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2019 Pricing Brochure

for products no longer sold


All fees quoted are VAT inclusive and are effective from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
• Nedbank current Welcome to our
• Dezign Banking
• Ke Yona Pay-as-you-use
handy pricing
• Ke Yona Plus brochure for 2019.
• Transactor Nedbank is committed to making its
• Everyday Current fee structures simple, transparent and
easy to understand.
• Go Banking
• Wealth Trader Investment Check whether you still have the right
amount for your individual needs.
Savings and investments You can call us on 0860 555 111
• Savings Deposit (office hours), where consultants
are available to assist you with
• Dezign Save
fee-related questions.
• Market Trader
It costs less to use online
• Accumulator
• Grow
TIP and mobile channels like the
Nedbank Money app
CONTENTS
Current accounts
Nedbank Current Account
Current accounts / Nedbank Current Account
• Nedbank current (1)
Account maintenance fee R35,00 per month
• Dezign Banking Transaction fees
• Ke Yona Pay-as-you-use Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Plus Deposits
• Transactor Cash deposit - - R1,00 per R100 R50,00 + R2,00 per
R100
• Everyday Current
Participating retailer point-of-sale - - R5,00 + R2,00 per -
• Go Banking devices(3) R100
Cheque deposit - - - R45,00 per deposit
• Wealth Trader Investment
Cash withdrawals
Participating retailer point-of-sale - - R4,10 -
Savings and investments devices(3)
Nedbank ATM - - R2,00 per R100 -
• Savings Deposit
Nedbank branch - - - R50,00 + R2,00 per
• Dezign Save R100

• Market Trader Cheque encashment - - - R50,00 + R2,00 per


R100 in addition to
• Accumulator cheque service fees
Another bank’s ATM - - R8,00 + R2,00 per -
• Grow R100
International ATM(4) - - R50,00 + R2,00 per -
R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Nedbank Current Account
Current accounts / Nedbank Current Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10  - R4,10 R75,00
accounts
• Transactor
To another Nedbank account R8,10 Free - R110,00
• Everyday Current
To an account at another bank R8,10 Free - R110,00
• Go Banking Instant payment R40,00 - - -
• Wealth Trader Investment Send-iMali(5)
- R1 to R1 000 R10,00 R10,00 - -
- R1 001 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R5,00 - - -
• Savings Deposit Debit order (external) R18,00 - - -
• Dezign Save Stop order R18,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases and topups
Card swipe - - R4,10 -
Prepaid topup (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid topup at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Nedbank Current Account
Current accounts / Nedbank Current Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Notification fees
• Ke Yona Plus eNote SMS notifications Free - - -
• Transactor Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 

• Everyday Current - SMS R1,10 - - -


- Email R0,95 - - -
• Go Banking
- Fax R8,00 - - -
• Wealth Trader Investment No-funds alert R12,00 per SMS - - -
Balance enquiries
Savings and investments At Nedbank Free Free Free R7,00
Another bank’s ATM - - R7,00 -
• Savings Deposit
Transaction lists
• Dezign Save At Nedbank - - R6,00 R15,00 per page
• Market Trader Statements

• Accumulator Per month Free - - R30,00


Current month (bank-certified)(6) - - One free per billing -
• Grow cycle, thereafter
R10,00
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Nedbank Current Account
Current accounts / Nedbank Current Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Declined transaction fees due to
• Ke Yona Plus insufficient funds

• Transactor Nedbank ATM - - Free -


Point-of-sale device - - R8,60 -
• Everyday Current
Another bank’s ATM - - R8,60 -
• Go Banking Dishonoured debit order R60,00 (Increasing - - -
to R150,00 per item
• Wealth Trader Investment for the fourth and
subsequent items
within 12 months.)
Savings and investments Honouring fee per item R90,00 - - -
• Savings Deposit Disputed debit order fee 

• Dezign Save At Nedbank R5,00 - - R5,00

• Market Trader Other service fees


• Accumulator Overdraft facility fee(7) R43,00 per month
Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
• Grow
Visa/Mastercard debit card service fee Free
Cheque card service fee R175,00 per annum
Garage debit card service fee R175,00 per annum
Card replacement fee R135,00
Request for copy of transaction voucher:
- Local R150,00 per voucher
- International R150,00 per voucher
Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00
Chequebook (40 cheques) R85,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Nedbank Current Account
Current accounts / Nedbank Current Account
• Nedbank current
• Dezign Banking Notes:
• Ke Yona Pay-as-you-use 1 An additional monthly fee of R45,00 is applicable to non-resident clients.
• Ke Yona Plus 2 Exclusive of rates charged by network providers.
• Transactor 3 This fee applies at all stores where the cash-at-tillpoint service is offered.
• Everyday Current
4 An international currency conversion fee of 2% (based on the rand value of the
• Go Banking transaction) applies to ALL transactions performed outside South Africa. For example,
• Wealth Trader Investment if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
5 Send money quickly and securely to any South African cellphone.
Savings and investments 6 A billing cycle runs from the third-last business day of the month to the fourth-last
• Savings Deposit business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are
• Dezign Save billed one month in arrear.
• Market Trader
7 Facility fees, while prescribed by the National Credit Act, may differ for internal
• Accumulator banking segments.
• Grow

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Dezign Banking Current Account
Current accounts / Dezign Banking Current Account
• Nedbank current (1)
Account maintenance fee R35,00 per month
• Dezign Banking Transaction fees
• Ke Yona Pay-as-you-use Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Plus Deposits
• Transactor Cash deposit - - R1,00 per R100 R50,00 + R2,00 per
R100
• Everyday Current
Participating retailer point-of-sale - - R5,00 + R2,00 per -
• Go Banking devices(3) R100
Cheque deposit - - - R45,00 per deposit
• Wealth Trader Investment
Cash withdrawals
Participating retailer point-of-sale - - R4,10 -
Savings and investments devices(3)
Nedbank ATM - - R2,00 per R100 -
• Savings Deposit
Nedbank branch - - - R50,00 + R2,00 per
• Dezign Save R100

• Market Trader Cheque encashment - - - R50,00 + R2,00 per


R100 in addition to
• Accumulator cheque service fees
Another bank’s ATM - - R8,00 + R2,00 per -
• Grow R100
International ATM(4) - - R50,00 + R2,00 per -
R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Dezign Banking Current Account
Current accounts / Dezign Banking Current Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10  - R4,10 R75,00
accounts
• Transactor
To another Nedbank account R8,10 Free - R110,00
• Everyday Current
To an account at another bank R8,10 Free - R110,00
• Go Banking Instant payment R40,00 - - -
• Wealth Trader Investment Send-iMali(5)
- R1 to R1 000 R10,00 R10,00 - -
- R1 001 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R5,00 - - -
• Savings Deposit Debit order (external) R18,00 - - -
• Dezign Save Stop order R18,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s ownand
Purchases cheque
topups - - - R130,00
Card swipe - - R4,10 -
Prepaid topup (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid topup at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Dezign Banking Current Account
Current accounts / Dezign Banking Current Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Notification fees
• Ke Yona Plus eNote SMS notifications R12,00 per month - - -
• Transactor Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 
- SMS R1,10 - - -
• Everyday Current
- Email R0,95 - - -
• Go Banking
-  Fax R8,00 - - -
• Wealth Trader Investment No-funds alert R12,00 per SMS - - -
Balance enquiries
Savings and investments At Nedbank Free Free Free R7,00
Another bank’s ATM - - R7,00 -
• Savings Deposit
Transaction lists
• Dezign Save At Nedbank - - R6,00 R15,00 per page
• Market Trader Statements

