ASSAR ENTERPRISES

Prop. Mr. Kishor Kumar Singh

Qtr. No. 580, Street - 13, Sector - 9/B
Bokaro Steel City - 827009

ESTIMATED COST OF THE PROJECT

Details (Rs. In Amount (Rs. In

DISCRIPTIONS Lacs) Lacs)
1 Capital Expenditure
Land 17424 sq. ft. alloted by BIADA Leased 8.43
Cost of Shed & Building & Boudary as estimated by ER. Report 65.22
Food Processing Plant & Machinery as per Quation 20.06

Total Capital Expenditure -

2 Working Capital
Driver Salary -
Misc. Expenses - -

Total Working Capital -

3 Cost of The Project (1+2) -

Means of Finance
Term Loan From Bank -
CC Limit From Bank -
Promotors Contribution -
-
 SYNOPSIS

Proprietor : Pramod Kumar Shrivastava

Adress : Qtr No. 580, Street - 13
Sector - 9/B, Bokaro Steel City - 827009
Constitution : Proprietorship
Credit Facilities : Term Loan Rs. 40.80 Lacs

Nature Of Business : Loader AX - 124

Projected Average Turnover of (5Yrs) : 21.600 Lac Per Annuam

Compiled by
CA Kishor Kr. Mandal
Prop. of M/s Kumar Kishor & Associates
Plot No. HD 5, Ground Floor
City Centre, Sector - IV
Bokaro Steel City - 827004
Tel. No. 06542-231034
Ph. No. 9430330495, 7004215845
Email : cakishork@gmail.com
 ASSAR ENTERPRISES
Prop. Mr. Kishor Kumar Singh
Qtr. No. 580, Street - 13, Sector - 9/B
Bokaro Steel City - 827009

PROJECTED BALANCE SHEET AS ON 31st MARCH …………

Figure in Lacs
1st Year 2nd Year 3rd Year 4th Year 5th Year
Particulars
A) SOURCES OF FUNDS
Capital Fund
Proprietor's Capital - 3.12 18.26 36.14 56.61
Add: Net Profit 3.12 16.64 19.39 22.46 25.81
Less: Drawing - (1.50) (1.50) (2.00) (2.50)
Net Capital 3.12 18.26 36.14 56.61 79.92

Long Terms Debts

Term Loan from Bank - (2.10) (8.85) (16.36) (24.72)
Less: Repaid 2.10 6.75 7.51 8.36 9.30
Closing Balance (2.10) (8.85) (16.36) (24.72) (34.02)

Unsecured Loan - - - -
Current Liabilities
CC Limit With Bank - - - - -
Outstanding Expenses 0.45 0.50 0.60 0.55 0.80

Total 1.47 9.91 20.38 32.44 46.70

B) APPLICATION OF FUNDS
Fixed Assets
Gross Block - - - - -
Less : Depreciation - - - - -
Total Fixed Assets - - - - -

Current Assets
Closing Stocks - - - - -
Sundry Debtors - - - - -
Cash & Bank Balance 1.47 9.91 20.38 32.44 46.70

Total 1.47 9.91 20.38 32.44 46.70

- - - - -
 ASSAR ENTERPRISES
Prop. Mr. Kishor Kumar Singh
Qtr. No. 580, Street - 13, Sector - 9/B
Bokaro Steel City - 827009
Figure in Lacs

ESTIMATED TRADING AND PROFIT & LOSS ACCOUNT FOR THE YEAR ENDING ON ………………..

1st Year 2nd Year 3rd Year 4th Year 5th Year
Particulars 3 Month 12 Month 12 Month 12 Month 12 Month

I. INCOME
Gross Receipt 5.40 23.76 26.14 28.75 31.62
(Hiring/renting of Loader Machine)
Total 5.40 23.76 26.14 28.75 31.62

II EPENDITURE
Power & Fuels - - - - -
(Provided by Contractee)
Wages & Salary 0.75 3.00 3.30 3.63 3.99
Repaire & Maintenance - 0.18 0.25 0.30 0.40

