Lay FUNDS ET Let experience continue to guide you. Presenting HDFC Balanced Advantage Fund**, which invests in a combination of equity and debt instruments, Its Fund Manager has a rich experience of managing investors’ savings for over 25 years. ‘Over these years, the erstwhile HDFC Prudence Fund has successfully withstood market fluctuations, proving itself to be a fund you can trust. So invest in experience and give your money the guiding hand it deserves ‘Past performance may or may not be sustained in the future “sImportant Note: Effective close of business hours of June 1, 2018, HDFC Prudence Fund merged with HOFC Growth Fund (HDFC Balanced ‘Advantage Fund after changes in fundamental attributes). As the porfolio characteristics and the broad investment strategy of HFC Balanced Advantage Fund is similar to that of erstwhile HOFC Prudence Fund, the tack record (.e. since inception date, dividend history, etc) 7 past performance of erstwhile HOFC Prudence Fund have been considered, in line with SEBI circular on Performance disclosure post ‘onsolidation/ merger of scheme dated April 2, 2018, HDFC Balanced Advantage Fund Riskometer (An open-ended Balanced Advantage Fund) is suitable for investors who are seeking": + To generate long-term capital appreciation/income ELPaa + Investments in a mix of equity and a debt instruments EEE [MUTUAL FUND] BHAROSA APNO KA Distributed by:HDFC Balanced Advantage Fund CO ea Sor Cie Cece) Two key objectives of any individual investor * Growth of Capital - Through Equities. - Stability of Capital - Through Debt HDFC Balanced Advantage Fund is ideal to achieve both these objectives through one fund. Salient Features HDFC Balanced Advantage Fund is a Hybrid Fund which invests in both equities and debt instruments. Key factors of asset allocation between equities & debt amongst others are valuations, growth outlook, interest rates, etc. Current asset allocation is ~84% equity and ~16% debt securities and money market instruments as on April 30, 2019 . Equity strategy © Clear long-term focus - Multi cap strategy, flexibility to invest in small/mid/large cap stocks * Focus on good quality companies - Effective diversification of portfolio Debt Strategy * Portfolio duration is actively managed based on outlook for interest rates with a 2-3 year view * Strong preference for good credit quality The current investment strategy is subject to change depending on the market conditions. Did You Know? (Refer important note on page 1) ‘© With an AUM of 740,784 crores as of April 30, 2019, HDFC Balanced Advantage Fund is the largest hybrid fund in the industry’. ‘* An investment of 210,000 made in HDFC Prudence Fund since its inception in February 1994 and continued under HDFC Balanced Advantage Fund (assuming all dividends declared prior to the splitting of Growth Option into Dividend Option have been reinvested in the Scheme) would have become %7,37,069 as on April 30, 2019 at the CAGR of 18.56% p.a. since inception. ‘© The portfolio strategy of Balanced Advantage is similar to that of erstwhile HDFC Prudence Fund which “has seen it all’. It has sailed through events like the Asian crisis of the late 1990s, the tech bubble in 2000, several elections, Lehman crisis, scams like 2G, coal, etc, and recent global events like the China slowdown, PIIGS, the Greece crisis, the US rate hike, etc. and yet has been successful in wealth creation. ‘© For investments made in HDFC Prudence Fund and continued in HDFC Balanced Advantage Fund, dividends have been paid in each of last 20 years. ‘* The Fund Manager of HDFC Balanced Advantage Fund (a strategy which is similar to that of erstwhile HDFC Prudence Fund) has never changed since the inception of erstwhile HDFC Prudence Fund in 1994. Mr. Prashant Jain has been managing such a strategy for more than 25 years, the longest for a fund