• Accumulator Per month Free - - R30,00


Current month (bank-certified)(6) - - One free per billing -
• Grow cycle, thereafter
R10,00
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Dezign Banking Current Account
Current accounts / Dezign Banking Current Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Declined transaction fees due to insufficient funds
• Ke Yona Plus Nedbank ATM - - Free -
• Transactor Point-of-sale device - - R8,60 -

• Everyday Current Another bank’s ATM - - R8,60 -


Dishonoured debit order R60,00 (Increasing - - -
• Go Banking to R150,00 per item
for the fourth and
• Wealth Trader Investment subsequent items
within 12 months.)
Honouring fee per item R90,00 - - - 
Savings and investments
Disputed debit order fee 
• Savings Deposit At Nedbank R5,00 - - R5,00
• Dezign Save
Other service fees
• Market Trader
Self-service banking subscription fee Free
• Accumulator Overdraft facility fee(7) R43,00 per month
• Grow Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
Visa/Mastercard debit card service fee Free
Cheque card service fee R175,00 per annum
Garage debit card service fee R175,00 per annum
Card replacement fee R135,00
Request for copy of transaction voucher: 
- Local R150,00 per voucher
- International R150,00 per voucher
Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Dezign Banking Current Account
Current accounts / Dezign Banking Current Account
• Nedbank current
• Dezign Banking Notes:
• Ke Yona Pay-as-you-use 1 An additional monthly fee of R45,00 is applicable to non-resident clients.
• Ke Yona Plus 2 Exclusive of rates charged by network providers.
• Transactor 3 This fee applies at all stores where the cash-at-tillpoint service is offered.
• Everyday Current
4 An international currency conversion fee of 2% (based on the rand value of the
• Go Banking transaction) applies to ALL transactions performed outside South Africa. For example,
• Wealth Trader Investment if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
5 Send money quickly and securely to any South African cellphone.
Savings and investments 6 A billing cycle runs from the third-last business day of the month to the fourth-last
• Savings Deposit business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are
• Dezign Save billed one month in arrear.
• Market Trader
7 Facility fees, while prescribed by the National Credit Act, may differ for internal
• Accumulator banking segments.
• Grow

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Ke Yona Pay-as-you-use Account
Current accounts / Ke Yona Pay-as-you-use Account
• Nedbank current (1)
Account maintenance fee R6,00 per month
• Dezign Banking Transaction fees
• Ke Yona Pay-as-you-use Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Plus Deposits
• Transactor Cash deposit - - R1,00 per R100 R25,00 + R2,00 per
R100
• Everyday Current
Participating retailer point-of-sale - - R5,00 + R2,00 per -
• Go Banking devices(3) R100
Cheque deposit - - - R45,00 per deposit
• Wealth Trader Investment
Cash withdrawals
Participating retailer point-of-sale - - R3,00 -
Savings and investments devices(3)
Nedbank ATM - - R7,00 -
• Savings Deposit
Nedbank branch - - - R50,00 + R2,00 per
• Dezign Save R100

• Market Trader Cheque encashment - - - R50,00 + R2,00 per


R100 in addition to
• Accumulator cheque service fees
Another bank’s ATM - - R8,00 + R2,00 per -
• Grow R100
International ATM(4) - - R50,00 + R2,00 per -
R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Ke Yona Pay-as-you-use Account
Current accounts / Ke Yona Pay-as-you-use Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10 - R4,10 R75,00
accounts
• Transactor
To another Nedbank account R8,10 Unlimited - R110,00
• Everyday Current
To an account at another bank R8,10 Unlimited - R110,00
• Go Banking Instant payment R40,00 - - -
• Wealth Trader Investment Send-iMali(5)
- R1 to R1 000 R10,00 R10,00 - -
- R1 001 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R3,00 - - -
• Savings Deposit Debit order (external) R6,00 - - -
• Dezign Save Stop order R6,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s ownand
Purchases cheque
topups - - - R130,00
Card swipe - - Free -
Prepaid topup (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid topup at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Ke Yona Pay-as-you-use Account
Current accounts / Ke Yona Pay-as-you-use Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Notification fees
• Ke Yona Plus eNote SMS notifications Free - - -
• Transactor Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 

• Everyday Current - SMS R1,10 - - -


- Email R0,95 - - -
• Go Banking
-  Fax R8,00 - - -
• Wealth Trader Investment No-funds alert R12,00 per SMS - - -
Balance enquiries
Savings and investments At Nedbank Free Free Free R7,00
Another bank’s ATM - - R7,00 -
• Savings Deposit
Transaction lists
• Dezign Save At Nedbank - - R6,00 R15,00 per page
• Market Trader Statements

• Accumulator Per month Free - - R30,00


Current month (bank-certified)(6) - - One free per billing -
• Grow cycle, thereafter
R10,00
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Ke Yona Pay-as-you-use Account
Current accounts / Ke Yona Pay-as-you-use Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Declined transaction fees due to insufficient funds
• Ke Yona Plus Nedbank ATM - - Free -
• Transactor Point-of-sale device - - R8,60 -

• Everyday Current Another bank’s ATM - - R8,60 -


Dishonoured debit order R10,00 (Capped at - - -
• Go Banking four dishonoured
payments per year;
• Wealth Trader Investment the fifth and the
subsequent ones in
the year will not be
Savings and investments charged for.)
Disputed debit order fee 
• Savings Deposit
At Nedbank R5,00 - - R5,00
• Dezign Save
• Market Trader Other service fees
Visa/Mastercard debit card service fee Free
• Accumulator
Card replacement fee R135,00
• Grow Request for copy of transaction voucher: 
- Local R150,00 per voucher
- International R150,00 per voucher
Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Ke Yona Pay-as-you-use Account
Current accounts / Ke Yona Pay-as-you-use Account
• Nedbank current
• Dezign Banking Notes:
• Ke Yona Pay-as-you-use 1 An additional monthly fee of R45,00 is applicable to non-resident clients.
• Ke Yona Plus 2 Exclusive of rates charged by network providers.
• Transactor 3 This fee applies at all stores where the cash-at-tillpoint service is offered.
• Everyday Current
4 An international currency conversion fee of 2% (based on the rand value of the
• Go Banking transaction) applies to ALL transactions performed outside South Africa. For example,
• Wealth Trader Investment if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
5 Send money quickly and securely to any South African cellphone.
Savings and investments 6 A billing cycle runs from the third-last business day of the month to the fourth-last
• Savings Deposit business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are
• Dezign Save billed one month in arrear.
• Market Trader
• Accumulator
• Grow

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Ke Yona Plus Account
Current accounts / Ke Yona Plus Account
• Nedbank current (1)
Account maintenance fee R6,00 per month
• Dezign Banking Transaction fees
• Ke Yona Pay-as-you-use Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Plus Deposits
• Transactor Cash deposit - - R1,00 per R100 R25,00 + R2,00 per
R100
• Everyday Current
Participating retailer point-of-sale - - R5,00 + R2,00 per -
• Go Banking devices(3) R100
Cheque deposit - - - R45,00 per deposit
• Wealth Trader Investment
Cash withdrawals
Participating retailer point-of-sale - - R3,00 -
Savings and investments devices(3)
Nedbank ATM - - R7,00 -
• Savings Deposit
Nedbank branch - - - R50,00 + R2,00 per
• Dezign Save R100

