Interview questions and tropics o16 Presented by 5 +2 cw ID rk & rr! ps po , clerk & rrb cwe (Bengal) ane ai & gps PO” che” gencal) J Created by Harish burmon Soumyadip banerjee Poulami_ sarkar Mampi dasBANKING INTERVIEW QUESTIONS Questions which are often asked and may be asked in the Interview from HR Section NAME & SURNAME 1. Can you explain the meaning of your name? Le Significance of your Name, Surname, Date of Birth, Locality & resemblance with famous persons? 2. Your surname appears to be unusual and unheard, could you explain? 3. Tell us about your family? PLACE OF BIRTH 4 Tell us about the place of your Origine? 5. You belong to this (XYZ) district which we believe is the most backward/devloped district of Your state. What according to you are the main reasons of its backwardness/devlopness? ze B16 things of your District? 6. Name and explain some of the historical place value of your district. 4 5 2 7. If you are posted in the district (XYZ) what would be your op cw es Gi andactions? HOBBIES 8 Whatis your hobby? What are. cifoalt e B kness? (very important questions) 9. Why you select it as ils about your hobb) 10.0n por ip not be able to en jo yy, will you? f gion QUALIFICATION oe BERS, 11, You have consistently good academic records. Why don't you Join teaching/other profession? 11. You are an engineer from a premier Institution. In fact, banking job may not be suitable to you. Don't you consider it as a national loss? 12, Throughout your academic career you have a science background, whereas banking service is a commercial job. How can you find it suitable? 13. You have first division in school, second class in XII, and second class in Graduation. Itis in fact in descending order. What if this continues even in your job? Miscellaneous Questions 14, Why Banking? 15, How your educational background is helpful in banking sector?16. Why banking after B.Tech/B.Sc/MCA/M Sc/any other Technical Degree? 17. Why should | select you as we have options from B.Com, MBA, CA? 18. How does your Technical Knowledge will help our Banking Sector? 19, Why you want to join the banking sector? 20. What are your strengths and weaknesses? 21. Are you confident that you will be selected? 22. What will you plan to doit you are not selected? 23, Why we should select you? 24. Some examples of your past leadership quality, some memorable & successful moments? 25. How will u handle your rural posting? How do you manage your co-workers? 26. After 5/10 years where do you expect yourself? 27. What are the Job responsibilities of a PO? Promotional hierarchy of Officers in a PSB starting from Asst Manager to CMD? 2016 SITUATION BASED QUESTIONS 2 28. What is your responsibility as a Branch Head? we 29. What should you do when link will fail? gc ARE.” 30. As a PO how do you increas: ppp 31. How do you mana it runken custome 32. Which is impr él 7 banks— social obi pbyens progress? ps? Jhandle a custome saat. & even abusing you? BF. above questions will give you a rough idea about IBPS PO INTERVIEW. You can be asked any question from HR Section depending up on Panel. So apart from these you must search different websites and FB Groups and Pages for more IBPS interview materials. SOME BANKING AWARNESS QUESTIONS 34, What is the function of RBI? 35. Who is governor of RBI? 36. Who are the deputy governors of RBI? Total members in the body 37. Explain the following and their current position— () Bank Rate (i. CRR ii) SLR(iv) car (W) Base Rate (vi) Repo Rate (vii) Reverse Repo Rate (viii) MSF (x) OMO 38. What were the reasons of Nationalization of Banks? 39. What is Small Bank, Payment Bank and MUDRA? 40. What is e Banking, Narrow Banking, and Wholesale Banking? 41. What is Merchant Banking & Universal Banking? 42. What is the difference between Banks and Non-Banking Financial Institutions? 43. Whatis the difference between SBI and Nationalised Banks? 44, Is SBI Nationalized Bank? If not then why? 4S. What are the main reasons to Introduce RRB's? 46. What is Scheduled Bank? 47. What are Basel II Norms? 48, Whatis Inflation, Deflation, Disinflation, Stagflation, Mild Inflation, and Galloping 4 @ inflation? 20 49. How can Inflation be controlled? 