of towards the aircraft getting operational on aircraft
Mobile Metallic Ramp (MMR) to the Indian Army. carrier INS Vikramaditya.
MMR has been designed and developed by DRDO. The White water Rafting Expedition christened
It is portable, modular in design, which can be easily ‗RUDRASHILA‘ being undertaken by Kalidhar
assembled or disassembled. Battalion under the aegis of Battle Axe Division was
An Indo-Israel joint venture's "Astra Rafael Flagged Off at Jaisalmer Military station.
Communication System" was inaugurated in A maiden trilateral exercise SITMEX, involving
Hyderabad. The Joint Venture is between Astra Republic of Singapore Navy (RSN), Royal Thailand
Microwave and Israel‘s Rafael Advanced Defense Navy (RTN) and Indian Navy (IN) started at Port
Systems. Blair.
Indian Air Force's Wing Commander Shalija Dhami Indian Air Force has successfully flight-tested air-to-
has become the first female officer in the country air missile Astra off the coast of Odisha. The missile
to become Flight Commander of a flying unit. was launched from a Sukhoi Su-30 MKI combat
Indian Air Force has inducted 8 Apache AH-64E aircraft.
attack helicopters at the Pathankot Air Force Defence Minister Rajnath Singh becomes the first
station to enhance its combat capabilities. The AH- defence minister to fly in the indigenously-built light
64E Apache is one of the world's most advanced combat aircraft (LCA) Tejas. He flew in the Tejas
multi-role combat helicopters. fighter aircraft from the HAL airport in
Indian Army has announced that the first batch of Bengaluru.
100 women soldiers in the Army is likely to be Indian Army conducted a massive rare exercise
commissioned by March 2021. ‗Chang Thang‘ in Eastern Ladakh bordering
Indo-US defence cooperation, a joint military China. The exercise involved the use of infantry,
training, Exercise "Yudh Abhyas 2019". This mechanised forces, T-72 tanks, with force
exercise is being conducted at Joint Base Lewis Mc multipliers such as artillery guns and Unmanned
Chord, Washington, the USA. Aerial Vehicles. The Indian Air Force was also roped
‗SLINEX 2019‘, the bilateral maritime exercise in the exercise.
between India and Sri Lanka commenced on 7 India and the United States are set to hold their
September 2019 at Visakhapatnam (Andhra first tri-services exercise code-named ―Tiger
Pradesh). Triumph‖ at Visakhapatnam and Kakinada, Andhra
Defence Research and Development Organisation Pradesh in November this year.
(DRDO) successfully flight tested an indigenously- 4th edition of Joint Military Exercise KAZIND-2019
developed low weight, fire and forget Man- between India and Kazakhstan will be conducted
Portable Antitank Guided Missile (MPATGM) in at Pithoragarh, Uttarakhand.
the ranges of Kurnool, Andhra Pradesh. Army officer Ponung Doming became the first
Indian Air Force (IAF) resurrected the Air Force woman officer from Arunachal Pradesh to be
Station (AFS) Ambala-based 17 Squadron ‗Golden elevated to the rank of Lieutenant Colonel in the
Indian Army.
Defence Minister Rajnath Singh has formally 72 and T-90 Tanks to be executed by the Indian
commissioned the Indian Coast Guard offshore industry.
patrol vessel ‗Varaha‘ at the Chennai Port Trust. The Defence Research and Development
The 23rd edition of the trilateral maritime exercise Organisation has started work to produce
of India, Japan and the United States (US) hypersonic weapon missiles that travel at 5 times
named ―Malabar 2019‖ exercise begun at Sasebo, speed of sound, or a little over a mile every second.
Japan. The Indian Army (IA) is to conduct exercise
Army chief Gen Bipin Rawat takes over as the new codenamed ―Sindhu Sudarshan‖ for the year
Chairman of the Chiefs of Staff Committee. 2019 in the deserts of Rajasthan to evaluate the
India successfully test-fired a land-attack version of capability of the defence services in an integrated
BrahMos supersonic missile from Chandipur coast air-land battle.
in Odisha‘s Balasore district. DRDO conducted the The bilateral ‗Exercise SHAKTI‘ between the armies
test-fire successfully. of India and France will be conducted at Foreign
14th edition of Indo–Mongolian joint military Training Node in Mahajan Field Firing Ranges,
training, Exercise Nomadic Elephant-XIV started. Rajasthan.
The Indian Army is being represented by a The first-ever India-Uzbekistan joint military
contingent of a battalion of RAJPUTANA RIFLES. exercise Dustlik-2019 begin at Chirchiq Training
India has got the 1st Rafale fighter jet ―RB-001‖ Area near Tashkent, Uzbekistan.
built for the Indian Air Force (IAF) at Production Unit The second phase of the biggest US- Bangladesh
of Dassault Aviation in France. 1st batch of jets will Navy exercise named ‗Cooperation Afloat
arrive in India only in May 2020. Readiness and Training (CARAT)- 2019‘ started
The 2nd edition of Coordinated Patrol (CORPAT) of in Chattogram, Bangladesh.
the navies of India and Bangladesh has begun in Union Minister of State for Defence Shripad Naik
Northern Bay of Bengal. inaugurated the Defence Research & Development
The 2nd joint military exercise ‗Dharma Guardian- Organisation (DRDO) Igniter Complex at High
2019‘ to promote military cooperation between Energy Materials Research Laboratory (HEMRL)
India and Japan will be held in Mizoram from 19 in Pune, Maharashtra.
Oct to 02 Nov 2019. Garden Reach Shipbuilders and Engineers Ltd
The 10th edition of the joint military exercise ‗Vajra (GRSE) delivered Fast Patrol Vessel (FPV) ICGS
Prahar 2019‘ between India and the US will be Annie Besant, the second in the series of five such
held at Joint Base Lewis-McChord (JBLM) in ships, to the Indian Coast Guard.
Seattle, US. India is jointly exercising its anti-submarine warfare
Indian Air Force and Japanese Air Self Defence corvette INS Kamorta along with Indonesian
Force (JASDF) carrying out a joint military air force warship KRI Usman Harun, a multi-role corvette, in
exercise named ‗Shinyuu Maitri‘ began from the Bay of Bengal as part of an ongoing bilateral
October 17 to 23, at the air force station, Arjan exercise ‖Samudra Shakti‖.
Singh in Panagarh town in West Bengal. The Indian Coast Guard (ICG) tested its efficiency
Indian Air Force (IAF) kickstarted its bilateral joint and preparedness during the Regional Level
exercise with Royal Air Force Oman (RAFO), named Search and Rescue Workshop and Exercise 2019
‗EX EASTERN BRIDGE-V‘ at Air Force Base (ReSAREX- 19) conducted off the Goa coast.
Masirah, Oman. The defence ministry is organising Def-Connect in
Andaman and Nicobar Command (ANC) has New Delhi to showcase the accomplishments of the
conducted the 2nd edition of Defence of Andaman Innovations for Defence Excellence (iDEX) initiative.
& Nicobar Islands 2019 (DANX-19). The India-U.S. tri-services amphibious exercise
The India-Myanmar Naval Exercise called IMNEX- ―Tiger Triumph‖ has begun in Visakhapatnam,
2019 is being organised in Visakhapatnam, Andhra Pradesh.
Andhra Pradesh. The exercise would be conducted in Lt. Cdr. Karabi Gogoi has become the first
two phases: Harbour phase and Sea Phase. woman officer from the Indian Navy to be posted
2-day long manoeuvres by Sudarshan Chakra as the Assistant Naval Attache at the Indian
Vahini of Indian Army Started at Jaisalmer, field embassy in Moscow.
firing range in Rajasthan. India has successfully conducted the first night trial
The Defence Acquisition Council has approved 3 of Agni-II, its versatile surface-to-surface medium-
projects worth Rs 3,300 crore of ―indigenously range nuclear-capable missile from Dr Abdul
designed and developed equipments‖. The projects Kalam Island off Odisha coast.
include 3rd generation Anti-Tank Guided Missiles The Sudarshan Chakra Corps of the Indian Army
(ATGM) and Auxiliary Power Units (APUs) for the T- conducted ‗Sindhu Sudarshan‘ exercise in
Barmer, Rajasthan.
Navies of India and Qatar have started a 5-day the drill. MILAN stands for ‗Multilateral Naval
bilateral maritime exercise ―Za‘ir-Al-Bahr‖ begins Exercise‘.
in Doha, Qatar. A maiden bilateral exercise between the Indian
Garden Reach Shipbuilders and Engineers Ltd Navy and the Japanese Maritime Self Defence
(GRSE) delivered to the Indian Coast Guard Ship Force (JMSDF) have conducted Mine
(ICGS) ‗Amrit Kaur‘, the third in a series of five Countermeasure Exercise (MINEX) 2019 at Kochi,
‗Fast Patrol Vessels‘ (FPV). Kerala.
The National Investigation Agency (NIA) will host The Indian Army has successfully test-fired 2 Spike
the first-ever counter-terrorism (CT) exercise for the long-range anti-tank missiles at Mhow in
Quad countries in New Delhi. The Quad countries Madhya Pradesh.
include the United States (US), India, Australia, The 7th edition of India-Sri Lanka joint exercise
and Japan. ―MITRA SHAKTI‖ begins at Aundh Military Station,
President Ram Nath Kovind and Supreme Pune.
Commander of Indian Armed Forces awarded India successfully test-fired its indigenously
President‘s Colour to Indian Naval Academy developed surface-to-surface nuclear-capable
(INA), Ezhimala at Kochi, Kerala. Prithvi-II missile off Odisha coast.
The US State Department cleared the sale of The 8th India-China joint training exercise
sophisticated MK-45 naval guns worth $1 billion ‗HAND-IN-HAND 2019‘ with the theme counter-
to India. terrorism under United Nations mandate is
The Indian Navy will host military drill ‗Milan 2020‘ scheduled to be conducted at Umroi, Meghalaya
in March which will witness the participation of from 07 to 20 December 2019.
several countries. 41 nations from South Asia, Exercise INDRA 2019 a joint, tri-services exercise
Southeast Asia, Africa and Europe that share between India and Russia will be conducted in
defence cooperation with India have been invited for India from 10-19 December 2019 simultaneously at
Babina (near Jhansi), Pune, and Goa.
Sports Current Affairs

Cricket {National Game of: Australia, Bermuda, cricket during the 3rd T20I against New Zealand at
England, Jamaica No. of Players: 11 Pallekele.
Important Terms associated: Arm ball, Beamer, Australian fast bowler Megan Schutt scripted history
Bottom hand, Bouncer, Cameo, Carrom ball, by becoming the first woman to claim two
Chinaman, Flick, Free hit, Glance, Googly, Hat- hat-tricks in white-ball cricket.
trick, Hit wicket, Leg bye, Nelson, Night watchman, Former England captain Andrew Strauss appointed
Pinch hitter, Sweep, Upper Cut.} as the chairman of the England and Wales Cricket
Board‘s cricket committee.
Indian pace bowler Jasprit Bumrah become the Former Indian Cricketer Dinesh Mongia announced
third Indian to register a hat-trick in test cricket retirement from all forms of cricket.
against West Indies, held in Kingston, Jamaica. ICC banned Sri Lankan off-spinner Akila
Zimbabwe captain Hamilton Masakadza has Dananjaya from bowling in international matches
announced to retire from international cricket. for 1 year.
Senior India batswoman Mithali Raj has Prithvi Shaw has been suspended by Board of
announced retirement from International T-20 Control for Cricket in India for 8 months for a
Cricket. doping violation.
FormerPak captain Misbah-ul-Haq appointed as The International Cricket Council has named
head coach and chief selector of Pakistan's cricket Michael Gough of England and Joel Wilson of
team. Waqar Younis as the team's new bowling the West Indies in the Emirates ICC Elite Panel of
coach. Umpires for 2019-20 seasons.
Rashid Khan broke the 15-year-old record by Former India player and Andhra Ranji captain, Y.
becoming the youngest Test captain in the Test Venugopal Rao has announced his retirement
Cricket history. from all forms of cricket.
India Red beat India Green to clinch the Duleep ICC has launched the inaugural World Test
Trophy title in Bengaluru. Championship in red-ball cricket to determine
Sri Lanka‘s Lasith Malinga has become the first the World Test Champion. The top 9 Test teams
T20I bowler to take 100 wickets and became the will compete in the 2-year long tournament.
first-ever bowler to pick up 2 hat-tricks in T20I

Australia all-rounder Ellyse Perry became the first cricket for not reporting to the ICC that he was
cricketer of either gender to reach the rare approached by the bookies.
milestone of scoring 1000 runs and taking 100 Harmanpreet Kaur has become the 1st Indian to
wickets in the T20 format. play 100 T20 International matches.
South African bowler Dale Steyn has announced ICC changed the super-over rule for all its major
his retirement from Test cricket. events following the uproar over the outcome of the
South African batsman Hashim Amla has retired men‘s World Cup final this year when England was
from all formats of international cricket. declared winners against New Zealand on boundary
The Cricket Australia has announced new count.
transgender inclusive policy. The 17-year-old Mumbai teenager Yashasvi
Cricket has been included in the Commonwealth Jaiswal make history as she became the youngest
Games for the 1st time since 1998 in Kuala Lumpur. cricketer in the world to score a double century in
Women‘s T20 has been included for the 2022 One Day cricket. She scored 203 off 154 balls
edition CWG to be held in Birmingham. against Jharkhand at Alur, Karnataka.
India defeated England to win the inaugural T20 England all-rounder Jennifer Louise Gunn has
Physical Disability World Cricket Series 2019 in announced her retirement from international cricket.
England. Indian cricketer Rohit Sharma smashed the former
Former all-rounder Ravi Shashtri has been Australia cricketer Don Bradman‘s record of highest
appointed as the head coach of Indian cricket team average in Test cricket on home soil. He broke
for another two years. the 71-year-old record that was previously held by
Australian player Marnus Labuschagne become Bradman by scoring an average of 99.84.
the 1st Concussion Substitute player of International Former South Africa skipper Graeme Smith and
cricket. Former Australian off-spinner Tim May has been
Former Australian pace bowler Mitchell Johnson elected an Honorary Life Member of the
elected as an Honorary Life Member of the MCC. Marylebone Cricket Club (MCC).
Former India paceman Shanthakumaran Steve Smith became the fastest cricketer to score
Sreesanth‘s life ban has been reduced to 7 years by 7,000 Test runs, shattering a record that had stood
BCCI. The Ban will end in 2020. This order was since 1946, while moving past Donald Bradman to
passed by BCCI Ombudsman, Justice (Retd.) DK become Australia‘s 11th highest scorer.
Jain. The Indian cricket team played its first-ever Day-
The Board of Control for Cricket in India has Night Test match against Bangladesh at the Eden
announced that mobile payments and e-commerce Gardens, Kolkata.
company ―Paytm‖ has retained the title India pacer Deepak Chahar has became the first
sponsorship rights. Indian bowler to take a hat-trick in the Twenty20
Former Indian opener Vikram Rathour Internationals during the match against
appointed as team India‘s new batting coach. He will Bangladesh and also produced the best-ever figures
replace Sanjay Bangar. in the Twenty20 Internationals i.e. 6 wickets for 7
West Indies pacer Cecil Wright has announced his runs in 3.2 overs.
retirement from all forms of cricket at the ripe old
age of 85. Football {National Game of: Brazil, Italy, Germany,
Ajantha Mendis, the mystery spinner from Sri Israel, Mauritius, Poland No. of Players: 11
Lanka, has announced his retirement from all Important Terms Associated: Back Pass, Corner
forms of cricket. Kick, Free Kick, Dribble, Futsal, Header, Kick off,
Veteran Mumbai all-rounder Abhishek Nayar has Banana Kick, Toe Poke, Throw-in, Bicycle Kick}
announced his retirement from all forms of cricket. Former France and Manchester United defender
Karnataka defeated Tamil Nadu by 9 wickets in the Patrice Evra has announced his retirement.
finals to win the 2019-20 Vijay Hazare Trophy. Liverpool Football player Virgil van Dijk has won
Indian Fast bowler Jasprit Bumrah and batswoman UEFA's Player of the Year award and England's
Smriti Mandhana has won the Wisden India footballer Lucy Bronze won the Women's Player of
Almanack Cricketer of the Year award. The book the Year award.
titled ―Cricket Country: The Untold History of the In football, Gokulam Kerala FC won the 129th
First All India Team‖ by Prashant Kidambi was Durand Cup, defeating heavyweights Mohun Bagan
adjudged the Wisden India Book of the Year 2019 in Salt Lake Stadium Kolkata.
(Published by Penguin India). Former Chelsea, Arsenal and England football
ICC banned Bangladesh Test and T20 Captain player Ashley Cole aged 38, announced his
Shakib Al Hasan for 2 years from all forms of retirement from football.

Liverpool defeated Chelsea in the finals to win Tennis

UEFA Super Cup held in Istanbul. India won gold medal at the Under 12 Asian
The Netherlands' most-capped player Wesley Tennis Team championship held in Kazakhstan
Sneijder announced his retirement from football. defeated Chinese Taipei.
Soccer body CONMEBOL suspended Lionel Messi Canadian teenager Bianca Andreescu wins Rogers
from international matches for three months Cup tennis tournament 2019 held in Toronto,
because of accusations of corruption he made at Canada.
the latest Copa America. Nikoloz Basilashvili wins the German Tennis
Legendary Uruguay striker Diego Forlan has Championships.
announced his retirement from professional football. Rafael Nadal wins in Montreal to win 35th
India U-15 team thrashed Nepal 7-0 to lift the Masters crown and also extended his record haul of
SAFF U-15 title at the Kalyani Stadium in Kolkata. Masters 1000 titles.
Qatar unveiled the logo for the FIFA 2022 World Chennai Lions defeated Dabang Delhi to win the
Cup. The design is a stylised Arabic white unisex Ultimate Table Tennis league.
shawl with maroon patterning, which is displayed in Indian tennis player Divij Sharan clinched the
a figure-of-eight symbolising infinity. men‘s doubles title in ATP Tour tennis tournament in
Manipur defeated Railways by 1-0 to win the Senior St. Petersburg, Russia. Divij Sharan Open with
Women‘s National Football Championship held in partner Igor Zelenay, defeating Matteo Berrettini and
Pasighat, Arunachal Pradesh. This was Manipur‘s Simone Bolelli.
20th National title. Daniil Medvedev won a sixth career title as he
German World Cup champion Bastian defeated Borna Coric 6-3, 6-1 in the final of the St
Schweinsteiger has announced his retirement Petersburg Open, Russia.
from soccer. Nelly Korda has won the Ladies European Tour
The Indian football team won the 3rd Edition of Title at Lacoste Ladies French Open. She shot a
the SAFF U-15 Women‘s Championships 2019 by four-under 67 to win her first Ladies European Tour
beating Bangladesh by 5-3 in the penalty shoot-out. title.
Indian football team dropped two places to 106th Indian tennis player Sumit Nagal has won the
position in the latest FIFA rankings. Belgium has men‘s singles title at the ATP Challenger
managed to hold on to the top spot, followed by Tournament held in Buenos Aires, Argentina.
France and Brazil. Prithvi Sekhar beats Jaroslav Smedek to clinch the
FIFA has banned 3 South American football men‘s singles title in World Deaf Tennis
officials-Former Peru Football Federation Manuel Championships 2019 held in Antalya, Turkey.
Burga and Argentinian officials Eduardo Deluca Indian men‘s doubles pair Chirag Shetty and
and Jose Luis Meiszner, for a lifetime for Satwiksairaj Rankireddy has won the silver
connection with a 2015 corruption scandal in medal in the men‘s doubles event at French Open.
football. Japan‘s Naomi Osaka defeated world number one
Spain‘s striker David Villa has announced his Ashleigh Barty with a score of 3-6, 6-3, 6-2 to won
retirement from football. the China Open held in Beijing, China.
Brazilian football team defeated the football team Novak Djokovic defeated Australia‘s John Millman
of Mexico in the finals for 2-1, to win the 18th in the finals to win the Japan Open title.
edition of the FIFA (Fédération Internationale de Novak Djokovic won the Paris Masters 2019
Football Association) under 17 World Cup trophy title. He won the title for the fifth time.
held in Brasilia, Brazil. Indian paddler Harmeet Desai wins men‘s singles
title at International Table Tennis Federation
Hockey {National Game of: India, Pakistan No. of (ITTF) Challenge Indonesia Open 2019 Table Tennis
Players: 11 tournament held at Batam, Indonesia.
Important Terms Associated: Advancing, Bully, Rafael Nadal has clinched 6th Davis Cup title for
Center Pass, Dribble, Drive, Flagrant Foul, Flick, Spain after beating Denis Shapovalov of Canada in
Free Hit, Striker, Tackle, Undercutting, Dodge, front of a jubilant home crowd in Madrid.
Drag Flick, Grip, Hacking, Penalty Corner, Wall
Pass} Grand Prixes
Great Britain defeated India in the finals of the Spain motorcycle racer, Alex Rins of the Team
9th edition of the Sultan of Johor Cup 2019, an SUZUKI ECSTAR defeated Marc Marquez won the
international men‘s under-21 field hockey
British Grand Prix.
tournament, held at Johor Bahru, Malaysia. Red Bull's Max Verstappen wins German Grand
Prix held in Hockenheim, Germany.

Formula One Mercedes driver Lewis Hamilton Indian shuttler Priyanshu Rajawat wins the
defeated Max Verstappen to win the Hungarian men‘s singles title at the Bahrain International
Grand Prix. Series Badminton at Isa Town, Bahrain.
Charles Leclerc won the Belgian Grand Prix after India‘s Maisnam Meiraba Luwang clinched the
defeating Lewis Hamilton by less than a second. boys‘ singles U-19 title at the Woncheon Yonex
Ferrari‘s Charles Leclerc has won the Italian Korea Junior Open Badminton International
Grand Prix. Challenge 2019 in Miryang, Korea.
Ferrari Sebastian Vettel has won the Singapore India‘s Lakshya Sen has won the SaarLorLux
Grand Prix. The event was held at the Marina Bay Open badminton tournament at Saarbrücken in
Street Circuit, Singapore. Germany.
Mercedes‘ driver Lewis Hamilton has won the India‘s Lakshya Sen has won the Scottish Open
Mexican Grand Prix 2019. badminton men‘s singles title, defeating Brazilian
Formula One world champion Lewis Hamilton of Ygor Coelho to seal his fourth title in 3 months.
Mercedes won the 2019 Russia F1 Grand Prix
(Formula 1 GP) at Sochi Autodrom race track in Boxing/ Wrestling/Weightlifting
Russia. Tamil Nadu girl Jerlin Anika has won the gold
Mercedes‘ Valtteri Bottas (Finland) won the 2019 medal in the World Deaf Youth Badminton
Japanese Grand Prix held at the Suzuka Championships held in Taipei.
International Racing Course in Suzuka in Mie Indian sprinter VK Vismaya has won the gold
Prefecture, Japan. medal in the 400m run at the International Athletic
Red Bull‘s Max Verstappen (Netherlands) won F1 Meeting-Josef Seckar Memorial (MJS) in Brno, Czech
Brazilian Grand Prix at Interlagos in São Paulo, Republic.
Brazil. India's Komalika Bari became recurve cadet
Mercedes racer Lewis Hamilton has won the Abu world champion at the World Archery Youth
Dhabi Grand Prix held in Abu Dhabi, UAE. Championships in Madrid, Spain.
Vinesh Phogat won gold in women‘s 53kg
Badminton category at Poland Open wrestling tournament in
Ace Indian shutter PV Sindhu won the World Warsaw.
Championships title defeating Japan's Nozomi German cancer researcher Fiona Kolbinger won
Okuhara in the final at Basel, Switzerland. She has the mixed annual 4,000km(2,485 miles) cycling
become the first Indian to book a gold medal at the Transcontinental Race from Burgas in Bulgaria to
World Championships. Brest in France.
India‘s Satwiksairaj Rankireddy and Chirag Australia‘s reigning world-champion hurdler Sally
Shetty defeated Li Jun Hui and Liu Yu Chen to Pearson announced her surprise retirement due to
won the men‘s doubles final of the Thailand Open injury.
badminton championship in Bangkok. The World Archery (WA) has suspended the
Indian Sourabh Verma defeated Singapore's Loh Archery Association of India for violating its
Kean Yew to clinch the Men's Singles title in the guidelines.
Hyderabad Open. Bajrang Punia defeated Iran‘s Peiman Bibyani to
Sourabh Verma has won the Vietnam Open Super win gold at Tbilisi Grand Prix held in Tbilisi,
100 title held at the Ho Chi Minh City, Vietnam Georgia.
defeated China‘s Sun Fei Xiang in the thrilling Men‘s Shot putter Tejinderpal Singh Toor won a silver
Singles. medal during an athletic meet at Decin in the Czech
Indian Badminton star, Lakshya Sen has won the Republic.
Belgian International badminton title. He defeated Kenya‘s Brigid Kosgei completed the fastest half-
Victor Svendsen of Denmark. marathon ever ran by a woman. She won the Great
Indian shuttler Kaushal Dharmamer has won the North Run in a time of 1 hour, 04 minutes and 28
Myanmar International Series. He defeated seconds.
Indonesia‘s Karono Karono. Bajrang Punia won a bronze medal at the 2019
Olympic gold medalist Carolina Marin defeated World Wrestling Championships in Nur-Sultan,
Taiwan‘s Tai Tzu Ying in the women‘s badminton Kazakhstan. He defeated Mongolia‘s Tulga Tumur
singles final match to lift the China Open title. Ochir in the 65 kg weight category.
Indian shuttler Lakshya Sen clinched his maiden Indian wrestler Rahul Aware has won a bronze
BWF World Tour title by winning the Dutch Open medal in men‘s 61-kilogram freestyle category
men‘s singles at Almere in the Netherlands. at the World Championship in Nur-Sultan,
Kazakhstan.

