Bankruptcy

Application
Applicant: Mr Roberto Iulian Capra

Please note:

This document is designed as printable summary of the information you have

entered.
The contents of this document are a direct transcription of the information you
entered into your online bankruptcy application.
Your application will not be considered until you have paid the full application fee
and successfully submitted the application online.

Document generated: 18/10/2017 11:39:27

Section(s)
1 Personal details
2 Employment
3 Bank accounts and savings
4 Assets
5 Money you owe
6 Income and expenses
7 Legal proceedings
8 Debt history
1 Personal details

Personal details
Title Mr
First name Roberto
Middle names Iulian
Last name Capra
Date of birth 20/07/1989
Gender Man
National Insurance Number SR459932A
What's your current relationship
Single
status?

Other names or aliases

First name Roberto
Last name Capra

Your contact details

Email Roberto.iulian.capra@gmail.com
Mobile 07449435300

Residency details
Address
Flat 4
Building and Street
52 Overton Road
Town/city Sutton
Country United Kingdom
Postal code SM2 6RB
Date you moved in? Nov 2016
Do you own the property? No - I rent it with a tenancy agreement

Landlord details
Tell us your landlord's name Haart agency

1
Landlord address
Building and Street 32-34 high street
Town/city Sutton
County Surrey
Country England
Postal code Sm11hf

Your household
First name Bianca
Last name Salahoru
Age 31-50
What's their relationship to you? Husband/wife/partner
Is this person financially dependent on
Yes
you?

Your previous address

Address
Flat 4
Building and Street
52 Overton Road
Town/city Sutton
Country United Kingdom
Postal code SM2 6RB
When did you move in? Nov 2016
Address
Attic flat
Building and Street
152 Norwood Road
Town/city Tulse Hill
Country England
Postal code Se279az
When did you move in? May 2015
When did you move out? Nov 2016
Address
Building and Street 163 Sherwood Avenue
Town/city Norbury
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Country England
Postal code Sw165ee
When did you move in? Feb 2014
When did you move out? May 2015

Dependants who don't live with you

I don't have any dependents who don't live
Dependants who don't live with you
with me

3
2 Employment

Have you been a director of a limited

No
company in the last 12 months?

Have you been self-employed in the

No
last 3 years?

Have you been a partner in a non-

No
limited business in the last 3 years?

Have you been employed by someone

No
in the last 12 months?

Employment history
Name Sportsdirect
Address
St Nicholas center
Building and Street
St Nicholas way
Town/city Sutton
Country England
Postal code Sm11aw
Employment start date Mar 2015

Name Redd Recruit Limited T/A Human One

Address
Ground floor
Building and Street
9 kingsway
Town/city London
Country England
Postal code WC2B 6XF
Employment start date Nov 2013
Employment end date Jan 2015

4
3 Bank Accounts and Savings

Have you had any bank accounts in

Yes
the last 2 years?

Bank Account Details

Bank details
Bank name NATIONWIDE BUILDING SOCIETY
Address
PO BOX 8888
Building and Street NATIONWIDE HOUSE
PIPERS WAY
Town/city SWINDON
County WILTS
Country UNITED KINGDOM
Postal code SN38 1NW
Sort code 070246

Account Details
Account number 42410570
Current balance £-485.10
Date opened Nov 2013
Is main account? Yes
Is joint account? No

Bank details
Bank name BARCLAYS BANK PLC UK
Address
Town/city Leicester
County Leicestershire
Country UNITED KINGDOM
Postal code LE87 2BB
Sort code 202536

Account Details
5
Account number 23206696
Current balance £37.58
Date opened Jul 2017
Is main account? No
Is joint account? No

6
4 Assets
We need to know about any other items you currently have Yes

Other items

Cash

Sold, transferred or gifted assets

In the last 5 years, have you sold,
transferred or given away any No
properties?
In the last 5 years, have you cashed
in, sold, transferred, or given away
No
any pension, endowment or life
insurance policies?
In the last 5 years, have you sold,
transferred or given away any assets
No
worth more than £500 each for less
than they're worth?