• Market Trader Cheque encashment - - - R50,00 + R2,00 per


R100 in addition to
• Accumulator cheque service fees
Another bank’s ATM - - R8,00 + R2,00 per -
• Grow R100
International ATM(4) - - R50,00 + R2,00 per -
R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Ke Yona Plus Account
Current accounts / Ke Yona Plus Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10 - R4,10 R75,00
accounts
• Transactor
To another Nedbank account R8,10 Unlimited - R110,00
• Everyday Current
To an account at another bank R8,10 Unlimited - R110,00
• Go Banking Instant payment R40,00 - - -
• Wealth Trader Investment Send-iMali(5)
- R1 to R1 000 R10,00 R10,00 - -
- R1 001 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R3,00 - - -
• Savings Deposit Debit order (external) R6,00 - - -
• Dezign Save Stop order R6,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases and topups
Card swipe - - Free -
Prepaid topup (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid topup at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Ke Yona Plus Account
Current accounts / Ke Yona Plus Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Notification fees
• Ke Yona Plus eNote SMS notifications Free - - -
• Transactor Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 

• Everyday Current - SMS R1,10 - - -


- Email R0,95 - - -
• Go Banking
-  Fax R8,00 - - -
• Wealth Trader Investment No-funds alert R12,00 per SMS - - -
Balance enquiries
Savings and investments At Nedbank Free Free Free R7,00
Another bank’s ATM - - R7,00 -
• Savings Deposit
Transaction lists
• Dezign Save At Nedbank - - R6,00 R15,00 per page
• Market Trader Statements

• Accumulator Per month Free - - R30,00


Current month (bank-certified)(6) - - One free per billing -
• Grow cycle, thereafter
R10,00
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Ke Yona Plus Account
Current accounts / Ke Yona Plus Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Declined transaction fees due to insufficient funds
• Ke Yona Plus Nedbank ATM - - Free -
• Transactor Point-of-sale device - - R8,60 -

• Everyday Current Another bank’s ATM - - R8,60 -


Dishonoured debit order R10,00 (Capped at - - -
• Go Banking four dishonoured
payments per year;
• Wealth Trader Investment the fifth and the
subsequent ones in
the year will not be
Savings and investments charged for.)
Disputed debit order fee 
• Savings Deposit
At Nedbank R5,00 - - R5,00
• Dezign Save
• Market Trader Other service fees
Visa/Mastercard debit card service fee Free
• Accumulator
Card replacement fee R135,00
• Grow Request for copy of transaction voucher:
- Local R150,00 per voucher
- International R150,00 per voucher
Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Ke Yona Plus Account
Current accounts / Ke Yona Plus Account
• Nedbank current
• Dezign Banking Notes:
• Ke Yona Pay-as-you-use 1 An additional monthly fee of R45,00 is applicable to non-resident clients.
• Ke Yona Plus 2 Exclusive of rates charged by network providers.
• Transactor 3 This fee applies at all stores where the cash-at-tillpoint service is offered.
• Everyday Current
4 An international currency conversion fee of 2% (based on the rand value of the
• Go Banking transaction) applies to ALL transactions performed outside South Africa. For example,
• Wealth Trader Investment if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
5 Send money quickly and securely to any South African cellphone.
Savings and investments 6 A billing cycle runs from the third-last business day of the month to the fourth-last
• Savings Deposit business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are
• Dezign Save billed one month in arrear.
• Market Trader
• Accumulator
• Grow

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Transactor Account
Current accounts / Transactor Account
• Nedbank current (1)
Account maintenance fee R20,00 per month
• Dezign Banking Transaction fees
• Ke Yona Pay-as-you-use Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Plus Deposits
• Transactor Cash deposit - - R1,00 per R100 R50,00 + R2,00 per
R100
• Everyday Current
Participating retailer point-of-sale - - R5,00 + R2,00 per -
• Go Banking devices(3) R100
Cheque deposit - - - R45,00 per deposit
• Wealth Trader Investment
Cash withdrawals
Participating retailer point-of-sale - - R3,00 -
Savings and investments devices(3)
Nedbank ATM - - R2,00 per R100 -
• Savings Deposit
Nedbank branch - - - R50,00 + R2,00 per
• Dezign Save R100

• Market Trader Cheque encashment - - - R50,00 + R2,00 per


R100 in addition to
• Accumulator cheque service fees
Another bank’s ATM - - R8,00 + R2,00 per -
• Grow R100
International ATM(4) - - R50,00 + R2,00 per -
R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Transactor Account
Current accounts / Transactor Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10 - R4,10 R75,00
accounts
• Transactor
To another Nedbank account R8,10 Unlimited - R110,00
• Everyday Current
To an account at another bank R8,10 Unlimited - R110,00
• Go Banking Instant payment R40,00 - - -
• Wealth Trader Investment Send-iMali(5)
- R1 to R1 000 R10,00 R10,00 - -
- R1 001 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R5,00 - - -
• Savings Deposit Debit order (external) R12,00 - - -
• Dezign Save Stop order R12,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases and topups
Card swipe - - R3,00 -
Prepaid topup (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid topup at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Transactor Account
Current accounts / Transactor Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Notification fees
• Ke Yona Plus eNote SMS notifications R7,00 per month - - -
• Transactor Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 

• Everyday Current - SMS R1,10 - - -


- Email R0,95 - - -
• Go Banking
- Fax R8,00 - - -
• Wealth Trader Investment No-funds alert R12,00 per SMS - - -
Balance enquiries
Savings and investments At Nedbank Free Free Free R7,00
Another bank’s ATM - - R7,00 -
• Savings Deposit
Transaction lists
• Dezign Save At Nedbank - - R6,00 R15,00 per page
• Market Trader Statements

• Accumulator Per month Free - - R30,00


Current month (bank-certified)(6) - - One free per billing -
• Grow cycle, thereafter
R10,00
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Transactor Account
Current accounts / Transactor Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Declined transaction fees due to insufficient funds
• Ke Yona Plus Nedbank ATM - - Free -
• Transactor Point-of-sale device - - R8,60 -

• Everyday Current Another bank’s ATM - - R8,60 -


Dishonoured debit order R28,00 (Capped at - - -
• Go Banking four dishonoured
payments per year;
• Wealth Trader Investment the fifth and the
subsequent ones in
the year will not be
Savings and investments charged for.)
Disputed debit order fee
• Savings Deposit
At Nedbank R5,00 - - R5,00
• Dezign Save
• Market Trader Other service fees
Self-service banking subscription fee R12,00 per month
• Accumulator
Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
• Grow Visa/Mastercard debit card service fee Free
Card replacement fee R135,00
Request for copy of transaction voucher:
- Local R150,00 per voucher
- International R150,00 per voucher
Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00
Chequebook (40 cheques) R85,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Transactor Account
Current accounts / Transactor Account
• Nedbank current
• Dezign Banking Notes:
• Ke Yona Pay-as-you-use 1 An additional monthly fee of R45,00 is applicable to non-resident clients.
• Ke Yona Plus 2 Exclusive of rates charged by network providers.
• Transactor 3 This fee applies at all stores where the cash-at-tillpoint service is offered.
• Everyday Current
4 An international currency conversion fee of 2% (based on the rand value of the
• Go Banking transaction) applies to ALL transactions performed outside South Africa. For example,
• Wealth Trader Investment if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
5 Send money quickly and securely to any South African cellphone.
Savings and investments 6 A billing cycle runs from the third-last business day of the month to the fourth-last
• Savings Deposit business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are
• Dezign Save billed one month in arrear.
• Market Trader
• Accumulator
• Grow