Aryna Sabalenka defeated American Alison Riske

in the summit clash by to won the WTA Wuhan
Open held in Wuhan, China.
India‘s N. Wilson Singh and Satish Kumar
Prahapati won the gold medal in the 10m platform
synchronised diving event at the Asian Age Group
Championships held in Bengaluru.
Jamaican sprint legend Shelly-Ann Fraser-Pryce won
gold medal in 100m race of 2019 IAAF World
Championships held in Doha.
Indian fencer Bhavani Devi wins the silver medal in
the women‘s sabre individual event at the Tournoi
satellite competition in Belgium.
Sports Events |Tournaments Current Affairs
International Army Games was held in Belarus
in August 2019.
Indian team created history by winning one gold,
one silver and two bronze medals at the world's
biggest international vocational skill competition, Other Sports Current Affairs
45th World Skills Kazan 2019, Russia. American Collin Morikawa has won the US PGA
The 3rd edition of Khelo India Youth Games title at the Barracuda Championship. This was his
2020 will be held in Guwahati. The Games will see 1st win in the US PGA title.
a participation of more than 10,000 athletes and Abhishek Verma won the gold medal and Saurabh
officials. Chaudhary won the bronze medal in the men's 10m
Egan Bernal became the 1st Colombian to win the air pistol event of the World Cup at Rio de Janeiro.
Tour de France which finished in Paris, France. While Elavenil Valarivan opened India's account
Indian shooter Yashaswini Singh Deswal won gold with a gold in the women's 10m air rifle event.
in the women's 10meter Air Pistol event at the The Indian team of Sukhbeer Singh,
ISSF World Cup at Rio de Janeiro in Brazil. Sangampreet Singh Bisla and Tushar Phadtare
The 8th edition of Ladakh Marathon was held in clinched a bronze medal in the junior compound
Leh. It is the highest marathon in the world as it is men's team event in the World Archery Youth
held at over 11,000 feet above the mean sea level. Championships in Madrid, spain.
Zimbabwe and Nepal were re-admitted as ICC B.N.S. Reddy beats Bruce Barrios of the U.S. in the
members in a meeting held in Dubai. men‘s singles final to win the gold medal at the
India will host the 2023 Men‘s Hockey World Cup World Police and Fire Games. The tournament was
from 13th to 29th of January. held in Chengdu, China.
2019 World Kabaddi Cup will take place in Indian Para Swimmer Satendra Singh Lohia has
Punjab. become the first Asian swimmer to cross the Catalina
13th edition of South Asian Games has officially Channel of America. Satendra holds the Asian
kicked off in Kathmandu, Nepal. record of crossing both the English and Catalina
channels.
Indian sprinters Hima Das and Mohammad
Anas have won a gold medal and Nirmal Tom
clinched a bronze medal in 300m races at the
Athleticky Mitink Reiter event.
Deepak Punia defeated Russia's Alik Shebzukov
in the 86 kg junior freestyle event to won the gold
medal at the Junior World Championships held in
Talinn, Estonia and become the 1st Indian in 18
years to win a Junior World Championship title.
Simone Biles makes history with a never-before-
seen ―triple-double‖ floor exercise landing.
Aishwarya Pissay made history by becoming the
first Indian to win a world title in motorsports as she
won the FIM World Cup in women‘s category after

the final round of the championship in Varpalota, 2019. Most Valuable Player award of the League
Hungary. was bagged by Naveen Kumar from Dabang Delhi.
Anupama Swain won a bronze medal in the The logo "circular design with Paris 2024 in the art
recently concluded World Martial Arts Mastership deco style incorporating the lips and outline of
2019. Marianne, the personification of the French Republic
Manu Bhaker and Saurabh Chaudhary won the since the revolution in 1789" for the Paris 2024
gold medal in mixed 10m air pistol at the ISSF Olympic Games unveiled at a ceremony in the
World Cup in Rio de Janeiro. French capital.
The Sports Ministry of India de-recognised the The 6-time world champion Mangte Chungneijang
Paralympic Committee of India for violation of Mary Kom inducted into the 10-member sports
the National Sports Code. The committee violated ambassador group by the International Olympic
the code by removing its elected president Rao Committee (IOC) on Boxing workforce to represent
Inderjit Singh. boxers ahead of the 2020 Tokyo Olympic Games.
Pankaj Advani defeated Nay Thway Oo to win the South Africa defeated England‘s team by 32-12
150-up format at the IBSF World Billiards scores in the final of the 9 edition of Rugby World
Championship held in Mandalay, Myanmar. Cup 2019 held at International Stadium, Yokohama,
Spain defeated Argentina by 95-75 to win the Japan.
Basketball World Cup held in Beijing, China. Manu Bhaker won gold medal in women‘s 10m air
Union Minister of State for Finance and Corporate pistol event in Asian Shooting Championships
Affairs Anurag Thakur announced that a cricket 2019.
and sports academy will be set up in Leh, Ladakh. Two-time Olympic boxing champion Nicola Adams
Indian chess grandmaster, Koneru Hampi of (37 years) announced her retirement from the sport
Gudivada (Andhra Pradesh) has clinched Fide World on medical advice due to the vulnerability of losing
Grand Prix 2019 title with 8 points from 11 rounds in eyesight.
Skolkovo, Russia. Saurabh Chaudhary claimed the silver medal in
The Indian team of Pankaj Advani and Aditya men‘s 10m air pistol event to continue India‘s
Mehta to win the ―IBSF World Snooker‖ title. surge at the 14th Asian Championship in Doha,
Indian track and field legend PT Usha was Qatar.
presented the Veteran Pin by the world athletics Javelin thrower Sundar Singh Gurjar has won
governing body, in recognition of her contribution to India‘s second gold and defending his World Para
the growth of the sport. Athletics Championships title in the men‘s F46
Rupa Gurunath was appointed as the first woman javelin throw event in Dubai.
president of Tamil Nadu Cricket Association The International Association of Athletics
(TNCA) at the 87th Annual General Meeting of Federations (IAAF) has officially changed its name
TNCA in Chennai, TamilNadu. and will now be known as ―World Athletics‖.
The Zozo Championship 2019 tournament title Laishram Sarita Devi (Manipur) is among the 6
was clinched by America‘s Tiger Woods. boxers from 5 continents who were elected as
Indian boxer Shiva Thapa and Pooja Rani has members of AIBA Athletes Commission.
clinched gold medal while Ashish settled for a Reigning Commonwealth Games champion
silver, in Olympic Test Event for Boxing in Tokyo, Shreyasi Singh won the women‘s Trap Gold at the
Japan. ongoing 63rd National Shooting Championship for
Praveen Kumar defeated Philippines‘ Russel Diaz shotgun events in New Delhi.
by 2-1 in the men‘s sanda event in the 48kg India‘s Manu Bhaker created history at World Cup
category and became the 1st Indian man to win a Finals in Women‘s 10m Air Pistol event of
gold medal at the Wushu World Championships. International Shooting Sport Federation at
Poonam in women‘s 75kg category and Sanathoi Putian in China.
Devi in women‘s 52kg category secured silver Elavenil Valarivan and Divyansh Panwar
medals while Vikrant Baliyan bagged the bronze clinching gold medals in their events to give the
in the men‘s 60kg category at the Wushu World country its best ever single-day show in the ISSF
Championships. World Cup Finals in Putian, China.
Austria‘s Christine Wolf has won the Hero Sangram Dahiya and Varsha Varman clinched
Women‘s Indian Open at Gurugram, Haryana. double trap titles, winning gold at the 63rd
Simone Biles has clinched a record-extending 15th National Shotgun Shooting Championship in
World Gymnastics Championship title in Stuttgart, New Delhi.
Germany. Indian archers Deepika Kumari and Atanu Das
Bengal Warriors defeated Dabang Delhi in the won a bronze medal in the recurve and compound
final of 7th season of Vivo Pro Kabaddi League
mixed event at the Asian Archery Championships the 21st Asian Archery Championships, which ended
in Kolkata. in Bangkok, Thailand.
Abhishek Verma and Jyothi Surekha Vennam Star wrestlers Vinesh Phogat and Sakshi Malik
claimed the gold in compound mixed pair event at registered convincing wins in the finals to claim gold
medals at the Senior Wrestling National
Championships in Jalandhar, Punjab.
Science & Technology

Scientists have developed an automated system The 5th edition of India International Science
that uses artificial intelligence (AI) to detect and Festival (IISF) will be held in Kolkata from
capture fast radio bursts (FRBs) in real-time. November 5-8. IISF is the largest science festival in
The Super-Earth planet named GJ 357d was the world. The theme for this year‘s festival is ‗RISEN
discovered in early 2019 owing to NASA's India – Research, Innovation, and Science
Transiting Exoplanet Survey Satellite (TESS), a Empowering the Nation‘.
mission designed to comb the heavens for Saturn overtakes Jupiter as planet with most
exoplanets. moons. A team of astronomers has discovered a
A team of researchers at the Indian Institute of haul of 20 new moons orbiting the ringed planet,
Technology, Guwahati has developed a portable Saturn. This discovery has brought its total to 82
device to detect bacteria without cell culture or moons, while Jupiter, by contrast, has 79 natural
microbiological assays. satellites.
US carrier rocket Falcon 9 loaded with Israeli Union Minister of Science & Technology and Minister
AMOS-17 communication satellite successfully lifted of Earth Science has inaugurated India‘s 1-ever
off from a space centre in Florida, spacecraft multi-venue Mega science exhibition, ‗Vigyan
manufacturer SpaceX. Samagam 2019‘, in Kolkata, West Bengal.
Researchers from IIT Kharagpur have developed Indian Institute of Technology-Madras, in
a low-cost diagnostic device which can perform collaboration with Phoenix Medical Systems,
various pathological tests by using blood taken from launched the country‘s first indigenously-designed
a fingerprick. standing wheelchair.
Chinese telecom giant Huawei unveiled its own NASA‘s "Neutron Star Interior Composition
operating system which will be called the Explorer" telescope on the International Space
HongmengOS, also known as the HarmonyOS. Station has detected a massive thermonuclear
Ankita Gulati from IIT Delhi was awarded the explosion coming from outer space, caused by a
NCPEDP-Mphasis Universal Design Award 2019 for massive thermonuclear flash on the surface of a
developing a multisensory kit named Touch Vision. pulsar.
This Kit aims at digital inclusion for 253 million NASA (National Aeronautics and Space
persons with visual impairment globally. Administration) has launched its 1st all-electric
Artificial intelligence (AI) company Cerebras experimental aircraft named the X-57 ―Maxwell‖ to
Systems has unveiled the world‘s largest single be operational by late 2020.
silicon-based processor named Cerebras Wafer National Aeronautics and Space Administration
Scale Engine(WSE). This chip has 1.2 trillion (NASA) has renamed a distant space rock Ultima
transistors. Thule, to Arrokoth or ―sky‖. Arrokoth is a name of
Russia launched an unmanned rocket carrying a the Native American Powhatan language following a
life-size humanoid robot named Fedor, to assist significant backlash over the old name‘s Nazi
astronauts on the International Space Station. connotations.
NASA announced that it has named a rock on Microsoft rolled out its K12 Education
Mars in honour of the iconic English band, The Transformation Framework more widely to
Rolling Stones. schools across India at the second edition of the
Intel Corp launched its latest processor, it's first Microsoft Education Days in Gurgaon.
using artificial intelligence (AI), designed for large NVIDIA has announced a new kind of GPU-
computing centres. The name of the chip is accelerated supercomputer in the cloud on Microsoft
Nervana NNP-I or Springhill. Azure. NDv2 supercomputer is designed to handle
Microsoft India launched a program 'Digital demanding AI and high-performance computing
Governance Tech Tour' under which it will train applications, using up to 800 NVIDIA V100 Tensor
5000 government employees over the next year on Core GPUs interconnected on a single.
AI (artificial intelligence) and cloud computing skills.

ISRO has transferred its indigenous technology to Electricals Limited (BHEL).

produce space-grade Li-Ion cells to Bharat Heavy
Schemes Launched By Union and State Governments

"One Nation One Ration Card" scheme to be Export Credit Insurance Scheme called NIRVIK. The
rolled out in India from June 1, 2020. To implement Niryat Rin Vikash Yojana has been launched to
the scheme successfully, the centre has kick started enhance loan availability to exporters and to ease
interstate portability of ration card pairing two states the lending process. Under the new scheme NIRVIK,
each. up to 90 per cent of the principal amount and
The Department of Heavy Industry has sanctioned interest will be covered through insurance.
5,595 electric buses under the phase II of Faster The Union Home Minister Amit Shah has launched
Adoption and Manufacturing of (Hybrid &) Electric a single-window system ‗Private Security Agency
Vehicles (FAME) India scheme. Licensing Portal‘. The single-window system will be
J&K, District Administration Udhampur has used for issuing licences to private security agencies.
launched a helpline, ―Jeene Do‖ to improve sex The Assam Government has launched a housing
ratio and deal with defaulters of Pre-Conception and loan subsidy scheme ―Aponar Apon Ghar‖. The
Pre-Natal Diagnostic Techniques PCPNDT Act under scheme was launched to provide financial assistance
the centrally sponsored Beti Bachao Beti Padhao on purchase or construction of the first house for a
scheme. family. The subsidy of up to Rs 250000 will be
Culture and Tourism Minister flagged off a provided for loan amounts from Rs 5,00,000 to Rs
mobile library bus service under scheme "Ghar 40,00,000.
Ghar Dastak Ghar Ghar Pustak" which aims to The Indian government has approved the
reach out to readers in Delhi, especially those in construction of 1.23 lakh houses under the
slums, resettlement colonies and rural areas. Pradhan Mantri Awas Yojana (Urban). The
One Nation-One Ration Card scheme launched approval was given by the Central Sanctioning and
on a pilot basis in Telangana, Andhra Pradesh, Monitoring Committee (CSMC).
Maharashtra and Gujarat. Rajasthan government has launched a new health
Gujarat CM launched the ‗Vhali Dikri Yojna‘ from insurance scheme Ayushman Bharat-Mahatma
his home town Rajkot, Gujarat. The scheme for the Gandhi Rajasthan Swasthya Bima Yojna (AB-
welfare of the girl child. MGRSBY).
Andhra Pradesh government launched Chief Minister of Andhra Pradesh Y.S. Jagan
Navodayam scheme, an outreach programme for Mohan Reddy launched the ―YSR Vahana Mitra
thousands of ailing MSMEs. scheme‖ in Eluru, Andhra Pradesh.
VP M Venkaiah Naidu launched the Jharkhand ‗Yuva Sahakar‘ Cooperative Enterprise Support
government's 'Mukhya Mantri Krishi Ashirwad and Innovation Scheme 2019 was launched in New
Yojana' under which money would be directly Delhi
transferred into the bank accounts of farmers in the Central Board of Direct Taxes has launched
state. ―Faceless e-Assessment scheme‖ that eliminates
CM of Punjab has launched a universal health physical interface between an assessing officer and
insurance scheme "Sarbat Sehat Bima Yojana " an assesse. They also inaugurated the National e-
benefiting nearly 46 lakh families. With this scheme, Assessment Centre (NeAC) in Delhi to be headed
covering 76% of the state‘s population. by Principal Chief Commissioner of Income Tax.
Manipur CM N Biren Singh launched the "School National Initiative for School Heads‘ and
Fagadaba" scheme to improve the infrastructure of Teachers‘ Holistic Advancement (NISHTHA) has
government schools in the state. been launched in the Union Territory of Jammu
LT of Delhi Anil Baijal launched a 'QR Code and Kashmir.
Scheme' on the Himmat Plus app in Delhi. This Assam Govt approves Arundhati scheme to
mobile app launched by the Delhi Police to ensure provide 1 Tola Gold to Brides free of cost.
the safety of women. The government has launched a drive to enroll one
Prime Minister Narendra Modi will launch the crore beneficiaries under the Pradhan Mantri
Pradhan Mantri Laghu Vyapari Maan-dhan Shram Yogi Maandhan (PM-SYM) and the
Yojana, the Centre‘s pension scheme for traders. National Pension Scheme for Traders and Self
Ministry of Commerce & Industry through Export Employed Persons (NPS-Traders) by March next year.
Credit Guarantee Corporation has introduced a new

Miscellaneous Current Affairs

The Virasat-e-Khalsa Museum in Punjab‘s for kids aged between 8-12 and in a group of
Anandpur Sahib town is all set to find a place in the 30-35 students in one session.
Asia Book of Records for becoming the most visited President Ram Nath Kovind inaugurated
museum in the Indian sub-continent in a single day. underground Bunker Museum at Raj Bhavan,
Infosys announced the launch of its state-of-the-art Mumbai. The British-era bunker was discovered
Cyber Defence Center in Bucharest, Romania. in 2016.
Pakistan has opened a 1,000 year old Hindu India is the world‘s largest emitter of anthropogenic
temple in eastern city Sialkot for worship for the sulphur dioxide. According to an analysis of a
first time since partition on the demand of the local National Aeronautics and Space Administration
Hindu community. (NASA) data released by environmental NGO
The birth anniversary of a great novelist and Greenpeace.
celebrated storyteller Munshi Premchand is Indian Railway's 2nd double-decker Uday
celebrated on 31 July every year. (Utkrisht Double-Decker Air Conditioned Yatri)
143rd birth anniversary of freedom fighter Express will run between Visakhapatnam and
Pingali Venkayya is celebrated on 2nd of August. Vijayawada.
He was a freedom fighter and the designer of the The Ministry of New and Renewable Energy has
flag on which the Indian national flag was based, declared Ocean Energy as renewable energy status.
was born on this day in 1876 near Machilipatnam Prime Minister Narendra Modi has launched $4.2
in Andhra Pradesh. million redevelopment project of the 200-year-old
World Breastfeeding Week (WBW) being Sri Krishna temple in Manama, Bahrain.
observed from 1st to 7th August 2019 and his The Union Minister for Textiles Smriti Zubin Irani has
theme is ―Empower Parents, Enable inaugurated Project SU.RE(Sustainable
Breastfeeding‖. Resolution) which aims to move towards
French inventor Franky Zapata is 1st person in sustainable fashion that contributes to a clean
history to cross the English Channel on the jet- environment.
powered hoverboard. Amazon India has launched a Military Veterans
ISRO has set up a Space Situational Awareness Employment programme in the country to create
Control Centre at Peenya in Bengaluru to protect employment opportunities for military veterans and
high valued space assets from space debris close their spouses across the company‘s fulfilment
approaches and collisions. centres, sort centres and delivery centres in India.
Mohali traffic police have launched 3-D Smart The Delhi and District Cricket Association (DDCA)
Traffic Signal devised by the students of a decided to rename Feroz Shah Kotla Stadium as
Chandigarh university. Arun Jaitley Stadium in the memory of its former
The scientists at the University of Leeds, have president of DDCA.
created the world's thinnest gold measuring 2 atoms The application "IndTokyo" was launched to help
thick or million times thinner than a fingernail. para-athletes to look up accessible places in Tokyo
Union Minister of Information & Broadcasting during their visit to the city for the 2020
has launched e-Rozgar Samachar. Rozgar Samachar Paralympics Games.
is the corresponding version of Employment News The Minister of State for Culture & Tourism
(English). (Independent Charge) has launched an integrated
The country is celebrating the 100th birth NOC online Application Processing System for
anniversary of scientist and innovator Dr Vikram National Monuments Authority in New Delhi.
A Sarabhai. He is considered as the father of India's Delhi government will launch mega 10-week
space program. campaign against dengue and chikungunya. The
President Ram Nath Kovind gave assent to campaign has been titled as "10 Hafte, 10 Baje 10
legislation for bifurcation of Jammu and Kashmir, minute Har Ravivar, Dengue Par War".
and two Union Territories, Jammu and Kashmir Air India, India‘s national airline, will ban the
and Ladakh will come into existence on October usage of single-use plastic aboard its flights from
31. October 2, 2019.
IIT Kanpur has developed a kit in collaboration with Prime Minister Narendra Modi launched the ―Act
the National Commission for Protection of Child Far East‖ policy for Russia. Prime Minister Narendra
Rights to spread awareness about sexual abuse Modi also announced a $1 Billion line of credit to
among children. The kit can be used in classrooms Russia for the development of the resource-rich
region.

