1. What are the key words that contrast saving and investment?

The key terms that contrast saving from investing money are; risk, better gains, returns, and
potential loss.

2.What is investment for?

Investing money is a beneficial factor for the future of our children and also for ourselves. Even
though it takes so much risk, but it’s a matter of weighted decisions. When you think about
investing in terms of compounding and time, it’s easy to understand why people would risk
their money for a potential return. When you give your money plenty of time to compound, the
growth can become exponential.

3.

The empirical results indicate that private sector equipment investment is inversely related to
government investment spending and directly related to the existing public capital stock. Also,
private equipment investment is much more sensitive to public provision of capital than either
structures investment. These findings suggest that public infrastructure has an overall
stimulative effect on private investment activity in the country.

4.

Saving is setting aside money you don’t spend now for emergencies or for a future purchase.
It’s money you want to be able to access quickly, with little or no risk, and with the least
amount of taxes. Financial institutions offer a number of different savings options.

5.

I think it is their status of living itself. Since they are poor and some are even below the poverty
line, these people do not have the money to invest. Furthermore, people from the lending
institutions have hesitations if they will allow the person to invest in their investment becaue of
the lack of credibility of that person to give, borrow and pay the money.

6.

It has become a prejudice that a poor person will live and die poor. They do not have money,
thus they only snatch or lend from people. But these does not generalize the people who are
poor. They lack the credibility because of the of the thinking and people tagged them as
whatever it is.

7.
People who are less fortunate spend more than what they earn because even though they have
jobs, it is not enough to spend and buy their primary needs such as food. Also, they do not have
the privilege to experience and buy their wants. To simply put, they do not have enough money
to buy and even pay their borrowings.

8.

They tend to borrow money from other people and pay it after a month. After paying, they will
borrow again to another person. And so on.

9.

This is because these financial contributions are used by government for the implementation of
various socio-economic development projects such as the construction of roads and bridges,
schools, health facilities and provision of social services like national security, provision of
salaries for civil servants including the police, the army, judges, doctors, nurses and teachers.

10.

These taxes benefits the society in general for it rovides every department in the country a
budget to build and make programs for the citizen. But it will only be possible if the money are
budgeted transparently without corruption.

11.

As efficiency suffers ability to work declines. This ultimately adversely affects savings and
investment. However, this happens in the case of poor persons. Many businesses go bankrupt,
because they can't afford to operate after government takes its cut. Other businesses flee the
country, to escape the high taxes. And still other businesses must cut their payrolls to stay
within their incomes. The result in each case is the loss of jobs those businesses provided in the
economy.

12.

The Government has received further evidence that its tax revenues are falling short of
expectations, with concern mounting in political circles that should the trend continue,
expected increases in public spending will come under pressure.

13.

Employers have been increasing their spending on benefits — particularly health insurance.
Corporations are directing more of their money to shareholders and executives, not everyday
workers. Tons of job openings and not a lot of workers available to fill them ostensibly cause
wages to go up. Employers raise wages in order to encourage their employees to stick around.

14

work brought about by physical, psychological or economic coercion and recognise that,
despite lacking the alternatives needed to defend against such coercion, workers’ frequently
retain and exhibit agency when entering into coercive labour relations.

15.

I think Filipinos should recalibrate their mindset to make jobs rather than finding jobs. Because
if we make jobs for ourselves, we become entrepreneurs and we have the advantage since we
are the one who is running the business and also it makes jobs for other people.

16.

In Metro Manila, New minimum wage rates for agricultural workers, firms in the manufacturing
sector with at most 10 workers, and firms in the retail as well as service sectors with at most 15
workers will earn at least P500 daily, from the previous P475. By not giving a substantial wage
increase, we are looking at disgruntled, dissatisfied workers, with or without unions,

17.

The minimum wage does one thing: It prevents people from being hired if their skills and labor
(and skin color and other discriminatory attributes) aren’t worth the minimum. It fires workers
who dare to think that a $15 wage is sufficient when the minimum wage is $20.

Almost all the people who are for a high minimum wage will never hire the workers who need
that wage. And they won’t voluntarily pay anything to the workers who lose their jobs because
they’ve helpfully voted to raise the cost to hire them.

Minimum wage discriminates against the poor, uneducated, and the undesirables by making
the only choices that they have to work for wages unreachable.