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Nedbank Everyday Account
Current accounts / Nedbank Everyday Account
• Nedbank current (1)
Account maintenance fee R150,00 per month
• Dezign Banking Monthly rebate(2) R30,00
• Ke Yona Pay-as-you-use Transaction fees
Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
• Ke Yona Plus save on bank fees /Money app (*120*001#)
• Transactor Deposits

• Everyday Current Cash deposit - - R1,00 per R100 R50,00 + R2,00 per
R100
• Go Banking Participating retailer point-of-sale - - R5,00 + R2,00 per -
devices(4) R100
• Wealth Trader Investment
Cheque deposit - - - R45,00 per deposit
Cash withdrawals
Savings and investments Participating retailer point-of-sale - - Unlimited -
devices(4)
• Savings Deposit
Nedbank ATM(5) - - Four free per billing -
• Dezign Save cycle, thereafter
R2,00 per R100
• Market Trader Nedbank branch - - - R50,00 + R2,00 per
• Accumulator R100
Cheque encashment - - - R50,00 + R2,00 per
• Grow R100 in addition to
cheque service fees
Another bank’s ATM - - R8,00 + R2,00 per -
R100
International ATM(6) - - R50,00 + R2,00 per -
R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Nedbank Everyday Account
Current accounts / Nedbank Everyday Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank Unlimited - Unlimited R75,00
accounts
• Transactor
To another Nedbank account Unlimited Unlimited - R110,00
• Everyday Current To an account at another bank Unlimited Unlimited - R110,00
• Go Banking Instant payment R40,00 - - -

• Wealth Trader Investment Send-iMali(7)


- R1 to R1 000 R10,00 R10,00 - -
- R1 001 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) Unlimited - - -
• Savings Deposit Debit order (external) Unlimited - - -
• Dezign Save Stop order Unlimited - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases and topups
Card swipe - - Unlimited -
Prepaid topup (data, airtime and Unlimited Unlimited Unlimited -
electricity) at Nedbank
Prepaid topup at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Nedbank Everyday Account
Current accounts / Nedbank Everyday Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Notification fees
• Ke Yona Plus eNote SMS notifications Unlimited - - -
• Transactor Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 

• Everyday Current - SMS R1,10 - - -


- Email R0,95 - - -
• Go Banking
- Fax R8,00 - - -
• Wealth Trader Investment No-funds alert R12,00 per SMS - - -
Balance enquiries
Savings and investments At Nedbank Unlimited Unlimited Unlimited R7,00
Another bank’s ATM - - R7,00 -
• Savings Deposit
Transaction lists
• Dezign Save At Nedbank - - R6,00 R15,00 per page
• Market Trader Statements

• Accumulator Per month Unlimited - - R30,00


Current month (bank-certified)(5) - - One free per billing -
• Grow cycle, thereafter
R10,00
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Nedbank Everyday Account
Current accounts / Nedbank Everyday Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Declined transaction fees due to
• Ke Yona Plus insufficient funds

• Transactor Nedbank ATM - - Free -


Point-of-sale device - - R8,60 -
• Everyday Current
Another bank’s ATM - - R8,60 -
• Go Banking Dishonoured debit order R60,00 (Increasing - - -
to R150,00 per item
• Wealth Trader Investment for the fourth and
subsequent items
within 12 months.)
Savings and investments Honouring fee per item R90,00 - - -
• Savings Deposit Disputed debit order fee 
At Nedbank R5,00 - - R5,00
• Dezign Save
• Market Trader Other service fees
• Accumulator Overdraft facility fee(8) R43,00 per month
Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
• Grow
Visa/Mastercard debit card service fee Free
Cheque card service fee Free
Garage debit card service fee Free
Card replacement fee R135,00
Request for copy of transaction voucher: 
- Local R150,00 per voucher
- International R150,00 per voucher
Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00
Chequebook (40 cheques) R85,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Nedbank Everyday Account
Current accounts / Nedbank Everyday Account
• Nedbank current
• Dezign Banking Notes:
• Ke Yona Pay-as-you-use 1 An additional monthly fee of R45,00 is applicable to non-resident clients.
• Ke Yona Plus 2 To qualify for the monthly rebate you must pay the debit balances on your Nedbank
• Transactor credit card and Nedbank home loan by a monthly debit order going off your Everyday
Account.
• Everyday Current
3 Exclusive of rates charged by network providers.
• Go Banking
• Wealth Trader Investment 4 This fee applies at all stores where the cash-at-tillpoint service is offered.
5 A billing cycle runs from the third-last business day of the month to the fourth-last
Savings and investments business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are
• Savings Deposit billed one month in arrear.
• Dezign Save 6 An international currency conversion fee of 2% (based on the rand value of the
• Market Trader transaction) applies to ALL transactions performed outside South Africa. For example,
if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
• Accumulator
7 Send money quickly and securely to any South African cellphone.
• Grow
8 Facility fees, while prescribed by the National Credit Act, may differ for internal
banking segments.

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Go Banking Account
Current accounts / Go Banking Account
• Nedbank current
• Dezign Banking By maintaining a minimum balance of R5 000 R25,00
• Ke Yona Pay-as-you-use or more each month, you get: per month
• Ke Yona Plus • no monthly fee;
• Transactor • free card swipes;
• Everyday Current • free account payments (including debit and stop orders), interaccount transfers and
• Go Banking balance enquiries at self-service(1) channels; and
• Wealth Trader Investment • no cheque service fees.

Savings and investments Account maintenance fee R25,00


(2)
per month
• Savings Deposit Transaction fees
Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
• Dezign Save save on bank fees /Money app (*120*001#)
• Market Trader Deposits

• Accumulator Cash deposit - - R1,00 per R100 R50,00 plus R2,00


per R100
• Grow Participating retailer’s point-of-sale - - R5,00 plus R2,00 -
device(4) per R100
Cheque deposit - - - R45,00 per deposit
Cash withdrawals
Participating retailer’s point-of-sale - - R4,10 -
device(4)
Nedbank ATM - - R2,00 per R100 -
Nedbank branch - - - R50,00 plus R2,00
per R100
Cheque encashment - - - R50,00 plus R2,00
per R100 in addition
to cheque service
fees
Another bank’s ATM - - R8,00 plus R2,00 -
per R100
International ATM(5) - - R50,00 plus R2,00 -
per R100
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Go Banking Account
Current accounts / Go Banking Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10 Free R4,10 R75,00
accounts
• Transactor
To another Nedbank account R8,10 Free - R110,00
• Everyday Current
To an account at another bank R8,10 Free - R110,00
• Go Banking Instant-payment R40,00 - - -
• Wealth Trader Investment Send-iMali(6):
- R1 to R1000 R10,00 R10,00 - -
- R1000 to R2500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R5,00 - - -
• Savings Deposit Debit order (external) R18,00 - - -
• Dezign Save Stop order R18,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases & top-ups
Purchase at Point-of-sale device  - -  R4,10 - 
Prepaid top-up (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid top-up at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 R2,20 - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Go Banking Account
Current accounts / Go Banking Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Notification fees
• Ke Yona Plus eNote SMS notifications R12,00 per month - - -
• Transactor Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 

• Everyday Current  - SMS R1,10 - - -


 - Email R0,95 - - -
• Go Banking
 - Fax R8,00 - - -
• Wealth Trader Investment No funds alert R12,00 per SMS - - -
Balance enquiries
Savings and investments At Nedbank Free Free Free R7,00
Another bank’s ATM - - R7,00 -
• Savings Deposit
Transaction lists
• Dezign Save At Nedbank Free - R6,00 R15,00 per page
• Market Trader Statements

