Prepared By

Krishna Lodhiyal
Insurance Advisor
Ph: Call/what's app: 8745934594
Email: krishnalicagency1521@gmail.com
This is proposed to

Proposer Details
Name
Age 30
Sum Assured 2500000
Term 25
Prem Paying Term 22
Double Accidental Benefit yes
Term Rider 0

Premium
Fyr Premium Syr Premium
YLY 117109 114587
HLY 59177 57903
QLY 29901 29257
MLY 9967 9753

Pay Rs.114587 every year for 22 yrs,

and get an amount of Rs.6687500
during the term
Year Age Premiu Natural Accidntl Returns Surrendr Loan
m

2019 30 117109 2500000 5000000 0 0 0

2020 31 114587 2500000 5000000 0 0 0
2021 32 114587 2500000 5000000 0 157013 125610
2022 33 114587 2500000 5000000 0 299690 239752
2023 34 114587 2500000 5000000 0 375408 300326
2024 35 114587 2500000 5000000 0 451740 361392
2025 36 114587 2500000 5000000 0 528830 423064
2026 37 114587 2500000 5000000 0 622997 498397
2027 38 114587 2500000 5000000 0 722694 578155
2028 39 114587 2500000 5000000 0 828229 662583
2029 40 114587 2500000 5000000 0 940283 752226
2030 41 114587 2500000 5000000 0 1049431 839544
2031 42 114587 2500000 5000000 0 1163945 931156
2032 43 114587 2500000 5000000 0 1284351 1027480
2033 44 114587 2500000 5000000 0 1420620 1136496
2034 45 114587 2500000 5000000 0 1557450 1245960
2035 46 114587 2500000 5000000 0 1702623 1362098
2036 47 114587 2500000 5000000 0 1857025 1485620
2037 48 114587 2500000 5000000 0 2026948 1621558
2038 49 114587 2500000 5000000 0 2212055 1769644
2039 50 114587 2500000 5000000 0 2418114 1934491
2040 51 114587 2500000 5000000 0 2654366 2123492
2041 52 0 2500000 5000000 0 2948190 2358552
2042 53 0 2500000 5000000 0 3296167 2636933
2043 54 0 2500000 5000000 0 3497570 2798056
2044 55 0 0 0 6687500 0 0
0 56 0 0 0 0 0 0
You have to pay the premium for 22 yrs
(from Age:30 - Age:51)

If you take the payment mode as yly then you have to pay
Rs.117109 for the first year,from 2nd year onwards Rs.114587

You will receive the amount as shown in the above table under
Returns Column

Total premium is Rs.2523436 and Total Returns are Rs.6687500

Natural Risk Cover is as shown in the above table under Natural

Column, along with that Rs.250000 is given every year till
maturity.At the time of maturity or before again nominee will
receive Rs.6937500

Accidental Risk Cover is as shown in the above table under

Accidental Column, along with that Rs.250000 is given every year
till maturity.At the time of maturity or before again nominee will
receive Rs.6937500

If you close the policy you will receive the amount as shown in the
above table under Surrender Column.....For example
if you close at Age-37, you will receive Rs.622997

You can take the loan as shown in the above table under Loan
Column.....For example
at Age-37, you can take a loan of Rs.498397

Medical Report: ECG,SBT-13,RUA,Haemogram

Disclaimer : The Benefits shown in this presentation are as
per the 8% Benefit illustration of LIC of India, Actual values
may vary, depends on the corporation profits and experience