Sub Total 0.75 3.18 3.55 3.93 4.39

GROSS PROFIT 4.65 20.58 22.59 24.82 27.23

GP Ratio 86.11% 86.62% 86.42% 86.33% 86.11%
Postage & Stationary 0.02 0.02 0.02 0.02 0.02
Printing & Stationary 0.02 0.03 0.04 0.04 0.04
Travelling & Conveyance 0.03 0.03 0.03 0.03 0.04
Office General Expenses 0.03 0.03 0.03 0.03 0.04
Depreciation - - - - -
Sub Total 0.10 0.11 0.13 0.13 0.14

Profit Before Interest & Tax 4.55 20.47 22.46 24.68 27.09

Interest on Term Loan 1.43 3.83 3.07 2.22 1.28

Interest on CC Limit - - - - -
Total Interest 1.43 3.83 3.07 2.22 1.28

Net Profit Transferred to Capital A/c 3.12 16.64 19.39 22.46 25.81
 ASSAR ENTERPRISES
Prop. Mr. Kishor Kumar Singh
Qtr. No. 580, Street - 13, Sector - 9/B
Bokaro Steel City - 827009
Calculation of DSCR

1st Year 2nd Year 3rd Year 4th Year 5th Year
Particulars

PAT 3.12 16.64 19.39 22.46 25.81

Depreciation - - - - -
Cash Accural 3.12 16.64 19.39 22.46 25.81

Instalment Due 2.10 6.75 7.51 8.36 9.30

Interest Accured 1.43 3.83 3.07 2.22 1.28
Total Payable 3.53 10.58 10.58 10.58 10.58

DSCR (Gross)

Cash Accrual + Interest 4.55 20.47 22.46 24.68 27.09

Instalment Due + Insterest 3.53 10.58 10.58 10.58 10.58

Average 2.05 1.29 1.93 2.12 2.33 2.56

DSCR (Net)

Cash Accural 3.12 16.64 19.39 22.46 25.81

Instalment Repayament 2.10 6.75 7.51 8.36 9.30

Average 2.4 1.49 2.46 2.58 2.69 2.78

 ASSAR ENTERPRISES
Prop. Mr. Kishor Kumar Singh

Statement Showing Current Assets and Current Liabilities

1st Year 2nd Year 3rd Year 4th Year 5th Year
Particulars
CURRENT ASSETS
Stock in Hand - - - - -
Sundry Debtors - - - - -
Cash In Hnad & Bank Balance 1.47 9.91 20.38 32.44 46.70
Total 1.47 9.91 20.38 32.44 46.70

CURRENT LIABILITIES
Sundry Creditors 0.45 0.50 0.60 0.55 0.80
Short term borrowing - - - - -
Total 0.45 0.50 0.60 0.55 0.80

Current Ratio 3.27 19.81 33.97 58.98 58.37

 ASSAR ENTERPRISES
Prop. Mr. Kishor Kumar Singh

Repayment Schedule

Loan Amount - Lacs

Rate of Interest 12.00%
Repayament Period 7 Years 0
No. of Instalments 28 Quarterly Instalments

Opening Instalments Closing Interest Total

Year Period Balance Repayment Balance Accrued Interest
1 1st Qtr - - - -
2nd Qtr - - - -
3rd Qtr - - - -
4th Qtr - - - - -
2 1st Qtr - - - -
2nd Qtr - - - -
3rd Qtr - - - -
4th Qtr - - - - -
3 1st Qtr - - - -
2nd Qtr - - - -
3rd Qtr - - - -
4th Qtr - - - - -
4 1st Qtr - - - -
2nd Qtr - - - -
3rd Qtr - - - -
4th Qtr - - - - -
5 1st Qtr - - - -
2nd Qtr - - - -
3rd Qtr - - - -
4th Qtr - (0.020) 0.02 - -
6 1st Qtr 0.02 (0.020) 0.04 -
2nd Qtr 0.04 (0.020) 0.06 -
3rd Qtr 0.06 (0.020) 0.08 0.00
4th Qtr 0.08 (0.040) 0.12 - 0.00
7 1st Qtr 0.12 (0.040) 0.16 0.00
2nd Qtr 0.16 (0.040) 0.20 0.01
3rd Qtr 0.20 (0.040) 0.24 0.01
4th Qtr 0.24 (0.060) 0.30 - 0.01