PERSONAL BUDGETING

2019
LUQMAN NAUFAL Sep-19
PEMASUKAN Anggaran/Budget % Aktual/Realisasi % Selisih
Gaji 2,225,000 92.79 0.00 2,225,000
0.00 0.00 0
sisa uang 173,000 7.21 0.00 173,000
0
Total Pemasukan 2,398,000 100.00 0 0.00 2,398,000

PENGELUARAN Anggaran/Budget % Aktual/Realisasi % Selisih

Hutang temen 70,000 70,000
makan 0
fotocopy 0
Total Hutang 70,000 3.41 0 #DIV/0!
Tabungan Tabungan Bulanan 500,000 500,000
0
Total Tabungan 500,000 24.39 0 #DIV/0!
Donasi Sedekah / Zakat 40,000 40,000
Pernikahan 0
0
Total Donasi 40,000 1.95 0 #DIV/0!
Makan & Minum Makan / Beras, Lauk Pauk 600,000 600,000
Air Minum / Galon 20,000 20,000
Snack / Jajan 0
Gas 0
0
Total Makan & Minum 620,000 30.24 0 #DIV/0!
Pendidikan SPP 0
Buku 0
 Biaya Print 0
0
Total Pendidikan 0 0.00 0 #DIV/0!
Belanja Bulanan Peralatan Mandi 30,000 30,000
Fashion 0
(dll, silakan dilanjutkan) 0
Total Belanja Bulanan 30,000 1.46 0 #DIV/0!
Transportasi BBM 80,000 80,000
Service 0
Parkir 30,000 30,000
0
Total Transportasi 110,000 5.37 0 #DIV/0!
Utilities Kos bulanan 650,000 650,000
Pulsa / Internet 30,000 30,000
0
Total Utilities 680,000 33.17 0 #DIV/0!
Entertain Liburan 0
Nonton Bioskop 0
0
Total Entertain 0 0.00 0 #DIV/0!
Lain-Lain 0
0
Total Lain-Lain 0 0.00 0 #DIV/0!
Total Pengeluaran 2,050,000 100 0 #DIV/0! 2,050,000
SISA (PEMASUKAN - PENGELUARAN) 348,000 0 1,980,000
 Oct-19 Nov-19
Anggaran/Budget % Aktual/Realisasi % Selisih Anggaran/Budget % Aktual/Realisasi
0.00 0.00 0 0.00
0.00 0.00 0 0.00
0.00 0.00 0 0.00
0
0 0.00 0 0.00 0 0 0.00 0

Anggaran/Budget % Aktual/Realisasi % Selisih Anggaran/Budget % Aktual/Realisasi

` #VALUE!
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
 0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 #DIV/0! 0 #DIV/0! #VALUE! 0 #DIV/0! 0
0 0 0 0 0
9 Dec-19
% Selisih Anggaran/Budget % Aktual/Realisasi % Selisih Anggaran/Budget
0.00 0 0.00 0.00 0
0.00 0 0.00 0.00 0
0.00 0 0.00 0.00 0
0 0
0.00 0 0 0.00 0 0.00 0 0

% Selisih Anggaran/Budget % Aktual/Realisasi % Selisih Anggaran/Budget

0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 0
0 0
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 0
0 0
 0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 0
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0
#DIV/0! 0 0 #DIV/0! 0 #DIV/0! 0 0
0 0 0 0 0
 Jan-20 Dec-19
% Aktual/Realisasi % Selisih Anggaran/Budget % Aktual/Realisasi %
0.00 0.00 0 0.00 0.00
0.00 0.00 0 0.00 0.00
0.00 0.00 0 0.00 0.00
0
0.00 0 0.00 0 0 0.00 0 0.00

% Aktual/Realisasi % Selisih Anggaran/Budget % Aktual/Realisasi %

0
0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0
0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0
0
0
0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0
0
 0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0
0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0
0
0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0
0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0
0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0
0
#DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
#DIV/0! 0 #DIV/0! 0 0 #DIV/0! 0 #DIV/0!
0 0 0 0
 Jan-20 Feb-20
Selisih Anggaran/Budget % Aktual/Realisasi % Selisih Anggaran/Budget %
0 0.00 0.00 0 0.00
0 0.00 0.00 0 0.00
0 0.00 0.00 0 0.00
0 0
0 0 0.00 0 0.00 0 0 0.00