by a fund manager in India. Source - MF Explorer. Past performance may or may not be Sustained inthe Future, Please referto the section “Product Performance Summary” for complete performance deta Fund Manager Mr. Prashant Jain ‘Amar Kalkundrikar: Dedicated Fund Manager for Overseas InvestmentsHDFC Balanced Advantage Fund CO ea Sor Cie Cece) A portfolio strategy that has seen it all Vie fe 20900ineted in 3988 3 pp pee Tete RTP PEEPLES EP EE LEP EPEP EPL PEE EEG Data as on Apri 30, 2019. **Refer important note on page 1. "Inception date of NIFTY 50 Hybrid Composite Debt 65:35 Index (Benchmark Index) is September 3, 2001 and its values have been rebased equal to erstwhile HDFC Prudence Fund on September 3, 2001 to ensure a uniferm starting point for performance comparison. Past performances may or may not be sustained in the future History of consistent dividend distribution: For continued investments under HDFC Balanced Advantage Fund made in erstwhile HDFC Prudence Fund, dividends were paid in each of last 20 years (since 1999 when erstwhile HDFC Prudence Fund turned open ended). Total dividends paid in last 20 years aggregate to 768 per unit. The dividend frequency was changed to monthly dividend since January 2016. Monthly Dividend | Dividend Nav Poo Dividend Since Jan 2016 | perunit@) | (Record Date) | Yield @9) _‘Since Jan 2016 (Record Date) | Yield 00) O17, Nowl7 Deci7 Janis Feb-18 Marts ‘Ars May-18 june Tans Aug 18 Sep-18 Octs Nowe Decis Jan19) Feb-19 Mart ‘ArT May-19) Jan 16 to May 18- Dividends paid under erstwhile HOFC Prudence Fund. June 18 to May 19 - dividends paid under HFC Balanced Advantage Fund, “Special Dividend. Past performance may or may not be sustained in the future. There is no assurance or guarantee tothe unit holders as to the rate/quantum of dividend distribution nor that the dividends will be paid regularly Dividend payment is subject to avalabilityof distributable Surplus.All dividends are on face value of €00 per Unt. After payment ofthe dividend, the per Unit NAV falls to the extert of the payout and statutory levy, if any. Please log on to www.hdfeTund com for Record Daterwise listing of dividends declared under erstwhile HDFC Prudence Fund and erstwhile HFC Growth Fund,HDFC Balanced Advantage Fund CO ea Sor Cie Cece) SIP Performance - Regular Plan - Growth Option A continued SIP under HDFC Balanced Advantage Fund of %10,000* (originally started in the erstwhile HDFC Prudence Fund, since its inception on February 1, 1994) with a cumulative investment of 730.30 lakh would have grown to %5.96 crore by April 30, 2019. “nvested systematically onthe first business day of each month. SiP performance since, | asyearsip | aoyearsie | syears | ayearsie | years Toa naan ed BHD 303000 m8 EY oo} 3 To Make aon Ap 202015 8 > 50017 e547 FETE) Tse a7 756 Benchmark Retr BO NA a0 708 1058 na a5 -Addional enchark Reus OO NA 82 0 6 3397 1487 CCAGR returns are computed after accountng forthe cashflow by using XIRR method Gnvestment internal rate of return. The above investment simulations SteforTlstraitv purgoses only and should nat be construed as «promise on minimum Feurre an safeguard of eapnal. SP Systematic hvestment Pan Performance - Regular Plan—Growth Option INAVas at April 30,2019 € 199.156 (per unit) ‘Additional Value of investment of 10000 Period Scheme Benchmark, | _ Benchmark, + aaainiorar Returns O# | Retums Gn" | Retums Gx)" | Scheme $# | Benchmark (0* | penchmark Tast 1 Year ea 392 13.8 10682 Tom 11084 Last 3 Years Te 12.89 15a) 14755 14391 15.580 Last 5 Years vase 18 1B 19.655 17497 18.693 Since Inception (Feb 01, 1994) 1856 NA, NA 737,089, NA NA, ‘The abou performance is for continued investments under HDFC Balanced Advantage Fund made i erstwhile HDFC Prudence Fund. The Scheme is managed by Me. Prashant ain since une 20, 2003, ¢ NIFTY S0 Fypria Compete Debt 85-46 Index Se NIFTY 30 (Total Returns Index) Scheme Performance may not strictly be comparable with tat of ts Adaltgnal Benchmark in view of Ualanced nature of the scheme where portion of Echeme's nvestmgnts are made n debt nciruments: NA. Not Applicable. 