00 UCO BANK

Head Office (STR^ ^ 3Msh<H)

Strategic Planning Department
Circular no.
10, BJ.M. Sarani (A Govt. of India Undertaking) CHO/SP/08 /2019-20
Kolkata-700001 HONOURS YOUR TRUST Date:-0M0-2019

TO ALL BRANCHES AND OFFICES OF INDIAN UNION

Subject: Introduction of a new customized Current Account product titled

" UCO CARE PLUS"

GIST
New Current Deposit Product scheme titled UCO CARE PLUS with attractive
features.
The minimum amount required to open and the minimum average monthly
balances to be maintained under "UCO CARE PLUS" current account shall be Rs
50000 and Rs 500000 respectively at all centres.
> Introduction of add on facility in the form of Auto sweep facility.
> The scheme provide lots of freebees in charges like Cheque book charges, NEFT,
RTGS, Cheque collection charges, DD/PO, Debit card, e- banking etc.

In the year 2013 Bank launched a current account scheme "UCO Care" vide HO circular
No. CHO/Retall Banking Dept. /79/2012-13 dated 18-02-2013. In this scheme various
concessions & facilities including overdraft (against liquid securities) were provided with
the condition of Minimum Average Monthly balance of Rs.10,000/- in Metro/Urban,
Rs.5000/- in Urban and Rs.2500/- in Rural centers.
With a view to cater the need of high net worth individual/non individual and looking into
the availability of similar product in the market, it has been decided to launch a new
product under current deposit portfolio with enhanced concessions in various services
offered in UCO Care. The new product titled "UCO CARE PLUS" will also offer auto sweep
facility which is absent in UCO CARE scheme.

The features of the scheme Is as under.

S.No. Particulars Features
1. Cheque Book Free
2. PO/DD Free
3. NEFT Free
4. RTGS Free
5. Ledger Folio Charges Free
6. Standing Instructions Free

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UCO Bank,Strategic Planning Department, Head Office, 2 Floor, 10, BTM Sarani, Kolkata - 700 001
Phone:033 44557375,033 44557328 Fax: 033 44557949 E-mail: hoDdev.calcutta@ucobank.co.in

ONE TEAM ONE DREAM

 UCO BANK
Honours your trust

7. Statement of Account Free

8. Cheque Collection Free
9. Debit Cord Free
10. Online Tax Payment Free
facility
11. E - Banking/ M banking Free
12. SMS Charges Free
13. Stop payment Free
14. Signature verification Free
15. Photograph attestation Free
16. IMPS Free (One Per Day)
17. PCS Machine- Monthly Free for two PCS
rent
18. Minimum Average Rs 500000/ only
Monthly Balance to be
maintained in the
account

19. Minimum Amount to Rs 50000/ Only

open Account
20. Auto Sv/eep facility Allowed
20.1 Minimum balance Minimum balance Rs 5 Lakh for availing auto
to
avail auto sweep sweep facility and auto sweep in trenches of Rs
facility & amount of 50000
trenches
20.2 Tenor of deposit under Maximum 90 days
auto sweep
20.3 Premature Penalty Nil
21 Immediate credit of out Limit up to Rs 25000 per occasion
station cheque
22 Cosh Handling Charge As per bonk applicable charges from time to
time
23 Cash withdrawal
23.1 At Local Non base Self withdrawal upto Rs 50000 per day- free
branch
23.2 At outstation Non base Self withdrawal upto Rs 50000 per day -free
branch No cash payment/ withdrawal allowed to third

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UCO Bank, Strategic Planning Department, Head Office, Floor, 10, BTM SaranI, Kolkata -700 001 ,
Phone:033 44557375,033 44557328 Fax:033 44557949 E-mail: hopdev.calcuttafiiucobank.co.ln ,

ONE TEAM ONE DREAM

 UCO BANK
311"*?%f^BTRT^ Honours your trust

party at non base branch.

24 Payment against As per delegated power of the Branch Head.
unclear effects
25 Charges for Non- Rs 1000 + GST (as applicable)
maintenance of
minimum monthly
average balance (Per
Quarter)
26 Account will be downgraded to UCO Basic
If the default occur for
any 2 consecutive Account Scheme (i.e. no concession in charges)
months in a financial for a period of 4 qt and will be upgraded to UCO
year. CARE PLUS after one quarter of maintaining MAB.
27 Charge for closure of Rs 1000 + GST (as applicable)
account within 12
Months
28 Scheme Code CA612
29 GL sub Head 11046- DEMAND DEP - UCO CARE-IND
11056 - DEMAND DEP - UCO CARE-FIRM & CO

Our existing customers can also give their option to transfer their existing account into
UCO CARE PLUS and vice versa. The scheme option request form (Annexure 1) is
enclosed herewith the circular.
All branches/offices are advised to take a careful note of the contents of the circular
and act accordingly.

(T.B.
GenepQi\{(^anager
Strategic Planning Department

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UCO Bank, Strategic Planning Department, Head Office, 2*" Floor, 10, BTM SaranI, Kolkata -700 001
Phone:03344S57375,033 44557328 Fax:033 44557949 E-mail: hopdev.calcuttag)ucobank.co.ln

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 ^%G0 UCO BANK
Annexurel
Scheme Option Request

The Branch Head

UCO Bank
Branch

Customer Name

Account No

^Account Scheme Transfer

1. !/We hold the above mentioned account with your branch. I/We request you to
transfer my/our existing current account scheme to UCO Care Plus Scheme. I/We
shall abide by the terms and condition of the scheme.

Existing Account Scheme New Account Scheme

Existing Scheme Code New Scheme Code
(to be filled by Branch) (to be filled by Branch)

2. I/We hold the UCO CARE PLUS account with your branch. I/We request you to
transfer my/our account to scheme of the Bank.

Terms & Conditions: I/We confirm that the title of the account and the mode of operation
will continue to remain the same. I/We are aware of the features, benefit terms and
conditions and applicable charges of the new account scheme. The terms and
conditions related to all account schemes are available on the Bank's website
v^ww.ucobank.com. I/We are also aware of the minimum balances required to be
maintained under the new account scheme and the applicable charges and penalties
payable upon my/our failure to do so. I further authorize the Banks to debit my account
towards any applicable charges for any / various service/ services provided as applicable
from time to time.l/ We confirm that all other terms and condition related to current
account of the Bank will continue. I/we are aware and having no objection In adding and
deleting any facilities and features in the account without further notice to me/us.
1/ We confirm that all the details provided in the form are correct.

Nome
Signature

Name
Signature

Nome
signature

Date

Acknowledgement to Customer
We acknowledge ttie receipt of Scheme Transfer request from on.
for

Manager