Professional Documents
Culture Documents
Mission Document
T
he mandate of the Ministry of Rural have not been able to fully utilise the funds received
Development (MoRD), GoI is rural poverty under SGSY due to lack of dedicated human
alleviation through programmes directly resources and appropriate delivery systems. In
targeted at the rural poor households. Within the the absence of aggregate institutions of the poor,
‘directly targeted’ category, there are programmes such as the SHG federations, the poor households
focused on wage employment and programmes could not access higher order support services for
focused on self-employment. The Swarnajayanti productivity enhancement, marketing linkage, risk
Grameen Swarojgar Yojana (SGSY) is the Ministry management, etc. SGSY has been found to be
programme which focuses on self-employment. more successful wherever systematic mobilisation
This programme was launched in the year 1999, of the poor into SHGs and their capacity building
by restructuring the Integrated Rural Development and skill development has been taken up in a
Programme (IRDP). systematic manner. In other places, the impact has
The cornerstone of the SGSY strategy was that the not been significant.
poor need to be organised and their capacities The magnitude of the task of rural poverty alleviation
built up systematically so that they can access through direct interventions in self-employment is
self-employment opportunities. In the 10 years enormous. Out of the estimated 7.0 crore rural BPL
of implementing SGSY, there has developed a households, 4.5 crore households still need to be
widespread acceptance in the country of the need organised into SHGs. A significant number of these
for poor to be organised into SHGs as a pre- households are extremely vulnerable. Even the
requisite for their poverty reduction. existing SHGs need further strengthening. It was in
Comprehensive reviews of SGSY have brought this background that Government have approved
into focus several shortcomings like vast regional the restructuring of SGSY as the National Rural
variations in mobilisation of rural poor; insufficient Livelihoods Mission (NRLM), to be implemented in
capacity building of beneficiaries; insufficient a mission mode across the country. NRLM builds
investments for building community institutions; on the core strengths of the SGSY and incorporates
and weak linkages with banks leading to low credit the important lessons from large scale experiences
mobilization and repeat financing. Several states in the country.
Introduction |
NRLM has an ambitious mandate. It aims and institutions for the poor. The dependence
to reach out to all the rural poor families (BPL on external support structures should decline over
families) and link them to sustainable livelihoods time. Their successful and empowered members
opportunities. It will nurture them till they come and leaders take charge of and accelerate many
out of poverty and enjoy a decent quality of life. of these processes. Thus, the programme for the
To achieve this, NRLM will put in place dedicated poor becomes the programme by the poor.
and sensitive support structures at various levels. These two transitions are critical for the success of
These structures will work towards organising the NRLM. Poverty is a complex and multidimensional
poor, building their capacities and the capacities phenomenon. The institutions of poor therefore
of their organisations, enabling them access to need to engage in many sectors and with several
finance and other livelihoods resources. The service providers. Their ability and effectiveness
support institutions will play the roles of initiating improves with time and experience. However, after
the processes of organising them in the beginning, the initial learning curve, the progress picks up
providing the livelihoods services and sustaining speed with quality.
the livelihoods outcomes subsequently. The support
structures will also work with the unemployed Based on MoRD’s extensive consultations
rural poor youth for skilling them and providing with various stakeholders including the State
employment either in jobs, mostly in high growth Governments, Civil Society Organisations,
sectors, or in remunerative self-employment and Bankers and academicians, the NRLM ‘Framework
micro-enterprises. for Implementation’ has been developed. NRLM
is a learning mission and learns from all the best
The Institutions of the poor – SHGs, their federations
practices of poverty eradication and also from
and livelihoods collectives - provide the poor
failures. Like the Mission, its ‘Framework for
the platforms for collective action based on self-
Implementation’ is a learning, live and dynamic
help and mutual cooperation. They become a
framework. This framework offers space for local
strong demand system. They build linkages with
plans based on local context and offers space
mainstream institutions, including banks, and
for learning from the experiences in the field
Government departments to address their core
as the implementation progresses. Each state
livelihoods issues and other dimensions of poverty.
