% of MONTHLY

STEP CATEGORY ITEM AMOUNT GROSS

2 INCOME Annual Gross Wage $47,000
3 Monthly Gross Wage $3,917
4 Net Wage (monthly) $1,407

5 SAVINGS Monthly Savings Account $141

6 Monthly Retirement $141
7 Total Monthly Savings $281 7

8 MONTHLY MONEY Monthly Amount for Budget $1,125

9 COST OF LIVING Monthly Rent $280 7

10 Renter's Insurance $20 1
11 Cable/Satellite $0 0
Internet $13 0
Home Phone $0 0
Mobile Phone $75 2
Electricity/Gas $54 1
12 Total Cost of Living $441 11

13 TRANSPORTATION Public Transportation $90 2

14 Car Payment 0
15 Car Insurance 0
16 Car Maintenance 0
17 Gas 0
18 Total Cost of Transportation $90 2

19 FOOD Groceries $157 4

20 Dining Out $40 1
21 Total Cost of Food $197 5

22 HEALTH Health Insurance $83 2

23 Dental Insurance $25 1
24 Eye Insurance $25 1
25 Haircut $7 0
26 Other Grooming/Hygiene $25 1
27 Gym Membership $0 0
28 Total Cost of Health $165 4

29 EDUCATION Student Loan $230 6

 DISCRETIONARY
30 SPENDING "Wants" 0

31 MONTHLY SPENDING Total Costs $1,124 29

MONTHLY
32 BALANCE Balance $1 0
 CHOICE
Accountant

10%
10%

Austin 3 people

Broadcast TV
3
3
Voice & Data
3

LA
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thirfty
$10/per meal

10,000
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