InterState Bank

20 Universal Street
INTERSTAR
Brussels
BANK Belgium
Phone: + 32 2 680 4545

APPENDIX 1

Brussels, 1st March 2007

MORTGAGE CONTRACT

InterStar Bank has agreed to loan an amount of €250 000 to Mr T. Constellation for the
financing of the dwelling situated at:
101 Cosmos Avenue, Brussels, Belgium.

The following terms and conditions apply to the loan:

Capital to be financed: € 250,000.00

Term of Loan: 20 years

Monthly Interest Rate: 0.4838%

Annual Interest Rate: 5.9626%

Monthly Installment Payment: € 1,763.15

Please find the amortization table attached.

For InterStar Bank, The borrower,

Ms. S. Novae Mr T. Constellation
Amortization Table

Monthly
Capital Amort. Interest Installment
1 250.000,00 553,65 1.209,50 1.763,15
2 249.446,35 556,33 1.206,82 1.763,15
3 248.890,01 559,02 1.204,13 1.763,15
4 248.330,99 561,73 1.201,43 1.763,15
5 247.769,26 564,45 1.198,71 1.763,15
6 247.204,82 567,18 1.195,98 1.763,15
7 246.637,64 569,92 1.193,23 1.763,15
8 246.067,72 572,68 1.190,48 1.763,15
9 245.495,04 575,45 1.187,71 1.763,15
10 244.919,59 578,23 1.184,92 1.763,15
11 244.341,36 581,03 1.182,12 1.763,15
12 243.760,33 583,84 1.179,31 1.763,15
13 243.176,49 586,67 1.176,49 1.763,15
14 242.589,82 589,50 1.173,65 1.763,15
15 242.000,32 592,36 1.170,80 1.763,15
16 241.407,97 595,22 1.167,93 1.763,15
17 240.812,74 598,10 1.165,05 1.763,15
18 240.214,64 601,00 1.162,16 1.763,15
19 239.613,65 603,90 1.159,25 1.763,15
20 239.009,74 606,82 1.156,33 1.763,15
21 238.402,92 609,76 1.153,39 1.763,15
22 237.793,16 612,71 1.150,44 1.763,15
23 237.180,45 615,67 1.147,48 1.763,15
24 236.564,78 618,65 1.144,50 1.763,15
25 235.946,12 621,65 1.141,51 1.763,15
26 235.324,48 624,65 1.138,50 1.763,15
27 234.699,82 627,68 1.135,48 1.763,15
28 234.072,15 630,71 1.132,44 1.763,15
29 233.441,43 633,76 1.129,39 1.763,15
30 232.807,67 636,83 1.126,32 1.763,15
31 232.170,84 639,91 1.123,24 1.763,15
32 231.530,93 643,01 1.120,15 1.763,15
33 230.887,92 646,12 1.117,04 1.763,15
34 230.241,81 649,24 1.113,91 1.763,15
35 229.592,56 652,38 1.110,77 1.763,15
36 228.940,18 655,54 1.107,61 1.763,15
37 228.284,64 658,71 1.104,44 1.763,15
38 227.625,92 661,90 1.101,25 1.763,15
39 226.964,02 665,10 1.098,05 1.763,15
40 226.298,92 668,32 1.094,83 1.763,15
41 225.630,60 671,55 1.091,60 1.763,15
42 224.959,05 674,80 1.088,35 1.763,15
43 224.284,25 678,07 1.085,09 1.763,15
44 223.606,18 681,35 1.081,81 1.763,15
45 222.924,84 684,64 1.078,51 1.763,15
46 222.240,19 687,96 1.075,20 1.763,15