Russia will train four Indian astronauts for India‘s largest ever flying animal according to a study
ambitious manned mission to space, conducted by Queen Mary University in London.
Gaganyaan. Astronomers have found water for the first time in
Health minister has announced that the Central atmosphere of habitable exoplanet K2-18b which
Government Health Scheme's services would be orbits in its star‘s ―habitable zone‖.
available to 100 cities by 2022. The United Nations Educational, Scientific and
Khadi and Village Industries Commission has Cultural Organization (UNESCO) has decided to
launched a ‗Terracotta Grinder‘ at Sewapuri in translate and publish an anthology of the writings of
Varanasi. The machine will be able to grind the Guru Nanak Dev in world languages to mark his
wasted and broken pottery items for re-using in 550th birth anniversary.
pottery-making. Moti Bagh, a documentary film based on the
Union Minister for Information & Broadcasting struggle of a farmer in a remote Uttarakhand
Prakash Javadekar unveiled the new logo and village, has been nominated for the Oscars.
certificate design of the Central Board of Film American breast cancer survivor Sarah Thomas
Certification (CBFC). became the first person to swim across the English
The High Commissions of Australia, New Zealand, Channel four times non-stop in a 54-hour feat of
Papua New Guinea, and Fiji jointly organised a endurance.
cultural event 'Namaste Pacific' held in Delhi, Beijing 2022 Paralympic and Olympic mascots
India. unveiled. The mascot, named Bing Dwen Dwen, is
National Disaster Response Force, Nehru Yuva a chubby giant panda wearing a suit of ice was
Kendra Sangathan under the Department of Youth revealed as the official mascot for Beijing Winter
Affairs of MoYAS will prepare Block Level Disaster Olympics 2022 and Chinese lantern Shuey Rhon
Response Teams. Rhon was declared as the official mascot for Winter
Income Tax Department announced that it will Paralympics 2022.
automatically issue PAN to all taxpayers who do not The first ever ―Jammu International Film
have a Permanent Account Number and are using Festival‖ will be held in Jammu. 37 short films and
Aadhaar for filing income tax returns (ITR). documentaries from 11 countries will be screened at
Indian Army team from 18th battalion, the Mahar the inaugural edition of Jammu International Film
Regiment successfully summited Mount Leo Pargyil Festival.
(6773M). The Telangana government has decided to
Indian Cricket team vice-captain Rohit Sharma is declare 2020 as Artificial Intelligence year by
launching Rohit4Rhinos campaign, in partnership organising various activities related to the emerging
with WWF India and Animal Planet.This campaign technology.
helps to build awareness for the need to conserve Union Minister for Social Justice and Empowerment
the Greater One-Horned Rhinoceros or the Indian Thaawarchand Gehlot launched the
Rhino. (Management Information System) MIS portal in
Asia's first 5th Generation - Virtual Reality based New Delhi.
Advanced Driver Training Simulator Centre was The 16th Session of the Joint Economic
launched at the Automobile Association of Southern Commission (JEC) between India and Belgium
India Centre (AASI), Chennai. Luxembourg Economic Union (BLEU) was held in
High Commissioner of India to Canada Vikas New Delhi.
Swarup inaugurated the India Pavilion at the Shondol dance, which is known as the royal dance
44th Toronto International Film Festival (TIFF) of Ladakh, has created history by entering into the
2019. Guinness Book of World Records as the largest
A fun zone, the first of its kind in India, has been set Ladakhi dance.
up by the Railways at the Visakhapatnam Railway Nepal Rastra Bank issued three coins (100, 1000
Station, Andhra Pradesh. and 2500 Nepali rupees) bearing the Sikh
India announced humanitarian assistance of USD symbol to commemorate the 550th Birth
1 million to help people in the Bahamas affected Anniversary of Guru Nanak Dev.
by Hurricane Dorian. Union Minister for Agriculture and Farmers Welfare
Prime Minister Narendra Modi and Nepal‘s Prime launched 2 mobile apps named CHC Farm
Minister K.P.Sharma Oli will jointly inaugurate Machinery and KrishiKisan App for geotagging
Motihari-Amlekhgunj cross border petroleum purposes in for easy access of technical agricultural
products pipeline. equipment at farmers‘ doorstep.
Scientists have unveiled a newly discovered species World University of Design (WUD) hosted Global
of a pterosaur "Cryodrakon boreas" roughly Goals Jam 3.0. The Indian edition of the global
translates to ‗frozen dragon of the north wind‘, the
event focusing on design thinking and service design Union Minister Nityanand Rai has launched a
methodologies was hosted with the theme: eWaste. Government Railway Police‘s website
Bangladesh has lifted the ban on the exports of ―railways.delhipolice.gov.in‖ and a mobile
Hilsa fish to India as a goodwill gesture during the application ―Sahyatri‖.
Durga Puja. The 38th India Carpet Expo will be held in
UNESCO (United Nations Educational, Scientific Varanasi, Uttar Pradesh. The expo will be
and Cultural Organization) and Doordarshan, organized by the Carpet Export Promotion Council
country‘s public service broadcaster have joined (CEPC).
hands to telecast TV bilingual programme The Maharashtra and Goa Circle of the India Post
‗Mahatma Lives‗ or ‗Bapu Zinda Hain‘ on 1-2 is celebrating National Postal Week in each of the
October 2019. six regions under its jurisdiction – Mumbai, Navi
Film Division in association with India Tourism will Mumbai, Pune, Nagpur, Aurangabad and Goa.
organise a ―Gandhi Film Festival‖ in Mumbai from The 1st ever ‗India International Cooperatives
2nd to 6th October, 2019. Trade Fair‘ to promote export of products of
Power Minister RK Singh and Coal, Mines and cooperatives has been inaugurated in New Delhi.
Parliamentary Affairs Minister Pralhad Joshi have ‗Yuva Sahakar‘ Cooperative Enterprise Support
jointly launched PRAKASH – Power Rail Koyla and Innovation Scheme 2019 was also launched
Availability through Supply Harmony- portal in during the event.
New Delhi. Prime Minister Narendra Modi released a
National Buildings Construction commemorative stamp in honour of Marshal of
Corporation(NBCC) has signed a Memorandum of the Indian Air Force late Arjan Singh.
Understanding (MoU) with the Ministry of Youth Indian nun Mariam Thresia from Kerala and four
Affairs and Sports to provide project management other nuns were declared Saints by Pope Francis at a
consultancy for the development of National Sports grand ceremony at the Vatican City.
University at Imphal, Manipur. Over 1,500 students from 32 different colleges and
The National Basketball Association (NBA) university participated in the ‗Sangam Youth
brought to India the first-ever Floating Basketball Festival‘ being organised by the Indian Army in
Court in the Arabian Sea in Mumbai, Maharashtra. collaboration with Jammu University Campus in a
Union Health Minister, Dr Harsh Vardhan has bid to spread the message of peace, prosperity,
launched eco-friendly green firecrackers communal harmony and national integration.
developed by Council of Scientific and Industrial The 2nd phase of an Indo-Dutch project called
Research (CSIR) labs and manufactured by licensee- Local Treatment of Urban Sewage Streams for
manufacturers in India. Healthy Reuse, or LOTUS-HR was launched at
Health Minister Harsh Vardhan launched the ‗trans- Barapullah drain in New Delhi.
fat-free‘ logo, which can be voluntarily used by Secretary Department for Promotion of Industry and
food business operators in their outlets and also on Internal Trade (DPIIT) Guruprasad Mohapatra
food products. He also released a slogan ‗Chefs 4 launched the website and mobile application L2Pro
Trans Fat-Free‘. India [Learn to
The 1st Government-sponsored and operated Day- Protect, Secure and Maximize Your Innovation] on
Care cum Recreation Centre for senior citizens has Intellectual Property Rights (IPRs).
been inaugurated in Leh. It will provide a raft of The 129th death anniversary of the mystic bard
medical facilities including geriatric care, health Fakir Lalon Shah is being observed in Bangladesh.
consultations and check-ups, physiotherapy to the Textiles Secretary, Ravi Capoor, inaugurated the
senior citizens. 48th edition of the Indian Handicrafts and Gifts Fair
Vishnu Nandan, polar researcher from Kerala, (IHGF) at the India Expo Centre & Mart at Greater
only Indian aboard among the 300 researchers, will Noida. The theme of IHGF-Delhi Fair 2019: Reduce,
join largest ever Arctic expedition ―MOSAiC Reuse, Recycle.
Expedition―. Led by the Alfred Wegener Institute in Kiran Uniyal, w/o a serving Colonel of Indian Army
Germany, MOSAiC, the largest ever Arctic expedition has created Individual Guinness World Records for
in history, will be the first to conduct a study of this ―The most full contact knee strikes in three
scale at the North Pole for an entire year. minutes (one leg) (female), 263 strikes‖ & ―The
The Indian National Centre for Ocean most full contact knee strikes alternate legs in
Information Services collaborated with Accord, a one minute(female),120 strikes‖.
private company, to develop "GEMINI", a portable The National Council of Educational Research
receiver developed to avoid communication and Training (NCERT) is planning to review the
blackouts and is linked to ISRO-satellites and is ―fail- 14-year-old National Curriculum Framework
proof‖ and warn fishermen of danger. (NCF) in accordance with new national education
policy (NEP) and set up a committee for the peaks over 8,000 metres (26,250 feet) in just 189
purpose. days.
India‘s livestock population has increased to over Union Minister for Finance & Corporate Affairs
535.78 million showing an increase of 4.6 per cent Nirmala Sitharaman has released a special
over Livestock Census-2012. The Department of commemorative coin on Paramahansa
Animal Husbandry and Dairying released the 20th Yogananda to mark Paramahansa Yogananda‘s
Livestock Census -2019. 125th birth anniversary.
IIT Kharagpur graduate Debayan Saha has Researchers from the Indian Institute of
invented a device called ―PM 2.5‖ which he claimed Information Technology Hyderabad (IIIT-H),
when fitted near the silencer pipe in vehicles will Telangana have created the first-ever ‗Indian
curb air pollution. brain atlas‘(IBA).
A team of German researchers from the University of The government of Pakistan released a new coin
Ulm and Freiburg(Germany) discovered the worth Pakistan Rupees 50 to commemorate the
Saharan silver ant which is the fastest of the 550th anniversary of Baba Guru Nanak.
world‘s 12,000 known ant species, clocking 855 Singapore-based AirCarbon Pte launched the
millimetres nearly a metre per second in Douz area worlds‘ first blockchain-based carbon trading
of Tunisia in Northern Sahara. Its scientific name is exchange.
Cataglyphis bombycina. India has taken inspiration from Brazil‘s success in
The Insurance Regulatory and Development the field of human milk bank decided to adopt a
Authority of India has imposed penalties of Rs similar model in creating a wide network of human
1.01 crore on Cholamandalam MS GIC for milk banks.
violations observed during an inspection. National Carrier Air India has painted ‗Ek
Bollywood actress Deepika Padukone and Indian Onkar‘ symbol on its Boeing 787 Dreamliner
badminton player PV Sindhu were named the aircraft‘s tail to mark the 550th birth anniversary of
ambassadors for Bharat Ki Laxmi, an initiative to Guru Nanak Dev. The aircraft will fly on October 31
celebrate the contribution & accomplishments of from Amritsar to London.
women of the nation for the public good. The UNESCO has designated Mumbai as a member of
hashtag for the initiative is #BharatKiLaxmi. UNESCO Creative Cities Network (UCCN) in the
The Amazon‘s male white Bellbird is the world‘s field of FILM and Hyderabad in the field of
loudest bird which hits 125.4 decibels. GASTRONOMY.
The Vijaya Bank Heritage Museum has been Union Minister for Housing and Urban Affairs has
inaugurated at the headquarters of the erstwhile inaugurated a new Guru Nanak Chair by the
Vijaya Bank i.e. Bengaluru having a rare collection support of Indian government, at the University of
of photos through which the growth of the bank is Birmingham to enable research around the
showcased. teachings of the founder of the Sikh religion.
J&K‘s Chenani-Nashri Tunnel, a 9 km-long tunnel The world‘s largest fertilizer cooperative Indian
that reduces the distance between Jammu and Farmers Fertiliser Cooperative Limited (IFFCO)
Srinagar by 31 km has been renamed as Shyama introduced India‘s 1st nanotechnology-based
Prasad Mukherjee Tunnel. product range by introducing Nano Nitrogen, Nano
Indian Railways has launched ‗one touch ATVM‘ Zinc, Nano Copper for on-field trials at an event
to render fast ticketing to millions of commuters at held at its Kalol unit in Gujarat.
42 suburban stations of Central Railway over The official emblem of FIFA U-17 Women‘s World
Mumbai Suburban Network. Cup for the year 2020 which is to be conducted in
Indo-Tibetan Border Police celebrated its 58th India was unveiled.
Raising Day on 24th October 2019. China‘s National Medical Products Administration
CBSE and NCERT have launched an online aptitude has officially approved an indigenously developed
test "Try And Measure Aptitude And Natural Abilities Alzheimer‘s drug called GV-971 (sodium oligo-
(Tamanna)" to help students of Class 9 and 10 to mannurarate).
make a better choice of subjects, eventually helping Renowned Indian authors like R K Narayan ( Swami
them in making an informed decision while choosing and Friends), Arundhati Roy (The God of small
subjects in Class 11 and 12. things), Salman Rushdie (The Moor‘s Last Sigh),
Facebook has unveiled a ‗Preventive Health‘ tool Vikram Seth (A Suitable Boy) and S. Naipaul (A
in the United States. The tool connects people to House for Mr Biswas) are among 100 writers who
health resources and sends check-up reminders. have featured on a list of the most inspiring novels
Nepalese mountaineer Nirmal Purja, created a chosen by a panel of experts and revealed by the
new speed record by climbing the world‘s 14 highest BBC.

This year, at the Golden Jubilee of International The Film Bazaar, which is being organised by the
Film Festival of India (IFFI), will have the National Film Development Corporation, was
screening of Accessible India Films. This unique film inaugurated by the Information and Broadcasting
section will witness the screening of three films, two Minister on the sidelines of the golden jubilee edition
in Hindi – Lage Raho Munna Bhai and M.S. of the International Film Festival of India.
Dhoni: The Untold Story and one in Konkani- International Film Festival of India 2019, IFFI
Questao De Confusao in Konkani. features a Country of Focus that brings out the
Dhruv Prajapati, a research scholar from the cinematic excellence and contributions of that
Gujarat Ecological Education & Research particular country every year and this year, the
Foundation, has discovered two new spider species country of focus is Russia.
in Kerala, Tamil Nadu and Gujarat. Their names In Madhya Pradesh, the 4-day Aalmi Tablighi
are "Marengo Sachin Tendulkar" named after Ijtima, world‘s biggest Islamic Congregation began
Indian cricketer Sachin Tendulkar & "Indomarengo in Bhopal.
chavarapater" named after Saint Kuriakose Elias The first woman pilot, Lieutenant Shivangi, will
Chavara. join naval operations on completion of operational
Suranga Bawadi in Bijapur, Karnataka was training here on December 2.
selected as the World Monument Watch List for The Survey of India, India‘s central engineering
2020, by the New York-based non-governmental agency in charge of mapping and surveying has
organisation. It was selected under the category of released an updated map of India with Amaravati
―Ancient Water System of the Deccan Plateau‖ as the capital of Andhra Pradesh (AP).
along with 24 monuments across the world. The Indian Railway Institute of Financial
Nita Ambani has become the first Indian to be Management (IRIFM) has been set up in
named an honorary trustee of ―The Metropolitan Hyderabad, Telangana.
Museum of Art‖. Indian Women‘s Association (IWA) has donated
The Information and Broadcasting Ministry launched two electric vehicles to Pashupati Area
the official anthem and radio jingle for the golden Development Trust (PADT) in Nepal.
jubilee edition of International Film Festival of The Indore-based Devi Ahilya University
India (IFFI), scheduled to take place in Goa. becoming Madhya Pradesh‘s first varsity to be
Brazilian President Jair Bolsonaro will be the chief accorded A-plus grade by the National
guest at India's Republic Day 2020 celebrations. Assessment and Accreditation Council (NAAC).
The new signal fish ―Pteropsaron Indicum‖ was Minister of State for Human Resource Development
found in Lakshadweep sea off Kerala coast, which Sanjay Dhotre inaugurated the India Pavilion at
is the home for unusual species like fish with a International Book Fair in Guadaljara, Mexico.
unique color. India is the ‗Guest of Honour Country‘ in book fair
Union Home Minister Amit Shah will inaugurate the and becomes the first Asian country to participate as
National Tribal Festival ―Aadi Mahotsav‖ with the ‗Guest of Honour‘ in the Fair. This fair is the biggest
theme "Spirit of Tribal Culture, Craft, Cuisine book fair in the Spanish-speaking world.
and Commerce" in New Delhi. Prime Minister Narendra Modi extended greetings to
Pakistan became the 1st country in the world to Border Security Force (BSF) personnel on the
introduce a new Typhoid Conjugate Vaccine (TCV) organization‘s 55th raising day (01st December
in an effort to combat a drug-resistant strain of the 2019).
potentially fatal disease in the Sindh province. The 35th anniversary of Bhopal Gas Tragedy is
The Election Commission has decided to establish being observed across the country. It is one of the
a visiting chair on the inter-disciplinary approach to world‘s worst industrial disaster that claimed
electoral studies to commemorate former Chief thousands of lives on the night of December 2,
Election Commissioner (CEC) TN Seshan‘s ―special 1984.
connect with the young and aspiring India‖. Vice President M Venkaiah Naidu launched the new
UNICEF (United Nations Children‘s Fund) has Rotavirus vaccine: ROTAVAC-5D designed and
released a 28-page booklet called ―From uttapam to developed by Bharat Biotech in New Delhi.
sprouted dal parantha‖. Government of India (GoI) & Portugal has
The Karnataka State Tourism Development Corp decided to cooperate in the setting up of an India‘s
(KSTDC) signed a memorandum of understanding 1st National Maritime Heritage Museum at the
with the Indian Railway Catering and Tourism ancient Indian site of Lothal in Gujarat with the
Corporation (IRCTC) to market and operate the aim to boost the underwater or marine archaeology.
Golden Chariot train. The luxurious Golden Chariot Tennis legend Roger Federer will become the first
train will start plying from March 2020. living person in Switzerland to have a coin minted in
his honour. The Federal Mint, Swissmint, has
created a 20-franc silver coin bearing Federer‘s Ripu Daman Bevli was appointed as Plogging
image. Ambassador of India by Kiren Rijiju, Minister of
The nation is paying homage to Bharat Ratna Dr State for Youth Affairs and Sports (MYAS) on the
BR Ambedkar on his 64th Mahaparinirvan 50th Fit India Plogging Run held in Delhi‘s
Diwas (death anniversary) on 6 December. Jawaharlal Nehru Stadium.
Jammu and Kashmir Government has approved
the Leave Travel Concession (LTC) in favour of its
employees.
Static GA : Awards & Fields

1. International Gandhi Peace Prize: For contributions towards social, economic & political transformation through
non-violence & other Gandhian methods.
2. Bharat Ratna: Premier civilian award, to serve the nation.
3. Padma Vibhushan: Ranking wise the second award is the Padma Vibhushan in the Indian Republic. It awarded
people from various fields including Govt. service to distinguish extraordinary service for the country.
4. Padma Bhushan: The Padma Bhushan is the highest civilian award third in rank in the Indian Republic.
5. Padma Shri: It is awarded to citizens of India for their distinguished contribution in several fields including
Education, Literature, Arts, Science, Industry, Social Service, Medicine, Sports & Public Affairs.
6. Dronacharya Award: For brilliance in sports coaching.
7. Dhyan Chand Award: Highest lifetime achievement award in sports & games in India
8. Rajiv Gandhi Khel Ratna: Highest honor given for accomplishment in sports.
9. Vyas Samman: For literary in the Hindi language.
10. Saraswati Samman: For outstanding prose or poetry literary works in any Indian language listed in Schedule VIII
of the Constitution of India.
11. Param Vir Chakra: Highest decoration Awarded for the most conspicuous bravery or some daring or prominent
act of valour or self-sacrifice in the presence of the enemy on land, sea or air.
12. Maha Vir Chakra: Second highest decoration. It is awarded for acts of conspicuous gallantry in the presence of
the enemy, whether on land, at sea or in the air.
13. Vir Chakra: It is the third in the order of awards for acts of gallantry in the face of the enemy on land, sea or air.
14. Ashok Chakra: Awarded for the most conspicuous bravery or some daring act of valour or self-sacrifice on land,
at sea or in the air.
15. Academy (Oscar) Awards: Film (From 1929)
16. Grammy Award: Music (From 1958)
17. Ramon Magasaysay Award: Govt. (Public) Service, Social Service, Journalism, Literature, Communication &
International Understanding Bourlog Award: Agriculture (From 1992)
18. Grammy: Music
19. Pulitzer: Journalism&Literature
20. Arjun: Sports
21. Bowelay: Agriculture
22. Kalinga: Science
23. Dhanwantri: Medical Science
24. Nobel Prize: Peace, Literature, Economics, Physics, Chemistry, Medical Science
25. Abel: Maths
26. Man Booker: Literature
27. Vachspati Samman: Sanskrit Literature
Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India
States/UTs National Parks(NP) Wild Life Sanctuaries Power Plants

J&K Dachigam National Gulmarg WLS -
Governor: Girish Chandra Murmu Park
Capital: Jammu(Winter) Hemis National Park Limber WLS
Srinagar(Summer) Kishtwar National Nandini WLS
Park


Salim Ali National
Park
Himachal Pradesh Pin Valley National Bandli WLS Girinagar Hydel
CM: Jairam Thakur Park Daranghati WLS Project
Governor: Bandaru Dattatraya Great Himalayan Dhauladhar WLS Binwa Hydel Project
Capital: Shimla National Park Nargu WLS Rangtong Hydel
Inderkilla National Pong Dam Lake Project
Park WLS Baner&Neugal
Khirganga National Shilli WLS Project
Park Talra WLS
Simbalbara National
Park
Punjab Abohar WLS Guru Gobind Singh
CM: Captain Amarinder Singh Harike Lake WLS Super Thermal
Governor: V P Singh Badnore Jhajjar Bacholi Power Plant
Capital: Chandigarh WLS
Haryana Kalesar National Bhindawas WLS Gorakhpur Atomic
Park Kalesar WLS Power Station
CM: Manohar Lal Khattar Sultanpur National Khaparwas WLS Deenbandhu Chhotu
Governor: Satyadev Narayan Arya Park Ram TPS
Capital: Chandigarh Rajiv Gandhi TPS
Uttar Pradesh Dudhwa National Hastinapur WLS Narora Atomic
CM: Yogi Adityanath Park Ranipur WLS Power Station
Governor: Anandiben Patel Sohagibarwa WLS Rihand Thermal
Capital: Lucknow Sur Sarovar WLS Power Station
Chandraprabha Anpara Thermal
WLS Power Station
National Chambal
WLS
Bihar Valmiki National Gautam Budha Kahalgaon Super
CM: Nitish Kumar Park WLS Thermal Power
Governor: Phagu Chauhan Kaimur WLS Station
Capital: Patna Pant (Rajgir) WLS Barauni TPS
Valmiki WLS
Chhattisgarh Indravati National Badalkhol WLS Sipat Thermal Power
CM: Bhupesh Baghel Park Bhairamgarh WLS Plant
Governor: Anusuiya Uikey Kanger Valley Bhoramdev WLS Hasdeo TPS
Capital: Raipur National Park Udanti Wild Bhilai Expansion
Guru Ghasi Das Buffalo WLS Power Plant
(Sanjay)
Jharkhand Betla National Park Lawalong WLS Chandrapura TPS
CM: Raghubar Das Palkot WLS Koderma Thermal
Governor: Draupadi Murmu Parasnath WLS Power Station
Capital: Ranchi Bokaro TPS
Andhra Pradesh Sri Venkateswara Coringa WLS Simhadri Super
CM: Jaganmohan Reddy National Park Kolleru WLS Thermal Power Plant
Governor Biswa Bhusan Nellapattu WLS Sri Damodaram
Harichandan Pulicat Lake WLS Sanjeevaiah Thermal
Capital: Amaravati Rajiv Gandhi Power Station
(Nagarjuna Sagar-
Srisailam) WLS
Rollapadu WLS
Telangana Mrugavani National Kawal WLS
CM: K. Chandrashekar Rao Park
Governor: Tamilisai


Soundararajan
Capital: Hyderabad
Assam Dibru-Saikhowa NP Amchang WLS Bongaigaon Thermal

CM: Sarbananda Sonowal Kaziranga National Chakrashila WLS Power Plant
Governor: Jagdish Mukhi Park Dihing Patkai WLS
Capital: Dispur Manas National Park East Karbi Anglong
Nameri National WLS
Park North Karbi
Rajiv Gandhi Orang Anglong WLS
National Park Nambor WLS
Goa Bhagwan Mahavir Bondla WLS -
CM: Pramod Sawants (Mollem) National Madei WLS
Governor: Satya Pal Malik Park Bhagwan Mahavir
Capital: Panaji (Mollem) WLS
Netravali WLS
Gujarat Blackbuck National Jambugodha WLS Mundra Thermal
CM: Vijay Rupani Park, Velavadar Jessore WLS Power Station
Governor: Acharya Dev Vrat Gir Forest National Kutch Desert WLS Ukai Thermal Power
Capital: Gandhinagar Park Mitiyala WLS Station
Marine National Porbandar Lake Akrimota Thermal
Park, Gulf of Kutch WLS Power Station
Bansda National Rampara Vidi WLS Kakrapar Nuclear
Park Ratanmahal WLS Power Plant
Shoolpaneswar
(Dhumkhal) WLS
Thol Lake WLS
Wild Ass WLS
Karnataka Bandipur National Arabithittu WLS Raichur Thermal
CM: B. S. Yeddyurappa Governor: Park Attiveri WLS Power Station
Vajubhai R. Vala Bannerghatta Bhadra WLS Udupi Thermal
Capital: Bengaluru National Park Bhimgad WLS Power Plant
Kudremukh National Brahmagiri WLS Bellary Thermal
Park Cauvery WLS Power Station
Nagarhole National Nugu WLS
Park Pushpagiri WLS
Anshi national park Ranganathittu Bird
WLS
Sharavathi Valley
WLS
Someshwara WLS
Kerala Eravikulam National Aralam WLS Brahmapuram Power
CM: Pinarayi Vijayan Park Chimmony WLS Station
Governor: Arif Mohammed Khan Mathikettan Shola Idukki WLS Kayamkulam Power
Capital:Thiruvananthapuram National Park Malabar WLS Station
Periyar National Park Mangalavanam
Silent Valley Bird WLS
National Park Neyyar WLS
Anamudi Shola Periyar WLS
National Park Thattekad Bird
Pampadum Shola NP WLS
Madhya Pradesh Kanha National Park Bori WLS Vindhyachal Super
CM: Kamal Nath Madhav National Gandhi Sagar WLS Thermal Power
Governor: Lal Ji Tandon Park Ghatigaon WLS Station
Capital: Bhopal Mandla Plant Fossils Ken Gharial WLS Sant Singaji Thermal


National Park Narsighgarh WLS Power Plant
Panna National Park National Chambal Satpura Thermal
Pench National Park WLS Power Station
Sanjay National Park Orcha WLS Amarkantak TPS
Satpura National Kuno WLS Sasan Ultra Mega
Park Sardarpur WLS Power Project
Van Vihar National Son Gharial WLS
park
Maharashtra Chandoli National Aner Dam WLS Tarapur Atomic
CM: Uddhav Thackeray Park Bhamragarh WLS Power Station
Governor: Bhagat Singh Koshyari Navegaon National Bhimashankar WLS Tirora Thermal
Capital: Mumbai Park Great Indian Power Station
Tadoba National Bustard WLS Amravati Thermal
Park Jaikwadi WLS Power Plant
Gugamal national Koyana WLS
park Nagzira WLS
Painganga WLS
Radhanagari WLS
Sagareshwar WLS
Tipeshwar WLS
Tungareshwar WLS
Manipur Keibul Lamjao Yangoupokpi- -
CM: N Biren Singh National Park Lokchao WLS
Governor: Najma Heptulla
Capital: Imphal
Meghalaya Balphakram Baghmara Pitcher -
CM: Conrad Sangma National Park Plant WLS
Governor: Tathagata Roy Nokrek National Nongkhyllem WLS
Capital: Shillong Park Siju WLS
Mizoram Murlen National Dampa WLS (TR) -
CM: PU Zoramthanga Park Ngengpui WLS
Governor: P.S. Sreedharan Pillai Phawngpui Blue Pualreng WLS
Capital: Aizawl National Park Tokalo WLS
Mountain National
Park
Nagaland Intanki National Fakim WLS Dikhu Hydro Electric
CM: Neiphiu Rio Park Puliebadze WLS Power Plant
Governor: RN Ravi Rangapahar WLS
Capital: Kohima
Odisha Bhitarkanika Badrama WLS Talcher Super
CM: Naveen Patnaik National Park Baisipalli WLS Thermal Power
Governor: Ganeshi Lal Simlipal National Chilika (Nalaban) Station
Capital: Bhubaneswer Park WLS
Hadgarh WLS
Khalasuni WLS
Satkosia Gorge
WLS
Rajasthan Sariska National Bundh Baratha Chhabra Thermal
CM: Ashok Gehlot Park WLS Power Station
Governor: Kalraj Mishra Ranthambore Darrah WLS Suratgarh Power
Capital: Jaipur National Park Jawahar Sagar Station
Darrah National WLS
Park Kailadevi WLS
Desert National Park Mount Abu WLS
Keoladeo National Ramsagar WLS


Park Sariska WLS
Sawai Man Singh
WLS
Shergarh WLS
Sitamata WLS
Sikkim Khangchendzonga Fambong Lho WLS Rangit Hydro Electric
CM: PS Golay National Park Kitam WLS (Bird) Power Prject
Governor: Ganga Prasad Maenam WLS
Capital: Gangtok Pangolakha WLS
Tamil Nadu Mudumalai National Indira Gandhi Kudankulam Nuclear

CM: Edapaddi Palaniswami Park (Annamalai) WLS Power Plant
Governor: Banwaril Lal Purohit Mukurthi National Kalakad WLS Neyveli Thermal
Capital: Chennai Park Karaivetti WLS Tuticorin Thermal
Indira Gandhi Karikili WLS Power Station
(Annamalai) Mudumalai WLS
National Park Pulicat Lake WLS
Guindy National Vaduvoor WLS
Park Vedanthangal WLS
Gulf of Mannar Vettangudi WLS
Marine National
Park
Tripura Bison( Rajbari ) Gumti WLS Palatana Thermal
CM: Biplab Deb National Park Rowa WLS Power Plant
Governor: Ramesh Bais Clouded Leopard Sepahijala WLS
Capital: Agartala National Park Trishna WLS
Uttarakhand Gangotri National Askot Musk Deer Chibro Power Plant
CM: Trivendra Singh Rawat Park WLS Khodri Power Plant
Governor: Baby Rani Maurya Jim Corbett National Binsar WLS Chilla Power Plant
Capital: Dehradun Park Govind Pashu
Valley of Flowers Vihar WLS
National Park Kedarnath WLS
Sonanadi WLS
West Bengal Buxa National Park Ballavpur WLS Mejia Thermal Power
CM: Mamata Banerjee Neora Valley Chintamani Kar Station
Governor: Jagdeep Dhankhar NationalPark Bird Sanctuary Farakka Super
Capital: Kolkata Singalila National Haliday Island WLS Thermal Power
Park Lothian Island WLS Station
Sundarbans National Mahananda WLS Kolaghat Thermal
Park Power Station
Bakreshwar Thermal
Power Station
Durgapur Steel
Thermal Power
Station
Arunachal Pradesh Namdapha National
Capital: Itanagar Park
CM: Pema Khandu Mouling National
Governor: BD Mishra Park
Complete list of 9 Union Territories:

Union Territories Capital CM Lt. Governor
Andaman and Nicobar Island Port Blair NA D K Joshi
Chandigarh Chandigarh NA V.P. Singh Badnore
Dadra and Nagar Haveli Silvassa NA Praful Patel

