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Budget Planner - Overview / Help

Instructions

Budge

Budge
Month
Budge

Budge
Quick

Month
Quick

tt By
You may move from worksheet to worksheet by clicking on the dark blue buttons

By
tt
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400
Use the drop down boxes Current Month to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

Quick Budget
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet.
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for
comparison purposes instead.)

Budget by Month
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,
the "Quick Budget" sheet figures will be used for comparison purposes instead.)

Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget.
 a budget by month
Quick Budget
Chart: Yearly
Income Frequency Amount Monthly Yearly Budget Summary
Total Income (net) 47000.00 564000.00
Salary/Wages Monthly 20000.00 20000.00 240000.00
Salary/Wages (Spouse) Monthly 27000.00 27000.00 324000.00 103500
Other Weekly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
564000

Spending Total: 38375.00 460500.00

Transportation 3066.67 36800.00 460500

Auto Loan/Lease Monthly 3000.00 3000.00 36000.00
Insurance Monthly 0.00 0.00 0.00
Gas Weekly 0.00 0.00 0.00 $460,500 $564,000 $103,500
Maintenance Quarterly 200.00 66.67 800.00 $0 $100,000 $200,000 $300,000 $400,000 $500,000 $600,000

Registration/Inspection Yearly 0.00 0.00 0.00

Bill's train pass Monthly 0.00 0.00
Spending Summary
Jane's bus pass Monthly 0.00 0.00
Other Monthly 0.00 0.00 28800 36800
18700
Home 25566.67 306800.00
EMI Monthly 13000.00 13000.00 156000.00 44000
Rent Monthly 6000.00 6000.00 72000.00
Maintenance Monthly 2400.00 2400.00 28800.00
Insurance Monthly 0.00 0.00 25400
Furniture Yearly 0.00 0.00 0.00
Household Supplies Monthly 2000.00 2000.00 24000.00
Groceries Weekly 500.00 2166.67 26000.00
Real Estate Tax Semi-Annually 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Utilities 2116.67 25400.00

Phone - Home Monthly 0.00 0.00 0.00 Transportation Home Utilities
Phone - Cell Monthly 200.00 200.00 2400.00 306800
Health Entertainment Miscellaneous
Cable Monthly 300.00 300.00 3600.00
Gas Monthly 400.00 400.00 4800.00
Water Monthly 0.00 0.00 0.00
Electricity Monthly 350.00 350.00 4200.00
Internet Weekly 200.00 866.67 10400.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Health 3666.67 44000.00

Dental Monthly 0.00 0.00 0.00
Medical Monthly 1000.00 1000.00 12000.00
Medication Monthly 0.00 0.00 0.00
Vision/contacts Semi-Annually 0.00 0.00 0.00
Life Insurance Quarterly 8000.00 2666.67 32000.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Entertainment 1558.33 18700.00

Memberships Monthly 0.00 0.00
Dining out Monthly 200.00 200.00 2400.00
Events Monthly 50.00 50.00 600.00
Subscriptions Monthly 0.00 0.00
Monthly 0.00 0.00
Monthly 0.00 0.00
Hobbies Weekly 100.00 433.33 5200.00
Travel/ Vacation Yearly 10500.00 875.00 10500.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00

Miscellaneous 2400.00 28800.00

Dry Cleaning Monthly 100.00 100.00 1200.00
New Clothes Semi-Annually 3000.00 500.00 6000.00
Donations Monthly 100.00 100.00 1200.00
Child Care Monthly 1000.00 1000.00 12000.00
Tuition Monthly 0.00 0.00
College Loans Monthly 0.00 0.00
Pocket Money Weekly 0.00 0.00 0.00
Gifts Monthly 0.00 0.00 0.00
Credit Card Monthly 700.00 700.00 8400.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
Other Monthly 0.00 0.00
 reate
eate a quick budget
Budget By Month
Chart: Current Month
2

Income Jan Feb Mar Apr May 2 Months Budget Summary

Nov to Date

Total Income (net) 47000.00 47000.00 0.00 0.00 0.00 94000.00 94000

Salary/Wages 20000.00 20000.00 40000.00 0

40000

Salary/Wages (Spouse) 27000.00 27000.00 54000.00 54000

Other 0.00 0

Other 0.00 0

Other 0.00 0 0

Spending Total: 30150.00 36650.00 0.00 0.00 0.00 66800.00

66800

Transportation 750.00 750.00 0.00 0.00 0.00 1500.00 0

1500

Auto Loan/Lease 750.00 750.00 1500.00 1500

Insurance 0.00 0

Gas 0.00 0
$- $- $-
Maintenance 0.00 0 0 0 0 0 0 1 1 1 1 1
0

Registration/Inspection 0.00 0

Bill's train pass 0.00 0

Spending Summary
Jane's bus pass 0.00 0

Other 0.00 0

Home 25200.00 25200.00 0.00 0.00 0.00 50400.00 50400

EMI 7500.00 7500.00 15000.00 15000

Rent 6000.00 6000.00 12000.00 12000

Maintenance 2400.00 2400.00 4800.00 4800

Insurance 0.00 0

Furniture 0.00 0

Household Supplies 3000.00 3000.00 6000.00 6000

Groceries 1000.00 1000.00 2000.00 2000

Real Estate Tax 0.00 0

Other 5000.00 5000.00 10000.00 10000

Other 300.00 300.00 600.00 600

Utilities 1500.00 1500.00 0.00 0.00 0.00 3000.00 3000

Phone - Home 0.00 0

Transportation Home Utilities

Phone - Cell 200.00 200.00 400.00 400 Health Entertainment Miscellaneous
Cable 300.00 300.00 600.00 600

