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Impact of Recent Postal Services

Schemes Among Local People with


Special References to Kadampuzha

1. Name

2. Age

Check all that apply.

below 18
18-30
30-45
above 40

3. Marital Status

Check all that apply.

married
un married

4. Occupation

Check all that apply.

govt
private
business
Other:
5. Did you have an account in post office

Check all that apply.

Yes
No

6. Which is your account

Check all that apply.

savings a/c
reccuring a/c

7. Where did you get the knowledge about post office scheme

Check all that apply.

friends
relatives
advertisement
agent
post office employees
Other:

8. Are you aware about post office saving schemes

Check all that apply.

Yes
No

9. What is your post office awareness level about post office saving scheme

Check all that apply.

highely
Medium
Low
no opinion
10. which scheme of deposit do you prefer

Check all that apply.

post office saving a/c


post office time deposit
post office monthly income scheme
Post office reccoring deposit a/c
postal insurance
kissan vikas puthra
senior citizen saving scheme
public provident fund
sukhanya sumridhi a/c

11. How many years did you use this scheme in post office

Check all that apply.

lessthan 3 years
3-5 years
5-10
above 10 years

12. What is the interest rate of your scheme

Check all that apply.

below 5%
6-8%
8-10%
above 10%
13. What is the purpose of your postal saving

Check all that apply.

childrens education
childrens marraige
childrens health care
tax benifit
to lead comfortable life
Other:

14. What is your opinion about sukanya smrithi scheme

Check all that apply.

highly benifited
benefited
not benifited
no option

15. Are you hear about any postal insurance scheme

Check all that apply.

Yes
No

16. Which is your insurance scheme

Check all that apply.

rural post life insurance


postal life insurance
no insurance scheme
17. What is your opinion about APY YOJANA

Check all that apply.

highly benifited
benifited
not benifited
no option

18. What is your expectation from this schemes

Check all that apply.

Financial growth
Security
Tax benefit
Others

19. Are you get any tax benefit post office scheme

Check all that apply.

Yes
No

20. Are you satisfied with tax benefit

Check all that apply.

Yes
No

21. What is your opinion about tax benefit from post office scheme

Check all that apply.

highly benifited
benifited
not benifited
no opinion
22. Do you feel post office saving scheme are better than others

Check all that apply.

Yes
No

23. Why did you prefer postal service schemes excepting other banks

Check all that apply.

procedure is easy to follow


various schemes are available
interest rate is high
prompt encashment after maturity
no hidden cost
security is guarantee
tax benifit is available

24. What is the minimum balance required to be maintained

Check all that apply.

100
500
1000
above 1000

25. Did you face any problem in this postal service scheme

Check all that apply.

yes
no
26. If yes , What are the major problems

Check all that apply.

delay in processing
interest is low
lack of information'
lack of customer friendly attituide
long-lock in period
Other:

27. Did you close any post office saving scheme

Check all that apply.

Yes
No

28. If yes, Did you get prompt encashment after maturity

Check all that apply.

get incorrect time


delayed
Other:

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