Selisih Anggaran/Budget % Aktual/Realisasi % Selisih Anggaran/Budget %

0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0 #DIV/0! 0 #DIV/0! 0 0 #DIV/0!
0 0 0 0 0
 Feb-20 Mar-20
Aktual/Realisasi % Selisih Anggaran/Budget % Aktual/Realisasi % Selisih
0.00 0 0.00 0.00 0
0.00 0 0.00 0.00 0
0.00 0 0.00 0.00 0
0 0
0 0.00 0 0 0.00 0 0.00 0

Aktual/Realisasi % Selisih Anggaran/Budget % Aktual/Realisasi % Selisih

0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
 0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0!
0 #DIV/0! 0 0 #DIV/0! 0 #DIV/0! 0
0 0 0 0 0
 Apr-20 May-20
Anggaran/Budget % Aktual/Realisasi % Selisih Anggaran/Budget % Aktual/Realisasi
0.00 0.00 0 0.00
0.00 0.00 0 0.00
0.00 0.00 0 0.00
0
0 0.00 0 0.00 0 0 0.00 0

Anggaran/Budget % Aktual/Realisasi % Selisih Anggaran/Budget % Aktual/Realisasi

0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
 0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0
0
0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0
0 #DIV/0! 0 #DIV/0! 0 0 #DIV/0! 0
0 0 0 0 0
0 Jun-20
% Selisih Anggaran/Budget % Aktual/Realisasi % Selisih
0.00 0 0.00 0.00 0
0.00 0 0.00 0.00 0
0.00 0 0.00 0.00 0
0 0
0.00 0 0 0.00 0 0.00 0

% Selisih Anggaran/Budget % Aktual/Realisasi % Selisih

0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
 0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
0 0
0 0
#DIV/0! 0 #DIV/0! 0 #DIV/0!
#DIV/0! 0 0 #DIV/0! 0 #DIV/0! 0
0 0 0 0
 CICILAN CICILAN MOBIL TABUNGAN TABUNGAN PAJAK KENDARAAN
CICILAN MOTOR
TGL RP KE- TGL RP KE- TGL RP TGL
9/30/2018 1 1 700,000
2 2 9/2/2018 100,000
3 3
4 4
5 5
6 6
INSERT ROW 7
8 TOTAL 800,000 TOTAL
9
10
CICILAN LAIN-LAIN 11
9/30/2018 1 12
2 13
3 14
4 15
5 16
6 17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
BUNGAN PAJAK KENDARAAN

RP

0
 LAPORAN KEUANGAN BULANAN LAPORAN KEUANGAN
Sep-19 Feb-18

NO TANGGAL TRANSAKSI/AKTIVITAS DEBET KREDIT SALDO NO TANGGAL

1 9/3/2019 beli skipping 0 1 2/1/2018
2 0 2
3 0 3
4 0 4
5 0 5
6 0 6
7 0 7
8 0 8
9 0 9
10 0 10
11 0 11
12 0 12
13 0 13
14 0 14
15 0 15
16 0 16
17 0 17
18 0 18
19 0 19
20 0 20
21 0 21
22 0 22
23 0 23
24 0 24
25 0 25
26 0 26
27 0 27

28 0 28
29 0 29
30 0 30
JUMLAH 0 0 0 JUMLAH

CIMB NIAGA CIMB NIAGA

MANDIRI MANDIRI
CASH ON HAND CASH ON HAND
TOTAL DANA 0.00 TOTAL DANA
 LAPORAN KEUANGAN BULANAN LAPORAN KEUANGAN BULANAN
Feb-18 Mar-18

TRANSAKSI/AKTIVITAS DEBET KREDIT SALDO NO TANGGAL TRANSAKSI/AKTIVITAS DEBET

Pindahan saldo Januari 0 1 3/1/2018 Pindahan saldo Februari
0 2
0 3
0 4
0 5
0 6
0 7
0 8
0 9
0 10
0 11
0 12
0 13
0 14
0 15
0 16
0 17
0 18
0 19
0 20
0 21
0 22
0 23
0 24
0 25
0 26
 0 27