8° All dividends declared pros tothe pitting ofthe Scheme nto Onidend & Gromih Options are assumed tobe remvested inthe unts ofthe Scheme tthe then prevailing NAV (eealvigend NAV}. Farimportae note refer below. Performance of other funds managed by Mr. Prashant Jain, Fund Manager of HDFC Balanced Advantage Fund (who manages total 5 schemes which have completed one year) Scheme Managing Scheme Returns G3) as on April 30, 2015, since: Tost year00) [Last years 9) | tases years OO HOFC Top 100 Fund! 20th une, 2003 11.62 1656 1439 NIFTY 100A 73H 1579 1335 HOFC Equity Fund 20th June, 2003 83 1626 148 NIFTY 500 2.98 15.03 1427 HOFC Hybrid Debt Fund (Equity Assets) © 26th December, 2003 509 203 a48 NIFTY 50 Hybrid Composie Debt 15365 index a4 234 935 "effective close of business hours of May 25, 2018, HDFC MF Monthly Income Plan Long Term Plan (MIPLTP) underwent changes In Fundamental ‘Attributes and was renamed as HOFC Hybrid Debt Fund (HHOF) and HDFC MF Monthly income Plan - Short Term Plan was merged therein. As the Portfolio structuring of HDF closely resembles the erstwhile MIP*LTP, the past performance of MP-LTP s provided, Inline with SEB! eircuar on Performance disclosure post consolidation/ merger of scheme dated April 12,2018, ‘Common notes for all the above tables: Past performance may or may not be sustained in the future, Returns greater than 1 year period are compounded annualised (CAGR).The above Feturns are of Regular Plan-Crowts Option, Load 's not taken into consideration for computation of performance. The performance of the Schemets) is benchmarked tothe Total Retuen Index (TRD Vatant ofthe Indices. Different plans vie, Regular Plan and Direct Plan have diferent expense structure, The expenses of the Direct Plan uncer the scheme willbe lower tothe extent ofthe disiibutionexpenses/commissin charged Inthe Regular lan Performance return of Category | - FP! Portfolio(s) managed by the Fund Manager (Mr. Prashant Jain) Managing Teturas (Was on 30Uh Apel 2019 orf since Tost year ast 3 yes Tats yeare ‘Category - £1 Portola (eanaged under 3 blateral agreement under | 22nd March, 2016 1404 1661 NA Regulation 24() and subject o applicable laws) enchnark - MSCl naa Total Returns) 758 1347 NA Past performance may oF may not be sustained inthe future. Returns greater than 1 year period are compounded annualised (CAGR).The above Feturns are computed using the Time Welghted Rate of Return (TWRR) methodology, to make them more comparable withthe mutual fund Scheme’: Feturns. inception date March 22.2016, The performance isnot comparable wit the performance ofthe aforementioned scheme) of HOF Mutual Fund due to differing investment objectives and fundamental dfferences in asset allocation, investment svategy andthe regulatory environment. The ald clsclosure is pursuant to SE81 Circular mo, Ci/IMD/DF/7/2012 cated February 28, 2012 pertaining o Regulation 24(0) of SE (Mutual Funds) Regulations, 1996. FP: Fereign Portfolio Investor. “Important Note: fective close of business hours of une 1, 208, HDFC Prudence Fund merged with HOFC Growth Fund (HDFC Balanced Advantage Fund after changes in fundamental atrbutes).As the portfolio characteristics sr the broao investment strategy of HDFC Balanced Acvantage Fund is Simla to that of erstuhife HDFC Prudence Fund, the rack record (ce, since Inception date, dvidend history, ete} / past performance of erstwhile HOFC Prudence Funa have been considered, in ine with SEB circular on Performance esclosure post consolidation/ merger of scheme dated April 12, 2018. MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.