Daman and Diu Daman NA Praful Patel
Delhi Delhi Arvind Kejriwal Anil Baijal
Ladakh NA NA Radha Krishna Mathur
Lakshadweep Kavaratti NA Dineshwar Sharma
Jammu and Kashmir NA NA Girish Chandra Murmu
Puducherry Pondicherry V. Narayanasamy Kiran Bedi
Topic 2: Upcoming Important Sport Events ICC World Cup Cricket Venue
Summer Olympics Japan (2020); Paris (2024), ODI: (One day International):
Los Angles (2028) 1. England – 2019|2. India – 2023
Winer Olympics Pyeong Chang, South Korea T20 World Cup: Australia - 2020.
(2018); Beijing China (2022)
Common Wealth Queensland, Australia FIFA (Football) World Cup venue:
Games (2018); London (2022) 2018: Russia|2022: Qatar
Asian Games Indonesia (2018); Hangzohu, Commonwealth Games venues: 2018 – Gold Coast
China (2022) (Australia).| 2022: Birmingham (England)
FIFA Russia (2018); Qatar (2022)
Olympics Games venues:
Common Wealth Bahamas (2017); Belfast
2016 Summer: Rio de Janeiro (Brazil)
Youth Games (2021)
2018 winter: Pyeongchang (South Korea)
Common Wealth Lima, Peru (2018)
2020 summer: Tokyo (Japan)
Weightlifting
2022 Winter: Beijing (China)
Championship
2024 Summer: Paris (France)
Men Hockey World Cup 2018 (India)
Asian Games host cities:
Women Hockey World Cup 2018 (London) 1. 2014: Incheon (South Korea)
ICC Women Cricket World 2021 (New Zealand) 2. 2018: Jakarta, Indonesia
Cup 3. 2022: Hangzhou, China
ICC Men Cricket World Cup 2019 (England); 2023
(India)
Topic 3: The Headquarters of the UN
FIFA (Women) World Cup 2019 (France) → Dare
to Shine Organizations
ITTF Table Tennis World Cup 2018 (London)
International Organizations HQ:
UNO (United Nations Org) New York
UNICEF New York
UNCTAD Geneva
WHO (World Health Org) Geneva
ILO (International Labour Org) Geneva
WMO (World Meteorological Org) Geneva
World Intellectual Property Org Geneva
International Standards Org. Geneva
IMF Washington DC
World Bank Washington DC
UNESCO Paris
OECD Paris
UNIDO (United Nations Industrial Vienna
Dev. Org)
IAEA (International Atomic Energy Vienna
Agency)
OPEC Vienna
Amnesty International London

Commonwealth of Nations London Total number of districts - 640

International Maritime London Highest Populous District - Thane (Mumbai)
Organization 100% Literacy District - Palakkad (Kerala)
ICJ (International Court of Justice) The Hague 100% Banking State - Kerala
Food & Agricultural Organization Rome 100% Banking District - Palakkad (Kerala)
NATO Brussels Density of Population in India - 382 sq. km
Transparency International Berlin Increase in population (during 2001-2011) - 181
SAARC Kathmandu million
ASEAN Jakarta
APEC (Asia Pacific Economic Singapore Topic 5: Current Office Holders List
Forum)
Organization of Islamic Jeddah Important National Officials
Cooperation Designation Name
Chairperson, CBDT Pramod Chandra Mody
Topic 4: A Brief on the Census 2011 Chairperson, National Nand Kumar Sai
1) The population of the country as per the provisional Commission for
figures of Census 2011 is 1210.19 million of which Scheduled Tribes
623.7 million (51.54%) are males&586.46 million Chairperson, UGC Dhirendra Pal Singh
(48.46%) are females. Chairman, ISRO K Sivan
Major highlights of the Census 2011 (Provisional Chairman, Atomic Energy Kamlesh Nilkanth Vyas
figures) are as under: Commission
*The population of India has increased by more than Chairperson, TRAI Ram Sevak Sharma
181 million during the decade 2001-2011. Chairperson, NHAI Sukhbir Singh Sandhu
2) %age growth in 2001-2011 is 17.64; males Director General, NCC Lt. General Rajeev Chopra
17.19&females 18.12. Chairperson, CBSE Anita Karwal
3) *Uttar Pradesh (199.5 million) is the most populous Chairperson, IRDAI Subhash Chandra Khuntia
State in the country followed by Maharashtra with Chairperson, PTI Viveck Goenka
112 million. Director General, BSF Vivek Johri
Some of the highlights Director General, SSB Rajesh Chandra
Slogan - Our census, Our Future Director General, CRPF Rajiv Rai Bhatnagar
India's 1st Census - 1872 Director General, ITBP S. S. Deswal
2011 Census is - 15th Census Solicitor General Tushar Mehta
Total Population - 1,21,01,93,422 Attorney General KK Venugopal
India's Rank in population - 2nd with 17.5% (1st Chairperson, National Justice Adarsh Kumar
China with 19%) Green Tribunal Goel
Most Populous State - Uttar Pradesh Director, NCERT Hrushikesh Senapaty
Least Populous State - Sikkim
President, ASSOCHAM Balkrishna Goenka
Most Literate State - Kerala (93.9%)
Chairperson, NASSCOM Rishad Premji
Least Literate State - Bihar (63.82%)
DRDO Chairman G Satheesh Reddy
National Sex Ratio - Female : Male (940 : 1000)
LIC Chairman MR Kumar
Highest Sex Ratio (State) - Kerala (1084 : 1000)
Lowest Sex Ratio (State) - Haryana
Highest Sex Ratio (UT) - Puducherry Post Name
Least Sex Ratio (UT) – Daman & Diu (618 : 1000) Chief Justice, Supreme Court Justice Sharad Arvind
Literacy of Male - 82.14% Bobde (47th CJI)
Literacy of Female - 65.46% Speaker, Lok Sabha Om Birala
Population Growth Rate - 17.64% Deputy Speaker, Lok Sabha Vacant
Highest fertility Rate - Meghalaya Comptroller & Auditor Rajiv Mehrishi
Most literate union territory - Lakshadweep (92.2%) General of India
Least literate Union Territory - Dadra Nagar & Chief Election Commissioner Sunil Arora
Haweli Chairman, UPSC Sh. Arvind Saxena
Most Literate District - Serechhip (Mizoram) Deputy Chairman, Rajya Harivansh Narayan
Least Literate District - Dadra and Nagar & Haveli Sabha Singh
Highest Density of Population - Bihar (1102 sq.km)
Lowest Density of Population - Arunachal Pradesh Designation Name
(17) Secretary-General, United Antonio Guterres
Designation Name Vaishno Devi Mandir: J&K, near Katra.

Nations Organisation Siddhivinayak Temple: Prabha Devi, Mumbai
Managing Director, Kristalina Georgieva Gangotri Temple: Uttarkashi district of Uttarakhand
International Monetary Fund Golden Temple or Sri Harmandir Sahib: Amritsar
President, World Bank David R. Malpass Kashi Vishwanath Temple: Varanasi (Uttar Pradesh)
Director-General, World Roberto Azevedo Lord Jagannath Temple: Puri (Orissa)
Trade Organisation Yamunotri Temple: Uttarkashi district of Uttarakhand
DG, UNESCO Audrey Azoulay Meenakshi Temple: Madurai (Tamil Nadu)
President, UN General Maria Fernanda Amarnath Cave Temple: State of J&K
Assembly Espinosa Lingaraja Temple: Orissa
Director-General, WHO Tedros Adhanom Tirupati Balaji: Tirumala (Andhra Pradesh)
Ghebreyesus Kanchipuram Temples: Tamil Nadu
President, International Abdulqawi Ahmed Khajuraho Temple: Madhya Pradesh
Court of Justice Yusuf Virupaksha Temple: Hampi, Bellary, Karnataka
President, Asian Masatsugu Asakawa Akshardham Temple: Delhi
Development Bank Shri Digambar Jain Lal Mandir: Oldest Jain temple in
Delhi
President, International Thomas Bach
Gomateshwara Temple: Shravanabelagola town of
Olympic Committee
Karnataka
Director-General, Yukiya Amano (passed
Ranakpur Temple: Pali district of Rajasthan
International Atomic Energy away), Rafael Mariano
Shirdi Sai Baba Temple: Shirdi town of Maharashtra
Agency Gross (will join in
Sree Padmanabhaswamy Temple :
Dec‘19)
Thiruvananthapuram, the capital city of Kerala
Secretary-General, NATO Jens Stoltenberg
Dwarkadhish Temple: Dwarka city (Gujarat)
Secretary-General, ASEAN Lim Jock Hoi Laxminarayan Temple: Delhi
Secretary-General, SAARC Amjad Hussain B Sial
Secretary-General, Patricia Scotland
Topic 8: List of the Important Airports in
Commonwealth
President, FIFA Gianni Infantino India
Chairman, International Shashank Manohar
Cricket Council Airport City State/UT
Kempegowda Bangalore Karnataka
International
Topic 6: Important Ports in India
Airport
Netaji Subhash Kolkata West Bengal
Port State
Chandra Bose
Kolkata West Bengal
Intl.Airport
Paradip Orissa
Rajiv Gandhi Hyderabad Telangana
Vishakhapatnam Andhra Pradesh International
Chennai Tamil Nadu Airport
Ennore Tamil Nadu Sardar Ahmedabad Gujarat
Tuticorin Tamil Nadu Vallabhbhai Patel
Cochin Kerala International
New Mangalore Karnataka Airport
Mormugao Goa Chaudhary Lucknow Uttar Pradesh
Jawaharlal Nehru Maharashtra Charan Singh
Mumbai Maharashtra Intl. Airport
Kandla Gujarat Lokpriya Guwahati Assam
Gopinath
Topic 7: The Most Famous Temples in India Bordoloi Intl.
Badrinath Temple: Chamoli district, Uttarakhand Airport
The Konark Sun Temple: Puri district of Odisha Srinagar Airport Srinagar J&K
Brihadeeswara Temple: Thanjavur city of Tamil Nadu Biju Patnaik Bhubaneswar Odisha
Somnath Temple: Saurashtra (Gujarat) International
Kedarnath Temple: Garhwal area (Uttarakhand) Airport
Sanchi Stupa: Raisen district of Madhya Pradesh Visakhapatnam Visakhapatna Andhra Pradesh
Ramanathaswamy Temple: Tamil Nadu Airport m
Airport City State/UT Medicine Line: Canada & the United States.
Devi Ahilyabai Indore Madhya Pradesh Order-neisse Line: Poland & Germany
Holkar Airport Radcliffe Line: India & Pakistan.
Dr. Babasaheb Nagpur Maharashtra Siegfried Line: Germany on its border with France.
Ambedkar Intl. 17th Parallel: North Vietnam & South Vietnam
Airport 26th Parallel south: Africa, Australia & South
Lok Nayak Patna Bihar America.
Jayaprakash 30TH PARALLEL Equator & the North Pole.
Airport 38th Parallel: Separates North Korea&South Korea.
Sri Guru Ram Amritsar Punjab 39th Parallel north is an imaginary circle of
Dass Jee latitude that is 39 degrees north of the Earth‘s
International equatorial plane.
Airport 40th Parallel north: formed the original northern
Swami Raipur Chhattisgarh boundary of the British Colony of Maryland.
Vivekananda 42nd Parallel north: New York - Pennsylania
Airport Border.
Bagdogra Airport Bagdogra West Bengal The Parallel 440 north is an imaginary circle of
Veer Savarkar Port Blair Andaman & latitude that is 44 degrees north of the Earth‘s
International Nicobar Islands equatorial plane.
Airport 45th Parallel north is often called the halfway
Birsa Munda Ranchi Jharkhand point between the Equator&the North Pole.
Airport 45th parallel makes up most of the boundary
Maharana Pratap Udaipur Rajasthan between Montana&Wyoming.
Airport 49th Parallel is the boundary between
USA&Canada
Raja Bhoj Bhopal Madhya Pradesh
International
Airport
Jolly Grant Dehradun Uttrakhand
Airport
Rajahmundry Rajahmundry Andhra Pradesh
Airport
Silchar Airport Silchar Assam
Lengpui Airport Aizwal Mizoram
Zaruki Shillong Meghalaya
International
Airport
Daporijo Airport Daporijo Arunachal
Pradesh
Tezu Airport Tezu Arunachal
Pradesh
Kandla Airport Kandla Gujarat
Sonari Airport Jamshedpur Jharkhand
Birsa Munda Ranchi Jharkhand
Airport
Agatti Aerodrome Agatti Lakshadweep Topic 10: Stock Exchanges around the
World
Topic 9: What are the names of the New York Stock Exchange (NYSE): HQ in New York
Borders/Boundary Lines? City
NASDAQ OMX: HQ in New York City.
Durand Line: Afghanistan & Pakistan Tokyo Stock Exchange: HQ in Tokyo
Hindenburg Line: Germany & Poland. London Stock Exchange: HQ in London.
Mason-dixon Line: Line of demarcation between Shanghai Stock Exchange: HQ in Shanghai.
four states in the United States. Hong Kong Stock Exchange: HQ in Hong Kong.
Mannerheim Line: Russia-Finland border. Toronto Stock Exchange: HQ in Toronto.
Macmahon Line: India & China BM&F Bovespa: HQ in Sao Paul

Australian Securities Exchange: HQ in Sydney

Deutsche Börse: HQ in Frankfurt. Topic 12: Classical and Folk Dances in
Taiwan Stock Exchange – HQ in the city of Taipei India
JSE Limited HQ in Johannesburg, South Africa.
American Stock Exchange (AMEX) HQ in New York,
Indian Classical Dances
USA
Borsa Italia HQ in Milan, Italy
Bharatnatyam: Tamil Nadu & Karnataka
London International Financial Futures&Options
Kathak: North India
Exchange (LIFFE) HQ in London, Great Britain
Kathakali: Kerala.
Montreal Exchange (MSE) HQ in Montreal, Canada
Kuchipudi: Andhra Pradesh.
Nordic: Baltic market (OMX) HQ in Stockholm,
Manipuri: Manipur
Sweden Mohiniattam: Kerala.
Bolsa de Madrid (Madrid Stock Exchange) HQ in Odissi: Orissa state.
Madrid, Spain Gaudiya Nritya: West Bengal
Afghanistan Stock Exchange HQ in Kabul Sattriya: Assam
Chittagong Stock Exchange HQ in Chittagong Ghoomar: Rajasthan
Royal Securities Exchange of Bhutan HQ inThimphu Thang Ta: Manipur
Maldives Stock Exchange HQ in Malé North India
Nepal Stock Exchange HQ in Kathmandu Dumhal: Rauf tribe of Jammu & Kashmir
Sialkot Stock Exchange HQ in Sialkot HurkaBaul: Uttarakhand
Colombo Stock Exchange HQ in Colombo Chholiya: Kumaon region, Uttarakhand
Bhangra: Punjab
Topic 11: Dams in India Dhamyal - ‗Dhamyal‘ or ‗Dhuph‘: Haryana
Mayur Nritya: Uttar Pradesh
Dam River State Charkula: Braj region of Uttar Pradesh.
Tehri Dam Bhagirathi Uttarakhand Giddha: State of Punjab
Lakhwar Dam Yamuna Uttarakhand Haryana: Swang, Naqqal, Dhamal
Idukki (Eb)/Idukki Periyar Kerala Himachal Pradesh: Nati, Kariyala, Bhagat
Arch Dam
Bhakra Dam Satluj Himachal Central India
Pradesh Gaur Dance: Chhattisgarh
Pakal Dul Dam Marusudar J&K Muria Dance: Bastar district of Chhattisgarh
Sardar Sarover Narmada Gujarat Saila Dance: Bastar district in the state of
Gujarat Dam Chhattisgarh
Srisailam (N.S.R.S.P) Krishna Andhra Pradesh Kaksar Dance: Bastar district in the state of
Dam Chhattisgarh
Ranjit Sagar Dam Ravi Punjab Jawara Dance: Madhya Pradesh
Baglihar Dam CHENAB J&K Bhagoria Dance: Madhya Pradesh
Pong Dam Beas Himachal Suwa Dance: Chhattisgarh
Pradesh Grida Dance: Madhya Pradesh
Nagarjuna Sagar Krishna Telangana
Dam East India
Salal (Rockfill& Chenab J&K Brita Dance: ‗Brita‘ or ‗Vrita‘ dance: West Bengal
Concrete) Dam Dalkhai: Odisha.
Supa Dam Kali Nadi Karnataka Gotipua: Odisha
Koteshwar Dam Bhagirathi Uttarakhand Bihar: Jadur, Kathaputli, Bhako, Jhijiya
Rihand Dam Rihand Uttar Pradesh
North East India
Indira Sagar Narmada Madhya Pradesh
Hojagiri: Tripura
(NHDC) Dam
Nongkram Dance: Meghalaya
Pillur Dam Bhavani Tamil Nadu
Bagurumba: Assam
Madupetty (Eb) Dam Palar Kerala
Bhortal Dance: Assam
Parbati II Dam Parbati Himachal Cheraw Dance: Mizoram
Pradesh Chang Lo: Nagaland
Chakra Dam Chakra Karnataka Bardo Chham: Arunachal Pradesh
Ukai Dam Tapi Gujarat Bihu: Assam

NHPC Limited: Faridabad, Haryana

South India National Aluminium Co Ltd: Bhubaneshwar, Orissa
Padayani: Kerala National Aviation Company of India: New Delhi
Kolannalu: Andhra Pradesh National Buildings Construction Corporation: New
Parai Attam: Tamil Nadu Delhi
Karagattam: Tamil Nadu National Fertilizers Limited: Noida, Uttar Pradesh
Paampu Attam: Tamil Nadu. National Handloom Development Corporation
Poikal Kudirai Attam: Tamil Nadu Limited: Lucknow, Uttar Pradesh
Theyyam: Kerala National Insurance Co Ltd: Kolkata, West Bengal
Andhra Pradesh: Veethi Natakam, Burrakatha, National Textile Corporation: New Delhi
Lambadi, Koya. New India Assurance Company: Mumbai,
Telangana: Bathukamma Maharashtra
Dollu Kunitha: Karnataka Neyveli Lignite Corporation Limited: Tamil Nadu
Ghodemodni: Goa North Eastern Regional Agricultural Marketing
Lava Dance: Lakshadweep Corporation: Assam
Fugdi: Goan dance performed in the Konkan region Numaligarh Refinery Limited: Assam
Veeragase: Karnataka Oil & Natural Gas Corporation: Dehradun,
Koli: Maharashtra Uttarakhand
West India Oil India Limited: New Delhi
Dandiya: Gujarat & Rajasthan Oriental Insurance Company: New Delhi
Garba: Gujarat Pawan Hans Limited: New Delhi
Padhar Dance: Gujarat Shipping Corporation of India Limited: Mumbai,
Rajasthan: Khyal, Rasdhari, Rammat, Gauri, Maharashtra
Ghoomar United India Insurance Company: Chennai, Tamil
Nadu
Topic 13: The Headquarters of the Uranium Corporation of India: Jaduguda, Jharkhan.
important Public-Sector Undertakings
Agriculture Insurance Company of India: New Delhi Topic 14: Nick Names of Important Indian
Air India Limited: New Delhi Places
Airports Authority of India: New Delhi
Bharat Bhari Udyog Nigam: Kolkata, West Bengal Nick Names City
Bharat Earth Movers (BEML): Bangalore, Karnataka Golden City Amritsar
Bharat Electronics Limited: Bangalore, Karnataka Manchester Of India Ahmedabad
Bharat Heavy Electricals Limited(BHEL): New Delhi City Of Seven Islands Mumbai
Bharat Petroleum Corporation Limited: Mumbai, Queen Of Arabian Sea Cochin
Maharashtra Space City Bangalore
Coal India Limited: Kolkata, West Bengal Garden City Of India Bangalore
Damodar Valley Corporation: Kolkata, West Bengal Silicon Valley Of India Bangalore
Electronics Corporation of India: Hyderabad, Electronic City Of India Bangalore
Telangana Pink City Jaipur
Fertilizer Corporation of India Limited: Noida, Uttar
Gateway Of India Mumbai
Pradesh
Twin City: Hyderabad,
Food Corporation of India: New Delhi
Secunderabad
General Insurance Corporation of India Limited
City Of Festivals Madurai
(GIC): Mumbai, Maharashtra
Deccan Queen Pune
Hindustan Aeronautics Limited: Bangalore,
Karnataka City Of Buildings Kolkata
Hindustan Petroleum Corporation Limited: Mumbai, Dakshin Ganga Godavari
Maharashtra Old Ganga Godavari
India Infrastructure Finance Company: New Delhi Egg Bowls Of Asia Andhra Pradesh
Indian Oil Corporation: New Delhi Soya Region Madhya Pradesh
The Jute Corporation of India Limited: Kolkata, West Manchester Of The South Coimbatore
Bengal City Of Nawabs Lucknow
Mahanadi Coalfields Limited: Sambalpur, Odisha Venice Of The East Cochin
Mineral Exploration Corporation Limited: Nagpur, Sorrow Of Bengal Damodar River
Maharashtra Sorrow Of Bihar Kosi River

Blue Mountains Nilgiri Stadiums in Australia

Queen Of The Mountains Mussoorie Adelaide Oval- Adelaide
(Uttarakhand) Bundaberg Rum Stadium- Cairns
Sacred River Ganga Telstra Dome- Melbourne
Hollywood Of India Mumbai Manuka Oval- Canberra
City Of Castles Kolkata Marrara Cricket Ground- Darwin
State Of Five Rivers Punjab Melbourne Cricket Ground- Melbourne
City Of Weavers Panipat Sydney Cricket Ground- Sydney
City Of Lakes Srinagar W.A.C.A. Ground- Perth
Steel City Of India Jamshedpur (Called
Tatanagar) Stadiums in Bangladesh
City Of Temples Varanasi Bangabandhu National Stadium- Dhaka
Chittagong Stadium- Chittagong
Manchester Of The North Kanpur
City Of Rallies New Delhi
Stadiums in England
Heaven Of India J&K
Edgbaston- Birmingham
Boston Of India Ahmedabad
Headingley- Leeds
Garden Of Spices Of India Kerala Lord's- London
Switzerland Of India Kashmir Old Trafford- Manchester
Abode Of The God Prayag(Allahabad) Sophia Gardens- Cardiff
Pittsburg Of India Jamshedpur St Lawrence Ground- Canterbury
The Brit Oval- London
Topic 15: Important Defence Exercise Trent Bridge- Nottingham
Conducted in the World
Garuda: India-France Stadiums in India
HAND-HAND: India-China Barabati Stadium -Cuttack
Indra: India-Russia Barkatullah Khan Stadium -Jodhpur
Jimex: India-Japan Barsapara Cricket Stadium: Guwahati
Malbar: Us-India-Japan Greenfield International Stadium:
Shade: Naval Forces Of India, Japan&China Thiruvananthapuram
Surya Kiran: India&Nepal Brabourne Stadium -Mumbai
Varuna: France&India Eden Gardens -Kolkata
Simbex: Indian Navy With Republic Of Singapore Feroz Shah Kotla -Delhi
Navy Gandhi Stadium -Jalandhar
Ibsamar: India with Brazil&South African Navy Green Park -Kanpur
Konkan: Indian Navy&Royal Navy Of Britain Indira Gandhi Stadium -Vijayawada
Ausindex: Indian&Australian Navy Rajiv Gandhi Port Silver Jubilee Stadium -
Indradhanush Or Rainbow: India-Uk Air Exercises Visakhapatnam
Nomadic Elephant: Indian Army Exercises with Jawaharlal Nehru Stadium -New Delhi
Mongolia Lal Bahadur Shastri Stadium -Hyderabad
Ekuverin: Maldives&India M.Chinnaswamy Stadium -Bangalore
Garuda Shakti: India&Indonesia MA Chidambaram Stadium -Chennai
Mitra Shakti: India-Sri Lanka Madhavrao Scindia Cricket Ground -Rajkot
Naseem Al-Bahr: India-Oman Moin-ul-Haq Stadium -Patna
SLINEX: Joint exercise in Navy between India&Sri Sardar Vallabhai Patel Motera Stadium -
Lanka Ahmedabad
hyog-Kaijin -Joint exercise of Coast Guards of Sawai Mansingh Stadium -Jaipur
India&Japan Vidarbha CA Ground -Nagpur
Malabar: India&US Wankhede Stadium –Mumbai
Yudh Abhyas: India&US Jawaharlal Nehru Stadium: Kochi (Kerala)
Red flag: India&US Dr. Bhupen Hazarika Cricket Stadium: Guwahati
Cope: India&US (Assam)
SAMPRITI – India&Bangladesh Dhyan Chand National Stadium: Delhi
Topic 16: Stadiums Around the World Stadiums in New Zealand

Basin Reserve-Wellington
Eden Park-Auckland
Jade Stadium-Christchurch City River State

John Davies Oval-Queenstown 7. Brahmapur Rushikulya Odisha
McLean Park-Napier
8. Chhatrapur Rushikulya Odisha
Stadiums in Pakistan 9. Bhagalpur Ganga Bihar
Arbab Niaz Stadium-Peshawar 10. Kolkata Hugli West Bengal
Ayub National Stadium-Quetta 11. Cuttack Mahanadi Odisha
Gaddafi Stadium-Lahore 12. New Delhi Yamuna Delhi
Stadiums in South Africa 13. Dibrugarh Brahmaputra Assam
Kingsmead-Durban 14. Ferozpur Sutlej Punjab
New Wanderers Stadium-Johannesburg 15. Guwahati Brahmaputra Assam
Newlands-Cape Town 16. Haridwar Ganga Uttarakhand
St George's Park-Port Elizabeth
17. Hyderabad Musi Telangana
Centurion Super Sport Park-Pretoria
18. Jabalpur Narmada Madhya
Stadium in Sri Lanka Pradesh
Colombo Cricket Club Ground-Colombo 19. Kanpur Ganga Uttar Pradesh
Galle International Stadium-Galle 20. Kota Chambal Rajasthan
P.Saravanamuttu Stadium-Colombo 21. Kottayam Meenachil Kerala
R.Premadasa Stadium-Colombo
22. Jaunpur Gomti Uttar Pradesh
Sinhalese Sports Club Ground-Colombo
23. Patna Ganga Bihar
Stadiums in West Indies 24. Rajahmundr Godavari Andhra
Sabina Park Kingston-Jamaica y Pradesh
Antigua Recreation Ground St John's-Antigua 25. Srinagar Jhelum Jammu &
Guyana Cricket Stadium Georgetown-Guyana Kashmir
Kensington Oval Bridgetown-Barbados 26. Surat Tapi Gujarat
Mindoo Phillip Park Castries-St Lucia
27. Tiruchirapall Kaveri Tamil Nadu
Albion Sports Complex Berbice-Guyana
i
Stadiums in Zimbabwe 28. Varanasi Ganga Uttar Pradesh
Bulawayo Athletic Club-Bulawayo 29. Vijayawada Krishna Andhra
Harare Sports Club-Harare Pradesh
Kwekwe Sports Club-Kwekwe 30. Vadodara Vishwamitri Gujarat
Queens Sports Club-Bulawayo
31. Mathura Yamuna Uttar Pradesh
Stadiums in United Arab Emirates 32. Mirzapur Ganga Uttar Pradesh
Sheikh Zayed Stadium-Abu Dhabi 33. Auraiya Yamuna Uttar Pradesh
Sharjah Cricket Stadium-Sharjah
34. Etawah Yamuna Uttar Pradesh
Topic 17: List of Indian Cities on Rivers 35. Bangalore Vrishabhavathi Karnataka
Banks 36. Farrukhaba Ganga Uttar Pradesh
d
City River State 37. Fatehgarh Ganga Uttar Pradesh
1. Agra Yamuna Uttar Pradesh 38. Kannauj Ganga Uttar Pradesh
2. Ahmedabad Sabarmati Gujarat 39. Mangalore Netravati, Karnataka
Gurupura
3. Allahabad At the Uttar Pradesh
confluence of 40. Shimoga Tunga River Karnataka
Ganga, 41. Bhadravathi Bhadra Karnataka
Yamuna & 42. Hospet Tungabhadra Karnataka
Saraswati 43. Karwar Kali Karnataka
4. Ayodhya Saryu Uttar Pradesh 44. Bagalkot Ghataprabha Karnataka
5. Badrinath Alaknanda Uttarakhand 45. Honnavar Sharavathi Karnataka
6. Banki Mahanadi Odisha
City River State City River State