• Accumulator Per month Free - - R30,00


Current month (bank-certified)(7) - - One free per billing -
• Grow cycle, thereafter
R10,00
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Go Banking Account
Current accounts / Go Banking Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Declined transaction fees due to insufficient funds
• Ke Yona Plus Nedbank ATM - - Unlimited -
• Transactor Point-of-sale device - - R8,60 -

• Everyday Current Another bank’s ATM - - R8,60 -


Dishonoured debit order R60,00 (Increasing - - -
• Go Banking to R150,00 per item
for the fourth and
• Wealth Trader Investment subsequent items
within 12 months.)
Honouring fee per item R90,00 - - -
Savings and investments
Disputed debit order fee 
• Savings Deposit At Nedbank R5,00 - - R5,00
• Dezign Save
Other service charges
• Market Trader
Self-service banking subscription fee R16,00 per month
• Accumulator Overdraft facility fee(8) R43,00 per month
• Grow Visa/Mastercard debit card service fee Free
Card replacement fee R135,00
Request for copy of transaction voucher: 
- Local R150,00 per voucher
- International R150,00 per voucher
Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00
Chequebook (40 cheques) R85,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Go Banking Account
Current accounts / Go Banking Account
• Nedbank current
• Dezign Banking Notes:
• Ke Yona Pay-as-you-use 1 Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
• Ke Yona Plus Nedbank Money app.

• Transactor 2 An additional monthly fee of R45,00 is applicable to non-resident clients.


• Everyday Current 3 Exclusive of rates charged by network providers.
• Go Banking 4 This fee applies at all stores where the cash-at-tillpoint service is offered.
• Wealth Trader Investment 5 An international currency conversion fee of 2% (based on the rand value of the
transaction) applies to ALL transactions performed outside South Africa. For example,
Savings and investments if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
• Savings Deposit 6 Send money quickly and securely to any South African cellphone.
• Dezign Save 7 A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
• Market Trader
transactions that you performed in the previous billing cycle. In other words, you are
• Accumulator billed one month in arrear.
• Grow 8 Facility fees, while prescribed by the National Credit Act, may differ for internal
banking segments.

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Wealth Trader Investment Account
Current accounts / Wealth Trader Investment Account
• Nedbank current
• Dezign Banking By maintaining a minimum balance of R10 000 R20,00
• Ke Yona Pay-as-you-use or more each month, you get: per month
• Ke Yona Plus • no monthly fee;
• Transactor • free card swipes;
• Everyday Current • free account payments (including debit and stop orders), interaccount transfers and
• Go Banking balance enquiries at self-service(1) channels; and
• Wealth Trader Investment • no cheque service fees.

Savings and investments Account maintenance fee R20,00


(2)
per month
• Savings Deposit Transaction fees
Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
• Dezign Save save on bank fees /Money app (*120*001#)
• Market Trader Deposits

• Accumulator Cash deposit - - R1,00 per R100 R50,00 plus R2,00


per R100
• Grow Participating retailer’s point-of-sale - - R5,00 plus R2,00 -
device(4) per R100
Cheque deposit - - - R45,00 per deposit
Cash withdrawals
Participating retailer’s point-of-sale - - R4,10 -
device(4)
Nedbank ATM - - R2,00 per R100 -
Nedbank branch - - - R50,00 plus R2,00
per R100
Cheque encashment - - - R50,00 plus R2,00
per R100 in addition
to cheque service
fees
Another bank’s ATM - - R8,00 plus R2,00 -
per R100
International ATM(5) - - R50,00 plus R2,00 -
per R100
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Wealth Trader Investment Account
Current accounts / Wealth Trader Investment Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10 Free R4,10 R75,00
accounts
• Transactor
To another Nedbank account R8,10 Free - R110,00
• Everyday Current
To an account at another bank R8,10 Free - R110,00
• Go Banking Instant-payment R40,00 - - -
• Wealth Trader Investment Send-iMali(6):
- R1 to R1 000 R10,00 R10,00 - -
- R1 000 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R5,00 - - -
• Savings Deposit Debit order (external) R18,00 - - -
• Dezign Save Stop order R18,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases & top-ups
Purchase at Point-of-sale device  - -  R4,10 - 
Prepaid top-up (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid top-up at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 R2,20 - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Wealth Trader Investment Account
Current accounts / Wealth Trader Investment Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Notification fees
• Ke Yona Plus eNote SMS notifications R12,00 per month - - -
• Transactor Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 

• Everyday Current  - SMS R1,10 - - -


 - Email R0,95 - - -
• Go Banking
 - Fax R8,00 - - -
• Wealth Trader Investment No funds alert R12,00 per SMS - - -
Balance enquiries
Savings and investments At Nedbank Free Free Free R7,00
Another bank’s ATM - - R7,00 -
• Savings Deposit
Transaction lists
• Dezign Save At Nedbank Free - R6,00 R15,00 per page
• Market Trader Statements

• Accumulator Per month Free - - R30,00


Current month (bank-certified)(7) - - One free per billing -
• Grow cycle, thereafter
R10,00
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Wealth Trader Investment Account
Current accounts / Wealth Trader Investment Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Declined transaction fees due to insufficient funds
• Ke Yona Plus Nedbank ATM - - Unlimited -
• Transactor Point-of-sale device - - R8,60 -

• Everyday Current Another bank’s ATM - - R8,60 -


Dishonoured debit order R60,00 (Increasing - - -
• Go Banking to R150,00 per item
for the fourth and
• Wealth Trader Investment subsequent items
within 12 months.)
Honouring fee per item R90,00 - - -
Savings and investments
Disputed debit order fee 
• Savings Deposit At Nedbank R5,00 - - R5,00
• Dezign Save
Other service charges
• Market Trader
Self-service banking subscription fee R16,00 per month
• Accumulator Overdraft facility fee(8) R43,00 per month
• Grow Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
Visa/Mastercard debit card service fee Free
Cheque card service fee R175,00 per annum
Garage debit card R175,00 per annum
Card replacement fee R135,00
Request for copy of transaction voucher:
- Local R150,00 per voucher
- International R150,00 per voucher
Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00
Chequebook (40 cheques) R85,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Wealth Trader Investment Account
Current accounts / Wealth Trader Investment Account
• Nedbank current
• Dezign Banking Notes:
• Ke Yona Pay-as-you-use 1 Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
• Ke Yona Plus Nedbank Money app.

• Transactor 2 An additional monthly fee of R45,00 is applicable to non-resident clients.


• Everyday Current 3 Exclusive of rates charged by network providers.
• Go Banking 4 This fee applies at all stores where the cash-at-tillpoint service is offered.
• Wealth Trader Investment 5 An international currency conversion fee of 2% (based on the rand value of the
transaction) applies to ALL transactions performed outside South Africa. For example,
Savings and investments if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
• Savings Deposit 6 Send money quickly and securely to any South African cellphone.
• Dezign Save 7 A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
• Market Trader
transactions that you performed in the previous billing cycle. In other words, you are
• Accumulator billed one month in arrear.
• Grow 8 Facility fees, while prescribed by the National Credit Act, may differ for internal
banking segments.