These institutions provide savings, credit and other would develop its own Operational Guidelines
financial services to meet their priority needs. These for implementation of NRLM within the broad
include consumption needs, debt redemption, food contours of the framework. Thematic and issue-
and health security and livelihoods. They augment based National Operational Manuals would
knowledge, skills, tools, assets, infrastructure, own also be made available as the implementation
funds and other resources for the members. They progresses.
increase incomes, reduce expenditures, increase NRLM endeavours, through its dedicated sensitive
gainful employment and reduce risks for their support structures and organisations at various
members. They also increase their voice, space and levels, to reach out to all the BPL households in
bargaining power in dealing with service providers. the country, and take them out of poverty through
Mobilising the poor into their institutions needs to be building their capacities, financial muscle and
induced by an external sensitive support structure. access, and self-managed self-reliant institutions;
Government agencies, NGOs and civil society through placement in jobs, and nurturing them into
organisations, Local self governments, banks and remunerative self-employment and enterprises.
corporate sector can play this role. With time, as The institutions of the poor gradually take charge
the institutions of poor grow and mature, they of supporting their members being in control of
themselves become sensitive support structures their livelihoods, lives and destiny.
The core belief of National Rural Livelihoods resources, skills and preferences. Thus, they come
Mission (NRLM) is that the poor have innate out of abject poverty and do not fall back into
capabilities and a strong desire to come out poverty. NRLM also believes that the programme
of poverty. They are entrepreneurial, an essential can be up scaled in a time bound manner, only if
coping mechanism to survive under conditions it is driven by the poor.
of poverty. The challenge is to unleash their
capabilities to generate meaningful livelihoods NRLM Mission
and enable them to come out of poverty. The first
step in this process is motivating them to form “To reduce poverty by enabling the poor
their own institutions. They and their institutions households to access gainful self-employment and
are provided sufficient capacities to manage the skilled wage employment opportunities resulting
external environment, enabled to access finance, in appreciable improvement in their livelihoods
and to expand their skills and assets and convert on a sustainable basis, through building strong
them into meaningful livelihoods. This requires and sustainable grassroots institutions of the
continuous handholding support. An external poor.”
dedicated, sensitive support structure, from the
national level to the sub-district level, is required to NRLM Guiding Principles
induce such social mobilisation, institution building
and livelihoods promotion. Poor have a strong desire to come out of
poverty, and they have innate capabilities.
Strong institutional platforms of the poor, enable
Social mobilisation and building strong
them to build-up their own human, social, financial
institutions of the poor is critical for
and other resources. These capabilities enable them
unleashing the innate capabilities of the
to access their rights, entitlements and livelihoods
poor.
opportunities and services, both from the public
and private sector. The social mobilisation process An external dedicated and sensitive support
enhances solidarity, voice and bargaining power of structure is required to induce the social
the poor. These processes enable them to pursue mobilisation, institution building and
viable livelihoods based on leveraging their own empowerment process.
NRLM
Livelihood Services
M ka
ity
Li
ar ge
Pr ech
n
ke s
T
o
Institutional
Platforms of Poor
(SHGs, Federations and
Dedicated Support Livelihoods Collectives: Human and
Institutions Aggregating and Federating Social Capital
(Professionals, Poor, Women, Small & (Leaders, CRPs,
Learning Platform Marginal Farmers, SCs, STs Community Para-
M & E Systems) and other marginalized and Professionals)
vulnerable)
La live er
m to
D lic
st ry vic
Pu
ts
e S
le s
en
m o es
n
tit es
ile f
En Acc
INNOVATIONS
1. Formation of SHGs: Rs. 10,000 per SHG immersion visits is also to be covered under
to be given to NGOs/CBOs/Community this component. The skills training here refer
Coordinators/Facilitators/Animators towards to member level training for self-employment
group formation and development. and are distinct from the Placement-linked
Skills training.
2. Revolving Fund (RF): As a corpus to SHG
with a minimum of Rs. 10,000 to a maximum 5. Interest subsidy: Subsidy on interest rate
of Rs. 15,000 per SHG. This is given to all above 7% per annum for all SHG loans
SHGs that have not received RF earlier. Only availed from banks, based on prompt
those SHGs with more than 70% BPL members repayment. Interest subsidy would be
are eligible for RF. provided to an individual beneficiary or
SHG member till he/she has availed a bank
3. Capital Subsidy (CS): Capital subsidy ceiling
loan up to an amount of Rs 1.00 lakh. It is
is applicable, both for members of SHGs and
expected that there will be repeat doses of
individual beneficiaries @Rs. 15,000 per
financing to members in SHGs and this limit
general category and Rs. 20,000 per SC/ST
of 1.0 Lakh is the cumulative loan availed by
category. The maximum amount of subsidy that
a member (household). This subsidy is not
an SHG is eligible for is Rs. 2.50 lakh. Only
available on such occasions when the SHG
BPL members are eligible for individual subsidy,
is availing capital subsidy.
