Steps to financial freedom Financial Action Plan

Mr.TTT Investment
8879358186
rahul@gmail.com
2nd Floor, Plot No. 6, Shivaji Nagar,
Andheri-Kurla Road Andheri (E) Mumbai
- 400 099 Mumbai Maharashtra India
400099
Action Plan For Rahul Sharma made on 13 Nov 2018

Rahul Sharma

Goals Emergency Risk Succession Retirement

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 Rahul Sharma Goals wise Summary Chart

Risha(Daughter)

Recommended Existing Asset Recommended Approved Amount Execution Client

Products Allocation % Investment Amount Date Approval
Kotak Credit Risk 84.0 % Lumpsum : 37,100
Fund (G) D D M M Y Y
SIP : 700

AXIS Credit Risk 84.0 % Lumpsum : 37,100

Fund (G) D D M M Y Y
SIP : 700

Canara Robeco 84.0 % Lumpsum : 18,500

Emerging Equities D D M M Y Y
(G) SIP : 300

Reliance Large 84.0 % Lumpsum : 55,600

Cap Fund (G) D D M M Y Y
SIP : 1,000

Mirae Asset India 84.0 % Lumpsum : 18,500

Equity Fund (G) D D M M Y Y
SIP : 300

SBI Gold Fund (G) 84.0 % Lumpsum : 18,500 D D M M Y Y

SIP : 300

Retirement

Recommended Existing Asset Recommended Approved Amount Execution Client

Products Allocation % Investment Amount Date Approval
Canara Robeco 7.0 % Lumpsum : 8,16,500
Emerging Equities D D M M Y Y
(G) SIP : 7,800

Reliance Large 7.0 % Lumpsum : 8,16,500

Cap Fund (G) D D M M Y Y
SIP : 7,800

Kotak Credit Risk 7.0 % Lumpsum : 2,72,200

Fund (G) D D M M Y Y
SIP : 2,600

AXIS Credit Risk 7.0 % Lumpsum : 1,36,100

Fund (G) D D M M Y Y
SIP : 1,300

Mirae Asset India 7.0 % Lumpsum : 2,72,200

Equity Fund (G) D D M M Y Y
SIP : 2,600

SBI Gold Fund (G) 7.0 % Lumpsum : 4,08,200 D D M M Y Y

SIP : 3,900

Risha(Daughter)

Recommended Existing Asset Recommended Approved Amount Execution Client

Products Allocation % Investment Amount Date Approval

Assumptions Made :- Returns From Equity: 14.00%, Returns From Debt: 8.00%, Returns From Gold: 8.00%, Returns From
Cash: 0.0%
(2)
 Rahul Sharma Goals wise Summary Chart

Recommended Existing Asset Recommended Approved Amount Execution Client

Products Allocation % Investment Amount Date Approval
SBI Gold Fund (G) 0.0 % Lumpsum : 1,94,200 D D M M Y Y
SIP : 2,800

Reliance Large 0.0 % Lumpsum : 3,88,400

Cap Fund (G) D D M M Y Y
SIP : 5,600

Mirae Asset India 0.0 % Lumpsum : 1,29,500

Equity Fund (G) D D M M Y Y
SIP : 1,900

Kotak Credit Risk 0.0 % Lumpsum : 1,29,500

Fund (G) D D M M Y Y
SIP : 1,900

AXIS Credit Risk 0.0 % Lumpsum : 64,700

Fund (G) D D M M Y Y
SIP : 900

Canara Robeco 0.0 % Lumpsum : 3,88,400

Emerging Equities D D M M Y Y
(G) SIP : 5,600

Assumptions Made :- Returns From Equity: 14.00%, Returns From Debt: 8.00%, Returns From Gold: 8.00%, Returns From
Cash: 0.0%
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 Rahul Sharma Goals - My Dreams

DESCRIPTION
The assets that you have already built will help you reach your goals. Sometimes what you already have may not
be sufficient. In that case you have to invest from now till the time your goals have to be funded, in such a way that you
will have enough money at the right time. You will also have to regularly review and re-balance your investments to
ensure you achieve your goals.
Not investing now for the goals can mean not having enough to realize the dream resulting in having to borrow,
sell off assets or compromise on the goal.

Reliance Large Cap Fund (G) Total Lumpsum : 12,60,500 Total SIP : 14,300

Risha(Daughter) Retirement Risha(Daughter)

goal year (2028) goal year (2040) goal year (2025)

Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount

3,88,400 5,600 8,16,500 7,800 55,600 1,000

Approved Amount Execution Date Approved Amount Execution Date Approved Amount Execution Date
D D M M Y Y D D M M Y Y D D M M Y Y

Mirae Asset India Equity Fund (G) Total Lumpsum : 4,20,300 Total SIP : 4,800

Risha(Daughter) Risha(Daughter) Retirement

goal year (2025) goal year (2028) goal year (2040)

Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount

18,500 300 1,29,500 1,900 2,72,200 2,600

Approved Amount Execution Date Approved Amount Execution Date Approved Amount Execution Date
D D M M Y Y D D M M Y Y D D M M Y Y

Canara Robeco Emerging Equities (G) Total Lumpsum : 12,23,400 Total SIP : 13,700

Risha(Daughter) Risha(Daughter) Retirement

goal year (2025) goal year (2028) goal year (2040)

Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount

18,500 300 3,88,400 5,600 8,16,500 7,800

Approved Amount Execution Date Approved Amount Execution Date Approved Amount Execution Date
D D M M Y Y D D M M Y Y D D M M Y Y

