QUESTIONNAIRE

Dear sir/madam,

I am pleased to introduce myself SHRUTHI K, studying in M com

rd
3 semester in department of Post-Graduation studies and research in
commerce, Jnana sahyadri, Kuvempu University, Shankarghatta. As a part of my
curriculum, I want to make a survey on the topic of ‘MICRO-FINANCE: A CREDIT
FOR POVERTY ALLEVIATION AND ECONOMIC GROWTH’, under the guidance of
Dr.Prashanth, Faculty member, Department of commerce.
I kindly request your co-operation and support in completing the
enclosed questionnaire.

Thanking You Yours faithfully

(SHRUTHI K)

Demographic profile of the Respondents:

i. NAME OF THE RESPONDENT

ii. GENDER  Male ------------
 Female ------------
iii. AGE  Less than 20 ------------
 20 to 40 ------------
 40 to 60 ------------
 60 and above ------------
iv. MARITAL STATUS  Single -----------
 Married -----------
 Widow -----------
 Divorced -----------
v. TYPE OF FAMILY  Joint -----------
 Nuclear -----------
  Extended -----------
vi. EDUCATIONAL QUALIFICATION  Illiterate -----------
 Higher education or10th -----------
 Graduate -----------
 Post-graduate -----------
 Vocational -----------
 Other -----------
vii. OCCUPATION  Employed -----------
 Self-employed ----------
 Labour ----------
 Housewife ----------
 Unemployed ----------
 Family owned business ----------
 Other ----------
viii. FAMILY INCOME(Monthly)  < 10,000 ----------
 10,000-20,000 ----------
 20,000-40,000 ----------
 < 50,000 ----------

Micro-finance Borrowers:

1. Did you take credit/Loan?

 Yes
 No
2. If yes, where did you taken the loan.
 Public sector Banks
 Private sector Banks
 Corporation Banks
  Rural Banks
 Self-help Groups
 NGOs
 Co-operatives
 Money Lenders
3. Up to what limit you take credit.
 < 10,000
 20,000 to 40,000
 40,000 to 1,00,000
 1,00,000 to 2,50,000
 2,50,000 >
4. For how long time period did you take credit?
 1 Month – 6 Month
 6 Month – 1 year
 Year – 2 Year
 2 Year – 5 Year
 5 Year and above
5. What is the purpose of taking credit?
 Emergencies
 Housing/Housing repairs
 Education
 Consumption
 For marriage
 If Others, Specify ----------------------------

6. Perception of beneficiaries about Micro-finance.

Sl. Particulars Highly Dissatisfied Neutral satisfied Highly
satisfied
no dissatisfied
I. Are you satisfied with
the size of the loan?
II. Are you satisfied with
the Interest rate?
III. Loan’s repayment
period.
IV. Availability of micro-
finance sources
V.

7. Are you satisfied with the services of Micro-finance Institutions?

 Yes
 No

8. Are you having interest to take Micro-finance again?

 Yes
 No

9. Are you aware of the consequences of non-repayment of loan?

 Yes
 No

10. Which products of Micro-finance Institutions have you benefited from?

Particulars Yes NO
 Micro-credit
Micro savings
Micro-insurance
If Others, specify

11. Mark the following categories considered in Micro-finance

Sl. Particulars Agree Strongly Partially Disagree Strongly

no Agree Agree Disagree
i. Micro-finance reaches the poor
people sufficiently.
ii. Micro-finance is different from
other finance.
iii. Income level is very important to
sanction MF.

iv. Procedure in sanctioning MF is

better than others.
v. ‘The Micro-finance Institutions’ are
the best methods for Poverty
Reduction.
vi. Availability of micro-finance
Institutions is sufficient in India.
vii. Micro-finance satisfies the needs
of poor people.
viii. Convenient to make savings

12. Have you heard about any negative effects from microfinance in any country?

 Yes
  No
13. Overall, do you think that microfinance institutions are doing a good job?
 Yes
 No

14. Your expectations with regard to the Micro-finance:

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Date: -----------------------------
Place: --------------------------------