Monthly Budget : Jan 2020

Budget Awal : Rp 18,500,000.00

Breakdown Alocation Ac
No. Budget Alokasi Nominal Rincian Alocation
W1 W2 W3 W4 W5 W1 W2
(25-30) (31-6) (7-12) (13-18) (19-24) (25-30) (31-6)
Kebutuhan 2 orang selama 30 hari
2x Makan @20000 Rp2,400,000 Rp480,000 Rp480,000 Rp480,000 Rp480,000 Rp480,000
Galon Rp100,000 Rp20,000 Rp20,000 Rp20,000 Rp20,000 Rp20,000
1 Makan & Minum 16% Rp 2,960,000.00
Gas Rp50,000 Rp10,000 Rp10,000 Rp10,000 Rp10,000 Rp10,000
Air & Keamanan Juga Sampah Rp130,000 Rp26,000 Rp26,000 Rp26,000 Rp26,000 Rp26,000
Expenses Belanja Mingguan @50K/week Rp200,000 Rp40,000 Rp40,000 Rp40,000 Rp40,000 Rp40,000
Rp2,880,000
Saving cost dikeluarkan per 29 July
2 Kontrakan Rp0 Rp0 Rp0 Rp0 Rp0
0% Rp - Rp 16.000.000
Rp0

Gojek Rp482,000 Rp96,400 Rp96,400 Rp96,400 Rp96,400 Rp96,400

Expenses kebutuhan sehari-hari di Jd.ID Rp104,000

Sabun Mandi
Detergent Rp20,000
Pasta Gigi
Beras
Softener Rp10,000
Sponge Cuci Piring
Sabun Cuci Piring
Minyak Goreng
Dettol Rp54,000
Pembersih Lantai Rp10,000
Vanish Rp10,000
Transportasi Istri &
3 11% Rp 2,035,000.00 DANA Rp225,000 Rp45,000 Rp45,000 Rp45,000 Rp45,000 Rp45,000
E-Wallet
Laundry ONE Laundry Rp225,000
Blue Pay Rp142,000 Rp28,400 Rp28,400 Rp28,400 Rp28,400 Rp28,400
Belanja group Bluemart Rp142,000
OVO Rp1,176,000 Rp235,200 Rp235,200 Rp235,200 Rp235,200 Rp235,200
Expenses Tokopedia (Pulsa, Token) & Parkir Rp714,000
Paket Data Telkomsel Istri Rp75,000
Paket Modem Telkomsel Rp200,000
Pulsa XL Istri Rp25,000
Pulsa XL Suami Rp25,000
Pulsa IM3 Suami Rp50,000
Token Listrik Rp100,000
Paket data Ibu Rp89,000
Paket data reza Rp50,000
Paket data Mama Rp100,000
Rp2,025,000
Belanja Aset Rp400,000 Rp80,000 Rp80,000 Rp80,000 Rp80,000 Rp80,000
Belanja bahan produksi Rp300,000 Rp60,000 Rp60,000 Rp60,000 Rp60,000 Rp60,000
4 Investasi & Start up 5% Rp 925,000.00
Belanja bahan pendukung produksi Rp100,000 Rp20,000 Rp20,000 Rp20,000 Rp20,000 Rp20,000
Transportasi Rp125,000 Rp25,000 Rp25,000 Rp25,000 Rp25,000 Rp25,000
Rp925,000

5 Jalan - Jalan Saving cost untuk 1x jalan - jalan per bulannya Rp0 Rp0
0% Rp -
Rp0

6 Maintenance Motor Ganti oli & keluhan lainnya Rp180,000 Rp36,000 Rp36,000 Rp36,000 Rp36,000 Rp36,000
1% Rp 185,000.00
 Rp180,000
Rumah Rp1,050,000 Rp1,050,000
Hutang Ani Rp500,000 Rp500,000
Hutang Ibu Rp6,000,000 Rp6,000,000
Cicilan Motor Genio ke 2 Rp777,000 Rp777,000
7 Cicilan & Hutang 46% Rp 8,510,000.00

Rp8,327,000
CC Mandiri
CC CIMB Niaga I
CC CIMB Niaga II (Wave & Go)
CC BRI Istri
8 Kartu Kredit 21% Rp 3,885,000.00 CC BRI Suami Rp3,028,429 Rp3,079,429
CC Danamon Rp14,674,030
CC Mega

Rp17,702,459
Total 100% Rp 18,500,000.00

*) Transportasi Suami diluar budget, untuk setiap kali perjalanan yang tak direncanakan dibayar suami.
- Suami : Rp 4.000.000,-
- Istri : Rp 6.000.000,-
- Additional : Rp 8.000.000,- 8850000
 Jatuh
Tanggal
Actualization Cetak Tempo/ Remark
Frekuensi
W3 W4 W5
(7-12) (13-18) (19-24)

30
1x/ End Week

1x/ year

1
1x/ 4 bulan
1x/ 2 bulan
1x/ 3 bulan
1x/bulan
1x/ 2 bulan
1x/ 6 bulan
1x/ 3 bulan
1x/ 2 bulan
1x/ bulan
1x/ 4 bulan
1x/ 2 bulan

4x/bulan

1x/ bulan
1x/ bulan
1x/ bulan
1x/ bulan
1x/ bulan
1x/ bulan
1x/ bulan

1x/ bulan

1x/ 3 bulan Saving

BTN
@
 10
10
10
6

19 9
28 12
16 2
25 12
10 27
7 27
21 9
II Summary Journal on Dec 2019

No. Tanggal Description

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233

234

235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345

Total Cost
 Expenditure
Income
Extra Cost
Qty Cost/ Pack (admin fee)
IDR - IDR -
e
Type Cost Remark
Total Cost

IDR -
IDR -
IDR -
IDR -
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IDR -
IDR -
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IDR -
IDR -
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IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
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IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -

IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
IDR -
 GENIO

No. Bulan Tanggal Bayar Remark

- October 28-Oct-19 DP
1 November 28-Nov-19 Lunas
2 December
3 January
4 February
5 March
6 April
7 May
8 June
9 July
10 August
11 September
12 October
13 November
14 December
15 January
16 February
17 March
18 April
19 May
20 June
21 July
22 August
23 September
24 October
25 November
26 December
27 January
28 February
29 March
30 April
31 May
32 June
33 July
Rumah Kirana

No. Bulan Tanggal Bayar Remark

-
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
 87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180