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Savings Deposit Account
Savings and investments / Savings Deposit Account
• Nedbank current
• Dezign Banking By maintaining a minimum balance of R5 000 R25,00
• Ke Yona Pay-as-you-use or more each month, you get: per month
• Ke Yona Plus
• Transactor • no monthly fee; and
• Everyday Current • free account payments (including internal debit), interaccount transfers, cellphone top-ups
and balance enquiries at self-service(1) channels.
• Go Banking
• Wealth Trader Investment
(2)
Account maintenance fee R25,00 per month

Savings and investments Transaction fees


Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
• Savings Deposit save on bank fees /Money app (*120*001#)
• Dezign Save Deposits
Cash deposit - - R1,00 per R100 R50,00 plus R2,00
• Market Trader per R100
• Accumulator Participating retailer’s point-of-sale - - R5,00 plus R2,00 -
device(4) per R100
• Grow Cheque deposit - - - R45,00 per deposit
Cash withdrawals
Participating retailer’s point-of-sale - - R4,10 -
device(4)
Nedbank ATM - - R2,00 per R100 -
Nedbank branch - - - R50,00 plus R2,00
per R100
Cheque encashment - - - R50,00 plus R2,00
per R100 in addition
to cheque service
fees
Another bank’s ATM - - R8,00 plus R2,00 -
per R100
International ATM(5) - - R50,00 plus R2,00 -
per R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Savings Deposit Account
Savings and investments / Savings Deposit Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10 Free R4,10 R75,00
accounts
• Transactor
To another Nedbank account R8,10 Free - R110,00
• Everyday Current
To an account at another bank R8,10 Free - R110,00
• Go Banking Instant-payment R40,00 - - -
• Wealth Trader Investment Send-iMali(6):
- R1 to R1 000 R10,00 R10,00 - -
- R1 000 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R6,00 - - -
• Savings Deposit Debit order (external) R12,00 - - -
• Dezign Save Stop order R12,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases & top-ups
Purchase at Point-of-sale device  - -  R4,10 - 
Prepaid top-up (data, airtime and electrici- R1,00 R1,00 R1,00 -
ty) at Nedbank
Prepaid top-up at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 R2,20 - -
Notification fees
eNote SMS notifications R12,00 per month - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 
 - SMS R1,10 - - -
 - Email R0,95 - - -
 - Fax R8,00 - - -
No funds alert R12,00 per SMS - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Savings Deposit Account
Savings and investments / Savings Deposit Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Balance enquiries
• Ke Yona Plus At Nedbank Free Free Free R7,00
• Transactor Another bank’s ATM - - R7,00 -

• Everyday Current Transaction lists


At Nedbank Free - R6,00 R15,00 per page
• Go Banking
Statements
• Wealth Trader Investment Per month Free - - R30,00
Current month (bank-certified)(7) - - One free per billing -
cycle, thereafter
Savings and investments R10,00
• Savings Deposit Three months (bank-certified) - - R25,00 -
Posted - - - R30,00
• Dezign Save
Declined transaction fees due to insufficient funds
• Market Trader Nedbank ATM - - Unlimited -
• Accumulator Point-of-sale device - - R8,60 -
• Grow Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 (Increasing - - -
to R150,00 per item
for the fourth and
subsequent items
within 12 months.)
Disputed debit order fee 
At Nedbank R5,00 - - R5,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Savings Deposit Account
Savings and investments / Savings Deposit Account
• Nedbank current
Other service charges
• Dezign Banking Self-service banking subscription fee R16,00 per month
• Ke Yona Pay-as-you-use Visa/Mastercard debit card service fee Free
Garage debit card R175,00 per annum
• Ke Yona Plus
Card replacement fee R135,00
• Transactor Request for copy of transaction voucher:
• Everyday Current - Local R150,00 per voucher

• Go Banking - International R150,00 per voucher


Post-dated cheque R100,00
• Wealth Trader Investment
Special clearance of a cheque deposited in a branch R120,00

Savings and investments


• Savings Deposit Notes:
• Dezign Save 1 Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
Nedbank Money app.
• Market Trader
2 An additional monthly fee of R45,00 is applicable to non-resident clients.
• Accumulator
3 Exclusive of rates charged by network providers.
• Grow
4 This fee applies at all stores where the cash-at-tillpoint service is offered.
5 An international currency conversion fee of 2% (based on the rand value of the transaction)
applies to ALL transactions performed outside South Africa. For example, if you swipe your
card overseas for the rand equivalent of R500, the fee will be R10,00.
6 Send money quickly and securely to any South African cellphone.
7 A billing cycle runs from the third-last business day of the month to the fourth-last business
day of the following month. Your transaction list will reflect the fees for all transactions
that you performed in the previous billing cycle. In other words, you are billed one month in
arrear.

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Dezign Save Account
Savings and investments / Dezign Save Account
• Nedbank current
• Dezign Banking
• Ke Yona Pay-as-you-use
Each month, you get:
No monthly fee
• Ke Yona Plus • free card swipes;
• Transactor • free internal debit and stop orders;
• Everyday Current • free cash withdrawals at participating retailer point-of-sale devices(1);
• Go Banking • up to four free Nedbank ATM withdrawals per month;
• Wealth Trader Investment
• free interaccount transfers and balance enquiries at self-self-service(2) channels; and

Savings and investments • free prepaid topups (data, airtime and electricity) at self-service(2)  channels.

• Savings Deposit
Account maintenance fee Free
• Dezign Save
Transaction fees
• Market Trader
Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
• Accumulator save on bank fees /Money app (*120*001#)
Deposits
• Grow
Cash deposit - - R1,00 per R100 R50,00 + R2,00 per
R100
Participating retailer point-of-sale - - R5,00 + R2,00 per -
devices(1) R100
Cheque deposit - - - R45,00 per deposit
Cash withdrawals
Participating retailer point-of-sale - - Free -
devices(1)
Nedbank ATM - - R2,00 per R100 -
Nedbank branch - - - R50,00 + R2,00 per
R100
Another bank’s ATM - - R8,00 + R2,00 per -
R100
International ATM(4) - - R50,00 + R2,00 per -
R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Dezign Save Account
Savings and investments / Dezign Save Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank Free - Free R12,00
accounts
• Transactor
To another Nedbank account R8,10 Free - R110,00
• Everyday Current To an account at another bank R8,10 Free - R110,00
• Go Banking Instant payment R40,00 - - -
• Wealth Trader Investment Send-iMali(5)
- R1 to R1 000 R10,00 R10,00 - -
- R1 001 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) Free - - -
• Savings Deposit Debit order (external) R14,00 - - -
• Dezign Save Stop order Free - - -

• Market Trader Stop-payment instruction - - - R60,00


Bank’s own cheque - - - R130,00
• Accumulator
Purchases and topups
• Grow Prepaid topup (data, airtime and Free Free Free -
electricity) at Nedbank
Prepaid topup at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 R2,20 - -
Notification fees
eNote SMS notifications R7,00 per month - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 
- SMS R1,10 - - -
- Email R0,95 - - -
- Fax R8,00 - - -
No-funds alert R12,00 per SMS - - -
Balance enquiries
At Nedbank Free Free Free R7,00
Another bank’s ATM - - R7,00 -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Dezign Save Account
Savings and investments / Dezign Save Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Transaction lists
• Ke Yona Plus At Nedbank Free - R6,00 R15,00 per page
• Transactor Statements

• Everyday Current Per month Free - - R30,00


Current month (bank-certified)(6) - - One free per billing -
• Go Banking cycle, thereafter
R10,00
• Wealth Trader Investment
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00
Savings and investments Declined transaction fees due to insufficient funds
• Savings Deposit Nedbank ATM - - Unlimited -

• Dezign Save Point-of-sale device - - R8,60 -


Another bank’s ATM - - R8,60 -
• Market Trader
Dishonoured debit order R60,00 (Increasing - - -
• Accumulator to R150,00 per item
for the fourth and
• Grow subsequent items
within 12 months.)
Disputed debit order fee
At Nedbank R5,00 - - R5,00

Other service fees


Visa/Mastercard debit card service fee Free
Card replacement fee R135,00
Request for copy of transaction voucher:
- Local R150,00 per voucher
- International R150,00 per voucher
Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Dezign Save Account
Savings and investments / Dezign Save Account
• Nedbank current
• Dezign Banking Notes:
• Ke Yona Pay-as-you-use 1 This fee applies at all stores where the cash-at-tillpoint service is offered.
• Ke Yona Plus 2 Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
• Transactor Nedbank Money app.
• Everyday Current 3 Exclusive of rates charged by network providers.
• Go Banking 4 An international currency conversion fee of 2% (based on the rand value of the
• Wealth Trader Investment transaction) applies to ALL transactions performed outside South Africa. For example,
if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.

