Loan o/s at begin

installments to repay principle 16 60.00

total amount 60 60.00
half yearly installment 3.75 56.25
int rate 12% 48.75
41.25
33.75
26.25
18.75
11.25
3.75
repayment 1st half loan o/s mid repayment 2nd half loan o/s end int 1st half int second half

0.00 60.00 0.00 60.00 3.60 3.6

0.00 60.00 3.75 56.25 3.60 3.6
3.75 52.50 3.75 48.75 3.38 3.15
3.75 45.00 3.75 41.25 2.93 2.7
3.75 37.50 3.75 33.75 2.48 2.25
3.75 30.00 3.75 26.25 2.03 1.8
3.75 22.50 3.75 18.75 1.58 1.35
3.75 15.00 3.75 11.25 1.13 0.9
3.75 7.50 3.75 3.75 0.68 0.45
3.75 0.00 0.00 0.00 0.23 0
tot int

7.20
7.20
6.53
5.63
4.73
3.83
2.93
2.03
1.13
0.23
 norms yr1
raw material 1.5 14040000
stock in progress 0.03
finished goods 0.5 7200000
total cap (kg) 2880000
cap utilization 1 50%
CU 2 60%
CU 3 onwards 70%
price per kg 120.00

total sales yr 1 172800000

total sales yr 2 207360000
total sales yr 3 241920000

cost of RM (frac of sales) 0.65

129.732
yr2 yr3
16848000 19656000