You Invest. We Insure.

Wealth Creation
Solutions
Birla Sun Life Century SIP with added benefit of a
Free Life Insurance cover.

Birla Sun Life

Century SIP

We work to lead a great lifestyle and set goals to achieve: A big house, a luxury car, best
Highlights education for our children, etc. To achieve these goals, we need a clear plan that not only fulfils
our goals, but insures our future too.
• Aim to achieve your
goals with a Presenting Birla Sun Life Century SIP (CSIP), a Systematic Investment Plan with added benefits
Systematic of a Life insurance cover with 100 times of your monthly SIP instalment (year 3 onwards). When
Investment Plan. you invest in an SIP, you can make regular payment to a set of funds and schemes that will help
• Cover up to 100x you realise your financial goals. The best part of investing in CSIP is that the cost of the Life
of your monthly Insurance will be entirely borne by Birla Sun Life Asset Management Company Limited.
payment.
The Group Life Insurance cover will be governed by the terms, conditions & exclusions of the insurance policy with the
Highlights do not indicate
relevant Insurance Company as determined by the Birla Sun Life Asset Management Co. Ltd.
assurance of
future scheme performance.
Small and disciplined investments could ensure faster goal fulfilment.
Realising long term goals requires a large sum of money.
Having access to such an amount at the time of need might
not be possible always. Simple planning or saving won’t
help but what required is, disciplined and careful
investment planning that systematically realises your
objective. Hence, we are offering not just an SIP but a CSIP
that helps you realise your objective in a timely and
systematic manner.

• A systematic approach involving a small amount invested regularly without incurring financial burden in the present
• Potential reasonable returns
• It is convenient as the payment can be made through NECS, Direct Debit, PDC cheques or STP
• Potential to capitalise long term growth that the equity schemes have to offer

Benefits of the Life Insurance - Added advantage of Century SIP:

Century SIP or CSIP not only offers a sound investment philosophy to realise your goals, but it also secures yours and
your family’s future with a Life insurance cover, that too at Zero additional cost.

18 Timeline 51
years years
The entry age is between
18 years to 51 years.

The Life insurance cover continues

only till the age of 60 years (Beyond
which your SIP could help you)

Extent of cover
Maximum cover would be ` 25,00,000 across all schemes/plans/folios under
CSIP facility

Cost of insurance
Free insurance cover,
courtesy Birla Sun Life Asset Management Company Ltd.
 Eligibility
All resident individuals and NRIs from eligible countries.

Medical formalities
It’s Hassle-free and quick. No medical test for insurance.

Operational flexibility
• SIP through NECS, Direct Debit or PDC cheques and STP available
• CSIP folio can be used for lump sum and multiple schemes.
Also switches can be done in this folio
• All transactions can be in a single folio, no quarantine on folios
• Tracking of SIP/ Non SIP holdings in account statement

Amount to be invested
Minimum amount – ` 1000, No Maximum amount limit

Computation
The total insurance cover value depends on how much you invest into your CSIP regularly.
And the best part is, the returns become incremental year-on-year. Here’s how the computation works:

Assuming CSIP of ` 25,000/Month

If CSIP continues

3rd
2 nd year
1st year onwards
year

10 times the monthly SIP 50 times the monthly SIP 100 times the monthly SIP
instalment i.e. ` 2,50,000 instalment i.e. ` 12,50,000 instalment i.e. ` 25,00,000

If CSIP discontinues after 3yrs

Fund value of units allocated at the start of each policy year
or 100 times SIP instalment whichever is less.
 Redemption
Entry Load – NIL, Exit Load- 2% if redeemed or switched out within 1 year & 1% from 1 year to
3 year. Nil: If units allotted under Century SIP are redeemed/switched out after 3 years from the date of allotment.
(No exit load if redeemed or switched by nominee/joint holder in case of death of investor)

Cover
• Covers accidental deaths for the first 45 days
• In the event of an unfortunate happening, your nominee/beneficiary will receive the insured
amount along with the fund value

Termination of insurance
• Full/Partial redemption or switches before the completion of the CSIP tenure.
• Two consecutive payment defaults or four defaults over the tenure of CSIP.

Continuity
The cover continues even if you stop Century SIP instalments after 3 years. The cover then will
depend on full/partial redemption or the switching prior to the completion of the SIP tenure.

Birla Sun Life Century SIP is a facility, in addition to the conventional SIP facility, offered under designated schemes which give the benefit of Life Insurance cover to
the eligible investors. Life Insurance cover is subject to limits and other terms and conditions as specified for availing Century SIP, an optional, add-on, facility made
available under designated schemes of Birla Sun Life Mutual Fund. This communication contains only few features of Century SIP. For further details and terms and
conditions, investors are requested to refer to the Scheme Information Document of designated schemes or visit our website before availing Birla Sun Life
Century SIP. Further, the Group Life Insurance cover will be governed by the terms, conditions & exclusions of the insurance policy with the relevant Insurance
Company as determined by the Birla Sun Life Asset Management Co. Ltd. (BSLAMC). BSLAMC reserves the right to modify/annul the said Group Insurance Cover on
a prospective basis. Insurance is a subject matter of solicitation.

Our range of financial solutions

Savings Regular Income Tax Saving Wealth Creation
Our Wealth Creation Solutions aim to grow your money through equity / gold
investments and are available in a range of conservative to aggressive options.
The Financial Solution (Wealth Creation Solutions) stated above is ONLY for highlighting the many
advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,
either the quality of any particular Scheme or guarantee any specific performance/returns.

Call 1-800-270-7000 Contact to your Financial Advisor mutualfund.birlasunlife.com

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This communication contains only few features of Birla Sun Life Century SIP. For further details, investors are requested to refer to the Scheme Information Document
of designated schemes or visit website of the Fund before availing Birla Sun Life Century SIP.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.