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    11 views2 pages

    Itgi PDF

    Uploaded by

    Nirmal

    Copyright:

    © All Rights Reserved
    Download as PDF or read online from Scribd
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    ea dt fake \Whorosthe sued bya propa and decoration dled s sed inthe Schade wich thollbe the basis his conte and is deemed be incorporate haten has appa the Company fr the isvonce henge: censined nd hos pod the premium Imeaonedin he schedule os consideration fr such nsurance nreipeet of ccidentalos ‘or donoge aceuting daring he prod oinaronce. NOW THIS POLICY WITNESSETH : Thot subject to he Terms Eiceptons ond Condionsconoied areinor ndored or xprested heron, 1 SECTION 1: LOSS OF OR DAMAGETO THE VEHICLE INSURED The company wilndeney he inured ogo! sor damage othe vil ised hrounder nd /ortccascrie whit hereon iC byte explosion gion xighirng, i, byburgaryhowsebrecking orth li. bytictand ate 1% byeatheuo fie ond shock damage + byleodyphoonhuricane sx pet inendon cons halitrm os i byacidetlenternl mens i. byralicous oct ‘i, byte acti |. histo Ronit oodeaiilond waterway ot it; 1 bylondlid role Subj oe deduction for doprecioion othe roles menioned below in respect fps reploced 1. Ferallabber mon /plosticpor,wesendiubes, bates ondaicbogs- 50% 2. Fertioveglass components. 30% 3. Forallprs made glows Na 4 Rojec dpreioton fer lather part including wooden por willbe cx per the folowing schedie ‘AGE OF VEHICLE = [3 OF DEPRECIATION ‘Netercsedng& moni Ni Exceeding 6 monhrbutnat oxceding Vea 3% Exceeding | yeorbu notenceeding years 10% Exceeding? years batnoteaceding 3 yore ars Exceeding 3 yoorsbunotenccding 4yeors | 25% Exceeding 4 yes btnotenceding 5 yore 35% Exceeding yeo abut robesceeding 10 yao | Exceding lOyears 30% The onpony shall! belicbieta make any paymentia apace lo) consequential los, deprecation, weor ond tka, mchaical or slechical ‘rekon, ales cr breakages 1b) domagete es ond tubes vals the veils damaged tthe sometime in which cate theliabliy athe conpony shal be mato 50% cl he cot of placement ond {c)onyoccidemal iss or domegeaufered whist tn ins ray parson diving the ‘ic with he knowledge and conse! of the inured is ver the ifnce of Intoxicting quer orgs Inthe avant ole voile boing disabled by eaton ofa o damage cone nde his Policy he Company wll berth eosanble cos cl proecion andere the neces repairer ond edelverytothe inured bt not exceeding nal 1500/ in repeeofony neaceiden The insured moy aor te repo cfthe vehi nected by damage er which he Company may bible unde ths oy provided hot, 1) eesicted costo uch epoirincung replacement, any does ctenceodRs, 5007: 1) the Compony is fished forthwith wih a dad asia of the cot of eps ond 1 the isred shall giv he Company every asistance to te ha uch repair it rnecesory andthe chrge are reavoable ‘SUM INSURED -INSURED'S DECLARED VALUE (IDV) Te Insured’: Declared Volue (DVof the vile wil be dened tobe the ‘SUM INSURED for the prpore of ths policy whch is Paed o the conmencemen ef each polly petiod othe insured vac, The IDV of he vehicle fad occestras any ted othe vehicle) isto be ned onthe boss of he manufacture’ Ise sling price of ha brand ard model a he vehi insured he commencement rsurance/renawa nd outed fx deprecation fos pe Schedslebson, The schedule of age wie deprcioion a shawn below it applicable fo “etl oss/Conerive tlt (T/C coins nly purpose Policy Wording for Private Car “THE SCHEDULE OF DEPRECIATION FOR FIXING IDV OF THE VEHICLE oso eee “yormmINe IY [NatecacingSnons $e Eceodrg non ba clang yar se Eicsdng | yeh teeing? or 20% ending 2 yen bn erent eo 20% Ercending3 wsblrcteesedng dyes [40% Trcedi dyer oexcening Seo 0% |DV of veils beyond 5 yous of age ard of abislae model ol the vehicles fe ‘models which he marfocvershove dsconinuedo monfocw|istobe