and only those SHGs with more than 70% BPL
members are eligible for the subsidy to SHGs. 6. One time grant for corpus fund for sustain-
ability and effectiveness of federations:
4. Capacity building and skills training -
Rs 10,000 for Village/Panchayat level
Rs. 7,500 per beneficiary: The amount
federation
available under this component is used
Rs 20,000 for Block level federation
for training and capacity building not only
Rs 100,000 for District level federation
of the beneficiaries but also of all other
stakeholders, including programme officers 7. Administrative expenses: 5% of the
and staff, community professionals, concerned allocation, net of the component relating to
government officials, NGOs, PRI functionaries skill development & placement and net of
etc. Expenditure on exposure visits and the component of RSETIs. This amounts to
xzkeh.k fodkl ea=ky; dk dk;Z lh/ks xzkeh.k fu/kZu dfe;ksa dk irk pyk gSA vusd jkT; lefiZr ekuo
ifjokjksa dks y{; esa j[kus okys dk;ZØeksa ds tfj, xzkeh.k lalk/kuksa ,oa mi;qä lqiqnZxh ç.kkfy;ksa dh deh dh
xjhch dks nwj djuk gSA *çR;{k :i ls yf{kr* Js.kh esa otg ls ,lth,lokbZ ds varxZr feyh fuf/k;ksa dk
,sls dk;ZØe gSa] ftuesa etnwjh jkstxkj vkSj Lo&jkstxkj iwjh rjg mi;ksx ugÈ dj ik,a gSaA ,l,pth ifjlaÄksa
ij fo”ks’k :i ls /;ku dsfUær fd;k tkrk gSA Lo.kZt;arh tSlh lewg laLFkkvksa dh vuqifLFkfr esa fu/kZu ifjokj
xzke Lo&jkstxkj ;kstuk ¼,lth,lokbZ½ bl ea=ky; dk mRikndrk lao/kZu] foi.ku laidZ] tksf[ke çca/ku vkfn
egRoiw.kZ dk;ZØe gSa] ftlesa Lo&jkstxkj ij cy fn;k ds fy, mPp Js.kh dh lgk;d lsok,a ugÈ çkIr dj
tkrk gSA lesfdr xzkeh.k fodkl dk;ZØe ¼vkbZvkjMhih½ ikrs gSaA tgka dgÈ Hkh fu/kZuksa dks Lo&lgk;rk lewgksa esa
dks iquxZfBr djrs gq, o’kZ 1999 esa ;g dk;ZØe “kq: O;ofLFkr :i ls ,dtqV fd;k x;k gS vkSj O;ofLFkr
fd;k x;k FkkA rjhds ls mudh {kerk dk fuekZ.k ,oa dkS”ky fodkl
fd;k x;k gS ogka ,lth,lokbZ dks dkQh vf/kd
fu/kZuksa dks laxfBr fd, tkus dh rFkk mudh {kerkvksa dks lQy ik;k x;k gSA vU; LFkkuksa esa i;kZIr çHkko ugÈ
O;ofLFkr :i ls c<k+, tkus dh t:jr ,lth,lokbZ dh iM+k gSA
dk;Zuhfr dh eq[; fo”ks’krk Fkh rkfd mUgsa Lo&jkstxkj
ds volj fey ldsaA ,lth,lokbZ ds dk;kZUo;u ds Lo&jkstxkj esa çR;{k igyksa ds tfj, xzkeh.k fuèkZurk
10 o’kks± esa ns”k esa fu/kZuksa dks Lo&lgk;rk lewgksa esa dks nwj djus okyk dk;Z dk {ks= dkQh fo”kky gSA
