Professional Documents
Culture Documents
Beck
Chicago,Illinois 60609
I recently ordered my credit report and found that you are reporting a fictitious
account. This account is not mine and I demand you delete this account from
your records and stop reporting it to any and all credit reporting agencies
immediately .
According to the Federal Fair Debt Collection Practices Act, I have a right to have
the alleged debt validated . I am requesting and requiring that you forward all
proper original documentation to me proving this alleged debt.
Additionally , continued reporting of this item on my credit reports is in violation of FCRA 623. Deletion is mandatory by federal
law.
• Notarized statement claiming you believe in the authenticity of items (A), (B),
and (C) and should the authenticity of any of these items be brought in question,
you shall cease and desist all actions on said matter.
If you are unable to provide me with proper proof as above then you must
stop attempting to collect & report this alleged debt. If you continue to claim I
owe a debt that you cannot confirm then you will be in direct violation of the
FDCPA. Additionally, any attempt on your part to further report this alleged debt
to my credit reports will be a violation of the Fair Credit Reporting Act.
If this item is not removed from all credit bureaus that you report to within
thirty(30) days, this matter will be escalated. Continued violations against me by
your organization in regards to this fictitious account will be met by the maximum
legal action permissible by law.