46. Gwalior Chambal Madhya 61. Erode Kaveri Tamil Nadu
Pradesh 62. Tirunelveli Thamirabarani Tamil Nadu
47. Gorakhpur Rapti Uttar Pradesh 63. Bharuch Narmada Gujarat
48. Lucknow Gomti Uttar Pradesh 64. Karjat Ulhas Maharashtra
49. Kanpur Ganga Uttar Pradesh 65. Nashik Godavari Maharashtra
50. Shuklaganj Ganga Uttar Pradesh 66. Mahad Savitri Maharashtra
51. Chakeri Ganga Uttar Pradesh 67. Nanded Godavari Maharashtra
52. Malegaon Girna River Maharashtra 68. Kolhapur Panchaganga Maharashtra
53. Sambalpur Mahanadi Odisha 69. Nellore Pennar Andhra
54. Rourkela Brahmani Odisha Pradesh
55. Pune Mula, Mutha Maharashtra 70. Nizamabad Godavari Telangana
56. Daman Daman Ganga Daman 71. Sangli Krishna Maharashtra
River 72. Karad Krishna, Koyna Maharashtra
57. Madurai Vaigai Tamil Nadu 73. Hajipur Ganga Bihar
58. Thiruchirapa Kaveri Tamil Nadu 74. Ujjain Shipra Madhya
lli Pradesh
59. Chennai Cooum, Adyar Tamil Nadu
60. Coimbatore Noyyal Tamil Nadu
Banking Awareness
Internal Ombudsman Scheme 2018 Introduced For Banking Ombudsman Scheme, 2006) that are partly
Scheduled Commercial Banks or wholly rejected by the bank. The implementation
The Reserve Bank of India had, in May 2015, of IO Scheme, 2018 will be monitored by the bank‘s
advised all public-sector and selected private and internal audit mechanism apart from regulatory
foreign banks to appoint Internal Ombudsman oversight by RBI.
(IO) as an independent authority to review
complaints that were partially or wholly rejected by 21 Banking Ombudsman centres:
the respective banks. Currently, there are 21 Banking Ombudsman
The IO mechanism was set up with a view to centres operating in the country. The 21 centres are
strengthen the internal grievance redressal system of located in different cities viz. Ahmedabad,
banks and to ensure that the complaints of the Bengaluru, Bhopal, Bhubaneswar, Chandigarh,
customers are redressed at the level of the bank Chennai, Guwahati, Hyderabad, Jaipur, Kanpur,
itself by an authority placed at the highest level of Kolkata, Mumbai (I), Mumbai (II), New Delhi (I), New
bank‘s grievance redressal mechanism so as to Delhi (II), Patna, Thiruvananthapuram, Dehradun,
minimize the need for the customers to approach Ranchi, Raipur, and Jammu.
other fora for redressal.
RBI has reviewed the arrangement and issued RBI Notifies Amended Note Refund Rules
revised directions under Section 35 A of the RBI released new guidelines through a gazette
Banking Regulation Act, 1949 in the form of notification for all notes which were introduced post
‗Internal Ombudsman Scheme, 2018‘. The Scheme note ban, or notes which were introduced as part of
covers, inter-alia, appointment/tenure, roles and the Mahatma Gandhi New Series. With this, the
responsibilities, procedural guidelines and oversight RBI has ended the lack of clarity over the exchange
mechanism for the IO. of the Rs 2000 or Rs 200 currency notes,
All Scheduled Commercial Banks in India having introduced post demonetisation. As per the new
more than ten banking outlets (excluding Regional Reserve Bank of India (Note Refund) Amendment
Rural Banks), are required to appoint IO in their Rules, 2018, "the undivided area of the single largest
banks. The IO shall, inter alia, examine customer piece of the note" for a damaged Rs 2000 note must
complaints which are in the nature of deficiency in be 88 square cm for a full refund, and 44 square cm
service on the part of the bank, (including those on for half refund. The Rs 2000 note is 109.56 square
the grounds of complaints listed in Clause 8 of the cm in dimension. For a damaged Rs 200 note, the

criteria is 78 square cm for a full refund, and 39 Prime lending rate is decided by the individual
square cm for half refund. banks.
RBI decides the following rates namely; Bank rate,
Topic 1: Reserve Bank of India & its repo rate, reverse repo rate & cash reserve ratio.
Functions The quantitative instruments of RBI are – bank rate
policy, cash reserve ratio & statutory liquidity ratio.
i. RBI established on April 1, 1935 under RBI Act
The objective of monetary policy is to control
1934 (recommendations of John Hilton Young
inflation; discourage hoarding of commodities &
Commission 1926 – called Royal Commission on
Indian Currency & Finance), is the central bank of encourage flow of credit into neglected sector.
the country & was nationalized w.e.f 01st Jan When RBI is lender of the last resort, it means that
1949. RBI advances credit against eligible securities.
ii. Originally it was a shareholders‘ bank which was GOI decides the quantity of coins to be minted.
taken over by the Central Govt. under Reserve Bank The method which is used currently in India to issue
(Transfer of Public Ownership) Act 1948 (paid up currency note – minimum reserve system. For issuing
capital Rs. 5 cr). notes, RBI is required to hold the minimum reserves
iii. RBI‘s central office is in Mumbai. of Rs. 200 crores of which note less than Rs. 115
crores is to be held in gold.
Functions of RBI
Issuance of currency: RBI is the authority in India to
issue currency notes (called bank notes) under
signatures of Governor. (One rupee note called
currency note is issued by the Central Govt. & signed
by Finance Secretary). The stock of currency is
distributed with the help of currency chests spread all
over the country.
Banker to Govt.: RBI transacts govt. business &
manages public debt. SBI or any other bank is
appointed Agent where RBI does not have office. It
provides Ways & Means advances to Govt.
Bankers‘ bank: It keeps a part of deposits of
commercial banks (as CRR) & acts as lender of last
resort by providing financial assistance to banks. It
provides export credit refinance, Liquidity Adjustment
Facility & MSF.
Controller of Banks: An controller of banks by
including the banks in 2nd Schedule of the Act. It
issues directions, carries inspection (on-site as well Topic 2: Policy Rates decided by the RBI
as off-site) & exercises management control.
Controller of credit: RBI can fix interest rates Current Policy rates as on 09th December 2019
(including Bank Rate) & exercise selective credit Policy Repo Rate : 5.15%
controls. Various tools such as change in cash Reverse Repo Rate : 4.90%
reserve ratio, stipulation of margin on securities, Bank Rate : 5.40%
directed credit guidelines etc. are used for this Marginal Standing Facility Rate: 5.40%
purpose. It also carries sale & purchase of securities CRR : 4.00%
which are known as open market operations. SLR : 18.50%
Maintenance of external value: RBI is responsible
also for maintaining external value of Indian Lending / Deposit Rates
currency as well as the internal value. Foreign Base Rate: 8.95% - 9.40%
exchange reserves are held by RBI & it has a wide MCLR (Overnight) : 7.70% - 8.10%
power to regulate foreign exchange transactions Savings Deposit Rate : 3.25%- 3.50%
under Foreign Exchange Management Act. Term Deposit Rate > 1 Year : 6.25% - 6.60%
Important Facts of RBI Repo Rate: Repo rate is the rate of interest which is
RBI is not expected to perform the function of levied on Short-Term loans taken by commercial
accepting deposits from the general public. banks from RBI. Whenever the banks have any
shortage of funds they can borrow it from RBI.

Reverse Repo Rate: This is exact opposite of Repo c) A bank that is not included in the 2nd Schedule of RBI
rate. Reverse repo rate is the rate at which is called Non-scheduled Bank.
commercial banks charge on their surplus funds with
RBI. RBI uses this tool when it feels there is too much Total No. of Banks (As per IBA Website)
money floating in the banking system. Total PSBs: 18
SLR Rate: Statutory Liquidity Ratio is the amount a Total Private Sector Banks: 25
commercial bank needs to maintain in the form of Total Payments Banks and Small Finance Banks: 14
cash, or gold or Govt. approved securities (Bonds) Regional Rural Banks: 39
before providing credit to its customers. It is Foreign Banks: 46 (According to RBI website)
determined as the %age of total Net Demand & Time State Co-operative Banks: 33(According to RBI
Liabilities (NDTL). website)
Bank Rate: It is defined in Sec 49 of RBI Act 1934 as
the ‗standard rate at which RBI is prepared to buy or Topic 4: What are the different types of
rediscount bills of exchange or other commercial accounts that can be opened in a Bank?
papers eligible for purchase under this act‘. a) Savings Bank Account
Cash Reserve Ratio: CRR refers to the ratio of b) Current Deposit Account
bank‘s cash reserve balances with RBI with reference c) Fixed Deposit Account
to the bank‘s net demand & time liabilities to ensure d) Recurring Deposit a/c
the liquidity & solvency of the scheduled banks. Savings Bank Account: The rate of interest on
MSF: It was introduced w.e.f. May 09, 2011, by RBI. savings bank account varies from bank to bank & also
Eligibility: Scheduled Commercial Banks having changes from time to time. Interest rate is paid to the
Current Account & SGL Account with RBI. Amount: account holders on daily balance basis.
1% of NDTL Current Deposit Account:
a) This account is mainly for big businessmen,
A Brief on LAF (Liquidity Adjustment Facility) companies & institutions, since there are no
It was introduced by RBI during June, 2000 in restrictions on number of withdrawals from this type
phases, to ensure smooth transition & keeping pace of account. From this withdrawal can be made any
with technological upgradation. number of times.
Tenor: Reverse Repo auctions (for absorption of b) For the convenience of the account holders banks
liquidity) & Repo auctions (for injection of liquidity) also allow withdrawal of amounts in excess of the
are conducted on a daily basis (except Saturdays). balance of deposit. This facility is known as overdraft
Cap: 0.25% of NDTL w.e.f. 01.04.14.
facility.
Fixed Deposit Account (also Term Deposit
Topic 3: Banking Regulation Act Account): Money is deposited in a fixed deposit
1949|Schedule Banks| Other Types of account to earn interest at a higher rate.
Banks Recurring Deposit Account: The rate of interest
a) Passed as the Banking Companies Act 1949 (came allowed on the deposits in this account is higher than
into force wef 16.3.49 & changed to Banking that on a savings bank deposit but lower than the
Regulation Act 1949 w.e.f. 01.03.66, it was made rate allowed on a fixed deposit for the same period.
applicable to J & K in 1956 (and now applicable Note:
throughout India). a) Minimum age to open a bank account is now 10
b) The Act is not applicable to primary agricultural credit years.
societies, cooperative land mortgage banks & non- b) Maximum Interest rate is given on FD A/c.
agricultural primary credit societies. c) The maximum period of an FD is 10 years & for RD is
10 years.
SCHEDULED BANK
a) As per Sec 2 (e) of RBI Act, a scheduled bank means a Important points related to Interest Rates on Bank
bank who is included in 2nd schedule of RBI Act 1934. Accounts {Differential rate of interest (DRI)}
b) A scheduled bank should satisfy the conditions which Interest on Savings A/c is calculated on daily balance
include paid-up capital & reserves requirement of not basis.
less than Rs. 5 lac, satisfaction of RBI that the affairs Now, All SCBs (Excluding RRBs) have the discretion to
will not be conducted by the bank in a way to offer differential interest rates based on whether the
jeopardize the interests of the depositor. term deposits are with or without-premature-
(Commercial, Rural & many State Coop Banks are withdrawal-facility, subject to the following
classified as Scheduled Banks). guidelines:

a) All term deposits of individuals (held singly or jointly) not cancelled, the cheque is called a bearer cheque.
of Rs.15 lakh & below should, necessarily, have The bearer cheque is payable to the person specified
premature withdrawal facility. therein or to any other else who presents it to the
b) For all term deposits other than (i) above, banks can bank for payment.
offer deposits without the option of premature 2. Order Cheque: When the word "bearer" appearing
withdrawal as well. on the face of a cheque is cancelled & when in its
Taxation of Savings Bank Interest rates: : Interest place the word "or order" is written on the face of the
earned on savings bank accounts is not subject to Tax cheque, the cheque is called an order cheque. Such a
Deduction at Source. It is exempt upto Rs. 10,000 in cheque is payable to the person specified therein as
a year. the payee, or to any one else to whom it is endorsed
(transferred).
What are Inoperative & Dormant Accounts? 3. Crossed Cheque: Crossing of cheque means
RBI clarified on 30.10.09 that SB account can be drawing two parallel lines on the face of the cheque
treated as inoperative account only after 2 years from with or without additional words like " & CO." or
the date of the last credit entry of interest on Fixed "Account Payee" or "Not Negotiable". A crossed
Deposit account, where FD interest is being credited cheque cannot be encashed at the cash counter of a
to SB account or where dividend on shares is being bank but it can only be credited to the payee's
credited). account.
4. Ante-Dated Cheque: If a cheque bears a date
Miscellaneous Terms related to the Deposits earlier than the date on which it is presented to the
Unclaimed Deposits: The banks are to furnish to bank, it is called as "ante-dated cheque". Such a
RBI a statutory annual return (penalty for delay) for cheque is valid upto 3 months from the date of the
unclaimed accounts which have not been operated cheque.
for a period of 10 years or more in December every 5. Post-Dated Cheque: If a cheque bears a date which
year u/s 26 of RBI Act. is yet to come (future date) then it is known as post-
Demand liabilities: Current deposits, Demand dated cheque. It cannot be honoured earlier than the
liabilities portion of saving deposits, margins held date on the cheque.
against LC/LG, Balances in overdue FD, cash 6. Stale Cheque: If a cheque is presented for payment
certificate & RD, Outstanding TTs, MTs & DDs, after 3 months from the date of the cheque it is called
Unclaimed deposits, Credit balance in CC a/c & stale cheque. A stale cheque is not honoured by the
Deposits held as security for loan payable on bank.
demand. 7. A self-cheque: It is written by the account holder as
Time liabilities: FDs, cash certificate, cumulative & pay self to receive the money in the physical form
RDs, time liabilities portion of saving bank deposits, from the branch where he holds his account.
staff security deposits, margins against LC not 8. ―A truncated cheque‖ means a cheque which is
payable on demand, deposit held as securities for truncated during the course of a clearing cycle,
advances & India Dev Bonds. either by the clearing house or by the bank whether
paying or receiving payment, immediately on
Topic 5: Negotiable Instrument Act and generation
Cheques of an electronic image for transmission.
In India the Negotiable Instruments Act was passed The expression ―clearing house‖ means the clearing
during 1881 which came into force wef March 01, house managed by the RBI or a clearing house
1882. recognised as such by the RBI.‘
CHEQUE: A cheque is (a) a bill of exchange (b) drawn
on a specified bank & (c) not expressed to be payable The Parties of a Cheque
otherwise than on demand. It includes electronic There are three parties to the cheque
image of a truncated cheque & also an electronic Drawer or Maker
cheque. The bank - on whom the cheque is drawn (i.e. the
AMOUNT OF A CHEQUE: Where amount of a bank with whom the account is maintained by the
cheque differs in words & figures, as per Section 18, drawer)
amount written in words should be paid irrespective Payee – Payee is the person whose name is
of the fact, which amount is less or more. mentioned on the chequeto whom or to whose order
the money is directed to be paid.
What are the Types of Cheque? ENDORSEMENT: As per Section 15, endorsing
1. Bearer Cheque or open Cheque: When the words means signing on the face or backside of an
"or bearer" appearing on the face of the cheque are instrument (or even on a paper called Allonge or

stamped paper), for the purpose of negotiating It is payable to order on demand (85-A NI Act). It
(transferring to next person) a negotiable instrument. cannot be issued as payable to bearer (Sec. 31 RBI
Endorsement in full: If an endorser signs his name Act).
& adds a direction to pay the amount mentioned in If a bank fails to honour a bank draft, it renders itself
the instrument to, or to order of, a specified person, liable for damages. Similarly, omission of signatures
the endorsement is said to be in full. Blank or wrong signatures can also make the bank liable.
endorsements can be converted into full. By prior arrangement, the paying bank could be a
Restrictive endorsement: Where an endorsement different bank also.
prohibits & restricts further negotiability of the
instrument, it is called restricted endorsement. The Topic 6: Financial Inclusion and the
words ‗Pay to Ashish only‘ or ‗Pay to Ashish for my initiatives launched to achieve it
use‘ or ‗Pay to Ashish for account of B‘, are the cases
of restrictive endorsement. Financial inclusion involves
1) Give formal banking services to poor people in urban
A Brief on Crossing of a Cheque & rural areas.
Crossing of a cheque means two parallel transverse 2) Promote habit of money-savings, insurance, pension-
lines on the face with or without words, such as ‗& investment among poor-people.
Co‘, ‗not-negotiable‘, ‗payee‘s account only‘ etc. The 3) Help them get loans at reasonable rates from normal
words without lines will not constitute crossing. Such banks. So. they don‘t become victims in the hands of
instruments should not be paid as drawer‘s mandate local moneylender.
is not clear.
Crossing is applicable in case of cheques & Some Important initiatives for Financial Inclusion
demand draft only & does not cover BOE or Lead banking scheme (LBS).
promissory note. No frills account.
BSBDA
What are the Types of Crossing? Business Correspondents (BC) system.
General crossing (sec 123): General crossing is Swabhiman Campaign
where a cheque bears across its face two parallel PMJDY
transverse lines (with or without words such as ―& co‖
or any abbreviation. (Words not important, lines are). Lead Bank Scheme
Special crossing (sec 124): Where a cheque bears Lead Bank Scheme, introduced towards the end of
across its face, name of bank, either with or without 1969, envisages assignment of lead roles to
the words not-negotiable (lines are not important, the individual banks (both in public sector & private
addition of name of the bank is important), that sector) for the districts allotted to them.
addition shall be deemed as special crossing & the A bank having a relatively large network of branches
cheque be considered to be crossed specially to in the rural areas of a given district & endowed with
banker. adequate financial & manpower resources has
Special Crossing in favour more than one bank: generally been entrusted with the lead responsibility
As per Section 127, if a cheque is crossed specially to for that district. Accordingly, all the districts in the
more than one bank (unless one bank is acting as country have been allotted to various banks.
collecting agent to another), the payment shall be The lead bank acts as a leader for coordinating the
refused. A cheque crossed to two or more branches efforts of all credit institutions in the allotted districts.
of the same bank is considered to be crossed to one
bank only. No Frill Account
Not negotiable crossing: As per Section 130, a 'No Frills 'account is a basic banking account. Such
person taking a cheque crossed generally or specially account requires either nil minimum balance or very
bearing the words ‗not negotiable‘ shall not have not low minimum balance. Charges applicable to such
be capable of giving a better title to the cheque than accounts are low.
that, which ther p erson from whom he took it, had. The RBI in 2005-06 called upon Indian banks to
design a ‗no frills account‘ – a no precondition, low
Demand Drafts ‗minimum balance maintenance‘ account with
Demand draft is defined as per Section 85 (a) of NI simplified KYC (Know Your Customer) norms.
Act 1881 as an order to pay money drawn by one But all the existing ‗No-frills‘ accounts opened were
office of a bank upon another office of the same bank converted into BSBDA in compliance with the
for a sum of money payable to order on demand. guidelines issued by RBI in 2012.

What is BSBDA (Basic Savings and Bank Deposit allowed a maximum of four withdrawals in a month,
A/c)? including ATM withdrawals.
In 2012, RBI introduced BSBDA. Some important points Facility of ATM card or ATM-cum-Debit Card.
are:
This account shall not have the requirement of any Business Correspondent
minimum balance. BCs are bank representatives. They personally go to
The services available in the account will include: area allotted to them & carry out banking. They help
deposit & withdrawal of cash at bank branch as well villagers to open bank accounts, in banking
as ATMs; receipt/credit of money through electronic transactions etc.
payment channels or by means of deposit/collection Business Correspondents get commission from bank
of cheques drawn by Central/State Govt. agencies & for every new account opened, every transaction
departments; made via them, every loan-application processed etc.
While there will be no limit on the number of deposits
that can be made in a month, account holders will be
been applied for all type of MSMEs including those
Topic 7: All about the Priority Sector operating in the services sector.
Lending Norms Though the primary responsibility of promotion and
It means provide credit to the needy sectors of the development of MSMEs is of the State Governments,
society. The sectors are: the center has passed an Act in 2006 to empower the
• Agriculture • Micro & Small Enterprises sector and also has formed a Ministry (Ministry of
• Education • Housing MSMEs). It was the Micro, Small and Medium
• Export • Weaker Sections Enterprises Development (MSMED) Act which was
• Social Infrastructure • Renewable Energy notified in 2006 that defined the three tier of micro,
Targets under PSL small and medium enterprises and set investment
limits. The new turnover criteria will better suit with
Agriculture: 18% of ANBC (Adjusted Net Bank
the GST Network (GSTN) and other formats of
Credit). Out of this 18%, a target of 8% of ANBC is for
segregating the MSMEs.
Small & Marginal Farmers, to be achieved in a
phased manner i.e., 7% by March 2016 & 8% by
March 2017. The new turnover based classification of MSMEs
Weaker Sections: 10 % of ANBC. The Micro, Small and Medium Enterprises
Micro Enterprises: 7.5% of ANBC has been Development (MSMED) Act, 2006 will accordingly be
prescribed for Micro Enterprises, to be achieved in a amended to define units producing goods and
phased manner i.e. 7% by March 2016 & 7.5% by rendering services in terms of annual turnover as
March 2017. follows:
Overall PSL Target for Domestic Bank/Foreign Bank A micro enterprise will be defined as a unit where
with more than 20 Branches: 40% of ANBC. the annual turnover does not exceed Rs 5 crores;
Overall PSL Target for Foreign Bank with less than 20 A small enterprise will be defined as a unit where
Branches: 40% of ANBC to be achieved in phased the annual turnover is more than Rs 5 crore but does
manner not exceed Rs 75 crore;
A medium enterprise will be defined as a unit where
the annual turnover is more than Rs 75 crore rupees
2017-18 36
but does not exceed Rs 250 crore.
2018-19 38
Additionally, the Central Government may, by
2019-20 40
notification, vary turnover limits, which shall not
exceed thrice the limits specified in Section 7 of the
Categorization of MSME according to MSME ACT MSMED Act.
2006
Manufacturing Sector (Goods) Table: Classification of MSMEs-
The government has given a new turnover based
classification of MSMEs in February 2018. As per this
new classification, the MSMEs are categorized in term
of business turnover. This is in place of the previous
classification based on investment made in plant and
machineries if they are operating in the
manufacturing sector and investment in equipment
for service sector companies. As per the new
classification, the same turnover based criteria have

Other Targets under PSL Weaker Sectors: A target of 15 % of total

Farmers with landholding of up to 1 hectare are outstanding has been prescribed for Weaker
considered as Marginal Farmers. Farmers with a Sections.
landholding of more than 1 hectare & upto 2 Monitoring: Priority Sector Lending will be
hectares are considered as Small Farmers. monitored on a quarterly as well as annual basis.
SCB having any shortfall in lending to priority sector Note: The revised guidelines will be operational with
shall be allocated amounts for contribution to Rural effect from Jan 2016.
Infrastructure Development Fund with NABARD.
For Renewable Energy, bank loans up to a limit of
Rs.15 crore to borrowers for purposes like solar
based power generators, etc. For individual
households, the loan limit will be Rs.10 lakh per
borrower.
Export credit will be allowed up to 32% of ANBC for
Foreign banks with less than 20 branches in India.
For Education, banks can provide loans to
individuals for educational purposes including
vocational courses uptoRs. 10 lakh for studies in
India & Rs. 20 lakh for studies abroad.
Limits under Social infrastructure Bank loans up
to a limit of Rs.5 crore per borrower for building
social infrastructure for activities namely schools,
health care facilities, drinking water facilities &
sanitation facilities in Tier II to Tier VI centres.
Monitoring of Priority Sector Lending targets Priority Sector Lending Certificates (PSLCs)
To ensure continuous flow of credit to priority sector, These are a mechanism to enable banks to achieve
there will be more frequent monitoring of priority the priority sector lending target & sub-targets by
sector lending compliance of banks on ‗quarterly‘ purchase of these instruments in the event of
basis instead of annual basis as of now. shortfall. This also incentivizes surplus banks as it
Non-achievement of Priority Sector targets allows them to sell their excess achievement over
Scheduled Commercial Banks having any shortfall in targets thereby enhancing lending to the categories
lending to priority sector shall be allocated amounts under priority sector.
for contribution to RIDF established with NABARD & All PSLCs will be valid till March 31st & will expire on
other Funds with NABARD/NHB/SIDBI, as decided by April 1st.
the Reserve Bank from time to time. There are only four eligible categories of PSLCs i.e.
The interest rates on banks‘ contribution to RIDF or PSLC General, PSLC Small & Marginal Farmer, PSLC
any other Funds, tenure of deposits, etc. shall be Agriculture & PSLC Micro Enterprises.
fixed by Reserve Bank of India from time to time.
Topic 8: Financial Market| Important
RBI revises priority sector lending norms for RRBs Points on Money Market, Capital Market &
Salient features of the guidelines:-
Targets: 75% of total outstanding to the sectors their Instruments
eligible for classification as priority sector lending.
Categories of the Priority Sector: Medium MONEY MARKET
Enterprises, Social Infrastructure & Renewable It is a market for short-term debt securities, such as
Energy will form part of the Priority Sector, in commercial paper, repos, negotiable certificates of
addition to the existing categories, with a cap of 15% deposit, & Treasury Bills with a maturity of one year
of total outstanding. or less.
Agriculture: 18% of total outstanding should be
advanced to activities mentioned under Agriculture. CAPITAL MARKETS IN INDIA
Small & Marginal Farmers: A target of 8% of total It is the market for long term funds. It refers to all the
outstanding has been prescribed for Small & facilities & institutional arrangements for borrowing &
Marginal Farmers within Agriculture. lending medium & long term funds.
Micro Enterprises: A target of 7.5 % of total
outstanding has been prescribed for Micro Money Market VS Capital Market
Enterprises.
Money Market Capital Market TREASURY BILLS