7
5 Money you owe

Creditor’s name Nationwide Building Society

Creditor’s address
The Client Service Team
Building and Street Grant Thornton LLP
Hartwell House, 55-61 Victoria Street
Town/city Bristol
County Avon
Country United Kingdom
Postal code BS1 6FT
Amount currently owed £3282.11
Debt type Credit card/ store card
Date the debt started 0 to 6 months ago
Reason for debt Household bills/living expenses, Holidays

Creditor’s name Nationwide Building Society

Creditor’s address
The Client Service Team
Building and Street Grant Thornton LLP
Hartwell House, 55-61 Victoria Street
Town/city Bristol
County Avon
Country United Kingdom
Postal code BS1 6FT
Amount currently owed £22652.40
Reference number 31391948
Debt type Personal loan (unsecured)
Date the debt started 0 to 6 months ago
Household bills/living expenses, Holidays,
Home improvements, Payments or gifts to
Reason for debt
family/friends, Other- Relative Health
problems

Creditor’s name Nationwide Building Society

Creditor’s address

8
 The Client Service Team
Building and Street Grant Thornton LLP
Hartwell House, 55-61 Victoria Street
Town/city Bristol
County Avon
Country United Kingdom
Postal code BS1 6FT
Amount currently owed £491.44
Reference number 42410570
Debt type Overdraft
Date the debt started 0 to 6 months ago

South Oxfordshire District Council,

Creditor’s name
Council Tax
Creditor’s address
SODC, Council Tax
Building and Street PO Box 872
Erith
Country United Kingdom
Postal code DA8 1UN
Amount currently owed £0.0

Creditor’s name Council Tax

Creditor’s address
Civic Offices
Building and Street
St. Nicholas Way
Town/city Sutton
Country United Kingdom
Postal code SM1 1EA
Amount currently owed £841.79
Reference number 10049984
Debt type Rent arrears
Date the debt started 7 to 12 months ago

Creditor’s name Three Mobile

Creditor’s address

9
Building and Street 112 High Street
Town/city Sutton
Country United Kingdom
Postal code SM1 1LT
Amount currently owed £647.66
Debt type Telephone/ mobile phone
Date the debt started 0 to 6 months ago

10
6 Income and expenses

Income

Total income
£ 1632.47 per month

Self-employed income £0.0 per month

Accounting period start date Apr 2014
Accounting period end date Mar 2015

Salary or wages £0.0 per month

Benefits £1275.47 per month

Universal credit £ 1245.00 per month
Council Tax Reduction or Council Tax
£ 365.67 per year
Support

Pensions £0.0 per month

Pension provider bandce
Pension amount £0.00

Household income £0.0 per month

Other income £357.00 per month

Income from Statutory sick pay
Amount £ 357.00 per month

Expenses

Total expenses
£ 1636.67 per month

Home and utilities £1026.67 per month

Rent £ 850.00 per month

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Electricity £ 140.00 per month
Water £ 36.67 per month

Pension, insurance and

£60.00 per month
healthcare
Prescriptions and medicines £ 60.00 per month

Food and housekeeping £350.00 per month

Groceries £ 300.00 per month
Toiletries £ 50.00 per month

Transport and travel £40.00 per month

Public transport £ 40.00 per month

Childcare and maintenance £0.0 per month

Personal and leisure £160.00 per month

Clothing and footwear £ 50.00 per month
Home phone, internet, TV packages £ 60.00 per month
Mobile phone £ 50.00 per month

12
7 Legal Proceedings
Have you legally separated, divorced
or dissolved a civil partnership in the No
last 5 years?
Are you involved in any ongoing legal
No
claims?

13
8 Debt history
Date you first realised you couldn’t
01/04/2017
repay your debts
Spending more than I earn, Illness or
Reasons for being unable to repay
accident, Reduction in my income, Reduction
your debts
in my household's income

Previous insolvency actions

Have you used any debt relief options
No
in the last 2 years?

Preferential payments
Have you made any extra payments
to some creditors but not others
No
(called preferential payments) in the
last 2 years ?

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9 Declaration

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