WARRANT 200000.

00
TASA 12% ANUAL
CUOTA 5 MENSUAL

CONVERSION DE LA TASA DE INTERÉS ANUAL A MENSUAL

0.94887929 %

41145.82

MÉTODO FRANCÉS MÉTODO ALEMÁN

Mes SALDO capital interes cuota capital

0 200000.00 40000
1 160751.93 39248.07 1897.76 41145.82 31733.33
2 121131.45 39620.48 1525.34 41145.82 23797.33
3 81135.02 39996.43 1149.39 41145.82 16178.77
4 40759.07 40375.95 769.87 41145.82 8864.96
5 40759.07 386.75 41145.82 1843.69
200000.00 5729.12 205729.12

205729.12

MÉTOD AMERICANO 5729.12

capital interes amortizacion cuota

40000 1600 1600.00
40000 1600 1600.00
40000 1600 1600.00
40000 1600 1600.00
40000 1600 1600.00
40000 1600 40000.00 41600.00
9600.00 40000.00 49600.00

I = 9600
M = 49600

PAGO 49600 - (40000 X 0.04 X 6) = 41600

MÉTODO ALEMÁN

interes amortizacion cuota

1600 6666.67 8266.67
1269.33 6666.67 7936.00
951.89 6666.67 7618.56
647.15 6666.67 7313.82
354.60 6666.67 7021.26
73.75 6666.67 6740.41
4896.72 40000.00 44896.72