Market for short term Market for long term These are the instruments (in the form of promissory
financial assets financial assets notes) of short term borrowing by the Central govt.,
Maturity period less Maturity period beyond first issued in India in 1917.
than one year one year TBs can be purchased by any one (including
Deals over the counter Deals at stock exchange individuals) except State govt.
No. of players limited No. of players unlimited Minimum amount of face value Rs. 25000 & in
Regulated by RBI Regulated by SEBI multiples thereof.
Maturity: 91 days, 182 days & 364 days.
Major money market Instruments Treasury bills are zero coupon securities. They
Certificate of Deposit (CD) are issued at a discount & redeemed at face value at
Commercial Paper (CP) maturity.
Inter Bank Participation Certificates
Inter Bank term Money Cash Management Bills (CMB)
Treasury Bills CMB introduced on 11.08.11, is a short-term
Bill Rediscounting security to be sold by Govt. of India to raise
Call/Notice Money temporary money for cash management needs.
The tenure is less than 91 days but the notified
Terms relating to Money Market amount & date of issue depends upon the
temporary cash requirement of the Govt.
Call Money Money lent or borrowed for one It is issued at discount to the face value through
day auctions, as in the case of the Treasury Bills.
Notice Money lent or borrowed for a
Money period of 2-14 days. DATED SECURITIES
Term Money lent or borrowed for 15 These are long term securities & carry a fixed or
Money daysto 1 year. floating coupon (interest rate) paid on the face
Yield to Expected rate of return on an value, payable at fixed time periods (half-
maturity existing security purchased for the yearly).
market. The tenor of dated securities can be up to 40
Coupon Specified interest rate on a fixed years.
Rate maturity security fixed at the time Public Debt Office of RBI acts as the
of issue. registry/depository of Govt. securities & deals
with the issue, interest payment & repaymentof
principal at maturity.
CALL/NOTICE MONEY MARKET OPERATIONS
Under call money market, funds are transacted on
overnight basis & under notice money market, for 2 WAYS & MEANS ADVANCES (WMAs)
days to 14 days. WMAs were introduced as per an agreement
Participants include banks (excluding RRBs) & Primary between RBI & Govt.
Dealers (PDs), both as borrowers & lenders. Non- WMAs are temporary overdrafts by RBI to govt.
bank institutions are not permitted in the call/notice (Central & State) under Section 17(5) of RBI Act.
money market with effect from August 6, 2005. WMSs replaced the earlier ad hoc T-Bills system.
Calculation of interest payable is based on WMAs bridge the time interval of mismatch between
FIMMDA‘s (Fixed Income Money Market & govt. expenditure & receipts.
Derivatives Association of India) Handbook of Duration: 10 consecutive working days for Central
Market Practices. Govt. & 14 days for State Govt.
INSTRUMENT OF GOVT. BORROWING OTHER MONEY MARKET INSTRUMENTS

To meet the temporary receipt & expenditure
mismatch, govt. obtains over draft from RBI under CERTIFICATE OF DEPOSIT
Ways & Means Advances. For short term liquidity, it
issues cash management bills, treasury bills of 91 This scheme was introduced in July 1989, to enable the
days, 182 days & 364 days maturity. For long term banking system to mobilize bulk deposits from the
funds, it uses dated securities in the form of market, which they can attract at competitive rates of
bonds/long term loans. interest.

Who can Scheduled commercial banks (except RRBs) amalgamations, establishing coordination between the
issue & All India Financial Institutions within their Govt. & the corporate sector.
‗Umbrella limit‘.
CRR/SLR Applicable on the issue price in case of CAPITAL MARKETS IN INDIA
banks a) It refers to all the facilities & institutional
Investor Individuals (other than minor), arrangements for borrowing & lendingmedium &
s corporations, companies, trusts, funds, long-term funds.
associations etc. b) It is segregated into (i) gilt edged market & (ii) the
Maturity Min: 7 days, Max : 12 Months (in case of industrial securities market.
FIs minimum 1 year & maximum 3 years). c) The gilt edged marketrefers to the market for
Amount Min: Rs. 1 lac, beyond which in multiple of govt. & semi-govt. securities which are traded in
Rs. 1 lac the market in stable value & are sought after by
Int. Rate Market related. Fixed or floating banks & other institutions.
Loan Against collateral of CD not permitted d) The industrial securities market refers to the
Nature Usance Promissory note. Can be issued market for shares & debentures of old as well as
in Dematerialisation form only wef June new companies. This market is further divided as
30, 2002 primary market & secondary market.
The primary market refers to the setup which helps
COMMERCIAL PAPER the industry to raise funds by issuing different types of
i. CP introduced during 1990, is a short term money securities, which are issued directly to the investors,
market instrument issued as an unsecured usance both individual & institutions.
promissory note & privately placed. The secondary market refers to the network for
ii. Who can issue Commercial paper (CP): subsequent sale & purchase of securities, after these
Companies, primary dealers (PDs) & all-India are issued.
financial institutions (FIs).
iii. A company is eligible to issue CP if: INDIAN DEPOSITORY RECEIPTS (IDRs)
(a) Its tangible net worth, as per latest audited balance IDR is an instrument in the form of a Depository Receipt
sheet, is not less than Rs. 4 crore. created by the Indian depository in India against the
(b) Sanctioned working capital limit by bank/s or all- underlying equity shares of the issuing company. In an
India financial institution/s; IDR, foreign companies would issue shares, to an Indian
(c) The borrower accounts are classified as a Standard companies would issue shares, to an Indian Depository
Asset by financing bank/s/ institution/s & ‗ which would in turn issue depository receipts to investors
(d) Minimum credit rating from SEBI approved credit in India.
rating agency (CRA) is A3.
iv. Maturity: Min 7 days & max upto one year Topic 9: All about the DICGC
v. Amount: Min Rs. 5 lakh or multiples thereof. (Deposit Insurance & Credit Guarantee
Collateralised Borrowing & Lending Obligation
Corporation of India)
1. Which banks are insured by the DICGC?
(CBLO)
All commercial banks including branches of foreign
CBLO, an RBI approved money market instrument, is
banks functioning in India, local area banks &
developed by CCIL for the benefit of the entities
regional rural banks are insured by the DICGC.
phased out from interbank call money market or
2. What does the DICGC insure?
given restricted participation in terms of ceiling on
It insures all deposits such as savings, fixed, current,
call borrowing & lending transactions & who do not
recurring, etc. except the following types of deposits.
have access to the call money market.
(i) Deposits of foreign Govt.s;
It is a discounted instrument available in electronic
(ii) Deposits of Central/State Govt.s;
book entry form for the maturity period ranging from
(iii) Inter-bank deposits;
7 days to 90 Days (can be up to one year as per RBI
(iv) Deposits of the State Land Development Banks with
guidelines).
the State co-operative bank;
(v) Any amount due on account of any deposit received
MERCHANT BANKING outside India
Merchant banking stands for providing various services (vi) Any amount, which has been specifically exempted
relation to capital market & financing the corporate by the corporation with the previous approval of
sector. The Merchant Bankers provide consultancy to the Reserve Bank of India.
corporate sector on the issues like finance, capital 3. What is the maximum deposit amount insured
structure & investment, mergers, takeover & by the DICGC?
Each depositor in a bank is insured upto a maximum Standard asset is one that does not disclose any
of Rs.1,00,000 for both principal & interest amount problems & which does not carry more than normal
held by him in the same capacity. risk attached to the business.
4. HQ: Mumbai Chairman: B.P.Kanungo An asset which has been classified as NPA for a
period not exceeding 12 months is considered as sub-
Topic 10: NPAs & SARFAESI Act standard asset.
It means once the borrower has failed to make interest Doubtful asset is one which has remained NPA for a
or principal payments for 90 days, the loan is considered period exceeding 12 months.
to be a non-performing asset. An asset which is considered uncollectible & loss has
been identified by the bank or internal or external
Criteria for classification of loan as NPA auditors or the RBI inspection & the loss has not been
written off is regarded as loss asset.
Farm Credit within Agriculture loans: A loan will
What is pledge: U/s 172 of Indian Contracts Act,
be treated as an NPA if installment of the principal
pledge is bailment (delivery) of goods as security for
or interest remains unpaid beyond the due date for
payment of a loan. Only goods (movable assets
(a) two crop seasons in case of short duration crops
excluding actionable claims (Sec 2(7) of Sales of Goods
(maturing within one year) & (b) one crop season for
Act) can be pledged.
long duration crops (maturing after one year). This
would also be applicable, mutatis mutandis, to
agricultural term loans. In other agriculture loans, Topic 11: A Brief on ATMs in India
the 90 days norm would be applicable. 1. What is an Automated Teller Machine (ATM)?
A. Automated Teller Machine is a computerized machine
SARFAESI Act & Rules that provides the customers of banks the facility of
accessing their account for dispensing cash & to carry
SARFAESI Act (The Securitization & Reconstruction of
out other financial & non-financial transactions
Financial Assets & Enforcement of Security Interest
without the need to actually visit their bank branch.
Act, 2002) was enacted to regulate securitization &
reconstruction of financial assets & enforcement of
2. What is White Label ATMs (WLAs)?
security interest created in respect of Financial Assets
A. ATMs set up, owned & operated by non-banks are
to enable realization of such assets.
called White Label ATMs. Non-bank ATM operators
The Act provides for the manner for enforcement of
are authorized under Payment & Settlement Systems
security interests by a secured creditor without the
Act, 2007 by the Reserve Bank of India.
intervention of a court or tribunal.
If any borrower fails to discharge his liability in
3. Is there any time limit for the card issuing banks
repayment of any secured debt within 60 days of
for recrediting the customer‘s account for a
notice from the date of notice by the secured creditor,
failed ATM/WLA transaction?
the secured creditor is conferred with powers under
A. As per the RBI instructions, banks have been
the SARFAESI Act to
mandated to resolve customer complaints by re-
a) Takes possession of the secured assets of the
crediting the customer‘s account within 7 working
borrower, including transfer by way of lease,
days from the date of complaint.
assignment or sale, for realizing the secured assets
b) Takeover of the management of the business of the
4. Are the customers eligible for compensation for
borrower including the right to transferby way of
delays beyond 7 working days?
lease, assignment or sale for realizing the secured
A. Yes. Effective from July 1, 2011, banks have to pay
assets,
compensation of Rs. 100/- per day for delays in re-
c) Appoint any person to manage the secured assets
crediting the amount beyond 7 working days from the
possession of which is taken by thesecured creditor,
date of receipt of complaint for failed ATM
and
transactions. The compensation has to be credited to
d) Require any person, who has acquired any of the
the account of the customer without any claim being
secured assets from the borrower andfrom whom
made by the customer. If the complaint is not lodged
money is due to the borrower, to pay the secured
within 30 days of transaction, the customer is not
creditor so much of the money as if sufficient to pay
entitled for any compensation for delay in resolving
the secured debt.
his / her complaint.
The assets portfolio of the banks is required to be
classified as Topic 12: Currency System in India
(1) Standard assets (2) sub-standard assets Money as a means of payment consists of coins,
(3) Doubtful assets (4) loss assets. paper money & withdrawable bank deposits.

Legal tender: As per provisions of coinage Act 1906, t Blue with x135 mm
bank notes, currency notes & coins (Rs. 1 & above) Chariot
are legal tender for unlimited amount. The subsidiary 200 H Bright Sanchi 66 mm
coins (below Re 1) are legal tenders for sum not Yellow Stupa ×146 mm
exceeding Re 1. Issue of 1, 2 & 3 paise coins 500 - Stone Grey Red Fort 66mm
discontinued wef Sep 16, 1981. x150mm
Currency chests are operated by RBI so that they 200 - Magenta Mangalyaa 66mm
can provide good quality currency notes to the public. 0 n x166mm
However, RBI has appointed commercial banks to
open & monitor currency chests on behalf of RBI. The Topic 13: A close look at the Prompt
cash kept in currency chests is considered to be kept
in RBI. Corrective Action (PCA)
The bank branches are also authorised to establish To ensure that banks don't go bust, RBI has put in place
Small Coin Depots to stock small coins. The Small some trigger points to assess, monitor, control & take
Coin Depots also distribute small coins to other bank corrective actions on banks which are weak & troubled.
branches in their area of operation. The process or mechanism under which such actions are
What are soiled, mutilated & imperfect banknotes? taken is known as Prompt Corrective Action, or PCA.
Government note: means any note issued by What is PCA as per RBI? All Misconceptions Cleared
Central Government or supplied by the Central RBI clarified that the PCA framework is not intended
Government to the Bank and issued by the Bank, to constrain normal operations of the banks for the
provided the liability for the payment of the value in general public.
respect of such note has devolved on and been taken Under RBI's supervisory framework, it uses various
over by the Bank. measures/tools to maintain sound financial health of
Imperfect Note: means any note, which is wholly or banks. PCA framework is one of such supervisory
partially, obliterated, shrunk, washed, altered or tools.
indecipherable but does not include a mutilated note. It involves monitoring of certain performance
Mutilated note: means a note of which a portion is indicators of the banks as an early warning exercise &
missing or which is composed of more than two is initiated once such thresholds as relating to capital,
pieces. asset quality etc. are breached.
Mismatched note: means a mutilated note which Its objective is to facilitate the banks to take corrective
has been formed by joining a half note of any one measures including those prescribed by the Reserve
note to a half note of another note. Bank, in a timely manner, in order to restore their
Soiled note: means a note which, has become dirty financial health.
due to usage and also includes a two piece note It provides an opportunity to the Reserve Bank to pay
pasted together wherein both the pieces presented focussed attention on such banks by engaging with
belong to the same note, and form the entire note. the management more closely in those areas.
The PCA framework is, thus, intended to encourage
Pre-2005 series Banknotes banks to eschew certain riskier activities & focus on
The banknotes issued before 2005 MG series are called conserving capital so that their balance sheets can
pre-2005 series banknotes, which do not have the year become stronger.
of printing on the reverse side. On Jan 23, 2014, RBI
decided to withdraw, from circulation, these notes as Salient Features of revised PCA Framework for
they have fewer security features. Banks
1. These notes shall continue to be legal tender. The A. Capital, asset quality & profitability continue to be the
notes are only being withdrawn from circulation. key areas for monitoring in the revised framework.
2. These notes can be exchanged at select bank branch B. Indicators to be tracked for Capital, asset quality &
till 30.06.16. profitability would be:
a) CRAR/ Common Equity Tier I ratio: CET ratio – the
Currency Quick Facts
percentage of core equity capital, net of regulatory
Den. Lette Colour Motif Dimensio
adjustments, to total risk weighted assets as defined
r n
in RBI Basel III guidelines
10 - Chocolate Sun 63 mm
b) Net NPA ratio: NNPA ratio – the percentage of net
Brown Temple, x123 mm
NPAs to net advances
Konark
c) Return on Assets: ROA – the percentage of profit
20 - Greenish Ellora 63 mm
after tax to average total assets
yellow Caves x129 mm
C. Leverage would be monitored additionally as part of
50 - Fluorescen Hampi 66 mm the PCA framework.

D. Breach of any risk threshold (as detailed under) would

result in invocation of PCA. A Brief on UPI- 2016
E. The PCA framework would apply without exception to Unified Payments Interface is an instant payment
all banks operating in India including small banks & system developed by NPCI. UPI is built over the IMPS
foreign banks operating through branches or infrastructure & allows you to instantly transfer money
subsidiaries based on breach of risk thresholds of between any two parties' bank accounts.
identified indicators. UPI-PIN is a 4-6 digit pass code you create/set during
F. A bank will be placed under PCA framework based on first time registration with this App.
the audited Annual Financial Results & the The upper limit per UPI transaction is Rs. 1 Lakh.
Supervisory Assessment made by RBI.
Immediate Payment Service (IMPS): It was launched
in 2010. IMPS offers an instant, 24X7, interbank
electronic fund transfer service through mobile phones.
Overview of *99# Service: *99# service launched by

NPCI, which works on Unstructured Supplementary
Service Data (USSD) channel. This service was launched
in 2014. Banking customers can avail the service by
dialing *99#, a ―Common number across all Telecom
Service Providers (TSPs)‖ on their mobile phone &
transact through an interactive menu displayed on the
mobile screen.
Overview of *99*99# Service: *99*99# is a USSD

(Unstructured Supplementary Service Data) based value
added service from NPCI that facilitates the customers to
check the status of his/her Aadhaar number
seeding/linking in the bank account. The service works
Topic 14: All about the Products of NPCI across all GSM service providers & brings together the
A Brief on NPCI: National Payments Corporation of diverse ecosystem partners such as Banks & TSPs
India (NPCI) is an umbrella organization for all retail (Telecom Service Providers).
payments system in India. It was incorporated in
December 2008 & the Certificate of Commencement MMID: MMID stands for Mobile Money Identifier. MMID
of Business was issued in April 2009. The authorized is a 7-digit code issued by the bank to their customers
capital was pegged at Rs 300 crore & paid up capital for availing IMPS.
was Rs 100 crore.
Biswamohan Mahapatra| Non Executive A Brief on QSAM: *99*99# service, is alternatively
Chairman, known as QSAM (Query Service on Aadhaar Mapper).
Dilip Asbe- MD & CEO Using this service, a person can check the Aadhaar
Deepak Kumar- Chief General Manager-in- seeding/linking status in his/her bank account.
charge, Department of Information Technology
(RBI Nominee Director) A Brief on NACH
NPCI implemented ―National Automated Clearing
A Brief on BHIM House (NACH)‖ for Banks, Financial Institutions,
Bharat Interface for Money is an app that lets you Corporates & Govt., is a web based solution to
make simple, easy & quick payment transactions facilitate interbank, high volume, electronic
using Unified Payments Interface (UPI). This can be transactions which are repetitive & periodic in nature.
done using just Mobile number or Virtual Payment NACH System can be used for making bulk
Address (VPA). Currently it is available in 16 transactions towards distribution of subsidies,
languages (as on October 2019). dividends, interest, salary, pension etc. for bulk
Virtual Payment Address (VPA) is a unique identifier transactions towards collection of payments
which you can use to send & receive money on UPI. pertaining to telephone, electricity, water, loans,
With BHIM, you can' t pay more than Rs. 20 investments in mutual funds, insurance premium etc.
thousand in a transaction. NACH‘s Aadhaar Payment Bridge (APB) System,
Daily limit for BHIM app transaction is Rs. developed by NPCI has been helping the Govt. &
40,000. Govt. Agencies in making the Direct Benefit Transfer
scheme a success.
BBPS: Bharat Bill Payment System (BBPS) will function 75% of its "demand deposit balances" in SLR
as a tiered structure for operating the bill payment eligible. The minimum paid-up equity capital
system in the country under a single brand image. shall be Rs. 100 crore.
NPCI will function as the authorized Bharat Bill The promoter's minimum initial contribution to the
Payment Central Unit (BBPCU), which will be paid-up equity capital of such payments bank shall at
responsible for setting business standards, rules & least be 40 % for the first five years from the
procedures for technical & business requirements for commencement of its business.
all the participants.
Headquarters of the Payment Banks
Topic 15: Small Finance Banks & its Aditya Birla Nuvo Limited- Mumbai (Operation
Headquarters Closed)
The objective is to further financial inclusion by (a) Airtel M Commerce Services Limited- Registered
provision of savings vehicles, (b) supply of credit to Office- New Delhi, Corporate Office- Gurugram,
small business units; small & marginal farmers; micro Haryana
& small industries; & other unorganised sector Cholamandalam Distribution Services Limited-
entities, through high technology-low cost operations. Chennai
It shall primarily undertake basic banking activities of Department of Posts (IPPB)- New Delhi
acceptance of deposits & lending to unserved & Fino PayTech Limited- Navi Mumbai
underserved sections including small business units, National Securities Depository Limited- Mumbai
small & marginal farmers, micro & small industries & Reliance Industries- Mumbai
unorganised sector entities. The minimum paid-up Vodafone m-pesa Limited- Mumbai
equity capital is Rs. 100 crores.
The promoter's minimum initial contribution to the Topic 17: What are the Risks in Banking
paid-up equity capital of such small finance bank Sector?
shall at least be 40 % & gradually brought down to 26 Banking risk can be defined as exposure to the
% within 12 years from the date of commencement of uncertainty of outcome. It is applicable to full-service
business of the bank. banks like SBI, PNB & Others.
Types of bank risks
Headquarters of the Small Finance Banks 1. Credit risk 4. Market risk
Au Financiers (India) Ltd., Jaipur 2. Operational risk 5. Liquidity risk
Capital Local Area Bank Ltd., Jalandhar 3. Business risk 6. Reputational risk
Disha Microfin Private Ltd., Ahmedabad Credit risk: It usually occurs because of inadequate
Equitas Holdings P Limited, Chennai income or business failure. Credit risk signifies a
ESAF Microfinance & Investments Private Ltd., decline in the credit assets‘ values before default that
Registered Office- Chennai, Corporate Office- arises from the deterioration in a portfolio or an
Thrissur (Kerala) individual‘s credit quality.
Janalakshmi Financial Services Private Limited, Market risk: Basel Committee on Banking
Bengaluru Supervision defines market risk as the risk of losses in
RGVN (North East) Microfinance Limited, Guwahati on- or off-balance sheet positions that arise from
Suryoday Micro Finance Private Ltd., Navi Mumbai movement in market prices. Market risk is the most
Ujjivan Financial Services Private Ltd., Bengaluru prominent for banks present in investment banking.
Utkarsh Micro Finance Private Ltd., Varanasi Operational risk: Basel Committee on Banking
Supervision defines operational risk ―as the risk of
Topic 16: Payments Banks & its loss resulting from inadequate or failed internal
Headquarters processes, people & systems or from external events.
The objective is to further financial inclusion by Operational risk, the risk in all banking transactions
providing (i) small savings accounts (ii) Liquidity risk: Liquidity risk is the risk of a bank not
payments/remittance services to migrant labour being able to have enough cash to carry out its day-
workforce, low income households, small businesses, to-day operations.
other unorganised sector entities & other users. Reputational risk—when banks lose the public‘s
Scope of activities: Acceptance of demand deposits. trust: It is the risk of damage to a bank‘s image &
It will initially be restricted to holding a maximum public standing that occurs due to some dubious
balance of Rs. 100,000 per individual customer. actions taken by the bank.
It cannot undertake lending activities. Apart from Business Risk: Business risk is the risk arising from a
amounts maintained as CRR on its outside demand & bank‘s long-term business strategy. It deals with a
time liabilities, it will be required to invest minimum bank not being able to keep up with changing

competition dynamics, losing market share over time, Topic 19: Most Important Miscellaneous
& being closed or acquired. Banking Terms
ACU: Asian Clearing Union (ACU) was established
Topic 18: What are the BASEL-3 Norms & a with its head-quarters at Tehran, Iran, on December
brief on the 3 Pillars of Basel? 9, 1974.
Basel Committee is the primary global standard-setter The Central Banks & the Monetary Authorities of
for the prudential regulation of banks & provides a Bangladesh, Bhutan, India, Iran, Maldives, Myanmar,
forum for cooperation on banking supervisory Nepal, Pakistan & Sri Lanka are currently the
matters. members of the ACU.
Its mandate is to strengthen the regulation, Asian Monetary Units (AMUs) is the common unit of
supervision & practices of banks worldwide with the account of ACU & is denominated as ‗ACU Dollar‘ &
purpose of enhancing financial stability. ‗ACU Euro‘. All instruments of payments under ACU
Stefan Ingves, Governor of Sveriges Riks bank have to be denominated in AMUs.
(SWEDEN), is the Chairman of the Basel Committee. Rupee Denominated Bonds: Any corporate (entity
Basel III or Basel 3 released in December, 2010 is the registered as a company under the Companies Act,
third in the series of Basel Accords. These accords 1956/ 2013) or body corporate (entity specially
deal with risk management aspects for the banking created out of a specific act of the Parliament) &
sector. Indian banks are eligible to issue Rupee denominated
According to Basel Committee on Banking bonds overseas. Real Estate Investment Trusts (REITs)
Supervision "Basel III is a comprehensive set of reform & Infrastructure Investment Trusts (InvITs) coming
measures, developed by the Basel Committee on under the regulatory jurisdiction of SEBI are also
Banking Supervision, to strengthen the regulation, eligible. The minimum maturity period for such bonds
supervision & risk management of the banking will be 3 years.
sector". National Institute of Bank Management (NIBM):
Basel 3 measures aim to: It was established in 1969 by RBI, in consultation with
a) Improve the banking sector's ability to absorb shocks the Govt. of India, as an autonomous apex institution
arising from financial & economic stress, whatever the for research, training, education & consultancy in
source bank management. Its mandate is to play a proactive
b) Improve risk management & governance role of ―think-tank‖ of the banking system. The
c) Strengthen banks' transparency & disclosures. Governor of RBI is the Chairman of the Governing
Board. It is situated at Pune, Maharashtra.
Three Pillars of Basel 3 Electronic Funds Transfer at Point of Sale
Pillar 1: Minimum Regulatory Capital (EFTPOS): EFTPOS is the method for paying for
Requirements based on Risk Weighted Assets goods or services without needing to carry cash.
(RWAs): Maintaining capital calculated through Moral Suasion: Moral Suasion is just as a request by
credit, market & operational risk areas (mainly that the RBI to the commercial banks to take so & so
capital which can absorb risk.) action & measures in so & so trend of economy. RBI
Pillar 2: Supervisory Review Process: Regulating may request commercial banks not to give loans for
tools & frameworks for dealing with peripheral risks unproductive purpose which does not add to
that bank face. economic growth but increases inflation.
Pillar 3: Market Discipline: Increasing the Bouncing of a cheque: Where an account does not
disclosures that banks must provide to increase the have sufficient balance to honour the cheque issued
transparency of banks by the customer, the cheque is returned by the bank
with the reason "funds insufficient" or "Exceeds
Important Facts related to BASEL 3 arrangement". This is known as 'Bouncing of a
Minimum Ratio of Total Capital To RWAs--10.50% cheque'.
Minimum Ratio of Common Equity to RWAs--4.50% to
7.00% Demat Account: The term "demat", in India, refers to
Tier I capital to RWAs--6.00% a dematerialised account for individual Indian citizens
Core Tier I capital to RWAs--5.00% to trade in listed stocks or debentures.
Capital Conservation Buffers to RWAs--2.50% Capital Adequacy Ratio (CAR): Capital adequacy
Leverage Ratio--3.00% ratio measures the amount of a bank‘s capital
Countercyclical Buffer--0% to 2.50% expressed as a %age of its credit exposure. Globally,
the capital adequacy ratio has been developed to
ensure banks can absorb a reasonable level of losses
before becoming insolvent. Indian banks are expected

