TABLA DE AMORTIZACION DEL PRESTAMO

AÑO CUOTA INTERES CAPITAL SALDO

0 12000
1 2884.32 1800 1084.32 10915.68
2 2884.32 1637.35 1246.97 9668.71
3 2884.32 1450.31 1434.01 8234.70
4 2884.32 1235.20 1649.12 6585.58
5 2884.32 987.84 1896.48 4689.10
6 2884.32 703.37 2180.95 2508.15
7 2884.32 376.22 2508.10 0.05

TMAR MIX 0.0953

TMAR 8%
INTERES PRES 15%

VAN 728.79
 FNE DE CADA AÑO
AÑO 0 1 2 3 4 5
INGRESOS 12000.00 25000.00 25000.00 25000.00 25000.00 25000.00
COSTOS -55000.00 -13000.00 -13000.00 -13000.00 -13000.00 -13000.00
DEPRECIACION -6437.50 -6437.50 -6437.50 -6437.50 -6437.50
GAS. FINAN -1800.00 -1637.35 -1450.31 -1235.20 -987.84
VAI 3762.50 3925.15 4112.19 4327.30 4574.66
IMPUESTOS -1505.00 -1570.06 -1644.88 -1730.92 -1829.86
VDI 2257.50 2355.09 2467.32 2596.38 2744.80
DEPRECIACION 6437.50 6437.50 6437.50 6437.50 6437.50
CAPITAL -1084.32 -1246.97 -1434.01 -1649.12 -1896.48
FNE -43000.00 7610.68 7545.62 7470.80 7384.76 7285.82
VALOR PRES. -43000.00 6948.66 6290.00 5685.92 5131.54 4622.39
 6 7 8 RESCATE
25000.00 25000.00 25000.00
-13000.00 -13000.00 -13000.00
-6437.50 -6437.50 -6437.50
-703.37 -376.22 0.00
4859.13 5186.28 5562.50
-1943.65 -2074.51 -2225.00
2915.48 3111.77 3337.50
6437.50 6437.50 6437.50
-2180.95 -2508.10 0.00
7172.03 7041.17 9775.00 3500
4154.40 3723.82 5281.13 1890.94