USN Third Semester MBA Degree Examination, Dec.2018/Jan.2019 Principles and Practices of Banking . Time: 3 hrs. ‘Max. Marks:80 Note: J. Answer any FOUR full questions from Q.NOEY 7. 2. Q.No. 8 is compulsary. - 1. Define Universal Banking. (02 Marks) bb. Explain the features of Home Baibking. : (06 Marks) ~ ¢. Discuss in detail the various rebitionships that exists between the banker and the customer. : ae ez (08 Marks) 2a, What is “Bankers right'to én"? te (02 Marks) b. Write short note onDebit card and Credit card. (06 Marks) : €. What is Mobile Banking? Discuss the advantages and disadvantages of Mobile Banking e (08 Marks) - 3. a. Whois a Paying Banker? . (02 Marks) b. Explain the réle of commercial banks in Socio economic development. (06 Marks) . ¢. Explain detail the structure of Baftking in India Z (03 Marks) ? 4 a, What is “Exchange rate"? § (02 Marks) : b. Explain in detail the various types of loans. (05 Marks) ¢. What is EXIM Bank? Explaig the Role of EXIM Bank in promotion of biterational Trade? (08 Marke) 7 $a, Whatis a overdraft facflity? 4, (02 Marks) b. Explain in detail tlesvorking of letter of credit. (06 Marks) . c+ Discuss the ciréupstances under whigh& banker i justified ivissosing customers account Xe (08 Marks) 2 6 a, Whatis Agset Liability Manag (02 Marks) - 7 b. Explaig|the'objectives of ALM 7 (6 Marks) Hy What is ALM Committee? Pxpidin its functions (08 Marks) os £3 7 a. AWhotisanegotiable Instruient? (02 Marks) - 6g baBifferentiate betweeif(ASsignment and Endogsement. (06 Marks) 38 c. Explain in detail the, fufictions of RBI. (08 Marks) oe. 8 é ‘CASE STUDY =i Banking ser frauds have been iivexistence for centuries. The Indian Banking sector too is ge experiencing the pain due to inerease in frauds, A majority of survey indicated that more sé than 50 fraud incidents in'the:retail segment amount to around 100 crores and around 10 7 sa frauds amounting to Rs20-crore on an average in non retail segment. 4 As the retail banking is mire process as well as volume driven, increased fraud incidents in z this area should trigger/a wider review of the process and control to identify the root cause i of these incidents L a. In the light of the-above case. Explain the factors that play a key role in Identifying the ew (Fraud) customers before providing loans. (08 Marks) b. Explain the various types of frauds in retail banking, (08 Marks) S2KLE Dr. MS. Sheshgiti College of Engineering & Technology, Library, Belagavi