detained nthe baisfan derstanding betwoen the ise er hein IDV shll be nected nthe ‘Marat Voie’ tvoughou the palicy paid wihot any furor dopreiton fo the purpose of Tt Los (/Consiive ea love () oie. The insred voi shll be weal as 9 CTL ifthe aggregate cout ol revs and/or ropeir a he veil, subject o terms ond condone he picyencoeds 75% the [DVothe vee ‘= SECTION 2; LABILITY TO THIRD PARTIES 1. "Subject the lini flit a aid down inthe Sched ero the Company wsilindonnfy he insured nthe event ofan ocidont caused by rang ota te ‘he othe vec ogorst cl sums which he red sal become legal bee poyinrespect 4} death of x body injury © ony pesca ining occopont cred inthe ‘while (provided uch oecypot arent conde cr reward but except £2 foros pcessary to mee the egrets of Male Vahies Ac the Company shal abe hoblewheresuchdeoh rin ais clan inthe couse tleerployment of ich person by he ted 3) domage to property ther hon propery belonging he nse ot ald in Instorinhecasiedyorconrlo! teins. 2. ThoCompany willy aoa ond expanttnced wih writen consent 3. Intrmsof end subject the lintaions ofthe inde rane bys chon the inseed, he Company wil idan ony driver whe ivi he vel on ‘hens soda wih insureds prison provided thal uch diver shal os ‘hough he/she was the inavred observe fll and be sbjet fo the ems ‘scepons nd conditonscl his Poly nso foros they cpp 4 Inthe event fhe dah of ary parson ented onde ander is poly the Compony wl esc he ay incre by sich prion dems hah percna represerave in tems of and abject othe imitokons of ths Pokey rondedthot uchpersonalrepresertave shal or though sich representative wot Fhe insed abso it and be subject oth ns eneptons and conto of tiePoleyinsolorosthey apply 5, TheComponyaytisowmeption 1} aronge fr representation at any Inquest o Fal ng in respect of any ‘death hich my be the subject linn under Poey ond 1b) Undrok hedfance of proceeding in ony Cour of ow n respect of any 122 or alagd ofenco casing er eating any evo! which moy be the ‘tbjectofindemnty ondoriplcy ‘AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY 'Nathing inthis aly or ary endorsmen heron shal fc the igh of ony person inne by hiselcyo any eke peor recover on moun unde oxy uno thepovisons the Moto Vaile At. But he insted shall pct the Compony al sams pi by he Company which the Company wouldnt hove bean Eble to oy bit he sai provisions [APPLICATION OF LIMITS OF INDEMNITY Inthe event of ony ocd! naving indemnity more hon one pron any miton| bythe tems oF his Pley and/or af any endorsement heaon of the count of eny inde hall apply tothe aggregate amount ol indemnity tool pron indeed Cond such dra hall opp mpi others, 1» SECTION 3: PERSONAL ACCIDENT COVER FOR OWNER-DRIVER The Compony undertakes to pay compensation asa the flowing scale for boty ‘nury/Seosuined by the owner oe veil, n dec comecton ih he hile insured or whilst hving or mounting nto/ aru rom he vehicle eed Cr whistYovelng int corner, couse by vile acini xtra ond vse ‘eons which independent af any aha cours sl wihin sik calendar mont of ch Inari a see tir = ives {ea {lil Loss of two limbs or sight oF two eyes or one limb and sight | 100% eS See L_seowe. | Proviedohway tat ') compensation shall be payable nar only ane of he rs 0 (above rexpacof he owner diver aring out ol any ane accuence th tl bly (fe insu sha na ihe ogragae aceed te ssn of Re 2 ab dicing ony neperid finance 1) na compensoon sal be payable in repac of doth o body ir dracty or ‘ndvecty wholly orn pr orang or eslig fam o acaba [1 ronal {3 injty suede or otampled cide pysiea delet or ify or 2) on ‘ccdent happening wis uch pen andor inivnceofinoncaing have ord )_ Such compensation shall be payable diay to th nse ort his/her aga represenarves whose ocopsollbe the fl dschege respect henry theirs L Thscoveris abject |) theownercrverthe registered owner