Savings and investments 5 Send money quickly and securely to any South African cellphone.
• Savings Deposit 6 A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
• Dezign Save transactions that you performed in the previous billing cycle. In other words, you are
• Market Trader billed one month in arrear.
• Accumulator
• Grow

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Market Trader Account
Savings and investments / Market Trader Account
• Nedbank current
• Dezign Banking By maintaining a minimum balance of R10 000 R25,00
• Ke Yona Pay-as-you-use or more each month, you get: per month
• Ke Yona Plus
• Transactor • no monthly fee; and
• Everyday Current • free account payments (including internal debit), interaccount transfers,
cellphone top-ups and balance enquiries at self-service(1) channels.
• Go Banking
• Wealth Trader Investment
(2)
Account maintenance fee R25,00 per month
Savings and investments Transaction fees
Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
• Savings Deposit save on bank fees /Money app (*120*001#)
• Dezign Save Deposits

• Market Trader Cash deposit - - R1,00 per R100 R50,00 plus R2,00
per R100
• Accumulator Participating retailer’s point-of-sale - - R5,00 plus R2,00 -
device(4) per R100
• Grow
Cheque deposit - - - R45,00 per deposit
Cash withdrawals
Participating retailer’s point-of-sale - - R4,10 -
device(4)
Nedbank ATM - - R2,00 per R100 -
Nedbank branch - - - R50,00 plus R2,00
per R100
Cheque encashment - - - R50,00 plus R2,00
per R100 in addition
to cheque service
fees
Another bank’s ATM - - R8,00 plus R2,00 -
per R100
International ATM(5) - - R50,00 plus R2,00 -
per R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Market Trader Account
Savings and investments / Market Trader Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10 Free R4,10 R75,00
• Transactor accounts
To another Nedbank account R8,10 Free - R110,00
• Everyday Current
To an account at another bank R8,10 Free - R110,00
• Go Banking Instant-payment R40,00 - - -
• Wealth Trader Investment Send-iMali(6):
- R1 to R1 000 R10,00 R10,00 - -
- R1 000 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R6,00 - - -
• Savings Deposit Debit order (external) R12,00 - - -
• Dezign Save Stop order R12,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases & top-ups
Purchase at Point-of-sale device  - -  R4,10 - 
Prepaid top-up (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid top-up at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 R2,20 - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Market Trader Account
Savings and investments / Market Trader Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Notification fees
• Ke Yona Plus eNote SMS notifications R12,00 per month - - -
• Transactor Third-party payment notifications on Nedbank Online Banking/Nedbank Money app

• Everyday Current  - SMS R1,10 - - -


 - Email R0,95 - - -
• Go Banking
 - Fax R8,00 - - -
• Wealth Trader Investment No funds alert R12,00 per SMS - - -
Balance enquiries
Savings and investments At Nedbank Free Free Free R7,00
Another bank’s ATM - - R7,00 -
• Savings Deposit
Transaction lists
• Dezign Save At Nedbank Free - R6,00 R15,00 per page
• Market Trader Statements
• Accumulator Per month Free - - R30,00
Current month (bank-certified)(7) - - One free per billing -
• Grow cycle, thereafter
R10,00
Three months (bank-certified) - - R25,00 -
Posted - - - R30,00
Declined transaction fees due to insufficient funds
Nedbank ATM - - Unlimited -
Point-of-sale device - - R8,60 -
Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 (Increasing - - -
to R150,00 per item
for the fourth and
subsequent items
within12 months.)
Disputed debit order fee 
At Nedbank R5,00 - - R5,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Market Trader Account
Savings and investments / Market Trader Account
• Nedbank current
Other service charges
• Dezign Banking Self-service banking subscription fee R16,00 per month
• Ke Yona Pay-as-you-use Visa/Mastercard debit card service fee Free
Garage debit card R175,00 per annum
• Ke Yona Plus
Card replacement fee R135,00
• Transactor Request for copy of transaction voucher: 
• Everyday Current - Local R150,00 per voucher

• Go Banking - International R150,00 per voucher


Post-dated cheque R100,00
• Wealth Trader Investment
Special clearance of a cheque deposited in a branch R120,00

Savings and investments


• Savings Deposit Notes:
• Dezign Save 1 Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
Nedbank Money app.
• Market Trader
2 An additional monthly fee of R45,00 is applicable to non-resident clients.
• Accumulator
3 Exclusive of rates charged by network providers.
• Grow
4 This fee applies at all stores where the cash-at-tillpoint service is offered.
5 An international currency conversion fee of 2% (based on the rand value of the
transaction) applies to ALL transactions performed outside South Africa. For example, if
you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
6 Send money quickly and securely to any South African cellphone.
7 A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are billed
one month in arrear.

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Accumulator Account
Savings and investments / Accumulator Account
• Nedbank current
• Dezign Banking
• Ke Yona Pay-as-you-use
By maintaining a minimum balance of R10 000
or more each month, you get:
No monthly fee
• Ke Yona Plus
• Transactor • free account payments (including internal debit), interaccount transfers, cellphone top-ups
and balance enquiries at self-service(1) channels.
• Everyday Current
• Go Banking (2)
Account maintenance fee R20,00 per month
• Wealth Trader Investment Transaction fees
Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
Savings and investments save on bank fees /Money app (*120*001#)
Deposits
• Savings Deposit
Cash deposit - - R1,00 per R100 R50,00 plus R2,00
• Dezign Save per R100
Participating retailer’s point-of-sale - - R5,00 plus R2,00 -
• Market Trader device(4) per R100
• Accumulator Cheque deposit - - - R45,00 per deposit
Cash withdrawals
• Grow
Participating retailer’s point-of-sale - - R4,10 -
device(4)
Nedbank ATM - - R2,00 per R100 -
Nedbank branch - - - R50,00 plus R2,00
per R100
Cheque encashment - - - R50,00 plus R2,00
per R100 in addition
to cheque service
fees
Another bank’s ATM - - R8,00 plus R2,00 -
per R100
International ATM(5) - - R50,00 plus R2,00 -
per R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Accumulator Account
Savings and investments / Accumulator Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10 Free R4,10 R75,00
• Transactor accounts
To another Nedbank account R8,10 Free - R110,00
• Everyday Current
To an account at another bank R8,10 Free - R110,00
• Go Banking Instant-payment R40,00 - - -
• Wealth Trader Investment Send-iMali(6):
- R1 to R1 000 R10,00 R10,00 - -
- R1 000 to R2 500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R5,00 - - -
• Savings Deposit Debit order (external) R18,00 - - -
• Dezign Save Stop order R18,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases & top-ups
Purchase at Point-of-sale device  - -  R4,10 - 
Prepaid top-up (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid top-up at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 R2,20 - -
Notification fees
eNote SMS notifications R12,00 per month - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app 
 - SMS R1,10 - - -
 - Email R0,95 - - -
 - Fax R8,00 - - -
No funds alert R12,00 per SMS - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Accumulator Account
Savings and investments / Accumulator Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(3) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Balance enquiries
• Ke Yona Plus At Nedbank Free Free Free R7,00
• Transactor Another bank’s ATM - - R7,00 -

