SPECIALISATION REPORT

On

A Study of Non- Performing Assets Position in Select Banks from

2014 to 2018

(Report submitted in partial fulfillment of the requirement for the award of

Post-Graduation Diploma in Management)

( Batc

Dr.V.Jayalakshmi
(Associate Professor)

Faculty Guide

Siva Sivani Institute of Management

Kompally, Secunderabad-500014
 DECLARATION

I Mr/Ms V. Kesava declare that this project titled “A Study of Non- Performing Assets
Position in Select Banks from 2014 to 2018” is the original work done by me under the
guidance of Prof/Dr/Mr.Mrs. Dr. V. Jayalakshmi –Finance Department , Siva Sivani Institute
of Management , Secunderabad.

I further declare that it is the original work made by me as a part of my Post Graduate
Diploma in Management.

Date: Signature of the student:

Place: Name of the student:
 ACKNOWLEDGEMENTS

I am using this opportunity to express my gratitude to everyone who supported me

throughout the course of this PGDM project. I am thankful for their aspiring guidance,
invaluably constructive criticism and friendly advice during the project work. I am
sincerely grateful to them for sharing their truthful and illuminating views on a number of
issues related to the project.

I’m obliged to my faculty mentor Mrs Dr. V. Jayalakshmi Faculty guide for her valuable
guidance and support at various levels during the process of Specialization Project and
report writing.

Date : Name of the Student

Place :
 TABLE OF CONTENTS

Chapter No Content Page

Number
Chapter –I Introduction 1-17
Chapter II Review of Literature 18-23
Chapter III Research Methodology 24-25
Chapter IV Data Analysis 26-35
Chapter V Conclusion 36-38
References 39-40
 List of Tables
Number Title of Tables Page
Number
1 Gross and Net NPA 27
2 Gross and Net NPA 28
3 ROA of Public sector and Private Sector Banks 30
4 Asset Quality of Public Sector And Private Sector Banks 31
5 Mean and Standard Deviation (NNPA) 34
6 Recovery Tools 35
Number Title of Charts Page
Number

1 Trend of GNPA of SBI &PNB 26

2 27
NNPA of SBI &PNB
3 GNPA of HDFC & AXIS BANK 28
4 NNPA OF HDFC & AXIS BANK 29
5 GNPA OF SBI ,PNB,HDFC & AXIS BANK 29
6 NNPA OF SBI ,PNB,HDFC & AXIS BANK 30
7 ROA OF SBI ,PNB,HDFC & AXIS BANK 31
8 Ratios of GNPA & NNPA 32
9 Ratios of NNPA 32
10 Percentages of Net Provisions 33
11 Net Advances 33
12 Gross Advances 34
13 Recovery Rate 35

List of Figures