2
47 221.552,24 691,28 1.071,87 1.763,15
48 220.860,95 694,63 1.068,53 1.763,15
49 220.166,33 697,99 1.065,16 1.763,15
50 219.468,34 701,37 1.061,79 1.763,15
51 218.766,97 704,76 1.058,39 1.763,15
52 218.062,21 708,17 1.054,98 1.763,15
53 217.354,04 711,59 1.051,56 1.763,15
54 216.642,45 715,04 1.048,12 1.763,15
55 215.927,41 718,50 1.044,66 1.763,15
56 215.208,92 721,97 1.041,18 1.763,15
57 214.486,94 725,47 1.037,69 1.763,15
58 213.761,48 728,98 1.034,18 1.763,15
59 213.032,50 732,50 1.030,65 1.763,15
60 212.300,00 736,05 1.027,11 1.763,15
61 211.563,95 739,61 1.023,55 1.763,15
62 210.824,35 743,19 1.019,97 1.763,15
63 210.081,16 746,78 1.016,37 1.763,15
64 209.334,38 750,39 1.012,76 1.763,15
65 208.583,99 754,02 1.009,13 1.763,15
66 207.829,96 757,67 1.005,48 1.763,15
67 207.072,29 761,34 1.001,82 1.763,15
68 206.310,95 765,02 998,13 1.763,15
69 205.545,93 768,72 994,43 1.763,15
70 204.777,21 772,44 990,71 1.763,15
71 204.004,77 776,18 986,98 1.763,15
72 203.228,59 779,93 983,22 1.763,15
73 202.448,66 783,71 979,45 1.763,15
74 201.664,95 787,50 975,66 1.763,15
75 200.877,45 791,31 971,85 1.763,15
76 200.086,14 795,14 968,02 1.763,15
77 199.291,01 798,98 964,17 1.763,15
78 198.492,02 802,85 960,30 1.763,15
79 197.689,17 806,73 956,42 1.763,15
80 196.882,44 810,64 952,52 1.763,15
81 196.071,81 814,56 948,60 1.763,15
82 195.257,25 818,50 944,65 1.763,15
83 194.438,75 822,46 940,69 1.763,15
84 193.616,29 826,44 936,72 1.763,15
85 192.789,85 830,44 932,72 1.763,15
86 191.959,42 834,45 928,70 1.763,15
87 191.124,96 838,49 924,66 1.763,15
88 190.286,47 842,55 920,61 1.763,15
89 189.443,92 846,62 916,53 1.763,15
90 188.597,30 850,72 912,43 1.763,15
91 187.746,58 854,84 908,32 1.763,15
92 186.891,74 858,97 904,18 1.763,15
93 186.032,77 863,13 900,03 1.763,15
94 185.169,65 867,30 895,85 1.763,15
95 184.302,34 871,50 891,65 1.763,15
96 183.430,84 875,72 887,44 1.763,15
97 182.555,13 879,95 883,20 1.763,15
98 181.675,18 884,21 878,94 1.763,15

3
 99 180.790,97 888,49 874,67 1.763,15
100 179.902,48 892,79 870,37 1.763,15
101 179.009,70 897,10 866,05 1.763,15
102 178.112,59 901,44 861,71 1.763,15
103 177.211,15 905,81 857,35 1.763,15
104 176.305,34 910,19 852,97 1.763,15
105 175.395,15 914,59 848,56 1.763,15
106 174.480,56 919,02 844,14 1.763,15
107 173.561,55 923,46 839,69 1.763,15
108 172.638,08 927,93 835,22 1.763,15
109 171.710,15 932,42 830,73 1.763,15
110 170.777,73 936,93 826,22 1.763,15
111 169.840,80 941,46 821,69 1.763,15
112 168.899,34 946,02 817,13 1.763,15
113 167.953,32 950,60 812,56 1.763,15
114 167.002,72 955,19 807,96 1.763,15
115 166.047,53 959,82 803,34 1.763,15
116 165.087,72 964,46 798,69 1.763,15
117 164.123,26 969,13 794,03 1.763,15
118 163.154,13 973,81 789,34 1.763,15
119 162.180,32 978,53 784,63 1.763,15
120 161.201,79 983,26 779,89 1.763,15
121 160.218,53 988,02 775,14 1.763,15
122 159.230,52 992,80 770,36 1.763,15
123 158.237,72 997,60 765,55 1.763,15
124 157.240,12 1.002,43 760,73 1.763,15
125 156.237,70 1.007,28 755,88 1.763,15
126 155.230,42 1.012,15 751,00 1.763,15
127 154.218,27 1.017,05 746,11 1.763,15
128 153.201,23 1.021,97 741,19 1.763,15
129 152.179,26 1.026,91 736,24 1.763,15
130 151.152,35 1.031,88 731,28 1.763,15
131 150.120,47 1.036,87 726,28 1.763,15
132 149.083,60 1.041,89 721,27 1.763,15
133 148.041,71 1.046,93 716,23 1.763,15
134 146.994,79 1.051,99 711,16 1.763,15
135 145.942,79 1.057,08 706,07 1.763,15
136 144.885,71 1.062,20 700,96 1.763,15
137 143.823,51 1.067,34 695,82 1.763,15
138 142.756,18 1.072,50 690,65 1.763,15
139 141.683,68 1.077,69 685,47 1.763,15
140 140.605,99 1.082,90 680,25 1.763,15
141 139.523,09 1.088,14 675,01 1.763,15
142 138.434,95 1.093,41 669,75 1.763,15
143 137.341,55 1.098,70 664,46 1.763,15
144 136.242,85 1.104,01 659,14 1.763,15
145 135.138,84 1.109,35 653,80 1.763,15
146 134.029,49 1.114,72 648,43 1.763,15
147 132.914,77 1.120,11 643,04 1.763,15
148 131.794,66 1.125,53 637,62 1.763,15
149 130.669,13 1.130,98 632,18 1.763,15
150 129.538,15 1.136,45 626,71 1.763,15

