Budget Spreadsheet

Welcome to my simple budgeting spreadsheet! This sheet is designed as a simple tool to organize your finances,
and to be used in conjunction with other tools. It's not meant to replace other budgeting tools, but to provide a
simple start to budgeting. These Instructions will teach you how it works, how to best use it, and how to make a
copy!

How to use:

Budget

Income section:
This section is meant to itemize any income you have monthly. The current example is for a
paycheck that is paid out once a week. Total monthly income is used to calculate savings and in
creating the expense charts. You can choose between Weekly, Bi-Weekly, and Monthly payments. If
you're in a tipped position, you can also add tips by clicking the Add Tips tick box.

Expenses Section:
Each section has six places to add itemized
expenses and savings under four categories:

Meant to describe any monthly

Utilities: utilities for your house,
apartment, or car
Meant to describe any
NECESSARY expense that isnt a
Bills: utility, a good place to put loans,
medical bills, or paid
subscriptions
A catch all for any other
expenses that may not fall
under the first two categories,
Expenses:
these are for thing that are
necessary or important such as
food, transportation, etc
This is meant to calculate
savings, add the percentage you
Savings: would like to save each month
in the "percentage" line, or add a
fixed savings amount
Using the Credit Card Tab below,
underneath!
you can fill out your credit card
Credit Card info and figure out what your
Payment monthly payment should be!
You canlike
If you'd have
to up to 3 cards
include at
a large
once!
purchase in your budget, use
Large
the large Purchases tab to
Purchases
figure out how long and how
much you'll need to save!
 If you'd like to include a large
purchase in your budget, use
Large
the large Purchases tab to
Purchases
figure out how long and how
much you'll need to save!

Summary Section:

This section gives a summary of your Expenses,

your Income, and your Budget values. It tells you
what your flexible spending is, and how much
you can afford to spend daily (or weekly or
monthly) and still save money and meet your
budgeting and savings goals!

Daily/Monthly Budget Tracker

This is meant as a daily tracker to give a more realistic picture of where your money is being spent. You can
use this to compare your actual spending to your desired expenses at the end of the month. Just insert a
row on top of the bottom line to add more rows to the table!

How to Copy:

Make a copy of this

sheet and start editing
it yourself!

Go to File>Make a Copy
 Budget

Elect
$293.00
Weekly
$68.37

Daily
$9.77
Monthly Expenses Montly Income
$792.00 $1,085.00

Income:
Paycheck
Add Tips? Select one: Weekly
Tips: Week 1 $250.00
$0.00 Week 2 $250.00
$9.00 Week 3 $250.00
$76.00 Week 4 $250.00
Total: $1,085.00

Expenses:
Utilities Other Expenses
Phone $5.00 Cats $50.00
Internet $5.00 Food $5.00
 Electric $5.00 Lunch/takeout $5.00
T Pass $50.00
Uber $5.00
Subscriptions $5.00
Bills Games $5.00
Rent $5.00 Stream $5.00
Loans $5.00 Exercise $5.00
Website $15.00
Doctor $5.00
Meds $5.00

Credit Card Payment

Monthly Payment:
$90.00

Savings Big Purchase!

Percentage: 20.00% Cool Thing $300.00
Fill out the large purchase tab, or uncheck the
Monthly: $217.00 box in the tab to diable this!

Total: $792.00
 Credit Card
I dont have a credit card payment

Card 1 Card 2 Card 3

Balance Owed: $10,000.00 $2,000.00 $10,000.00
Interest rate: 10.00% 10.00% 10.00%
Minimum Monthly Payment: $23.00 $35.00 $35.00

Months to Pay off with Minimum Payment:

Card 1 Card 2 Card 3
N/A 78 N/A
Total Interest Accrued Using Minimum Payment
Card 1 Card 2 Card 3
N/A $727.13 N/A
Are you paying more than the minimum payment?
Card 1 Card 2 Card 3

How much are you paying monthly?

$20.00 $0.00 $0.00

Your payments will be added and adjusted in your budget automatically! Once youve filled this out, please go check your budget!
 Large Purchase Calculator

Item:
Cool Thing
Price
300
Months until purchase
1

Date started Saving: 4/2/2018

Monthly Saving amount:
300
Adjust Budget?

Your budget has been automatically adjusted to

! add this expense! please go check your budget! !
 Daily/Monthly Budget

Date Category Spent Note

Utilities $15.00 Monday Week 1 1% 1
Bills $35.00 Tuesday Week 2 2% 2
Other Expenses $135.00 Wednesday Week 3 3% 3
Savings $217.00 Thursday Week 4 4% 4
Credit Card $90.00 Friday 5% 5
Large Purchase $300.00 Saturday 6% 6
Flex $683.00 Sunday 7% 7
8% 8
9% 9
Monthly 10% 10
Weekly 11% 11
Bi-Weekly 12% 12
4/2/2018 674 Current Savings 674 13% 13
2/5/2020 2046 Goal 1372 14% 14
11/8/2023 0.3294232649 15% 15
16% 16
17% 17
18% 18
19% 19
20% 20
21% 21
22% 22
23% 23
24% 24
25% 25
26% 26
27% 27
1300 28% 28
1320 29% 29
30%
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74%