This projects leads us to the conclusion that money
has gradually evolved. It has taken a lot of time of money to come into form in which it exists today. From using heavy metals to light paper as a currency, humans have played a major role in its evolution. Humans needs, wants and requirments have largely contributd to its changed forms. In all of these forms, one thing reamains constants that is general acceptance. We also come to the conclusions that mobile money is just the beginning of what technology can do for emerging markets, which is being adopted world wide in different ways.