4
151 128.401,70 1.141,95 621,21 1.763,15
152 127.259,76 1.147,47 615,68 1.763,15
153 126.112,29 1.153,02 610,13 1.763,15
154 124.959,26 1.158,60 604,55 1.763,15
155 123.800,66 1.164,21 598,95 1.763,15
156 122.636,46 1.169,84 593,32 1.763,15
157 121.466,62 1.175,50 587,66 1.763,15
158 120.291,12 1.181,19 581,97 1.763,15
159 119.109,94 1.186,90 576,25 1.763,15
160 117.923,04 1.192,64 570,51 1.763,15
161 116.730,39 1.198,41 564,74 1.763,15
162 115.531,98 1.204,21 558,94 1.763,15
163 114.327,77 1.210,04 553,12 1.763,15
164 113.117,74 1.215,89 547,26 1.763,15
165 111.901,85 1.221,77 541,38 1.763,15
166 110.680,08 1.227,68 535,47 1.763,15
167 109.452,39 1.233,62 529,53 1.763,15
168 108.218,77 1.239,59 523,56 1.763,15
169 106.979,18 1.245,59 517,57 1.763,15
170 105.733,59 1.251,61 511,54 1.763,15
171 104.481,98 1.257,67 505,48 1.763,15
172 103.224,31 1.263,75 499,40 1.763,15
173 101.960,55 1.269,87 493,29 1.763,15
174 100.690,68 1.276,01 487,14 1.763,15
175 99.414,67 1.282,19 480,97 1.763,15
176 98.132,49 1.288,39 474,76 1.763,15
177 96.844,10 1.294,62 468,53 1.763,15
178 95.549,48 1.300,89 462,27 1.763,15
179 94.248,59 1.307,18 455,97 1.763,15
180 92.941,41 1.313,50 449,65 1.763,15
181 91.627,91 1.319,86 443,30 1.763,15
182 90.308,05 1.326,24 436,91 1.763,15
183 88.981,81 1.332,66 430,49 1.763,15
184 87.649,15 1.339,11 424,05 1.763,15
185 86.310,04 1.345,59 417,57 1.763,15
186 84.964,46 1.352,10 411,06 1.763,15
187 83.612,36 1.358,64 404,52 1.763,15
188 82.253,72 1.365,21 397,94 1.763,15
189 80.888,51 1.371,81 391,34 1.763,15
190 79.516,70 1.378,45 384,70 1.763,15
191 78.138,25 1.385,12 378,03 1.763,15
192 76.753,13 1.391,82 371,33 1.763,15
193 75.361,31 1.398,56 364,60 1.763,15
194 73.962,75 1.405,32 357,83 1.763,15
195 72.557,43 1.412,12 351,03 1.763,15
196 71.145,31 1.418,95 344,20 1.763,15
197 69.726,36 1.425,82 337,34 1.763,15
198 68.300,54 1.432,72 330,44 1.763,15
199 66.867,82 1.439,65 323,51 1.763,15
200 65.428,18 1.446,61 316,54 1.763,15
201 63.981,56 1.453,61 309,54 1.763,15
202 62.527,95 1.460,64 302,51 1.763,15

5
203 61.067,31 1.467,71 295,44 1.763,15
204 59.599,60 1.474,81 288,34 1.763,15
205 58.124,79 1.481,95 281,21 1.763,15
206 56.642,84 1.489,12 274,04 1.763,15
207 55.153,73 1.496,32 266,83 1.763,15
208 53.657,41 1.503,56 259,59 1.763,15
209 52.153,85 1.510,83 252,32 1.763,15
210 50.643,02 1.518,14 245,01 1.763,15
211 49.124,87 1.525,49 237,67 1.763,15
212 47.599,39 1.532,87 230,29 1.763,15
213 46.066,52 1.540,28 222,87 1.763,15
214 44.526,24 1.547,74 215,42 1.763,15
215 42.978,50 1.555,22 207,93 1.763,15
216 41.423,28 1.562,75 200,41 1.763,15
217 39.860,53 1.570,31 192,85 1.763,15
218 38.290,22 1.577,91 185,25 1.763,15
219 36.712,32 1.585,54 177,61 1.763,15
220 35.126,78 1.593,21 169,94 1.763,15
221 33.533,57 1.600,92 162,24 1.763,15
222 31.932,65 1.608,66 154,49 1.763,15
223 30.323,99 1.616,45 146,71 1.763,15
224 28.707,54 1.624,27 138,89 1.763,15
225 27.083,27 1.632,12 131,03 1.763,15
226 25.451,15 1.640,02 123,13 1.763,15
227 23.811,13 1.647,96 115,20 1.763,15
228 22.163,17 1.655,93 107,23 1.763,15
229 20.507,24 1.663,94 99,21 1.763,15
230 18.843,30 1.671,99 91,16 1.763,15
231 17.171,32 1.680,08 83,07 1.763,15
232 15.491,24 1.688,21 74,95 1.763,15
233 13.803,03 1.696,37 66,78 1.763,15
234 12.106,66 1.704,58 58,57 1.763,15
235 10.402,07 1.712,83 50,33 1.763,15
236 8.689,25 1.721,11 42,04 1.763,15
237 6.968,13 1.729,44 33,71 1.763,15
238 5.238,69 1.737,81 25,34 1.763,15
239 3.500,88 1.746,22 16,94 1.763,15
240 1.754,66 1.754,66 8,49 1.763,15

TOTAL 250.000,00 173.156,83 423.156,83