laxfBr djus dh t:jr dks] tks fd mudh xjhch dks vuqekfur 7 djksM+ xzkeh.k chih,y ifjokjksa esa ls
nwj djus ds fy, iwoZ visf{kr gS] O;kid :i ls Lohdkj 4-5 djksM+ ifjokjksa dks vHkh Hkh Lo&lgk;rk lewgksa esa
fd;k x;k gSA laxfBr fd, tkus dh t:jr gSA bu ifjokjksa esa ls
dkQh vf/kd ifjokj vR;ar misf{kr gSaA ;gka rd fd
,lth,lokbZ dh xgu leh{kkvksa ls xzkeh.k fu/kZuksa ekStwnk ,l,pth dks Hkh vkSj vf/kd lq–< c+uk, tkus
dks ,dtqV djus esa dkQh vf/kd {ks=h; fofo/krk,a( dh t:jr gSA blh i`’BHkwfe esa ljdkj us ,lth,lokbZ
ykHkkfFkZ;ksa esa vi;kZIr {kerk fuekZ.k( lkeqnkf;d dks jk’Vªh; xzkeh.k vkthfodk fe”ku ds :i esa iquxZfBr
laLFkku cukus ds fy, vi;kZIr fuos”k( vkSj cSdksa ds djus dh eatwjh ns nh gS ftls ns”k Hkj esa fe”ku eksM esa
lkFk de laidZ ftldh otg ls _.k dh miyC/krk dk;kZfUor fd;k tk,xkA ,uvkj,y,e esa ,lth,lokbZ
de gks tkrh gS rFkk ckjackj foŸk iks’k.k tSlh vusd ds egRoiw.kZ igywvksa ij /;ku fn;k x;k gS vkSj blesa
Hkwfedk A 17
ns”k esa cM+s iSekus ij çkIr gq, vuqHkoksa dh çeq[k lh[kksa ;s lqfo/kkçnkrkvksa ls dkjksckj ds nkSjku mudh rksyeksy
dks lekfo’V fd;k x;k gSA dh “kfä dks c<k+rh gSaA
,uvkj,y,e dk dk;Z dkQh vf/kd egRokdka{kh gSA fu/kZuksa dks mudh laLFkkvksa esa cká laosnu”khy lgk;d
bldk mís”; lHkh xzkeh.k fu/kZu ifjokjksa ¼chih,y lajpuk ds tfj, ,dtqV djus dh t:jr gSA ljdkjh
ifjokjksa½ rd igqapuk vkSj mUgsa vkthfodk ds LFkk;h ,tsafl;ka] xSj&ljdkjh laxBu vkSj flfoy lkslkbVh
volj eqgS;k djkuk gSA ;g ml le; rd mudk laxBu] LFkkuh; Lo”kklh ljdkj] cSad vkSj dkWjiksjsV
ikyu&iks’k.k djrk jgsxk tc rd os xjhch ls mHkjdj {ks= ;g Hkwfedk fuHkk ldrs gSaA le; ds lkFk&lkFk
lEekuiw.kZ thou O;rhr u djus yxsA bl mís'; dks pwafd fu/kZuksa dh laLFkk,a Hkh fodflr vkSj ifjiDo gks
iwjk djus ds fy, ,uvkj,y,e esa fofHké Lrjksa ij tkrh gSa blfy, os Lo;a laosnu”khy lgk;d lajpuk
lefiZr ,oa laosnu”khy lgk;d lajpuk,a cukbZ xbZ vkSj fu/kZu dh laLFkk,a cu tkrh gSaA le; chrus ds
gSaA ;s lajpuk,a fu/kZuksa dks laxfBr djus] mudh rFkk lkFk&lkFk cká lgk;d lajpukvksa ij fuHkZjrk de
muds laxBuksa dh {kerkvksa dk fuekZ.k djus] fuf/k;ka gksxhA muds lQy vkSj l”kä lnL; rFkk eqf[k;k
vkSj vU; vkthfodk laca/kh lalk/ku çkIr djus esa bl dk;Z dk ftEek ys ldrs gSa vkSj buesa ls vusd
mUgsa leFkZ cukus dh fn”kk esa dk;Z djrh gSaA lgk;d çfØ;kvksa esa rsth yk ldrs gSaA bl çdkj fu/kZuksa ds
