Address: Laxman Nagar, Baner, Pune, Maharashtra 411045 Coverage Terms Aditya Birla Health Insurance Premium (without GST) 120,980 Family Definition (with GST) 142756.4 Family Definition Self + 3 No of employees 69 No of lives 93 Cap on Normal room rent 2 % of SI Cap on ICU room rent 4 % of SI Co-Payment Clause No co-pay Sum Assured for Family (in Rs. Lacs) 200,000 Pre-Existing Diseases Clause covered from day 1 Maternity Limit (Normal and C-Sec) Normal 50 K and C-sec 50 K 9 Month Waiting Period for Maternity Claims Waived of Pre and Post Natal Expense Coved within the maternity benefit New Born Cover within Family Sum Insured covered from day 1 1st / 2nd / 3rd / 4th Year Waiting Period For Diseases Waived of Disease-Wise Cap Waived of Pre-hospitalization Costs 30 days Post Hospitalization Costs 90 days Ambulance Charges 1000 per incident Addition/Deletion Pro-rata Bajaj Alliance General Insurance ICICI Lombard 116879 135567 137917.22 159969.06 Self + 3 Self + 3 69 69 93 93 No co-pay 2 % of SI No co-pay 4 % of SI No co-pay No co-pay 200,000 200,000 covered from day 1 covered from day 1 Normal 50 K and C-sec 50 K Normal 35 K and C-sec 45 K Waived of Waived of Coved within the maternity benefit Coved within the maternity benefit covered from day 1 covered from day 1 Waived of Waived of Waived of Waived of 30 days 30 days 60 days 60 days 2000 per incident 1500 per incident Pro-rata Pro-rata Religare Health Insurance 100290 118342.2 Self + 3 69 93 2 % of SI 4 % of SI No co-pay 200,000 covered from day 1 Normal 45 K and C-sec 50 K Waived of Coved within the maternity benefit covered from day 1 Waived of Waived of 30 days 60 days 1000 per incident Pro-rata