Christ University

Christ University

Financial Ratios

Company Name: IndusInd Bank Ltd.

NULL
Year End 201903 201803 201703 201603 201503 201403
Operational & Financial Ratios
Earnings Pe 54.77 60.08 47.95 38.43 33.88 26.8
Adjusted EP 54.77 60.08 47.95 38.43 33.88 26.8
DPS(Rs) 7.5 7.5 6 4.5 4 3.5
Adjusted D 7.5 7.5 6 4.5 4 3.5
Book NAV/S 437.2 390.94 338.65 290.79 193.4 164.33
Adjusted B 437.2 390.94 338.65 290.79 193.4 164.33
Dividend p 13.69 12.48 12.51 11.71 11.81 13.06
Margin Ratios
Yield on A 11.94 11.92 12.74 13.43 14.09 14.98
Yield on I 6.4 6.87 7.48 6.5 7.45 7.44
Cost of Liab 5.54 5.15 5.6 6.23 6.62 7.13
NIM(%) 3.4 3.6 3.6 3.41 3.34 3.46
Interest Sp 6.4 6.77 7.14 7.19 7.47 7.85
Performance Ratios
ROA(%) 1.32 1.8 1.78 1.8 1.8 1.76
ROE(%) 13.25 16.5 15.27 16.6 19.01 17.56
ROCE(%) 11.44 13.72 13.45 13.83 13.83 15.2
Efficiency Ratios
Cost Incom 44.19 45.65 46.74 47 48.09 45.71
Core Cost 44.55 47.05 48.04 47.89 49.06 46.96
Operating C 2.31 2.52 2.68 2.57 2.57 2.51
Capitalisation Ratios
Total CAR (Basel I)
Tier-1 ratio (Basel I)
Tier-2 ratio (Basel I)
Total CAR (Basel II) 13.96
Tier-1 ratio (Basel II) 12.71
Tier-2 ratio (Basel II) 1.25
Growth Ratio
Core Opera 17.99 23.67 34.23 32.05 18.32 29.46
Operating -96.03 -8.01 -2.51 -9.08 -10.14 -1.91
Net Profit -8.46 25.74 25.43 27.47 27.39 32.68
BVPS Grow 11.83 15.44 16.46 50.36 17.69 15.96
Advances 28.59 28.19 27.89 28.54 24.84 24.33
EPS Growt -8.83 25.3 24.77 13.43 26.43 31.99
Liquidity Ratios
Loans/Depo 0.24 0.25 0.18 0.27 0.28 0.24
Cash/Depos 0.05 0.07 0.06 0.05 0.05 0.07
Investment 0.3 0.33 0.29 0.37 0.31 0.36
Inc Loan/D 24.28 25.25 17.74 26.88 27.81 24.4
Credit/Dep 95.65 95.59 89.34 95.07 92.79 91.07
Interest Ex 60.26 56.61 57.92 61.96 64.71 64.98
Interest in 8.01 7.8 8.06 8.31 8.67 9.48
Interest Ex 4.83 4.41 4.67 5.15 5.61 6.16
Net Interes 3.4 3.6 3.6 3.41 3.34 3.46
CASA (%) 43.14 44.01 36.85 35.19 34.13 32.55
Assets Quality
Gross NPA 3947.41 1704.91 1054.87 776.82 562.92 620.79
Net NPA 2248.28 745.67 438.91 321.75 210.48 184.05
Net NPAs ( 1.21 0.51 0.39 0.36 0.31 0.33

Christ University