SaveTheStudent.

org Student Budget Worksheet

JAN FEB MAR APR MAY

Income
Work Pay £6,546.00
Grant
Gifts Received
Interest Income
Other Income
Other Income
Other Income

TOTAL INCOME £6,546.00 £0.00 £0.00 £0.00 £0.00

Expenses

Transportation £3,422.00
Clothes
Food £23.00
Personal Supplies
Tuition Fees £234.00
Extra Tuition £525.00
Course Books & Supplies
CDs, DVDs, Games etc.
Nights Out
Rent £24.00
Utilities £45.00
Insurance £235.00
Charity Donations £25.00
Gifts £352.00
Taxes (Income, Council..)
£4,885.00 £0.00 £0.00 £0.00 £0.00

Income - Expenses £1,661.00 £0.00 £0.00 £0.00 £0.00

Opening Balance £1,000.00

Predicted Ending Balance £2,661.00 £2,661.00 £2,661.00 £2,661.00 £2,661.00
Actual Ending Balance
 JUN JUL AUG SEP OCT NOV DEC TOTALS

£6,546.00
£0.00
£0.00
£0.00
£0.00
£0.00
£0.00

£0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £6,546.00

£3,422.00
£0.00
£23.00
£0.00
£234.00
£525.00
£0.00
£0.00

£235.00
£25.00
£352.00

£0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £4,885.00

£0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00

£2,661.00 £2,661.00 £2,661.00 £2,661.00 £2,661.00 £2,661.00 £2,661.00

VX42 Home Budget Worksheet
Instructions
The Home Budget Worksheet is meant to help you create a budget for an entire year.
Doing this will help you make predictions about where you may stand financially
in the future. If you are moving, changing jobs, purchasing a home, or making other
major life changes, it is essential to plan for many months down the road.

1. Edit/Create/Delete categories and subcategories

Use row operations, such as copying an entire row and then inserting it
above another row. The subtotal formulas are set up to allow this type of
editing without messing up the formulas.
2. Verify that all of the subtotal formulas are correctly summing the correct cells
3. Modify the month headings as needed
4. Enter your beginning balance at the bottom of the worksheet
5. Fill in the income and expenses for the year
a. You can copy and paste cells as needed
For example, enter an average fuel cost in Jan, and copy it across through Dec
b. Include large lump payments in the months in which they will likely occur
or use the approach of averaging the cost across each month. When using the
averaging approach, consider that your actual balance may not reflect the predicted
balance for the month. If you use the lump payment approach, it may be easier
to compare actual balances, but make sure you have enough saved.
c. Add cell comments as needed to help explain costs. For example, include
the names of Birthdays in comments for the Gifts Given category

Updating the Worksheet

After a month has passed, enter your Actual Balance at the bottom of the worksheet.
If the actual balance is much different from the prediction, try to figure out why, and you
may want to adjust your worksheet to reflect what you actually received and spent.

Tips for Quicken Users

Make sure that you set up the Quicken categories the same as in your budget
worksheet, or vice versa. It helps to have the categories organized alphabetically
in this worksheet, because that is the way Quicken displays them in the Cash Flow reports.

Creating a Cash Flow report in Quicken makes it easy to compare the month's expenditures
to your budget.