to maintain a minimum capital adequacy ratio of 9 % any accrued income & subtracting liabilities & dividing
(Rs 9 as capital for every Rs 100 in loan or asset) the result by the number of shares outstanding.
Balance of Trade: The value of a country‘s exports Open ended scheme: A scheme is the one which
minus the value of its imports. Unless specified as the continuously offers its units & buys them back from
balance of merchandise trade, it normally investors.
incorporates trade in services, including earnings
(interest, dividends, etc.) on financial assets. A Brief on Nationalization of Banks
Balance of Payments: A list of all of a country‘s Nationalisation of Imperial Bank of India & its
international transactions for a given time period, conversion into State Bank of India in July 1955.
usually one year. Conversion of 8 major State-associated banks into
NOSTRO Account: A Nostro account is maintained subsidiary banks of SBI in 1959.
by an Indian Bank in the foreign countries. Nationalisation of 14 Indian scheduled banks in July
VOSTRO Account: Vostro account is maintained by a 1969.
foreign bank in India with their corresponding bank. Nationalisation of 6 more banks in April 1980 & New
BCBS: Basel Committee on Banking Supervision is an Bank of India merged into Punjab National Bank.
institution created by the Central Bank governors of
the Group of Ten nations. Topic 20: How the amount can be
What is STRIPS: Separate Trading for Registered transferred from one Bank A/c to the
Interest & Principal Securities.
The CORE word in CBS stands for Centralized Online
other?
Realtime Exchange.
Cross Selling: Cross-selling stands for offering to the Real Time Gross Settlement (RTGS)
existing & new customers, some additional banking RTGS implemented w.e.f. 26.03.2004 is a centralized
products, with a view to expand banking business, payment system operated by RBI. In RTGS inter-bank
reduce the per customer cost of operations & provide payment instructions are processed & settled, on
more satisfaction & value to the customer. gross basis in a real time environment.
Credit Card Business : Issue of cards It uses Indian Financial Network (INFINET) & SFMS
(a) Banks having net worth of Rs. 100 cr or above only platforms. RTGS is regulated by RTGS System
can undertake the credit card business. Regulations, 2013.
(b) RBI permission is not required to undertake credit
card issue business. National Electronic Funds Transfer (NEFT)
ASSET SECURITISATION: Securitisation of assets is RBI operationalized NEFT System in Nov 2005. It
an additional channel for recycling of funds by facilitates transfer of funds from any bank branch to
business entities including banks. Securitisation is any other bank branch.
process through which the future receivables (say Amount: There is no lower/upper value limit.
rent, installment of a term loan due in future) of an Bank account: NEFT is an account to account
organization (say bank), are converted into debt transfer system. The remitter & beneficiary should
instruments (such as bonds with a fixed rate of return) have a bank account.
& then sold. Processing Charges/Service Charges
1. Banks cannot levy any charges for inward NEFT,
Important Terms related to Mutual Funds 2. For outward NEFT: Up to Rs. 10000 = Rs. 2.50,
Asset Management Company: A company formed above Rs. 10000 to Rs. 1 lac = Rs. 5. Above Rs. 1 lac
& registered under the Companies Act 1956 & to Rs. 2 lac = Max Rs. 15 & above Rs. 2 lac = Max Rs.
approved as such by the SEBI to manage the funds of 25 (w.e.f. 13.07.2012).
a mutual fund. Under an agreement (with the trustees
of the Mutual Fund), an AMC undertakes to CENTRALIZED FUNDS MANAGEMENT SYSTEMS
formulated mutual funds schemes, distribute income (CFMS): CFMS was operated & maintained by RBI to
as per agreement. enable operations on current accounts maintained at
Close-ended scheme: A scheme where funds are various offices of the RBI, through standard message
raised for a fixed period. The scheme is wound up formats in a secure manner.
after that period & funds are returned with capital NEPAL REMITTANCE SCHEME: It is a cross-border
appreciation to unit holders. Normally, a close-ended one-way remittance facility scheme, for remittance
scheme is listed on a stock exchange. from India to Nepal. Amount: Up to Indian Rs.
Net asset value: The price of value of one share of a 50,000 from NEFT branches. Beneficiary will receive
fund. It is calculated by summing the quoted values of funds in Nepalese rupees.
all the securities held by the fund, adding in cash & CORE BANKING SOLUTIONS: Core Banking
Solutions (CBS) or Centralised Banking Solutions is

the process which is completed in a centralized ACCOUNTS FOR NRI/PIO: Non-Resident Ordinary
environment i.e. under which the information related Rupee Account (NRO Account)
to the customer‘s account (i.e. financial dealings, NRO accounts may be opened / maintained in the
profession, income, etc.) is stored in the Central form of current, savings, recurring or fixed deposit
Server of the bank (that is available to all networked accounts.
branches) instead of the branch server. Interest rates offered by banks on NRO deposits
cannot be higher than those offered by them on
Topic 21: What are the types of Accounts comparable domestic rupee deposits.
that can be opened by Foreign (Person) in Account should be denominated in Indian Rupees.
NRI/PIO may remit from the balances held in NRO
India? account an amount not exceeding USD one million
per financial year, subject to payment of applicable
a) NRO A/c (Foreign Tourist) taxes.
Foreign tourists during their short visit to India can The limit of USD 1 million per financial year includes
open a Non-Resident (Ordinary) Rupee (NRO) sale proceeds of immovable properties held by
account (Current / Savings) with any Authorised NRIs/PIOs.
Dealer bank dealing in foreign exchange.
Can be opened up to a maximum period of 6 Non-Resident (External) Rupee Account (NRE
months. Account)
All payments to residents exceeding INR 50,000 can
be made only by means of cheques / pay orders / NRE account may be in the form of savings, current,
DDs. recurring or fixed deposit accounts.
Account will be maintained in Indian Rupees.
b) EEFC A/c Accrued interest income & balances held in NRE
Exchange Earners' Foreign Currency Account (EEFC) is accounts are exempt from Income tax.
an a/c maintained in foreign currency with Authorised Authorised dealers/authorised banks at their
Dealer. discretion allow for a period not more than two
It is a facility provided to foreign exchange earners, weeks, overdrawings in NRE savings bank accounts,
including exporters, to credit 100% of their foreign up to a limit of Rs. 50,000.
exchange earnings to the a/c, so that the account Loans up to Rs.100 lakh can be extended against
holders do not have to convert foreign exchange into security of funds held in NRE Account either to the
Rupees, thereby minimizing the transaction costs. depositors or third parties.
All categories of foreign exchange earners, such as Foreign Currency Non-Resident (Bank) Account –
individuals, companies, etc. who are resident in India, FCNR (B) Account
may open EEFC accounts.
It can be held only in the form of a current account. FCNR (B) accounts are only in the form of term
No interest is payable on EEFC accounts. deposits of 1 to 5 years
Account can be in any freely convertible currency.
Loans up to Rs.100 lakh can be extended against
security of funds held in FCNR (B) deposit either to the
depositors or third parties.
The interest rates are stipulated by the Department of
Banking Operations & Development, RBI.
Topic 22: A Brief on CAMELS rating for

Domestic Banks?
RBI‘s 1995 working group headed by Sh. S.
Padmanabhan suggested method for rating.
RBI rates the banks on a 5 point scale of A to E,
widely on the lines of international CAMELS rating
model for domestic banks & CALCS model for foreign
banks.
CAMELS Rating for Domestic Banks
C Capital adequacy ratio
A Asset quality
M Management Effectiveness

E Earning (i.e. profitability) of RBI Act 1934, which (a) are authorized to
L Liquidity (asset-liability management) accept deposits; or (b) have customer interface, with
S System & controls assets size of one billion rupees or above, as on the
date of the audited balance sheet of previous
Rating parameters for foreign banks financial year, or of any such asset size as the RBI
C Capital adequacy ratio may prescribe, are covered under the Scheme.
A Asset quality The Scheme initially covers NBFCs authorized to
L Liquidity accept deposits & would be gradually extended to
C Compliance cover other identified NBFCs.
S System & controls The compensation amount, if any, which can be
awarded by NBFC Ombudsman, for any loss
suffered by complainant, is limited to the amount
Topic 23: BANKING OMBUDSMAN SCHEME arising directly out of the act or omission of the
2006 NBFC or rupees one million, whichever is lower.
The Scheme enables a bank customer for filing of Note: NBFC Ombudsman may award compensation
complaints relating to certain services rendered by not exceeding rupees 0.1 million to the complainant
banks. for causing mental agony & harassment.
1) The Banking Ombudsman is a senior official Appellate Authority is vested with a Deputy Governor-
appointed by the Reserve Bank of India to redress in-Charge of the department of the RBI implementing
customer complaints against deficiency in certain the Scheme.
banking services.
2) All Scheduled Commercial Banks, Regional Rural Topic 25: What is Base Rate, MCLR & Other
Banks & Scheduled Primary Co-operative Banks are
covered under the Scheme.
rates of Lending?
3) The Banking Ombudsman does not charge any fee Base Rate
for filing & resolving customers‘ complaints. RBI decided that banks should switch over to Base
4) The maximum compensation which a BO can help a Rate system w.e.f. 1.7.2010.
complainant to get is Rs. 20 lakhs. Banks may determine their actual lending rates w.r.t.
Base Rate.
5) If a complaint is not settled by an agreement within a
No loan can be sanctioned below base rate.
period of one month, the BO proceeds further to pass
Exempted accounts: The following loans could be
an award. Before passing an award, the BO provides
priced without reference to Base Rate: (a) DRI loans
reasonable opportunity to the complainant & the
(b) loans to banks‘ own employees (c) loans to banks‘
bank, to present their case.
depositors against their own deposits.
6) If one is not satisfied with the decision passed by the
BO, one can approach the appellate authority who is
Marginal Cost Based Lending Rate
the Deputy Governor of the RBI.
RBI introduced MCLR w.e.f. 1.4.2016 to determine
Base Rate by banks to improve the efficiency of
Topic 24: NBFC OMBUDSMAN SCHEME monetary policy transmission.
RBI introduced an Ombudsman Scheme for All rupee loans sanctioned & credit limits renewed
customers of Non-Banking Financial Companies w.e.f. 01.04.16 to be priced w.r.t. MCLR. It will be
(NBFCs). internal benchmark.
The Scheme is an expeditious & cost free apex level The MCLR comprises of (a) Marginal cost of funds; (b)
mechanism for resolution of complaints of customers Negative carry on account of CRR; (c) operating costs;
of NBFCs, relating to certain services rendered by (d) Tenor premium.
NBFCs. Marginal Cost of funds (MCF): It has 2 components
It is being introduced under Section 45 L of RBI Act, (a) Marginal cost of borrowings (b) return on
1934, with effect from February 23, 2018. networth.
The NBFC Ombudsman is a senior official appointed By using MCF, it will be calculated as: Required CRR
by RBI to redress customer complaints against NBFCs × (marginal cost) / (1-CRR)
for deficiency in certain services covered under the
grounds of complaint specified under Clause 8 of the Exemptions from MCLR
Scheme. loans under schemes of Govt. of India wherein banks
As on date, four NBFC Ombudsman have been have to charge interest rate as per the scheme.
appointed with their offices located at Chennai, Working Capital Term Loan, Funded Interest Term
Kolkata, New Delhi and Mumbai. Loan etc. as part of rectification/restructuring
NBFCs which are defined in Section 45-I (f) of RBI package.
Act 1934 & registered with RBI under Section 45-IA
Loans under various refinance schemes of Govt. of shares/stocks/bonds/debentures/securities issued by

India or any Govt. Undertaking wherein banks charge Govt. or local authority or other marketable securities
interest at the rates prescribed under the schemes. of a like nature, leasing, hire-purchase, insurance
The following loans can be priced without being business, chit fund business.
linked to MCLR : NBFCs lend & make investments & hence their
a) Loan to depositors against their own deposits. activities are akin to that of banks; however there are
b) Loan to banks‘ employees & Chief Executive a few differences as given below:
Officer/Whole Time Directors. a) NBFC cannot accept demand deposits;
c) Loans linked to a market determined external b) NBFCs do not form part of the payment & settlement
benchmark. system & cannot issue cheques drawn on itself;
d) Fixed rate loans. In case of hybrid loans where the c) Deposit insurance facility of Deposit Insurance &
interest rates are partly fixed & partly floating, interest Credit Guarantee Corporation is not available to
rate on the floating portion should adhere to the depositors of NBFCs, unlike in case of banks.
MCLR guidelines. Register with RBI:
A company incorporated under the Companies Act,
Topic 26: What is Reverse Mortgage Loan? 1956 & desirous of commencing business of non-
The scheme of reverse mortgage has been introduced banking financial institution as defined under Section
for the benefit of senior citizens owning a house but 45 I(a) of the RBI Act, 1934 should comply with the
having inadequate income to meet their needs. Some following:
important features of reverse mortgage are: a) It should be a company registered under Section 3 of
A homeowner who is above 60 years of age is the companies Act, 1954
eligible for reverse mortgage loan. It allows him b) It should have a minimum net owned fund of Rs 200
to turn the equity in his home into one lump sum or lakh.
periodic payments mutually agreed by the borrower & Deposits in NBFC:
the banker. Presently, the maximum rate of interest an NBFC can
NO REPAYMENT is required as long as the borrower offer is 12.5%. The interest may be paid or
lives, Borrower should pay all taxes relating to the compounded at rests not shorter than monthly rests.
house & maintain the property as his primary NBFCs are allowed to accept / renew public deposits
residence. for a minimum period of 12 months & maximum
The amount of loan is based on several factors: period of 60 months. They cannot accept deposits
Borrower‘s age, Value of the property, Current repayable on demand.
interest rates & The specific plan chosen. The deposits with NBFCs are not insured.
As per the scheme formulated by National The repayment of deposits by NBFCs is not
Housing Bank (NHB), the maximum period of guaranteed by RBI.
the loan period is 15 years. The residual life of the
property should be at least 20 years. Where the Topic 29: What are the types of Money?
borrower lives longer than 15 years, periodic Commodity Money - Commodity money value is
payments will not be made by lender. However, the derived from the commodity out of which it is made.
borrower can continue to occupy. The commodity itself represents money, & the money
is the commodity.
Topic 27: What is Hypothecation & Pledge? Representative Money - is money that includes
token coins, or any other physical tokens like
Mortgage: As per section 58 of Transfer of Property certificates, that can be reliably exchanged for a fixed
Act 1882, mortgage is transfer of interest in specific amount/quantity of a commodity like gold or silver.
immovable property for the purpose of securing the Fiat Money - Fiat money, also known as fiat currency
payment of money advanced or to be advanced by is the money whose value is not derived from any
way of loan, an existing or future debt or the intrinsic value or any guarantee that it can be
performance of an engagement which may give rise converted into valuable commodity (like gold).
to pecuniary liability. Instead, it derives value only based On Govt. order
(fiat)
Topic 28: What is NBFC & how it differs Commercial Bank Money - Commercial bank
money or the demand deposits are claims against
from Banks? financial institutions which can be used for purchasing
Non-Banking Financial Company (NBFC) is a goods & services.
company registered under the Companies Act, 1956 Reserve Money (M 0)
engaged in the business of loans & advances,
acquisition of
Currency in circulation + Bankers‗ ‗deposits with the RBI This is an 11 digit code with the first 4 alpha
+ ‗Other‘ deposits with the RBI = Net RBI ‗credit to the characters representing the bank, The 5th character is
Govt. + RBI credit to the commercial sector + RBI's 0 (zero) & the last 6 characters representing the bank
claims on banks + RBI's net is foreign assets + branch.
Govemment‘s currency liabilities to the public - RBI's net
non-monetary liabilities. MICR – Magnetic ink character Recognition
M1=Currency with the public + Demand deposits with MICR is 9-digit numeric code that uniquely identifies
the banking system + 'Other' deposits with the RBI a bank branch participating in electronic clearing
M2=M1 + Savings deposits of ofﬁce savings banks. scheme.
M3=M1+ Time deposits with the banking system Used to identify the location of a bank branch.
= Net bank credit to the Govt. City (3) Bank (3) Branch (3)
M4=M3 +All deposits with post office savings banks It is allotted to a bank branch is printed on the MICR
(excluding National Savings Certificates) band of cheques. MICR used for electronic credit
system.
Bhartiya Reserve Bank Note Mudran Private
Limited (BRBNMPL): RBI established BRBNMPL in SWIFT Code: Society for Worldwide Interbank
February 1995 as a wholly-owned subsidiary to financial tele-communication
augment the production of bank notes in India & to India was 74th Nation to join SWIFT Network.
enable bridging of the gap between supply & demand SWIFT Code is a standard format of bank Identifier
for bank notes in the country. code.
This code is used particularly in International transfer
Topic 30: What are the Different types of of money between banks.
Banking? A majority of FOREX related message are sent to
Para banking- When Bank provides banking correspondent banks abroad through SWIFT.
services except the general banking facility. SWIFT Code consist 8 or 11 character when code is 8
digit, it is referred to primary office.
Narrow Banking- When banks invest its money in
4 – bank code 2 – country code
Govt. securities instead investing in market to avoid
2 – location code 3 – branch code (optional)
risk.
Offshore Banking- Bank which accept currency of
all countries. Topic 32: Important Banking
Green banking- Promoting environmental-friendly Abbreviations
practices & reducing your carbon footprint from your 1. PSBs: Public Sector Banks
banking activities. 2. SNBCs: Schedule Non- Commercial Banks
Retail Banking- Retail banking refers to the division 3. SENSEX: Sensitive Index of Stock Exchange
of a bank that deals directly with retail customers. 4. KYC: Know Your Customer
Wholesale banking-Wholesale banking is the 5. RTGS: Real Time Gross Settlement
provision of services by banks to organisations such 6. EFT: Electronic Fund Transfer
as Mortgage Brokers, large corporate clients, mid- 7. CBS: Core Banking Solutions
sized companies, sreal estate developers & investors, 8. LIBOR: London Interbank Offered Rate
international trade finance businesses etc. 9. MIBOR: Mumbai Interbank Offered Rate
Universal Banking: R H Khan committee & 10. MIBID: Mumbai Interbank Bid Rate
recommended the concept of Universal Banking. It 11. SARFAESI: Securitisation & Reconstruction of
means allowing Fls & banks to undertake all types of Financial Assets & Enforcement Of Security Interest
banking or development financing activity, subject to 12. CAR: Capital Adequecy Ratio
compliance of statutory & other requirements of RBI, 13. FIIs: Foreign Institutional Investments
Govt. & related legal Acts. 14. MICR: Magnetic Ink Character Recognition
Islamic Banking: An Islamic bank is a deposit-taking 15. BIRD: Bankers Institute of Rural Development
banking institution whose scope of activities excluding 16. IBA: Indian Bank Association
borrowing & lending on the basis of interest. 17. BPLR: Benchmark Prime Lending Rate
18. SWOT: Strength, Weaknesses, Opportunities &
Topic 31: What are the important codes Threats
that are used in Banking? 19. SWIFT: Society For Worldwide Interbank Financial
IFSC (Indian Financial System Code) Telecommunication
Indian Financial System Code is an alpha-numeric 20. FERA: Foreign Exchange Regulatory Act
code that uniquely identifies a bank-branch 21. FEMA: Foreign Exchange Management Act
participating in the NEFT system. 22. CASA: Current & Saving Account

23. NDTL: Net Demand & Time Liabilities 69. FIMMDA-Fixed Income Money MARKETS &
24. NASDAQ: National Association For Securities Derivatives Association.
Dealers Automated Quotations 70. FPI-Foreign Portfolio Investment.
25. CRISIL: Credit Rating & Investment Services India 71. IBRD-International Bank for Reconstruction &
Limited Development.
26. CIBIL: Credit Information Bureau Of India Limited 72. UIDAI-Unique Identification Development Authority
27. NAV: Net Asset Value of India.
28. ICRA: Indian Credit Rating Agency 73. PMGSY- Pradhan Mantri Gram Sadak Yojana
29. CARE: Credit Analysis & Research Limited 74. PMEGP- PM's Employment Generation Programme
30. WMAs: Ways & Means Advances 75. NRDWP- National Rural Drinking Water
31. ALM: Asset Liability Management Programme
32. INFINET Indian Financial Network 76. PMKK- Pradhan Mantri Kaushal Kendras
33. OLTAS - On-line Tax Accounting System (OLTAS) 77. SANKALP- Skill Acquisition & Knowledge
for Direct Taxes Awareness for Livelihood Promotion programme
34. TIN - Tax Information Network (TIN) 78. STRIVE- Skill Strengthening for Industrial Value
35. IMPS - Interbank Mobile Payment Service (IMPS) or Enhancement
Immediate Payment Service 79. NTA- National Testing Agency
36. CDR- Corporate Debt Restructuring 80. ICDS- Integrated Child Development Services
37. CAD- Capital Account Deficit 81. TIES- Trade Infrastructure for Export Scheme
38. REITs: Real Estate Investment Trusts 82. FIPB- Foreign Investment Promotion Board
39. InvITs: Infrastructure Investment Trusts 83. CERT-Fin- Computer Emergency Response Team for
40. ALM- Asset Liability Management our Financial Sector
41. ASBA: Application Supported by Blocked Amount 84. IRFC- Indian Railway Finance Corporation Limited
42. PIN: Personal Identification Number 85. FFO- Further Fund Offering
43. CECA: Comprehensive Economic Cooperation
Agreement Topic 33: The HQ of NATIONALIZED/PSBs
44. CEPA: Comprehensive Economic Partnership BANKS
Agreemeny Allahabad Bank-Kolkata
45. DTAA – Double Taxation Avoidance Agreement Bank of India -Mumbai
46. EFSF – European Financial Stability Facility Bank of Maharashtra -Pune
47. FINO- Financial Inclusion Network Operation Canara Bank -Bangalore
48. FIPB – Foreign Investment Promotion board Central Bank of India -Mumbai
49. FSLRC– Financial Sector Legislative Reforms Corporation Bank -Mangalore
Commission Indian Bank- Chennai
50. CRAR: Capital to Risk-weighted Assets Ratio Indian Overseas Bank- Chennai
51. LCR: Liquidity Coverage Ratio Oriental Bank of Commerce- Gurugram
52. TARC - Tax Administration Reform Commission Punjab National Bank- New Delhi
53. GIRO - Govt. Internal Revenue Order Punjab & Sind Bank- New Delhi
54. FRBMA: Fiscal Responsibility & Budget Management State Bank of India- Mumbai
Act Syndicate Bank- Manipal (Karnataka)
55. AMFI- Association of Mutual Fund in India. UCO Bank- Kolkata
56. TIEA – Tax Information exchange Agreement Union Bank of India- Mumbai
57. GAAR - General anti avoidance rule United Bank of India- Kolkata
58. GSLV - Geo-Synchronous Launch Vehicle Andhra Bank- Hyderabad
59. PPP – Public Private Partnership & Purchasing Power Bank of Baroda- Vadodra
parity
60. PSLV – Polar Satellite Launch vehicle
61. TAPI - Turkmenistan-Afghanistan-Pakistan-India.
Topic 34: Financial Regulations |
62. QFI -Qualified Foreign Investors Institutions | Organizations
63. AD-Authorized Dealer.
64. ASSOCHAM-Associated Chambers of Commerce & Chit Funds Respective State
Industry of India. Govt.s
65. BCSBI-Banking Codes & Standards Board of India. Insurance companies IRDAI
66. BIS-Bank for International Settlements. Housing Finance Companies NHB
67. CDS-Credit Default Swap. Venture Capital Fund / SEBI
68. CEPA-Comprehensive Economic Partnership Merchant Banking companies SEBI
Management. Stock broking companies SEBI
Nidhi Companies Ministry of corporate It was established on January 1, 1982 for the purpose
affairs, Govt. of of financing, facilitating & promoting foreign trade of
India India.
Chairman- David Rasquinha|Headquarters : Mumbai
National Bank for Agriculture & Rural
Development NATIONAL HOUSING BANK(NHB)
Established on 12th July 1982 on the It is the apex institution of housing finance in India,
recommendation of CRAFICARD committee (also was set up as wholly owned subsidiary of RBI.
called as SivaramanComittee) The bank started its operations from July 1988.
For Agricultural finance, It is the apex organization. NHB is a subsidiary bank of Reserve Bank of India.
Chairman: Dr. Harsha Kumar Bhanwala National Housing Bank was established under section
Head Quarters: Mumbai 6 of National Housing Bank Act (1987).
Rural Infrastructure Development Fund (RIDF) is The HQ: of NHB is in New Delhi| CMD: SK Hota
operated by NABARD, instead in April 1995.
NABARD is the "Micro-Finance Regulatory Authority" ECGC
Export Credit Guarantee Corporation of India. This
Small Industries Development Bank of India organisation provides risk as well as insurance cover
(SIDBI) to the Indian exporters.|Chairman- Geetha
Small Industries Development Bank of India (SIDBI in Muralidhar | Head Quarters : Mumbai
short) was established in the year 1990 (Date: 2nd
April 1990) under the Small Industries Development CLEARING CORPORATION OF INDIA
Bank of India Act 1989 as a subsidiary of Industrial Clearing Corporation of India Limited (CCIL) was
Development Bank of India. incorporated on 30th April 2001, as the country‘s first
Chairman- Mohammad Mustafa clearing house for the Govt. securities, forex & other
Head Quarters: Lucknow related market segments. It commenced operations
from Feb 15, 2002. It provides a system for efficient
Securities & Exchange Board of India (SEBI) clearing of money, Govt. securities & foreign
It is the regulator for the securities market in India. exchange market transactions.
SEBI was initially established as a non statutory body
in April 1988, to regulate the working of stock BANKING CODES & STANDARDS BOARD OF INDIA
exchange. Later it was given a statutory status on Banking Codes & Standards Board of India (BCSBI)
April 1992 via SEBI Act, 1992with the following was set up on the lines of a similar set up in UK to
objectives. oversee the Fair Practice Code evolved by the
Chairman- Ajay Tyagi Bankers.
Head Quarters : Mumbai Members: The Board was set up as a Society, under
the Societies Registration Act, 1860. Commercial
REGIONAL RURAL BANK (RRB): banks, RRBs & Urban Coop Banks are its members.
Regional Rural Bank Were Set Up By An Ordinance In A Governing council of the BCSBI looks after its
1975, Later Replaced By Rrbs Act, 1976 As Pre financial affairs & managerial policies. The
Banking Commission Recommendation In 1975. tenure of the Council is 5 years & the appointment of
Father Of RRBs is M.Swaminathan. the Council after 5 years would be with the
The Govt. Of India Had Appointed A Working Group concurrence of the RBI.
On Rural Banks Under The Chairmanship Of Mr. M.
Narasimham In 1975. First Rrbs Were Set Up On 2nd Indian Banks' Association (IBA)
Oct. Indian Banks' Association (IBA) set up in 1946
Share Holder Contribution: Govt. Of India 50% with 22 members to discuss issues of common
Sponsor Bank 35% State Govt. 15%. interests. Over the years, IBA emerged as the Voice of
Indian Banking Industry. IBA adopts a consultative
EXIM BANK: approach to give its views on any issue pertaining to
Export-Import (EXIM) Bank of India is the principal banking sector. As on December 28, 2015 the total
financial institution in India for coordinating the Membership of the Association is 237.
working of institutions engaged in financing export & Ordinary: 139 Associate: 98 Total: 237
import trade. Rajnish Kumar is present Chairman of IBA & it‘s
It is a statutory corporation wholly owned by the Govt. headquarter is in Mumbai.
of India.