50. What are the causes of Inflation? 51. What is the currentinflation position in India? cw al Pélicy? 2 52. Whats the difference between Monetary Poli 53. What are the main features of Current ys 54, How Bank creates credit? a 55, Whatis credit con’ seein ) 56. What is Oy ward ration? A L 57 p K’and what are the fun: abe Branch Banking? (Pp 1B What is NPA? How can we reduce NPA’s? 60. How many public sector banks are there in India? 61, Whatis Banking Ombudsman scheme? 62. How many types of Cheque are there in banks? 63. If a party makes payment to you with two options either Cheque or Draft then what would you prefer and why? 64. Which cheque works just like a currency note? 65. Whats clearing house? 66. What is Devaluation of Currency? 67. What do you know about Finances commission of india? 68. Whatis the difference between Bonds and Shares? 69. Distinguish between Money market and Capital market? 70. Which/ Who has controlling authority of Money market? 71, Which/Who has controlling authority of Capital market? 72. What is Near money, Dear money, Cheap money, Hot money? 73. What is Mutual Fund?74. What is Currency? 75, What is Mobile Banking? 76. What is Fiat money? 77. Define Call money market? 78. What is the difference between Credit and Debit Card? 79. How ATM works? 80. What is digital signature? 81. Whatis e-banking concept? 82. Is the privatisation of banking correct? 83. Where the head quarter of |MF is situated? 84. What is the financial year of RBI? 85, Explain the present condition of Balance of payment and Balance of Trade? 86. What is Bull and Bear? 87. Whatis Free Trade Concept? 88. What is the difference between Saving and Current Deposits? 89. What is Overdraft facility? 90. What is Priority sector lending? @ 91, What are the challenges before banking sector in present time? 92. What is FDI?.93. what 5 o is SEZ? 6 94. What are WPI and CPI? g cwF Z 95. Whatis foreign exchange reserver? 96. Whatis INOPERATIVE/ DORMANT net 97. Whatare the difference a and ADVANCE? 97. What is CRAR aera yor e noe TIO)? 98. What is ‘tween DEMAl NKER’S CHEQUE? pias.: Money sucrig seeker is TDS (TAX DEDUCTION mee Apart from these questions you have to read carefully following tropics... IMPORTANT TROPICS: HIGHLIGHTS OF “BANKING REGULATION ACT'1949" ). BANKER CUSTOMER RELATIONSHIP |. TYPES OF BANK ACCOUNTS AND FEATURES. INR CURRENCY NOTE |. TIER 1 & TIER 2 CAPITAL . SUBSIDIARIES OF RBI . PARA-BANKING BANKING BUSINESS CORRESPONDENTS (BC) SPN amaene9. SHG — SELF HELP GROUP 10. JLG - JOINT LIABILITY GROUP 11. NDTL (NET DEMAND AND TIME LIABILITIES 12. BANKING WITH MINOR 13. KNOW YOUR CUSTOMER (KYC) 14. PRIORITY SECTOR LENDING 15. GROSS NPA v/s NET NPA 16. MONEY LAUNDERING 17. IPO (INITIAL PUBLIC OFFERING) 18. FPO (FOLLOW ON PUBLIC OFFERING) 19. MUTUAL FUND 20. DEMAT ACCOUNT 21, LETTER OF CREDIT (LC) & BANK GUARANTEE (BG) 22, PROMISSORY NOTE & BILL OF EXCHANGE 23. PARTICIPATORY NOTE (P-NOTE ) 24, CGTMSE (CREDIT GUARANTEE FUND TRUST FOR MICRO AND SMALL ENTERPRISES) 25. BPS- BASIS POINT SYSTEM 26. REVERSE MORTAGE LOAN 27. DEMAND DRAFT & BANKER’S CHEQUE 28. SARFAESI ACT 2002 29. NABARD . 30. WB - WORLD BANK & IMF - INTERNATIONAL MONE TORY/FUND 31. WORLD BANK v/s IMF 32. BASEL-1, BASEL-2 & BASEL-3 33. DEMAND DRAFT & BANKER'S|CHEQUE 34. FDI and FIL 35. RETAIL INVESTORSw/s INSTITUTIONAL INVESTORS. 36. MONETARY/POLICY V/S FISCAL POLICY: 37, SDR - SPECIAL DRAWING RIGHT ‘38. OVERVIEW OF INVESTMENT BANK 39. MSME (MICRO, SMALL & MEDIUM ENTERPRISES) 40, MONEY LAUNDERING & ITS ACT 41, NEW DEVELOPMENT BANK(NDB) Current Topics: 1 Start Up INDIA: Stand Up INDIA 26ST 3. AB 4. Bandhan Bank 5. Greece Crisis 6 Land Acquisition Bill 7Mission Indradhanush & Digital India 9. Smart Cities 10, HRIDAY11. AMRUT 412, Net Neutrality 13. Krishi Sinchayee Yojana 14. Vyapam Scam 15, Project Tatkal: SBI 16. Mhara Gaon - Jagmag Gaon 17. Akash Missile 418. BRICS Summit 419. EPFOs & ETFOs 20. Modi Visits 21. Thailand Crisis 2. One Rank One Pension 23. Terrorism-ISIS 24, MAT: A. P. Shah Committee 25. PM Jan Dhan Yojana & Financial Inclusion 26. PM Jeevan Jyoti Bima Yojana 27, Atal Pension Yojana 28, Swacch Bharat Yojana 29. Skill India ALL THE BEST THANK You R B IBPS PO,CLERK & RRB CWE ie & R cLer