Gas 400.00 400.00 800.00 800

Water 0.00 0
Budget by Month
Electricity 350.00 350.00 700.00 700

Internet 250.00 250.00 500.00 500

50,000
Other 0.00 0 45,000
Other 0.00 0

40,000

Health 1500.00 8000.00 0.00 0.00 0.00 9500.00 35,000

9500

Dental 0.00 0
30,000
Medical 1500.00 1500.00 1500
25,000
Medication 0.00
20,000
0

Vision/contacts 0.00 0

Life Insurance 8000.00 8000.00 15,000

8000

Other 0.00 0
10,000
Other 0.00 0

5,000

0
Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 Row 16 Row 8
Jan Feb Mar Apr May
0

Memberships 0.00 0

Dining out 0.00 0

Events 0.00 0

Subscriptions 0.00 0

0.00 0

0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 0.00 0

Other 0.00 0

Miscellaneous 1200.00 1200.00 0.00 0.00 0.00 2400.00 2400

Dry Cleaning 0.00 0

New Clothes 0.00 0

Donations 0.00 0

Child Care 500.00 500.00 1000.00 1000

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 700.00 700.00 1400.00 1400

Other 0.00 0

Other 0.00 0

Other 0.00 0
Tracking
Chart: October
Income Nov Dec Jan Feb Nov to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
Salary/Wages 0.00
Salary/Wages (Spouse) 0.00 0
Other 0.00
Other 0.00
Other 0.00
0

Spending
Total Spending: 0.00 0.00 0.00 0.00 0.00
0
Transportation 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00 $- $- $-
Gas 0.00 0 0 0 0 0 0 1 1 1 1 1

Maintenance 0.00
Registration/Inspection 0.00
Actuals by Month
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00
1

Home 0.00 0.00 0.00 0.00 0.00 1

EMI 0.00 1
Rent 0.00 1
Maintenance 0.00
1
Insurance 0.00
0
Furniture 0.00
Household Supplies 0.00 0
Groceries 0.00 0
Real Estate Tax 0.00 0
Other 0.00
0
Other 0.00
0
Nov Row
Dec 17 Row 8
Jan Feb
Utilities 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00

Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00

Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
0 0.00
0 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00

Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00
Comparison Compare October to Budget October

Income Budget Oct Actual Vs Budget Tracking vs Budget Summary

8625
Total Income (net) 47,000 0 -47,000
Salary/Wages 20000 -20,000.00
Salary/Wages (Spouse) 27000 -27,000.00 47000
Other 0 0.00
Other 0 0.00 38375
Other 0 0.00

Spending 0

Total Spending: 38,375 0 -38,375

0
Transportation 3,067 0 -3,067
Auto Loan/Lease 3,000.00 -3,000.00
0
Insurance 0.00 0.00
Gas 0.00 0.00 Expense Income Balance
Maintenance 66.67 -66.67 0 5,000 10,000 15,000 20,000 25,000 (Savings)
30,000 35,000 40,000 45,000 50,000
Registration/Inspection 0.00 0.00
Bill's train pass 0.00 0.00
Jane's bus pass 0.00 0.00 Spending Comparison
Other 0.00 0.00

Home 25,567 0 -25,567 25,567

EMI 13,000.00 -13,000.00
Rent 6,000.00 -6,000.00
Maintenance 2,400.00 -2,400.00
Insurance 0.00 0.00
Furniture 0.00 0.00
Household Supplies 2,000.00 -2,000.00
Groceries 2,166.67 -2,166.67
Real Estate Tax 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Budget Tracking
Utilities 2,117 0 -2,117 3666.67
3,067
Phone - Home 0.00 0.00 2,117 2400
Transportation1558 Home Utilities
Phone - Cell 200.00 -200.00 Health Entertainment Miscellaneous
Cable 300.00 -300.00 0 0 0 0 0 0
Gas 400.00 -400.00
Water 0.00 0.00
Electricity 350.00 -350.00
Internet 866.67 -866.67
Other 0.00 0.00
Other 0.00 0.00

Health 3,667 0 -3,667

Dental 0.00 0.00
Medical 1,000.00 -1,000.00
Medication 0.00 0.00
Vision/contacts 0.00 0.00
Life Insurance 2,666.67 -2,666.67
Other 0.00 0.00
Other 0.00 0.00

Entertainment 1,558 0 -1,558

Memberships 0.00 0.00
Dining out 200.00 -200.00
Events 50.00 -50.00
Subscriptions 0.00 0.00
0 0.00 0.00
0 0.00 0.00
Hobbies 433.33 -433.33
Travel/ Vacation 875.00 -875.00
Other 0.00 0.00
Other 0.00 0.00

Miscellaneous 2,400 0 -2,400

Dry Cleaning 100.00 -100.00
New Clothes 500.00 -500.00
Donations 100.00 -100.00
Child Care 1,000.00 -1,000.00
Tuition 0.00 0.00
College Loans 0.00 0.00
Pocket Money 0.00 0.00
Gifts 0.00 0.00
Credit Card 700.00 -700.00
Other 0.00 0.00
Other 0.00 0.00
Other 0.00 0.00
Daily Spending Record

Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
0 0.00
0 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00