0 28
0 29
0 30
JUMLAH 0 0 0 JUMLAH 0

CIMB NIAGA
MANDIRI
CASH ON HAND
0.00 TOTAL DANA 0.00
N BULANAN LAPORAN KEUANGAN BULANAN
Apr-18

KREDIT SALDO NO TANGGAL TRANSAKSI/AKTIVITAS DEBET KREDIT SALDO NO

0 1 4/1/2018 Pindahan saldo Maret 0 1
0 2 0 2
0 3 0 3
0 4 0 4
0 5 0 5
0 6 0 6
0 7 0 7
0 8 0 8
0 9 0 9
0 10 0 10
0 11 0 11
0 12 0 12
0 13 0 13
0 14 0 14
0 15 0 15
0 16 0 16
0 17 0 17
0 18 0 18
0 19 0 19
0 20 0 20
0 21 0 21
0 22 0 22
0 23 0 23
0 24 0 24
0 25 0 25
0 26 0 26
 0 27 0 27
28
29
30
0 28 0 31
0 29 0 32
0 30 0 33
0 0 JUMLAH 0 0 0

CIMB NIAGA
MANDIRI
CASH ON HAND
TOTAL DANA 0.00
 LAPORAN KEUANGAN BULANAN LAPORAN KEUANGAN BUL
May-18 Jun-18

TANGGAL TRANSAKSI/AKTIVITAS DEBET KREDIT SALDO NO TANGGAL

5/1/2018 Pindahan saldo April 0 1 6/1/2018
5/22/2019 THR 4,290,000 0 4,290,000 2
5/22/2019 Yuk Nabung Saham 740,000 3,550,000 3
5/23/2019 Switch tips customer 180,000 3,730,000 4
5/24/2019 Ovo Rosi 50,000 3,680,000 5
5/24/2019 Beli buku nilai perusahaan 96,000 3,584,000 6
5/25/2019 THR uang vitamin 400,000 3,984,000 7
5/25/2019 Facial+peeling Naava 265,500 3,718,500 8
5/26/2019 Abaya Heaven Light 323,500 3,395,000 9
5/26/2019 THR Ibu 1,000,000 2,395,000 10
5/26/2019 Titin bayar keripik-BCA 38,000 2,433,000 11
5/27/2019 Bayar kripik 4 pcs 140,000 2,293,000 12
5/27/2019 Topup Ovo gift Imam n Yumna 150,000 2,143,000 13
5/27/2019 Cek darah, Jambu 40,000 2,103,000 14
5/27/2019 Ulfa bayar keripik-Cash 40,000 2,143,000 15
5/27/2019 Arisan Mei 100,000 2,043,000 16
5/27/2019 Adm transfer ke Jenius 6,500 2,036,500 17
5/27/2019 Pantene-Guardian 17,000 2,019,500 18
5/27/2019 THR uang oli 500,000 2,519,500 19
5/28/2019 Bayar utang Airin-DP rumah-Jen 1,000,000 1,519,500 20
5/28/2019 MTS Mei 300,000 1,219,500 21
5/28/2019 Gaji Mei 4,902,299 6,121,799 22
5/29/2019 Tukar uang 200,000 5,921,799 23
5/29/2019 Ovale minyak zaitun 28,000 5,893,799 24
5/29/2019 Pinbuk BCA 1,000,000 4,893,799 25
5/29/2019 Dompet 600,000 4,293,799 26
 5/29/2019 Topup Ovo 20,000 4,273,799 27
5/29/2019 Fee JTI Mei 280,000 4,553,799
5/30/2019 Abaya Heaven Light-Ibu 325,000 4,228,799
5/31/2019 Bayar CC-DP Rumah 1,600,000 2,628,799
5/31/2019 Masker 33,500 2,595,299 28
5/31/2019 Cake 85,000 2,510,299 29
5/31/19 Bayar utang Mba Kiki-DP Rumah 700,000 1,810,299 30
JUMLAH 10,630,299 8,820,000 1,810,299 JUMLAH

CIMB NIAGA CIMB NIAGA

MANDIRI MANDIRI
CASH ON HAND CASH ON HAND
TOTAL DANA 0.00 TOTAL DANA

Utang DP Rumah
Gestun CC 3300000
Airin 1000000
Mba Kiki 700000
Bayar -3200000

Sisa 1800000
 LAPORAN KEUANGAN BULANAN LAPORAN KEUANGAN BULANAN
Jun-18 Jul-18

TRANSAKSI/AKTIVITAS DEBET KREDIT SALDO NO TANGGAL TRANSAKSI/AKTIVITAS DEBET

Pindahan saldo Mei 0 1 7/1/2018 Pindahan saldo Juni
0 2
0 3
0 4
0 5
0 6
0 7
0 8
0 9
0 10
0 11
0 12
0 13
0 14
0 15
0 16
0 17
0 18
0 19
0 20
0 21
0 22
0 23
0 24
0 25
0 26
 0 27

