Professional Documents
Culture Documents
Course Outline
Atty. J.A. O. Miranda
Reference material:
Any book on the subject
I. Basic Concepts
a. Definition of Credit Transaction
b. Types of Credit Transactions
II. Loan
1. Nature
1.1 Definition and kinds
1.2 Characteristics
2. Commodatum
2.1 Basic Concepts
– definition, characteristics, parties
2.2 Obligation of Bailee
2.3 Obligation of Bailor
3. Simple Loan (Mutuum)
3.1 Definition
3.2 Characteristics
3.3 Interest
Cases:
1. Saura Import v. DBP, 44 SCRA 445
2. Rep. v. Bagtas, 6 SCRA 262
3. BPI v. CA, 377 SCRA 117
4. Naguit v. CA, 412 SCRA 591
5. Garcia v. Thio, 518 SCRA 433
6. Producers Bank v. CA, 397 SCRA 651
7. Pajuyo v. CA, 430 SCRA 492
8. BPI Family v. Franco & CA, 538 SCRA 184
9. Pantaleon v. American Express, 629 SCRA 276
10. Nakar v. Gallery Frames, 703 SCRA 439
III. Deposit
1. Basic Concept – definition and characteristics
2. Manner of creation
3. Kinds
4. Voluntary deposit
4.1 Nature
4.2 Obligations of the depositary
4.3 Obligations of the depositor
4.4 Extinguishment
5. Necessary deposit
5.1 Nature and basic concept
6. Judicial deposit
6.1 Nature and Basic Concept
Cases
1. BPI v. IAC and Zshornack, 164 SCRA 630
2. Bishop of Jaro v. de la Pena, 26 Phil 144
3. CA Agro-Industrial v. CA & Security Bank, 219 SCRA 426
4. Triple V v. Filipino Merchants, G.R. No. 160544, February
21, 2005
5. YHT Realty Corp. v. CA, 451 SCRA 638
6. CB v. Citytrust Banking Corp. G.R. No. 141835, Feb. 4,
2009
SECURED TRANSACTIONS:
V. Guaranty
1. Basic Principles
2. Kinds/Forms
3. Parties
4. Principle of Excussion
5. Co-Guarantors
6. Subrogation
Cases:
1. JN Dev. Corp v. Phil. Export & Foreign Loan Guarantee 468 S
555
2. Baylon v. CA 312 S 502
3. Tupaz v. CA 475 S 398
VI. Surety
1. Basic Principles
2. Forms/Kinds
3. Obligations Secured
Cases:
1. Palmares v. CA 288 S 422
2. IFC v. Textile Mills 475 S 445
3. Zobel v. CA 290 S 1
4. Escano v. Ortigas 526 S 26
5. Ong v. PCIB 448 S 705
4. Pledge
4.1 Basic Concepts
4.2 Forms/Kinds
4.3 The Parties
4.4 Return of Collateral
4.5 Foreclosure of Pledge
4.6 Legal Pledge
Cases:
1. Tambunting v. CIR #179085 Jan. 21, 2010
2. Fort Bonifacio Devlp. v. Ylas Lending #158997, Oct. 6,
2008
3. Penalosa v. Santos 363 S 545
4. Paray v. Rodriguez 479 S 571
5. Mortgage
5.1 Chattel Mortgage
5.2 Real Estate Mortgage
Cases:
1. Mla. Banking v. Teodoro 169 S 95
2. Chu v. CA #L-78519 Sept. 26, 1989
3. Citibank v. Sabeniano 504 S 378
4. PCI Leasing v. Trojan Metal 638 S 615
5. Mkt. Leasing v. Wearever Textile 122 S 296
VIII. Antichresis
1. Basic Concepts
2. Forms/Kinds
3. Right of Retention
4. Foreclosure
Cases:
1. PSB v. Lantin 124 S 476
2. DBP v. NLRC 229 S 350
3. Rep. v. Peralta 150 S 37
4. Cordova v. Reyes et.al. 526 S 300