ofthe vehi inurdhuen 1 the ownerdriverihe iaved named nts policy Ii the ownarcliver bods on eflcive ceiving Hearse, in accordance withthe Provitors fe ofthe Carl Motor Voiles Rls, 1989, othe ime the cade! GENERAL EXCEPTIONS (pplcsbie ol Secions cl th Foe} The Conpny stb ebiwndr ni Pocyingcat ony aceideril loss o damage ond/er ably cused sisned or incured cud the geographical oreo ony claim ring oatcfary conrocalibily: ‘ny eccidoral ss damage ond/o lalty caused susined or ncred whit Ihevehieinuredherins 0} being used cherwse han accordance wah he limision oro Ut! or 1) being dive by os fr the purpose ol beng diver byhim/Barinthe chops heny person ther han aDr vero sed inh Diet Cle, 4. 0) Any otaderal laser damage to any property whosoever oF any loss oF ceipensewhatcoverresling orartng hers rom orany conequerhlloe 1) ony lbity of what so ever nate decty or indvecy caused by oF Conkiled toby ar arising From ioniing radiations or cooninaon by redoseity fom ony nuclear fs or fom ony rece wae or the Combs af nucle Fe the purpose hs excepton combustion hall Ineude any seliauneining process rear ision. 5. Any excidenta ss or damage ebay recy or indcty caved by or conbled aby orang rom ruler wsopon mati 6. Aay accidental os damage and/or bbilty diel or indy proximately or ‘remotely ccosoned by conmibued to by or rocecle fo raring et of rn ‘comocon wih wo, vason the oe of olga arenes, hos or wore ‘perton |wbether before cer decorton of war cil wor, mln rbelion, rliory or wurped power oby any iret or nc consequence of ary of he 23d occurances ond in tho ove! fay claim heeurde he awed shall prove thant acederaos damage ond/r lity roe independently oford wo ro way conecied wher cccotnedby or conidia by oracedleto ay st thesaid occurences o any consoquences thereat ond in dlaual ich poate Cnpony shal rab lablatomake any paymertinrespcteficho com ‘= DeDUCTIOLE The Company all rte iblefor ach ond erry lim unde Section os er domogets the veil nse eis Palynrespctothededvtbl ad inte sched = CONDITIONS This Foicy ond he Schedule shall be rod together ond any ward or apesion fo whicho specie meaning hos boon atachedin any por tha pale ofthe Schedule hol bear he some mooning whatever oppo 1." Notice sal be given wing otha Company immedi upon he occurence of ony scederal as or domage in he svt of ony clam ond there the Insured sol give all uch infloraron ond asistance asthe Company sal require, Evry leer coi wrt sumone and/or processor opy erect hall be Forwarded tothe Company ines on receipt by he inted, Note shal 1s be given in wring tthe Conponyinmacolly he int abl have knowledge af any pening protec, Inquest king inespe! fay ‘sccurrenca which moy give eo elem under hs Ply case of or ‘inital ot which may be the sabjec fo lim andere Ply tensed sho inmedins rere he pales ond coopera wih he Company in seeing convcionofte fender 2. Necdmision flr promise pyran indy salle moder ivan by or on “etl a mad witht te writen oer he Conan hich sl be 1450 divest lake over and conduc inthe name fhe red the ‘lence o stoma fey clam ors proven ome lhe red es ‘wn bene ony claim fo ndemniy o ter wie and hal have ll ton the conduc of ony proceedings oath setlment of any ain and he ned Shall geal such lemasion ond aston ashe Compuny may ee The Company may ais wn option eprint o replace he eho or ‘hotel andes occesoie or may py incon te amour hou damage ccd helicity ft Compony shal notenceed 2} for foal os/consetive Le of he vehi - the Inds Desared \aluOV of ho vehicle incu accesses reo) ox spaced in he Sched lsthe value che wish 1) or portalloses, oss oe tan Tot ats/Conactve Tlie ofthe wile acl ond eapancle cons of pair ond/or repeat ps Ie/domogedsabjecte depression pe ispecies Tho irate sal ake al eosonce ape to uoleguad the vehi fom oso

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