Topic 35: Important Financial Schemes of State Bank of Kashinath State Bank 1995
the Government India
Bank of India Bank of Karad 1994
KISAN VIKAS PATRA From 1st October 2019 Punjab National Bank New Bank of 1993
KPV are regulated by KVP Rules 2014, Scheme is India
available through Post Offices & those banks that are State bank of Bank of Cochin 1985
authorized to operate PPF scheme. India
Denomination: Rs.1000, Rs.5000, Rs.10000 & Canara Bank Lakshmi Commercial 1985
Rs.50000 Bank
Types of certificates: Category Single, Joint A-Type
& Joint B-Type (E/S). Topic 37: What are the Sectors in the
Maturity period: 113 Months Indian Economy?
Rate of Interest: 7.6%. Indian Economy is normally categorized into three
Rate of interest: Rs.1000 becomes double during sectors namely - 1. Primary Sector 2.
the maturity period. Secondary Sector 3. Tertiary Sector
Primary Sector: Primary Sector is directly dependent
Topic 36: List of Mergers in the Indian on environment for manufacture & production. For
Banking Industry example, agriculture, mining, farming etc.
Secondary Sector: Secondary Sector adds value to
The Bank which The Bank which got Year of the proud by transforming raw materials into valuable
acquired Merged Merger products. For example, processing & construction
Bank of Baroda Dena Bank and 2019 industries.
Vijaya Bank Tertiary Sector/Service Sector: Tertiary Sector is
State Bank of 5 SBI‘s Associate 2017 involved in production & exchange of services. For
India Banks & Bharatiya example, transportation, communication, & other
Mahila Bank services of such kind. Tertiary Sector is also known
Kotak Mahindra ING Vysya Bank 2016 as Services Sector as it facilitates the production &
Bank exchanges of services.
ICICI Bank Bank of Rajasthan 2010
State Bank of State Bank of Indore 2009 Topic 38: A Brief on Printing & Minting of
India Currencies in India
State Bank of State Bank of 2008 In India, RBI is engaged in printing of all notes &
India Saurashtra production of coins is handled by Government under
HDFC Bank Centurion Bank of 2008 The Coinage Act, 1906.
Punjab RBI determines what volume of currency is required at
Centurion Bank of Lord Krishna Bank 2007 a particular time.
Punjab The production of bank notes, coins, non-judicial
Indian Overseas Bharat Overseas 2007 stamps, postage stamps & other govt. documents is
Bank Bank managed by Security Printing & Minting Corporation
IDBI Bank United Western Bank 2006 of India Limited (SPMCIL). It was established in 2006.
Ltd.
Federal Bank Ganesh Bank of 2006 A brief on the Printing Presses
Kurundwad a) The first printing press of India Currency Note Press
Centurion Bank Bank of Punjab (BoP) 2005 (CNP) was established in 1928 for printing bank
IDBI Bank Limited IDBI Limited 2005 notes in India. This press is located in Nashik,
Oriental Bank of Global Trust Bank 2004 Maharashtra.
Commerce (GTB) b) Bank Note Press (BNP) has two branches located in
Mysore, Karnataka & Dewas, Madhya Pradesh.
Punjab National Nedungadi Bank 2003
Currently both CNP & BNP print Indian currency.
Bank
c) Currency is also printed by RBI which has two printing
Bank of Baroda Benares State Bank 2002
presses & owned by Bhartiya Reserve Bank Note
ICICI Bank Limited ICICI Limited 2002
Mudran Limited. These are located in Mysore,
ICICI Bank Bank of Madura 2001
Karnataka & Salboni, West Bengal.
HDFC Bank Times Bank 2000
d) Indian security Press is located in Nashik &
Union Bank of Sikkim Bank 1999 Security Printing Press is located in Hyderabad.
India A brief on the Minting of Coins
a) Security Printing & Minting Corporation of India Generally, loans upto 10 lakhs issued by banks under
Limited (SPMCIL) comprises four mint: Micro Small Enterprises is given without collaterals.
 India Government Mint, Mumbai g) Shri Mohammad Mustafa is the Head currently.
 India Government Mint, Kolkata
 India Government Mont, Hyderabad Topic 40: Headquarters of the
 India Government Mint, Noida International Financial Organizations
b) The main objectives of these mints is to produce
coins, medals & awards, as per the requirements of
Name of the Organization HQ
India.
IMF International Monetary Fund Washington,
c) Mumbai mint is known for producing standardized
DC
weights & measures.
d) Noida is known as the first mint in the country to IBRD International Bank for Washington,
produce stainless steel coins. Reconstruction and Development DC
IFC International Finance Washington,
Points to Remember Corporation DC
Special kind of paper is required for the printing of IDA International Development Washington,
bank notes & non-judicial stamps. This paper is Association DC
produced in special Security Paper Mill which was ICSID, International Centre for Washington,
established in 1968 at Hoshangabad, Madhya Settlement of Investment Disputes DC
Pradesh. MIGA Multilateral Investment Washington,
2 currency note printing presses owned by GOI & Guarantee Agency DC
2 are owned by RBI , through the Bharatiya Reserve World Trade Organization (WTO) Geneva
Bank Note Mudran Ltd. (BRBNML). GOI presses are AFDB African Development Bank Abidjan
at Nasik (Western India) & Dewas (Central ADB Asian Development Bank Manila
India). RBI presses are at Mysore (Southern EBRD European Bank for London
India) & Salboni (Eastern India). Reconstruction & Development
Coins are minted in four mints owned by GOI which BIS Bank of International Basel
are located at Mumbai, Hyderabad, Calcutta & Settlements
NOIDA. EIB European Investment Bank Luxembourg
AACB African Association of Dakar,
Topic 39: What is the Mudra Scheme? Central Banks Senegal
a) MUDRA stands for Micro Units Development & IIB International Investment Bank Moscow,
Refinance Agency Ltd. Russia
b) Financial institution set up by GOI for development & SEACEN South East Asian Central Kuala Lumpur,
refinancing micro units enterprises. Banks Centre Malaysia
c) The purpose is to provide funding to the non-
corporate small business sector through various Last Topic 41: Important Financial, Economics &
Mile Financial Institutions like Banks, NBFCs and
MFIs. Budget Terms
d) It be responsible for refinancing all Last Mile Fiscal Responsibility and Budget Management
Financiers such as Non-Banking Finance Companies, Act: The Act is an attempt to make the Government
Societies, Trusts, Section 8 Companies, Co-operative adhere to a phased plan to reduce fiscal deficit,
Societies, Small Banks, Scheduled Commercial Banks which denotes an excess of expenditure over
and Regional Rural Banks. revenue.
e) Under the aegis of Pradhan Mantri MUDRA Yojana Dividend Distribution Tax: This is a tax levied on
(PMMY), MUDRA has already created its initial companies that pay out dividends to its
products / schemes. The financial limit for these shareholders, i.e. share a portion of earnings with
schemes are:- them.
Shishu: covering loans upto Rs. 50,000/- Venture Capital Funds: These are funds that invest
Kishor: covering loans above Rs. 50,000/- and upto 5 in startups, a financially riskier proposition than
lakhs investing in established companies.
Tarun: covering loans above Rs. 5 lakhs to 10 lakhs Securities Transaction Tax: It is a tax on all
f) Pradhan Mantri Mudra Yojana is a Government of transactions done over the stock exchanges involving
India scheme, which enables a small borrower to securities such as shares, derivatives, and equity-
borrow from banks, MFIs, NBFCs for loans upto 10 linked mutual funds.
lakhs for non-farm income generating activities.

Capital Gains Tax: It is a tax on the gains that

ensue when an asset is sold for a price higher than current receipts over current expenditure.
what it was bought for. Capital Budget: It consists of capital receipts and
Ad Valorem Tax: This is charged as a percentage payments. It includes investments in shares, loans
of the value of a good or service, not at a specific and advances granted by the central Government to
rate per unit. State Governments, Government companies,
Advance Pricing Agreement (APA): It is an corporations and other parties.
agreement between a taxpaying entity and the Vote on Account: The Vote on Account is a grant
taxman that indicates how the former will price made in advance by the parliament, in respect of the
transactions with its associates.
Fiscal Consolidation: The term refers to the things year, pending the completion of procedure relating
a Government does to maintain good fiscal health — to the voting on the Demand for Grants and the
cut debt and wasteful expenditure and improve passing of the Appropriation Act.
revenue opportunities. Guillotine: Parliament, unfortunately, has very
Current Account Deficit: It is a trade measure that limited time for scrutinising the expenditure
shows the value of a country‘s imports of goods and demands of all the Ministries. So, once the
services to be higher than the value of its exports. prescribed period for the discussion on Demands for
Bear market: A period during which the majority of Grants is over, the Speaker of Lok Sabha puts all the
securities prices in a particular market (such as the outstanding Demands for Grants, Whether discussed
stock market) drop substantially. or not, to the vote of the House. This process is
Bull market: A period during which the majority of popularly known as 'Guillotine'.
securities prices in a particular market (such as the Public Account: Under provisions of Article 266(1)
stock market) rise substantially. of the Constitution of India, Public Account is used in
Inflation risk: The risk that the purchasing power of relation to all the fund
the future value of assets or income will be lower acting as a banker. Examples include Provident
due to inflation. Funds and Small Savings. This money does not
Interest rate risk: Risk of gain or loss on a security belong to government but is to be returned to the
due to possible changes in interest rate levels. When depositors. The expenditure from this fund need not
interest rates rise, the market value of a debt security be approved by the Parliament.
will fall, and vice versa.
Direct and Indirect Taxes: Direct taxes are the one Topic 42: Major Controls/Schemes
that fall directly on individuals and corporations. For introduced in Banking Sector from 1968
example, income tax, corporate tax etc. Indirect
taxes are imposed on goods and services. They are
Year Reform Introduced
paid by consumers when they buy goods and
1962 In order to ensure the safety of deposits of
services. These include excise duty, customs duty etc.
small depositors in banks in India, Deposit
Customs Duty: These are levies charged when
Insurance Corporation Act, 1961 was
goods are imported into, or exported from, the
enacted. Deposit Insurance Corporation of
country, and they are paid by the importer or
India was established in January 1962.
exporter. Usually, these are also passed on to the
consumer. 1963 Agricultural Refinance Corporation (ARC)
was set up by the Act of July 1, 1963. Its
ch of objective was to refinance central land
the Government's borrowings are going towards mortgage banks, State cooperative banks
meeting expenses other than interest payments. and scheduled commercial banks.
Fiscal policy: It is the government actions with 1965 Credit Authorisation Scheme(CAS) was
respect to aggregate levels of revenue and spending. introduced, under which the commercial
Fiscal policy is implemented though the budget and banks were required to obtain prior
is the primary means by which the government can permission of RBI for sanctioning any fresh
working capital limits above the prescribed
When the government's non- norm which was revised from time to time.
borrowed receipts fall short of its entire expenditure, 1968 National Credit Council (NCC) set up in Feb.
it has to borrow money form the public to meet the 1968 to assist RBI & Govt. to allocate credit
shortfall. The excess of total expenditure over total according to plan priorities.
non- 1969 Fourteen banks with deposits of over Rs.50
The difference between revenue crores were nationalised.
expenditure and revenue receipt is known as 1969 Lead Bank Scheme was introduced to
Year Reform Introduced of Rs.50 lakh. The bank was given powers to issue
mobilise deposits on a massive scale notes in 1823.
throughout the country and also for stepping d) Bank of Bombay was the second Presidency bank set
up lending to the weaker sections. up in 1840 with a capital of Rs.52 lakh, and the Bank
1972 Concept of Priority Sector was formalised. of Madras the third Presidency bank established in
Specific targets were set out in Nov 1974 for July 1843 with a capital of Rs.30 lakh.
public sector banks & in Nov. 1978 for e) With the collapse of the Bank of Bombay, the New
private sector banks. Bank of Bombay was established in January 1868.
1972 Differential Rate of Interest (DRI) Scheme f) The Presidency Bank Act, which came into existence in
was instituted to cater to the needs of the 1876, brought the three Presidency banks under a
weaker sections of the society and for their common statute and imposed some restrictions on
upliftment. their business.
1980 Six Banks with demand and time liabilities g) The first Indian owned bank was the Allahabad Bank
greater than Rs.200 crore as on March 14, set up in Allahabad in 1865, the second, Punjab
1980, were nationalised on April 15, 1980. National Bank was set up in 1895 in Lahore, and the
1994 Board for Financial Supervision (BFS) was set third, Bank of India was set up in 1906 in Mumbai. All
up within RBI to attend exclusively to these banks were founded under private ownership.
supervisory functions & provide effective h) Swadeshi Movement of 1906 provided a great
supervision in an integrated manner over the impetus to joint stock banks of Indian ownership and
banking system, financial institutions, NBFCs many more Indian commercial banks such as Central
& other para-banking financial institutions. Bank of India, Bank of Baroda, Canara Bank, Indian
1995 Banking Ombudsman Scheme was Bank, and Bank of Mysore were established between
introduced under the provisions of the BR 1906 and 1913.
i) The late Shri Vithal L Kavthekar pioneered the urban
Act, 1949.
co-operative credit movement in the year 1889 in the
2006 Banking Codes and Standards Board of India
then princely State of Baroda.
(BCSBI) was set up by Reserve Bank in order
j) The first registered urban co-operative credit society
to provide for voluntary registration of banks
was the Conjeevaram Urban Co-operative Bank,
committing to provide customer services as
organised in Conjeevaram, in the then Madras
per the agreed standards and codes.
Presidency.
The roadmap for the presence of foreign banks in India
Note: They were known as Presidency banks as they
was drawn up in February 2005.
were set up in the three Presidencies that were the
Banks were advised to introduce a facility of ‗no frills‘ units of administrative jurisdiction in the country for
account with nil or low minimum balances in the East India Company. The Presidency banks were
November 2005. governed by Royal Charters. The Presidency banks
Recovery of Debts Due to Banks and Financial issued currency notes until the enactment of the
Institutions Act was enacted in 1993, which provided Paper Currency Act, 1861, when this right to issue
for the establishment of tribunals for expeditious currency notes by the Presidency banks was abolished
adjudication and recovery of non-performing loans. and that function was entrusted to the Government.
Securitisation and Reconstruction of Financial Assets k) The presidency banks were amalgamated into a
and Enforcement of Security Interest (SARFAESI) Act, single bank, the Imperial Bank of India, in 1921. It
2002 was enacted in March, 2002. also functioned as a central bank prior to the
establishment RBI. The Imperial Bank of India
Topic 43: History of Banking Sector in performed three set of functions, viz., commercial
India banking, central banking and the banker to the
a) The first bank of a joint stock variety was Bank of government.
Bombay, established in 1720 in Bombay. This was l) By 1930, the number of commercial banks increased
followed by Bank of Hindustan in Calcutta, which was to 107 with the Imperial Bank of India still dominating
established in 1770 by an agency house. the Indian banking sector.
b) The General Bank of Bengal and Bihar, which came m)Indian Central Banking Enquiry Committee was set up
into existence in 1773, after a proposal by Governor in 1929 to survey extensively the problems of Indian
(later Governor General) Warren Hastings, proved to banking, observed that a central bank be established
be a short-lived experiment. for the country.
c) The first ‗Presidency bank‘ was the Bank of Bengal n) Reserve Bank of India Act 1934 was enacted paving
established in Calcutta on June 2, 1806 with a capital the way for the setting up of the Reserve Bank of
India. The issue of bank failures and the need for
catering to the requirements of agriculture were the
two prime reasons for the establishment of the NAREDCO: National Real Estate Development
Reserve Bank. The banking sector came under the Council
purview of the Reserve Bank in 1935. NCDs: Non-Convertible Debentures
o) The Government, therefore, first implemented the NCLT: National Company Law Tribunal
exercise of nationalisation of the Imperial Bank of NICRA: National Innovations on Climate Resilient
India with the objective of ―extension of banking Agriculture
facilities on a large scale, more particularly in the PMAY: Pradhan Mantri Awas Yojana
rural and semi-urban areas, and for diverse other PMFBY: Pradhan Mantri Fasal Bima Yojana
public purposes‖. The Imperial Bank of India was PMKSY: Pradhan Mantri Krishi Sinchayee Yojana
converted into the State Bank of India in 1955 with POL:Petroleum Oil and Lubricants
the enactment of the State Bank of India Act, 1955. RMSA:Rashtriya Madhyamik Shiksha Abhiyan
SSA: Sarva Shiksha Abhiyaan
Topic 44: Important Financial SUUTI: Specified Undertaking for Unit Trust of India
Abbreviations Part 2 UDAY: Ujjwal Discom Assurance Yojna
ADRs - American Depository Receipts UDISE: Unified District Information System for
CAGR - Compounded Annual Growth Rate Education
CDSL - Central Depositary Services (India) Limited
ECS - Electronic Clearing Scheme Topic 45: Miscellaneous Banking Terms
FIIs - Foreign Institutional Investors Average Yield: It is the sum of all interest that the
GETFs - Gold Exchange Traded Funds investment generates divided the length of time the
IFCI - Industrial Financial Corporation of India investor invested in it.
IPO - Initial Public Offering Net Interest Margin: Net interest margin is the net
NSC - National Savings Certificate interest income divided by average interest earning
OTCEI - Over the Counter Exchange of India Limited assets.
Industrial Credit and Investment Corporation of India Bulk Deposits: a) It means single Rupee term
Bank deposits of Rupees one crore & above for Scheduled
NISM: National Institute of Securities Market Commercial Banks other than RRBs. b) For RRBs, it is
SIP: Systematic Investment Plan the Single Rupee term deposits of Rupees fifteen lakhs
SWP: Systematic Withdrawal Plan and above.
AAY: Antyodaya Anna Yojana ―Notice deposits‖: It means term deposit for specific
CAA&A: Controller of Aid Accounts and Audit period but withdrawable on giving at least one
CFPI: Consumer Food Price Index complete banking day‘s notice.
CIRP: Corporate Insolvency Resolution Process ―Term deposit‖: It means a interest bearing deposit
CLSS: Credit Linked Subsidy Scheme received by the bank for a fixed period and shall also
DARE: Department of Agricultural Research and include deposits such as Recurring /Cumulative
Education /Annuity /Reinvestment deposits and Cash Certificate.
DDA: Doha Development Agenda Small Accounts: It means a savings account in
DGCI&S: Directorate General of Commercial which:
Intelligence and Statistics 1. the aggregate of all credits in a financial year does
DGFT: Directorate General of Foreign Trade not exceed rupees one lakh;
DIPAM: Department of Investment and public Asset 2. the aggregate of all withdrawals and transfers in a
Management month does not exceed rupees ten thousand; and
DIPP: Department of Industrial Policy and Promotion 3. the balance at any point of time does not exceed
DISCOMS: Distribution Companies rupees fifty thousand.
EBRD: European Bank for Reconstruction and LIBOR: It is the average weighted interest rate on
Development inter-bank loans provided by banks, that participate
EFTA: European Free Trade Association in the London interbank market and offer funds in
EIB: European Investment Bank different currencies for different time periods (from 1
e-NAM: Electronic National Agriculture Market day to 1 year).
EPCG: Export Promotion on Capital Goods Double Taxation Avoidance Agreement (DTAA):
GCC: Gulf Cooperation Council It is a tax treaty signed between two or more
IBC: Insolvency and Bankruptcy Code countries. Its key objective is that tax-payers in these
LFPR: Labour Force Participation Rate countries can avoid being taxed twice for the same
M0: Reserve Money income. It applies in cases where a tax-payer resides
M3: Broad money in one country and earns income in another.
MDGs: Millennium Development Goals

DRI Loans DRI scheme provides bank loan at a c) Swaps- Is an agreement to exchange future cash flow
concessional rate of interest of 4% per annum for at pre-specified Intervals. Typically one cash flow is
productive / self employment ventures. SC/ST, based on a variable price and other on affixed one.
minorities and physically handicapped persons are Restructuring: A restructured account is one where
targeted under this scheme to boost financial the bank, grants to the borrower concessions that the
inclusion. bank would not otherwise consider.
Amortization: It is the reduction of an amount at CASA Deposit: Deposit in bank in current and
regular intervals over a certain time period. It mainly Savings account.
refers to the reduction of debt by regular payment of Liquid Assets: Liquid assets consists of: cash,
loan installments during the life of a loan. It also balances with RBI, balances in current accounts with
describes the accounting process of writing off an banks, money at call and short notice, inter-bank
intangible asset. placements due within 30 days and securities under
Lessor & Lessee: Lessor and Lessee are two parties "held for trading" and "available for sale" categories
to a lease agreement. An agreement or a contract by excluding securities that do not have ready market.
which the owner (lessor) of a specified asset grants ALCO: Asset-Liability Management Committee
permission to another party (lessee) to use the asset (ALCO) is a strategic decision making body,
for a specific period of time and with defined terms formulating and overseeing the function of asset
and conditions in return of periodic rentals, is termed liability management (ALM) of a bank.
as a lease. A lessor is a person or a party who is the Consortium Financing: It occurs for transactions
owner of the asset under the lease agreement. The that might not take place with a single lender. Several
lessor holds the legal rights over an asset. A lessee is banks agree to jointly supervise a single borrower
a person or a party who takes the asset on lease from with a common appraisal, documentation and follow-
the lessor (owner of the asset). The lessee is often up and own equal shares in the transaction.
termed as a tenant. The lessee is required to oblige Moratorium Period: Moratorium period or EMI
the terms and conditions mentioned in the lease holiday period refers to a particular duration in the
agreement. loan tenure when the borrower is not required to pay
"Bailment": It is the delivery of goods by one person EMIs. This holiday period is mostly available for
to another for some purpose, upon a contract that salaried individuals. Although the borrower is not
they shall, when the purpose is accomplished, be required to pay EMIs, the loan amount would still
returned or otherwise disposed of according to the continue to incur interest during this period.
directions of the person delivering them. The person A Brief on Insolvency and Bankruptcy Board of
delivering the goods is called the "bailor". The person India
to whom they are delivered is called the "bailee". a) It was established on 1st October, 2016 under the
Derivative: A derivative instrument derives its value Insolvency and Bankruptcy Code, 2016 (Code).
from an underlying product. There are basically three b) It is a key pillar of the ecosystem responsible for
derivatives implementation of the Code that consolidates and
a) Forward Contract- A forward contract is an amends the laws relating to reorganization and
agreement between two parties to buy or sell an insolvency resolution of corporate persons,
agreed amount of a commodity or financial partnership firms and individuals in a time bound
instrument at an agreed price, for delivery on an manner for maximization of the value of assets of
agreed future date. Future Contract- Is a such persons, to promote entrepreneurship,
standardized exchange tradable forward contract availability of credit and balance the interests of all
executed at an exchange. the stakeholders.
b) Options- An option is a contract which grants the c) It is a unique regulator: regulates a profession as well
buyer the right, but not the obligation, to buy (call as processes.
option) or sell (put option) an asset, commodity, It has regulatory oversight over the Insolvency
currency or financial instrument at an agreed rate Professionals, Insolvency Professional Agencies,
(exercise price) on or before an agreed date (expiry or Insolvency Professional Entities and Information
settlement date). The buyer pays the seller an amount Utilities. Dr. M. S. Sahoo is the Chairperson.
called the premium in exchange for this right. This
premium is the price of the option.

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General Awareness Power Capsule | LIC AAO Mains | IBPS SO Prelims 2019

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