BDO Unit Investment Trust Funds (UITFs) Product Grid

Quick Reference Guide - Peso-denominated UITFs

BDO PESO MONEY
BDO PESO BOND FUND BDO GS FUND BDO PESO FIXED INCOME FUND BDO PESO BALANCED FUND BDO PESO EQUITY FUND
MARKET FUND
To preserve capital and generate To preserve capital and generate To preserve capital and generate To provide a high level of income with To achieve capital appreciation over the To achieve capital growth over the
income from low-risk fixed income income by investing in short to income from investments in a preservation of capital and maintenance medium-term by investing primarily in medium to long-term by investing in a
securities with a portfolio weighted medium-term bonds and other similar diversified portfolio consisting of of liquidity by investing in a combination of equities and to some extent in fixed-income selection of exchange-listed equities.
average life of not more than one (1) fixed income securities. selected government securities that short to long-term fixed-income securities. securities, the allocation of which shall be
FUND OBJECTIVE year. can provide higher yields. determined by the Trustee depending on
market conditions.
FUND TYPE Money Market Fund Intermediate-Term Bond Fund Medium-Term Bond Fund Balanced Fund Equity Fund

CLIENT RISK PROFILE Moderate Risk Profile Balanced Risk Profile Aggressive Risk Profile

Average of the Philippine Stock

Philippine Stock Exchange
BENCHMARK 91 day T-Bill rate HSBC 1-3 Yr Bond Index HSBC 1-5 Yr Bond Index Exchange Composite Index (PSEi)
Composite Index (PSEi)
and the 91 day T-Bill rate

MODIFIED DURATION POLICY less than 1 year 1 to 3 years 1 to 5 years N.A.

Exchange-Listed Equities and Fixed

INVESTMENT OUTLETS Fixed Income Securities Exchange-Listed Equities
Income Securities

MINIMUM INVESTMENT Php 100,000 Php 10,000

MINIMUM ADDITIONAL PARTICIPATION Php 100,000 Php 10,000

RECOMMENDED INVESTMENT TIME At least six (6) months At least three (3) years More than three (3) years
HORIZON
MINIMUM HOLDING PERIOD None 30 calendar days

TRUST FEE 0.50% p.a. 0.75% p.a. 1.00% p.a.

1.00% of Original
EARLY REDEMPTION CHARGE None 0.50% of Original Participation Amount
Participation Amount

VALUATION Marked-to-Market
Up to 11:30 a.m. of
DEALING PERIOD Up to 12:00 nn of any banking day
any banking day
After 4:00 p.m. on the same banking
SETTLEMENT PERIOD day the notice of redemption is One (1) banking day after notice of redemption is received Four (4) banking days after notice of redemption is received
received

Every banking day

AVAILABILITY OF NAVPU Every banking day at 7:00 p.m.
at 4:00 p.m.

Available at the BDO website (www.bdo.com.ph), at BDO branches and BDO Phonebanking number (632) 631-8000.
NAVPU BROADCAST
Also available via SMS (text): Type "SMAC NAV" and send to 2966 (Smart, Globe at Php 2.50/text or Sun at Php 2.00/text).

YIELD BSP regulations prohibit assurances of yields to UITF participants. BDO UITFs do not carry guaranteed rates of return. Historical yields of the BDO UITFs do not guarantee future performance/s.

TAX STATUS Taxable, however, investment proceeds are net of tax

Valid identification documents as required by the Anti-Money Laundering Act (AMLA), UITF Account Opening Kit that includes the Risk Disclosure Statement and client suitability assessment forms. The latter must be updated whenever the
DOCUMENTARY REQUIREMENTS
characteristics, preferences or circumstances of the client change or at least once every three (3) years.
MODE OF PAYMENT Cash, debit from account, check

EVIDENCE OF PARTICIPATION Participating Trust Agreement and Confirmation of Participation (COP)

Periodic reports available at BDO Trust and Investments Group, BDO branches, and at the BDO website (www.bdo.com.ph).
REPORTS Client reports for their investments in UITFs are also available through BDO's Retail Internet Banking (RIB) facility.
CUSTODIAN/S Standard Chartered Bank Standard Chartered Bank Standard Chartered Bank Deutsche Bank AG, Manila Branch
Deutsche Bank AG, Manila Branch
Citibank Citibank Philippine Depository & Trust Corp. Philippine Depository & Trust Corp.
EXTERNAL AUDITOR Punongbayan & Araullo