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 Rahul Sharma Goals - My Dreams

Kotak Credit Risk Fund (G) Total Lumpsum : 4,38,700 Total SIP : 5,100

Retirement Risha(Daughter) Risha(Daughter)

goal year (2040) goal year (2028) goal year (2025)

Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount

2,72,200 2,600 1,29,500 1,900 37,100 700

Approved Amount Execution Date Approved Amount Execution Date Approved Amount Execution Date
D D M M Y Y D D M M Y Y D D M M Y Y

SBI Gold Fund (G) Total Lumpsum : 6,20,900 Total SIP : 7,000

Risha(Daughter) Retirement Risha(Daughter)

goal year (2025) goal year (2040) goal year (2028)

Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount

18,500 300 4,08,200 3,900 1,94,200 2,800

Approved Amount Execution Date Approved Amount Execution Date Approved Amount Execution Date
D D M M Y Y D D M M Y Y D D M M Y Y

AXIS Credit Risk Fund (G) Total Lumpsum : 2,37,800 Total SIP : 2,900

Retirement Risha(Daughter) Risha(Daughter)

goal year (2040) goal year (2028) goal year (2025)

Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount Lumpsum Amount SIP Amount

1,36,100 1,300 64,700 900 37,100 700

Approved Amount Execution Date Approved Amount Execution Date Approved Amount Execution Date
D D M M Y Y D D M M Y Y D D M M Y Y

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 Rahul Sharma Emergency Planning

DESCRIPTION
To tide over emergencies like loss of job or loss in business or sudden health set backs or natural calamities a sum
equivalent to 6 months expenses have to be maintained as emergency funds.

Emergency Planning

One Time Monthly

Amount :- 54,000 /- Amount :- 9,000 /-

Put part of the amount in deposit account.
Invest the rest in an SIP and continue for six months.

Suggested Investment Suggested Investment

Axis Bank :- 54,000 /- Axis Bank :- 9,000 /-

Approved Amount Execution Date Approved Amount Execution Date

D DMM Y Y D DMM Y Y

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 Rahul Sharma Risk Planning

DESCRIPTION
To tide over emergencies like loss of job or loss in business or sudden health set backs or natural calamities a sum
equivalent to 6 months expenses have to be maintained as emergency funds.

Risk Planning

Health Setback Existing : 5,00,000 Required : 10,00,000

Suggestion : Take A Health Cover For 5,00,000

Suggested Products (Alternative)

Apollo Munich Optima Restore Cover Amount 0 /- Cover Amount 0 /-

Individual Plan Apollo Munich Optima Plus Plan
Premium Amount Premium Amount

Approved Execution Date Approved Execution Date

Sum Sum
Assured D D M M Y Y Assured D D M M Y Y

Personal Accident Existing : 0 Required : 62,50,000

Suggestion : Take A Personal Accidental Cover For 62,50,000

Suggested Products (Alternative)

Apollo Munich Group Personal Cover Amount 0 /-

Accident Insurance
Premium Amount

Approved Execution Date

Sum
Assured D D M M Y Y

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 Rahul Sharma Risk Planning

Critical Illness Existing : 0 Required : 25,00,000

Suggestion : Take A Critical Illness Cover For 25,00,000

Suggested Products (Alternative)

Cover Amount 0 /-
Bajaj Allianz Critical Illness
Premium Amount

Approved Execution Date

Sum
Assured D D M M Y Y

Early Death Existing : 50,00,000 Required : 1,69,29,500

Suggestion : Take A Life Insurance Cover For 1,19,29,500

Suggested Products (Alternative)

Cover Amount 0 /-
HDFC Click 2 Protect Plan
Premium Amount

Approved Execution Date

Sum
Assured D D M M Y Y

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 Rahul Sharma Succession Planning
What to Do?
Prepare an exhaustive list of -
Movable Assets - Investment
Does your family YES assets - Money receivable from
know what all others - Money payable to others
assets you have? along with details of a/c nos,
NO
phone nos. etc.
What to Do?
Hold investments - Jointly with
spouse / someone you trust -
Will your family YES Either or survivor mode is
be able to access preferable Update nominations in
them easily? your bank a/cs, investment a/cs,
NO
housing society records etc.
What to Do?
Prepare a Will and include details
of - Who should inherit what? -
Does your family YES How loans have to be
know how to use discharged? - Who should be
the assets? guardian for minor children? -
NO
Who should execute the Will
Create Trusts to ensure that the
money is used only for the
benefit of who it is meant for.
Advisor Signature
Place:--------------------------
Date:--------------------------
Why it is Important ?
Lakhs of crores of money lies
unclaimed in insurance companies'
and banks' coffers. A man works hard
and builds assets and purchases
insurance policies to protect his
family. But does not inform his wife
about it. A widowed mother struggles
with her children to make ends meet.
Why it is Important ?
Imagine a person falling sick and
getting admitted in a hospital. The
family knows there are investments
but has no way to access it. A family
member is nominated, but in this
circumstance nomination doesn't help.
Why it is Important ?
Imagine a widowed woman getting a
huge sum from insurance policies.
With so much to handle, and so many
people around will she be able to
make the best of this money to
safeguard her / childrens' future? The
man's dependent parents are not
aware of their rights on their son's
wealth.
Client Signature
Place:--------------------------
Date:--------------------------
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