laLFkk,a çkjaHk esa mUgsa laxfBr djus dh çfØ;k “kq: fy, dk;ZØe fu/kZuksa }kjk pyk;k tkus okyk dk;ZØe
djus] vkthfodk laca/kh lsok,a eqgS;k djkus vkSj ckn cu tkrk gSA ;s nks igyw ,uvkj,y,e dh lQyrk
esa vkthfodk ifj.kkeksa dks cjdjkj j[kus dh Hkwfedk ds fy, egRoiw.kZ gSaA xjhch ,d tfVy vkSj cgqvk;keh
fuHkkrh gSaA lgk;d lajpuk,a gquj fodkl ds fy, ÄVuk gSA blfy, fu/kZu dh laLFkkvksa dks vusd {ks=ksa
xzkeh.k csjkstxkj fu/kZu ;qodksa ds lkFk feydj dk;Z esa rFkk vusd lqfo/kkçnkrkvksa ds lkFk dke ij yxk,
djsaxh vkSj mUgsa ;k rks vf/kd fodkl okys {ks=ksa esa ;k tkus dh t:jr gSA le; vkSj vuqHko ds lkFk&lkFk
ykHkçn Lo&jkstxkj vkSj ekbØks bUVjçkbtst esa dke mudh ;ksX;rk,a vkSj çHkkfodrk Hkh c<r+h gS rFkkfi
fnyok,xhA “kq:vkrh f”k{k.k çfØ;k ds lkFk xq.koŸkk ds lkFk çxfr
esa Hkh rsth vkbZ gSA
fu/kZuksa dh laLFkk,a&,l,pth] muds ifjlaÄ vkSj
vkthfodk lewg&xzkeh.k xjhcksa dks Lo&lgk;rk vkSj jkT; ljdkjksa] flfoy lkslkbVh laxBuksa] cSadksa vkSj
ijLij lg;ksx ij vk/kkfjr lkewfgd dk;Zokgh ds fy, f”k{kkfonksa lfgr fofHkUUk LVsd gksYMjksa ds lkFk xzkeh.k
,d eap eqgS;k djkrh gSaA os ekax dh ,d l”kä ç.kkyh fodkl ea=ky; ds foLr`r ijke”kZ ds vk/kkj ij
cu tkrh gSA os cSadksa vkSj ljdkjh foHkkxksa lfgr çeq[k dk;kZUo;u ds fy, ,uvkj,y,e dk ÝseodZ rS;kj
laLFkkvksa ds lkFk laidZ c<k+rh gS rkfd muds vkthfodk fd;k x;k gSA ,uvkj,y,e ,d lh[kus okyk fe”ku
laca/kh çeq[k eqíksa rFkk xjhch ds vU; vk;keksa dk gS vkSj ;g xjhch mUewyu ds lHkh mR—’B dk;ks±
lekèkku fd;k tk ldsA ;s laLFkk,a mudh çkFkfedrk vkSj lkFk&lkFk viuh vlQyrkvksa ls Hkh lh[k ysrk
vk/kkfjr t:jrksa dks iwjk djus ds fy, cpr tek gSA ;g ÝseodZ LFkkuh; fo’k; ij vk/kkfjr LFkkuh;
vkSj vU; foŸkh; lsok,a eqgS;k djkrh gSaA buesa miHkksx ;kstukvksa ds fy, LFky eqgS;k djkrk gS vkSj tSls&tSls
laca/kh t:jrsa] _.k ls jkgr] [kk| vkSj LokLF; lqj{kk dk;kZUo;u vkxs c<r+k gS ;g {ks= esa vuqHkoksa ls lh[kus
rFkk vkthfodk “kkfey gSaA ;s dkS”ky] Kku] lk/kuksa] ds fy, LFkku eqgS;k djkrk gSA ,uvkj,y,e ds
vk/kkjHkwr lqfo/kk] Lo;a dh fuf/k;ksa vkSj lnL;ksa ds fy, dk;kZUo;u ds fy, çR;sd jkT; dks viuk ifjpkyu
vU; lalk/kuksa dk lao/kZu djrh gSaA ;s vk; dks c<k+rh fn”kkfunZs'k rS;kj djuk pkfg,A dk;kZUo;u esa çxfr
gSa] [kpZ dks de djrh gSa] ykHkçn jkstxkj dks c<k+rh gSa ds lkFk&lkFk fo’k; vkSj ekeyk vk/kkfjr jk’Vªh;