• Everyday Current Transaction lists


At Nedbank Free - R6,00 R15,00 per page
• Go Banking
Statements
• Wealth Trader Investment Per month Free - - R30,00
Current month (bank-certified)(7) - - One free per billing -
cycle, thereafter
Savings and investments R10,00
• Savings Deposit Three months (bank-certified) - - R25,00 -

• Dezign Save Posted - - - R30,00


Declined transaction fees due to insufficient funds
• Market Trader
Nedbank ATM - - Unlimited -
• Accumulator Point-of-sale device - - R8,60 -
• Grow Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 (Increasing - - -
to R150,00 per item
for the fourth and
subsequent items
within 12 months.)
Disputed debit order fee 
At Nedbank R5,00 - - R5,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Accumulator Account
Savings and investments / Accumulator Account
• Nedbank current
Other service charges
• Dezign Banking Self-service banking subscription fee R16,00 per month
• Ke Yona Pay-as-you-use Visa/Mastercard debit card service fee Free
Garage debit card R175,00 per annum
• Ke Yona Plus
Card replacement fee R135,00
• Transactor Request for copy of transaction voucher:  
• Everyday Current - Local R150,00 per voucher

• Go Banking - International R150,00 per voucher


Post-dated cheque R100,00
• Wealth Trader Investment
Special clearance of a cheque deposited in a branch R120,00

Savings and investments


Notes:
• Savings Deposit
1 Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
• Dezign Save Nedbank Money app.
• Market Trader 2 An additional monthly fee of R45,00 is applicable to non-resident clients.
• Accumulator 3 Exclusive of rates charged by network providers.
• Grow 4 This fee applies at all stores where the cash-at-tillpoint service is offered.
5 An international currency conversion fee of 2% (based on the rand value of the
transaction) applies to ALL transactions performed outside South Africa. For example, if
you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
6 Send money quickly and securely to any South African cellphone.
7 A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are billed
one month in arrear.

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Grow Account
Savings and investments / Grow Account
• Nedbank current
• Dezign Banking
• Ke Yona Pay-as-you-use
By maintaining a minimum balance of R5 000
or more each month, you get:
No monthly fee
• Ke Yona Plus
• Transactor • free account payments (including internal debit), interaccount transfers, cellphone top-ups
and balance enquiries at self-service(1) channels.
• Everyday Current
• Go Banking
Account maintenance fee Free
• Wealth Trader Investment
Transaction fees
Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
Savings and investments save on bank fees /Money app (*120*001#)
Deposits
• Savings Deposit
Cash deposit - - R1,00 per R100 R50,00 plus R2,00
• Dezign Save per R100

• Market Trader Participating retailer’s point-of-sale - - R5,00 plus R2,00 -


device(3) per R100
• Accumulator Cheque deposit - - - R45,00 per deposit
• Grow Cash withdrawals
Participating retailer’s point-of-sale - - R4,10 -
device(3)
Nedbank ATM - - R2,00 per R100 -
Nedbank branch - - - R50,00 plus R2,00
per R100
Cheque encashment - - - R50,00 plus R2,00
per R100 in addition
to cheque service
fees
Another bank’s ATM - - R8,00 plus R2,00 -
per R100
International ATM(4) - - R50,00 plus R2,00 -
per R100

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Current accounts
Grow Account
Savings and investments / Grow Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Payments and transfers
• Ke Yona Plus Transfer between your own Nedbank R4,10 Free R4,10 R75,00
• Transactor accounts
To another Nedbank account R8,10 Free - R110,00
• Everyday Current
To an account at another bank R8,10 Free - R110,00
• Go Banking Instant-payment R40,00 - - -
• Wealth Trader Investment Send-iMali(5):
- R1 to R1000 R10,00 R10,00 - -
- R1000 to R2500 R14,00 R14,00 - -
Savings and investments
Debit order (internal) R6,00 - - -
• Savings Deposit Debit order (external) R12,00 - - -
• Dezign Save Stop order R12,00 - - -

• Market Trader Stop-payment instruction - - - R60,00


Cheque service fee - - - R105,00
• Accumulator
Bank-guaranteed cheque - - - R130,00
• Grow Bank’s own cheque - - - R130,00
Purchases & top-ups
Purchase at Point-of-sale device  - -  R4,10 - 
Prepaid top-up (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Prepaid top-up at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 R2,20 - -
Notification fees
eNote SMS notifications R12,00 per month - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
 - SMS R1,10 - - -
 - Email R0,95 - - -
 - Fax R8,00 - - -
No funds alert R12,00 per SMS - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Grow Account
Savings and investments / Grow Account
• Nedbank current
Transaction fees
• Dezign Banking Choose a cheaper channel, Nedbank Online Banking SMS Banking(2) ATM /Card Branch
save on bank fees /Money app (*120*001#)
• Ke Yona Pay-as-you-use
Balance enquiries
• Ke Yona Plus At Nedbank Free Free Free R7,00
• Transactor Another bank’s ATM - - R7,00 -

• Everyday Current Transaction lists


At Nedbank Free - R6,00 R15,00 per page
• Go Banking
Statements
• Wealth Trader Investment Per month Free - - R30,00
Current month (bank-certified)(6) - - One free per billing -
cycle, thereafter
Savings and investments R10,00
• Savings Deposit Three months (bank-certified) - - R25,00 -

• Dezign Save Posted - - - R30,00


Declined transaction fees due to insufficient funds
• Market Trader
Nedbank ATM - - Unlimited -
• Accumulator Point-of-sale device - - R8,60 -
• Grow Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 (Increasing - - -
to R150,00 per item
for the fourth and
subsequent items
within 12 months.)
Disputed debit order fee 
At Nedbank R5,00 - - R5,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Current accounts
Grow Account
Savings and investments / Grow Account
• Nedbank current
Other service charges
• Dezign Banking Self-service banking subscription fee R16,00 per month
• Ke Yona Pay-as-you-use Visa/Mastercard debit card service fee Free
Garage debit card R175,00 per annum
• Ke Yona Plus
Card replacement fee R135,00
• Transactor Request for copy of transaction voucher:  
• Everyday Current - Local R150,00 per voucher

• Go Banking - International R150,00 per voucher


Post-dated cheque R100,00
• Wealth Trader Investment
Special clearance of a cheque deposited in a branch R120,00

Savings and investments


• Savings Deposit Notes:
• Dezign Save 1 Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
• Market Trader Nedbank Money app.

• Accumulator 2 Exclusive of rates charged by network providers.

• Grow 3 This fee applies at all stores where the cash-at-tillpoint service is offered.
4 An international currency conversion fee of 2% (based on the rand value of the
transaction) applies to ALL transactions performed outside South Africa. For example, if
you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
5 Send money quickly and securely to any South African cellphone.
6 A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are billed
one month in arrear.

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and


registered credit provider in terms of the National Credit Act (NCRCP16). HOME

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