0 28
0 29
0 30
JUMLAH 0 0 0 JUMLAH 0

CIMB NIAGA
MANDIRI
CASH ON HAND
0.00 TOTAL DANA 0.00
N BULANAN LAPORAN KEUANGAN BULANAN
Aug-18

KREDIT SALDO NO TANGGAL TRANSAKSI/AKTIVITAS DEBET KREDIT SALDO NO

0 1 8/1/2018 Pindahan saldo Juli 0 1
0 2 0 2
0 3 0 3
0 4 0 4
0 5 0 5
0 6 0 6
0 7 0 7
0 8 0 8
0 9 0 9
0 10 0 10
0 11 0 11
0 12 0 12
0 13 0 13
0 14 0 14
0 15 0 15
0 16 0 16
0 17 0 17
0 18 0 18
0 19 0 19
0 20 0 20
0 21 0 21
0 22 0 22
0 23 0 23
0 24 0 24
0 25 0 25
0 26 0 26
 0 27 0 27

0 28 0 28
0 29 0 29
0 30 0 30
0 0 JUMLAH 0 0 0

CIMB NIAGA
MANDIRI
CASH ON HAND
TOTAL DANA 0.00
 LAPORAN KEUANGAN BULANAN LAPORAN KEUANGAN BUL
Sep-18 Oct-18

TANGGAL TRANSAKSI/AKTIVITAS DEBET KREDIT SALDO NO TANGGAL

9/27/2018 cash on hand 236,000 236,000 1 10/1/2018
9/27/2018 bensin 20,000 216,000 2
9/27/2018 indomaret 8,000 208,000 3
9/27/2018 gajian 1,000 207,000 4
207,000 5
207,000 6
207,000 7
207,000 8
207,000 9
207,000 10
207,000 11
207,000 12
207,000 13
207,000 14
207,000 15
207,000 16
207,000 17
207,000 18
207,000 19
207,000 20
207,000 21
207,000 22
207,000 23
207,000 24
207,000 25
207,000 26
 207,000 27

207,000 28
207,000 29
207,000 30
JUMLAH 236,000 29,000 207,000 JUMLAH

CIMB NIAGA CIMB NIAGA

MANDIRI MANDIRI
CASH ON HAND CASH ON HAND
TOTAL DANA 0.00 TOTAL DANA
 LAPORAN KEUANGAN BULANAN LAPORAN KEUANGAN BULANAN
Oct-18 Nov-18

TRANSAKSI/AKTIVITAS DEBET KREDIT SALDO NO TANGGAL TRANSAKSI/AKTIVITAS DEBET

Pindahan saldo September 0 1 11/1/2018 Pindahan saldo Oktober
0 2
0 3
0 4
0 5
0 6
0 7
0 8
0 9
0 10
0 11
0 12
0 13
0 14
0 15
0 16
0 17
0 18
0 19
0 20
0 21
0 22
0 23
0 24
0 25
0 26
 0 27

0 28
0 29
0 30
JUMLAH 0 0 0 JUMLAH 0

CIMB NIAGA
MANDIRI
CASH ON HAND
0.00 TOTAL DANA 0.00
N BULANAN LAPORAN KEUANGAN BULANAN
Dec-18

KREDIT SALDO NO TANGGAL TRANSAKSI/AKTIVITAS DEBET KREDIT SALDO

0 1 12/1/2018 Pindahan saldo November 0
0 2 0
0 3 0
0 4 0
0 5 0
0 6 0
0 7 0
0 8 0
0 9 0
0 10 0
0 11 0
0 12 0
0 13 0
0 14 0
0 15 0
0 16 0
0 17 0
0 18 0
0 19 0
0 20 0
0 21 0
0 22 0
0 23 0
0 24 0
0 25 0
0 26 0
 0 27 0

0 28 0
0 29 0
0 30 0
0 0 JUMLAH 0 0 0

CIMB NIAGA
MANDIRI
CASH ON HAND
TOTAL DANA 0.00