rFkk vius lnL;ksa ds fy, tksf[keksa dks de djrh gSaA ifjpkyu fu;ekoyh Hkh miyC/k djkbZ tk,xhA
Hkwfedk A 19
fe'ku] fl)kar vkSj uSfrd ewY;
jk’Vªh; xzkeh.k vkthfodk fe”ku ¼,uvkj,y,e½ dh ds lalk/kuksa] gquj vkSj çkFkfedrkvksa ds Lrj dks c<k+us
eq[; /kkj.kk ;g gS fd fu/kZuksa esa xjhch ls mcjus dh ds lkFk&lkFk O;ogk;Z vkthfodk esa yxs jg ldrs gSaA
lgt {kerk vkSj l”kä bPNk gksrh gSA os m|e”khy bl çdkj os vR;ar fu/kZurk ls ckgj fudy vkrs gSa
gksrs gSa vkSj muesa xjhch dh fLFkfr;ksa esa xqtj clj djus vkSj nqckjk xjhch ds tky esa ugÈ QlrsA ,uvkj,y,e
dh {kerk gksrh gSA pqukSrh bl ckr dh gS fd lkFkZd ;g Hkh ekurk gS fd ;fn bls fu/kZuksa }kjk lapkfyr
vkthfodk l`ftr djus ds fy, {kerkvksa dks mckjk tk, fd;k tk, rks le;c) <ax ls bl dk;ZØe esa çxfr
vkSj mUgsa xjhch ls ckgj fudy ikus esa leFkZ cuk;k gks ldrh gSA
tk,A bl çfØ;k dk igyk pj.k mUgsa mudh Lo;a dh
laLFkk,a cukus ds fy, çsfjr djuk gSA cká ekgkSy ls
fuiVus] foŸk iks’k.k çkIr djus esa leFkZ cukus vkSj muds ,uvkj,y,e fe”ku
gquj vkSj ifjlaifŸk;ksa dk foLrkj djus rFkk mUgsa lkFkZd Þtehuh Lrj ij fu/kZuksa dh l”kä ,oa LFkk;h laLFkk
vkthfodk esa cnyus ds fy, mUgsa rFkk mudh laLFkkvksa cukdj xzkeh.k ifjokjksa dks ykHkçn jkstxkj ,oa gqujean
i;kZIr lgk;rk miyC/k djkbZ tkrh gSA blds fy, etnwjh jkstxkj ds volj çkIr djus esa leFkZ cukrs gq,
yxkrkj ekSds ij lgk;rk miyC/k djkus dh t:jr xjhch dks de djuk ftlds QyLo:i mudh vkthfodk
gSA jk’Vª Lrj ls mi&ftyk Lrj rd cká] lefiZr] esa fujarj vk/kkj ij mYys[kuh; c<ksrjh gksxhAß
laosnu”khy lgk;d lajpuk ls ;g vis{kk dh tkrh gS
fd og ,slh lkekftd ,dtqVrk yk,a] laLFkkxr fuekZ.k
djsa rFkk vkthfodk dks c<k,aA ,uvkj,y,e ekxZn”kÊ fl)kar
fu/kZuksa dk l”kä laLFkkxr eap mUgsa vius Lo;a ds fu/kZuksa esa xjhch ls fudyus dh etcwr bPNk gksrh
gS vkSj muesa lgt {kerk,a Hkh gSaA
ekuo] lkekftd] foŸkh; vkSj vU; lalk/ku rS;kj djus
esa leFkZ cukrk gSA bu {kerkvksa ls os lkoZtfud rFkk fu/kZuksa dh lgt {kerkvksa dks mckjus ds fy,
futh nksuksa {ks=ksa ls vius vf/kdkj] gd rFkk vkthfodk mudh lkekftd ,dtqVrk vkSj l”kä laLFkkvksa
volj vkSj lsok,a çkIr dj ikrs gSaA lkekftd ,dtqVrk dk fuekZ.k dkQh egRoiw.kZ gSA
dh çfØ;k fu/kZuksa esa HkkbZpkjk] vfHkO;fä vkSj rksyeksy lkekftd ,dtqVrk ykus] laLFkkxr fuekZ.k rFkk
dh “kfä dks c<k+rh gSA bu çfØ;kvksa ls os vius Lo;a l”kfädj.k çfØ;k ds fy, ,d cká lefiZr
,uvkj,y,e
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1- Lo&lgk;rk lewgksa dk xBu% lewgksa ds xBu u dsoy ykHkkfFkZ;ksa cfYd dk;ZØe vfèkdkfj;ksa
,oa muds fodkl ds fy, ,uthvkslhchvks ,oa LVkWQ] lkeqnkf;d is”ksojksa] lacafèkr ljdkjh
lkeqnkf;d leUo;kdksa lqfoèkknkrkvksa ,uhesVjksa dks deZpkfj;ksa vkfn] ,uthvks] iapk;rh jkt laLFkkvksa
10000@& :0 çfr lewg fn, tk,axsA ds dk;ZdŸkkZvksa vkfn lfgr lHkh vU; LVsdgksYMjksa
ds çf”k{k.k ,oa {kerk fuekZ.kds fy, mi;ksx dh
2- ifjØkeh fuf/k ¼vkj,Q½% ,l,pth ds dkjil ds tkrh gSA ,Dlikstj nkSjksa rFkk be”kZu nkSjksa ij O;;
:i esa U;wure 10000@& :0 ls ysdj vf/kdre dks Hkh bl ÄVd ds rgr doj fd;k tkuk gSA
15000@& :0 çfr ,l,pth lgk;rk nh tk,xhA mfYyf[kr dkS”ky çf”k{k.k ls rkRi;Z Lojkstxkj ds
;g mu lHkh ,l,pth dks nh tk,xh ftUgksaus fy, lnL; Lrjh; çf”k{k.k ls gS rFkk ;g jkstxkj
igys vkj,Q çkIr ugÈ fd;k gSA 70 çfr'kr ls &lec) dkS”ky çf”k{k.k ls vyx gSA
vfèkd chih,y lnL;ksa okys Lo&lgk;rk lewg gh
5- C;kt lfClMh% cSd a ks ls çkIr lHkh ,l,pth _.kksa
vkj ,Q ds ik= gSaA ds fy, 7 çfr'kr okf’kZd ls vf/kd C;kt nj ij
3- iwt
a hxr lfClMh ¼lh,l½% ,l,pth ds lnL;ksa rFkk lfClMh] le; ij iquHkZx q rku ij vk/kkfjr gSA fdlh
oS;fäd ykHkkfFkZ;ksa nksuksa ds fy, lkekU; Js.kh ds ykHkkFkÊ ;k ,l,pth lnL; dks C;kt ij lfClMh]
fy, 15000@& :0 rFkk vuqlfw pr tkfr@tutkfr mlds }kjk 1-00 yk[k :0 rd ds cSd a _.k ij nh
Js.kh ds fy, 20]000@& :0 çfr vuqlfw pr tutkfr tk,xhA vuqeku gS fd Lo&lgk;rk lewgksa esa lnL;ksa
Js.kh dh iwta hxr lfClMh lhek ykxw gSA çR;sd dks foŸkiks"k.k esa nksgjko gksxk vkSj ;g 1-00 yk[k :0
dh lhek] fdlh lnL; ¼ifjokj½ }kjk çkIr fd;k x;k
,l,pth vf/kdre 2-50 yk[k :0 dh lfClMh ds
lap;h _.k gSA fdlh ,l,pth }kjk iwt a hxr lfClMh
fy, ik= gSA dsoy chih,y lnL; oS;fäd lfClMh
ds ekeys esa mä lfClMh miyC/k ugÈ gksxhA
ds fy, ik= gSa vkSj 70 çfr'kr chih,y lnL;ksa okys
,l,pth lfClMh ds ik= gSAa tgka Hkh Lolgk;rk 6- ifjlaÄksa ds LFkkf;Ro rFkk n{krk ds fy, dkiZl QaM
lewg ,slh O;oLFkk pkgrs gS]a iwt a hxr lfClMh lhèks gsrq ,deq”r vuqnku &
Lolgk;rk lewgksa dks vFkok mUgsa muds ifjla?kksa ds xzkeiapk;r Lrjh; ifjlaÄksa ds fy,
ekè;e ls nh tk,xhA 10000@& :0
4- {kerk fuekZ.k rFkk dkS”ky çf”k{k.k% 7500 :0 CykWd Lrjh; ifjlaÄ ds fy, 20000@& :0
çfr ykHkkFkÊ & bl ÄVds ds rgr miyC/k jkf”k] ftyk Lrjh; ifjlaÄ ds fy, 100000@& :0